28678 Zip Code Detailed Profile




City: Stony Point, NC (6.54%)
Counties: Iredell County, NC (56.32%), Alexander County, NC (43.68%)
Estimated zip code population in 2013: 5,253
Zip code population in 2010: 5,226
Zip code population in 2000: 4,637

Houses and condos: 2,070
Renter-occupied apartments: 569
% of renters here:

29%
State:

36%
Mar. 2013 cost of living index in zip code 28678: 80.9 (low, U.S. average is 100)

Land area: 44.7 sq. mi.
Water area: 1.0 sq. mi.
Population density: 118 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28678
Zip code 28678 (Stony Point, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($593)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $847 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $499 (0.6%)

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Males: 2,763  (52.6%)
Females: 2,490  (47.4%)

For population 25 years and over in 28678:

For population 15 years and over in 28678:

Zip code 28678 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 28678

  • Zip code 28678 races chart
    • 4,474White population
    • 304Black population
    • 10American Indian population
    • 90Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 2Some other race population
    • 73Two or more races population
    • 270Hispanic or Latino population

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123
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100% rural population.

Estimated median house/condo value in 2013: $96,500
28678:

$96,500
North Carolina:

$154,300
Median resident age:
This zip code:

38.7 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.7 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28678, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,536 (Individual Income Tax Returns)
Here:

$38,536
State:

$54,937

Salary/wage: $35,804 (reported on 85.0% of returns)
Here:

$35,804
State:

$46,336
(% of AGI for various income ranges: 75.8% for AGIs below $25k, 83.4% for AGIs $25k-50k, 81.8% for AGIs $50k-75k, 78.0% for AGIs $75k-100k, 72.0% for AGIs $100k-200k)

Taxable interest for individuals: $475 (reported on 30.5% of returns)
This zip code:

$475
North Carolina:

$1,298
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $1,668 (reported on 10.3% of returns)
Here:

$1,668
State:

$6,213
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$819 (reported on 7.5% of returns)
Here:

+$819
State:

+$12,740
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.3% for AGIs $100k-200k)

Profit/loss from business: +$7,269 (reported on 16.9% of returns)
Here:

+$7,269
State:

+$10,311
(% of AGI for various income ranges: 6.3% for AGIs below $25k, 3.4% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,932 (reported on 10.3% of returns)
28678:

$9,932
North Carolina:

$15,575
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 2.4% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 5.0% for AGIs $75k-100k)

Total itemized deductions: $17,740 (25% of AGI, reported on 24.4% of returns)
Here:

$17,740
State:

$23,438

Here:

24.8% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 6.6% for AGIs below $25k, 7.9% for AGIs $25k-50k, 10.6% for AGIs $50k-75k, 15.0% for AGIs $75k-100k, 17.2% for AGIs $100k-200k)

Charity contributions: $3,809 (reported on 20.2% of returns)
Here:

$3,809
State:

$4,687
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.0% for AGIs $100k-200k)

Taxes paid: $5,406 (reported on 24.4% of returns)
28678:

$5,406
State:

$8,823
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 4.7% for AGIs $75k-100k, 7.4% for AGIs $100k-200k)

Earned income credit: $2,200 (reported on 23.5% of returns)
Here:

$2,200
State:

$2,376
(% of AGI for various income ranges: 6.6% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28678, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,787 (Individual Income Tax Returns)
Here:

$33,787
State:

$45,376

Salary/wage: $31,622 (reported on 89.5% of returns)
Here:

$31,622
State:

$39,442
(% of AGI for various income ranges: 97.2% for AGIs below $10k, 80.9% for AGIs $10k-25k, 88.9% for AGIs $25k-50k, 84.0% for AGIs $50k-75k, 86.7% for AGIs $75k-100k, 67.2% for AGIs over 100k)

Taxable interest for individuals: $811 (reported on 32.6% of returns)
This zip code:

$811
North Carolina:

$1,515
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $1,227 (reported on 12.1% of returns)
Here:

$1,227
State:

$4,016
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$958 (reported on 7.7% of returns)
Here:

+$958
State:

+$11,152
(% of AGI for various income ranges: -1.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, -0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Profit/loss from business: +$7,119 (reported on 15.7% of returns)
Here:

+$7,119
State:

+$9,490
(% of AGI for various income ranges: 9.0% for AGIs below $10k, 6.0% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, -0.1% for AGIs over 100k)

IRA payment deduction: $3,000 (reported on 1.7% of returns)
28678:

$3,000
North Carolina:

$2,967

Total itemized deductions: $15,216 (26% of AGI, reported on 28.9% of returns)
Here:

$15,216
State:

$19,464

Here:

25.7% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 10.2% for AGIs below $10k, 7.5% for AGIs $10k-25k, 11.2% for AGIs $25k-50k, 14.2% for AGIs $50k-75k, 18.1% for AGIs $75k-100k, 17.0% for AGIs over 100k)

Charity contributions deductions: $3,118 (5% of AGI, reported on 24.5% of returns)
Here:

$3,118
State:

$4,035

Here:

5.0% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Total tax: $3,753 (reported on 71.6% of returns)
28678:

$3,753
State:

$7,257
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 15.6% for AGIs over 100k)

Earned income credit: $1,748 (reported on 19.9% of returns)
Here:

$1,748
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 67.3%
Here:

67%
State:

62%
(% for various income ranges: 56.2% for AGIs below $10k, 70.7% for AGIs $10k-25k, 68.4% for AGIs $25k-50k, 70.8% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 78.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$41,204
North Carolina:

$45,906
Stony Point, NC (28678) map Nearest zip codes: 28636, 28610, 28609, 28677, 28613, 28625.
Percentage of family households:
This zip code:

55.3%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

1.7%
North Carolina:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 307
Household did not receive Food Stamps/SNAP in the past 12 months: 1,666


Women who had a birth in the past 12 months: 64 (0 now married, 64 unmarried)
Women who did not have a birth in the past 12 months: 1,117 (714 now married, 403 unmarried)


Housing units in zip code 28678 with a mortgage: 710 (47 second mortgage, 95 home equity loan, 8 both second mortgage and home equity loan)
Houses without a mortgage: 694

Median monthly owner costs for units with a mortgage: $936
Median monthly owner costs for units without a mortgage: S269

Residents with income below the poverty level in 2013:
This zip code:

12.1%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.3%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.3
Median number of rooms in apartments:
Here:

4.4
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Churches in zip code 28678 include: Third Creek Church (A), Marvin Church (B), Midway Church (C), New Salem Church (D), New Sterling Church (E), Philadelphia Church (F), Pleasant Grove Church (G), Elk Shoals Church (H). Display/hide their locations on the map

    Reservoir: Hill Lake (A). Display/hide its location on the map

    Streams, rivers, and creeks: Elk Shoals Creek (A), Cullys Branch (B), Big Branch (C), Miller Creek (D), Harve Creek (E), Guys Branch (F). Display/hide their locations on the map

Year house built

  • 102010 or later
  • 4092000 to 2009
  • 4221990 to 1999
  • 4181980 to 1989
  • 2161970 to 1979
  • 1591960 to 1969
  • 551950 to 1959
  • 1251940 to 1949
  • 2561939 or earlier

Zip code 28678 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Stony Point, NC (28678)

  • 0no bedroom
  • 121 bedroom
  • 3422 bedrooms
  • 7903 bedrooms
  • 2184 bedrooms
  • 425+ bedrooms

Bedrooms in renter-occupied apartments in Stony Point, NC (28678)

  • 24no bedroom
  • 281 bedroom
  • 3182 bedrooms
  • 1993 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Stony Point, NC (28678) in owner-occupied houses/condos

  • 22no vehicle
  • 1631 vehicle
  • 5902 vehicles
  • 3283 vehicles
  • 2064 vehicles
  • 955+ vehicles

Cars and other vehicles available in Stony Point, NC (28678) in renter-occupied apartments

  • 113no vehicle
  • 2831 vehicle
  • 1212 vehicles
  • 523 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $625.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $96,500
28678:

$96,500
North Carolina:

$154,300
Lower value quartile - upper value quartile: $71,700 - $204,100

Mean price in 2013:

Detached houses: $181,718
Here:

$181,718
State:

$219,576

Mobile homes: $78,428
Here:

$78,428
State:

$64,697

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 16.3%

Percentage of zip code residents living and working in this county: 49.2%

Household type by relationship:

Households: 5,253

Size of family households: 729 2-persons, 211 3-persons, 277 4-persons, 115 5-persons, 86 6-persons

Size of nonfamily households: 498 1-person, 57 2-persons

714 married couples with children.
227 single-parent households (14 men, 213 women).

95.6% of residents of 28678 zip code speak English at home.
3.2% of residents speak Spanish at home (65% very well, 18% well, 17% not well).
1.2% of residents speak Asian or Pacific Island language at home (79% very well, 21% well).

Foreign born population: 160 (3.0%)
(18.1% of them are naturalized citizens)
This zip code:

3.0%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 82%Mexico
  • 8%China, excluding Hong Kong and Taiwan
  • 6%Taiwan
  • 4%Korea

Most common first ancestries reported in 28678 (%)

  • 17%Other groups
  • 15%American
  • 12%Irish
  • 11%German
  • 7%English
  • 5%Scotch-Irish
  • 4%Italian

Year of entry for the foreign-born population

  • 02010 or later
  • 562000 to 2009
  • 461990 to 1999
  • 58Before 1990

Facilities with environmental interests located in this zip code:


Zip code 28678 marital status for males
Zip code 28678 marital status for females

Housing units lacking complete kitchen facilities: 1.1%

Most commonly used house heating fuel

  • 72%Electricity
  • 16%Fuel oil, kerosene, etc.
  • 5%Bottled, tank, or LP gas
  • 3%Wood
  • 2%Utility gas
  • 1%No fuel used

Population in 1990: 5,212. Population change in the 1990s: -575 (-11.0%).

Place of birth for U.S.-born residents:


63% of the 28678 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

94% of the 28678 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 60% moved from this county.
   Out of people who lived in different houses, 35% moved from different county within same state.
   Out of people who lived in different houses, 5% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 44
Here:

6.5%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 8
Here:

3.0%
North Carolina:

7.7%
Students in private undergraduate colleges:
Here:

0.0%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 65,688Transportation occupations
  • 51,364Management occupations
  • 43,333Health diagnosing and treating practitioners and other technical occupations
  • 31,357Installation, maintenance, and repair occupations
  • 29,514Material moving occupations
  • 27,434Production occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED14$85,5839$100,17770$122,4692$32,8153$130,53012$71,548
APPLICATIONS APPROVED, NOT ACCEPTED1$74,5001$126,3606$115,5470$00$01$88,640
APPLICATIONS DENIED7$78,1341$124,03033$114,4643$52,7970$05$62,822
APPLICATIONS WITHDRAWN5$125,0421$169,74016$140,6562$27,8201$56,5804$52,770
FILES CLOSED FOR INCOMPLETENESS2$117,8751$15,0905$98,9201$118,2900$04$76,215
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed HMDA statistics for the following Tracts: 0401.00 , 0405.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$118,8201$219,500
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED1$118,8200$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed PMIC statistics for the following Tracts: 0401.00 , 0405.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28678 among deceased individuals
NameCountLived (average)
James4372.3 years
William3272.1 years
John2675.0 years
Robert2469.9 years
Mary2179.3 years
Fred1371.7 years
Roy1270.4 years
Annie1183.5 years
Eva1085.5 years
Joseph977.4 years
Most common last names in zip code 28678 among deceased individuals
Last nameCountLived (average)
Alexander2878.8 years
Miller2476.2 years
Lackey2378.3 years
Chapman2065.0 years
Martin1978.1 years
Brown1379.5 years
Pope1272.4 years
Stikeleather1276.4 years
Johnson1275.2 years
Millsaps1269.7 years

Businesses in zip code 28678



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