Estimated median household income in 2007: $46,004
| This zip code: | $46,004 | | North Carolina: | $44,670 |
Nearest zip codes: 28636, 28610, 28609, 28681, 28625, 28677.
Housing units in zip code 28678 with a mortgage: 424 (34 second mortgage, 56 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 331
Median monthly owner costs for units with a mortgage: $990
Median monthly owner costs for units without a mortgage: $245
Residents with income below the poverty level in 2007:
| This zip code: | 8.9% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.7% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 74
- 1995 to 1998: 273
- 1990 to 1994: 206
- 1980 to 1989: 302
- 1970 to 1979: 237
- 1960 to 1969: 200
- 1950 to 1959: 189
- 1940 to 1949: 153
- 1939 or earlier: 300
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Bedrooms in owner-occupied houses in Stony Point, NC (28678): |
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- no bedroom: 0
- 1 bedrooms: 43
- 2 bedrooms: 383
- 3 bedrooms: 770
- 4 bedrooms: 125
- 5 or more bedrooms: 22
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 50
- 2 bedrooms: 236
- 3 bedrooms: 103
- 4 bedrooms: 35
- 5 or more bedrooms: 21
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Vehicles available in 28678 zip code in owner-occupied houses/condos: |
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- no vehicle: 56
- 1 vehicle: 254
- 2 vehicles: 624
- 3 vehicles: 319
- 4 vehicles: 53
- 5 or more vehicles: 37
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 17
- 1 vehicle: 184
- 2 vehicles: 190
- 3 vehicles: 46
- 4 vehicles: 0
- 5 or more vehicles: 8
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28678:
- Less than $10,000: 37
- $10,000 to $14,999: 19
- $15,000 to $19,999: 24
- $20,000 to $24,999: 26
- $25,000 to $29,999: 27
- $30,000 to $34,999: 24
- $35,000 to $39,999: 33
- $40,000 to $49,999: 58
- $50,000 to $59,999: 54
- $60,000 to $69,999: 56
- $70,000 to $79,999: 58
- $80,000 to $89,999: 65
- $90,000 to $99,999: 72
- $100,000 to $124,999: 172
- $125,000 to $149,999: 239
- $150,000 to $174,999: 166
- $175,000 to $199,999: 122
- $200,000 to $249,999: 76
- $250,000 to $299,999: 57
- $300,000 to $399,999: 56
- $400,000 to $499,999: 28
- $500,000 to $749,999: 23
- $750,000 to $999,999: 6
- $1,000,000 or more: 14
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Rent paid by renters in 2007 in zip code 28678:
- $100 to $149: 16
- $200 to $249: 23
- $250 to $299: 32
- $300 to $349: 32
- $350 to $399: 28
- $400 to $449: 56
- $450 to $499: 42
- $500 to $549: 10
- $550 to $599: 13
- $900 to $999: 29
- No cash rent: 131
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Median price asked for vacant for-sale houses and condos in 2007: $121,670.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $142,962
- Black or African American householders: $77,564
- Asian householders: $98,856
Estimated median house or condo value in 2007: $131,729 (it was $83,900 in 2000)
| 28678: | $131,729 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $68,812 - $148,372
Mean price in 2007:
Detached houses: $198,608| Here: | $198,608 | | State: | $217,106 |
Townhouses or other attached units: $317,501| Here: | $317,501 | | State: | $176,568 |
In 3-to-4-unit structures: $146,760| Here: | $146,760 | | State: | $163,212 |
Mobile homes: $47,677| Here: | $47,677 | | State: | $45,354 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,248
- One, attached: 8
- Two: 32
- 3 or 4: 15
- 5 to 9: 11
- 10 to 19: 7
- Mobile homes: 613

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Means of transportation to work
- Drove a car alone: 1,948 (80%)
- Carpooled: 316 (13%)
- Bicycle: 5 (0%)
- Walked: 36 (1%)
- Other means: 33 (1%)
- Worked at home: 94 (4%)
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Travel time to work
- Less than 5 minutes: 55
- 5 to 9 minutes: 328
- 10 to 14 minutes: 181
- 15 to 19 minutes: 423
- 20 to 24 minutes: 573
- 25 to 29 minutes: 182
- 30 to 34 minutes: 326
- 35 to 39 minutes: 38
- 40 to 44 minutes: 17
- 45 to 59 minutes: 117
- 60 to 89 minutes: 72
- 90 or more minutes: 26
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Percentage of zip code residents living and working in this county: 52.2%
Household type by relationship
Households: 4,725
- In family households: 4,257 (1,169 male householders, 224 female householders)
1,097 spouses, 1,424 children (1,334 natural, 14 adopted, 76 stepchildren), 96 grandchildren, 109 brothers or sisters, 41 parents, 23 other relatives, 74 non-relatives
- In nonfamily households: 468 (182 male householders (141 living alone)), 198 female householders (162 living alone)), 88 nonrelatives
Size of family households: 605 2-persons, 382 3-persons, 236 4-persons, 139 5-persons, 7 6-persons, 24 7-or-more-persons.
Size of nonfamily households: 303 1-person, 77 2-persons.
836 married couples with children.
259 single-parent households (86 men, 173 women).
93.2% of residents of 28678 zip code speak English at home.
3.1% of residents speak Spanish at home (80% very well, 20% well).
0.2% of residents speak other Indo-European language at home (100% very well).
3.6% of residents speak Asian or Pacific Island language at home (74% very well, 18% not well, 9% not at all).
Foreign born population: 148 (3.2%)
(29.1% of them are naturalized citizens)
| This zip code: | 3.2% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Laos (38%)
- Mexico (38%)
- El Salvador (9%)
- Panama (5%)
- Chile (5%)
- Thailand (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 29
- 1990 to 1994: 10
- 1985 to 1989: 20
- 1980 to 1984: 64
- 1975 to 1979: 15
- 1970 to 1974: 10
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 4,122
Black population: 281
American Indian population: 20
Asian population: 70
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 98
Two or more races population: 46

First ancestries reported:
|  United States or American: 733 |
|  Other groups: 582 |
|  German: 460 |
|  English: 350 |
|  Irish: 193 |
|  Scotch-Irish: 187 |
|  Italian: 66 |
|  Scottish: 50 |
|  French (except Basque): 43 |
|  Swedish: 36 |
|  Pennsylvania German: 28 |
|  Dutch: 18 |
|  Polish: 16 |
|  French Canadian: 9 |
|  British: 6 |
Facitilies with environmental interests located in this zip code:
- BESTWAY SOUTH INC (165 HALYBURTON RD in STONY POINT, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00M69W84AY3X867F13, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste)) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: WOOD PRESERVING
Organizations: KARL OCHS (CONTACT/OWNER)
Alternative names: CAROLINA WOODWORKS, CAROLINA WOODWORKS TREATING
- BESTWAY SOUTH, INC. (165 HAYLBURTON ROAD in STATESVILLE, NC)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
Median worth of mobile homes: $69,201
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (52%)
- Fuel oil, kerosene, etc. (27%)
- Bottled, tank, or LP gas (13%)
- Wood (6%)
- Utility gas (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 3448
- Northeast: 200
- Midwest: 181
- South: 617
- West: 121
63% of the 28678 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 54% lived in this county.
Out of people who lived in different counties, 52% lived in North Carolina.
Population in 1990: 5,212. Population change in the 1990s: -575 (-11.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 7
| Here: | 1.2% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 11
| Here: | 4.7% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 44
| Here: | 51.2% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 2 establishments)
- Other Services (except Public Administration): Religious Organizations (5-9: 5, 1-4: 4)
- Health Care and Social Assistance: Child Day Care Services (20-49: 1, 5-9: 1)
- Construction: Masonry Contractors (20-49: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1, 5-9: 1)
- Professional, Scientific, and Technical Services: Veterinary Services (10-19: 1)
- Construction: Poured Concrete Foundation and Structure Contractors (10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $90,765 | 41 | $118,397 | 68 | $105,770 | 5 | $78,040 | 11 | $95,370 | 37 | $65,985 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $122,460 | 1 | $74,500 | 20 | $134,706 | 1 | $8,890 | 0 | $0 | 5 | $61,106 |
| APPLICATIONS DENIED | 1 | $117,520 | 13 | $87,235 | 68 | $95,447 | 5 | $43,632 | 2 | $98,715 | 16 | $72,443 |
| APPLICATIONS WITHDRAWN | 2 | $113,630 | 5 | $98,260 | 32 | $119,352 | 3 | $66,010 | 0 | $0 | 8 | $78,661 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $83,043 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $101,028 | 45 | $92,838 | 91 | $95,970 | 8 | $50,941 | 12 | $59,987 | 28 | $59,831 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 15 | $86,205 | 18 | $79,361 | 2 | $16,405 | 2 | $53,420 | 14 | $81,174 |
| APPLICATIONS DENIED | 5 | $72,378 | 21 | $75,436 | 82 | $90,887 | 15 | $36,645 | 6 | $58,780 | 33 | $68,862 |
| APPLICATIONS WITHDRAWN | 1 | $59,410 | 6 | $103,410 | 33 | $93,594 | 0 | $0 | 0 | $0 | 5 | $84,708 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 15 | $113,173 | 0 | $0 | 1 | $99,020 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $97,556 | 58 | $108,580 | 81 | $84,409 | 8 | $26,754 | 1 | $198,030 | 14 | $58,594 | 26 | $63,616 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 15 | $84,419 | 20 | $92,351 | 1 | $5,560 | 0 | $0 | 2 | $34,890 | 8 | $67,960 |
| APPLICATIONS DENIED | 2 | $42,905 | 33 | $91,918 | 80 | $89,263 | 10 | $33,499 | 0 | $0 | 2 | $141,450 | 45 | $83,586 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 14 | $81,564 | 42 | $99,718 | 0 | $0 | 0 | $0 | 3 | $48,720 | 13 | $74,452 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $61,960 | 4 | $115,990 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $79,973 | 55 | $84,577 | 97 | $91,699 | 7 | $35,554 | 7 | $64,946 | 31 | $57,233 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $51,306 | 16 | $93,897 | 0 | $0 | 1 | $8,490 | 6 | $54,107 |
| APPLICATIONS DENIED | 7 | $82,310 | 22 | $60,671 | 81 | $91,738 | 2 | $10,335 | 2 | $66,000 | 39 | $68,906 |
| APPLICATIONS WITHDRAWN | 1 | $58,470 | 7 | $104,624 | 22 | $103,602 | 3 | $25,307 | 1 | $43,270 | 4 | $83,055 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 9 | $120,390 | 1 | $7,540 | 0 | $0 | 3 | $90,843 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $91,961 | 48 | $82,711 | 167 | $89,606 | 1 | $32,540 | 10 | $58,316 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 16 | $53,888 | 18 | $82,318 | 3 | $22,633 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $93,025 | 31 | $63,332 | 91 | $85,977 | 7 | $10,703 | 2 | $58,860 |
| APPLICATIONS WITHDRAWN | 3 | $83,613 | 1 | $133,680 | 35 | $97,890 | 1 | $23,570 | 1 | $47,150 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 5 | $108,164 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0401.00
, 0405.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $125,017 | 4 | $179,485 | 1 | $153,710 | 2 | $67,115 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $154,835 | 3 | $138,620 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $121,650 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $149,940 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $88,807 | 5 | $109,174 | 1 | $30,180 | 2 | $72,140 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $106,180 | 1 | $104,670 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $50,920 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $193,320 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $90,196 | 3 | $117,460 | 1 | $33,950 | 3 | $94,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $96,187 | 2 | $169,740 | 0 | $0 | 1 | $74,500 |
| APPLICATIONS DENIED | 1 | $49,980 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $141,450 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $66,950 | 1 | $70,720 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $70,541 | 12 | $121,123 | 4 | $65,507 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $75,440 | 3 | $106,237 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $144,890 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $86,405 | 23 | $106,347 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $79,013 | 5 | $108,906 |
| APPLICATIONS DENIED | 1 | $80,400 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $52,650 | 2 | $88,640 |
Detailed PMIC statistics for the following Tracts:
0401.00
, 0405.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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