Estimated median household income in 2007: $66,137
| This zip code: | $66,137 | | North Carolina: | $44,670 |
Nearest zip codes: 28786, 28721, 28751, 28716, 28707, 28715.
Percentage of family households:
| This zip code: | 65.1% | | Whole state: | 68.9% |
Percentage of households with unmarried partners:
| This zip code: | 1.0% | | Whole state: | 4.6% |
No gay or lesbian households reported
Housing units in zip code 28745 with a mortgage: 103 (8 second mortgage, 6 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 95
Median monthly owner costs for units with a mortgage: $1,166
Median monthly owner costs for units without a mortgage: $426
Residents with income below the poverty level in 2007:
| This zip code: | 3.6% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.4% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 7.4 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 6.5 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 30
- 1990 to 1994: 71
- 1980 to 1989: 57
- 1970 to 1979: 124
- 1960 to 1969: 138
- 1950 to 1959: 81
- 1940 to 1949: 40
- 1939 or earlier: 86
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Bedrooms in owner-occupied houses in Lake Junaluska, NC (28745): |
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- no bedroom: 0
- 1 bedrooms: 7
- 2 bedrooms: 18
- 3 bedrooms: 99
- 4 bedrooms: 79
- 5 or more bedrooms: 27
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 7
- 2 bedrooms: 14
- 3 bedrooms: 5
- 4 bedrooms: 43
- 5 or more bedrooms: 0
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Vehicles available in 28745 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 59
- 2 vehicles: 105
- 3 vehicles: 48
- 4 vehicles: 6
- 5 or more vehicles: 12
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 7
- 1 vehicle: 39
- 2 vehicles: 23
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28745:
- $70,000 to $79,999: 2
- $80,000 to $89,999: 5
- $90,000 to $99,999: 1
- $100,000 to $124,999: 8
- $150,000 to $174,999: 14
- $175,000 to $199,999: 18
- $200,000 to $249,999: 30
- $250,000 to $299,999: 41
- $300,000 to $399,999: 67
- $400,000 to $499,999: 28
- $500,000 to $749,999: 35
- $750,000 to $999,999: 6
- $1,000,000 or more: 3
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Rent paid by renters in 2007 in zip code 28745:
- $300 to $349: 5
- $400 to $449: 7
- $500 to $549: 10
- $900 to $999: 53
- No cash rent: 33
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $299,308
Estimated median house or condo value in 2007: $296,530 (it was $205,100 in 2000)
| 28745: | $296,530 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $125,622 - $282,942
Mean price in 2007:
Detached houses: $342,915| Here: | $342,915 | | State: | $217,106 |
In 2-unit structures: $259,939| Here: | $259,939 | | State: | $153,934 |
In 3-to-4-unit structures: $392,729| Here: | $392,729 | | State: | $163,212 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 534
- One, attached: 8
- Two: 30
- 3 or 4: 42
- 5 to 9: 13

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Means of transportation to work
- Drove a car alone: 173 (83%)
- Carpooled: 22 (11%)
- Worked at home: 14 (7%)
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Travel time to work
- Less than 5 minutes: 29
- 5 to 9 minutes: 49
- 10 to 14 minutes: 36
- 15 to 19 minutes: 52
- 20 to 24 minutes: 0
- 25 to 29 minutes: 6
- 30 to 34 minutes: 13
- 35 to 39 minutes: 10
- 40 to 44 minutes: 0
- 45 to 59 minutes: 0
- 60 to 89 minutes: 0
- 90 or more minutes: 0
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Percentage of zip code residents living and working in this county: 83.7%
Household type by relationship
Households: 586
- In family households: 482 (175 male householders, 22 female householders)
181 spouses, 98 children (90 natural, 8 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 6 non-relatives
- In nonfamily households: 104 (27 male householders (27 living alone)), 65 female householders (54 living alone)), 12 nonrelatives
Size of family households: 145 2-persons, 25 3-persons, 15 4-persons, 12 5-persons.
Size of nonfamily households: 81 1-person, 11 2-persons.
36 married couples with children.
10 single-parent households (1 men, 9 women).
99.1% of residents of 28745 zip code speak English at home.
0.9% of residents speak Spanish at home (100% very well).
Foreign born population: 13 (2.3%)
(100.0% of them are naturalized citizens)
| This zip code: | 2.3% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 13
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White population: 557
Black population: 0
American Indian population: 2
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 2

First ancestries reported:
|  English: 90 |
|  United States or American: 86 |
|  Scotch-Irish: 62 |
|  German: 46 |
|  Irish: 32 |
|  Other groups: 22 |
|  Scottish: 12 |
|  Italian: 11 |
|  Dutch: 8 |
|  British: 7 |
|  Swiss: 5 |

Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (53%)
- Fuel oil, kerosene, etc. (31%)
- Bottled, tank, or LP gas (12%)
- Utility gas (4%)
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Place of birth for U.S.-born residents:
- This state: 285
- Northeast: 45
- Midwest: 40
- South: 192
- West: 6
54% of the 28745 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 45% lived in this county.
Out of people who lived in different counties, 65% lived in North Carolina.
Population in 1990: 539. Population change in the 1990s: +24 (+4.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | North Carolina: | 6.9% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Religious Organizations (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1)
- Accommodation and Food Services: Food Service Contractors (10-19: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1, 1-4: 1)
- Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (5-9: 1, 1-4: 1)
- Health Care and Social Assistance: Offices of Dentists (5-9: 1)
- Professional, Scientific, and Technical Services: Architectural Services (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $208,889 | 12 | $141,553 | 1 | $40,770 | 5 | $184,390 | 1 | $99,590 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $167,430 | 2 | $107,835 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $264,800 | 5 | $201,054 | 1 | $31,640 | 1 | $357,370 | 1 | $44,340 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $197,850 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $194,137 | 11 | $149,610 | 0 | $0 | 6 | $186,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $102,820 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $120,310 | 4 | $165,095 | 1 | $37,650 | 1 | $73,080 |
| APPLICATIONS WITHDRAWN | 1 | $142,590 | 2 | $116,190 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $104,600 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $157,947 | 11 | $131,341 | 2 | $55,200 | 9 | $168,313 | 1 | $52,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $111,960 | 2 | $123,095 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $140,140 | 6 | $134,163 | 0 | $0 | 1 | $59,490 | 1 | $58,260 |
| APPLICATIONS WITHDRAWN | 1 | $207,320 | 3 | $115,113 | 0 | $0 | 1 | $128,670 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $169,440 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $151,370 | 8 | $130,421 | 1 | $36,650 | 6 | $153,417 | 1 | $80,320 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $74,080 | 2 | $98,090 | 0 | $0 | 0 | $0 | 1 | $54,920 |
| APPLICATIONS DENIED | 3 | $99,590 | 5 | $103,914 | 0 | $0 | 1 | $87,450 | 1 | $77,420 |
| APPLICATIONS WITHDRAWN | 1 | $119,090 | 2 | $97,195 | 0 | $0 | 1 | $72,300 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $96,030 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
9806.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $147,495 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $196,290 | 1 | $99,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $216,230 | 1 | $93,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9806.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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