Estimated median household income in 2007: $38,962
| This zip code: | $38,962 | | South Carolina: | $43,329 |
Nearest zip codes: 29332, 29370, 29649, 29653, 29646, 29692.
Housing units in zip code 29384 with a mortgage: 369 (19 second mortgage, 56 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 273
Median monthly owner costs for units with a mortgage: $1,078
Median monthly owner costs for units without a mortgage: $250
Residents with income below the poverty level in 2007:
| This zip code: | 13.7% | | Whole state: | 15.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 6.6% | | Whole state: | 6.7% |
Median number of rooms in houses and condos:
| Here: | 5.2 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.8 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 50
- 1995 to 1998: 353
- 1990 to 1994: 286
- 1980 to 1989: 540
- 1970 to 1979: 494
- 1960 to 1969: 432
- 1950 to 1959: 272
- 1940 to 1949: 59
- 1939 or earlier: 85
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Bedrooms in owner-occupied houses in Waterloo, SC (29384): |
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- no bedroom: 2
- 1 bedrooms: 41
- 2 bedrooms: 480
- 3 bedrooms: 750
- 4 bedrooms: 100
- 5 or more bedrooms: 12
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 21
- 2 bedrooms: 153
- 3 bedrooms: 130
- 4 bedrooms: 17
- 5 or more bedrooms: 0
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Vehicles available in 29384 zip code in owner-occupied houses/condos: |
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- no vehicle: 67
- 1 vehicle: 380
- 2 vehicles: 616
- 3 vehicles: 238
- 4 vehicles: 65
- 5 or more vehicles: 19
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 46
- 1 vehicle: 168
- 2 vehicles: 91
- 3 vehicles: 16
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 29384:
- Less than $10,000: 34
- $10,000 to $14,999: 17
- $15,000 to $19,999: 36
- $20,000 to $24,999: 41
- $25,000 to $29,999: 39
- $30,000 to $34,999: 25
- $35,000 to $39,999: 15
- $40,000 to $49,999: 94
- $50,000 to $59,999: 62
- $60,000 to $69,999: 68
- $70,000 to $79,999: 33
- $80,000 to $89,999: 38
- $90,000 to $99,999: 62
- $100,000 to $124,999: 237
- $125,000 to $149,999: 189
- $150,000 to $174,999: 86
- $175,000 to $199,999: 84
- $200,000 to $249,999: 84
- $250,000 to $299,999: 50
- $300,000 to $399,999: 62
- $400,000 to $499,999: 4
- $500,000 to $749,999: 11
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Rent paid by renters in 2007 in zip code 29384:
- $150 to $199: 11
- $200 to $249: 15
- $250 to $299: 17
- $300 to $349: 47
- $350 to $399: 52
- $400 to $449: 45
- $550 to $599: 12
- $600 to $649: 16
- $700 to $749: 27
- No cash rent: 99
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Median price asked for vacant for-sale houses and condos in 2007: $153,074.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $141,795
- Black or African American householders: $111,341
- Asian householders: $181,272
- Hispanic or Latino householders: $104,735
Estimated median house or condo value in 2007: $112,820 (it was $69,000 in 2000)
| 29384: | $112,820 | | South Carolina: | $133,900 |
Lower value quartile - upper value quartile: $40,158 - $142,917
Mean price in 2007:
Detached houses: $177,561| Here: | $177,561 | | State: | $214,820 |
Townhouses or other attached units: $108,970| Here: | $108,970 | | State: | $195,928 |
Mobile homes: $50,721| Here: | $50,721 | | State: | $45,713 |
Occupied boats, RVs, vans, etc.: $5,000| Here: | $5,000 | | State: | $45,615 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,314
- One, attached: 44
- Mobile homes: 1,172
- Boats, RVs, vans, etc.: 41

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Means of transportation to work
- Drove a car alone: 1,417 (80%)
- Carpooled: 305 (17%)
- Bus or trolley bus: 9 (1%)
- Walked: 2 (0%)
- Other means: 6 (0%)
- Worked at home: 30 (2%)
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Travel time to work
- Less than 5 minutes: 2
- 5 to 9 minutes: 20
- 10 to 14 minutes: 56
- 15 to 19 minutes: 184
- 20 to 24 minutes: 373
- 25 to 29 minutes: 256
- 30 to 34 minutes: 493
- 35 to 39 minutes: 31
- 40 to 44 minutes: 58
- 45 to 59 minutes: 142
- 60 to 89 minutes: 71
- 90 or more minutes: 53
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Percentage of zip code residents living and working in this county: 36.7%
Household type by relationship
Households: 4,057
- In family households: 3,456 (908 male householders, 281 female householders)
958 spouses, 1,083 children (928 natural, 60 adopted, 95 stepchildren), 60 grandchildren, 28 brothers or sisters, 29 parents, 42 other relatives, 67 non-relatives
- In nonfamily households: 601 (261 male householders (195 living alone)), 241 female householders (220 living alone)), 99 nonrelatives
Size of family households: 617 2-persons, 266 3-persons, 183 4-persons, 86 5-persons, 22 6-persons, 15 7-or-more-persons.
Size of nonfamily households: 415 1-person, 78 2-persons, 9 3-persons.
609 married couples with children.
233 single-parent households (84 men, 149 women).
98.8% of residents of 29384 zip code speak English at home.
0.8% of residents speak Spanish at home (68% very well, 32% well).
0.4% of residents speak other Indo-European language at home (79% very well, 7% well, 14% not well).
Foreign born population: 17 (0.4%)
(100.0% of them are naturalized citizens)
| This zip code: | 0.4% | | Whole state: | 2.9% |
Most common places of birth for the foreign-born residents:
- United Kingdom (53%)
- Germany (41%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 1
- 1970 to 1974: 0
- 1970 to 1974: 9
- 1965 to 1969: 7
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White population: 3,562
Black population: 658
American Indian population: 3
Asian population: 6
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 7
Two or more races population: 20

First ancestries reported:
|  United States or American: 1146 |
|  Other groups: 778 |
|  Irish: 297 |
|  German: 214 |
|  Scotch-Irish: 149 |
|  English: 100 |
|  Scottish: 41 |
|  French (except Basque): 35 |
|  Dutch: 24 |
|  Italian: 19 |
|  Swiss: 15 |
|  Romanian: 12 |
|  British: 11 |
|  Polish: 8 |
|  Welsh: 7 |
|  Swedish: 6 |
|  Belgian: 5 |
|  Norwegian: 5 |
|  Slovak: 1 |

Median worth of mobile homes: $66,930
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (52%)
- Utility gas (27%)
- Fuel oil, kerosene, etc. (12%)
- Bottled, tank, or LP gas (6%)
- Wood (3%)
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Place of birth for U.S.-born residents:
- This state: 3279
- Northeast: 124
- Midwest: 153
- South: 438
- West: 31
54% of the 29384 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 36% lived in this county.
Out of people who lived in different counties, 85% lived in South Carolina.
Population in 1990: 2,992. Population change in the 1990s: +1,264 (+42.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 65
| Here: | 15.4% | | South Carolina: | 9.2% |
Students in private schools in grades 9 to 12 (high school): 7
| Here: | 3.5% | | South Carolina: | 8.1% |
Students in private undergraduate colleges: 24
| Here: | 25.0% | | South Carolina: | 20.3% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
- Wholesale Trade: Recyclable Material Merchant Wholesalers (10-19: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1, 1-4: 1)
- Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (5-9: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1)
- Accommodation and Food Services: Limited-Service Restaurants (5-9: 1)
- Other Services (except Public Administration): Religious Organizations (1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 9
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 6
- Persons involved in fatal accidents: 14
- Pedestrians involved in fatal accidents: 1
Fatal accident statistics in 2005
- Fatal accident count: 7
- Vehicles involved in fatal accidents: 12
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 7
- Persons involved in fatal accidents: 23
- Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $83,440 | 55 | $126,414 | 50 | $126,232 | 11 | $43,770 | 29 | $134,577 | 30 | $72,213 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $133,134 | 11 | $117,115 | 1 | $42,490 | 1 | $135,720 | 6 | $82,812 |
| APPLICATIONS DENIED | 1 | $66,470 | 15 | $101,873 | 41 | $89,279 | 11 | $40,198 | 4 | $79,535 | 16 | $69,331 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 11 | $125,308 | 20 | $118,862 | 1 | $147,240 | 4 | $151,595 | 3 | $99,317 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $131,110 | 5 | $132,714 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $98,940 | 55 | $119,963 | 54 | $108,326 | 14 | $47,064 | 26 | $134,797 | 23 | $57,055 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $82,640 | 13 | $66,573 | 9 | $85,069 | 3 | $42,127 | 3 | $56,393 | 10 | $46,974 |
| APPLICATIONS DENIED | 1 | $48,120 | 24 | $95,196 | 48 | $88,169 | 18 | $29,656 | 6 | $83,453 | 25 | $66,397 |
| APPLICATIONS WITHDRAWN | 1 | $75,410 | 5 | $149,120 | 15 | $105,957 | 4 | $94,300 | 3 | $113,503 | 4 | $58,725 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $77,780 | 6 | $103,168 | 0 | $0 | 1 | $84,820 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $87,120 | 47 | $104,906 | 59 | $90,601 | 8 | $63,989 | 24 | $92,637 | 24 | $56,818 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $75,686 | 16 | $99,249 | 3 | $36,603 | 3 | $109,720 | 8 | $51,043 |
| APPLICATIONS DENIED | 2 | $75,810 | 24 | $74,224 | 56 | $89,567 | 12 | $39,879 | 6 | $74,805 | 27 | $60,763 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $103,155 | 22 | $98,550 | 2 | $100,290 | 2 | $53,885 | 4 | $51,460 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $66,880 | 8 | $103,520 | 1 | $81,260 | 0 | $0 | 1 | $72,940 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $123,463 | 49 | $89,721 | 69 | $101,337 | 11 | $32,499 | 22 | $121,218 | 33 | $60,165 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 9 | $60,076 | 9 | $72,050 | 1 | $12,840 | 0 | $0 | 10 | $53,795 |
| APPLICATIONS DENIED | 0 | $0 | 16 | $55,844 | 61 | $71,760 | 9 | $44,967 | 4 | $81,353 | 28 | $57,156 |
| APPLICATIONS WITHDRAWN | 1 | $81,260 | 5 | $82,452 | 22 | $93,350 | 2 | $43,580 | 2 | $94,035 | 5 | $72,038 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 8 | $101,275 | 0 | $0 | 1 | $80,870 | 2 | $70,795 |
Detailed HMDA statistics for the following Tracts:
9802.00
, 9810.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $147,929 | 5 | $159,794 | 4 | $146,453 | 2 | $95,685 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $178,170 | 2 | $106,010 | 1 | $35,680 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $139,630 | 0 | $0 | 2 | $198,010 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $118,573 | 3 | $151,823 | 2 | $195,150 | 1 | $55,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $74,675 | 3 | $195,530 | 1 | $110,210 | 1 | $79,910 |
| APPLICATIONS DENIED | 1 | $125,600 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $79,520 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $115,345 | 4 | $114,045 | 2 | $162,525 | 1 | $78,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $155,220 | 0 | $0 | 1 | $267,570 | 1 | $65,610 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $150,070 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $92,141 | 8 | $100,979 | 3 | $98,967 | 5 | $90,698 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $77,040 | 2 | $78,985 | 0 | $0 | 1 | $63,320 |
| APPLICATIONS DENIED | 1 | $63,180 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $39,150 | 1 | $102,740 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9802.00
, 9810.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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