Estimated median household income in 2007: $53,515
| This zip code: | $53,515 | | North Carolina: | $44,670 |
Nearest zip codes: 28729, 28766, 28791, 28758, 28768, 28704.
Housing units in zip code 28742 with a mortgage: 1,022 (102 second mortgage, 209 home equity loan, 24 both second mortgage and home equity loan)
Houses without a mortgage: 447
Median monthly owner costs for units with a mortgage: $1,237
Median monthly owner costs for units without a mortgage: $261
Residents with income below the poverty level in 2007:
| This zip code: | 6.4% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.3% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 5.7 | | State: | 4.3 |
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Notable locations in this zip code not listed on our city pages:
Streams, rivers, and creeks: Seniard Creek (A), Sitton Creek (B), Soapstone Branch (C), McCall Branch (D), Spencer Branch (E), Brandy Branch (F), Bradley Creek (G), Boylston Creek (H), McKinney Branch (I). Display/hide their locations on the map
Tourist attraction (not listed on the city page) : Line of Fire Paintfields (923 Gilreath Loop Road) (1). Display/hide its approximate location on the map
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Year house built: |
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- 1999 to March 2000: 111
- 1995 to 1998: 410
- 1990 to 1994: 462
- 1980 to 1989: 545
- 1970 to 1979: 561
- 1960 to 1969: 257
- 1950 to 1959: 133
- 1940 to 1949: 102
- 1939 or earlier: 105
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Bedrooms in owner-occupied houses in 28742: |
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- no bedroom: 9
- 1 bedrooms: 18
- 2 bedrooms: 450
- 3 bedrooms: 1,341
- 4 bedrooms: 258
- 5 or more bedrooms: 35
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 20
- 2 bedrooms: 123
- 3 bedrooms: 203
- 4 bedrooms: 0
- 5 or more bedrooms: 9
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Vehicles available in 28742 zip code in owner-occupied houses/condos: |
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- no vehicle: 69
- 1 vehicle: 451
- 2 vehicles: 912
- 3 vehicles: 499
- 4 vehicles: 142
- 5 or more vehicles: 38
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 10
- 1 vehicle: 128
- 2 vehicles: 161
- 3 vehicles: 47
- 4 vehicles: 9
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28742:
- Less than $10,000: 59
- $10,000 to $14,999: 30
- $15,000 to $19,999: 8
- $20,000 to $24,999: 9
- $25,000 to $29,999: 13
- $30,000 to $34,999: 30
- $35,000 to $39,999: 23
- $40,000 to $49,999: 24
- $50,000 to $59,999: 49
- $60,000 to $69,999: 29
- $70,000 to $79,999: 21
- $80,000 to $89,999: 13
- $90,000 to $99,999: 62
- $100,000 to $124,999: 190
- $125,000 to $149,999: 306
- $150,000 to $174,999: 229
- $175,000 to $199,999: 212
- $200,000 to $249,999: 352
- $250,000 to $299,999: 301
- $300,000 to $399,999: 280
- $400,000 to $499,999: 94
- $500,000 to $749,999: 34
- $750,000 to $999,999: 7
- $1,000,000 or more: 3
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Rent paid by renters in 2007 in zip code 28742:
- $100 to $149: 15
- $200 to $249: 18
- $250 to $299: 12
- $300 to $349: 42
- $350 to $399: 46
- $400 to $449: 19
- $450 to $499: 47
- $500 to $549: 14
- $600 to $649: 14
- $650 to $699: 13
- $700 to $749: 31
- $750 to $799: 11
- $800 to $899: 19
- $900 to $999: 24
- No cash rent: 21
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Median price asked for vacant for-sale houses and condos in 2007: $134,293.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $211,401
- Two or more races householders: $247,142
Estimated median house or condo value in 2007: $191,706 (it was $122,100 in 2000)
| 28742: | $191,706 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $252,071| Here: | $252,071 | | State: | $217,106 |
Mobile homes: $53,967| Here: | $53,967 | | State: | $45,354 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,042
- Mobile homes: 640
- Boats, RVs, vans, etc.: 4

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Means of transportation to work
- Drove a car alone: 2,671 (86%)
- Carpooled: 245 (8%)
- Bus or trolley bus: 10 (0%)
- Motorcycle: 10 (0%)
- Walked: 40 (1%)
- Other means: 16 (1%)
- Worked at home: 97 (3%)
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Travel time to work
- Less than 5 minutes: 83
- 5 to 9 minutes: 162
- 10 to 14 minutes: 317
- 15 to 19 minutes: 622
- 20 to 24 minutes: 728
- 25 to 29 minutes: 331
- 30 to 34 minutes: 535
- 35 to 39 minutes: 49
- 40 to 44 minutes: 31
- 45 to 59 minutes: 53
- 60 to 89 minutes: 50
- 90 or more minutes: 31
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Percentage of zip code residents living and working in this county: 66.6%
Household type by relationship
Households: 6,139
- In family households: 5,448 (1,511 male householders, 360 female householders)
1,655 spouses, 1,736 children (1,597 natural, 6 adopted, 133 stepchildren), 47 grandchildren, 10 brothers or sisters, 52 parents, 16 other relatives, 61 non-relatives
- In nonfamily households: 691 (210 male householders (162 living alone)), 364 female householders (314 living alone)), 117 nonrelatives
Size of family households: 957 2-persons, 357 3-persons, 395 4-persons, 124 5-persons, 35 6-persons, 3 7-or-more-persons.
Size of nonfamily households: 476 1-person, 84 2-persons, 7 3-persons, 7 4-persons.
1,159 married couples with children.
212 single-parent households (54 men, 158 women).
96.3% of residents of 28742 zip code speak English at home.
2.0% of residents speak Spanish at home (40% very well, 28% well, 32% not well).
1.2% of residents speak other Indo-European language at home (90% very well, 10% well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 129 (2.1%)
(42.6% of them are naturalized citizens)
| This zip code: | 2.1% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (24%)
- Germany (20%)
- Ireland (15%)
- United Kingdom (7%)
- Other Northern Europe (7%)
- Czechoslovakia (includes Czech Republic and Slovakia) (6%)
- Guatemala (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 21
- 1985 to 1989: 10
- 1980 to 1984: 8
- 1975 to 1979: 9
- 1970 to 1974: 8
- 1970 to 1974: 0
- 1965 to 1969: 73
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White population: 6,080
Black population: 27
American Indian population: 8
Asian population: 10
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 16
Two or more races population: 33

First ancestries reported:
|  United States or American: 1193 |
|  English: 627 |
|  German: 604 |
|  Irish: 487 |
|  Other groups: 336 |
|  Scotch-Irish: 324 |
|  Scottish: 253 |
|  Italian: 126 |
|  Polish: 70 |
|  Welsh: 67 |
|  Hungarian: 48 |
|  Norwegian: 43 |
|  British: 35 |
|  Dutch: 32 |
|  French (except Basque): 27 |
|  Yugoslavian: 27 |
|  Swedish: 19 |
|  Celtic: 18 |
|  Lithuanian: 11 |
|  Scandinavian: 10 |
|  Danish: 9 |
|  Swiss: 9 |
|  Turkish: 9 |
|  Croatian: 8 |
|  Czech: 8 |
|  Belgian: 8 |
|  Romanian: 8 |
|  West Indian (excluding Hispanic groups):: 7 |
|  Dutch West Indian: 7 |

Public primary/middle school in zip code 28742 not listed on the city page:- MILLS RIVER ELEMENTARY (Students: 423; Location: 96 SCHOOL HOUSE ROAD, HORSE SHOE, NC; Grades: KG - 05)
Facitilies with environmental interests located in this zip code:
- BLANTON, JAMES A. - RESIDENCE (10 DALTON ROAD in HORSE SHOE, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00M69W84AY3VR4WQ92, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
- CAMP HIGHLANDER (42 DALTON ROAD in HORSE SHOE, NC)
STATE MASTER (North Carolina facility info) - DRINKING WATER PROGRAM,
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SPORTING AND RECREATIONAL CAMPS; NONCLASSIFIABLE ESTABLISHMENTS
Median worth of mobile homes: $70,123
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (59%)
- Fuel oil, kerosene, etc. (17%)
- Bottled, tank, or LP gas (14%)
- Wood (6%)
- Utility gas (3%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 3640
- Northeast: 499
- Midwest: 526
- South: 1127
- West: 136
57% of the 28742 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 55% lived in this county.
Out of people who lived in different counties, 44% lived in North Carolina.
Population in 1990: 4,069. Population change in the 1990s: +2,108 (+51.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 53
| Here: | 7.5% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 30
| Here: | 9.0% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 39
| Here: | 17.3% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- mr. jack e. lukins (303 Kindling Trail in Horse Shoe, NC): $67,813 in 3 contracts from 2003 to 2005
$57,125 with Offices, Boards and Divisions (includes Attorney General, Deputy Attorney General, etc.) for Expert Witness. Signed on 2003-12-30. Completion date: 2004-09-30.
$32,750, same as above. Signed on 2003-12-30. Completion date: 2004-09-30.
$-22,062, same as above. Signed on 2005-11-30. Completion date: 2006-09-30.
- FLAVOR 1ST GROWERS AND PACKERS (3240 BANNER FARM RD in HORSE SHOE, NC; small business): $26,597 in 2 contracts in 2005
$15,242 with Defense Logistics Agency for Fruits and Vegetables. Signed on 2005-09-24. Completion date: 2005-09-24.
$11,355, same as above. Signed on 2005-09-10. Completion date: 2005-09-10.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (100-249 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 2, 1-4: 2)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 2, 5-9: 2, 1-4: 3)
- Construction: Electrical Contractors (20-49: 1, 10-19: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 1, 1-4: 3)
- Utilities: Natural Gas Distribution (20-49: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 1-4: 7)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $151,048 | 460 | $191,150 | 438 | $182,304 | 40 | $83,860 | 116 | $224,095 | 77 | $86,981 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 48 | $210,187 | 66 | $160,423 | 14 | $100,600 | 8 | $133,395 | 14 | $104,049 |
| APPLICATIONS DENIED | 13 | $154,274 | 95 | $196,558 | 211 | $192,992 | 35 | $68,523 | 13 | $491,175 | 50 | $84,697 |
| APPLICATIONS WITHDRAWN | 2 | $146,475 | 37 | $234,001 | 92 | $190,580 | 11 | $56,775 | 11 | $170,764 | 5 | $63,096 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 18 | $161,049 | 47 | $277,947 | 3 | $228,027 | 6 | $181,617 | 3 | $200,663 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $117,011 | 486 | $168,720 | 460 | $163,315 | 35 | $77,353 | 92 | $163,164 | 61 | $80,612 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $151,840 | 66 | $172,959 | 80 | $128,205 | 8 | $60,159 | 10 | $120,076 | 18 | $78,066 |
| APPLICATIONS DENIED | 10 | $55,692 | 85 | $166,830 | 193 | $150,135 | 34 | $55,011 | 13 | $135,825 | 72 | $65,792 |
| APPLICATIONS WITHDRAWN | 6 | $125,012 | 39 | $169,049 | 98 | $151,664 | 5 | $103,014 | 5 | $153,234 | 10 | $106,556 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $95,770 | 5 | $154,200 | 48 | $164,280 | 3 | $114,280 | 5 | $109,452 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $109,936 | 526 | $140,170 | 460 | $146,201 | 64 | $63,881 | 105 | $143,346 | 48 | $64,585 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $31,120 | 47 | $113,323 | 68 | $122,898 | 11 | $35,996 | 11 | $127,597 | 14 | $51,047 |
| APPLICATIONS DENIED | 6 | $71,627 | 103 | $90,481 | 185 | $127,881 | 39 | $65,292 | 6 | $90,138 | 100 | $64,175 |
| APPLICATIONS WITHDRAWN | 3 | $133,597 | 58 | $123,967 | 122 | $141,368 | 11 | $100,819 | 13 | $105,367 | 6 | $102,210 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $185,305 | 42 | $159,734 | 3 | $40,240 | 0 | $0 | 2 | $56,335 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $153,351 | 457 | $155,191 | 520 | $146,068 | 39 | $75,734 | 2 | $14,325,440 | 87 | $194,429 | 64 | $70,521 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $40,777 | 76 | $104,666 | 93 | $113,624 | 10 | $59,555 | 0 | $0 | 8 | $128,566 | 50 | $61,873 |
| APPLICATIONS DENIED | 3 | $89,063 | 92 | $81,127 | 198 | $115,753 | 23 | $52,767 | 0 | $0 | 3 | $140,573 | 77 | $65,931 |
| APPLICATIONS WITHDRAWN | 2 | $75,650 | 47 | $129,145 | 95 | $146,677 | 10 | $96,254 | 0 | $0 | 13 | $154,026 | 11 | $89,845 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $68,410 | 8 | $137,823 | 35 | $155,349 | 3 | $30,583 | 0 | $0 | 3 | $267,193 | 3 | $101,940 |
Detailed HMDA statistics for the following Tracts:
9907.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $198,374 | 31 | $236,144 | 26 | $201,633 | 2 | $72,430 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $225,777 | 3 | $207,103 | 5 | $143,898 | 3 | $127,693 |
| APPLICATIONS DENIED | 5 | $187,036 | 0 | $0 | 2 | $181,080 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $155,545 | 2 | $127,965 | 2 | $127,160 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $112,670 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $213,971 | 26 | $214,510 | 11 | $177,787 | 2 | $101,405 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $321,920 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $152,105 | 2 | $202,005 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $305,825 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 72 | $170,126 | 37 | $184,060 | 11 | $176,617 | 3 | $105,697 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $226,685 | 5 | $220,516 | 0 | $0 | 2 | $70,820 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $225,545 | 3 | $257,537 | 3 | $166,327 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $181,080 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 72 | $153,136 | 34 | $160,061 | 5 | $136,172 | 2 | $67,605 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $161,807 | 13 | $154,398 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $94,965 | 2 | $84,505 | 2 | $94,965 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $192,345 | 5 | $217,618 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $110,260 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9907.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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