28711 Zip Code Detailed Profile




Cities: Black Mountain, NC (6.43%), Montreat, NC (1.51%), Swannanoa, NC (0.13%), Lake Lure, NC (0.00%)
Counties: Buncombe County, NC (83.11%), Rutherford County, NC (9.49%), McDowell County, NC (6.77%), Henderson County, NC (0.62%)
Estimated zip code population in 2013: 12,599
Zip code population in 2010: 13,209
Zip code population in 2000: 11,826

Houses and condos: 6,627
Renter-occupied apartments: 1,886
% of renters here:

37%
State:

36%
Mar. 2013 cost of living index in zip code 28711: 93.2 (less than average, U.S. average is 100)

Land area: 99.9 sq. mi.
Water area: 0.6 sq. mi.
Population density: 126 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28711
Zip code 28711 (Black Mountain, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.7% ($1,346)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,346 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,345 (0.7%)

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Males: 5,925  (47.0%)
Females: 6,674  (53.0%)

For population 25 years and over in 28711:

For population 15 years and over in 28711:

Zip code 28711 compared to state average:

  • Black race population percentage below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • House age above state average.
  • Races in zip code 28711

  • Zip code 28711 races chart
    • 11,908White population
    • 630Black population
    • 30American Indian population
    • 75Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 12Some other race population
    • 239Two or more races population
    • 312Hispanic or Latino population

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Urban population: 8,529
Rural population: 4,069

Estimated median house/condo value in 2013: $194,100
28711:

$194,100
North Carolina:

$154,300
Median resident age:
This zip code:

44.4 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.3 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28711, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,551 (Individual Income Tax Returns)
Here:

$46,551
State:

$54,937

Salary/wage: $36,922 (reported on 74.6% of returns)
Here:

$36,922
State:

$46,336
(% of AGI for various income ranges: 69.6% for AGIs below $25k, 69.0% for AGIs $25k-50k, 64.4% for AGIs $50k-75k, 61.0% for AGIs $75k-100k, 55.0% for AGIs $100k-200k, 34.2% for AGIs over 200k)

Taxable interest for individuals: $1,326 (reported on 41.0% of returns)
This zip code:

$1,326
North Carolina:

$1,298
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Ordinary dividends: $6,437 (reported on 23.3% of returns)
Here:

$6,437
State:

$6,213
(% of AGI for various income ranges: 2.3% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 4.8% for AGIs $100k-200k, 5.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,489 (reported on 19.8% of returns)
Here:

+$7,489
State:

+$12,740
(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 4.3% for AGIs $100k-200k, 13.2% for AGIs over 200k)

Profit/loss from business: +$10,455 (reported on 19.7% of returns)
Here:

+$10,455
State:

+$10,311
(% of AGI for various income ranges: 9.0% for AGIs below $25k, 5.3% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 5.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,281 (reported on 15.0% of returns)
28711:

$14,281
North Carolina:

$15,575
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 3.3% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 6.6% for AGIs $100k-200k, 3.7% for AGIs over 200k)

Self-employment retirement plans: $12,600 (reported on 0.5% of returns)
28711:

$12,600
North Carolina:

$21,078

Total itemized deductions: $22,589 (28% of AGI, reported on 34.8% of returns)
Here:

$22,589
State:

$23,438

Here:

27.9% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 14.5% for AGIs below $25k, 14.7% for AGIs $25k-50k, 16.4% for AGIs $50k-75k, 18.1% for AGIs $75k-100k, 18.8% for AGIs $100k-200k, 18.1% for AGIs over 200k)

Charity contributions: $5,031 (reported on 29.6% of returns)
Here:

$5,031
State:

$4,687
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 4.5% for AGIs $100k-200k, 3.9% for AGIs over 200k)

Taxes paid: $6,222 (reported on 34.8% of returns)
28711:

$6,222
State:

$8,823
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 2.9% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 5.3% for AGIs $75k-100k, 6.1% for AGIs $100k-200k, 6.7% for AGIs over 200k)

Earned income credit: $1,917 (reported on 19.5% of returns)
Here:

$1,917
State:

$2,376
(% of AGI for various income ranges: 5.4% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28711, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,485 (Individual Income Tax Returns)
Here:

$37,485
State:

$45,376

Salary/wage: $31,571 (reported on 77.4% of returns)
Here:

$31,571
State:

$39,442
(% of AGI for various income ranges: 139.6% for AGIs below $10k, 70.7% for AGIs $10k-25k, 74.2% for AGIs $25k-50k, 69.2% for AGIs $50k-75k, 64.5% for AGIs $75k-100k, 45.0% for AGIs over 100k)

Taxable interest for individuals: $1,611 (reported on 48.6% of returns)
This zip code:

$1,611
North Carolina:

$1,515
(% of AGI for various income ranges: 12.4% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Taxable dividends: $5,116 (reported on 26.5% of returns)
Here:

$5,116
State:

$4,016
(% of AGI for various income ranges: 11.7% for AGIs below $10k, 2.5% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 6.9% for AGIs over 100k)

Net capital gain/loss: +$9,253 (reported on 22.1% of returns)
Here:

+$9,253
State:

+$11,152
(% of AGI for various income ranges: -2.9% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Profit/loss from business: +$8,449 (reported on 18.5% of returns)
Here:

+$8,449
State:

+$9,490
(% of AGI for various income ranges: 11.4% for AGIs below $10k, 5.9% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 5.5% for AGIs over 100k)

Profit/loss from farming: +$2,500 (reported on 0.2% of returns)
Here +$2,500
State -$3,231

IRA payment deduction: $2,759 (reported on 3.0% of returns)
28711:

$2,759
North Carolina:

$2,967
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $7,935 (reported on 0.6% of returns)
Here:

$7,935
North Carolina:

$14,754

Total itemized deductions: $18,472 (28% of AGI, reported on 36.6% of returns)
Here:

$18,472
State:

$19,464

Here:

28.4% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 37.4% for AGIs below $10k, 15.9% for AGIs $10k-25k, 16.7% for AGIs $25k-50k, 17.7% for AGIs $50k-75k, 20.0% for AGIs $75k-100k, 18.4% for AGIs over 100k)

Charity contributions deductions: $4,732 (7% of AGI, reported on 32.1% of returns)
Here:

$4,732
State:

$4,035

Here:

7.0% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 2.4% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 5.1% for AGIs $75k-100k, 6.3% for AGIs over 100k)

Total tax: $4,735 (reported on 74.3% of returns)
28711:

$4,735
State:

$7,257
(% of AGI for various income ranges: 5.5% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Earned income credit: $1,608 (reported on 16.1% of returns)
Here:

$1,608
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 58.7%
Here:

59%
State:

62%
(% for various income ranges: 51.0% for AGIs below $10k, 58.6% for AGIs $10k-25k, 59.8% for AGIs $25k-50k, 62.4% for AGIs $50k-75k, 61.6% for AGIs $75k-100k, 72.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$42,271
North Carolina:

$45,906
Black Mountain, NC (28711) map Nearest zip codes: 28757, 28762, 28778, 28730, 28735, 28720.
Percentage of family households:
This zip code:

41.9%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

5.1%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 694
Household did not receive Food Stamps/SNAP in the past 12 months: 4,385


Women who had a birth in the past 12 months: 161 (67 now married, 94 unmarried)
Women who did not have a birth in the past 12 months: 2,423 (1,191 now married, 1,232 unmarried)


Housing units in zip code 28711 with a mortgage: 1,944 (131 second mortgage, 181 home equity loan, 15 both second mortgage and home equity loan)
Houses without a mortgage: 1,249

Median monthly owner costs for units with a mortgage: $1,270
Median monthly owner costs for units without a mortgage: S362

Residents with income below the poverty level in 2013:
This zip code:

17.3%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

13.0%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.8
State:

6.3
Median number of rooms in apartments:
Here:

4.4
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28711: Camp Elliott (A), Black Mountain Bi-Lo Plaza (B), Blue Ridge Y M C A Camp (C), Julian F Keith Alcohol and Drug Abuse Treatment Center (D). Display/hide their locations on the map

    Shopping Center: Western North Carolina Shopping Center (1). Display/hide its location on the map

    Churches in zip code 28711 include: Mount Zion Church (A), Mount View Church (B), Bald Mountain Church (C), Lakey Gap Chapel (D), Homers Chapel (E), Elizabeth Chapel (F), Curteys Chapel (G), Clear Branch Church (H), Broad River Church (I). Display/hide their locations on the map

    Cemetery: Mount Pleasant Cemetery (1). Display/hide its location on the map

    Lakes and reservoirs: Lake Susan (A), Lake Tomahawk (B), Lake Charles (C), Assembly Lake (D), Lake Eden (E), Montreat Reservoir (F), Laurel Lake (G), North Fork Reservoir (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Grice Branch (A), Glassmine Branch (B), Glade Creek (C), Flat Creek (D), Fall Branch (E), Duck Branch (F), Dry Branch (G), Clover Patch Branch (H), Chestnut Branch (I). Display/hide their locations on the map

Year house built

  • 1002010 or later
  • 1,1112000 to 2009
  • 1,1091990 to 1999
  • 5221980 to 1989
  • 1,1781970 to 1979
  • 6591960 to 1969
  • 7151950 to 1959
  • 5031940 to 1949
  • 7301939 or earlier

Zip code 28711 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Black Mountain, NC (28711)

  • 0no bedroom
  • 1561 bedroom
  • 1,0902 bedrooms
  • 1,4073 bedrooms
  • 4444 bedrooms
  • 965+ bedrooms

Bedrooms in renter-occupied apartments in Black Mountain, NC (28711)

  • 67no bedroom
  • 3111 bedroom
  • 9232 bedrooms
  • 3473 bedrooms
  • 2314 bedrooms
  • 75+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Black Mountain, NC (28711) in owner-occupied houses/condos

  • 159no vehicle
  • 8631 vehicle
  • 1,2492 vehicles
  • 7303 vehicles
  • 1524 vehicles
  • 405+ vehicles

Cars and other vehicles available in Black Mountain, NC (28711) in renter-occupied apartments

  • 264no vehicle
  • 9631 vehicle
  • 5772 vehicles
  • 473 vehicles
  • 354 vehicles
  • 05+ vehicles

Median gross rent in 2013: $777.


Median price asked for vacant for-sale houses and condos in 2013: $206,696.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $194,100
28711:

$194,100
North Carolina:

$154,300
Lower value quartile - upper value quartile: $129,400 - $300,200

Mean price in 2013:

Detached houses: $253,561
Here:

$253,561
State:

$219,576

Townhouses or other attached units: $392,510
Here:

$392,510
State:

$173,086

In 5-or-more-unit structures: $163,747
Here:

$163,747
State:

$175,668

Mobile homes: $149,873
Here:

$149,873
State:

$64,697

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.6%

Neighborhoods in zip code 28711:

Percentage of zip code residents living and working in this county: 91.8%

Household type by relationship:

Households: 11,696

Size of family households: 1,746 2-persons, 683 3-persons, 362 4-persons, 154 5-persons, 170 6-persons, 51 7-or-more-persons

Size of nonfamily households: 1,759 1-person, 135 2-persons, 19 3-persons

1,411 married couples with children.
522 single-parent households (292 men, 230 women).

96.8% of residents of 28711 zip code speak English at home.
1.2% of residents speak Spanish at home (67% very well, 23% well, 10% not well).
0.9% of residents speak other Indo-European language at home (68% very well, 20% well, 12% not at all).
0.7% of residents speak Asian or Pacific Island language at home (52% very well, 19% well, 29% not well).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 224 (1.8%)
(48.7% of them are naturalized citizens)
This zip code:

1.8%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 25%Venezuela
  • 13%Laos
  • 10%Germany
  • 6%India
  • 6%Belarus
  • 6%Japan
  • 6%Brazil

Most common first ancestries reported in 28711 (%)

  • 21%Other groups
  • 16%German
  • 16%American
  • 11%English
  • 7%Irish
  • 4%Scotch-Irish
  • 3%Scottish

Year of entry for the foreign-born population

  • 142010 or later
  • 1022000 to 2009
  • 841990 to 1999
  • 168Before 1990

Facilities with environmental interests located in this zip code:


Zip code 28711 marital status for males
Zip code 28711 marital status for females

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 0.6%

Most commonly used house heating fuel

  • 61%Electricity
  • 13%Fuel oil, kerosene, etc.
  • 9%Utility gas
  • 8%Bottled, tank, or LP gas
  • 8%Wood

Population in 1990: 11,914. Population change in the 1990s: -88 (-0.7%).

Place of birth for U.S.-born residents:


57% of the 28711 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 48% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

80% of the 28711 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 46% moved from this county.
   Out of people who lived in different houses, 25% moved from different county within same state.
   Out of people who lived in different houses, 29% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 117
Here:

13.5%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 31
Here:

6.0%
North Carolina:

7.7%
Students in private undergraduate colleges: 248
Here:

23.8%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 82,656Architecture and engineering occupations
  • 67,500Health diagnosing and treating practitioners and other technical occupations
  • 60,000Life, physical, and social science occupations
  • 53,750Fire fighting and prevention, and other protective service workers including supervisors
  • 52,550Community and social service occupations
  • 49,375Computer and mathematical occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 338 people in nursing facilities/skilled-nursing facilities
  • 313 people in college/university student housing
  • 164 people in correctional residential facilities
  • 101 people in residential treatment centers for adults
  • 48 people in residential schools for people with disabilities
  • 47 people in correctional facilities intended for juveniles
  • 23 people in group homes for juveniles (non-correctional)
  • 4 people in group homes intended for adults

People in group quarters in 2000:

  • 218 people in nursing homes
  • 84 people in hospitals or wards for drug/alcohol abuse
  • 67 people in state prisons
  • 51 people in homes for the physically handicapped
  • 34 people in homes for abused, dependent, and neglected children
  • 33 people in other noninstitutional group quarters
  • 8 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED68$175,722289$214,819937$204,20622$107,102198$239,64124$91,435
APPLICATIONS APPROVED, NOT ACCEPTED5$173,30611$200,04950$219,1364$144,12311$198,2671$27,370
APPLICATIONS DENIED23$157,14342$207,351311$207,08433$104,15450$189,90634$78,035
APPLICATIONS WITHDRAWN12$161,90136$218,718198$195,1546$169,76338$207,05013$85,611
FILES CLOSED FOR INCOMPLETENESS2$269,75513$237,02542$243,6251$109,4804$357,1631$35,030

Detailed HMDA statistics for the following Tracts: 0031.01 , 0031.02, 0032.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED25$238,00010$208,5452$200,6201$47,080
APPLICATIONS APPROVED, NOT ACCEPTED11$247,0634$223,4582$270,6901$34,490
APPLICATIONS DENIED4$246,3183$246,0530$00$0
APPLICATIONS WITHDRAWN1$262,7501$99,6300$01$34,490
FILES CLOSED FOR INCOMPLETENESS0$01$195,9700$00$0

Detailed PMIC statistics for the following Tracts: 0031.01 , 0031.02, 0032.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28711 among deceased individuals
NameCountLived (average)
Mary12680.1 years
James12171.3 years
William10478.3 years
John9777.7 years
Robert7976.2 years
Charles5774.0 years
George5473.1 years
Margaret4481.9 years
Dorothy4281.2 years
Thomas3975.2 years
Most common last names in zip code 28711 among deceased individuals
Last nameCountLived (average)
Smith4575.9 years
Jones3876.7 years
Williams3176.0 years
Davis3177.5 years
Bartlett2974.4 years
Morris2875.9 years
Wilson2879.7 years
Melton2280.0 years
Owenby2278.0 years
Taylor2270.2 years
Businesses in zip code 28711
NameCountNameCount
Advance Auto Parts1La-Z-Boy1
CVS1Lane Furniture1
Comfort Inn1MasterBrand Cabinets3
Curves1Pizza Hut1
Decora Cabinetry1Rite Aid1
Dennys1Subway1
FedEx2Super 81
GNC1Taco Bell1
H&R Block1U-Haul1
Jones New York1UPS1
KFC1Wendy's1
Kincaid1YMCA1

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