28786 Zip Code Detailed Profile




Cities: Waynesville, NC (11.96%), Lake Junaluska, NC (1.88%), Maggie Valley, NC (0.13%)
Counties: Haywood County, NC (99.43%), Jackson County, NC (0.57%)
Estimated zip code population in 2013: 20,411
Zip code population in 2010: 20,714
Zip code population in 2000: 25,315

Houses and condos: 11,719
Renter-occupied apartments: 2,573
% of renters here:

27%
State:

36%
Mar. 2013 cost of living index in zip code 28786: 91.8 (less than average, U.S. average is 100)

Land area: 74.5 sq. mi.
Water area: 0.1 sq. mi.
Population density: 274 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28786
Zip code 28786 (Waynesville, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.7% ($1,065)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,140 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $957 (0.7%)

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Males: 9,619  (47.1%)
Females: 10,792  (52.9%)

For population 25 years and over in 28786:

For population 15 years and over in 28786:

Zip code 28786 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage below state average.
  • House age above state average.
  • Races in zip code 28786

  • Zip code 28786 races chart
    • 19,169White population
    • 266Black population
    • 132American Indian population
    • 88Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 12Some other race population
    • 193Two or more races population
    • 851Hispanic or Latino population

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Urban population: 11,354
Rural population: 9,056

Estimated median house/condo value in 2013: $154,000
28786:

$154,000
North Carolina:

$154,300



According to our research of North Carolina and other state lists there was 1 registered sex offender living in 28786 zip code as of August 28, 2015.
The ratio of number of residents in zip code 28786 to the number of sex offenders is 20,253 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

48.4 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.1 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28786, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,084 (Individual Income Tax Returns)
Here:

$47,084
State:

$54,937

Salary/wage: $37,561 (reported on 75.7% of returns)
Here:

$37,561
State:

$46,336
(% of AGI for various income ranges: 68.2% for AGIs below $25k, 69.8% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 64.1% for AGIs $75k-100k, 57.8% for AGIs $100k-200k, 39.8% for AGIs over 200k)

Taxable interest for individuals: $1,366 (reported on 39.2% of returns)
This zip code:

$1,366
North Carolina:

$1,298
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Ordinary dividends: $9,313 (reported on 19.9% of returns)
Here:

$9,313
State:

$6,213
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 12.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,865 (reported on 15.9% of returns)
Here:

+$9,865
State:

+$12,740
(% of AGI for various income ranges: 0.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 13.8% for AGIs over 200k)

Profit/loss from business: +$10,936 (reported on 17.9% of returns)
Here:

+$10,936
State:

+$10,311
(% of AGI for various income ranges: 8.6% for AGIs below $25k, 3.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 4.3% for AGIs $100k-200k, 6.2% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,278 (reported on 13.5% of returns)
28786:

$14,278
North Carolina:

$15,575
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 3.5% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 4.8% for AGIs $100k-200k, 3.8% for AGIs over 200k)

Total itemized deductions: $22,413 (24% of AGI, reported on 29.3% of returns)
Here:

$22,413
State:

$23,438

Here:

23.9% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 9.5% for AGIs below $25k, 11.7% for AGIs $25k-50k, 14.0% for AGIs $50k-75k, 14.8% for AGIs $75k-100k, 17.0% for AGIs $100k-200k, 14.9% for AGIs over 200k)

Charity contributions: $4,878 (reported on 24.7% of returns)
Here:

$4,878
State:

$4,687
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 3.8% for AGIs over 200k)

Taxes paid: $6,994 (reported on 29.0% of returns)
28786:

$6,994
State:

$8,823
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 2.4% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 6.5% for AGIs $100k-200k, 6.2% for AGIs over 200k)

Earned income credit: $2,083 (reported on 21.3% of returns)
Here:

$2,083
State:

$2,376
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28786, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,429 (Individual Income Tax Returns)
Here:

$39,429
State:

$45,376

Salary/wage: $32,571 (reported on 77.4% of returns)
Here:

$32,571
State:

$39,442
(% of AGI for various income ranges: 115.3% for AGIs below $10k, 68.8% for AGIs $10k-25k, 74.5% for AGIs $25k-50k, 69.1% for AGIs $50k-75k, 67.7% for AGIs $75k-100k, 45.8% for AGIs over 100k)

Taxable interest for individuals: $1,892 (reported on 48.3% of returns)
This zip code:

$1,892
North Carolina:

$1,515
(% of AGI for various income ranges: 8.5% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Taxable dividends: $3,692 (reported on 22.1% of returns)
Here:

$3,692
State:

$4,016
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Net capital gain/loss: +$12,085 (reported on 18.3% of returns)
Here:

+$12,085
State:

+$11,152
(% of AGI for various income ranges: -4.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 15.4% for AGIs over 100k)

Profit/loss from business: +$10,622 (reported on 19.6% of returns)
Here:

+$10,622
State:

+$9,490
(% of AGI for various income ranges: 0.1% for AGIs below $10k, 7.0% for AGIs $10k-25k, 3.8% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 8.1% for AGIs over 100k)

IRA payment deduction: $3,000 (reported on 2.5% of returns)
28786:

$3,000
North Carolina:

$2,967
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,435 (reported on 0.6% of returns)
Here:

$14,435
North Carolina:

$14,754

Total itemized deductions: $19,385 (25% of AGI, reported on 29.7% of returns)
Here:

$19,385
State:

$19,464

Here:

25.1% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 17.2% for AGIs below $10k, 8.8% for AGIs $10k-25k, 13.1% for AGIs $25k-50k, 15.4% for AGIs $50k-75k, 16.8% for AGIs $75k-100k, 16.4% for AGIs over 100k)

Charity contributions deductions: $4,400 (5% of AGI, reported on 25.8% of returns)
Here:

$4,400
State:

$4,035

Here:

5.4% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.2% for AGIs over 100k)

Total tax: $5,677 (reported on 73.9% of returns)
28786:

$5,677
State:

$7,257
(% of AGI for various income ranges: 5.2% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 18.1% for AGIs over 100k)

Earned income credit: $1,717 (reported on 18.0% of returns)
Here:

$1,717
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 69.0%
Here:

69%
State:

62%
(% for various income ranges: 63.4% for AGIs below $10k, 71.3% for AGIs $10k-25k, 69.2% for AGIs $25k-50k, 69.9% for AGIs $50k-75k, 67.1% for AGIs $75k-100k, 78.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$42,419
North Carolina:

$45,906
Waynesville, NC (28786) map Nearest zip codes: 28745, 28707, 28751, 28716, 28723, 28783.
Percentage of family households:
This zip code:

47.2%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

5.3%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,311
Household did not receive Food Stamps/SNAP in the past 12 months: 8,166


Women who had a birth in the past 12 months: 175 (134 now married, 41 unmarried)
Women who did not have a birth in the past 12 months: 3,987 (1,979 now married, 2,008 unmarried)


Housing units in zip code 28786 with a mortgage: 3,526 (130 second mortgage, 491 home equity loan)
Houses without a mortgage: 3,378

Median monthly owner costs for units with a mortgage: $1,131
Median monthly owner costs for units without a mortgage: S333

Residents with income below the poverty level in 2013:
This zip code:

15.6%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.7%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.3
Median number of rooms in apartments:
Here:

4.6
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28786: Waynesville Golf and Country Club (A), Waynesville Plaza (B), Morrison Fish Hatchery (C), Mount View Golf Course (D). Display/hide their locations on the map

    Shopping Center: Hazelwood Shopping Center (1). Display/hide its location on the map

    Churches in zip code 28786 include: Micadale Church (A), Maple Grove Church (B), Hyatt Creek Freewill Baptist Church (C), Francis Cove Church (D), Fellowship Church (E), Fairview Church (F), Elizabeth Chapel (G), East Waynesville Church (H), Barberville Church (I). Display/hide their locations on the map

    Cemeteries: Hillcrest Memorial Gardens (1), Green Hill Cemetery (2), Rocky Branch Cemetery (3), Reeves Cemetery (4), Redbank Cemetery (5), Ratcliffe Cove Cemetery (6), Plott Cemetery (7). Display/hide their locations on the map

    Reservoirs: Broyhill Lake (A), Waynesville Reservoir (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Peter Cove Branch (A), Hyatt Creek (B), Farmer Branch (C), Factory Branch (D), Eaglenest Creek (E), Drift Branch (F), Steestachee Branch (G), Deep Creek (H), Old Bald Creek (I). Display/hide their locations on the map

Year house built

  • 982010 or later
  • 1,6962000 to 2009
  • 1,7161990 to 1999
  • 1,3781980 to 1989
  • 1,9181970 to 1979
  • 1,5591960 to 1969
  • 1,4961950 to 1959
  • 9751940 to 1949
  • 8831939 or earlier

Zip code 28786 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Waynesville, NC (28786)

  • 14no bedroom
  • 1171 bedroom
  • 1,6982 bedrooms
  • 3,9603 bedrooms
  • 9204 bedrooms
  • 1955+ bedrooms

Bedrooms in renter-occupied apartments in Waynesville, NC (28786)

  • 71no bedroom
  • 4031 bedroom
  • 1,1142 bedrooms
  • 7923 bedrooms
  • 1884 bedrooms
  • 55+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Waynesville, NC (28786) in owner-occupied houses/condos

  • 275no vehicle
  • 2,0361 vehicle
  • 3,1132 vehicles
  • 1,0823 vehicles
  • 3044 vehicles
  • 945+ vehicles

Cars and other vehicles available in Waynesville, NC (28786) in renter-occupied apartments

  • 326no vehicle
  • 1,1511 vehicle
  • 7802 vehicles
  • 2653 vehicles
  • 244 vehicles
  • 275+ vehicles

Median gross rent in 2013: $752.


Median price asked for vacant for-sale houses and condos in 2013: $206,922.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $154,000
28786:

$154,000
North Carolina:

$154,300
Lower value quartile - upper value quartile: $88,400 - $248,600

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.5%

Percentage of zip code residents living and working in this county: 75.6%

Household type by relationship:

Households: 19,989

Size of family households: 3,817 2-persons, 1,248 3-persons, 851 4-persons, 265 5-persons, 109 6-persons, 30 7-or-more-persons

Size of nonfamily households: 2,612 1-person, 498 2-persons, 27 3-persons, 20 5-persons

1,875 married couples with children.
1,049 single-parent households (213 men, 836 women).

95.3% of residents of 28786 zip code speak English at home.
3.0% of residents speak Spanish at home (66% very well, 7% well, 3% not well, 24% not at all).
1.3% of residents speak other Indo-European language at home (94% very well, 3% well, 2% not well).
0.4% of residents speak Asian or Pacific Island language at home (48% very well, 8% well, 25% not well, 19% not at all).

Foreign born population: 696 (3.4%)
(44.4% of them are naturalized citizens)
This zip code:

3.4%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 50%Mexico
  • 14%Germany
  • 10%Vietnam
  • 7%Canada
  • 4%Hungary
  • 3%Cuba
  • 2%India

Most common first ancestries reported in 28786 (%)

  • 30%American
  • 13%Other groups
  • 9%German
  • 8%English
  • 8%Irish
  • 6%Scotch-Irish
  • 2%Scottish

Year of entry for the foreign-born population

  • 72010 or later
  • 3682000 to 2009
  • 941990 to 1999
  • 352Before 1990

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 28786:

All 6 fire-safe hotels and motels in zip code 28786

Zip code 28786 marital status for males
Zip code 28786 marital status for females

Housing units lacking complete plumbing facilities: 2.2%
Housing units lacking complete kitchen facilities: 1.2%

Most commonly used house heating fuel

  • 42%Electricity
  • 32%Fuel oil, kerosene, etc.
  • 14%Bottled, tank, or LP gas
  • 9%Wood
  • 3%Utility gas
  • 1%No fuel used

Population in 1990: 20,924. Population change in the 1990s: +4,391 (+21.0%).

Place of birth for U.S.-born residents:


60% of the 28786 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 56% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

87% of the 28786 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 43% moved from this county.
   Out of people who lived in different houses, 32% moved from different county within same state.
   Out of people who lived in different houses, 25% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 130
Here:

7.7%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 41
Here:

5.8%
North Carolina:

7.7%
Students in private undergraduate colleges: 71
Here:

7.5%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 68,750Legal occupations
  • 67,500Life, physical, and social science occupations
  • 64,152Health diagnosing and treating practitioners and other technical occupations
  • 54,136Management occupations
  • 53,047Farming, fishing, and forestry occupations
  • 39,926Architecture and engineering occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 193 people in other noninstitutional facilities
  • 186 people in nursing facilities/skilled-nursing facilities
  • 125 people in state prisons
  • 18 people in workers' group living quarters and job corps centers
  • 13 people in group homes intended for adults
  • 5 people in residential treatment centers for adults

People in group quarters in 2000:

  • 156 people in nursing homes
  • 118 people in state prisons
  • 109 people in other noninstitutional group quarters
  • 108 people in college dormitories (includes college quarters off campus)
  • 48 people in local jails and other confinement facilities (including police lockups)
  • 13 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 3
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 7 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED56$152,789281$194,5601,201$183,74243$101,9882$189,790318$213,06937$74,394
APPLICATIONS APPROVED, NOT ACCEPTED2$72,2356$117,62069$194,4758$60,5630$011$166,1785$111,898
APPLICATIONS DENIED25$136,84452$189,162286$214,67826$76,4930$045$222,50224$81,365
APPLICATIONS WITHDRAWN10$157,67029$169,411195$180,50210$193,8600$038$199,53913$89,068
FILES CLOSED FOR INCOMPLETENESS0$05$253,72630$166,1560$00$012$169,7370$0
Choose year:  2009 2008 2007 2006 2005 2004
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 7 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED21$238,2827$291,6463$261,523
APPLICATIONS APPROVED, NOT ACCEPTED0$00$00$0
APPLICATIONS DENIED2$130,9250$00$0
APPLICATIONS WITHDRAWN2$66,8100$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28786 among deceased individuals
NameCountLived (average)
James24272.5 years
William23573.0 years
Robert15973.0 years
Mary15778.2 years
John15374.8 years
Charles10872.1 years
George6777.4 years
Frank6575.4 years
Thomas6372.1 years
Ruth6180.1 years
Most common last names in zip code 28786 among deceased individuals
Last nameCountLived (average)
Davis11677.1 years
Smith9873.1 years
Messer8575.5 years
Rogers6974.6 years
Caldwell6877.3 years
Green6673.8 years
Moody6273.3 years
Jones5276.3 years
Medford5279.1 years
Howell5281.4 years
Businesses in zip code 28786
NameCountNameCount
Ace Hardware1Little Caesars Pizza1
Advance Auto Parts1Lowe's1
Arby's1MasterBrand Cabinets5
AutoZone1McDonald's1
Best Western1New Balance1
Burger King1Nike2
CVS1Penske1
Chevrolet1Pizza Hut1
Curves1RadioShack1
Days Inn1Rite Aid1
Decora Cabinetry3Sears1
Domino's Pizza1Staples1
FedEx5Starbucks1
Ford1Subway2
GameStop1Super 81
Goodwill2T-Mobile1
H&R Block2Taco Bell1
Hardee's2U-Haul2
Jones New York1U.S. Cellular1
KFC1UPS5
Kincaid3Verizon Wireless1
Kmart1Waffle House1
La-Z-Boy1Walmart1
Lane Furniture1Wendy's1

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