Estimated median household income in 2007: $48,011
| This zip code: | $48,011 | | North Carolina: | $44,670 |
Nearest zip codes: 28731, 28726, 28784, 28782, 28790, 28792.
Housing units in zip code 28773 with a mortgage: 374 (27 second mortgage, 68 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 309
Median monthly owner costs for units with a mortgage: $995
Median monthly owner costs for units without a mortgage: $282
Residents with income below the poverty level in 2007:
| This zip code: | 6.9% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.7% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.6 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.7 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 80
- 1995 to 1998: 173
- 1990 to 1994: 213
- 1980 to 1989: 256
- 1970 to 1979: 191
- 1960 to 1969: 175
- 1950 to 1959: 85
- 1940 to 1949: 108
- 1939 or earlier: 333
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Bedrooms in owner-occupied houses in Saluda, NC (28773): |
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- no bedroom: 13
- 1 bedrooms: 41
- 2 bedrooms: 316
- 3 bedrooms: 447
- 4 bedrooms: 102
- 5 or more bedrooms: 23
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 2
- 1 bedrooms: 35
- 2 bedrooms: 71
- 3 bedrooms: 51
- 4 bedrooms: 17
- 5 or more bedrooms: 9
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Vehicles available in 28773 zip code in owner-occupied houses/condos: |
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- no vehicle: 19
- 1 vehicle: 223
- 2 vehicles: 464
- 3 vehicles: 163
- 4 vehicles: 37
- 5 or more vehicles: 36
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 16
- 1 vehicle: 81
- 2 vehicles: 47
- 3 vehicles: 31
- 4 vehicles: 6
- 5 or more vehicles: 4
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28773:
- Less than $10,000: 6
- $10,000 to $14,999: 3
- $15,000 to $19,999: 11
- $20,000 to $24,999: 12
- $25,000 to $29,999: 12
- $30,000 to $34,999: 5
- $35,000 to $39,999: 6
- $40,000 to $49,999: 11
- $50,000 to $59,999: 29
- $60,000 to $69,999: 17
- $70,000 to $79,999: 16
- $80,000 to $89,999: 16
- $90,000 to $99,999: 27
- $100,000 to $124,999: 131
- $125,000 to $149,999: 127
- $150,000 to $174,999: 104
- $175,000 to $199,999: 87
- $200,000 to $249,999: 102
- $250,000 to $299,999: 39
- $300,000 to $399,999: 74
- $400,000 to $499,999: 38
- $500,000 to $749,999: 39
- $750,000 to $999,999: 2
- $1,000,000 or more: 7
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Rent paid by renters in 2007 in zip code 28773:
- Less than $100: 5
- $200 to $249: 6
- $250 to $299: 5
- $300 to $349: 12
- $350 to $399: 18
- $400 to $449: 5
- $450 to $499: 3
- $500 to $549: 8
- $550 to $599: 11
- $600 to $649: 8
- $650 to $699: 2
- $700 to $749: 4
- $750 to $799: 2
- $800 to $899: 12
- $1,500 to $1,999: 4
- No cash rent: 55
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Median price asked for vacant for-sale houses and condos in 2007: $87,450.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $160,756
- Black or African American householders: $171,098
- Some other race householders: $532,306
Estimated median house or condo value in 2007: $162,345 (it was $103,400 in 2000)
| 28773: | $162,345 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $102,190 - $237,982
Mean price in 2007:
Detached houses: $228,989| Here: | $228,989 | | State: | $217,106 |
Townhouses or other attached units: $261,056| Here: | $261,056 | | State: | $176,568 |
In 2-unit structures: $170,176| Here: | $170,176 | | State: | $153,934 |
Mobile homes: $52,927| Here: | $52,927 | | State: | $45,354 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,353
- One, attached: 33
- Two: 6
- 3 or 4: 7
- Mobile homes: 208
- Boats, RVs, vans, etc.: 7

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Means of transportation to work
- Drove a car alone: 1,178 (83%)
- Carpooled: 166 (12%)
- Walked: 15 (1%)
- Other means: 22 (2%)
- Worked at home: 40 (3%)
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Travel time to work
- Less than 5 minutes: 73
- 5 to 9 minutes: 143
- 10 to 14 minutes: 105
- 15 to 19 minutes: 162
- 20 to 24 minutes: 240
- 25 to 29 minutes: 70
- 30 to 34 minutes: 249
- 35 to 39 minutes: 46
- 40 to 44 minutes: 63
- 45 to 59 minutes: 140
- 60 to 89 minutes: 51
- 90 or more minutes: 39
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Percentage of zip code residents living and working in this county: 46.7%
Household type by relationship
Households: 2,653
- In family households: 2,314 (727 male householders, 96 female householders)
712 spouses, 651 children (602 natural, 12 adopted, 37 stepchildren), 40 grandchildren, 7 brothers or sisters, 29 parents, 40 other relatives, 12 non-relatives
- In nonfamily households: 339 (126 male householders (106 living alone)), 169 female householders (152 living alone)), 44 nonrelatives
- In group quarters: 75 (all institutionalized)
Size of family households: 467 2-persons, 169 3-persons, 124 4-persons, 50 5-persons, 6 6-persons, 7 7-or-more-persons.
Size of nonfamily households: 258 1-person, 31 2-persons, 6 3-persons.
434 married couples with children.
81 single-parent households (38 men, 43 women).
94.8% of residents of 28773 zip code speak English at home.
3.7% of residents speak Spanish at home (99% very well, 1% well).
1.2% of residents speak other Indo-European language at home (68% very well, 23% well, 10% not well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 34 (1.3%)
(61.8% of them are naturalized citizens)
| This zip code: | 1.3% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- United Kingdom (35%)
- Canada (26%)
- Other Western Europe (18%)
- Hong Kong (6%)
- South Africa (6%)
- Other Central America (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 2
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 2
- 1970 to 1974: 12
- 1970 to 1974: 7
- 1965 to 1969: 11
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White population: 2,631
Black population: 22
American Indian population: 2
Asian population: 3
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 21
Two or more races population: 28

First ancestries reported:
|  United States or American: 419 |
|  English: 348 |
|  Irish: 242 |
|  German: 153 |
|  Scotch-Irish: 135 |
|  Other groups: 110 |
|  European: 62 |
|  Scottish: 47 |
|  Italian: 36 |
|  Dutch: 34 |
|  French (except Basque): 32 |
|  Portuguese: 19 |
|  French Canadian: 16 |
|  Arab:: 12 |
|  Lebanese: 12 |
|  Hungarian: 12 |
|  Swedish: 11 |
|  Norwegian: 9 |
|  Welsh: 9 |
|  Canadian: 7 |
|  Lithuanian: 7 |
|  Armenian: 7 |
|  Luxemburger: 6 |
|  Czech: 6 |
|  Russian: 6 |
|  Danish: 5 |
|  Swiss: 5 |
|  Ukrainian: 5 |
|  Polish: 3 |
|  Albanian: 2 |
|  Finnish: 2 |
|  Northern European: 2 |
|  Pennsylvania German: 2 |
|  Austrian: 2 |
|  West Indian (excluding Hispanic groups):: 2 |
|  Belizean: 2 |
|  British: 1 |

Facitilies with environmental interests located in this zip code:
- ARNETT JR, LEE M (SOUTH LAKE SUMMIT ROAD in SALUDA, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00M29W84AX3Y88SFX1, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Alternative names: ARNETT, L.M. (JR.) - RESIDENCE
- CITY OF SALUDA (PEARSON FALLS ROAD in SALUDA, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG003PXD64FBEMG3T718, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Alternative names: SALUDA, CITY - WWTP
Median worth of mobile homes: $51,977
Housing units lacking complete plumbing facilities: 3%
Housing units lacking complete kitchen facilities: 3%
Most commonly used house heating fuel: |
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- Electricity (38%)
- Bottled, tank, or LP gas (24%)
- Fuel oil, kerosene, etc. (22%)
- Wood (13%)
- Utility gas (2%)
- Coal or coke (1%)
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Place of birth for U.S.-born residents:
- This state: 1426
- Northeast: 219
- Midwest: 228
- South: 761
- West: 50
65% of the 28773 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 37% lived in this county.
Out of people who lived in different counties, 44% lived in North Carolina.
Population in 1990: 1,451. Population change in the 1990s: +1,257 (+86.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 15
| Here: | 7.2% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 2
| Here: | 1.5% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 16
| Here: | 15.5% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- PIERSON LABORATORIES, INC (506 LAKE HOSEA ROAD in SALUDA, NC; small business): $381,839 in 10 contracts from 2001 to 2005
Contracts for Pest Control Agents and Disinfectants by Defense Logistics Agency Signed by year: 2000: $0; 2001: $54,500; 2002: $144,771; 2003: $0; 2004: $112,633; 2005: $69,935; 2006: $0.
Biggest contracts:
$95,451 with Defense Logistics Agency for Pest Control Agents and Disinfectants. Signed on 2002-06-21. Completion date: 2002-08-20.
$73,200, same as above. Signed on 2004-05-10. Completion date: 2004-06-24.
$54,500, same as above. Signed on 2001-06-25. Completion date: 2001-08-10.
$49,320, same as above. Signed on 2002-06-11. Completion date: 2002-10-10.
- WILLIAM GORDON (N PHYSICA ADDRESS in SALUDA, NC; small business): $30,000 in 2 contracts in 2003
$30,000 with Offices, Boards and Divisions (includes Attorney General, Deputy Attorney General, etc.) for Expert Witness. Taking place in FL. Signed on 2003-03-15. Completion date: 2003-12-15.
$0, same as above. Signed on 2003-03-15. Completion date: 2003-12-15.
- GERWE, CORINNE F ,DR (140 CHURCH STREET in SALUDA, NC; small business)
$5,100 with Army for Lectures For Training. Signed on 2004-04-24. Completion date: 2004-05-14.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 5-9: 1, 1-4: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 1, 5-9: 2, 1-4: 2)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 1)
- Accommodation and Food Services: Bed-and-Breakfast Inns (10-19: 1)
- Health Care and Social Assistance: Other Individual and Family Services (5-9: 1, 1-4: 1)
- Real Estate and Rental and Leasing: Video Tape and Disc Rental (5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
78 people in nursing homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $160,520 | 21 | $231,329 | 29 | $219,697 | 3 | $93,410 | 11 | $287,309 | 4 | $73,315 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $65,740 | 4 | $180,248 | 0 | $0 | 1 | $142,000 | 1 | $75,460 |
| APPLICATIONS DENIED | 1 | $142,350 | 5 | $75,186 | 16 | $136,085 | 2 | $56,595 | 1 | $97,070 | 5 | $97,206 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $188,310 | 6 | $144,060 | 0 | $0 | 1 | $230,150 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $199,280 | 4 | $193,968 | 0 | $0 | 0 | $0 | 1 | $233,930 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $84,720 | 14 | $182,746 | 24 | $209,845 | 1 | $75,120 | 9 | $235,069 | 1 | $177,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $251,935 | 3 | $151,833 | 1 | $20,580 | 1 | $353,290 | 1 | $36,020 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $170,540 | 9 | $165,098 | 1 | $73,060 | 1 | $419,150 | 1 | $81,980 |
| APPLICATIONS WITHDRAWN | 1 | $88,150 | 1 | $91,580 | 5 | $144,884 | 1 | $61,740 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $112,505 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 20 | $172,272 | 22 | $162,223 | 1 | $115,250 | 8 | $229,681 | 5 | $69,080 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $96,898 | 4 | $119,020 | 0 | $0 | 1 | $216,430 | 2 | $29,840 |
| APPLICATIONS DENIED | 1 | $47,680 | 8 | $87,808 | 7 | $123,871 | 1 | $37,730 | 1 | $229,470 | 6 | $56,195 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $127,080 | 7 | $108,534 | 1 | $111,470 | 0 | $0 | 1 | $95,350 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $198,940 | 2 | $131,540 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 15 | $150,623 | 25 | $160,949 | 1 | $90,890 | 7 | $211,533 | 2 | $75,115 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $86,008 | 4 | $116,963 | 0 | $0 | 1 | $87,120 | 2 | $63,970 |
| APPLICATIONS DENIED | 1 | $51,790 | 5 | $75,048 | 8 | $134,799 | 2 | $112,845 | 0 | $0 | 4 | $63,283 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $106,330 | 4 | $129,398 | 0 | $0 | 1 | $89,520 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $137,200 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
9920.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $183,368 | 2 | $117,475 | 1 | $165,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $152,980 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $195,170 | 1 | $270,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $131,483 | 3 | $150,807 | 1 | $118,680 | 1 | $73,740 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $147,150 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $164,125 | 1 | $98,780 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $102,210 | 1 | $240,790 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9920.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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