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Profiles Flat Rock, NC (28731) houses, apartments, residents, cars, jobs...

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City: Flat Rock, NC
Henderson County, NC
Estimated zip code population in 2009: 6,751
Zip code population (2000): 6,361



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Age and Sex of Residents in zip code 28731

Zip code 28731 (Flat Rock, North Carolina) real estate house value trends

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Flat Rock, NC (28731) map from a distance

Houses and condos: 3,339
Renter-occupied apartments: 393
% of renters here:

15%
State:

31%

Jan. 2011 cost of living index in zip code 28731: 86.6 (less than average, U.S. average is 100)

Land area: 30.0 sq. mi.
Water area: 0.1 sq. mi.
Population density: 225 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2009:
This zip code:

1.1% ($825)
North Carolina:

1.3% ($826)
Median real estate property taxes paid for housing units with mortgages in 2009 in Henderson County: $1,208 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2009 in Henderson County: $993 (0.6%)

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Males: 3,142  (49.4%)
Females: 3,219  (50.6%)

Zip code 28731 races chart


28731, NC forum
Recent posts about zip code 28731 area on our local forum with over 1,200,000 registered users:
favorite small mountain towns  (51 replies)
Brevard - lots of questions!  (49 replies)
Retired transplants from the North  (30 replies)
Have you notice alot of Business Are Now Going Out of Business?  (1166 replies)
Asheville relocation questions  (45 replies)
Pulled Pork in Asheville?  (40 replies)
Urban population: 1,021
Rural population: 5,340

Estimated median house/condo value in 2009: $197,797
28731:

$197,797
North Carolina:

$155,500


According to our research of public records there were 7 registered sex offenders living in 28731 zip code in the middle of 2010.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  43.7 years
North Carolina median age:  35.3 years

Average household size:
This zip code:  2.3 people
North Carolina:  2.5 people

Averages for the 2004 tax year for zip code 28731, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $57,127 (Individual Income Tax Returns)
Here:

$57,127
State:

$45,376

Salary/wage: $39,604 (reported on 73.5% of returns)
Here:

$39,604
State:

$39,442
(% of AGI for various income ranges: 123.1% for AGIs below $10k, 67.7% for AGIs $10k-25k, 68.6% for AGIs $25k-50k, 60.6% for AGIs $50k-75k, 50.3% for AGIs $75k-100k, 39.7% for AGIs over 100k)

Taxable interest for individuals: $3,316 (reported on 51.7% of returns)
This zip code:

$3,316
North Carolina:

$1,515
(% of AGI for various income ranges: 25.0% for AGIs below $10k, 3.1% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Taxable dividends: $9,205 (reported on 33.9% of returns)
Here:

$9,205
State:

$4,016
(% of AGI for various income ranges: 12.2% for AGIs below $10k, 3.0% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 7.2% for AGIs over 100k)

Net capital gain/loss: +$15,732 (reported on 28.3% of returns)
Here:

+$15,732
State:

+$11,152
(% of AGI for various income ranges: -5.6% for AGIs below $10k, -0.2% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 13.8% for AGIs over 100k)

Profit/loss from business: +$13,940 (reported on 18.2% of returns)
Here:

+$13,940
State:

+$9,490
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 5.8% for AGIs $10k-25k, 4.5% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 5.1% for AGIs over 100k)

Profit/loss from farming: +$2,857 (reported on 1.1% of returns)
Here +$2,857
State $-3,231

IRA payment deduction: $3,490 (reported on 3.0% of returns)
28731:

$3,490
North Carolina:

$2,967
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $11,757 (reported on 1.1% of returns)
Here:

$11,757
North Carolina:

$14,754

Total itemized deductions: $23,114 (1% of AGI, reported on 39.1% of returns)
Here:

$23,114
State:

$19,464
(% of AGI for various income ranges: 33.6% for AGIs below $10k, 15.1% for AGIs $10k-25k, 15.0% for AGIs $25k-50k, 16.6% for AGIs $50k-75k, 17.9% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Charity contributions deductions: $5,688 (5.2% of AGI, reported on 34.5% of returns)
Here:

$5,688
North Carolina:

$4,035

Here:

5.2% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 2.0% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 4.1% for AGIs over 100k)

Total tax: $10,309 (reported on 75.8% of returns)
28731:

$10,309
State:

$7,257
(% of AGI for various income ranges: 4.7% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 19.4% for AGIs over 100k)

Earned income credit: $1,655 (reported on 12.9% of returns)
Here:

$1,655
State:

$1,851
(% of AGI for various income ranges: 9.3% for AGIs below $10k, 3.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 62.2%
Here:

62%
State:

62%
(% for various income ranges: 54.7% for AGIs below $10k, 63.5% for AGIs $10k-25k, 60.6% for AGIs $25k-50k, 64.4% for AGIs $50k-75k, 57.1% for AGIs $75k-100k, 75.1% for AGIs over 100k)


Estimated median household income in 2009: $42,400
This zip code:

$42,400
North Carolina:

$43,674
Flat Rock, NC (28731) map

Nearest zip codes: 28726, 28784, 28773, 28792, 28790, 28739.

Percentage of family households:
This zip code:

72.8%
Whole state:

68.9%

Percentage of households with unmarried partners:
This zip code:

2.8%
Whole state:

4.6%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 28731 with a mortgage: 860 (102 second mortgage, 175 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 583


Median monthly owner costs for units with a mortgage: $1,240

Median monthly owner costs for units without a mortgage: $336

Residents with income below the poverty level in 2009:
This zip code:

7.9%
Whole state:

16.3%
Residents with income below 50% of the poverty level in 2009:
This zip code:

1.9%
Whole state:

7.1%

Median number of rooms in houses and condos:
Here:

5.8
State:

5.9

Median number of rooms in apartments:
Here:

4.6
State:

4.3


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Notable locations in this zip code not listed on our city pages:

Streams, rivers, and creeks: Hill Branch (A), Hungry River (B). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 120
  • 2000 to 2004: 369
  • 1990 to 1999: 1,037
  • 1980 to 1989: 762
  • 1970 to 1979: 439
  • 1960 to 1969: 409
  • 1950 to 1959: 218
  • 1940 to 1949: 164
  • 1939 or earlier: 212


Zip code 28731 satellite photo by USGS


Bedrooms in owner-occupied houses in Flat Rock, NC (28731):
  • no bedroom: 5
  • 1 bedrooms: 91
  • 2 bedrooms: 614
  • 3 bedrooms: 1,207
  • 4 bedrooms: 261
  • 5 or more bedrooms: 64


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 6
  • 1 bedrooms: 43
  • 2 bedrooms: 204
  • 3 bedrooms: 128
  • 4 bedrooms: 12
  • 5 or more bedrooms: 0



Vehicles available in 28731 zip code in owner-occupied houses/condos:
  • no vehicle: 35
  • 1 vehicle: 569
  • 2 vehicles: 1,086
  • 3 vehicles: 412
  • 4 vehicles: 87
  • 5 or more vehicles: 53


Vehicles available in renter-occupied apartments:
  • no vehicle: 19
  • 1 vehicle: 217
  • 2 vehicles: 126
  • 3 vehicles: 31
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2009:

Zip code 28731 household income distribution in 2009

Zip code 28731 house/condo values in 2009

Estimate of home value of owner-occupied houses/condos in 2009 in zip code 28731:

  • Less than $10,000: 70
  • $10,000 to $14,999: 50
  • $15,000 to $19,999: 39
  • $20,000 to $24,999: 35
  • $25,000 to $29,999: 29
  • $30,000 to $34,999: 11
  • $35,000 to $39,999: 12
  • $40,000 to $49,999: 54
  • $50,000 to $59,999: 35
  • $60,000 to $69,999: 14
  • $70,000 to $79,999: 38
  • $80,000 to $89,999: 65
  • $90,000 to $99,999: 64
  • $100,000 to $124,999: 149
  • $125,000 to $149,999: 246
  • $150,000 to $174,999: 219
  • $175,000 to $199,999: 153
  • $200,000 to $249,999: 179
  • $250,000 to $299,999: 168
  • $300,000 to $399,999: 218
  • $400,000 to $499,999: 143
  • $500,000 to $749,999: 194
  • $750,000 to $999,999: 88
  • $1,000,000 or more: 59
 



28731 rent paid by renters

Rent paid by renters in 2009 in zip code 28731:

  • Less than $100: 1
  • $100 to $149: 43
  • $150 to $199: 11
  • $200 to $249: 5
  • $250 to $299: 2
  • $300 to $349: 22
  • $350 to $399: 4
  • $400 to $449: 33
  • $450 to $499: 84
  • $500 to $549: 44
  • $550 to $599: 57
  • $600 to $649: 40
  • $650 to $699: 65
  • $700 to $749: 61
  • $750 to $799: 64
  • $800 to $899: 32
  • $900 to $999: 62
  • $1,000 to $1,249: 3
  • $1,250 to $1,499: 3
  • $1,500 to $1,999: 3
  • $2,000 or more: 1
  • No cash rent: 55
 


Median price asked for vacant for-sale houses and condos in 2009: $573,599.

Estimated median house (or condo) value in 2009 for:

  • White Non-Hispanic householders: $255,487
  • American Indian or Alaska Native householders: $267,850
  • Asian householders: $267,850
  • Some other race householders: $185,434
  • Hispanic or Latino householders: $129,062

Estimated median house or condo value in 2009: $197,797 (it was $120,000 in 2000)
28731:

$197,797
North Carolina:

$155,500
Lower value quartile - upper value quartile: $110,330 - $416,296

Mean price in 2009:

Detached houses: $377,694
Here:

$377,694
State:

$218,934

Townhouses or other attached units: $488,494
Here:

$488,494
State:

$173,323

In 2-unit structures: $88,516
Here:

$88,516
State:

$203,185

In 3-to-4-unit structures: $269,570
Here:

$269,570
State:

$158,140

Mobile homes: $54,552
Here:

$54,552
State:

$45,354

Occupied boats, RVs, vans, etc.: $5,000
Here:

$5,000
State:

$48,806

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 2,110
  • One, attached: 58
  • Two: 32
  • 3 or 4: 32
  • 10 to 19: 30
  • 20 to 49: 16
  • Mobile homes: 973
  • Boats, RVs, vans, etc.: 56
28731 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 2,281 (81%)
  • Carpooled: 371 (13%)
  • Bicycle: 4 (0%)
  • Walked: 19 (1%)
  • Other means: 11 (0%)
  • Worked at home: 128 (5%)
 

28731 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 101
  • 5 to 9 minutes: 212
  • 10 to 14 minutes: 636
  • 15 to 19 minutes: 629
  • 20 to 24 minutes: 297
  • 25 to 29 minutes: 143
  • 30 to 34 minutes: 299
  • 35 to 39 minutes: 119
  • 40 to 44 minutes: 52
  • 45 to 59 minutes: 140
  • 60 to 89 minutes: 45
  • 90 or more minutes: 13
 

Percentage of zip code residents living and working in this county: 80.8%

Household type by relationship:

Households: 6,192

  • In family households: 5,402 (1,637 male householders, 256 female householders)
    1,727 spouses, 1,487 children (1,378 natural, 17 adopted, 92 stepchildren), 74 grandchildren, 30 brothers or sisters, 39 parents, 70 other relatives, 82 non-relatives
  • In nonfamily households: 790 (258 male householders (223 living alone)), 462 female householders (443 living alone)), 70 nonrelatives
  • In group quarters: 106 (60 institutionalized population)

Size of family households: 1,103 2-persons, 316 3-persons, 262 4-persons, 147 5-persons, 54 6-persons, 11 7-or-more-persons.

Size of nonfamily households: 666 1-person, 49 2-persons, 5 3-persons.

982 married couples with children.
216 single-parent households (52 men, 164 women).

93.9% of residents of 28731 zip code speak English at home.
3.8% of residents speak Spanish at home (35% very well, 14% well, 33% not well, 18% not at all).
1.3% of residents speak other Indo-European language at home (100% very well).
0.7% of residents speak Asian or Pacific Island language at home (41% very well, 48% well, 11% not at all).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 277 (4.4%)
(29.6% of them are naturalized citizens)

This zip code:  4.4%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Mexico (42%)
  • Korea (12%)
  • United Kingdom (7%)
  • Canada (5%)
  • El Salvador (5%)
  • Venezuela (4%)
  • Japan (4%)

Year of entry for the foreign-born population

  • 1995 to March 2000: 112
  • 1990 to 1994: 57
  • 1985 to 1989: 38
  • 1980 to 1984: 13
  • 1975 to 1979: 7
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 50

Races in zip code 28731:

White population: 6,588
Black population: 107
American Indian population: 0
Asian population: 3
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 6
Hispanic or Latino population: 889

First ancestries reported:

 United States or American: 995
 English: 729
 Other groups: 614
 German: 535
 Irish: 447
 Scotch-Irish: 224
 Scottish: 166
 French (except Basque): 141
 Italian: 91
 Polish: 74
 Norwegian: 50
 Swedish: 48
 British: 46
 European: 40
 Dutch: 32
 Welsh: 28
 Portuguese: 16
 Swiss: 16
 Greek: 13
 Danish: 11
 Austrian: 11
 Scandinavian: 8
 Russian: 7
 Celtic: 6
 Czech: 5
 Croatian: 4
 Hungarian: 4
 Lithuanian: 4
 Estonian: 3
 Czechoslovakian: 3



Zip code 28731 topographic map

Facilities with environmental interests located in this zip code:

  • CARL SANDBURG HOME NHS (1928 LITTLE RIVER ROAD in FLAT ROCK, NC)
    STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
    Alternative names: CARL SANDBURGS (HOME-HISTORICAL), NATIONAL PARK SERVICE
  • ANDY PETREE RACING INC (1100 UPWARD RD in FLAT ROCK, NC)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • BLUE RIDGE COMMUNITY COLLEGE (180 WEST CAMPUS DR in FLAT ROCK, NC)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: STATE OF N.C. (CONTACT/OPERATOR)

Zip code 28731 marital status for males
Zip code 28731 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:

  • Electricity (47%)
  • Utility gas (24%)
  • Fuel oil, kerosene, etc. (14%)
  • Bottled, tank, or LP gas (11%)
  • Wood (5%)

Place of birth for U.S.-born residents:

  • This state: 3157
  • Northeast: 692
  • Midwest: 766
  • South: 1108
  • West: 249

51% of the 28731 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 46% lived in this county.
   Out of people who lived in different counties, 40% lived in North Carolina.

Population in 1990: 4,240. Population change in the 1990s: +2,121 (+50.0%).

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 113
Here:

19.9%
North Carolina:

8.2%

Students in private schools in grades 9 to 12 (high school): 50
Here:

19.6%
North Carolina:

6.9%

Students in private undergraduate colleges: 21
Here:

12.1%
North Carolina:

20.2%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (100-249 employees: 1 establishment, 20-49 employees: 1 establishment, 10-19 employees: 3 establishments, 5-9 employees: 1 establishment)
  • Construction: Electrical Contractors (20-49: 2, 10-19: 2, 5-9: 1, 1-4: 2)
  • Accommodation and Food Services: Bed-and-Breakfast Inns (50-99: 1, 20-49: 1)
  • Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99: 1, 1-4: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (50-99: 1)
  • Wholesale Trade: Motor Vehicle Supplies and New Parts Merchant Wholesalers (50-99: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 1, 5-9: 3, 1-4: 2)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 1, 5-9: 3, 1-4: 2)
  • Other Services (except Public Administration): Religious Organizations (20-49: 1, 5-9: 2, 1-4: 5)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters:

  • 59 people in nursing homes
  • 46 people in other noninstitutional group quarters
  • 8 people in hospitals/wards and hospices for chronically ill
  • 8 people in hospices or homes for chronically ill


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED22$137,140315$193,399346$187,79629$93,942113$205,28770$93,449
APPLICATIONS APPROVED, NOT ACCEPTED0$034$195,84956$162,1519$97,51811$174,2625$60,958
APPLICATIONS DENIED4$117,75855$185,446172$149,60722$49,75515$179,36836$81,621
APPLICATIONS WITHDRAWN2$118,26037$174,74777$167,4983$79,75712$279,6669$88,581
FILES CLOSED FOR INCOMPLETENESS0$016$301,21330$212,3180$03$370,2101$105,930
Choose year:  2007 2006 2005 2004
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED69$172,39926$190,57515$201,2826$90,647
APPLICATIONS APPROVED, NOT ACCEPTED7$142,2165$375,3102$356,6050$0
APPLICATIONS DENIED0$00$00$00$0
APPLICATIONS WITHDRAWN5$147,0640$02$93,1951$51,270
FILES CLOSED FOR INCOMPLETENESS2$356,6050$02$373,9150$0
Choose year:  2007 2006 2005 2004

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most popular first names in zip code 28731 among deceased individuals
NameCountLived (average)
William6174.2 years
James5472.7 years
John4577.5 years
Mary3379.4 years
Robert3072.4 years
George2673.1 years
Helen2283.0 years
Walter1881.2 years
Margaret1881.1 years
Charles1773.0 years
Most popular last names in zip code 28731 among deceased individuals
Last nameCountLived (average)
Jones3373.0 years
Hill2976.4 years
King2382.9 years
Stepp2172.9 years
Jackson2078.2 years
Pace1872.3 years
Case1775.5 years
Smith1678.7 years
Justus1377.6 years
Williams1377.6 years


Back to Flat Rock, NC, Henderson County, NC, North Carolina bigger cities, North Carolina smaller cities, North Carolina smallest towns, All U.S. cities.



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