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28790 Zip Code Detailed Profile

 



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Henderson County, NC
Zip code population (2000): 2,533
Estimated zip code population in 2007: 2,851

Age and Sex of Residents in zip code 28790

Zip code 28790 (, North Carolina) real estate house value trends

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28790 map from a distance

Houses and condos: 1,261
Renter-occupied apartments: 159
% of renters here:  16%
State:  31%

2008 cost of living index in zip code 28790: 83.6 (less than average, U.S. average is 100)

Land area: 45.3 sq. mi.
Water area: 0.0 sq. mi.
Population density: 63 people per square mile 
 
  (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  0.9% ($597)
North Carolina:  1.1% ($826)

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 1,286  (50.8%)
Females: 1,247  (49.2%)

Zip code 28790 races chart


28790, NC forum
Discuss zip code 28790 area on our local forum with over 700,000 registered users
100% rural population.

Estimated median house/condo value in 2007: $140,985
28790:  $140,985
North Carolina:  $145,700


According to our research of public records there were 2 registered sex offenders living in 28790 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.

Median resident age:  37.2 years
North Carolina median age:  35.3 years

Average household size:
This zip code:  2.6 people
North Carolina:  2.5 people

Averages for the 2004 tax year for zip code 28790, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $38,153 (Individual Income Tax Returns)
Here:  $38,153
State:  $45,376

Salary/wage: $33,535 (reported on 85.9% of returns)
Here:  $33,535
State:  $39,442
(% of AGI for various income ranges: 139.1% for AGIs below $10k, 73.7% for AGIs $10k-25k, 80.5% for AGIs $25k-50k, 83.5% for AGIs $50k-75k, 80.7% for AGIs $75k-100k, 51.0% for AGIs over 100k)

Taxable interest for individuals: $1,116 (reported on 38.9% of returns)
This zip code:  $1,116
North Carolina:  $1,515
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $3,444 (reported on 16.9% of returns)
Here:  $3,444
State:  $4,016
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Net capital gain/loss: +$8,806 (reported on 11.3% of returns)
Here:  +$8,806
State:  +$11,152
(% of AGI for various income ranges: -2.7% for AGIs below $10k, 0.1% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 11.1% for AGIs over 100k)

Profit/loss from business: +$9,063 (reported on 19.7% of returns)
Here:  +$9,063
State:  +$9,490
(% of AGI for various income ranges: 22.3% for AGIs below $10k, 7.9% for AGIs $10k-25k, 4.8% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 4.4% for AGIs over 100k)

IRA payment deduction: $2,846 (reported on 1.4% of returns)
28790:  $2,846
North Carolina:  $2,967

Total itemized deductions: $16,777 (1% of AGI, reported on 29.5% of returns)
Here:  $16,777
State:  $19,464
(% of AGI for various income ranges: 8.7% for AGIs $10k-25k, 8.6% for AGIs $25k-50k, 13.7% for AGIs $50k-75k, 19.0% for AGIs $75k-100k, 16.7% for AGIs over 100k)

Charity contributions deductions: $4,355 (5.7% of AGI, reported on 24.1% of returns)
Here:  $4,355
North Carolina:  $4,035

Here:  5.7% of AGI
State:  4.5% of AGI
(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 5.3% for AGIs $75k-100k, 3.5% for AGIs over 100k)

Total tax: $4,639 (reported on 76.4% of returns)
28790:  $4,639
State:  $7,257
(% of AGI for various income ranges: 5.7% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 17.6% for AGIs over 100k)

Earned income credit: $1,773 (reported on 16.1% of returns)
Here:  $1,773
State:  $1,851
(% of AGI for various income ranges: 12.2% for AGIs below $10k, 4.0% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 64.2%
Here:  64%
State:  62%
(% for various income ranges: 62.1% for AGIs below $10k, 66.8% for AGIs $10k-25k, 66.1% for AGIs $25k-50k, 62.9% for AGIs $50k-75k, 50.8% for AGIs $75k-100k, 69.0% for AGIs over 100k)


Estimated median household income in 2007: $38,441
This zip code:  $38,441
North Carolina:  $44,670
28790 map

Nearest zip codes: 28784, 28731, 28726, 28739, 28773, 28791.


Percentage of family households:
This zip code:  76.0%
Whole state:  68.9%

Percentage of households with unmarried partners:
This zip code:  4.8%
Whole state:  4.6%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.6% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 28790 with a mortgage: 291 (26 second mortgage, 46 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 176


Median monthly owner costs for units with a mortgage: $1,080

Median monthly owner costs for units without a mortgage: $270

Residents with income below the poverty level in 2007:
This zip code:  9.5%
Whole state:  14.3%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.5%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  5.3
State:  5.9

Median number of rooms in apartments:
Here:  4.6
State:  4.3


Zip code 28790 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Rivers and creeks: South Prong Green River (A), Bobs Creek (B), Terry Creek (C), Bell Creek (D), Meetinghouse Creek (E), Bear Wallow Creek (F), Uncles Creek (G), Jones Creek (H), Vernon Creek (I). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 35
  • 1995 to 1998: 214
  • 1990 to 1994: 126
  • 1980 to 1989: 173
  • 1970 to 1979: 224
  • 1960 to 1969: 161
  • 1950 to 1959: 149
  • 1940 to 1949: 52
  • 1939 or earlier: 108



Zip code 28790 satellite photo by USGS


Bedrooms in owner-occupied houses in 28790:
  • no bedroom: 0
  • 1 bedrooms: 35
  • 2 bedrooms: 263
  • 3 bedrooms: 429
  • 4 bedrooms: 73
  • 5 or more bedrooms: 7


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 13
  • 2 bedrooms: 96
  • 3 bedrooms: 36
  • 4 bedrooms: 8
  • 5 or more bedrooms: 6



Vehicles available in 28790 zip code in owner-occupied houses/condos:
  • no vehicle: 27
  • 1 vehicle: 215
  • 2 vehicles: 355
  • 3 vehicles: 181
  • 4 vehicles: 7
  • 5 or more vehicles: 22


Vehicles available in renter-occupied apartments:
  • no vehicle: 16
  • 1 vehicle: 63
  • 2 vehicles: 69
  • 3 vehicles: 11
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 28790 household income distribution in 2007

Zip code 28790 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28790:

  • Less than $10,000: 36
  • $10,000 to $14,999: 18
  • $15,000 to $19,999: 1
  • $20,000 to $24,999: 9
  • $25,000 to $29,999: 21
  • $30,000 to $34,999: 40
  • $35,000 to $39,999: 27
  • $40,000 to $49,999: 10
  • $50,000 to $59,999: 17
  • $60,000 to $69,999: 24
  • $70,000 to $79,999: 23
  • $80,000 to $89,999: 21
  • $90,000 to $99,999: 14
  • $100,000 to $124,999: 93
  • $125,000 to $149,999: 151
  • $150,000 to $174,999: 86
  • $175,000 to $199,999: 79
  • $200,000 to $249,999: 98
  • $250,000 to $299,999: 31
  • $300,000 to $399,999: 71
  • $400,000 to $499,999: 14
  • $500,000 to $749,999: 6
  • $1,000,000 or more: 17
 



28790 rent paid by renters


Rent paid by renters in 2007 in zip code 28790:

  • $100 to $149: 9
  • $150 to $199: 7
  • $200 to $249: 3
  • $250 to $299: 3
  • $300 to $349: 14
  • $350 to $399: 19
  • $450 to $499: 14
  • $500 to $549: 11
  • $600 to $649: 9
  • $650 to $699: 13
  • $700 to $749: 14
  • $900 to $999: 13
  • No cash rent: 22
 


Median price asked for vacant for-sale houses and condos in 2007: $96,271.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $149,045
  • American Indian or Alaska Native householders: $532,306

Estimated median house or condo value in 2007: $145,546 (it was $92,700 in 2000)
28790:  $145,546
North Carolina:  $145,700
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $226,000
Here:  $226,000
State:  $217,106

Townhouses or other attached units: $264,584
Here:  $264,584
State:  $176,568

Mobile homes: $47,174
Here:  $47,174
State:  $45,354


Owners and renters by unit type in %


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 894
  • One, attached: 7
  • 3 or 4: 5
  • Mobile homes: 336
28790 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 855 (79%)
  • Carpooled: 175 (16%)
  • Walked: 15 (1%)
  • Other means: 7 (1%)
  • Worked at home: 27 (3%)
 

28790 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 15
  • 5 to 9 minutes: 35
  • 10 to 14 minutes: 140
  • 15 to 19 minutes: 186
  • 20 to 24 minutes: 223
  • 25 to 29 minutes: 69
  • 30 to 34 minutes: 206
  • 35 to 39 minutes: 38
  • 40 to 44 minutes: 32
  • 45 to 59 minutes: 54
  • 60 to 89 minutes: 32
  • 90 or more minutes: 22
 

Percentage of zip code residents living and working in this county: 80.1%


Household type by relationship
Households: 2,453

  • In family households: 2,165 (597 male householders, 106 female householders)
    596 spouses, 751 children (688 natural, 5 adopted, 58 stepchildren), 27 grandchildren, 7 brothers or sisters, 14 parents, 46 other relatives, 21 non-relatives
  • In nonfamily households: 288 (113 male householders (86 living alone)), 135 female householders (126 living alone)), 40 nonrelatives

Size of family households: 301 2-persons, 178 3-persons, 125 4-persons, 75 5-persons, 17 6-persons, 7 7-or-more-persons.

Size of nonfamily households: 212 1-person, 36 2-persons.

469 married couples with children.
105 single-parent households (42 men, 63 women).

97.7% of residents of 28790 zip code speak English at home.
1.5% of residents speak Spanish at home (63% very well, 37% well).
0.8% of residents speak other Indo-European language at home (72% very well, 28% well).

Foreign born population: 6 (0.2%)
(100.0% of them are naturalized citizens)

This zip code:  0.2%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Germany (100%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 0
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 6

White population: 2,456
Black population: 5
American Indian population: 14
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 51
Two or more races population: 7

Zip code 28790 races chart


First ancestries reported:

 United States or American: 320
 English: 305
 German: 195
 Scotch-Irish: 156
 Irish: 123
 Dutch: 104
 Scottish: 93
 Other groups: 82
 French (except Basque): 57
 Scandinavian: 15
 Russian: 13
 European: 12
 Hungarian: 10
 Portuguese: 7
 Welsh: 7
 British: 6
 Canadian: 6
 Swedish: 6
 Italian: 5
 Norwegian: 5



Zip code 28790 topographic map

Public primary/middle school in zip code 28790 not listed on the city page:
  • TUXEDO EXTENDED DAY (Students: 71; Location: 1124 OLD US 25 HIGHWAY, ZIRCONIA, NC; Grades: 06 - 12)

Median worth of mobile homes: $37,522

Zip code 28790 marital status for males
Zip code 28790 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 2%

Most commonly used house heating fuel:
  • Electricity (40%)
  • Fuel oil, kerosene, etc. (33%)
  • Bottled, tank, or LP gas (17%)
  • Wood (7%)
  • Other fuel (2%)
  • No fuel used (1%)


Place of birth for U.S.-born residents:

  • This state: 1856
  • Northeast: 112
  • Midwest: 117
  • South: 319
  • West: 43

68% of the 28790 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 53% lived in this county.
   Out of people who lived in different counties, 46% lived in North Carolina.

Population in 1990: 2,350. Population change in the 1990s: +183 (+7.8%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
Here:  0.0%
North Carolina:  8.2%

Students in private schools in grades 9 to 12 (high school): 19
Here:  15.0%
North Carolina:  6.9%

Students in private undergraduate colleges: 0
Here:  0.0%
North Carolina:  20.2%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Professional, Scientific, and Technical Services: Tax Preparation Services (20-49 employees: 1 establishment)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 5-9: 1, 1-4: 1)
  • Wholesale Trade: Industrial and Personal Service Paper Merchant Wholesalers (10-19: 1)
  • Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 1)
  • Professional, Scientific, and Technical Services: Engineering Services (5-9: 1)
  • Construction: Commercial and Institutional Building Construction (5-9: 1)
  • Wholesale Trade: Wholesale Trade Agents and Brokers (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$171,12588$235,395126$215,61715$79,66345$299,47616$78,158
APPLICATIONS APPROVED, NOT ACCEPTED1$258,88012$70,08318$170,7991$163,8106$100,9206$53,628
APPLICATIONS DENIED4$151,74520$80,15170$132,6379$53,6294$103,48022$94,205
APPLICATIONS WITHDRAWN0$06$133,82825$147,4301$73,1306$163,5670$0
FILES CLOSED FOR INCOMPLETENESS0$04$212,44318$183,8000$01$197,4504$249,373
Choose year:  2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 9920.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED22$177,7067$143,1264$176,610
APPLICATIONS APPROVED, NOT ACCEPTED3$217,4401$592,3501$592,350
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 9920.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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