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28721 Zip Code Detailed Profile

 



Profiles Clyde, NC (28721) houses, apartments, residents, cars, jobs...

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City: Clyde, NC
Haywood County, NC
Zip code population (2000): 8,256
Estimated zip code population in 2007: 8,145

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Age and Sex of Residents in zip code 28721

Zip code 28721 (Clyde, North Carolina) real estate house value trends

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Clyde, NC (28721) map from a distance

Houses and condos: 3,785
Renter-occupied apartments: 835
% of renters here:  24%
State:  31%

2008 cost of living index in zip code 28721: 81.7 (low, U.S. average is 100)

Land area: 96.4 sq. mi.
Water area: 0.0 sq. mi.
Population density: 84 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.0% ($722)
North Carolina:  1.1% ($826)

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Males: 3,996  (48.4%)
Females: 4,260  (51.6%)

Zip code 28721 races chart


28721, NC forum
Recent posts about zip code 28721 area on our local forum with over 700,000 registered users:
Any Highland Creek owners?  (5 replies)
Mitchell Mill Road area  (10 replies)
You know you are from Raleigh if...  (383 replies)
Restaurant/"eatery" reviews  (116 replies)
POLL: What cities have you lived in?  (100 replies)
NC BBQ doesn't like me and the feeling is mutual!!!  (39 replies)
Urban population: 4,663
Rural population: 3,593

Estimated median house/condo value in 2007: $140,529
28721:  $140,529
North Carolina:  $145,700


According to our research of public records there were 4 registered sex offenders living in 28721 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.

Median resident age:  39.2 years
North Carolina median age:  35.3 years

Average household size:
This zip code:  2.4 people
North Carolina:  2.5 people

Averages for the 2004 tax year for zip code 28721, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $38,230 (Individual Income Tax Returns)
Here:  $38,230
State:  $45,376

Salary/wage: $33,570 (reported on 83.6% of returns)
Here:  $33,570
State:  $39,442
(% of AGI for various income ranges: 88.6% for AGIs below $10k, 73.5% for AGIs $10k-25k, 79.7% for AGIs $25k-50k, 81.1% for AGIs $50k-75k, 74.5% for AGIs $75k-100k, 57.1% for AGIs over 100k)

Taxable interest for individuals: $1,154 (reported on 45.3% of returns)
This zip code:  $1,154
North Carolina:  $1,515
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $2,501 (reported on 17.8% of returns)
Here:  $2,501
State:  $4,016
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$10,327 (reported on 14.6% of returns)
Here:  +$10,327
State:  +$11,152
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 13.1% for AGIs over 100k)

Profit/loss from business: +$8,512 (reported on 17.1% of returns)
Here:  +$8,512
State:  +$9,490
(% of AGI for various income ranges: 10.6% for AGIs below $10k, 6.2% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 5.7% for AGIs over 100k)

IRA payment deduction: $2,856 (reported on 2.8% of returns)
28721:  $2,856
North Carolina:  $2,967
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $12,500 (reported on 0.5% of returns)
Here:  $12,500
North Carolina:  $14,754

Total itemized deductions: $18,753 (1% of AGI, reported on 30.9% of returns)
Here:  $18,753
State:  $19,464
(% of AGI for various income ranges: 10.1% for AGIs below $10k, 11.2% for AGIs $10k-25k, 14.8% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 16.6% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Charity contributions deductions: $3,547 (4.8% of AGI, reported on 26.6% of returns)
Here:  $3,547
North Carolina:  $4,035

Here:  4.8% of AGI
State:  4.5% of AGI
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 4.1% for AGIs over 100k)

Total tax: $4,891 (reported on 73.5% of returns)
28721:  $4,891
State:  $7,257
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Earned income credit: $1,718 (reported on 18.7% of returns)
Here:  $1,718
State:  $1,851
(% of AGI for various income ranges: 9.2% for AGIs below $10k, 4.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 68.2%
Here:  68%
State:  62%
(% for various income ranges: 59.5% for AGIs below $10k, 71.7% for AGIs $10k-25k, 70.1% for AGIs $25k-50k, 69.9% for AGIs $50k-75k, 65.3% for AGIs $75k-100k, 74.0% for AGIs over 100k)


Estimated median household income in 2007: $41,940
This zip code:  $41,940
North Carolina:  $44,670
Clyde, NC (28721) map

Nearest zip codes: 28745, 28786, 28716, 28751, 28748, 28707.


Percentage of family households:
This zip code:  70.8%
Whole state:  68.9%

Percentage of households with unmarried partners:
This zip code:  4.0%
Whole state:  4.6%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 28721 with a mortgage: 884 (87 second mortgage, 148 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 753


Median monthly owner costs for units with a mortgage: $1,043

Median monthly owner costs for units without a mortgage: $286

Residents with income below the poverty level in 2007:
This zip code:  13.6%
Whole state:  14.3%

Residents with income below 50% of the poverty level in 2007:
This zip code:  4.9%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  5.6
State:  5.9

Median number of rooms in apartments:
Here:  4.1
State:  4.3


Zip code 28721 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Churches in zip code 28721 include: Old Thickety Church (A), Oak Grove Church (B). Display/hide their locations on the map

Cemeteries: Newton Rogers Cemetery (1), Noland Cemetery (2), Hiram Rogers Cemetery (3), Ledford Cemetery (4), Haynes Cemetery (5). Display/hide their locations on the map

Streams, rivers, and creeks: Flat Branch (A), Pounding Mill Branch (B), Laurel Creek (C), Raccoon Branch (D), Rathbone Branch (E), Raven Cliff Branch (F), Crawford Branch (G), Rube Rock Branch (H), Runyon Creek (I). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 137
  • 1995 to 1998: 366
  • 1990 to 1994: 356
  • 1980 to 1989: 657
  • 1970 to 1979: 815
  • 1960 to 1969: 586
  • 1950 to 1959: 311
  • 1940 to 1949: 191
  • 1939 or earlier: 372



Zip code 28721 satellite photo by USGS


Bedrooms in owner-occupied houses in Clyde, NC (28721):
  • no bedroom: 9
  • 1 bedrooms: 49
  • 2 bedrooms: 690
  • 3 bedrooms: 1,487
  • 4 bedrooms: 315
  • 5 or more bedrooms: 47


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 31
  • 1 bedrooms: 170
  • 2 bedrooms: 412
  • 3 bedrooms: 177
  • 4 bedrooms: 41
  • 5 or more bedrooms: 4



Vehicles available in 28721 zip code in owner-occupied houses/condos:
  • no vehicle: 107
  • 1 vehicle: 585
  • 2 vehicles: 1,186
  • 3 vehicles: 519
  • 4 vehicles: 124
  • 5 or more vehicles: 76


Vehicles available in renter-occupied apartments:
  • no vehicle: 95
  • 1 vehicle: 405
  • 2 vehicles: 260
  • 3 vehicles: 47
  • 4 vehicles: 22
  • 5 or more vehicles: 6



Estimated household income distribution in 2007:

Zip code 28721 household income distribution in 2007

Zip code 28721 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28721:

  • Less than $10,000: 70
  • $10,000 to $14,999: 35
  • $15,000 to $19,999: 61
  • $20,000 to $24,999: 50
  • $25,000 to $29,999: 33
  • $30,000 to $34,999: 22
  • $35,000 to $39,999: 26
  • $40,000 to $49,999: 68
  • $50,000 to $59,999: 41
  • $60,000 to $69,999: 81
  • $70,000 to $79,999: 81
  • $80,000 to $89,999: 72
  • $90,000 to $99,999: 107
  • $100,000 to $124,999: 314
  • $125,000 to $149,999: 332
  • $150,000 to $174,999: 222
  • $175,000 to $199,999: 185
  • $200,000 to $249,999: 294
  • $250,000 to $299,999: 211
  • $300,000 to $399,999: 147
  • $400,000 to $499,999: 46
  • $500,000 to $749,999: 17
  • $750,000 to $999,999: 19
  • $1,000,000 or more: 27
 



28721 rent paid by renters


Rent paid by renters in 2007 in zip code 28721:

  • Less than $100: 10
  • $100 to $149: 24
  • $150 to $199: 18
  • $200 to $249: 30
  • $250 to $299: 48
  • $300 to $349: 73
  • $350 to $399: 156
  • $400 to $449: 98
  • $450 to $499: 43
  • $500 to $549: 43
  • $550 to $599: 34
  • $600 to $649: 9
  • $650 to $699: 43
  • No cash rent: 151
 


Median price asked for vacant for-sale houses and condos in 2007: $125,472.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $157,714
  • Black or African American householders: $151,023
  • American Indian or Alaska Native householders: $247,142
  • Some other race householders: $83,648
  • Hispanic or Latino householders: $234,519

Estimated median house or condo value in 2007: $138,588 (it was $92,400 in 2000)
28721:  $138,588
North Carolina:  $145,700
Lower value quartile - upper value quartile: $86,307 - $172,461

Mean price in 2007:
Detached houses: $205,444
Here:  $205,444
State:  $217,106

In 2-unit structures: $548,627
Here:  $548,627
State:  $153,934

In 3-to-4-unit structures: $221,838
Here:  $221,838
State:  $163,212

Mobile homes: $48,490
Here:  $48,490
State:  $45,354


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 2,556
  • One, attached: 10
  • Two: 55
  • 3 or 4: 96
  • 5 to 9: 105
  • 10 to 19: 47
  • 50 or more: 8
  • Mobile homes: 914
28721 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 3,253 (84%)
  • Carpooled: 457 (12%)
  • Bus or trolley bus: 8 (0%)
  • Bicycle: 2 (0%)
  • Walked: 44 (1%)
  • Other means: 3 (0%)
  • Worked at home: 123 (3%)
 

28721 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 101
  • 5 to 9 minutes: 347
  • 10 to 14 minutes: 703
  • 15 to 19 minutes: 647
  • 20 to 24 minutes: 488
  • 25 to 29 minutes: 192
  • 30 to 34 minutes: 607
  • 35 to 39 minutes: 162
  • 40 to 44 minutes: 86
  • 45 to 59 minutes: 321
  • 60 to 89 minutes: 67
  • 90 or more minutes: 46
 

Percentage of zip code residents living and working in this county: 72.0%


Household type by relationship
Households: 8,117

  • In family households: 7,008 (1,906 male householders, 558 female householders)
    2,074 spouses, 2,069 children (1,872 natural, 32 adopted, 165 stepchildren), 165 grandchildren, 63 brothers or sisters, 62 parents, 64 other relatives, 47 non-relatives
  • In nonfamily households: 1,109 (462 male householders (399 living alone)), 516 female householders (451 living alone)), 131 nonrelatives
  • In group quarters: 175 (110 institutionalized population)

Size of family households: 1,184 2-persons, 661 3-persons, 424 4-persons, 132 5-persons, 52 6-persons, 11 7-or-more-persons.

Size of nonfamily households: 850 1-person, 124 2-persons, 2 3-persons, 2 4-persons.

1,252 married couples with children.
419 single-parent households (90 men, 329 women).

96.6% of residents of 28721 zip code speak English at home.
2.3% of residents speak Spanish at home (43% very well, 37% well, 21% not well).
0.9% of residents speak other Indo-European language at home (72% very well, 20% well, 8% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 127 (1.5%)
(43.3% of them are naturalized citizens)

This zip code:  1.5%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Mexico (35%)
  • Colombia (21%)
  • Cuba (14%)
  • Italy (6%)
  • Indonesia (6%)
  • Germany (4%)
  • India (4%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 37
  • 1990 to 1994: 26
  • 1985 to 1989: 16
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 4
  • 1970 to 1974: 19
  • 1965 to 1969: 25

White population: 7,974
Black population: 85
American Indian population: 48
Asian population: 33
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 52
Two or more races population: 63

Zip code 28721 races chart


First ancestries reported:

 United States or American: 1826
 Other groups: 617
 Irish: 610
 German: 585
 English: 582
 Scotch-Irish: 365
 Scottish: 205
 Dutch: 165
 Italian: 136
 French (except Basque): 95
 European: 79
 Norwegian: 41
 Polish: 34
 Swedish: 33
 French Canadian: 19
 Canadian: 16
 British: 14
 Hungarian: 12
 Scandinavian: 12
 Subsaharan African:: 12
 Lithuanian: 11
 Welsh: 11
 African: 10
 Portuguese: 9
 Croatian: 7
 Swiss: 6
 Ukrainian: 6
 Austrian: 4
 Danish: 3
 Russian: 2
 Ethiopian: 2
 Czech: 1



Zip code 28721 topographic map


Facitilies with environmental interests located in this zip code:

  • CLYDE ELEMENTARY (4182 OLD CLYDE ROAD in CLYDE, NC)
    (National Center for Education Statistics) - STATE ID-328
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: HAYWOOD COUNTY SCHOOLS (SCHOOL DISTRICT)
    Alternative names: TOWN OF CLYDE
  • CENTRAL HAYWOOD HIGH (8437 CAROLINA BOULEVARD in CLYDE, NC)
    (National Center for Education Statistics) - STATE ID-326
    Organizations: HAYWOOD COUNTY SCHOOLS (SCHOOL DISTRICT)


Median worth of mobile homes: $49,056

Zip code 28721 marital status for males
Zip code 28721 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (42%)
  • Electricity (36%)
  • Bottled, tank, or LP gas (15%)
  • Wood (7%)
  • Utility gas (1%)


Place of birth for U.S.-born residents:

  • This state: 5932
  • Northeast: 409
  • Midwest: 411
  • South: 1253
  • West: 140

61% of the 28721 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 43% lived in North Carolina.

Population in 1990: 7,400. Population change in the 1990s: +856 (+11.6%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 15
Here:  1.7%
North Carolina:  8.2%

Students in private schools in grades 9 to 12 (high school): 12
Here:  2.5%
North Carolina:  6.9%

Students in private undergraduate colleges: 36
Here:  11.9%
North Carolina:  20.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999 employees: 1 establishment)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 20-49: 3, 10-19: 5, 5-9: 4, 1-4: 11)
  • Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 5-9: 2, 1-4: 2)
  • Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 3, 1-4: 8)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 4, 1-4: 8)
  • Health Care and Social Assistance: Offices of Dentists (10-19: 1, 5-9: 3)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 1-4: 1)
  • Accommodation and Food Services: Food Service Contractors (20-49: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 54 people in other noninstitutional group quarters
  • 53 people in homes for abused, dependent, and neglected children
  • 48 people in nursing homes
  • 8 people in homes for the mentally retarded


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$131,840276$167,697406$119,17941$94,1061$189,070118$171,45945$91,210
APPLICATIONS APPROVED, NOT ACCEPTED3$107,52324$165,68178$138,27910$30,7490$09$107,90113$84,327
APPLICATIONS DENIED9$199,87849$108,520219$148,60445$69,7660$027$239,27330$74,126
APPLICATIONS WITHDRAWN1$132,52036$152,23086$149,34512$87,3050$016$154,3268$91,355
FILES CLOSED FOR INCOMPLETENESS0$012$117,08342$148,2793$108,5130$03$133,4673$122,200
Choose year:  2007 2006 2005 2004
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED41$155,68027$183,6518$193,9612$96,105
APPLICATIONS APPROVED, NOT ACCEPTED6$122,82510$168,8682$195,1452$100,180
APPLICATIONS DENIED1$132,1700$00$00$0
APPLICATIONS WITHDRAWN1$428,0501$226,3901$72,2400$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2007 2006 2005 2004

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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