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28745 Zip Code (Lake Junaluska, NC) Detailed Profile




Estimated zip code population in 2017: 712
Zip code population in 2010: 551
Zip code population in 2000: 563

Houses and condos: 609
Renter-occupied apartments: 29
% of renters here:

9%
State:

35%
March 2019 cost of living index in zip code 28745: 88.6 (less than average, U.S. average is 100)

Land area: 0.6 sq. mi.
Water area: 0.2 sq. mi.
Population density: 1,142 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 28745
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Real estate property taxes paid for housing units in 2017:
This zip code:

0.6% ($1,989)
North Carolina:

0.8% ($1,440)
Median real estate property taxes paid for housing units with mortgages in 2017: $2,001 (0.6%)

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Males: 285  (40.0%)
Females: 427  (60.0%)

For population 25 years and over in 28745:

  • High school or higher: 101.8%
  • Bachelor's degree or higher: 71.2%
  • Graduate or professional degree: 43.8%
  • Unemployed: 8.4%
  • Mean travel time to work (commute): 26.2 minutes

For population 15 years and over in 28745:

  • Never married: 10.6%
  • Now married: 58.1%
  • Separated: 0.0%
  • Widowed: 17.8%
  • Divorced: 13.5%

Zip code 28745 compared to state average:

  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • Number of rooms per house above state average.
  • Number of college students significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
  • Races in zip code 28745 (2017)
    • 54396.4%White
    • 40.7%Asian
    • 30.5%Hispanic or Latino
    • 10.2%Two or more races
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100% urban population.

Estimated median house/condo value in 2017: $327,356
28745:

$327,356
North Carolina:

$171,200



According to our research of North Carolina and other state lists, there was 1 registered sex offender living in 28745 zip code as of October 27, 2020.
The ratio of all residents to sex offenders in zip code 28745 is 850 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.


Median resident age:
This zip code:

54.3 years
North Carolina median age:

38.8 years
Average household size:
This zip code:

2.3 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28745, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $53,806 (Individual Income Tax Returns)
Here:

$53,806
State:

$54,937

Salary/wage: $44,348 (reported on 64.8% of returns)
Here:

$44,348
State:

$46,336
(% of AGI for various income ranges: 53.1% for AGIs below $25k, 62.6% for AGIs $25k-50k, 55.5% for AGIs $50k-75k, 48.1% for AGIs $75k-100k, 80.3% for AGIs $100k-200k)

Taxable interest for individuals: $1,457 (reported on 49.3% of returns)
This zip code:

$1,457
North Carolina:

$1,298
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Ordinary dividends: $5,086 (reported on 31.0% of returns)
Here:

$5,086
State:

$6,213
(% of AGI for various income ranges: 3.5% for AGIs below $25k, 2.8% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 3.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,606 (reported on 25.4% of returns)
Here:

+$1,606
State:

+$12,740
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Profit/loss from business: +$5,114 (reported on 19.7% of returns)
Here:

+$5,114
State:

+$10,311
(% of AGI for various income ranges: 9.9% for AGIs below $25k, 6.2% for AGIs $25k-50k, 0.2% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $13,920 (reported on 21.1% of returns)
28745:

$13,920
North Carolina:

$15,575
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 4.0% for AGIs $25k-50k, 5.8% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 10.4% for AGIs $100k-200k)

Total itemized deductions: $23,138 (26% of AGI, reported on 40.8% of returns)
Here:

$23,138
State:

$23,438

Here:

26.4% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 16.0% for AGIs below $25k, 16.2% for AGIs $25k-50k, 16.4% for AGIs $50k-75k, 19.6% for AGIs $75k-100k, 28.4% for AGIs $100k-200k)

Charity contributions: $6,172 (reported on 35.2% of returns)
Here:

$6,172
State:

$4,687
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 2.6% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 7.7% for AGIs $100k-200k)

Taxes paid: $6,646 (reported on 39.4% of returns)
28745:

$6,646
State:

$8,823
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 3.0% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 5.1% for AGIs $75k-100k, 10.0% for AGIs $100k-200k)

Earned income credit: $1,836 (reported on 15.5% of returns)
Here:

$1,836
State:

$2,376
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.4%
Here:

63%
State:

53%
(% for various income ranges: 55.6% for AGIs below $25k, 62.5% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 71.4% for AGIs $75k-100k, 87.5% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28745, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,721 (Individual Income Tax Returns)
Here:

$38,721
State:

$45,376

Salary/wage: $30,981 (reported on 70.8% of returns)
Here:

$30,981
State:

$39,442
(% of AGI for various income ranges: 91.9% for AGIs below $10k, 62.1% for AGIs $10k-25k, 64.8% for AGIs $25k-50k, 57.3% for AGIs $50k-75k, 51.8% for AGIs $75k-100k, 43.6% for AGIs over 100k)

Taxable interest for individuals: $1,672 (reported on 54.6% of returns)
This zip code:

$1,672
North Carolina:

$1,515
(% of AGI for various income ranges: 7.6% for AGIs below $10k, 2.6% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $3,528 (reported on 30.7% of returns)
Here:

$3,528
State:

$4,016
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$2,985 (reported on 24.6% of returns)
Here:

+$2,985
State:

+$11,152
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 6.0% for AGIs over 100k)

Profit/loss from business: +$9,095 (reported on 18.0% of returns)
Here:

+$9,095
State:

+$9,490
(% of AGI for various income ranges: 20.3% for AGIs below $10k, 9.4% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 7.6% for AGIs $75k-100k)

IRA payment deduction: $1,870 (reported on 2.8% of returns)
28745:

$1,870
North Carolina:

$2,967

Total itemized deductions: $19,031 (30% of AGI, reported on 35.7% of returns)
Here:

$19,031
State:

$19,464

Here:

29.7% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 19.2% for AGIs $10k-25k, 16.1% for AGIs $25k-50k, 19.9% for AGIs $50k-75k, 17.6% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Charity contributions deductions: $5,538 (8% of AGI, reported on 33.5% of returns)
Here:

$5,538
State:

$4,035

Here:

8.4% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 3.1% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, 5.7% for AGIs over 100k)

Total tax: $4,951 (reported on 74.7% of returns)
28745:

$4,951
State:

$7,257
(% of AGI for various income ranges: 4.5% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Earned income credit: $1,912 (reported on 15.2% of returns)
Here:

$1,912
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 69.1%
Here:

69%
State:

62%
(% for various income ranges: 60.9% for AGIs below $10k, 72.2% for AGIs $10k-25k, 73.4% for AGIs $25k-50k, 71.1% for AGIs $50k-75k, 65.6% for AGIs $75k-100k, 59.1% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$71,541
North Carolina:

$52,752
Lake Junaluska, NC (28745) map Nearest zip codes: 28786, 28721, 28751, 28716, 28707, 28785.
Lake Junaluska Zip Code Map

Percentage of family households:
This zip code:

30.4%
North Carolina:

48.1%
Percentage of households with unmarried partners:
This zip code:

0.0%
North Carolina:

5.8%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 313


Women who did not have a birth in the past 12 months: 93 (53 now married, 39 unmarried)


Housing units in zip code 28745 with a mortgage: 207 (35 second mortgage, 13 home equity loan)
Houses without a mortgage: 72

Median monthly owner costs for units with a mortgage: $1,533
Median monthly owner costs for units without a mortgage: $493

Median number of rooms in houses and condos:
Here:

8.0
State:

6.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Reservoir: Lake Junaluska (A). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 02014 or later
  • 02010 to 2013
  • 1402000 to 2009
  • 871990 to 1999
  • 1241980 to 1989
  • 311970 to 1979
  • 551960 to 1969
  • 731950 to 1959
  • 351940 to 1949
  • 511939 or earlier

Zip code 28745 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Lake Junaluska, NC (28745)
  • Bedrooms in owner-occupied houses and condos in Lake Junaluska, NC (28745)
  • 0no bedroom
  • 01 bedroom
  • 02 bedrooms
  • 1133 bedrooms
  • 1444 bedrooms
  • 435+ bedrooms
Bedrooms in renter-occupied apartments in Lake Junaluska, NC (28745)
  • Bedrooms in renter-occupied apartments in Lake Junaluska, NC (28745)
  • 0no bedroom
  • 01 bedroom
  • 02 bedrooms
  • 263 bedrooms
  • 124 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Lake Junaluska, NC (28745) in owner-occupied houses/condos
  • Cars and other vehicles available in Lake Junaluska, NC (28745) in owner-occupied houses/condos
  • 0no vehicle
  • 611 vehicle
  • 1372 vehicles
  • 813 vehicles
  • 144 vehicles
  • 05+ vehicles
Cars and other vehicles available in Lake Junaluska, NC (28745) in renter-occupied apartments
  • Cars and other vehicles available in Lake Junaluska, NC (28745) in renter-occupied apartments
  • 0no vehicle
  • 121 vehicle
  • 272 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 28745 household income distribution in 2017

  • Zip code 28745 household income distribution in 2017
  • 13$20,000 to $24,999
  • 10$25,000 to $29,999
  • 45$30,000 to $34,999
  • 25$35,000 to $39,999
  • 12$45,000 to $49,999
  • 67$60,000 to $74,999
  • 66$100,000 to $124,999
  • 33$125,000 to $149,999
  • 37$150,000 to $199,999
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 28745

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 28745
  • 9$20,000 to $24,999
  • 52$200,000 to $249,999
  • 102$250,000 to $299,999
  • 63$300,000 to $399,999
  • 32$400,000 to $499,999
  • 23$500,000 to $749,999
  • 20$750,000 to $999,999
  • Rent paid by renters in 2017 in zip code 28745

  • Rent paid by renters in 2017 in zip code 28745
  • 16$1,250 to $1,499
  • 13No cash rent

Median price asked for vacant for-sale houses and condos in 2017: $158,020.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $314,108

Estimated median house or condo value in 2017: $327,356
28745:

$327,356
North Carolina:

$171,200
Lower value quartile - upper value quartile: $286,020 - $429,764
Owners and renters by unit type in zip code 28745

Housing units in structures:

  • One, detached: 469
  • One, attached: 15
  • Two: 39
  • 3 or 4: 72
  • Mobile homes: 10

Unemployment: 8.4%

  • Means of transportation to work in zip code 28745

  • Means of transportation to work in zip code 28745
  • 89.1%222Drove a car alone
  • 10.4%26Carpooled
  • Travel time to work (commute) in zip code 28745

  • Travel time to work (commute) in zip code 28745
  • 995 to 9 minutes
  • 1715 to 19 minutes
  • 1620 to 24 minutes
  • 1325 to 29 minutes
  • 1435 to 39 minutes
  • 7540 to 44 minutes
  • 1190 or more minutes

Percentage of zip code residents living and working in this county: 60.6%

Household type by relationship:

Households: 712
  • In family households: 589 (159 male householders, 28 female householders)
    175 spouses, 224 children (206 natural, 19 adopted, 1 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 0 non-relatives
  • In nonfamily households: 123 (52 male householders (52 living alone)), 70 female householders (69 living alone)), 0 nonrelatives

Size of family households: 94 2-persons, 19 3-persons, 40 4-persons, 32 5-persons

Size of nonfamily households: 122 1-person

134 married couples with children.
11 single-parent households (11 women).

101.0% of residents of 28745 zip code speak English at home.

Foreign born population: 16 (2.4%)
(100.0% of them are naturalized citizens)
This zip code:

2.4%
Whole state:

8.1%
Most common places of birth for foreign-born residents
  • 100%England
Most common first ancestries reported in 28745
  • 36%English
  • 15%British
  • 11%American
  • 10%Scotch-Irish
  • 6%Scottish
  • 4%Irish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 15Before 1990

Zip code 28745 topographic map


Zip code 28745 marital status for males
Zip code 28745 marital status for females

Housing units lacking complete plumbing facilities: 6.4%

Most commonly used house heating fuel
  • 54.1%Electricity
  • 30.8%Fuel oil, kerosene, etc.
  • 10.8%Bottled, tank, or LP gas
  • 4.9%Other fuel

Population in 1990: 539. Population change in the 1990s: +24 (+4.5%).

Place of birth for U.S.-born residents:

  • This state: 218
  • Northeast: 75
  • Midwest: 95
  • South: 225
  • West: 78

54% of the 28745 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 45% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

85% of the 28745 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 61% moved from different county within same state.
   Out of people who lived in different houses, 41% moved from different state.

Year householders moved into unit in Lake Junaluska, NC (28745)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 28
Here:

28.3%
North Carolina:

10.1%
Students in private schools in grades 9 to 12 (high school): 22
Here:

63.1%
North Carolina:

10.3%
Students in private undergraduate colleges:
Here:

0.0%
North Carolina:

17.9%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 28,913Office and administrative support occupations
  • 9,493Sales and related occupations

Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 1)
  • Accommodation and Food Services: Food Service Contractors (10-19: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1, 1-4: 1)
  • Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (5-9: 1, 1-4: 1)
  • Health Care and Social Assistance: Offices of Dentists (5-9: 1)
  • Professional, Scientific, and Technical Services: Architectural Services (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$173,4504$162,84018$175,2635$205,0421$51,240
APPLICATIONS APPROVED, NOT ACCEPTED0$00$01$134,2400$00$0
APPLICATIONS DENIED0$01$94,9103$183,2531$153,0600$0
APPLICATIONS WITHDRAWN0$01$118,5302$217,0651$184,1400$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 9806.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2008
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED1$165,430
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0
Choose year:  2008 2007 2006 2004

Detailed PMIC statistics for the following Tracts: 9806.00

Conventional Home Purchase Loans in zip code 28745
Conventional Home Purchase Loans in zip code 28745 - Value
Most common first names in zip code 28745 among deceased individuals
NameCountLived (average)
James1574.1 years
Mary1580.0 years
John1279.3 years
William1273.1 years
Robert872.7 years
Edward775.9 years
David772.6 years
Elizabeth682.1 years
Joseph577.6 years
Charles464.7 years
Most common last names in zip code 28745 among deceased individuals
Last nameCountLived (average)
Rogers782.7 years
Smith673.0 years
Jones584.5 years
Reeves574.2 years
Hipps484.7 years
Kirkpatrick458.5 years
Clark480.3 years
Green485.5 years
Moody474.2 years
Potts480.0 years
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