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28698 Zip Code (Cove Creek, NC) Detailed Profile



City: Cove Creek, NC (4.71%)
Counties: Watauga County, NC (82.15%), Ashe County, NC (17.85%)
Estimated zip code population in 2013: 2,124
Zip code population in 2010: 2,256
Zip code population in 2000: 2,258

Houses and condos: 1,285
Renter-occupied apartments: 271
% of renters here:

31%
State:

36%
Mar. 2016 cost of living index in zip code 28698: 81.9 (low, U.S. average is 100)

Land area: 25.1 sq. mi.
Water area: 0.0 sq. mi.
Population density: 85 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28698
Zip code 28698 (Cove Creek, North Carolina) real estate house value trends

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.4% ($728)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $757 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $626 (0.5%)

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Males: 1,046  (49.2%)
Females: 1,078  (50.8%)

For population 25 years and over in 28698:

  • High school or higher: 89.8%
  • Bachelor's degree or higher: 20.5%
  • Graduate or professional degree: 9.5%
  • Unemployed: 7.8%
  • Mean travel time to work (commute): 28.5 minutes

For population 15 years and over in 28698:

  • Never married: 16.9%
  • Now married: 65.5%
  • Separated: 3.3%
  • Widowed: 3.6%
  • Divorced: 10.7%

Zip code 28698 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Number of college students below state average.
  • Races in zip code 28698

  • Zip code 28698 races chart
    • 2,194White population
    • 6Black population
    • 2American Indian population
    • 6Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 2Some other race population
    • 17Two or more races population
    • 29Hispanic or Latino population

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Data:
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100% rural population.

Estimated median house/condo value in 2013: $165,200
28698:

$165,200
North Carolina:

$154,300
Median resident age:
This zip code:

42.3 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.4 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28698, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,733 (Individual Income Tax Returns)
Here:

$38,733
State:

$54,937

Salary/wage: $34,844 (reported on 81.9% of returns)
Here:

$34,844
State:

$46,336
(% of AGI for various income ranges: 65.0% for AGIs below $25k, 72.6% for AGIs $25k-50k, 77.9% for AGIs $50k-75k, 84.2% for AGIs $75k-100k, 69.2% for AGIs $100k-200k)

Taxable interest for individuals: $894 (reported on 41.0% of returns)
This zip code:

$894
North Carolina:

$1,298
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $925 (reported on 9.6% of returns)
Here:

$925
State:

$6,213
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$2,920 (reported on 12.0% of returns)
Here:

+$2,920
State:

+$12,740
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.8% for AGIs $25k-50k, 4.7% for AGIs $75k-100k)

Profit/loss from business: +$8,218 (reported on 20.5% of returns)
Here:

+$8,218
State:

+$10,311
(% of AGI for various income ranges: 12.3% for AGIs below $25k, 7.0% for AGIs $25k-50k, 3.5% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $9,086 (reported on 8.4% of returns)
28698:

$9,086
North Carolina:

$15,575

Total itemized deductions: $18,055 (26% of AGI, reported on 24.1% of returns)
Here:

$18,055
State:

$23,438

Here:

26.0% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 9.1% for AGIs below $25k, 8.2% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 12.3% for AGIs $75k-100k, 17.4% for AGIs $100k-200k)

Charity contributions: $4,369 (reported on 19.3% of returns)
Here:

$4,369
State:

$4,687
(% of AGI for various income ranges: 1.6% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 4.2% for AGIs $100k-200k)

Taxes paid: $4,775 (reported on 24.1% of returns)
28698:

$4,775
State:

$8,823
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 6.1% for AGIs $100k-200k)

Earned income credit: $1,930 (reported on 24.1% of returns)
Here:

$1,930
State:

$2,376
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 48.2%
Here:

48%
State:

53%
(% for various income ranges: 43.2% for AGIs below $25k, 54.5% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 40.0% for AGIs $75k-100k, 60.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28698, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,488 (Individual Income Tax Returns)
Here:

$35,488
State:

$45,376

Salary/wage: $30,417 (reported on 81.5% of returns)
Here:

$30,417
State:

$39,442
(% of AGI for various income ranges: 118.4% for AGIs below $10k, 72.6% for AGIs $10k-25k, 84.3% for AGIs $25k-50k, 79.6% for AGIs $50k-75k, 68.2% for AGIs $75k-100k, 37.7% for AGIs over 100k)

Taxable interest for individuals: $1,075 (reported on 49.6% of returns)
This zip code:

$1,075
North Carolina:

$1,515
(% of AGI for various income ranges: 6.5% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $1,283 (reported on 17.0% of returns)
Here:

$1,283
State:

$4,016
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$5,151 (reported on 15.6% of returns)
Here:

+$5,151
State:

+$11,152
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 5.0% for AGIs over 100k)

Profit/loss from business: +$6,961 (reported on 18.8% of returns)
Here:

+$6,961
State:

+$9,490
(% of AGI for various income ranges: 18.0% for AGIs below $10k, 8.7% for AGIs $10k-25k, 4.5% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 4.1% for AGIs $75k-100k)

IRA payment deduction: $2,000 (reported on 1.5% of returns)
28698:

$2,000
North Carolina:

$2,967

Total itemized deductions: $16,909 (25% of AGI, reported on 20.2% of returns)
Here:

$16,909
State:

$19,464

Here:

24.8% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 8.5% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 12.9% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 10.0% for AGIs over 100k)

Charity contributions deductions: $3,969 (5% of AGI, reported on 16.0% of returns)
Here:

$3,969
State:

$4,035

Here:

5.2% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $4,669 (reported on 74.7% of returns)
28698:

$4,669
State:

$7,257
(% of AGI for various income ranges: 5.5% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 20.4% for AGIs over 100k)

Earned income credit: $1,667 (reported on 18.5% of returns)
Here:

$1,667
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 56.0%
Here:

56%
State:

62%
(% for various income ranges: 51.4% for AGIs below $10k, 58.5% for AGIs $10k-25k, 52.6% for AGIs $25k-50k, 56.4% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 72.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$46,779
North Carolina:

$45,906
Cove Creek, NC (28698) map Nearest zip codes: 37691, 28692, 28679, 28684, 28615, 37683.
Cove Creek Zip Code Map

Percentage of family households:
This zip code:

59.4%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

5.7%
North Carolina:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 126
Household did not receive Food Stamps/SNAP in the past 12 months: 758


Women who had a birth in the past 12 months: 17 (17 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 489 (262 now married, 227 unmarried)


Housing units in zip code 28698 with a mortgage: 321 (80 home equity loan)
Houses without a mortgage: 292

Median monthly owner costs for units with a mortgage: $1,108
Median monthly owner costs for units without a mortgage: S319

Residents with income below the poverty level in 2013:
This zip code:

14.9%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

1.7%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.4
State:

6.3
Median number of rooms in apartments:
Here:

4.7
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Churches in zip code 28698 include: Zionville Baptist Church (A), Mabel Methodist Church (B), Pleasant Grove Baptist Church (C), Union Baptist Church (D). Display/hide their locations on the map

    Cemeteries: Pleasant Cemetery (1), Smith Cemetery (2). Display/hide their locations on the map

    Streams, rivers, and creeks: Ellison Branch (A), North Fork Cove Creek (B), Long Branch (C), Kirby Branch (D), Sawyer Creek (E). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 3552000 to 2009
  • 1811990 to 1999
  • 2091980 to 1989
  • 1191970 to 1979
  • 921960 to 1969
  • 961950 to 1959
  • 1461940 to 1949
  • 871939 or earlier

Zip code 28698 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Cove Creek, NC (28698)

  • 0no bedroom
  • 271 bedroom
  • 1702 bedrooms
  • 3693 bedrooms
  • 404 bedrooms
  • 75+ bedrooms

Bedrooms in renter-occupied apartments in Cove Creek, NC (28698)

  • 0no bedroom
  • 121 bedroom
  • 1562 bedrooms
  • 683 bedrooms
  • 354 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Cove Creek, NC (28698) in owner-occupied houses/condos

  • 6no vehicle
  • 651 vehicle
  • 2832 vehicles
  • 1963 vehicles
  • 554 vehicles
  • 85+ vehicles

Cars and other vehicles available in Cove Creek, NC (28698) in renter-occupied apartments

  • 26no vehicle
  • 551 vehicle
  • 1522 vehicles
  • 03 vehicles
  • 254 vehicles
  • 135+ vehicles

  • Zip code 28698 household income distribution in 2013

  • Zip code 28698 household income distribution in 2013
  • 97Less than $10,000
  • 23$15,000 to $19,999
  • 87$20,000 to $24,999
  • 52$25,000 to $29,999
  • 35$30,000 to $34,999
  • 30$35,000 to $39,999
  • 81$40,000 to $44,999
  • 71$45,000 to $49,999
  • 37$50,000 to $59,999
  • 123$60,000 to $74,999
  • 136$75,000 to $99,999
  • 76$100,000 to $124,999
  • 15$125,000 to $149,999
  • 11$150,000 to $199,999
  • 10$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2013 in zip code 28698

  • Estimate of home value of owner-occupied houses/condos in 2013 in zip code 28698
  • 57Less than $10,000
  • 9$10,000 to $14,999
  • 9$15,000 to $19,999
  • 7$20,000 to $24,999
  • 9$50,000 to $59,999
  • 10$70,000 to $79,999
  • 32$80,000 to $89,999
  • 13$90,000 to $99,999
  • 105$100,000 to $124,999
  • 19$125,000 to $149,999
  • 60$150,000 to $174,999
  • 49$175,000 to $199,999
  • 60$200,000 to $249,999
  • 59$250,000 to $299,999
  • 76$300,000 to $399,999
  • 15$400,000 to $499,999
  • 16$500,000 to $749,999
  • 8$750,000 to $999,999
  • Rent paid by renters in 2013 in zip code 28698

  • Rent paid by renters in 2013 in zip code 28698
  • 7$100 to $149
  • 35$250 to $299
  • 17$350 to $399
  • 12$400 to $449
  • 56$450 to $499
  • 15$500 to $549
  • 13$550 to $599
  • 12$650 to $699
  • 11$700 to $749
  • 19$800 to $899
  • 12$900 to $999
  • 62No cash rent

Median gross rent in 2013: $587.

Estimated median house (or condo) value in 2013 for:

  • White Non-Hispanic householders: $173,004
  • Some other race householders: $209,055
  • Hispanic or Latino householders: $232,283

Estimated median house or condo value in 2013: $165,200
28698:

$165,200
North Carolina:

$154,300
Lower value quartile - upper value quartile: $101,700 - $267,600

Mean price in 2013:

Detached houses: $215,449
Here:

$215,449
State:

$219,576

Mobile homes: $56,861
Here:

$56,861
State:

$64,697

Owners and renters by unit type in %

Housing units in structures:

  • One, detached: 856
  • One, attached: 8
  • Two: 49
  • 3 or 4: 7
  • 5 to 9: 12
  • Mobile homes: 353

Unemployment: 7.8%

  • Means of transportation to work in zip code 28698

  • Means of transportation to work in zip code 28698
  • 80.7%816Drove a car alone
  • 16.2%164Carpooled
  • 1.8%18Walked
  • 1.3%13Worked at home
  • Travel time to work (commute) in zip code 28698

  • Travel time to work (commute) in zip code 28698
  • 24Less than 5 minutes
  • 285 to 9 minutes
  • 6010 to 14 minutes
  • 11215 to 19 minutes
  • 22220 to 24 minutes
  • 9225 to 29 minutes
  • 26230 to 34 minutes
  • 1935 to 39 minutes
  • 3840 to 44 minutes
  • 5645 to 59 minutes
  • 4960 to 89 minutes
  • 3690 or more minutes

Percentage of zip code residents living and working in this county: 84.8%

Household type by relationship:

Households: 2,118
  • In family households: 1,867 (396 male householders, 289 female householders)
    554 spouses, 550 children (537 natural, 6 adopted, 8 stepchildren), 20 grandchildren, 0 brothers or sisters, 0 parents, 6 other relatives, 43 non-relatives
  • In nonfamily households: 251 (91 male householders (91 living alone)), 108 female householders (59 living alone)), 52 nonrelatives
  • In group quarters: 6 (0 institutionalized population)

Size of family households: 407 2-persons, 113 3-persons, 89 4-persons, 62 5-persons, 14 6-persons

Size of nonfamily households: 150 1-person, 49 2-persons

317 married couples with children.
126 single-parent households (126 women).

All residents speak English at home

Foreign born population: 0 (0.0%)
:

0.0%
Whole state:

7.6%

Most common first ancestries reported in 28698 (%)

  • 21%German
  • 13%American
  • 12%English
  • 9%Irish
  • 5%Other groups
  • 4%Scotch-Irish
  • 2%Scottish

Year of entry for the foreign-born population

  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 13Before 1990

Zip code 28698 marital status for males
Zip code 28698 marital status for females

Housing units lacking complete plumbing facilities: 2.3%
Housing units lacking complete kitchen facilities: 7.2%

Most commonly used house heating fuel

  • 36%Fuel oil, kerosene, etc.
  • 32%Electricity
  • 21%Bottled, tank, or LP gas
  • 9%Wood
  • 2%Other fuel

Population in 1990: 1,633. Population change in the 1990s: +625 (+38.3%).

Place of birth for U.S.-born residents:

  • This state: 1,518
  • Northeast: 121
  • Midwest: 61
  • South: 314
  • West: 97

64% of the 28698 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

94% of the 28698 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 56% moved from this county.
   Out of people who lived in different houses, 11% moved from different county within same state.
   Out of people who lived in different houses, 33% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 13
Here:

6.2%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
North Carolina:

7.7%
Students in private undergraduate colleges:
Here:

0.0%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 92,500Management occupations
  • 41,014Installation, maintenance, and repair occupations
  • 37,593Construction and extraction occupations
  • 33,951Education, training, and library occupations
  • 31,792Sales and related occupations
  • 30,735Office and administrative support occupations

Top industries in this zip code by the number of employees in 2005:

  • Construction: New Single-Family Housing Construction (except Operative Builders) (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 1-4 employees: 3 establishments)
  • Construction: New Housing Operative Builders (10-19: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (5-9: 1)
  • Construction: Manufacturing (5-9: 1)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1)
  • Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (1-4: 2)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 2)
  • Other Services (except Public Administration): Religious Organizations (1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 9 people in group homes intended for adults
Most common first names in zip code 28698 among deceased individuals
NameCountLived (average)
William1375.2 years
James967.1 years
John876.9 years
Robert767.3 years
George776.4 years
Edna674.2 years
Mary678.2 years
Charles572.0 years
Edith573.6 years
Edward581.4 years
Most common last names in zip code 28698 among deceased individuals
Last nameCountLived (average)
Wilson2778.7 years
Reece1872.7 years
Miller1479.3 years
Isaacs1375.6 years
Greer1380.7 years
Norris1275.6 years
Thomas1283.6 years
Greene1273.8 years
Eggers1178.9 years
Brown1159.8 years
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