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28757 Zip Code (Montreat, NC) Detailed Profile




Estimated zip code population in 2019: 101
Zip code population in 2010: 280
Zip code population in 2000: 448

March 2019 cost of living index in zip code 28757: 90.6 (less than average, U.S. average is 100)

Land area: 1.2 sq. mi.
Water area: 0.0 sq. mi.
Population density: 83 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28757
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Real estate property taxes paid for housing units in 2019:
This zip code:

0.7% ($3,502)
North Carolina:

0.8% ($1,493)
Median real estate property taxes paid for housing units with mortgages in 2019: $2,869 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $3,816 (0.7%)

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Males: 43  (43.0%)
Females: 57  (57.0%)

For population 25 years and over in 28757:

  • High school or higher: 101.5%
  • Bachelor's degree or higher: 83.0%
  • Graduate or professional degree: 32.6%
  • Mean travel time to work (commute): 19.8 minutes

For population 15 years and over in 28757:

  • Never married: 14.3%
  • Now married: 85.7%
  • Separated: 0.0%
  • Widowed: 0.0%
  • Divorced: 0.0%

Zip code 28757 compared to state average:

  • Median household income above state average.
  • Median house value significantly above state average.
  • Unemployed percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • Number of rooms per house above state average.
  • House age significantly above state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
  • Races in zip code 28757 (2019)
    • 27397.5%White
    • 51.8%Hispanic or Latino
    • 10.4%Asian
    • 10.4%Two or more races
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Data:
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28757, NC forum
Recent posts about zip code 28757 area on our local forum with over 2,200,000 registered users:
outsiders moving to western NC  (90 replies)
Conservatives in Asheville  (65 replies)
Raleigh vs Charlotte  (2458 replies)
Semi-Retired in WNC, where to look  (25 replies)
Charlotte vs. Raleigh?  (8515 replies)
Conservative vs. liberal areas?  (85 replies)
Urban population: 95
Rural population: 5

Estimated median house/condo value in 2019: $473,039
28757:

$473,039
North Carolina:

$193,200
Median resident age:
This zip code:

61.4 years
North Carolina median age:

39.1 years
Average household size:
This zip code:

2.3 people
North Carolina:

2.5 people

Averages for the 2004 tax year for zip code 28757, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $59,742 (Individual Income Tax Returns)
Here:

$59,742
State:

$45,376

Salary/wage: $41,937 (reported on 61.2% of returns)
Here:

$41,937
State:

$39,442
(% of AGI for various income ranges: 58.9% for AGIs $10k-25k, 53.0% for AGIs $25k-50k, 32.0% for AGIs $50k-75k, 39.9% for AGIs $75k-100k, 37.2% for AGIs over 100k)

Taxable interest for individuals: $2,628 (reported on 76.5% of returns)
This zip code:

$2,628
North Carolina:

$1,515
(% of AGI for various income ranges: 6.1% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 3.5% for AGIs over 100k)

Taxable dividends: $8,204 (reported on 62.3% of returns)
Here:

$8,204
State:

$4,016
(% of AGI for various income ranges: 5.8% for AGIs $10k-25k, 4.3% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 8.6% for AGIs $75k-100k, 8.3% for AGIs over 100k)

Net capital gain/loss: +$10,733 (reported on 50.4% of returns)
Here:

+$10,733
State:

+$11,152
(% of AGI for various income ranges: 7.0% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 14.4% for AGIs over 100k)

Profit/loss from business: +$2,569 (reported on 19.6% of returns)
Here:

+$2,569
State:

+$9,490

Total itemized deductions: $28,615 (30% of AGI, reported on 60.0% of returns)
Here:

$28,615
State:

$19,464

Here:

30.3% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 41.4% for AGIs $10k-25k, 22.0% for AGIs $25k-50k, 32.8% for AGIs $50k-75k, 30.5% for AGIs $75k-100k, 24.1% for AGIs over 100k)

Charity contributions deductions: $11,472 (12% of AGI, reported on 55.4% of returns)
Here:

$11,472
State:

$4,035

Here:

11.6% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 4.7% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 11.3% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 10.7% for AGIs over 100k)

Total tax: $8,800 (reported on 78.8% of returns)
28757:

$8,800
State:

$7,257
(% of AGI for various income ranges: 5.7% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 8.4% for AGIs $75k-100k, 14.1% for AGIs over 100k)

Earned income credit: $1,923 (reported on 5.0% of returns)
Here:

$1,923
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 65.0%
Here:

65%
State:

62%
(% for various income ranges: 53.2% for AGIs below $10k, 64.2% for AGIs $10k-25k, 66.7% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 73.0% for AGIs over 100k)

Estimated median household income in 2019:
This zip code:

$120,468
North Carolina:

$57,341
Montreat, NC (28757) map Nearest zip codes: 28711, 28762, 28778, 28709, 28730, 28805.
Montreat Zip Code Map

Percentage of family households:
This zip code:

49.4%
North Carolina:

46.8%
Percentage of households with unmarried partners:
This zip code:

0.0%
North Carolina:

47.6%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 44


Women who did not have a birth in the past 12 months: 12 (1 now married, 10 unmarried)


Housing units in zip code 28757 with a mortgage: 12
Houses without a mortgage: 32

Median monthly owner costs for units with a mortgage: $1,765
Median monthly owner costs for units without a mortgage: $791

Median number of rooms in houses and condos:
Here:

7.3
State:

6.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
Year house built
  • Year house built (houses)
  • 02014 or later
  • 02010 to 2013
  • 22000 to 2009
  • 331990 to 1999
  • 761980 to 1989
  • 581970 to 1979
  • 241960 to 1969
  • 281950 to 1959
  • 331940 to 1949
  • 1291939 or earlier

Zip code 28757 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Montreat, NC (28757)
  • Bedrooms in owner-occupied houses and condos in Montreat, NC (28757)
  • 0no bedroom
  • 01 bedroom
  • 162 bedrooms
  • 293 bedrooms
  • 394 bedrooms
  • 425+ bedrooms
Bedrooms in renter-occupied apartments in Montreat, NC (28757)
  • Bedrooms in renter-occupied apartments in Montreat, NC (28757)
  • 0no bedroom
  • 01 bedroom
  • 52 bedrooms
  • 63 bedrooms
  • 24 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Montreat, NC (28757) in owner-occupied houses/condos
  • Cars and other vehicles available in Montreat, NC (28757) in owner-occupied houses/condos
  • 0no vehicle
  • 341 vehicle
  • 732 vehicles
  • 93 vehicles
  • 24 vehicles
  • 05+ vehicles
Cars and other vehicles available in Montreat, NC (28757) in renter-occupied apartments
  • Cars and other vehicles available in Montreat, NC (28757) in renter-occupied apartments
  • 0no vehicle
  • 51 vehicle
  • 92 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 28757 household income distribution in 2019

  • Zip code 28757 household income distribution in 2019
  • 5$45,000 to $49,999
  • 1$50,000 to $59,999
  • 7$60,000 to $74,999
  • 12$100,000 to $124,999
  • 2$125,000 to $149,999
  • 5$150,000 to $199,999
  • 10$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 28757

  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 28757
  • 2$200,000 to $249,999
  • 4$250,000 to $299,999
  • 14$300,000 to $399,999
  • 10$400,000 to $499,999
  • 15$500,000 to $749,999
  • 2$1,000,000 to $1,499,999

Median gross rent in 2019: $872.

Estimated median house (or condo) value in 2019 for:

  • White Non-Hispanic householders: $390,395

Estimated median house or condo value in 2019: $473,039
28757:

$473,039
North Carolina:

$193,200
Lower value quartile - upper value quartile: $377,287 - $620,976

Mean price in 2019:

Detached houses: $517,007
Here:

$517,007
State:

$265,100
Owners and renters by unit type in zip code 28757
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 371
  • 3 or 4: 6
  • 5 to 9: 5
  • Mobile homes: 5
  • Means of transportation to work in zip code 28757

  • Means of transportation to work in zip code 28757
  • 75.5%38Drove a car alone
  • 19.9%10Other means
  • 4.0%2Worked at home
  • Travel time to work (commute) in zip code 28757

  • Travel time to work (commute) in zip code 28757
  • 25 to 9 minutes
  • 2110 to 14 minutes
  • 215 to 19 minutes
  • 220 to 24 minutes
  • 1225 to 29 minutes
  • 840 to 44 minutes

Percentage of zip code residents living and working in this county: 76.0%

Household type by relationship:

Households: 101
  • Male householders: 26 (0 living alone), Female householders: 17 (2 living alone)
  • 41 spouses (41 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 10 children (10 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 6 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 30 2-persons, 10 3-persons

Size of nonfamily households: 2 1-person

9 married couples with children.
0 single-parent households ().

101.0% of residents of 28757 zip code speak English at home.

Foreign born population: 0 (0.0%)
:

0.0%
Whole state:

8.4%
Most common places of birth for foreign-born residents
  • 60%Bolivia
Most common first ancestries reported in 28757
  • 33%English
  • 25%Scotch-Irish
  • 11%German
  • 6%Italian
  • 5%Irish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 8Before 1990

Zip code 28757 topographic map


Zip code 28757 marital status for males
Zip code 28757 marital status for females

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 2.8%

Most commonly used house heating fuel
  • 59.1%Electricity
  • 28.4%Fuel oil, kerosene, etc.
  • 14.2%Other fuel

Place of birth for U.S.-born residents:

  • This state: 26
  • Northeast: 6
  • Midwest: 2
  • South: 57
  • West: 9

29% of the 28757 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 12% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

81% of the 28757 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 94% moved from different state.

Year householders moved into unit in Montreat, NC (28757)
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
North Carolina:

9.1%
Educational Attainment in 2019
School Enrollment by Level of School in 2019
Class of Workers in 2019

Companies with federal contracts located in this zip code:

  • MOUNTAIN RETREAT ASSOCIATION (401 ASSEMBLY DRIVE in MONTREAT, NC; small business) : $31,629 in 4 contracts from 2005 to 2006
    $11,289 with Army for Lodging - Hotel/Motel. Taking place in SC. Signed on 2005-11-14. Completion date: 2005-11-18.
    $9,381, same as above. Signed on 2006-05-04. Completion date: 2006-05-05.
    $7,599 with Army for Lodging - Hotel/Motel. Signed on 2005-04-12. Completion date: 2005-04-08.
    $3,360 with Army for Lodging - Hotel/Motel. Taking place in SC. Signed on 2006-05-02. Completion date: 2005-11-18.

Top industries in this zip code by the number of employees in 2005:

  • Educational Services: Junior Colleges (250-499 employees: 1 establishment)
  • Other Services (except Public Administration): Religious Organizations (50-99: 1, 20-49: 1, 1-4: 1)
  • Accommodation and Food Services: Food Service Contractors (20-49: 1)
  • Information: Libraries and Archives (10-19: 1)
  • Accommodation and Food Services: Rooming and Boarding Houses (1-4: 2)
  • Accommodation and Food Services: Bed-and-Breakfast Inns (1-4: 1)
  • Other Services (except Public Administration): Civic and Social Organizations (1-4: 1)
  • Construction: Residential Remodelers (1-4: 1)
  • Professional, Scientific, and Technical Services: Other Scientific and Technical Consulting Services (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2000:

  • 230 people in college dormitories (includes college quarters off campus)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$192,9603$233,24712$203,0930$04$253,4130$0
APPLICATIONS APPROVED, NOT ACCEPTED0$00$01$139,2400$00$00$0
APPLICATIONS DENIED0$01$104,2505$199,3021$65,2701$237,0101$38,720
APPLICATIONS WITHDRAWN0$00$02$208,5900$01$180,1800$0
FILES CLOSED FOR INCOMPLETENESS0$00$01$196,6900$00$00$0

Detailed HMDA statistics for the following Tracts: 0031.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2008
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED1$133,560
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0

Detailed PMIC statistics for the following Tracts: 0031.02

Conventional Home Purchase Loans in zip code 28757
Conventional Home Purchase Loans in zip code 28757 - Value
Most common first names in zip code 28757 among deceased individuals
NameCountLived (average)
John978.1 years
William977.1 years
Elizabeth579.6 years
Virginia582.0 years
Nancy473.3 years
Russell466.5 years
Alice375.4 years
George377.3 years
Arthur376.7 years
Jean376.0 years
Most common last names in zip code 28757 among deceased individuals
Last nameCountLived (average)
Hoyt380.6 years
Whitaker384.7 years
Abernethy277.4 years
Canon283.5 years
Floyd273.5 years
Shoenfelt279.5 years
Solomon281.0 years
Cooper282.4 years
Thomas272.1 years
Walker287.0 years
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