28638 Zip Code Detailed Profile




Cities: Hudson, NC (18.40%), Sawmills, NC (13.27%), Lenoir, NC (2.48%), Cajah's Mountain, NC (0.59%), Granite Falls, NC (0.16%)
County: Caldwell County, NC
Estimated zip code population in 2013: 12,223
Zip code population in 2010: 12,302
Zip code population in 2000: 12,125

Houses and condos: 5,141
Renter-occupied apartments: 1,177
% of renters here:

27%
State:

36%
Mar. 2013 cost of living index in zip code 28638: 87.2 (less than average, U.S. average is 100)

Land area: 20.3 sq. mi.
Water area: 0.0 sq. mi.
Population density: 603 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 28638
Zip code 28638 (Hudson, North Carolina) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 28638

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($919)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $948 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $892 (0.9%)

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Males: 6,453  (52.8%)
Females: 5,770  (47.2%)

For population 25 years and over in 28638:

For population 15 years and over in 28638:

Zip code 28638 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in above state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 28638

  • Zip code 28638 races chart
    • 11,412White population
    • 144Black population
    • 28American Indian population
    • 22Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 3Some other race population
    • 109Two or more races population
    • 581Hispanic or Latino population

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Urban population: 10,144
Rural population: 2,078

Estimated median house/condo value in 2013: $113,800
28638:

$113,800
North Carolina:

$154,300



According to our research of North Carolina and other state lists there was 1 registered sex offender living in 28638 zip code as of May 29, 2016.
The ratio of number of residents in zip code 28638 to the number of sex offenders is 11,479 to 1.


Median resident age:
This zip code:

42.1 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.8 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28638, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,600 (Individual Income Tax Returns)
Here:

$37,600
State:

$54,937

Salary/wage: $34,444 (reported on 85.3% of returns)
Here:

$34,444
State:

$46,336
(% of AGI for various income ranges: 76.4% for AGIs below $25k, 81.9% for AGIs $25k-50k, 81.8% for AGIs $50k-75k, 82.0% for AGIs $75k-100k, 81.8% for AGIs $100k-200k)

Taxable interest for individuals: $669 (reported on 28.3% of returns)
This zip code:

$669
North Carolina:

$1,298
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Ordinary dividends: $2,617 (reported on 9.8% of returns)
Here:

$2,617
State:

$6,213
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,584 (reported on 7.2% of returns)
Here:

+$1,584
State:

+$12,740
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.2% for AGIs $100k-200k)

Profit/loss from business: +$7,915 (reported on 14.2% of returns)
Here:

+$7,915
State:

+$10,311
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,404 (reported on 9.6% of returns)
28638:

$10,404
North Carolina:

$15,575
(% of AGI for various income ranges: 3.8% for AGIs below $25k, 2.5% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.2% for AGIs $100k-200k)

Total itemized deductions: $17,204 (25% of AGI, reported on 24.7% of returns)
Here:

$17,204
State:

$23,438

Here:

25.1% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 9.9% for AGIs $25k-50k, 11.8% for AGIs $50k-75k, 13.9% for AGIs $75k-100k, 18.3% for AGIs $100k-200k)

Charity contributions: $4,324 (reported on 19.6% of returns)
Here:

$4,324
State:

$4,687
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 4.5% for AGIs $100k-200k)

Taxes paid: $5,343 (reported on 24.5% of returns)
28638:

$5,343
State:

$8,823
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 8.0% for AGIs $100k-200k)

Earned income credit: $2,241 (reported on 25.3% of returns)
Here:

$2,241
State:

$2,376
(% of AGI for various income ranges: 7.4% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.7%
Here:

58%
State:

53%
(% for various income ranges: 55.0% for AGIs below $25k, 58.7% for AGIs $25k-50k, 59.2% for AGIs $50k-75k, 64.1% for AGIs $75k-100k, 69.6% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28638, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,842 (Individual Income Tax Returns)
Here:

$33,842
State:

$45,376

Salary/wage: $31,748 (reported on 89.2% of returns)
Here:

$31,748
State:

$39,442
(% of AGI for various income ranges: 112.9% for AGIs below $10k, 82.6% for AGIs $10k-25k, 88.1% for AGIs $25k-50k, 86.7% for AGIs $50k-75k, 84.0% for AGIs $75k-100k, 61.4% for AGIs over 100k)

Taxable interest for individuals: $837 (reported on 32.8% of returns)
This zip code:

$837
North Carolina:

$1,515
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $1,819 (reported on 11.0% of returns)
Here:

$1,819
State:

$4,016
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Net capital gain/loss: +$6,397 (reported on 7.7% of returns)
Here:

+$6,397
State:

+$11,152
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 8.9% for AGIs over 100k)

Profit/loss from business: +$7,436 (reported on 14.5% of returns)
Here:

+$7,436
State:

+$9,490
(% of AGI for various income ranges: 5.8% for AGIs below $10k, 5.1% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 7.5% for AGIs over 100k)

IRA payment deduction: $2,776 (reported on 2.0% of returns)
28638:

$2,776
North Carolina:

$2,967
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Total itemized deductions: $15,080 (25% of AGI, reported on 27.4% of returns)
Here:

$15,080
State:

$19,464

Here:

24.7% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 9.5% for AGIs below $10k, 6.7% for AGIs $10k-25k, 10.1% for AGIs $25k-50k, 14.6% for AGIs $50k-75k, 17.1% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Charity contributions deductions: $3,526 (6% of AGI, reported on 22.7% of returns)
Here:

$3,526
State:

$4,035

Here:

5.5% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Total tax: $3,690 (reported on 73.0% of returns)
28638:

$3,690
State:

$7,257
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 16.7% for AGIs over 100k)

Earned income credit: $1,710 (reported on 20.6% of returns)
Here:

$1,710
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 66.5%
Here:

67%
State:

62%
(% for various income ranges: 56.3% for AGIs below $10k, 70.1% for AGIs $10k-25k, 68.0% for AGIs $25k-50k, 67.3% for AGIs $50k-75k, 65.6% for AGIs $75k-100k, 73.5% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$39,258
North Carolina:

$45,906
Hudson, NC (28638) map Nearest zip codes: 28630, 28667, 28671, 28666, 28637, 28690.
Cajah s Mountain Zip Code Map

Percentage of family households:
This zip code:

51.9%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

3.5%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 731
Household did not receive Food Stamps/SNAP in the past 12 months: 3,668


Women who had a birth in the past 12 months: 136 (50 now married, 86 unmarried)
Women who did not have a birth in the past 12 months: 2,587 (1,274 now married, 1,313 unmarried)


Housing units in zip code 28638 with a mortgage: 1,836 (100 second mortgage, 338 home equity loan)
Houses without a mortgage: 1,386

Median monthly owner costs for units with a mortgage: $1,044
Median monthly owner costs for units without a mortgage: S310

Residents with income below the poverty level in 2013:
This zip code:

14.3%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.6%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.6
State:

6.3
Median number of rooms in apartments:
Here:

4.2
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28638: Pine Mountain Campground (A), Caldwell County Fairgrounds (B), Hudson Drag Strip (C). Display/hide their locations on the map

    Churches in zip code 28638 include: Center Grove Church (A), Harris Chapel (B), Mount Zion Church (C), Poovey Chapel (D), Bethel Church (E), Sunrise Baptist Church (F), Hudson First Baptist Church (G), East Hudson Church (H). Display/hide their locations on the map

    Creek: Angley Creek (A). Display/hide its location on the map

Year house built

  • 332010 or later
  • 6562000 to 2009
  • 8841990 to 1999
  • 9291980 to 1989
  • 1,1691970 to 1979
  • 8051960 to 1969
  • 4551950 to 1959
  • 911940 to 1949
  • 1191939 or earlier

Zip code 28638 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Hudson, NC (28638)

  • 9no bedroom
  • 601 bedroom
  • 6252 bedrooms
  • 1,9953 bedrooms
  • 4664 bedrooms
  • 675+ bedrooms

Bedrooms in renter-occupied apartments in Hudson, NC (28638)

  • 0no bedroom
  • 431 bedroom
  • 7452 bedrooms
  • 3113 bedrooms
  • 784 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Hudson, NC (28638) in owner-occupied houses/condos

  • 80no vehicle
  • 6211 vehicle
  • 1,4362 vehicles
  • 7063 vehicles
  • 3044 vehicles
  • 755+ vehicles

Cars and other vehicles available in Hudson, NC (28638) in renter-occupied apartments

  • 12no vehicle
  • 5661 vehicle
  • 4622 vehicles
  • 1163 vehicles
  • 214 vehicles
  • 05+ vehicles

Median gross rent in 2013: $616.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $113,800
28638:

$113,800
North Carolina:

$154,300
Lower value quartile - upper value quartile: $82,100 - $155,400

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 12.6%

Percentage of zip code residents living and working in this county: 63.9%

Household type by relationship:

Households: 12,220

Size of family households: 1,587 2-persons, 727 3-persons, 649 4-persons, 178 5-persons, 55 6-persons

Size of nonfamily households: 1,040 1-person, 138 2-persons, 25 3-persons

1,636 married couples with children.
805 single-parent households (274 men, 531 women).

96.0% of residents of 28638 zip code speak English at home.
4.0% of residents speak Spanish at home (71% very well, 24% well, 5% not well).

Foreign born population: 179 (1.5%)
(65.9% of them are naturalized citizens)
This zip code:

1.5%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 59%Cuba
  • 16%Canada
  • 13%Mexico
  • 7%Costa Rica
  • 4%England

Most common first ancestries reported in 28638 (%)

  • 21%American
  • 20%Other groups
  • 10%German
  • 8%English
  • 6%Irish
  • 4%Scotch-Irish
  • 3%Dutch

Year of entry for the foreign-born population

  • 222010 or later
  • 652000 to 2009
  • 891990 to 1999
  • 96Before 1990

Zip code 28638 topographic map

Facilities with environmental interests located in this zip code:


Zip code 28638 marital status for males
Zip code 28638 marital status for females

Housing units lacking complete plumbing facilities: 1.4%
Housing units lacking complete kitchen facilities: 3.5%

Most commonly used house heating fuel

  • 70%Electricity
  • 13%Utility gas
  • 10%Fuel oil, kerosene, etc.
  • 4%Bottled, tank, or LP gas
  • 3%Wood

Population in 1990: 9,771. Population change in the 1990s: +2,354 (+24.1%).

Place of birth for U.S.-born residents:


60% of the 28638 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 66% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

89% of the 28638 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 72% moved from this county.
   Out of people who lived in different houses, 24% moved from different county within same state.
   Out of people who lived in different houses, 4% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 221
Here:

15.2%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 92
Here:

12.0%
North Carolina:

7.7%
Students in private undergraduate colleges: 20
Here:

3.2%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 57,604Health diagnosing and treating practitioners and other technical occupations
  • 52,586Transportation occupations
  • 43,583Architecture and engineering occupations
  • 39,006Law enforcement workers including supervisors
  • 38,466Health technologists and technicians
  • 37,841Management occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 5 people in group homes intended for adults

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 9
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED106$120,30274$113,501245$123,83911$52,1675$328,48025$80,35519$68,557
APPLICATIONS APPROVED, NOT ACCEPTED3$97,7830$022$123,1420$00$00$03$68,143
APPLICATIONS DENIED12$88,50413$99,87987$150,5554$13,6780$08$89,6269$41,041
APPLICATIONS WITHDRAWN16$111,83612$105,47468$135,4511$25,8500$03$47,3304$84,200
FILES CLOSED FOR INCOMPLETENESS2$70,6250$024$124,8422$83,7900$00$02$53,475

Detailed HMDA statistics for the following Tracts: 0306.00 , 0307.00, 0312.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$141,04815$137,505
APPLICATIONS APPROVED, NOT ACCEPTED1$149,8502$217,260
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN1$71,2800$0
FILES CLOSED FOR INCOMPLETENESS2$127,9850$0

Detailed PMIC statistics for the following Tracts: 0306.00 , 0307.00, 0312.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28638 among deceased individuals
NameCountLived (average)
William5671.9 years
James4672.0 years
Mary4477.1 years
John3473.9 years
Paul2768.4 years
Ruth2677.9 years
George2674.8 years
Robert2670.6 years
Charles2471.2 years
Betty2365.1 years
Most common last names in zip code 28638 among deceased individuals
Last nameCountLived (average)
Smith4575.0 years
Bumgarner3472.9 years
Hartley3375.6 years
Austin2773.7 years
Miller2671.5 years
Watson2268.2 years
Kirby2175.9 years
Haas2075.8 years
Annas2075.4 years
Greene2075.7 years
Businesses in zip code 28638
NameCountNameCount
Arby's1Lane Furniture2
Burger King1Rite Aid1
CVS1U-Haul1
FedEx1UPS1
H&R Block1Walgreens1
KFC1Wendy's1
Kincaid1

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