28721 Zip Code Detailed Profile




Cities: Clyde, NC (0.80%), West Canton, NC (0.41%), Lake Junaluska, NC (0.23%)
County: Haywood County, NC
Estimated zip code population in 2013: 9,488
Zip code population in 2010: 10,063
Zip code population in 2000: 8,256

Houses and condos: 5,176
Renter-occupied apartments: 1,393
% of renters here:

32%
State:

36%
Mar. 2013 cost of living index in zip code 28721: 84.8 (less than average, U.S. average is 100)

Land area: 110.2 sq. mi.
Water area: 0.0 sq. mi.
Population density: 86 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28721
Zip code 28721 (Clyde, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($987)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $980 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,005 (0.7%)

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Males: 4,636  (48.9%)
Females: 4,852  (51.1%)

For population 25 years and over in 28721:

For population 15 years and over in 28721:

Zip code 28721 compared to state average:

  • Median household income below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in above state average.
  • Number of college students below state average.
  • Races in zip code 28721

  • Zip code 28721 races chart
    • 9,483White population
    • 87Black population
    • 39American Indian population
    • 40Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 7Some other race population
    • 91Two or more races population
    • 315Hispanic or Latino population

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28721, NC forum
Recent posts about zip code 28721 area on our local forum with over 1,800,000 registered users:
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Urban population: 5,358
Rural population: 4,129

Estimated median house/condo value in 2013: $153,100
28721:

$153,100
North Carolina:

$154,300



According to our research of North Carolina and other state lists there were 13 registered sex offenders living in 28721 zip code as of August 02, 2015.
The ratio of number of residents in zip code 28721 to the number of sex offenders is 686 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

43.8 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.1 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28721, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $44,497 (Individual Income Tax Returns)
Here:

$44,497
State:

$54,937

Salary/wage: $38,439 (reported on 79.0% of returns)
Here:

$38,439
State:

$46,336
(% of AGI for various income ranges: 67.1% for AGIs below $25k, 74.6% for AGIs $25k-50k, 74.5% for AGIs $50k-75k, 72.2% for AGIs $75k-100k, 67.2% for AGIs $100k-200k, 46.7% for AGIs over 200k)

Taxable interest for individuals: $946 (reported on 36.7% of returns)
This zip code:

$946
North Carolina:

$1,298
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $5,399 (reported on 16.6% of returns)
Here:

$5,399
State:

$6,213
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 1.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,340 (reported on 13.0% of returns)
Here:

+$7,340
State:

+$12,740
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 11.4% for AGIs over 200k)

Profit/loss from business: +$7,869 (reported on 16.1% of returns)
Here:

+$7,869
State:

+$10,311
(% of AGI for various income ranges: 8.5% for AGIs below $25k, 2.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 3.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $12,500 (reported on 10.1% of returns)
28721:

$12,500
North Carolina:

$15,575
(% of AGI for various income ranges: 2.3% for AGIs below $25k, 3.3% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 4.1% for AGIs $100k-200k)

Total itemized deductions: $20,767 (24% of AGI, reported on 27.7% of returns)
Here:

$20,767
State:

$23,438

Here:

24.4% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 8.4% for AGIs below $25k, 11.7% for AGIs $25k-50k, 11.5% for AGIs $50k-75k, 15.7% for AGIs $75k-100k, 15.0% for AGIs $100k-200k, 15.3% for AGIs over 200k)

Charity contributions: $4,774 (reported on 22.6% of returns)
Here:

$4,774
State:

$4,687
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 5.6% for AGIs over 200k)

Taxes paid: $6,410 (reported on 27.5% of returns)
28721:

$6,410
State:

$8,823
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 2.2% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 5.7% for AGIs $100k-200k, 7.0% for AGIs over 200k)

Earned income credit: $2,349 (reported on 21.3% of returns)
Here:

$2,349
State:

$2,376
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28721, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,230 (Individual Income Tax Returns)
Here:

$38,230
State:

$45,376

Salary/wage: $33,570 (reported on 83.6% of returns)
Here:

$33,570
State:

$39,442
(% of AGI for various income ranges: 88.6% for AGIs below $10k, 73.5% for AGIs $10k-25k, 79.7% for AGIs $25k-50k, 81.1% for AGIs $50k-75k, 74.5% for AGIs $75k-100k, 57.1% for AGIs over 100k)

Taxable interest for individuals: $1,154 (reported on 45.3% of returns)
This zip code:

$1,154
North Carolina:

$1,515
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $2,501 (reported on 17.8% of returns)
Here:

$2,501
State:

$4,016
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$10,327 (reported on 14.6% of returns)
Here:

+$10,327
State:

+$11,152
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 13.1% for AGIs over 100k)

Profit/loss from business: +$8,512 (reported on 17.1% of returns)
Here:

+$8,512
State:

+$9,490
(% of AGI for various income ranges: 10.6% for AGIs below $10k, 6.2% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 5.7% for AGIs over 100k)

IRA payment deduction: $2,856 (reported on 2.8% of returns)
28721:

$2,856
North Carolina:

$2,967
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $12,500 (reported on 0.5% of returns)
Here:

$12,500
North Carolina:

$14,754

Total itemized deductions: $18,753 (26% of AGI, reported on 30.9% of returns)
Here:

$18,753
State:

$19,464

Here:

26.3% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 10.1% for AGIs below $10k, 11.2% for AGIs $10k-25k, 14.8% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 16.6% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Charity contributions deductions: $3,547 (5% of AGI, reported on 26.6% of returns)
Here:

$3,547
State:

$4,035

Here:

4.8% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 4.1% for AGIs over 100k)

Total tax: $4,891 (reported on 73.5% of returns)
28721:

$4,891
State:

$7,257
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Earned income credit: $1,718 (reported on 18.7% of returns)
Here:

$1,718
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 68.2%
Here:

68%
State:

62%
(% for various income ranges: 59.5% for AGIs below $10k, 71.7% for AGIs $10k-25k, 70.1% for AGIs $25k-50k, 69.9% for AGIs $50k-75k, 65.3% for AGIs $75k-100k, 74.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$29,631
North Carolina:

$45,906
Clyde, NC (28721) map Nearest zip codes: 28745, 28743, 28785, 28748, 28786, 37753.
Percentage of family households:
This zip code:

42.7%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

6.4%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 818
Household did not receive Food Stamps/SNAP in the past 12 months: 3,565


Women who had a birth in the past 12 months: 124 (76 now married, 48 unmarried)
Women who did not have a birth in the past 12 months: 1,915 (983 now married, 932 unmarried)


Housing units in zip code 28721 with a mortgage: 1,607 (3 second mortgage, 203 home equity loan)
Houses without a mortgage: 1,383

Median monthly owner costs for units with a mortgage: $1,081
Median monthly owner costs for units without a mortgage: S307

Residents with income below the poverty level in 2013:
This zip code:

21.0%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

14.3%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.4
State:

6.3
Median number of rooms in apartments:
Here:

4.5
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28721: Skyland Camp (A), Sutton Top Lookout (B). Display/hide their locations on the map

    Churches in zip code 28721 include: Old Thickety Church (A), Oak Grove Church (B), Mount Zion Church (C), Louisa Chapel (D), Panther Creek Baptist Church (E), James Chapel (F), Hill Top Mission (G), Fines Creek United Methodist Church (H), Fincher Chapel (I). Display/hide their locations on the map

    Cemeteries: McClure Cemetery (1), Ledford Cemetery (2), Jarrett Cemetery (3), Hiram Rogers Cemetery (4), Hicks Cemetery (5), Haynes Cemetery (6), Harrell Cemetery (7). Display/hide their locations on the map

    Reservoir: Marshall Ash Pond (A). Display/hide its location on the map

    Streams, rivers, and creeks: Phillips Branch (A), Indian Branch (B), Hurricane Gap Branch (C), Hurricane Creek (D), Hicks Branch (E), Haynes Branch (F), Patton Branch (G), Panther Creek (H), Gilliland Creek (I). Display/hide their locations on the map

Year house built

  • 342010 or later
  • 8072000 to 2009
  • 8481990 to 1999
  • 7381980 to 1989
  • 1,0541970 to 1979
  • 7261960 to 1969
  • 4021950 to 1959
  • 1271940 to 1949
  • 4401939 or earlier

Zip code 28721 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Clyde, NC (28721)

  • 9no bedroom
  • 571 bedroom
  • 8192 bedrooms
  • 1,7473 bedrooms
  • 2764 bedrooms
  • 825+ bedrooms

Bedrooms in renter-occupied apartments in Clyde, NC (28721)

  • 28no bedroom
  • 2201 bedroom
  • 5822 bedrooms
  • 5193 bedrooms
  • 264 bedrooms
  • 185+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Clyde, NC (28721) in owner-occupied houses/condos

  • 100no vehicle
  • 9531 vehicle
  • 1,2062 vehicles
  • 4243 vehicles
  • 2634 vehicles
  • 445+ vehicles

Cars and other vehicles available in Clyde, NC (28721) in renter-occupied apartments

  • 144no vehicle
  • 6011 vehicle
  • 4592 vehicles
  • 1353 vehicles
  • 544 vehicles
  • 05+ vehicles

Median gross rent in 2013: $676.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $153,100
28721:

$153,100
North Carolina:

$154,300
Lower value quartile - upper value quartile: $83,800 - $250,200

Mean price in 2013:

Detached houses: $206,250
Here:

$206,250
State:

$219,576

Townhouses or other attached units: $271,531
Here:

$271,531
State:

$173,086

Mobile homes: $55,945
Here:

$55,945
State:

$64,697

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 11.3%

Percentage of zip code residents living and working in this county: 68.9%

Household type by relationship:

Households: 9,443

Size of family households: 1,506 2-persons, 418 3-persons, 480 4-persons, 180 5-persons, 75 6-persons, 30 7-or-more-persons

Size of nonfamily households: 1,421 1-person, 273 2-persons

1,157 married couples with children.
473 single-parent households (166 men, 307 women).

96.3% of residents of 28721 zip code speak English at home.
2.5% of residents speak Spanish at home (42% very well, 20% well, 30% not well, 7% not at all).
0.6% of residents speak Asian or Pacific Island language at home (100% very well).
0.5% of residents speak other language at home (67% very well, 33% not well).

Foreign born population: 270 (2.8%)
(45.2% of them are naturalized citizens)
This zip code:

2.8%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 69%Mexico
  • 11%Israel
  • 9%England
  • 3%Ireland
  • 3%Australia
  • 1%France
  • 1%United Kingdom, excluding England and Scotland

Most common first ancestries reported in 28721 (%)

  • 29%American
  • 14%Other groups
  • 8%German
  • 8%Irish
  • 6%English
  • 6%Scotch-Irish
  • 4%Italian

Year of entry for the foreign-born population

  • 02010 or later
  • 1652000 to 2009
  • 231990 to 1999
  • 111Before 1990

Zip code 28721 topographic map

Facilities with environmental interests located in this zip code:


Zip code 28721 marital status for males
Zip code 28721 marital status for females

Housing units lacking complete plumbing facilities: 3.1%
Housing units lacking complete kitchen facilities: 2.2%

Most commonly used house heating fuel

  • 48%Electricity
  • 30%Fuel oil, kerosene, etc.
  • 9%Bottled, tank, or LP gas
  • 7%Wood
  • 4%Utility gas
  • 1%Coal or coke
  • 1%No fuel used

Population in 1990: 7,400. Population change in the 1990s: +856 (+11.6%).

Place of birth for U.S.-born residents:


61% of the 28721 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

87% of the 28721 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 70% moved from this county.
   Out of people who lived in different houses, 24% moved from different county within same state.
   Out of people who lived in different houses, 6% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 71
Here:

7.8%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 62
Here:

11.7%
North Carolina:

7.7%
Students in private undergraduate colleges: 22
Here:

9.2%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 63,317Health diagnosing and treating practitioners and other technical occupations
  • 54,087Management occupations
  • 46,250Architecture and engineering occupations
  • 43,958Computer and mathematical occupations
  • 42,958Community and social service occupations
  • 42,073Health technologists and technicians

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 31 people in group homes for juveniles (non-correctional)
  • 8 people in group homes intended for adults

People in group quarters in 2000:

  • 54 people in other noninstitutional group quarters
  • 53 people in homes for abused, dependent, and neglected children
  • 48 people in nursing homes
  • 8 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED46$145,303117$170,650451$162,7799$76,1902$1,144,92069$187,77826$76,537
APPLICATIONS APPROVED, NOT ACCEPTED0$04$101,13523$157,8830$00$02$105,9201$126,150
APPLICATIONS DENIED7$128,03914$103,844134$180,49018$61,0380$019$187,06019$83,943
APPLICATIONS WITHDRAWN8$96,03020$171,11077$171,5966$135,4370$019$158,2578$94,678
FILES CLOSED FOR INCOMPLETENESS0$01$184,33029$166,0474$38,7530$04$110,3552$73,310
Choose year:  2009 2008 2007 2006 2005 2004
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED8$205,72611$178,1181$251,660
APPLICATIONS APPROVED, NOT ACCEPTED0$02$162,2300$0
APPLICATIONS DENIED1$154,5900$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28721 among deceased individuals
NameCountLived (average)
James6371.9 years
William5773.1 years
Mary5080.3 years
Robert4776.1 years
John4276.3 years
Charles4172.2 years
Thomas2477.9 years
Ruth2177.3 years
Jack1974.1 years
George1775.4 years
Most common last names in zip code 28721 among deceased individuals
Last nameCountLived (average)
Rathbone5075.2 years
Ferguson4677.3 years
Green4375.5 years
Smith4075.8 years
Rogers3781.0 years
Haynes3579.4 years
Brown2876.1 years
Ledford2775.4 years
Clark2775.3 years
Medford2576.7 years
Businesses in zip code 28721
NameCountNameCount
Burger King1New Balance1
FedEx1Subway2
GNC1U-Haul2
Goodwill2UPS1

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