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28678 Zip Code Detailed Profile

 



Profiles Stony Point, NC (28678) houses, apartments, residents, cars, jobs...

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City: Stony Point, NC
Alexander County, NC
Zip code population (2000): 4,637
Estimated zip code population in 2007: 5,219



Age and Sex of Residents in zip code 28678

Zip code 28678 (Stony Point, North Carolina) real estate house value trends

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Stony Point, NC (28678) map from a distance

Houses and condos: 1,906
Renter-occupied apartments: 445
% of renters here:  25%
State:  31%

2008 cost of living index in zip code 28678: 79.4 (low, U.S. average is 100)

Land area: 43.9 sq. mi.
Water area: 0.0 sq. mi.
Population density: 119 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  0.7% ($451)
North Carolina:  1.1% ($826)

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Males: 2,322  (50.1%)
Females: 2,315  (49.9%)

Zip code 28678 races chart


28678, NC forum
Recent posts about zip code 28678 area on our local forum with over 700,000 registered users:
small towns in wnc  (20 replies)
Affordable parts in Charlotte No HOA  (13 replies)
moving from rockland county ny to marvin nc  (13 replies)
Stony Point  (3 replies)
100% rural population.

Estimated median house/condo value in 2007: $127,602
28678:  $127,602
North Carolina:  $145,700


According to our research of public records there were 6 registered sex offenders living in 28678 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  35.2 years
North Carolina median age:  35.3 years

Average household size:
This zip code:  2.6 people
North Carolina:  2.5 people

Averages for the 2004 tax year for zip code 28678, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $33,787 (Individual Income Tax Returns)
Here:  $33,787
State:  $45,376

Salary/wage: $31,622 (reported on 89.5% of returns)
Here:  $31,622
State:  $39,442
(% of AGI for various income ranges: 97.2% for AGIs below $10k, 80.9% for AGIs $10k-25k, 88.9% for AGIs $25k-50k, 84.0% for AGIs $50k-75k, 86.7% for AGIs $75k-100k, 67.2% for AGIs over 100k)

Taxable interest for individuals: $811 (reported on 32.6% of returns)
This zip code:  $811
North Carolina:  $1,515
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $1,227 (reported on 12.1% of returns)
Here:  $1,227
State:  $4,016
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$958 (reported on 7.7% of returns)
Here:  +$958
State:  +$11,152
(% of AGI for various income ranges: -1.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, -0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Profit/loss from business: +$7,119 (reported on 15.7% of returns)
Here:  +$7,119
State:  +$9,490
(% of AGI for various income ranges: 9.0% for AGIs below $10k, 6.0% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, -0.1% for AGIs over 100k)

IRA payment deduction: $3,000 (reported on 1.7% of returns)
28678:  $3,000
North Carolina:  $2,967

Total itemized deductions: $15,216 (2% of AGI, reported on 28.9% of returns)
Here:  $15,216
State:  $19,464
(% of AGI for various income ranges: 10.2% for AGIs below $10k, 7.5% for AGIs $10k-25k, 11.2% for AGIs $25k-50k, 14.2% for AGIs $50k-75k, 18.1% for AGIs $75k-100k, 17.0% for AGIs over 100k)

Charity contributions deductions: $3,118 (5.0% of AGI, reported on 24.5% of returns)
Here:  $3,118
North Carolina:  $4,035

Here:  5.0% of AGI
State:  4.5% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Total tax: $3,753 (reported on 71.6% of returns)
28678:  $3,753
State:  $7,257
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 15.6% for AGIs over 100k)

Earned income credit: $1,748 (reported on 19.9% of returns)
Here:  $1,748
State:  $1,851
(% of AGI for various income ranges: 9.9% for AGIs below $10k, 4.6% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 67.3%
Here:  67%
State:  62%
(% for various income ranges: 56.2% for AGIs below $10k, 70.7% for AGIs $10k-25k, 68.4% for AGIs $25k-50k, 70.8% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 78.0% for AGIs over 100k)


Estimated median household income in 2007: $46,004
This zip code:  $46,004
North Carolina:  $44,670
Stony Point, NC (28678) map

Nearest zip codes: 28636, 28610, 28609, 28681, 28625, 28677.


Percentage of family households:
This zip code:  76.6%
Whole state:  68.9%

Percentage of households with unmarried partners:
This zip code:  5.3%
Whole state:  4.6%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 28678 with a mortgage: 424 (34 second mortgage, 56 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 331


Median monthly owner costs for units with a mortgage: $990

Median monthly owner costs for units without a mortgage: $245

Residents with income below the poverty level in 2007:
This zip code:  8.9%
Whole state:  14.3%

Residents with income below 50% of the poverty level in 2007:
This zip code:  4.7%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  5.4
State:  5.9

Median number of rooms in apartments:
Here:  4.4
State:  4.3


Zip code 28678 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Streams, rivers, and creeks: Cullys Branch (A), Harve Creek (B). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 74
  • 1995 to 1998: 273
  • 1990 to 1994: 206
  • 1980 to 1989: 302
  • 1970 to 1979: 237
  • 1960 to 1969: 200
  • 1950 to 1959: 189
  • 1940 to 1949: 153
  • 1939 or earlier: 300



Zip code 28678 satellite photo by USGS


Bedrooms in owner-occupied houses in Stony Point, NC (28678):
  • no bedroom: 0
  • 1 bedrooms: 43
  • 2 bedrooms: 383
  • 3 bedrooms: 770
  • 4 bedrooms: 125
  • 5 or more bedrooms: 22


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 50
  • 2 bedrooms: 236
  • 3 bedrooms: 103
  • 4 bedrooms: 35
  • 5 or more bedrooms: 21



Vehicles available in 28678 zip code in owner-occupied houses/condos:
  • no vehicle: 56
  • 1 vehicle: 254
  • 2 vehicles: 624
  • 3 vehicles: 319
  • 4 vehicles: 53
  • 5 or more vehicles: 37


Vehicles available in renter-occupied apartments:
  • no vehicle: 17
  • 1 vehicle: 184
  • 2 vehicles: 190
  • 3 vehicles: 46
  • 4 vehicles: 0
  • 5 or more vehicles: 8



Estimated household income distribution in 2007:

Zip code 28678 household income distribution in 2007

Zip code 28678 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28678:

  • Less than $10,000: 37
  • $10,000 to $14,999: 19
  • $15,000 to $19,999: 24
  • $20,000 to $24,999: 26
  • $25,000 to $29,999: 27
  • $30,000 to $34,999: 24
  • $35,000 to $39,999: 33
  • $40,000 to $49,999: 58
  • $50,000 to $59,999: 54
  • $60,000 to $69,999: 56
  • $70,000 to $79,999: 58
  • $80,000 to $89,999: 65
  • $90,000 to $99,999: 72
  • $100,000 to $124,999: 172
  • $125,000 to $149,999: 239
  • $150,000 to $174,999: 166
  • $175,000 to $199,999: 122
  • $200,000 to $249,999: 76
  • $250,000 to $299,999: 57
  • $300,000 to $399,999: 56
  • $400,000 to $499,999: 28
  • $500,000 to $749,999: 23
  • $750,000 to $999,999: 6
  • $1,000,000 or more: 14
 



28678 rent paid by renters


Rent paid by renters in 2007 in zip code 28678:

  • $100 to $149: 16
  • $200 to $249: 23
  • $250 to $299: 32
  • $300 to $349: 32
  • $350 to $399: 28
  • $400 to $449: 56
  • $450 to $499: 42
  • $500 to $549: 10
  • $550 to $599: 13
  • $900 to $999: 29
  • No cash rent: 131
 


Median price asked for vacant for-sale houses and condos in 2007: $121,670.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $142,962
  • Black or African American householders: $77,564
  • Asian householders: $98,856

Estimated median house or condo value in 2007: $131,729 (it was $83,900 in 2000)
28678:  $131,729
North Carolina:  $145,700
Lower value quartile - upper value quartile: $68,812 - $148,372

Mean price in 2007:
Detached houses: $198,608
Here:  $198,608
State:  $217,106

Townhouses or other attached units: $317,501
Here:  $317,501
State:  $176,568

In 3-to-4-unit structures: $146,760
Here:  $146,760
State:  $163,212

Mobile homes: $47,677
Here:  $47,677
State:  $45,354


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,248
  • One, attached: 8
  • Two: 32
  • 3 or 4: 15
  • 5 to 9: 11
  • 10 to 19: 7
  • Mobile homes: 613
28678 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,948 (80%)
  • Carpooled: 316 (13%)
  • Bicycle: 5 (0%)
  • Walked: 36 (1%)
  • Other means: 33 (1%)
  • Worked at home: 94 (4%)
 

28678 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 55
  • 5 to 9 minutes: 328
  • 10 to 14 minutes: 181
  • 15 to 19 minutes: 423
  • 20 to 24 minutes: 573
  • 25 to 29 minutes: 182
  • 30 to 34 minutes: 326
  • 35 to 39 minutes: 38
  • 40 to 44 minutes: 17
  • 45 to 59 minutes: 117
  • 60 to 89 minutes: 72
  • 90 or more minutes: 26
 

Percentage of zip code residents living and working in this county: 52.2%


Household type by relationship
Households: 4,725

  • In family households: 4,257 (1,169 male householders, 224 female householders)
    1,097 spouses, 1,424 children (1,334 natural, 14 adopted, 76 stepchildren), 96 grandchildren, 109 brothers or sisters, 41 parents, 23 other relatives, 74 non-relatives
  • In nonfamily households: 468 (182 male householders (141 living alone)), 198 female householders (162 living alone)), 88 nonrelatives

Size of family households: 605 2-persons, 382 3-persons, 236 4-persons, 139 5-persons, 7 6-persons, 24 7-or-more-persons.

Size of nonfamily households: 303 1-person, 77 2-persons.

836 married couples with children.
259 single-parent households (86 men, 173 women).

93.2% of residents of 28678 zip code speak English at home.
3.1% of residents speak Spanish at home (80% very well, 20% well).
0.2% of residents speak other Indo-European language at home (100% very well).
3.6% of residents speak Asian or Pacific Island language at home (74% very well, 18% not well, 9% not at all).

Foreign born population: 148 (3.2%)
(29.1% of them are naturalized citizens)

This zip code:  3.2%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Laos (38%)
  • Mexico (38%)
  • El Salvador (9%)
  • Panama (5%)
  • Chile (5%)
  • Thailand (5%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 29
  • 1990 to 1994: 10
  • 1985 to 1989: 20
  • 1980 to 1984: 64
  • 1975 to 1979: 15
  • 1970 to 1974: 10
  • 1970 to 1974: 0
  • 1965 to 1969: 0

White population: 4,122
Black population: 281
American Indian population: 20
Asian population: 70
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 98
Two or more races population: 46

Zip code 28678 races chart


First ancestries reported:

 United States or American: 733
 Other groups: 582
 German: 460
 English: 350
 Irish: 193
 Scotch-Irish: 187
 Italian: 66
 Scottish: 50
 French (except Basque): 43
 Swedish: 36
 Pennsylvania German: 28
 Dutch: 18
 Polish: 16
 French Canadian: 9
 British: 6



Facitilies with environmental interests located in this zip code:

  • BESTWAY SOUTH INC (165 HALYBURTON RD in STONY POINT, NC)
    STATE MASTER (North Carolina facility info) - -115DA4YG00M69W84AY3X867F13, WASTEWATER FACILITY
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
    USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste)) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: WOOD PRESERVING
    Organizations: KARL OCHS (CONTACT/OWNER)
    Alternative names: CAROLINA WOODWORKS, CAROLINA WOODWORKS TREATING
  • BESTWAY SOUTH, INC. (165 HAYLBURTON ROAD in STATESVILLE, NC)
    ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)


Median worth of mobile homes: $69,201

Zip code 28678 marital status for males
Zip code 28678 marital status for females


Housing units lacking complete plumbing facilities: 2%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Electricity (52%)
  • Fuel oil, kerosene, etc. (27%)
  • Bottled, tank, or LP gas (13%)
  • Wood (6%)
  • Utility gas (1%)
  • Other fuel (1%)


Place of birth for U.S.-born residents:

  • This state: 3448
  • Northeast: 200
  • Midwest: 181
  • South: 617
  • West: 121

63% of the 28678 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 52% lived in North Carolina.

Population in 1990: 5,212. Population change in the 1990s: -575 (-11.0%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 7
Here:  1.2%
North Carolina:  8.2%

Students in private schools in grades 9 to 12 (high school): 11
Here:  4.7%
North Carolina:  6.9%

Students in private undergraduate colleges: 44
Here:  51.2%
North Carolina:  20.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 2 establishments)
  • Other Services (except Public Administration): Religious Organizations (5-9: 5, 1-4: 4)
  • Health Care and Social Assistance: Child Day Care Services (20-49: 1, 5-9: 1)
  • Construction: Masonry Contractors (20-49: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1, 5-9: 1)
  • Professional, Scientific, and Technical Services: Veterinary Services (10-19: 1)
  • Construction: Poured Concrete Foundation and Structure Contractors (10-19: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED21$90,76541$118,39768$105,7705$78,04011$95,37037$65,985
APPLICATIONS APPROVED, NOT ACCEPTED1$122,4601$74,50020$134,7061$8,8900$05$61,106
APPLICATIONS DENIED1$117,52013$87,23568$95,4475$43,6322$98,71516$72,443
APPLICATIONS WITHDRAWN2$113,6305$98,26032$119,3523$66,0100$08$78,661
FILES CLOSED FOR INCOMPLETENESS0$00$04$83,0430$00$00$0
Choose year:  2007 2006 2005 2004 2003

Detailed HMDA statistics for the following Tracts: 0401.00 , 0405.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED13$125,0174$179,4851$153,7102$67,115
APPLICATIONS APPROVED, NOT ACCEPTED2$154,8353$138,6200$00$0
APPLICATIONS DENIED1$121,6500$00$00$0
APPLICATIONS WITHDRAWN1$149,9400$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2007 2006 2005 2004 2003

Detailed PMIC statistics for the following Tracts: 0401.00 , 0405.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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