28673 Zip Code Detailed Profile




City: Lake Norman of Catawba, NC (68.43%)
Counties: Catawba County, NC (99.39%), Lincoln County, NC (0.61%)
Estimated zip code population in 2013: 5,707
Zip code population in 2010: 5,919
Zip code population in 2000: 4,155

Houses and condos: 2,945
Renter-occupied apartments: 385
% of renters here:

17%
State:

36%
Mar. 2013 cost of living index in zip code 28673: 85.8 (less than average, U.S. average is 100)

Land area: 25.4 sq. mi.
Water area: 4.7 sq. mi.
Population density: 225 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28673
Zip code 28673 (Lake Norman of Catawba, North Carolina) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 28673

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($1,633)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,656 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,567 (0.8%)

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Males: 3,150  (55.2%)
Females: 2,557  (44.8%)

For population 25 years and over in 28673:

For population 15 years and over in 28673:

Zip code 28673 compared to state average:

  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Number of college students below state average.
  • Races in zip code 28673

  • Zip code 28673 races chart
    • 5,456White population
    • 243Black population
    • 5American Indian population
    • 44Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 4Some other race population
    • 52Two or more races population
    • 112Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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123
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100% rural population.

Estimated median house/condo value in 2013: $267,200
28673:

$267,200
North Carolina:

$154,300
Median resident age:
This zip code:

43.2 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.6 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28673, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $73,309 (Individual Income Tax Returns)
Here:

$73,309
State:

$54,937

Salary/wage: $62,123 (reported on 81.7% of returns)
Here:

$62,123
State:

$46,336
(% of AGI for various income ranges: 70.4% for AGIs below $25k, 75.0% for AGIs $25k-50k, 70.1% for AGIs $50k-75k, 68.3% for AGIs $75k-100k, 69.5% for AGIs $100k-200k, 66.8% for AGIs over 200k)

Taxable interest for individuals: $1,228 (reported on 44.2% of returns)
This zip code:

$1,228
North Carolina:

$1,298
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Ordinary dividends: $4,372 (reported on 29.5% of returns)
Here:

$4,372
State:

$6,213
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$3,769 (reported on 23.4% of returns)
Here:

+$3,769
State:

+$12,740
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Profit/loss from business: +$10,450 (reported on 18.7% of returns)
Here:

+$10,450
State:

+$10,311
(% of AGI for various income ranges: 7.4% for AGIs below $25k, 3.1% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $18,872 (reported on 14.0% of returns)
28673:

$18,872
North Carolina:

$15,575
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 4.2% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 4.5% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Total itemized deductions: $26,587 (22% of AGI, reported on 48.6% of returns)
Here:

$26,587
State:

$23,438

Here:

22.4% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 18.3% for AGIs below $25k, 17.2% for AGIs $25k-50k, 17.6% for AGIs $50k-75k, 19.6% for AGIs $75k-100k, 19.7% for AGIs $100k-200k, 14.6% for AGIs over 200k)

Charity contributions: $3,998 (reported on 42.8% of returns)
Here:

$3,998
State:

$4,687
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.6% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Taxes paid: $9,972 (reported on 48.6% of returns)
28673:

$9,972
State:

$8,823
(% of AGI for various income ranges: 3.8% for AGIs below $25k, 3.6% for AGIs $25k-50k, 5.2% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 7.7% for AGIs $100k-200k, 7.7% for AGIs over 200k)

Earned income credit: $2,059 (reported on 13.3% of returns)
Here:

$2,059
State:

$2,376
(% of AGI for various income ranges: 5.3% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 61.9%
Here:

62%
State:

53%
(% for various income ranges: 54.9% for AGIs below $25k, 58.2% for AGIs $25k-50k, 63.4% for AGIs $50k-75k, 72.4% for AGIs $75k-100k, 67.4% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28673, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $61,952 (Individual Income Tax Returns)
Here:

$61,952
State:

$45,376

Salary/wage: $52,583 (reported on 86.0% of returns)
Here:

$52,583
State:

$39,442
(% of AGI for various income ranges: 168.8% for AGIs below $10k, 72.2% for AGIs $10k-25k, 77.1% for AGIs $25k-50k, 81.1% for AGIs $50k-75k, 80.9% for AGIs $75k-100k, 66.0% for AGIs over 100k)

Taxable interest for individuals: $1,400 (reported on 50.4% of returns)
This zip code:

$1,400
North Carolina:

$1,515
(% of AGI for various income ranges: 12.9% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $2,563 (reported on 31.8% of returns)
Here:

$2,563
State:

$4,016
(% of AGI for various income ranges: 5.7% for AGIs below $10k, 1.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$8,038 (reported on 24.7% of returns)
Here:

+$8,038
State:

+$11,152
(% of AGI for various income ranges: -1.9% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 5.2% for AGIs over 100k)

Profit/loss from business: +$8,761 (reported on 17.3% of returns)
Here:

+$8,761
State:

+$9,490
(% of AGI for various income ranges: 5.9% for AGIs below $10k, 6.5% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.1% for AGIs over 100k)

IRA payment deduction: $3,234 (reported on 3.1% of returns)
28673:

$3,234
North Carolina:

$2,967
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $11,133 (reported on 0.6% of returns)
Here:

$11,133
North Carolina:

$14,754

Total itemized deductions: $21,033 (22% of AGI, reported on 52.5% of returns)
Here:

$21,033
State:

$19,464

Here:

22.1% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 35.7% for AGIs below $10k, 16.4% for AGIs $10k-25k, 18.7% for AGIs $25k-50k, 19.6% for AGIs $50k-75k, 20.2% for AGIs $75k-100k, 16.3% for AGIs over 100k)

Charity contributions deductions: $3,222 (3% of AGI, reported on 47.1% of returns)
Here:

$3,222
State:

$4,035

Here:

3.3% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 2.1% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $10,127 (reported on 81.2% of returns)
28673:

$10,127
State:

$7,257
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 18.6% for AGIs over 100k)

Earned income credit: $1,625 (reported on 10.4% of returns)
Here:

$1,625
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 66.0%
Here:

66%
State:

62%
(% for various income ranges: 54.8% for AGIs below $10k, 67.9% for AGIs $10k-25k, 66.1% for AGIs $25k-50k, 68.2% for AGIs $50k-75k, 69.7% for AGIs $75k-100k, 70.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$61,741
North Carolina:

$45,906
Lake Norman of Catawba, NC (28673) map Nearest zip codes: 28682, 28609, 28117, 28037, 28166, 28677.
Percentage of family households:
This zip code:

63.3%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

3.4%
North Carolina:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 88
Household did not receive Food Stamps/SNAP in the past 12 months: 2,128


Women who had a birth in the past 12 months: 77 (44 now married, 33 unmarried)
Women who did not have a birth in the past 12 months: 1,075 (677 now married, 398 unmarried)


Housing units in zip code 28673 with a mortgage: 1,251 (11 second mortgage, 395 home equity loan)
Houses without a mortgage: 580

Median monthly owner costs for units with a mortgage: $1,461
Median monthly owner costs for units without a mortgage: S383

Residents with income below the poverty level in 2013:
This zip code:

3.8%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.3%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.7
State:

6.3
Median number of rooms in apartments:
Here:

5.5
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28673: Camp Dogwood (A), Keisters Store (B), Marshall Steam Station (C). Display/hide their locations on the map

    Churches in zip code 28673 include: Hopewell Church (A), Motts Grove Church (B), Mount Pleasant Church (C), Mountain Beulah Church (D). Display/hide their locations on the map

    Creeks: Mountain Creek (A), Holdsclaw Creek (B). Display/hide their locations on the map

Year house built

  • 352010 or later
  • 7482000 to 2009
  • 6171990 to 1999
  • 5011980 to 1989
  • 6051970 to 1979
  • 3191960 to 1969
  • 781950 to 1959
  • 351940 to 1949
  • 71939 or earlier

Zip code 28673 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Lake Norman of Catawba, NC (28673)

  • 0no bedroom
  • 281 bedroom
  • 4082 bedrooms
  • 8913 bedrooms
  • 4554 bedrooms
  • 495+ bedrooms

Bedrooms in renter-occupied apartments in Lake Norman of Catawba, NC (28673)

  • 7no bedroom
  • 01 bedroom
  • 1172 bedrooms
  • 1553 bedrooms
  • 1064 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Lake Norman of Catawba, NC (28673) in owner-occupied houses/condos

  • 8no vehicle
  • 2591 vehicle
  • 9042 vehicles
  • 3803 vehicles
  • 2044 vehicles
  • 765+ vehicles

Cars and other vehicles available in Lake Norman of Catawba, NC (28673) in renter-occupied apartments

  • 64no vehicle
  • 1081 vehicle
  • 1182 vehicles
  • 783 vehicles
  • 174 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,044.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $267,200
28673:

$267,200
North Carolina:

$154,300
Lower value quartile - upper value quartile: $131,700 - $517,600

Mean price in 2013:

Detached houses: $396,816
Here:

$396,816
State:

$219,576

Mobile homes: $72,894
Here:

$72,894
State:

$64,697

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 11.3%

Percentage of zip code residents living and working in this county: 38.6%

Household type by relationship:

Households: 5,707

Size of family households: 1,106 2-persons, 268 3-persons, 343 4-persons, 130 5-persons, 9 6-persons

Size of nonfamily households: 334 1-person, 26 2-persons

922 married couples with children.
427 single-parent households (260 men, 167 women).

98.3% of residents of 28673 zip code speak English at home.
0.9% of residents speak Spanish at home (100% very well).
0.8% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 102 (1.8%)
(89.2% of them are naturalized citizens)
This zip code:

1.8%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 22%United Kingdom, excluding England and Scotland
  • 17%Latvia
  • 16%Cuba
  • 15%Chile
  • 13%Other Eastern Africa
  • 11%France
  • 8%Mexico

Most common first ancestries reported in 28673 (%)

  • 17%German
  • 12%American
  • 12%English
  • 11%Other groups
  • 8%Italian
  • 6%Irish
  • 3%Scotch-Irish

Year of entry for the foreign-born population

  • 02010 or later
  • 02000 to 2009
  • 321990 to 1999
  • 87Before 1990

Zip code 28673 topographic map

Facilities with environmental interests located in this zip code:


Zip code 28673 marital status for males
Zip code 28673 marital status for females

Housing units lacking complete plumbing facilities: 0.7%
Housing units lacking complete kitchen facilities: 2.3%

Most commonly used house heating fuel

  • 86%Electricity
  • 8%Bottled, tank, or LP gas
  • 2%Fuel oil, kerosene, etc.
  • 2%Utility gas
  • 1%Wood
  • 1%Other fuel
  • 1%No fuel used

Population in 1990: 5,567. Population change in the 1990s: -1,412 (-25.4%).

Place of birth for U.S.-born residents:


54% of the 28673 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 25% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

89% of the 28673 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 17% moved from this county.
   Out of people who lived in different houses, 70% moved from different county within same state.
   Out of people who lived in different houses, 13% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 102
Here:

15.2%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
North Carolina:

7.7%
Students in private undergraduate colleges: 49
Here:

29.0%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 151,705Life, physical, and social science occupations
  • 98,631Computer and mathematical occupations
  • 65,000Management occupations
  • 54,345Installation, maintenance, and repair occupations
  • 44,297Business and financial operations occupations
  • 40,625Sales and related occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED15$151,72630$289,526221$244,5436$139,53830$253,42911$98,343
APPLICATIONS APPROVED, NOT ACCEPTED1$71,3203$236,98716$290,5390$04$198,9302$71,220
APPLICATIONS DENIED3$61,0136$217,61571$265,9121$51,2208$243,5558$74,349
APPLICATIONS WITHDRAWN3$123,7076$346,60536$274,9692$95,5406$275,2472$135,315
FILES CLOSED FOR INCOMPLETENESS0$02$487,38517$206,3991$88,2003$189,3172$41,845
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0115.01 , 0115.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$160,5803$170,4830$0
APPLICATIONS APPROVED, NOT ACCEPTED0$02$270,5400$0
APPLICATIONS DENIED2$158,8900$01$29,150
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0115.01 , 0115.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28673 among deceased individuals
NameCountLived (average)
James2273.4 years
William2079.3 years
John1980.0 years
Robert1973.2 years
Mary1677.9 years
Charles1673.1 years
Annie1181.5 years
David866.7 years
Helen778.3 years
George774.4 years
Most common last names in zip code 28673 among deceased individuals
Last nameCountLived (average)
Gabriel2679.3 years
Sherrill2381.4 years
Edwards1980.7 years
Little1776.1 years
Howard1480.6 years
Brown1477.0 years
Sigmon1176.1 years
Robinson1180.3 years
White1180.4 years
Connor975.4 years

Businesses in zip code 28673



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