Jump to a detailed profile or search site with Google Custom Search

28654 Zip Code (Moravian Falls, NC) Detailed Profile




City: Moravian Falls, NC (3.31%)
Counties: Wilkes County, NC (90.64%), Alexander County, NC (9.36%)
Estimated zip code population in 2017: 3,534
Zip code population in 2010: 3,495
Zip code population in 2000: 2,865

Houses and condos: 1,687
Renter-occupied apartments: 162
% of renters here:

11%
State:

35%
March 2019 cost of living index in zip code 28654: 79.9 (low, U.S. average is 100)

Land area: 62.8 sq. mi.
Water area: 0.0 sq. mi.
Population density: 56 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28654
  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2017:
This zip code:

0.7% ($954)
North Carolina:

0.8% ($1,440)
Median real estate property taxes paid for housing units with mortgages in 2017: $1,066 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $860 (0.7%)

Business Search - 14 Million verified businesses
Search for: near:  

Males: 1,633  (46.2%)
Females: 1,900  (53.8%)

For population 25 years and over in 28654:

  • High school or higher: 88.8%
  • Bachelor's degree or higher: 17.5%
  • Graduate or professional degree: 4.6%
  • Unemployed: 2.8%
  • Mean travel time to work (commute): 28.5 minutes

For population 15 years and over in 28654:

  • Never married: 14.3%
  • Now married: 59.9%
  • Separated: 1.7%
  • Widowed: 8.8%
  • Divorced: 15.2%

Zip code 28654 compared to state average:

  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 28654 (2017)
    • 3,039106.1%White
    • 1936.7%Black
    • 1786.2%Hispanic or Latino
    • 451.6%Two or more races
    • 230.8%Asian
    • 140.5%American Indian
    • 30.1%Some other race
Settings
X
Data:
Loading data...
Based on 2000-2020 data
Loading data...

123
Hide US histogram

100% rural population.

Estimated median house/condo value in 2017: $144,279
28654:

$144,279
North Carolina:

$171,200



According to our research of North Carolina and other state lists, there were 5 registered sex offenders living in 28654 zip code as of January 17, 2021.
The ratio of all residents to sex offenders in zip code 28654 is 771 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.


Median resident age:
This zip code:

50.9 years
North Carolina median age:

38.8 years
Average household size:
This zip code:

2.4 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28654, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,343 (Individual Income Tax Returns)
Here:

$39,343
State:

$54,937

Salary/wage: $33,501 (reported on 81.8% of returns)
Here:

$33,501
State:

$46,336
(% of AGI for various income ranges: 75.1% for AGIs below $25k, 81.2% for AGIs $25k-50k, 73.4% for AGIs $50k-75k, 63.6% for AGIs $75k-100k, 101.9% for AGIs $100k-200k)

Taxable interest for individuals: $706 (reported on 32.5% of returns)
This zip code:

$706
North Carolina:

$1,298
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Ordinary dividends: $6,029 (reported on 15.6% of returns)
Here:

$6,029
State:

$6,213
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 9.6% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$10,561 (reported on 11.7% of returns)
Here:

+$10,561
State:

+$12,740
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 16.4% for AGIs $100k-200k)

Profit/loss from business: +$6,063 (reported on 17.5% of returns)
Here:

+$6,063
State:

+$10,311
(% of AGI for various income ranges: 8.5% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,973 (reported on 9.7% of returns)
28654:

$16,973
North Carolina:

$15,575
(% of AGI for various income ranges: 3.5% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 8.0% for AGIs $75k-100k, 8.9% for AGIs $100k-200k)

Total itemized deductions: $20,591 (23% of AGI, reported on 22.1% of returns)
Here:

$20,591
State:

$23,438

Here:

23.1% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 5.6% for AGIs below $25k, 8.6% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 19.8% for AGIs $100k-200k, 12.6% for AGIs over 200k)

Charity contributions: $5,577 (reported on 19.5% of returns)
Here:

$5,577
State:

$4,687
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 4.9% for AGIs $100k-200k, 3.9% for AGIs over 200k)

Taxes paid: $6,700 (reported on 22.1% of returns)
28654:

$6,700
State:

$8,823
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.9% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 7.2% for AGIs $100k-200k, 6.6% for AGIs over 200k)

Earned income credit: $2,229 (reported on 27.3% of returns)
Here:

$2,229
State:

$2,376
(% of AGI for various income ranges: 7.6% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 66.9%
Here:

67%
State:

53%
(% for various income ranges: 63.6% for AGIs below $25k, 66.7% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28654, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,275 (Individual Income Tax Returns)
Here:

$34,275
State:

$45,376

Salary/wage: $28,773 (reported on 86.8% of returns)
Here:

$28,773
State:

$39,442
(% of AGI for various income ranges: 87.9% for AGIs below $10k, 82.4% for AGIs $10k-25k, 83.5% for AGIs $25k-50k, 81.9% for AGIs $50k-75k, 60.2% for AGIs $75k-100k, 46.1% for AGIs over 100k)

Taxable interest for individuals: $872 (reported on 37.4% of returns)
This zip code:

$872
North Carolina:

$1,515
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $2,980 (reported on 18.8% of returns)
Here:

$2,980
State:

$4,016
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 5.0% for AGIs over 100k)

Net capital gain/loss: +$11,845 (reported on 14.2% of returns)
Here:

+$11,845
State:

+$11,152
(% of AGI for various income ranges: -2.0% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Profit/loss from business: +$6,257 (reported on 19.2% of returns)
Here:

+$6,257
State:

+$9,490
(% of AGI for various income ranges: 15.0% for AGIs below $10k, 6.1% for AGIs $10k-25k, 4.2% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.1% for AGIs over 100k)

IRA payment deduction: $2,972 (reported on 2.3% of returns)
28654:

$2,972
North Carolina:

$2,967

Total itemized deductions: $17,970 (25% of AGI, reported on 23.4% of returns)
Here:

$17,970
State:

$19,464

Here:

25.2% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 6.9% for AGIs $10k-25k, 9.3% for AGIs $25k-50k, 14.0% for AGIs $50k-75k, 17.4% for AGIs $75k-100k, 17.3% for AGIs over 100k)

Charity contributions deductions: $5,245 (7% of AGI, reported on 20.0% of returns)
Here:

$5,245
State:

$4,035

Here:

7.1% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 6.5% for AGIs over 100k)

Total tax: $4,283 (reported on 69.3% of returns)
28654:

$4,283
State:

$7,257
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 3.5% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 15.5% for AGIs over 100k)

Earned income credit: $1,858 (reported on 23.5% of returns)
Here:

$1,858
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 70.3%
Here:

70%
State:

62%
(% for various income ranges: 64.5% for AGIs below $10k, 69.2% for AGIs $10k-25k, 73.6% for AGIs $25k-50k, 68.0% for AGIs $50k-75k, 84.0% for AGIs $75k-100k, 80.6% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$46,754
North Carolina:

$52,752
Moravian Falls, NC (28654) map Nearest zip codes: 28697, 28681, 28636, 28659, 28606, 28689.
Moravian Falls Zip Code Map

Percentage of family households:
This zip code:

38.2%
North Carolina:

48.1%
Percentage of households with unmarried partners:
This zip code:

4.9%
North Carolina:

5.8%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 114
Household did not receive Food Stamps/SNAP in the past 12 months: 1,358


Women who did not have a birth in the past 12 months: 743 (334 now married, 409 unmarried)


Housing units in zip code 28654 with a mortgage: 520 (19 second mortgage, 62 home equity loan)
Houses without a mortgage: 794

Median monthly owner costs for units with a mortgage: $1,176
Median monthly owner costs for units without a mortgage: $317

Residents with income below the poverty level in 2017:
This zip code:

12.9%
Whole state:

14.7%
Residents with income below 50% of the poverty level in 2017:
This zip code:

4.3%
Whole state:

8.2%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.3
Median number of rooms in apartments:
Here:

4.0
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28654: Big R Orchards (A), Brushy Mountain Farm and Orchard (B), D H Orchards (C), Hareapple Farm (D), Lowell Hendren Orchards (E), McKinney Orchard and Gardens (F), Parker's Orchard (G), Perry Lowe Orchards (H), Tevepaugh Orchards (I). Display/hide their locations on the map

    Churches in zip code 28654 include: Liberty Church (A), Bethany Church (B), Walnut Grove Baptist Church (C), Mount Carmel Church (D), Mount Olive Church (E), New Hope Church (F), Cherry Grove Baptist Church (G), Piney Grove Church (H), Rocky Creek Church (I). Display/hide their locations on the map

    Cemeteries: Cherry Grove Cemetery (1), Old Bethany Cemetery (2). Display/hide their locations on the map

    Reservoirs: Yellow Jacket Lake (A), Noname (B), Watts Lake (C). Display/hide their locations on the map

    Creek: West Prong Moravian Creek (A). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 02014 or later
  • 922010 to 2013
  • 2132000 to 2009
  • 3171990 to 1999
  • 1971980 to 1989
  • 2951970 to 1979
  • 2701960 to 1969
  • 1011950 to 1959
  • 601940 to 1949
  • 1251939 or earlier

Zip code 28654 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Moravian Falls, NC (28654)
  • Bedrooms in owner-occupied houses and condos in Moravian Falls, NC (28654)
  • 0no bedroom
  • 151 bedroom
  • 3432 bedrooms
  • 6913 bedrooms
  • 2104 bedrooms
  • 815+ bedrooms
Bedrooms in renter-occupied apartments in Moravian Falls, NC (28654)
  • Bedrooms in renter-occupied apartments in Moravian Falls, NC (28654)
  • 0no bedroom
  • 171 bedroom
  • 1412 bedrooms
  • 143 bedrooms
  • 174 bedrooms
  • 665+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Moravian Falls, NC (28654) in owner-occupied houses/condos
  • Cars and other vehicles available in Moravian Falls, NC (28654) in owner-occupied houses/condos
  • 17no vehicle
  • 2211 vehicle
  • 5682 vehicles
  • 2973 vehicles
  • 1614 vehicles
  • 525+ vehicles
Cars and other vehicles available in Moravian Falls, NC (28654) in renter-occupied apartments
  • Cars and other vehicles available in Moravian Falls, NC (28654) in renter-occupied apartments
  • 0no vehicle
  • 1351 vehicle
  • 02 vehicles
  • 283 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 28654 household income distribution in 2017

  • Zip code 28654 household income distribution in 2017
  • 123Less than $10,000
  • 71$10,000 to $14,999
  • 76$15,000 to $19,999
  • 60$20,000 to $24,999
  • 100$25,000 to $29,999
  • 74$30,000 to $34,999
  • 123$35,000 to $39,999
  • 79$40,000 to $44,999
  • 111$45,000 to $49,999
  • 119$50,000 to $59,999
  • 111$60,000 to $74,999
  • 232$75,000 to $99,999
  • 60$100,000 to $124,999
  • 43$125,000 to $149,999
  • 27$150,000 to $199,999
  • 27$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 28654

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 28654
  • 47Less than $10,000
  • 12$10,000 to $14,999
  • 11$15,000 to $19,999
  • 57$20,000 to $24,999
  • 15$40,000 to $49,999
  • 46$50,000 to $59,999
  • 26$60,000 to $69,999
  • 138$70,000 to $79,999
  • 38$90,000 to $99,999
  • 146$100,000 to $124,999
  • 115$125,000 to $149,999
  • 134$150,000 to $174,999
  • 11$175,000 to $199,999
  • 125$200,000 to $249,999
  • 135$250,000 to $299,999
  • 103$300,000 to $399,999
  • 43$400,000 to $499,999
  • 13$500,000 to $749,999
  • Rent paid by renters in 2017 in zip code 28654

  • Rent paid by renters in 2017 in zip code 28654
  • 15$100 to $149
  • 18$300 to $349
  • 74$400 to $449
  • 26$450 to $499
  • 11$1,000 to $1,249

Median gross rent in 2017: $542.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $161,367
  • Black or African American householders: $209,284
  • Some other race householders: $103,056
  • Hispanic or Latino householders: $103,056

Estimated median house or condo value in 2017: $144,279
28654:

$144,279
North Carolina:

$171,200
Lower value quartile - upper value quartile: $82,827 - $248,147

Mean price in 2017:

Detached houses: $174,497
Here:

$174,497
State:

$248,152

Mobile homes: $97,642
Here:

$97,642
State:

$69,094
Owners and renters by unit type in zip code 28654

Housing units in structures:

  • One, detached: 1,182
  • One, attached: 60
  • Two: 14
  • Mobile homes: 422

Unemployment: 2.8%

  • Means of transportation to work in zip code 28654

  • Means of transportation to work in zip code 28654
  • 90.9%1,382Drove a car alone
  • 4.7%71Carpooled
  • 1.6%25Walked
  • 2.8%42Worked at home
  • Travel time to work (commute) in zip code 28654

  • Travel time to work (commute) in zip code 28654
  • 21Less than 5 minutes
  • 1035 to 9 minutes
  • 25410 to 14 minutes
  • 24915 to 19 minutes
  • 20220 to 24 minutes
  • 1125 to 29 minutes
  • 19330 to 34 minutes
  • 11535 to 39 minutes
  • 6040 to 44 minutes
  • 7445 to 59 minutes
  • 14360 to 89 minutes
  • 4390 or more minutes

Percentage of zip code residents living and working in this county: 77.8%

Household type by relationship:

Households: 3,535
  • In family households: 3,131 (590 male householders, 516 female householders)
    900 spouses, 732 children (659 natural, 30 adopted, 45 stepchildren), 205 grandchildren, 0 brothers or sisters, 47 parents, 60 other relatives, 56 non-relatives
  • In nonfamily households: 401 (157 male householders (157 living alone)), 199 female householders (161 living alone)), 43 nonrelatives

Size of family households: 730 2-persons, 131 3-persons, 160 4-persons, 78 5-persons, 10 6-persons

Size of nonfamily households: 318 1-person, 38 2-persons

411 married couples with children.
24 single-parent households (8 men, 16 women).

98.9% of residents of 28654 zip code speak English at home.
0.8% of residents speak Spanish at home (100% very well).
0.4% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 25 (0.7%)
(100.0% of them are naturalized citizens)
This zip code:

0.7%
Whole state:

8.1%
Most common places of birth for foreign-born residents
  • 50%France
  • 50%Dominica
Most common first ancestries reported in 28654
  • 51%American
  • 13%English
  • 10%German
  • 4%Scotch-Irish
  • 2%Irish
  • 1%Scottish
  • 0%British
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 23Before 1990

Zip code 28654 topographic map

Facilities with environmental interests located in this zip code:

  • CENTRAL WILKES MIDDLE (3541 SOUTH NC HWY 16 in MORAVIAN FALLS, NC)
    (National Center for Education Statistics) - STATE ID-315
    Organizations: WILKES COUNTY SCHOOLS (SCHOOL DISTRICT)
  • BRUSHY MOUNTAIN BEE FARM INC (610 BETHANY CHURCH RD in MORAVIAN FALLS, NC)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)

Zip code 28654 marital status for males
Zip code 28654 marital status for females

Housing units lacking complete plumbing facilities: 2.0%
Housing units lacking complete kitchen facilities: 1.9%

Most commonly used house heating fuel
  • 75.9%Electricity
  • 11.5%Wood
  • 7.9%Fuel oil, kerosene, etc.
  • 4.8%Bottled, tank, or LP gas

Population in 1990: 3,071.

Place of birth for U.S.-born residents:

  • This state: 2,568
  • Northeast: 137
  • Midwest: 268
  • South: 486
  • West: 30

67% of the 28654 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 56% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

91% of the 28654 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 75% moved from this county.
   Out of people who lived in different houses, 12% moved from different county within same state.
   Out of people who lived in different houses, 11% moved from different state.

Year householders moved into unit in Moravian Falls, NC (28654)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 59
Here:

21.2%
North Carolina:

10.1%
Students in private schools in grades 9 to 12 (high school): 37
Here:

22.7%
North Carolina:

10.3%
Students in private undergraduate colleges: 26
Here:

19.4%
North Carolina:

17.9%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 78,245Business and financial operations occupations
  • 62,276Health diagnosing and treating practitioners and other technical occupations
  • 59,897Management occupations
  • 44,948Sales and related occupations
  • 42,971Transportation occupations
  • 42,062Production occupations

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 5-9: 2, 1-4: 2)
  • Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 5)
  • Other Services (except Public Administration): General Automotive Repair (10-19: 1)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
  • Administrative and Support and Waste Management and Remediation Services: Janitorial Services (10-19: 1)
  • Professional, Scientific, and Technical Services: Human Resources and Executive Search Consulting Services (10-19: 1)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2000:

  • 6 people in other group homes

Fatal accident statistics in 2013:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 28654 among deceased individuals
NameCountLived (average)
James3173.9 years
William2974.5 years
John2474.7 years
Robert1871.7 years
Mary1776.8 years
Charlie1179.4 years
Charles1068.3 years
Ruth872.1 years
Joseph880.6 years
George776.7 years
Most common last names in zip code 28654 among deceased individuals
Last nameCountLived (average)
Hayes2275.6 years
Lowe1877.0 years
Smithey1474.8 years
Barnes1376.8 years
Minton1365.0 years
Eller1372.9 years
Anderson1278.8 years
Brock1278.4 years
Davis1279.0 years
Joines1281.8 years
Discuss Moravian Falls, North Carolina (NC) on our hugely popular North Carolina forum.
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2021 Advameg, Inc.