28748 Zip Code Detailed Profile




Counties: Buncombe County, NC (96.33%), Madison County, NC (3.67%)
Estimated zip code population in 2013: 11,706
Zip code population in 2010: 11,334
Zip code population in 2000: 9,555

Houses and condos: 5,350
Renter-occupied apartments: 1,199
% of renters here:

26%
State:

36%
Mar. 2013 cost of living index in zip code 28748: 83.2 (low, U.S. average is 100)

Land area: 84.6 sq. mi.
Water area: 0.0 sq. mi.
Population density: 138 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28748
Zip code 28748 (, North Carolina) real estate house value trends

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($983)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,199 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $775 (0.6%)

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Males: 5,696  (48.7%)
Females: 6,010  (51.3%)

For population 25 years and over in 28748:

For population 15 years and over in 28748:

Zip code 28748 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 28748

  • Zip code 28748 races chart
    • 10,497White population
    • 139Black population
    • 61American Indian population
    • 74Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 1Some other race population
    • 124Two or more races population
    • 437Hispanic or Latino population

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Urban population: 804
Rural population: 10,901

Estimated median house/condo value in 2013: $153,400
28748:

$153,400
North Carolina:

$154,300
Median resident age:
This zip code:

43.1 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.5 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28748, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $40,804 (Individual Income Tax Returns)
Here:

$40,804
State:

$54,937

Salary/wage: $36,715 (reported on 81.8% of returns)
Here:

$36,715
State:

$46,336
(% of AGI for various income ranges: 70.2% for AGIs below $25k, 79.2% for AGIs $25k-50k, 79.7% for AGIs $50k-75k, 73.1% for AGIs $75k-100k, 74.6% for AGIs $100k-200k, 41.9% for AGIs over 200k)

Taxable interest for individuals: $785 (reported on 31.3% of returns)
This zip code:

$785
North Carolina:

$1,298
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $3,110 (reported on 11.9% of returns)
Here:

$3,110
State:

$6,213
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$4,598 (reported on 10.0% of returns)
Here:

+$4,598
State:

+$12,740
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 8.2% for AGIs over 200k)

Profit/loss from business: +$8,019 (reported on 18.8% of returns)
Here:

+$8,019
State:

+$10,311
(% of AGI for various income ranges: 10.6% for AGIs below $25k, 4.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,978 (reported on 8.8% of returns)
28748:

$12,978
North Carolina:

$15,575
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 2.5% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 3.4% for AGIs $100k-200k)

Total itemized deductions: $18,424 (25% of AGI, reported on 28.6% of returns)
Here:

$18,424
State:

$23,438

Here:

24.7% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 7.6% for AGIs below $25k, 10.8% for AGIs $25k-50k, 13.5% for AGIs $50k-75k, 17.1% for AGIs $75k-100k, 15.2% for AGIs $100k-200k, 13.8% for AGIs over 200k)

Charity contributions: $3,529 (reported on 22.1% of returns)
Here:

$3,529
State:

$4,687
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Taxes paid: $5,520 (reported on 28.6% of returns)
28748:

$5,520
State:

$8,823
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 2.3% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 6.2% for AGIs $100k-200k, 5.3% for AGIs over 200k)

Earned income credit: $2,269 (reported on 23.7% of returns)
Here:

$2,269
State:

$2,376
(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 60.7%
Here:

61%
State:

53%
(% for various income ranges: 60.9% for AGIs below $25k, 58.4% for AGIs $25k-50k, 62.2% for AGIs $50k-75k, 62.2% for AGIs $75k-100k, 62.1% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28748, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,789 (Individual Income Tax Returns)
Here:

$33,789
State:

$45,376

Salary/wage: $32,006 (reported on 85.0% of returns)
Here:

$32,006
State:

$39,442
(% of AGI for various income ranges: 108.7% for AGIs below $10k, 76.2% for AGIs $10k-25k, 84.8% for AGIs $25k-50k, 83.9% for AGIs $50k-75k, 81.2% for AGIs $75k-100k, 63.8% for AGIs over 100k)

Taxable interest for individuals: $1,031 (reported on 34.9% of returns)
This zip code:

$1,031
North Carolina:

$1,515
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $2,060 (reported on 13.5% of returns)
Here:

$2,060
State:

$4,016
(% of AGI for various income ranges: 4.5% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$7,481 (reported on 11.5% of returns)
Here:

+$7,481
State:

+$11,152
(% of AGI for various income ranges: -1.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 10.5% for AGIs over 100k)

Profit/loss from business: +$6,118 (reported on 19.9% of returns)
Here:

+$6,118
State:

+$9,490
(% of AGI for various income ranges: 15.7% for AGIs below $10k, 10.2% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, -0.0% for AGIs over 100k)

IRA payment deduction: $2,752 (reported on 2.2% of returns)
28748:

$2,752
North Carolina:

$2,967
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Total itemized deductions: $15,590 (26% of AGI, reported on 29.4% of returns)
Here:

$15,590
State:

$19,464

Here:

26.3% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 14.8% for AGIs below $10k, 8.2% for AGIs $10k-25k, 11.9% for AGIs $25k-50k, 15.4% for AGIs $50k-75k, 16.6% for AGIs $75k-100k, 16.0% for AGIs over 100k)

Charity contributions deductions: $3,038 (5% of AGI, reported on 24.3% of returns)
Here:

$3,038
State:

$4,035

Here:

4.9% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Total tax: $3,759 (reported on 73.0% of returns)
28748:

$3,759
State:

$7,257
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 4.5% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 15.1% for AGIs over 100k)

Earned income credit: $1,764 (reported on 22.4% of returns)
Here:

$1,764
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 65.3%
Here:

65%
State:

62%
(% for various income ranges: 60.2% for AGIs below $10k, 66.6% for AGIs $10k-25k, 66.8% for AGIs $25k-50k, 65.3% for AGIs $50k-75k, 65.1% for AGIs $75k-100k, 75.9% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$40,781
North Carolina:

$45,906
28748 map Nearest zip codes: 28701, 28715, 28806, 28804, 28743, 28721.
Percentage of family households:
This zip code:

50.4%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

2.5%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 763
Household did not receive Food Stamps/SNAP in the past 12 months: 3,912


Women who had a birth in the past 12 months: 116 (59 now married, 57 unmarried)
Women who did not have a birth in the past 12 months: 2,817 (1,348 now married, 1,469 unmarried)


Housing units in zip code 28748 with a mortgage: 1,707 (80 second mortgage, 190 home equity loan, 49 both second mortgage and home equity loan)
Houses without a mortgage: 1,769

Median monthly owner costs for units with a mortgage: $1,157
Median monthly owner costs for units without a mortgage: S274

Residents with income below the poverty level in 2013:
This zip code:

16.8%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

8.7%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.8
State:

6.3
Median number of rooms in apartments:
Here:

4.5
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Churches in zip code 28748 include: Gudger Chapel (A), Turkey Creek Church (B), Union Church (C), Jones Valley Church (D), Brick Church (E), Ebenezer Church (F), Mountain View Church (G), Chestnut Grove Church (H), Newfound Church (I). Display/hide their locations on the map

    Cemetery: Cole Cemetery (1). Display/hide its location on the map

    Streams, rivers, and creeks: Hogeye Branch (A), Dix Creek (B), Gilbert Branch (C), Doggett Branch (D), Brooks Branch (E), Clark Branch (F), North Turkey Creek (G), Bee Branch (H), Barrett Branch (I). Display/hide their locations on the map

    Tourist attraction (not listed on the city page) : Forever Wild Forest Guardian (Recreation Areas; 271 Robinson Cove Road) (1). Display/hide its approximate location on the map

Year house built

  • 02010 or later
  • 1,3362000 to 2009
  • 1,0931990 to 1999
  • 9331980 to 1989
  • 8681970 to 1979
  • 3891960 to 1969
  • 2311950 to 1959
  • 961940 to 1949
  • 4041939 or earlier

Zip code 28748 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 28748

  • 22no bedroom
  • 991 bedroom
  • 7492 bedrooms
  • 1,9233 bedrooms
  • 6214 bedrooms
  • 625+ bedrooms

Bedrooms in renter-occupied apartments in 28748

  • 18no bedroom
  • 01 bedroom
  • 6912 bedrooms
  • 4233 bedrooms
  • 674 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in 28748 in owner-occupied houses/condos

  • 119no vehicle
  • 6611 vehicle
  • 1,3822 vehicles
  • 8683 vehicles
  • 3404 vehicles
  • 1065+ vehicles

Cars and other vehicles available in 28748 in renter-occupied apartments

  • 59no vehicle
  • 5631 vehicle
  • 4572 vehicles
  • 623 vehicles
  • 144 vehicles
  • 445+ vehicles

Median gross rent in 2013: $714.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $153,400
28748:

$153,400
North Carolina:

$154,300
Lower value quartile - upper value quartile: $80,000 - $266,400

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 7.9%

Neighborhoods in zip code 28748:

Percentage of zip code residents living and working in this county: 90.8%

Household type by relationship:

Households: 11,652

Size of family households: 1,501 2-persons, 1,055 3-persons, 472 4-persons, 131 5-persons, 93 6-persons, 44 7-or-more-persons

Size of nonfamily households: 1,175 1-person, 176 2-persons, 28 3-persons

1,616 married couples with children.
302 single-parent households (43 men, 259 women).

96.9% of residents of 28748 zip code speak English at home.
2.5% of residents speak Spanish at home (13% very well, 24% well, 31% not well, 32% not at all).
0.6% of residents speak other Indo-European language at home (53% very well, 47% well).

Foreign born population: 323 (2.8%)
(28.5% of them are naturalized citizens)
This zip code:

2.8%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 55%Mexico
  • 17%Belarus
  • 11%Russia
  • 9%Spain
  • 6%United Kingdom, excluding England and Scotland
  • 1%Korea
  • 0%Turkey

Most common first ancestries reported in 28748 (%)

  • 22%American
  • 12%Other groups
  • 9%Irish
  • 8%English
  • 8%German
  • 3%Scotch-Irish
  • 2%Italian

Year of entry for the foreign-born population

  • 32010 or later
  • 2722000 to 2009
  • 191990 to 1999
  • 153Before 1990

Zip code 28748 topographic map

Public primary/middle school in zip code 28748 not listed on the city page:

  • LEICESTER ELEMENTARY (Students: 663; Location: 31 GILBERT ROAD, LEICESTER, NC; Grades: PK - 05)

Facilities with environmental interests located in this zip code:


Zip code 28748 marital status for males
Zip code 28748 marital status for females

Housing units lacking complete plumbing facilities: 2.5%
Housing units lacking complete kitchen facilities: 2.4%

Most commonly used house heating fuel

  • 55%Electricity
  • 23%Fuel oil, kerosene, etc.
  • 11%Wood
  • 8%Bottled, tank, or LP gas
  • 3%Utility gas
  • 1%No fuel used

Population in 1990: 7,709. Population change in the 1990s: +1,846 (+23.9%).

Place of birth for U.S.-born residents:


54% of the 28748 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 65% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

94% of the 28748 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 86% moved from this county.
   Out of people who lived in different houses, 8% moved from different county within same state.
   Out of people who lived in different houses, 6% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 188
Here:

17.7%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 119
Here:

18.1%
North Carolina:

7.7%
Students in private undergraduate colleges: 107
Here:

16.5%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 60,385Health diagnosing and treating practitioners and other technical occupations
  • 35,982Installation, maintenance, and repair occupations
  • 35,292Community and social service occupations
  • 34,808Business and financial operations occupations
  • 33,103Transportation occupations
  • 30,262Construction and extraction occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 27 people in group homes intended for adults
  • 22 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 55 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 7
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED58$149,443124$174,570466$177,96515$127,24646$188,22357$100,386
APPLICATIONS APPROVED, NOT ACCEPTED3$128,9705$129,16426$191,8476$92,2170$05$109,864
APPLICATIONS DENIED19$137,30136$143,770225$179,97218$125,73918$145,66651$93,015
APPLICATIONS WITHDRAWN10$161,91213$228,433113$172,5935$54,9827$224,26120$89,406
FILES CLOSED FOR INCOMPLETENESS5$137,1282$102,06019$174,8050$01$83,8003$91,810

Detailed HMDA statistics for the following Tracts: 0026.01 , 0026.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED16$178,08614$216,3740$0
APPLICATIONS APPROVED, NOT ACCEPTED6$220,2525$248,1922$302,295
APPLICATIONS DENIED3$232,5330$00$0
APPLICATIONS WITHDRAWN0$01$181,9700$0
FILES CLOSED FOR INCOMPLETENESS0$01$160,4200$0

Detailed PMIC statistics for the following Tracts: 0026.01 , 0026.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28748 among deceased individuals
NameCountLived (average)
James5674.6 years
William4674.9 years
Mary4377.8 years
Robert4370.7 years
John2876.1 years
Charles2771.9 years
Thomas1678.1 years
George1679.7 years
Richard1568.7 years
Frances1382.1 years
Most common last names in zip code 28748 among deceased individuals
Last nameCountLived (average)
Surrett4579.2 years
King4275.5 years
Brown3681.0 years
Parham3278.0 years
Hawkins3279.8 years
Worley3274.1 years
Sluder3076.1 years
Reeves2983.3 years
Cole2776.0 years
Jones2776.4 years

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