Estimated median household income in 2007: $55,952
| This zip code: | $55,952 | | Georgia: | $49,136 |
Nearest zip codes: 30014, 30070, 30013, 30016, 30025, 30012.
Housing units in zip code 30054 with a mortgage: 1,385 (137 second mortgage, 184 home equity loan, 11 both second mortgage and home equity loan)
Houses without a mortgage: 439
Median monthly owner costs for units with a mortgage: $1,360
Median monthly owner costs for units without a mortgage: $349
Residents with income below the poverty level in 2007:
| This zip code: | 7.3% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.7% | | Whole state: | 6.4% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.2 |
Median number of rooms in apartments:
| Here: | 4.7 | | State: | 4.2 |
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 30054 include: Sardis Church (A), Cornish Mountain Church (B), Gum Creek Church (C), Mount Zion Church (D), Mount Tabor Church (E), Macedonia Church (F). Display/hide their locations on the map
Cemeteries: Flint Hill Cemetery (1), Brodnax Cemetery (2), Owens Cemetery (3), Ellington Cemetery (4), Byrd Cemetery (5), Dover Cemetery (6), Mount Zion Cemetery (7). Display/hide their locations on the map
Reservoirs: Calhoun Lake (A), Wallace Lake (B), Shephard Lake (C), Ellis Lake (D). Display/hide their locations on the map
Post office: Oxford Post Office (A). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 197
- 1995 to 1998: 426
- 1990 to 1994: 376
- 1980 to 1989: 745
- 1970 to 1979: 907
- 1960 to 1969: 247
- 1950 to 1959: 134
- 1940 to 1949: 45
- 1939 or earlier: 135
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Bedrooms in owner-occupied houses in Oxford, GA (30054): |
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- no bedroom: 0
- 1 bedrooms: 44
- 2 bedrooms: 293
- 3 bedrooms: 1,694
- 4 bedrooms: 480
- 5 or more bedrooms: 83
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 3
- 1 bedrooms: 36
- 2 bedrooms: 195
- 3 bedrooms: 209
- 4 bedrooms: 20
- 5 or more bedrooms: 3
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Vehicles available in 30054 zip code in owner-occupied houses/condos: |
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- no vehicle: 96
- 1 vehicle: 411
- 2 vehicles: 1,226
- 3 vehicles: 540
- 4 vehicles: 263
- 5 or more vehicles: 58
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 79
- 1 vehicle: 154
- 2 vehicles: 139
- 3 vehicles: 79
- 4 vehicles: 15
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 30054:
- Less than $10,000: 42
- $10,000 to $14,999: 21
- $15,000 to $19,999: 16
- $20,000 to $24,999: 15
- $25,000 to $29,999: 26
- $30,000 to $34,999: 28
- $35,000 to $39,999: 30
- $40,000 to $49,999: 66
- $50,000 to $59,999: 87
- $60,000 to $69,999: 91
- $70,000 to $79,999: 99
- $80,000 to $89,999: 93
- $90,000 to $99,999: 97
- $100,000 to $124,999: 347
- $125,000 to $149,999: 617
- $150,000 to $174,999: 238
- $175,000 to $199,999: 172
- $200,000 to $249,999: 359
- $250,000 to $299,999: 234
- $300,000 to $399,999: 367
- $400,000 to $499,999: 272
- $500,000 to $749,999: 128
- $750,000 to $999,999: 11
- $1,000,000 or more: 21
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Rent paid by renters in 2007 in zip code 30054:
- $200 to $249: 4
- $250 to $299: 30
- $300 to $349: 23
- $350 to $399: 20
- $400 to $449: 65
- $450 to $499: 35
- $500 to $549: 72
- $550 to $599: 49
- $600 to $649: 87
- $650 to $699: 44
- $700 to $749: 16
- $800 to $899: 10
- No cash rent: 14
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Median price asked for vacant for-sale houses and condos in 2007: $100,237.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $205,706
- Black or African American householders: $134,412
- Two or more races householders: $367,917
- Hispanic or Latino householders: $155,342
Estimated median house or condo value in 2007: $164,210 (it was $95,100 in 2000)
| 30054: | $164,210 | | Georgia: | $164,500 |
Lower value quartile - upper value quartile: $84,332 - $173,489
Mean price in 2007:
Detached houses: $236,830| Here: | $236,830 | | State: | $234,442 |
Townhouses or other attached units: $70,322| Here: | $70,322 | | State: | $202,354 |
Mobile homes: $85,718| Here: | $85,718 | | State: | $44,353 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,340
- One, attached: 39
- Two: 25
- 3 or 4: 44
- 20 to 49: 2
- Mobile homes: 762

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Means of transportation to work
- Drove a car alone: 3,535 (79%)
- Carpooled: 659 (15%)
- Bus or trolley bus: 3 (0%)
- Taxi: 3 (0%)
- Motorcycle: 6 (0%)
- Walked: 120 (3%)
- Other means: 8 (0%)
- Worked at home: 124 (3%)
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Travel time to work
- Less than 5 minutes: 124
- 5 to 9 minutes: 348
- 10 to 14 minutes: 531
- 15 to 19 minutes: 805
- 20 to 24 minutes: 621
- 25 to 29 minutes: 276
- 30 to 34 minutes: 354
- 35 to 39 minutes: 54
- 40 to 44 minutes: 142
- 45 to 59 minutes: 513
- 60 to 89 minutes: 414
- 90 or more minutes: 152
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Percentage of zip code residents living and working in this county: 38.9%
Household type by relationship
Households: 8,851
- In family households: 8,094 (2,041 male householders, 502 female householders)
2,071 spouses, 2,605 children (2,339 natural, 28 adopted, 238 stepchildren), 261 grandchildren, 49 brothers or sisters, 97 parents, 245 other relatives, 223 non-relatives
- In nonfamily households: 757 (276 male householders (222 living alone)), 322 female householders (259 living alone)), 159 nonrelatives
- In group quarters: 572 (44 institutionalized population)
Size of family households: 967 2-persons, 694 3-persons, 523 4-persons, 238 5-persons, 73 6-persons, 48 7-or-more-persons.
Size of nonfamily households: 481 1-person, 95 2-persons, 17 3-persons, 5 4-persons.
1,503 married couples with children.
395 single-parent households (104 men, 291 women).
96.4% of residents of 30054 zip code speak English at home.
1.9% of residents speak Spanish at home (62% very well, 9% well, 30% not well).
1.2% of residents speak other Indo-European language at home (92% very well, 8% well).
0.4% of residents speak Asian or Pacific Island language at home (28% very well, 72% well).
0.1% of residents speak other language at home (100% not well).
Foreign born population: 148 (1.6%)
(64.9% of them are naturalized citizens)
| This zip code: | 1.6% | | Whole state: | 7.1% |
Most common places of birth for the foreign-born residents:
- Cuba (16%)
- Ireland (15%)
- Mexico (14%)
- India (13%)
- Canada (11%)
- Korea (8%)
- Germany (7%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 26
- 1990 to 1994: 24
- 1985 to 1989: 17
- 1980 to 1984: 15
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 11
- 1965 to 1969: 55
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White population: 7,506
Black population: 1,356
American Indian population: 37
Asian population: 112
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 66
Two or more races population: 63

First ancestries reported:
|  Other groups: 1891 |
|  United States or American: 1400 |
|  Irish: 714 |
|  English: 650 |
|  German: 391 |
|  Scotch-Irish: 151 |
|  Scottish: 137 |
|  Dutch: 91 |
|  French (except Basque): 81 |
|  Swedish: 80 |
|  Italian: 78 |
|  Subsaharan African:: 48 |
|  African: 48 |
|  British: 46 |
|  Norwegian: 37 |
|  European: 32 |
|  Welsh: 17 |
|  Danish: 15 |
|  Polish: 13 |
|  Swiss: 12 |
|  Ukrainian: 12 |
|  Slovak: 6 |
|  West Indian (excluding Hispanic groups):: 6 |
|  Jamaican: 6 |
|  Arab:: 5 |
|  Lebanese: 5 |
|  Hungarian: 5 |
|  French Canadian: 5 |
|  Scandinavian: 5 |
|  Greek: 2 |
|  Czech: 2 |

Facitilies with environmental interests located in this zip code:
- CIRCLE K #2285 (2156 HWY 81 N in OXFORD, GA)
STATE MASTER (Georgia's Geographic Environmental Information) - UST-1, UNDERGROUND STORAGE TANK PROGRAM, UST-3, UST-2,
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CIRCLE K STORES INC (CONTACT/OPERATOR)
, LINDA WHITE (CONTACT/OWNER)
- PALMER STONE ELEMENTARY SCHOOL (1110 NORTH EMORY STREET in OXFORD, GA)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-3052
Organizations: NEWTON COUNTY (SCHOOL DISTRICT)
- LAFARGE OXFORD CONCRETE PLANT (575 MARBLE DR in OXFORD, GA)
AIR MINOR (AIRS/AFS)
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: READY-MIXED CONCRETE
Alternative names: BLUE CIRCLE WMS BROS, JAMES FORBES, LAFARGE BUILDING MATERIALS
- AQUATERRA RECYCLING & TREATMENT (710 MOORE ST in OXFORD, GA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ARTHUR BUFF (CONTACT/OWNER)
Alternative names: SPUR ENVIRONMENTAL SERVICES LLC
- POWDER COATING INC (624 MOORE STREET in OXFORD, GA)
AIR MINOR (AIRS/AFS)
Business SIC classification: COATING, ENGRAVING, AND ALLIED SERVICES
- FARMER OIL INC (20 OXFORD WEST CT. in OXFORD, GA)
AIR SYNTHETIC MINOR (AIRS/AFS)
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: LUBRICATING OILS AND GREASES
Organizations: MARY J FARMER (CONTACT/OWNER)
- LAFARGE AGGREGATES SOUTHEAST (MARBLE DRIVE in OXFORD, GA)
AIR MINOR (AIRS/AFS)
Business SIC classification: CRUSHED AND BROKEN GRANITE
Alternative names: BLUE CIRCLE AGGREGATES INC
- CIRCLE ENVIRONMENTAL (44 OXFORD WEST DR in OXFORD, GA)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: MIDDLETON RICHARD (CONTACT/OWNER)
- CANNON FARM ROAD CHEMICALS (1429 CANNON FARM ROAD in OXFORD, GA)
SUPERFUND (Superfund database)
- COLUMBUS CO (GA. MARBLE QUARRY in OXFORD, GA)
AIR SYNTHETIC MINOR (AIRS/AFS)
Business SIC classification: SPORTING AND ATHLETIC GOODS
- MCDOWELL MATERIALS CO (COOK RD @ OXFORD RD in OXFORD, GA)
AIR SYNTHETIC MINOR (AIRS/AFS)
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
- MOORE BROTHERS PAVING, INC. (MARBLE DRIVE in OXFORD, GA)
AIR SYNTHETIC MINOR (AIRS/AFS)
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
Median worth of mobile homes: $61,789
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Electricity (49%)
- Utility gas (25%)
- Bottled, tank, or LP gas (23%)
- Wood (2%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 6891
- Northeast: 475
- Midwest: 479
- South: 1254
- West: 139
60% of the 30054 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 35% lived in this county.
Out of people who lived in different counties, 71% lived in Georgia.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 96
| Here: | 8.5% | | Georgia: | 8.4% |
Students in private schools in grades 9 to 12 (high school): 76
| Here: | 19.0% | | Georgia: | 8.5% |
Students in private undergraduate colleges: 545
| Here: | 73.5% | | Georgia: | 22.9% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Educational Services: Colleges, Universities, and Professional Schools (250-499 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (20-49: 1, 5-9: 2, 1-4: 4)
- Administrative and Support and Waste Management and Remediation Services: Exterminating and Pest Control Services (20-49: 1, 1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (20-49: 1)
- Health Care and Social Assistance: Nursing Care Facilities (20-49: 1)
- Mining: Crushed and Broken Granite Mining and Quarrying (20-49: 1)
- Accommodation and Food Services: Food Service Contractors (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
539 people in college dormitories (includes college quarters off campus)
45 people in nursing homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $157,736 | 338 | $176,313 | 370 | $180,045 | 68 | $74,494 | 102 | $177,158 | 9 | $64,674 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $91,987 | 51 | $175,282 | 63 | $230,470 | 13 | $103,803 | 14 | $255,029 | 4 | $78,020 |
| APPLICATIONS DENIED | 11 | $142,373 | 131 | $247,366 | 361 | $204,677 | 87 | $61,301 | 38 | $185,421 | 12 | $39,076 |
| APPLICATIONS WITHDRAWN | 4 | $143,560 | 39 | $174,974 | 124 | $179,921 | 8 | $87,505 | 12 | $93,912 | 1 | $76,570 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $91,370 | 17 | $206,532 | 37 | $227,164 | 1 | $111,250 | 5 | $107,338 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $132,728 | 664 | $145,288 | 453 | $156,196 | 64 | $99,068 | 185 | $134,249 | 19 | $174,288 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $148,810 | 53 | $130,009 | 106 | $163,573 | 6 | $16,218 | 17 | $135,801 | 1 | $96,800 |
| APPLICATIONS DENIED | 2 | $105,920 | 140 | $180,706 | 351 | $162,515 | 57 | $66,048 | 53 | $170,907 | 4 | $47,318 |
| APPLICATIONS WITHDRAWN | 7 | $152,267 | 92 | $142,482 | 230 | $166,729 | 16 | $64,745 | 27 | $106,416 | 6 | $67,665 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 23 | $135,193 | 70 | $183,289 | 6 | $70,313 | 2 | $103,995 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $142,925 | 619 | $127,341 | 531 | $149,160 | 43 | $71,399 | 1 | $678,110 | 170 | $109,082 | 5 | $43,432 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $81,508 | 72 | $116,433 | 56 | $155,323 | 14 | $42,312 | 0 | $0 | 25 | $82,667 | 7 | $43,963 |
| APPLICATIONS DENIED | 9 | $103,880 | 154 | $139,269 | 333 | $158,436 | 68 | $80,160 | 0 | $0 | 33 | $86,541 | 13 | $54,753 |
| APPLICATIONS WITHDRAWN | 8 | $108,676 | 101 | $166,069 | 204 | $153,110 | 30 | $118,468 | 0 | $0 | 19 | $104,482 | 3 | $58,273 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 14 | $162,665 | 96 | $168,498 | 5 | $51,958 | 0 | $0 | 1 | $57,100 | 1 | $108,360 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $130,186 | 354 | $149,594 | 491 | $152,072 | 62 | $42,585 | 100 | $84,848 | 3 | $67,423 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 31 | $169,261 | 71 | $146,611 | 12 | $36,727 | 9 | $87,362 | 1 | $115,580 |
| APPLICATIONS DENIED | 6 | $119,938 | 71 | $164,408 | 281 | $160,167 | 35 | $68,645 | 23 | $126,326 | 9 | $56,989 |
| APPLICATIONS WITHDRAWN | 9 | $115,779 | 33 | $124,034 | 141 | $148,659 | 13 | $42,788 | 11 | $121,442 | 4 | $104,748 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $167,572 | 61 | $190,925 | 3 | $52,977 | 5 | $99,880 | 1 | $86,690 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $120,213 | 345 | $143,378 | 928 | $146,904 | 31 | $26,448 | 2 | $177,280 | 87 | $87,180 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $107,648 | 16 | $142,474 | 80 | $157,459 | 4 | $37,955 | 0 | $0 | 1 | $112,690 |
| APPLICATIONS DENIED | 3 | $93,883 | 41 | $144,431 | 200 | $132,541 | 30 | $22,755 | 0 | $0 | 17 | $66,756 |
| APPLICATIONS WITHDRAWN | 3 | $150,577 | 33 | $163,155 | 152 | $171,071 | 0 | $0 | 0 | $0 | 4 | $133,413 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $85,240 | 19 | $173,103 | 45 | $166,919 | 0 | $0 | 0 | $0 | 2 | $37,700 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $122,801 | 249 | $147,855 | 604 | $138,358 | 34 | $19,638 | 61 | $88,808 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 27 | $168,109 | 69 | $122,931 | 9 | $24,910 | 6 | $104,040 |
| APPLICATIONS DENIED | 3 | $90,540 | 36 | $150,504 | 192 | $105,043 | 30 | $43,904 | 10 | $80,163 |
| APPLICATIONS WITHDRAWN | 13 | $132,385 | 16 | $178,799 | 119 | $125,930 | 4 | $27,265 | 3 | $58,017 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $86,370 | 3 | $177,190 | 41 | $145,994 | 0 | $0 | 1 | $85,660 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $111,950 | 185 | $150,249 | 629 | $125,606 | 40 | $23,706 | 78 | $81,381 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $100,075 | 7 | $132,921 | 67 | $82,740 | 15 | $32,723 | 4 | $96,525 |
| APPLICATIONS DENIED | 10 | $96,079 | 38 | $90,134 | 162 | $93,493 | 27 | $22,375 | 6 | $120,702 |
| APPLICATIONS WITHDRAWN | 4 | $100,715 | 18 | $180,261 | 120 | $117,495 | 7 | $23,943 | 17 | $181,971 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $26,970 | 25 | $128,080 | 3 | $49,603 | 1 | $76,570 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 58 | $111,155 | 222 | $132,607 | 229 | $95,314 | 43 | $20,320 | 1 | $10,258,080 | 48 | $73,463 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $68,575 | 27 | $83,099 | 40 | $80,759 | 17 | $32,019 | 0 | $0 | 6 | $41,503 |
| APPLICATIONS DENIED | 7 | $95,899 | 63 | $80,789 | 100 | $75,426 | 39 | $30,383 | 0 | $0 | 5 | $72,350 |
| APPLICATIONS WITHDRAWN | 2 | $116,150 | 32 | $134,389 | 78 | $94,093 | 6 | $19,618 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $164,948 | 20 | $125,509 | 1 | $9,990 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $107,117 | 118 | $133,028 | 160 | $95,963 | 24 | $22,597 | 27 | $47,073 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 14 | $57,454 | 29 | $84,697 | 12 | $21,629 | 4 | $34,428 |
| APPLICATIONS DENIED | 2 | $75,190 | 48 | $57,619 | 68 | $83,246 | 23 | $14,869 | 7 | $72,501 |
| APPLICATIONS WITHDRAWN | 2 | $74,830 | 10 | $174,231 | 44 | $66,697 | 2 | $24,465 | 3 | $88,390 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $169,570 | 1 | $388,520 | 14 | $103,984 | 1 | $36,520 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
1001.00
, 1004.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 99 | $201,143 | 50 | $212,501 | 13 | $174,455 | 1 | $157,480 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $234,740 | 12 | $315,780 | 1 | $74,240 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $334,713 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $214,285 | 3 | $272,103 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $195,050 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 58 | $183,102 | 27 | $279,649 | 4 | $75,895 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $270,615 | 6 | $228,760 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $259,583 | 1 | $505,680 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 58 | $164,780 | 35 | $174,454 | 13 | $152,465 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $190,094 | 10 | $234,202 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $146,407 | 1 | $71,380 | 1 | $71,380 |
| APPLICATIONS WITHDRAWN | 2 | $213,880 | 1 | $420,440 | 2 | $236,270 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $175,666 | 35 | $176,001 | 9 | $85,440 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $100,888 | 13 | $239,281 | 1 | $70,670 | 1 | $82,350 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $420,440 | 1 | $420,440 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $616,930 | 3 | $190,233 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $122,810 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $150,041 | 86 | $155,760 | 14 | $107,616 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $204,696 | 19 | $172,854 | 1 | $114,140 |
| APPLICATIONS DENIED | 4 | $183,658 | 9 | $225,549 | 2 | $238,005 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $138,700 | 6 | $225,870 | 1 | $37,560 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $175,930 | 61 | $159,170 | 9 | $145,122 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $82,353 | 23 | $176,454 | 3 | $63,570 |
| APPLICATIONS DENIED | 9 | $220,412 | 3 | $174,340 | 3 | $222,980 |
| APPLICATIONS WITHDRAWN | 1 | $151,330 | 1 | $144,190 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $91,020 | 4 | $141,953 | 3 | $86,687 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $168,199 | 65 | $141,913 | 14 | $70,759 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $133,874 | 12 | $112,366 | 4 | $63,290 |
| APPLICATIONS DENIED | 1 | $264,400 | 3 | $122,470 | 1 | $204,150 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $238,390 | 3 | $112,693 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 64 | $149,655 | 20 | $177,205 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $128,998 | 4 | $205,523 | 1 | $52,820 |
| APPLICATIONS DENIED | 1 | $141,590 | 3 | $114,620 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $152,517 | 19 | $150,557 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $182,393 | 1 | $241,730 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $111,010 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $154,090 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $154,090 |
Detailed PMIC statistics for the following Tracts:
1001.00
, 1004.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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