28739 Zip Code Detailed Profile




Cities: Etowah, NC (16.93%), Laurel Park, NC (3.95%), Flat Rock, NC (3.75%), Valley Hill, NC (3.51%), Horse Shoe, NC (2.23%), Hendersonville, NC (1.97%)
Counties: Henderson County, NC (93.68%), Transylvania County, NC (6.32%)
Estimated zip code population in 2013: 20,336
Zip code population in 2010: 19,786
Zip code population in 2000: 17,515

Houses and condos: 11,195
Renter-occupied apartments: 2,059
% of renters here:

23%
State:

36%
Mar. 2013 cost of living index in zip code 28739: 92.7 (less than average, U.S. average is 100)

Land area: 67.0 sq. mi.
Water area: 0.6 sq. mi.
Population density: 303 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28739
Zip code 28739 (Etowah, North Carolina) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 28739

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($1,340)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,307 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,405 (0.6%)

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Males: 10,043  (49.4%)
Females: 10,293  (50.6%)

For population 25 years and over in 28739:

For population 15 years and over in 28739:

Zip code 28739 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage below state average.
  • Renting percentage below state average.
  • Races in zip code 28739

  • Zip code 28739 races chart
    • 17,789White population
    • 530Black population
    • 30American Indian population
    • 114Asian population
    • 24Native Hawaiian and Other Pacific Islander population
    • 24Some other race population
    • 241Two or more races population
    • 1,034Hispanic or Latino population

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28739, NC forum
Recent posts about zip code 28739 area on our local forum with over 1,900,000 registered users:
Elementary/Middle school "fads"  (62 replies)
Waynesville or Hendersonville  (46 replies)
Publix Joining the Grocery Fray  (115 replies)
Walgreens coming to Laurel Park.  (7 replies)
Cary subdivision recommendations  (52 replies)
General Wake County Schools discussion thread (2012)  (613 replies)
Urban population: 11,830
Rural population: 8,505

Estimated median house/condo value in 2013: $224,500
28739:

$224,500
North Carolina:

$154,300
Median resident age:
This zip code:

53.0 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.2 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28739, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $57,594 (Individual Income Tax Returns)
Here:

$57,594
State:

$54,937

Salary/wage: $42,118 (reported on 69.0% of returns)
Here:

$42,118
State:

$46,336
(% of AGI for various income ranges: 63.9% for AGIs below $25k, 63.2% for AGIs $25k-50k, 55.5% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 43.2% for AGIs $100k-200k, 42.2% for AGIs over 200k)

Taxable interest for individuals: $1,891 (reported on 48.2% of returns)
This zip code:

$1,891
North Carolina:

$1,298
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Ordinary dividends: $9,053 (reported on 32.3% of returns)
Here:

$9,053
State:

$6,213
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 3.1% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 5.2% for AGIs $100k-200k, 9.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$8,862 (reported on 27.0% of returns)
Here:

+$8,862
State:

+$12,740
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.5% for AGIs $100k-200k, 13.5% for AGIs over 200k)

Profit/loss from business: +$13,396 (reported on 18.7% of returns)
Here:

+$13,396
State:

+$10,311
(% of AGI for various income ranges: 8.8% for AGIs below $25k, 5.2% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 3.9% for AGIs $100k-200k, 3.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $19,902 (reported on 21.9% of returns)
28739:

$19,902
North Carolina:

$15,575
(% of AGI for various income ranges: 6.5% for AGIs below $25k, 5.7% for AGIs $25k-50k, 6.9% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 10.7% for AGIs $100k-200k, 6.2% for AGIs over 200k)

Self-employment retirement plans: $22,500 (reported on 0.5% of returns)
28739:

$22,500
North Carolina:

$21,078

Total itemized deductions: $22,894 (23% of AGI, reported on 38.5% of returns)
Here:

$22,894
State:

$23,438

Here:

23.0% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 16.7% for AGIs below $25k, 14.5% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 15.9% for AGIs $75k-100k, 16.3% for AGIs $100k-200k, 13.7% for AGIs over 200k)

Charity contributions: $4,498 (reported on 32.8% of returns)
Here:

$4,498
State:

$4,687
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Taxes paid: $7,861 (reported on 38.3% of returns)
28739:

$7,861
State:

$8,823
(% of AGI for various income ranges: 2.5% for AGIs below $25k, 2.8% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 6.5% for AGIs $100k-200k, 7.5% for AGIs over 200k)

Earned income credit: $1,881 (reported on 14.6% of returns)
Here:

$1,881
State:

$2,376
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 53.9%
Here:

54%
State:

53%
(% for various income ranges: 47.9% for AGIs below $25k, 54.7% for AGIs $25k-50k, 59.0% for AGIs $50k-75k, 56.3% for AGIs $75k-100k, 58.9% for AGIs $100k-200k, 76.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28739, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $50,601 (Individual Income Tax Returns)
Here:

$50,601
State:

$45,376

Salary/wage: $39,999 (reported on 69.1% of returns)
Here:

$39,999
State:

$39,442
(% of AGI for various income ranges: 146.6% for AGIs below $10k, 59.9% for AGIs $10k-25k, 61.6% for AGIs $25k-50k, 56.9% for AGIs $50k-75k, 50.1% for AGIs $75k-100k, 49.1% for AGIs over 100k)

Taxable interest for individuals: $2,634 (reported on 57.8% of returns)
This zip code:

$2,634
North Carolina:

$1,515
(% of AGI for various income ranges: 19.7% for AGIs below $10k, 4.6% for AGIs $10k-25k, 3.1% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Taxable dividends: $5,799 (reported on 39.7% of returns)
Here:

$5,799
State:

$4,016
(% of AGI for various income ranges: 15.2% for AGIs below $10k, 4.5% for AGIs $10k-25k, 3.8% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 5.4% for AGIs over 100k)

Net capital gain/loss: +$9,255 (reported on 33.5% of returns)
Here:

+$9,255
State:

+$11,152
(% of AGI for various income ranges: -4.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 12.5% for AGIs over 100k)

Profit/loss from business: +$12,133 (reported on 19.3% of returns)
Here:

+$12,133
State:

+$9,490
(% of AGI for various income ranges: 11.0% for AGIs below $10k, 6.0% for AGIs $10k-25k, 4.8% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 4.9% for AGIs over 100k)

IRA payment deduction: $3,389 (reported on 3.6% of returns)
28739:

$3,389
North Carolina:

$2,967
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $17,867 (reported on 1.0% of returns)
Here:

$17,867
North Carolina:

$14,754

Total itemized deductions: $19,984 (24% of AGI, reported on 41.6% of returns)
Here:

$19,984
State:

$19,464

Here:

24.0% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 56.5% for AGIs below $10k, 16.5% for AGIs $10k-25k, 16.6% for AGIs $25k-50k, 17.0% for AGIs $50k-75k, 16.9% for AGIs $75k-100k, 15.1% for AGIs over 100k)

Charity contributions deductions: $4,221 (5% of AGI, reported on 37.2% of returns)
Here:

$4,221
State:

$4,035

Here:

4.8% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 2.0% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Total tax: $7,941 (reported on 77.5% of returns)
28739:

$7,941
State:

$7,257
(% of AGI for various income ranges: 6.8% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 18.2% for AGIs over 100k)

Earned income credit: $1,523 (reported on 10.9% of returns)
Here:

$1,523
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 61.2%
Here:

61%
State:

62%
(% for various income ranges: 56.6% for AGIs below $10k, 63.1% for AGIs $10k-25k, 61.2% for AGIs $25k-50k, 59.3% for AGIs $50k-75k, 59.0% for AGIs $75k-100k, 69.5% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$51,163
North Carolina:

$45,906
Etowah, NC (28739) map Nearest zip codes: 28790, 28766, 28729, 28791, 29661, 28726.
Percentage of family households:
This zip code:

38.5%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

3.0%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 689
Household did not receive Food Stamps/SNAP in the past 12 months: 8,414


Women who had a birth in the past 12 months: 265 (176 now married, 89 unmarried)
Women who did not have a birth in the past 12 months: 2,868 (1,698 now married, 1,170 unmarried)


Housing units in zip code 28739 with a mortgage: 3,995 (70 second mortgage, 880 home equity loan, 23 both second mortgage and home equity loan)
Houses without a mortgage: 3,049

Median monthly owner costs for units with a mortgage: $1,304
Median monthly owner costs for units without a mortgage: S385

Residents with income below the poverty level in 2013:
This zip code:

12.5%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

7.5%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.3
Median number of rooms in apartments:
Here:

4.3
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28739: Camp Blue Star (A), Camp Pinnacle (B), Camp Tonawandah (C), YMCA (D), School City Administration (E), Camp Tekoa (F), Camp Kanuga (G), Hendersonville Golf and Country Club (H), Holmes State Forest Nursery (I), Sky Valley Pioneer Camp (J). Display/hide their locations on the map

    Shopping Center: Heritage Square Village Mall (1). Display/hide its location on the map

    Churches in zip code 28739 include: Holly Springs Church (A), Jones Gap Church (B), Berea Church (C), Mud Creek Church (D), Beulah Church (E), Chapel in the Pines (F), Crab Creek Church (G), First Congregational Church United Church of Christ (H), Faith Tabernacle (I). Display/hide their locations on the map

    Cemeteries: Justus Cemetery (1), Fletcher Cemetery (2), Beulah Cemetery (3), Oakdale Cemetery (4), Capps Cemetery (5), Old Beulah Cemetery (6), Oak Forest Cemetery (7). Display/hide their locations on the map

    Reservoirs: Jeffers Lake (A), Lake Louellen (B), Briar Lake (C), R L Parker Lake (D), Lake McCrady (E), Blue Star Upper Lake (F), Camp Blue Star Lake Number Two (G), Banks Lake (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Briery Fork Creek (A), Perry Creek (B), Dismal Creek (C), Gash Creek (D), Finley Creek (E), Folly Creek (F), Capps Branch (G), Carter Branch (H), Brightwater Branch (I). Display/hide their locations on the map

Year house built

  • 192010 or later
  • 1,7832000 to 2009
  • 2,4381990 to 1999
  • 2,3261980 to 1989
  • 1,5141970 to 1979
  • 1,0541960 to 1969
  • 7381950 to 1959
  • 3381940 to 1949
  • 9851939 or earlier

Zip code 28739 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Etowah, NC (28739)

  • 24no bedroom
  • 1371 bedroom
  • 1,4292 bedrooms
  • 4,1313 bedrooms
  • 1,1414 bedrooms
  • 1825+ bedrooms

Bedrooms in renter-occupied apartments in Etowah, NC (28739)

  • 86no bedroom
  • 4671 bedroom
  • 9272 bedrooms
  • 5493 bedrooms
  • 304 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Etowah, NC (28739) in owner-occupied houses/condos

  • 162no vehicle
  • 1,8061 vehicle
  • 3,5042 vehicles
  • 1,1053 vehicles
  • 3934 vehicles
  • 745+ vehicles

Cars and other vehicles available in Etowah, NC (28739) in renter-occupied apartments

  • 285no vehicle
  • 1,0221 vehicle
  • 6682 vehicles
  • 803 vehicles
  • 44 vehicles
  • 05+ vehicles

Median gross rent in 2013: $731.


Median price asked for vacant for-sale houses and condos in 2013: $292,898.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $224,500
28739:

$224,500
North Carolina:

$154,300
Lower value quartile - upper value quartile: $140,900 - $347,300

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 10.1%

Percentage of zip code residents living and working in this county: 77.2%

Household type by relationship:

Households: 20,002

Size of family households: 4,029 2-persons, 1,141 3-persons, 750 4-persons, 289 5-persons, 36 6-persons, 50 7-or-more-persons

Size of nonfamily households: 2,490 1-person, 318 2-persons

2,497 married couples with children.
743 single-parent households (188 men, 555 women).

93.8% of residents of 28739 zip code speak English at home.
4.2% of residents speak Spanish at home (57% very well, 32% well, 8% not well, 3% not at all).
1.7% of residents speak other Indo-European language at home (74% very well, 20% well, 6% not well).
0.2% of residents speak Asian or Pacific Island language at home (54% very well, 46% well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 929 (4.6%)
(62.1% of them are naturalized citizens)
This zip code:

4.6%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 24%Mexico
  • 16%Germany
  • 6%Russia
  • 6%Chile
  • 5%France
  • 5%Ecuador
  • 5%Canada

Most common first ancestries reported in 28739 (%)

  • 14%Other groups
  • 13%English
  • 11%German
  • 10%Irish
  • 10%American
  • 4%Italian
  • 3%Scottish

Year of entry for the foreign-born population

  • 02010 or later
  • 3582000 to 2009
  • 1821990 to 1999
  • 525Before 1990

Zip code 28739 topographic map

Facilities with environmental interests located in this zip code:


Zip code 28739 marital status for males
Zip code 28739 marital status for females

Housing units lacking complete plumbing facilities: 1.0%
Housing units lacking complete kitchen facilities: 1.8%

Most commonly used house heating fuel

  • 44%Electricity
  • 43%Utility gas
  • 6%Bottled, tank, or LP gas
  • 4%Fuel oil, kerosene, etc.
  • 3%Wood
  • 1%Other fuel

Population in 1990: 26,125. Population change in the 1990s: -8,610 (-33.0%).

Place of birth for U.S.-born residents:


54% of the 28739 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 48% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

90% of the 28739 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 41% moved from this county.
   Out of people who lived in different houses, 23% moved from different county within same state.
   Out of people who lived in different houses, 33% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 184
Here:

11.4%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 107
Here:

17.0%
North Carolina:

7.7%
Students in private undergraduate colleges: 112
Here:

16.0%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 83,015Life, physical, and social science occupations
  • 61,875Legal occupations
  • 61,161Health diagnosing and treating practitioners and other technical occupations
  • 54,934Architecture and engineering occupations
  • 54,118Management occupations
  • 47,404Law enforcement workers including supervisors

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 161 people in nursing facilities/skilled-nursing facilities
  • 27 people in group homes intended for adults
  • 7 people in group homes for juveniles (non-correctional)
  • 6 people in residential treatment centers for adults

People in group quarters in 2000:

  • 161 people in nursing homes
  • 75 people in other group homes
  • 32 people in other noninstitutional group quarters
  • 8 people in homes for abused, dependent, and neglected children
  • 6 people in homes for the mentally retarded
  • 6 people in homes for the physically handicapped

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 3
  • Fatalities: 3
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED51$162,421201$220,8651,073$210,91624$132,5714$685,330186$276,67823$108,890
APPLICATIONS APPROVED, NOT ACCEPTED1$80,56011$298,58459$187,3952$190,8650$06$220,7071$80,560
APPLICATIONS DENIED18$139,41130$189,797241$198,7268$39,7230$037$199,29314$77,014
APPLICATIONS WITHDRAWN3$117,58323$227,102178$199,47010$187,2060$012$227,1226$76,442
FILES CLOSED FOR INCOMPLETENESS1$214,00010$151,70178$189,6921$104,0000$012$204,1180$0
Choose year:  2009 2008 2007 2006 2005 2004
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED18$205,0278$262,9583$138,873
APPLICATIONS APPROVED, NOT ACCEPTED11$323,8799$289,7922$668,920
APPLICATIONS DENIED5$297,5865$205,5141$105,110
APPLICATIONS WITHDRAWN2$221,4403$265,7831$105,110
FILES CLOSED FOR INCOMPLETENESS1$79,3000$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28739 among deceased individuals
NameCountLived (average)
William36275.8 years
John34975.6 years
James30973.5 years
Mary27880.0 years
Robert25275.5 years
Charles18075.1 years
George14777.7 years
Ruth13181.6 years
Margaret12680.3 years
Thomas11373.4 years
Most common last names in zip code 28739 among deceased individuals
Last nameCountLived (average)
Jones12975.7 years
Smith11176.8 years
Johnson9676.7 years
Williams9476.3 years
Brown8675.4 years
Drake6778.4 years
Stepp6674.0 years
Jackson6377.9 years
Taylor6276.6 years
Miller6176.9 years
Businesses in zip code 28739
NameCountNameCount
Arby's1MasterBrand Cabinets2
CVS1McDonald's1
FedEx2Nike1
GNC1Subway1
Goodwill1Talbots1
La-Z-Boy1Wendy's2
Long John Silver's1YMCA1

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