Estimated median household income in 2008: $44,744
| This zip code: | $44,744 | | North Carolina: | $46,549 |
Nearest zip codes: 28630, 28671, 28645, 28666, 28690, 28637.
Housing units in zip code 28638 with a mortgage: 1,563 (147 second mortgage, 236 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 945
Median monthly owner costs for units with a mortgage: $915
Median monthly owner costs for units without a mortgage: $289
Residents with income below the poverty level in 2008:
| This zip code: | 10.6% | | Whole state: | 14.6% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 3.8% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.6 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 109
- 1995 to 1998: 393
- 1990 to 1994: 473
- 1980 to 1989: 1,195
- 1970 to 1979: 1,125
- 1960 to 1969: 744
- 1950 to 1959: 608
- 1940 to 1949: 264
- 1939 or earlier: 172
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Bedrooms in owner-occupied houses in Hudson, NC (28638): |
|
- no bedroom: 8
- 1 bedrooms: 12
- 2 bedrooms: 893
- 3 bedrooms: 2,184
- 4 bedrooms: 348
- 5 or more bedrooms: 67
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 17
- 1 bedrooms: 251
- 2 bedrooms: 642
- 3 bedrooms: 291
- 4 bedrooms: 59
- 5 or more bedrooms: 14
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Vehicles available in 28638 zip code in owner-occupied houses/condos: |
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- no vehicle: 100
- 1 vehicle: 717
- 2 vehicles: 1,532
- 3 vehicles: 801
- 4 vehicles: 275
- 5 or more vehicles: 87
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 93
- 1 vehicle: 539
- 2 vehicles: 456
- 3 vehicles: 146
- 4 vehicles: 24
- 5 or more vehicles: 16
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 28638:
- Less than $10,000: 73
- $10,000 to $14,999: 37
- $15,000 to $19,999: 51
- $20,000 to $24,999: 50
- $25,000 to $29,999: 25
- $30,000 to $34,999: 47
- $35,000 to $39,999: 65
- $40,000 to $49,999: 80
- $50,000 to $59,999: 84
- $60,000 to $69,999: 98
- $70,000 to $79,999: 132
- $80,000 to $89,999: 129
- $90,000 to $99,999: 142
- $100,000 to $124,999: 470
- $125,000 to $149,999: 543
- $150,000 to $174,999: 461
- $175,000 to $199,999: 267
- $200,000 to $249,999: 418
- $250,000 to $299,999: 167
- $300,000 to $399,999: 102
- $400,000 to $499,999: 24
- $500,000 to $749,999: 9
- $1,000,000 or more: 11
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Rent paid by renters in 2008 in zip code 28638:
- Less than $100: 16
- $100 to $149: 8
- $150 to $199: 6
- $250 to $299: 39
- $300 to $349: 75
- $350 to $399: 154
- $400 to $449: 240
- $450 to $499: 186
- $500 to $549: 165
- $550 to $599: 91
- $600 to $649: 44
- $650 to $699: 44
- $700 to $749: 37
- $750 to $799: 17
- $800 to $899: 32
- $900 to $999: 5
- No cash rent: 105
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Median price asked for vacant for-sale houses and condos in 2008: $138,211.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $148,210
- American Indian or Alaska Native householders: $137,082
- Two or more races householders: $153,209
Estimated median house or condo value in 2008: $132,092 (it was $85,400 in 2000)
| 28638: | $132,092 | | North Carolina: | $154,500 |
Lower value quartile - upper value quartile: $79,300 - $166,076
Mean price in 2008:
Detached houses: $167,315| Here: | $167,315 | | State: | $225,597 |
Townhouses or other attached units: $194,792| Here: | $194,792 | | State: | $186,430 |
Mobile homes: $39,253| Here: | $39,253 | | State: | $45,354 |
Occupied boats, RVs, vans, etc.: $137,500| Here: | $137,500 | | State: | $48,806 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 3,294
- One, attached: 33
- Two: 85
- 3 or 4: 176
- 5 to 9: 195
- 10 to 19: 85
- 20 to 49: 8
- Mobile homes: 1,202
- Boats, RVs, vans, etc.: 5

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Means of transportation to work
- Drove a car alone: 5,098 (79%)
- Carpooled: 1,129 (17%)
- Bicycle: 9 (0%)
- Walked: 17 (0%)
- Other means: 45 (1%)
- Worked at home: 192 (3%)
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Travel time to work
- Less than 5 minutes: 124
- 5 to 9 minutes: 621
- 10 to 14 minutes: 1195
- 15 to 19 minutes: 1540
- 20 to 24 minutes: 1104
- 25 to 29 minutes: 419
- 30 to 34 minutes: 764
- 35 to 39 minutes: 91
- 40 to 44 minutes: 100
- 45 to 59 minutes: 90
- 60 to 89 minutes: 149
- 90 or more minutes: 101
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Percentage of zip code residents living and working in this county: 71.2%
Household type by relationship
Households: 11,992
- In family households: 10,442 (2,903 male householders, 669 female householders)
2,851 spouses, 3,335 children (3,059 natural, 78 adopted, 198 stepchildren), 207 grandchildren, 58 brothers or sisters, 59 parents, 94 other relatives, 266 non-relatives
- In nonfamily households: 1,550 (601 male householders (441 living alone)), 620 female householders (542 living alone)), 329 nonrelatives
Size of family households: 1,616 2-persons, 950 3-persons, 726 4-persons, 191 5-persons, 46 6-persons, 43 7-or-more-persons.
Size of nonfamily households: 983 1-person, 182 2-persons, 32 3-persons, 8 4-persons, 16 6-persons.
1,947 married couples with children.
652 single-parent households (201 men, 451 women).
95.5% of residents of 28638 zip code speak English at home.
3.3% of residents speak Spanish at home (33% very well, 19% well, 42% not well, 6% not at all).
0.8% of residents speak other Indo-European language at home (58% very well, 25% well, 18% not well).
0.4% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 253 (2.1%)
(36.0% of them are naturalized citizens)
| This zip code: | 2.1% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (58%)
- Honduras (19%)
- Other Western Europe (8%)
- Laos (6%)
- Germany (3%)
- Japan (2%)
- Guatemala (2%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 102
- 1990 to 1994: 76
- 1985 to 1989: 29
- 1980 to 1984: 7
- 1975 to 1979: 0
- 1970 to 1974: 7
- 1970 to 1974: 0
- 1965 to 1969: 32
|
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White population: 11,782
Black population: 54
American Indian population: 25
Asian population: 42
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 154
Two or more races population: 67
First ancestries reported:
|  United States or American: 3049 |
|  German: 1213 |
|  Other groups: 1036 |
|  English: 750 |
|  Irish: 631 |
|  Scotch-Irish: 268 |
|  Scottish: 221 |
|  Italian: 148 |
|  French (except Basque): 124 |
|  Dutch: 108 |
|  European: 83 |
|  Norwegian: 32 |
|  Polish: 31 |
|  British: 21 |
|  French Canadian: 20 |
|  Russian: 20 |
|  Croatian: 19 |
|  Welsh: 18 |
|  Ukrainian: 13 |
|  West Indian (excluding Hispanic groups):: 8 |
|  Belizean: 8 |
|  Lithuanian: 7 |
|  Hungarian: 6 |
|  Swiss: 6 |

facilities with environmental interests located in this zip code:
- CHEMICAL COATINGS INCORPORATED (3194 HICKORY BLVD. in HUDSON, NC)
AIR MINOR (AIRS/AFS)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-04-2003-9977, FORMAL ENFORCEMENT ACTION
(Integrated Compliance Information System) - ICIS-04-2003-9977, FORMAL ENFORCEMENT ACTION
STATE MASTER (North Carolina facility info) - -115DA4YG00PJAD84AY3V80712G, WASTEWATER FACILITY, -193, AIR PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: PAINTS, VARNISHES, LACQUERS, ENAMELS, AND ALLIED PRODUCTS
Business NAICS classification: PAINT AND COATING MANUFACTURING.
Organizations: RPM INTERNATIONAL INC (CONTACT/OPERATOR)
Alternative names: CHEMICAL COATINGS INC.
- CALDWELL READY-MIX INC (2823 MISSION ROAD in HUDSON, NC)
AIR MINOR (AIRS/AFS)
STATE MASTER (North Carolina facility info) - AIR PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: READY-MIXED CONCRETE
Alternative names: CALDWELL READY MIX INCORPORATE
- C & W WOODWORKING INCORPORATED (442 PINE MOUNTAIN RD in HUDSON, NC)
AIR MINOR (AIRS/AFS)
STATE MASTER (North Carolina facility info) - AIR PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: HARDWOOD DIMENSION AND FLOORING MILLS
Business NAICS classification: OTHER MILLWORK (INCLUDING FLOORING ).; OTHER MILLWORK (INCLUDING FLOORING ).
- CALDWELL STONE CO INCORPORATED (BRADFORD MOUNT ROAD in HUDSON, NC)
AIR MINOR (AIRS/AFS)
STATE MASTER (North Carolina facility info) - AIR PROGRAM
Business SIC and NAICS classification: DIMENSION STONE
- BLOWING ROCK FURNITURE (HIGHWAY 321 (P. O. BOX 684) in HUDSON, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
Organizations: LEE BROWN (CONTACT/OWNER)
- CALDWELL CO CAREER CTR (2857 HICKORY BOULEVARD in HUDSON, NC)
(National Center for Education Statistics) - STATE ID-305
Organizations: CALDWELL COUNTY SCHOOLS (SCHOOL DISTRICT)
- ALL WOOD PRODUCTS (CEDAR VALLEY ROAD in HUDSON, NC)
AIR MINOR (AIRS/AFS)
Business SIC classification: WOOD HOUSEHOLD FURNITURE, EXCEPT UPHOLSTERED
- ALLWOOD PRODUCTS MFG CORP (MISSION RD in HUDSON, NC)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- BOB KEEN`S AUTO BODY REPAIR (1414 CAJAH MOUNTAIN RD in HUDSON, NC)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CORA H KEEN (CONTACT/OWNER)
, ROBERT J KEEN (CONTACT/OWNER)
Alternative names: BOB KEEN'S AUTO BODY REPAIR
- DRUM`S RADIATOR & HEATING SERVICE (131 LEGION RD in HUDSON, NC)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: JAMES B. DRUM (CONTACT/OWNER)
, JAMES DRUM (CONTACT/OWNER)
- 321 RADIATOR SHOP INC (3346 HICKORY BLVD in HUDSON, NC)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: MIKE & TIM FOX (CONTACT/OWNER)
- CALDWELL COMMUNITY COLLEGE (1000 HICKORY BLVD in HUDSON, NC)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Median worth of mobile homes: $42,719
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
|
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- Electricity (54%)
- Fuel oil, kerosene, etc. (24%)
- Utility gas (11%)
- Bottled, tank, or LP gas (7%)
- Wood (2%)
- No fuel used (1%)
|
Place of birth for U.S.-born residents:
- This state: 9610
- Northeast: 299
- Midwest: 435
- South: 1255
- West: 67
60% of the 28638 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 66% lived in this county.
Out of people who lived in different counties, 53% lived in North Carolina.
Population in 1990: 9,771. Population change in the 1990s: +2,354 (+24.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 133
| Here: | 10.6% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 30
| Here: | 4.7% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 59
| Here: | 14.5% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- ROMA E RYDER (3015 DEAL MILL RD in HUDSON, NC): $24,236 in 8 contracts from 2004 to 2005
Contracts for Guard Services by U.S. Army Corps of Engineers - civil program financing only, Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $12,026; 2005: $12,210; 2006: $0.
Biggest contracts:
$6,105 with U.S. Army Corps of Engineers - civil program financing only for Guard Services. Signed on 2005-01-25. Completion date: 2005-09-06.
$6,105 with Army for Guard Services. Signed on 2005-01-25. Completion date: 2005-09-06.
$5,735, same as above. Signed on 2004-02-10. Completion date: 2004-04-30.
$5,735 with U.S. Army Corps of Engineers - civil program financing only for Guard Services. Signed on 2004-02-10. Completion date: 2004-04-30.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 4 establishments, 10-19 employees: 3 establishments, 5-9 employees: 3 establishments)
- Finance and Insurance: Commercial Banking (100-249: 1, 5-9: 2, 1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (50-99: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $114,259 | 218 | $109,542 | 248 | $97,911 | 46 | $30,523 | 2 | $348,190 | 63 | $104,332 | 38 | $50,747 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 14 | $102,355 | 53 | $96,581 | 11 | $29,347 | 0 | $0 | 5 | $83,874 | 3 | $58,800 |
| APPLICATIONS DENIED | 7 | $110,921 | 32 | $71,176 | 270 | $104,190 | 48 | $90,263 | 0 | $0 | 8 | $86,435 | 20 | $77,302 |
| APPLICATIONS WITHDRAWN | 6 | $93,283 | 23 | $129,550 | 96 | $112,746 | 7 | $235,601 | 0 | $0 | 2 | $255,235 | 3 | $55,377 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $75,220 | 14 | $106,130 | 31 | $172,933 | 0 | $0 | 0 | $0 | 4 | $91,080 | 1 | $59,990 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $110,213 | 241 | $97,239 | 273 | $97,904 | 49 | $39,581 | 65 | $81,679 | 24 | $73,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 55 | $86,453 | 43 | $79,817 | 9 | $42,450 | 9 | $74,427 | 13 | $56,435 |
| APPLICATIONS DENIED | 2 | $47,150 | 68 | $74,887 | 210 | $97,854 | 27 | $44,336 | 12 | $65,683 | 49 | $63,076 |
| APPLICATIONS WITHDRAWN | 5 | $104,150 | 21 | $95,922 | 126 | $112,686 | 12 | $98,789 | 6 | $81,538 | 9 | $90,658 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $126,595 | 8 | $330,881 | 27 | $117,982 | 1 | $31,380 | 2 | $155,760 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $100,055 | 201 | $86,806 | 310 | $90,660 | 23 | $40,917 | 2 | $49,270 | 39 | $84,512 | 34 | $64,397 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $80,830 | 31 | $75,471 | 76 | $109,068 | 4 | $49,255 | 0 | $0 | 10 | $85,477 | 16 | $65,617 |
| APPLICATIONS DENIED | 6 | $110,103 | 69 | $69,202 | 261 | $102,697 | 44 | $38,624 | 0 | $0 | 7 | $104,544 | 58 | $57,972 |
| APPLICATIONS WITHDRAWN | 7 | $106,146 | 23 | $86,699 | 156 | $103,934 | 16 | $123,563 | 0 | $0 | 13 | $84,367 | 14 | $68,196 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $76,096 | 29 | $124,847 | 5 | $55,072 | 0 | $0 | 2 | $123,180 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $107,594 | 184 | $88,641 | 309 | $91,782 | 30 | $29,476 | 49 | $70,126 | 44 | $55,466 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $81,300 | 25 | $63,998 | 48 | $73,679 | 10 | $23,791 | 2 | $83,220 | 15 | $52,991 |
| APPLICATIONS DENIED | 7 | $99,006 | 65 | $75,268 | 254 | $88,846 | 23 | $28,693 | 11 | $56,536 | 61 | $72,223 |
| APPLICATIONS WITHDRAWN | 2 | $88,355 | 16 | $92,350 | 138 | $91,849 | 7 | $46,036 | 8 | $57,999 | 20 | $75,860 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 30 | $99,190 | 2 | $25,260 | 2 | $38,595 | 4 | $65,605 |
Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $102,713 | 157 | $93,986 | 685 | $94,086 | 47 | $58,082 | 51 | $61,635 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $87,048 | 17 | $70,389 | 77 | $92,664 | 9 | $19,069 | 5 | $98,512 |
| APPLICATIONS DENIED | 5 | $57,812 | 80 | $74,853 | 191 | $92,765 | 8 | $38,635 | 6 | $76,140 |
| APPLICATIONS WITHDRAWN | 2 | $105,530 | 9 | $80,041 | 90 | $93,175 | 2 | $9,035 | 1 | $49,700 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $193,530 | 16 | $95,882 | 0 | $0 | 3 | $311,873 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 51 | $98,304 | 167 | $83,480 | 409 | $98,040 | 85 | $40,296 | 3 | $450,017 | 40 | $61,593 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $44,120 | 36 | $51,843 | 87 | $92,424 | 11 | $53,666 | 0 | $0 | 1 | $45,430 |
| APPLICATIONS DENIED | 8 | $88,200 | 103 | $64,540 | 172 | $82,705 | 25 | $21,500 | 0 | $0 | 9 | $78,689 |
| APPLICATIONS WITHDRAWN | 2 | $80,395 | 28 | $84,156 | 135 | $101,159 | 6 | $22,233 | 0 | $0 | 1 | $52,460 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $83,774 | 32 | $79,744 | 0 | $0 | 0 | $0 | 2 | $109,220 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $90,523 | 168 | $80,663 | 498 | $86,506 | 84 | $40,686 | 2 | $339,155 | 42 | $75,281 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 52 | $52,897 | 71 | $65,577 | 10 | $17,285 | 0 | $0 | 2 | $42,375 |
| APPLICATIONS DENIED | 4 | $68,088 | 112 | $56,391 | 216 | $74,130 | 36 | $12,100 | 0 | $0 | 12 | $62,441 |
| APPLICATIONS WITHDRAWN | 5 | $88,196 | 23 | $92,751 | 110 | $82,452 | 7 | $22,793 | 0 | $0 | 5 | $76,756 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 13 | $95,411 | 2 | $18,065 | 0 | $0 | 2 | $90,330 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $87,303 | 201 | $78,741 | 196 | $67,606 | 51 | $26,892 | 2 | $172,450 | 19 | $54,497 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $41,442 | 49 | $55,770 | 55 | $63,389 | 7 | $10,254 | 0 | $0 | 7 | $45,510 |
| APPLICATIONS DENIED | 22 | $61,874 | 196 | $56,109 | 159 | $78,924 | 23 | $14,793 | 0 | $0 | 15 | $88,674 |
| APPLICATIONS WITHDRAWN | 7 | $74,700 | 27 | $83,910 | 105 | $72,276 | 9 | $39,787 | 0 | $0 | 13 | $84,419 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 19 | $72,153 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $86,892 | 153 | $67,377 | 188 | $71,627 | 39 | $21,115 | 25 | $63,380 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 68 | $50,664 | 62 | $68,144 | 4 | $15,920 | 9 | $78,362 |
| APPLICATIONS DENIED | 2 | $71,875 | 140 | $54,864 | 105 | $73,580 | 20 | $20,034 | 15 | $50,446 |
| APPLICATIONS WITHDRAWN | 3 | $85,830 | 15 | $72,016 | 76 | $67,642 | 3 | $48,900 | 2 | $27,990 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $62,200 | 14 | $80,609 | 1 | $129,410 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0306.00
, 0307.00, 0312.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $113,896 | 27 | $135,590 | 9 | $83,594 | 2 | $110,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $114,033 | 4 | $103,935 | 3 | $114,967 | 2 | $73,255 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $96,080 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $108,400 | 2 | $129,710 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $91,780 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $96,679 | 25 | $120,463 | 5 | $90,354 | 2 | $89,695 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $162,674 | 4 | $116,478 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $130,272 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $113,794 | 18 | $108,861 | 7 | $104,464 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $123,775 | 8 | $115,705 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $128,825 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $59,960 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $111,549 | 25 | $92,144 | 3 | $84,817 | 2 | $87,040 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $113,805 | 7 | $88,621 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $127,985 | 2 | $127,985 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $78,310 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $38,400 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $107,441 | 94 | $109,430 | 2 | $70,410 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $90,966 | 10 | $109,742 | 2 | $63,230 |
| APPLICATIONS DENIED | 2 | $95,735 | 4 | $91,715 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $65,675 | 1 | $76,050 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $99,436 | 60 | $114,947 | 4 | $65,228 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $96,480 | 8 | $100,445 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $106,653 | 2 | $79,990 |
| APPLICATIONS WITHDRAWN | 3 | $81,573 | 4 | $96,888 | 2 | $70,980 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $102,064 | 62 | $98,344 | 2 | $49,470 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $104,829 | 5 | $133,832 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $97,983 | 3 | $113,390 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $124,162 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $96,148 | 21 | $88,465 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $91,573 | 4 | $119,375 |
| APPLICATIONS DENIED | 7 | $118,019 | 1 | $72,790 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $78,015 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $90,855 | 15 | $85,396 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $72,350 | 1 | $81,520 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $97,820 | 1 | $72,260 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $84,600 | 1 | $95,880 | 1 | $40,870 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0306.00
, 0307.00, 0312.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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