Estimated median household income in 2007: $70,642
| This zip code: | $70,642 | | Georgia: | $49,136 |
Nearest zip codes: 31520, 31527, 31525, 31305, 31523, 31565.
Housing units in zip code 31522 with a mortgage: 2,809 (225 second mortgage, 503 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 1,550
Median monthly owner costs for units with a mortgage: $1,856
Median monthly owner costs for units without a mortgage: $533
Residents with income below the poverty level in 2007:
| This zip code: | 5.0% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.8% | | Whole state: | 6.4% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.2 |
Median number of rooms in apartments:
| Here: | 4.9 | | State: | 4.2 |
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Notable locations in this zip code not listed on our city pages:
Creeks: Mosquito Creek (A), Jones Creek (B), Crooked Creek (C). Display/hide their locations on the map
Tourist attractions (not listed on the city page) : Epworth By-The-Sea Inc - Arthur J Moore United Methodist Museum (Methodist Centre) (1), Coastal Georgia Historical Society (Museums; 101 12th Street) (2), King & Prince Beach Resort (Recreation Areas; 201 Arnold Rd) (3), U S Government - Interior Department- National Park Service- Fort Frederica National Monu (Recreation Areas; Fort Frederica) (4), Golden Isles Duplicate Bridge Center (Amusement & Theme Parks; 114 Skylane Court) (5), Fendig Cap (Tours & Charters; 105 Marina Drive) (6), Golden Isles Touring CO (Tours & Charters; 103 Brunswick Avenue) (7), Dolphin Tours of St Simons (Tours & Charters; 105 Marina Drive) (8). Display/hide their approximate locations on the map
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Year house built: |
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- 1999 to March 2000: 344
- 1995 to 1998: 1,245
- 1990 to 1994: 636
- 1980 to 1989: 2,656
- 1970 to 1979: 1,962
- 1960 to 1969: 1,172
- 1950 to 1959: 739
- 1940 to 1949: 387
- 1939 or earlier: 255
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Bedrooms in owner-occupied houses in St. Simons, GA (31522): |
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- no bedroom: 0
- 1 bedrooms: 90
- 2 bedrooms: 743
- 3 bedrooms: 2,862
- 4 bedrooms: 1,087
- 5 or more bedrooms: 297
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 81
- 1 bedrooms: 273
- 2 bedrooms: 642
- 3 bedrooms: 545
- 4 bedrooms: 76
- 5 or more bedrooms: 46
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Vehicles available in 31522 zip code in owner-occupied houses/condos: |
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- no vehicle: 79
- 1 vehicle: 1,621
- 2 vehicles: 2,450
- 3 vehicles: 750
- 4 vehicles: 133
- 5 or more vehicles: 46
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 62
- 1 vehicle: 787
- 2 vehicles: 664
- 3 vehicles: 131
- 4 vehicles: 19
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 31522:
- Less than $10,000: 14
- $10,000 to $14,999: 7
- $15,000 to $19,999: 6
- $20,000 to $24,999: 6
- $25,000 to $29,999: 6
- $30,000 to $34,999: 3
- $40,000 to $49,999: 10
- $50,000 to $59,999: 15
- $60,000 to $69,999: 14
- $70,000 to $79,999: 10
- $80,000 to $89,999: 15
- $90,000 to $99,999: 13
- $100,000 to $124,999: 56
- $125,000 to $149,999: 99
- $150,000 to $174,999: 176
- $175,000 to $199,999: 247
- $200,000 to $249,999: 567
- $250,000 to $299,999: 845
- $300,000 to $399,999: 1,278
- $400,000 to $499,999: 735
- $500,000 to $749,999: 832
- $750,000 to $999,999: 317
- $1,000,000 or more: 650
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Rent paid by renters in 2007 in zip code 31522:
- $100 to $149: 7
- $200 to $249: 8
- $250 to $299: 5
- $300 to $349: 43
- $350 to $399: 36
- $400 to $449: 64
- $450 to $499: 58
- $500 to $549: 64
- $550 to $599: 14
- $600 to $649: 208
- $650 to $699: 276
- $700 to $749: 246
- $750 to $799: 162
- $800 to $899: 270
- $900 to $999: 109
- $1,000 to $1,249: 451
- $1,250 to $1,499: 108
- $1,500 to $1,999: 138
- $2,000 or more: 94
- No cash rent: 102
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Median price asked for vacant for-sale houses and condos in 2007: $468,972.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $390,810
- Black or African American householders: $305,616
- Asian householders: $277,982
- Some other race householders: $1,021,993
- Two or more races householders: $286,158
- Hispanic or Latino householders: $572,316
Estimated median house or condo value in 2007: $347,099 (it was $221,400 in 2000)
| 31522: | $347,099 | | Georgia: | $164,500 |
Lower value quartile - upper value quartile: $242,120 - $535,393
Mean price in 2007:
Detached houses: $528,647| Here: | $528,647 | | State: | $234,442 |
Townhouses or other attached units: $301,571| Here: | $301,571 | | State: | $202,354 |
In 2-unit structures: $258,476| Here: | $258,476 | | State: | $222,245 |
In 3-to-4-unit structures: $217,598| Here: | $217,598 | | State: | $151,985 |
In 5-or-more-unit structures: $319,464| Here: | $319,464 | | State: | $219,544 |
Mobile homes: $26,581| Here: | $26,581 | | State: | $44,353 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,162
- One, attached: 461
- Two: 256
- 3 or 4: 498
- 5 to 9: 853
- 10 to 19: 280
- 20 to 49: 249
- 50 or more: 536
- Mobile homes: 101

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Means of transportation to work
- Drove a car alone: 6,112 (83%)
- Carpooled: 627 (9%)
- Bus or trolley bus: 26 (0%)
- Ferryboat: 7 (0%)
- Motorcycle: 11 (0%)
- Bicycle: 41 (1%)
- Walked: 48 (1%)
- Other means: 88 (1%)
- Worked at home: 390 (5%)
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Travel time to work
- Less than 5 minutes: 364
- 5 to 9 minutes: 1251
- 10 to 14 minutes: 1409
- 15 to 19 minutes: 1221
- 20 to 24 minutes: 1507
- 25 to 29 minutes: 421
- 30 to 34 minutes: 296
- 35 to 39 minutes: 88
- 40 to 44 minutes: 32
- 45 to 59 minutes: 129
- 60 to 89 minutes: 119
- 90 or more minutes: 123
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Percentage of zip code residents living and working in this county: 94.3%
Household type by relationship
Households: 14,550
- In family households: 11,767 (3,532 male householders, 806 female householders)
3,671 spouses, 3,211 children (3,023 natural, 85 adopted, 103 stepchildren), 111 grandchildren, 94 brothers or sisters, 36 parents, 99 other relatives, 207 non-relatives
- In nonfamily households: 2,783 (815 male householders (656 living alone)), 1,614 female householders (1,470 living alone)), 354 nonrelatives
- In group quarters: 118 (0 institutionalized population)
Size of family households: 2,537 2-persons, 838 3-persons, 649 4-persons, 262 5-persons, 44 6-persons, 8 7-or-more-persons.
Size of nonfamily households: 2,126 1-person, 281 2-persons, 14 3-persons, 8 4-persons.
2,187 married couples with children.
465 single-parent households (80 men, 385 women).
95.0% of residents of 31522 zip code speak English at home.
2.6% of residents speak Spanish at home (60% very well, 14% well, 13% not well, 13% not at all).
1.6% of residents speak other Indo-European language at home (92% very well, 5% well, 4% not well).
0.5% of residents speak Asian or Pacific Island language at home (42% very well, 40% well, 18% not well).
0.3% of residents speak other language at home (93% very well, 7% not well).
Foreign born population: 544 (3.7%)
(57.9% of them are naturalized citizens)
| This zip code: | 3.7% | | Whole state: | 7.1% |
Most common places of birth for the foreign-born residents:
- Canada (18%)
- United Kingdom (14%)
- Germany (12%)
- Honduras (9%)
- Mexico (8%)
- Other South America (6%)
- Japan (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 78
- 1990 to 1994: 59
- 1985 to 1989: 69
- 1980 to 1984: 74
- 1975 to 1979: 39
- 1970 to 1974: 33
- 1970 to 1974: 27
- 1965 to 1969: 165
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White population: 13,849
Black population: 566
American Indian population: 22
Asian population: 127
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 39
Two or more races population: 90

First ancestries reported:
|  English: 2674 |
|  United States or American: 1761 |
|  German: 1271 |
|  Irish: 1215 |
|  Other groups: 1056 |
|  Scotch-Irish: 657 |
|  Scottish: 420 |
|  Italian: 380 |
|  British: 368 |
|  French (except Basque): 256 |
|  Canadian: 182 |
|  European: 179 |
|  Welsh: 155 |
|  Dutch: 147 |
|  Swedish: 142 |
|  Czechoslovakian: 114 |
|  Polish: 102 |
|  Norwegian: 61 |
|  Slovak: 57 |
|  French Canadian: 48 |
|  Ukrainian: 42 |
|  Hungarian: 41 |
|  Arab:: 38 |
|  Austrian: 34 |
|  Russian: 33 |
|  Lithuanian: 30 |
|  Lebanese: 30 |
|  Northern European: 27 |
|  Subsaharan African:: 24 |
|  Yugoslavian: 23 |
|  Ethiopian: 17 |
|  West Indian (excluding Hispanic groups):: 17 |
|  Jamaican: 17 |
|  Finnish: 9 |
|  Guyanese: 8 |
|  Danish: 8 |
|  Egyptian: 8 |
|  Pennsylvania German: 8 |
|  Swiss: 8 |
|  Croatian: 8 |
|  Eastern European: 7 |
|  Scandinavian: 7 |
|  African: 7 |
|  Portuguese: 7 |
|  Czech: 6 |
|  New Zealander: 5 |
Private high schools not listed on the city page:- FREDERICA ACADEMY (Students: 317; Location: 200 HAMILTON ROAD, ST SIMONS ISLA, GA; Grades: PK - 12)
- BRIDGEHAVEN (Students: 40; Location: 2920 DEMERE RD, ST SIMONS ISLA, GA; Grades: 3 - 12)

Public primary/middle schools in zip code 31522 not listed on the city page:- OGLETHORPE POINT ELEMENTARY SCHOOL (Students: 568; Location: 6200 FREDERICA ROAD, ST. SIMONS ISLAND, GA; Grades: PK - 05)
- ST. SIMONS ELEMENTARY SCHOOL (Students: 420; Location: 805 OCEAN BOULEVARD, ST. SIMONS ISLAND, GA; Grades: PK - 05)
Private primary/middle schools not listed on the city page:- THE WHITEFIELD SCHOOL (Students: 55; Location: 48 HAMPTON POINT DR, ST SIMONS ISLA, GA; Grades: PK - 8)
- LORD OF LIFE CHRISTIAN MONTESS (Students: 40; Location: 2801 FREDERICA ROAD, ST SIMONS ISLA, GA; Grades: PK - KG)
Facitilies with environmental interests located in this zip code:
- PARKERS VILLAGE (501 OCEAN BLVD in ST SIMONS ISLAND, GA)
STATE MASTER (Georgia's Geographic Environmental Information) - UST-1, UNDERGROUND STORAGE TANK PROGRAM, UST-2, UST-3,
(Integrated Compliance Information System) - ICIS-04-2004-9825, FORMAL ENFORCEMENT ACTION
Organizations: SOLITUDE BEACH INC (CONTACT/OPERATOR)
- COASTAL CLEANERS INC (198 RETREAT VILLAGE in ST SIMONS ISLAND, GA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: WILLIAM CANNON (CONTACT/OWNER)
Alternative names: ST SIMONS EXPRESS
- OGLETHORPE POINT ELEMENTARY SCHOOL (6200 FREDERICA ROAD in ST. SIMONS ISLAND, GA)
(National Center for Education Statistics) - STATE ID-0195
Organizations: GLYNN COUNTY (SCHOOL DISTRICT)
- BIRDLEGS DIV OF TANDY CRAFTS (209 SYLVAN LAKE DR in ST SIMONS ISLAND, GA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MARK ROGERS (PROP OWNER) (CONTACT/OWNER)
, TANDYCRAFTS INC (CONTACT/OWNER)
- BST SSISGA R2298 (3229 FREDERICA RD in ST SIMONS ISLAND, GA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BELLSOUTH TELECOMMUNICATIONS (CONTACT/OWNER)
- RICH-SEA PAK CORP (AT MCKINNON AIRPORT in SAINT SIMON, GA)
AIR MINOR (AIRS/AFS)
Business SIC classification: PREPARED FRESH OR FROZEN FISH AND SEAFOODS
- FAULK SOUTH HARRINGTON ROAD SSI LANDFILL (SOUTH HARRINGTON ROAD in SAINT SIMONS ISLAND, GA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: REFUSE SYSTEMS
Business NAICS classification: SOLID WASTE LANDFILL.
Fire-safe hotels and motels in zip code 31522
- King And Prince Beach &golf Resort, 201 Arnold Rd, ST Simons Island, GA 31522, Phone: (912) 638-3631, Fax: (912) 638-7699
- Island Inn, 301 Main St, St Simon's Isla, GA 31522, Phone: (912) 638-7805, Fax: (912) 638-7805
- ST Simons Inn By Lighthouse, 609 Beachview Dr, St Simons Island, GA 31522, Phone: (912) 638-1101
- Hampton Inn-st Simons Island, 2204 Demere Rd, ST Simons Island, GA 31522, Phone: (912) 634-2204
- Sea Palms Inn, 411 Longview Plz, St Simons Island, GA 31522, Phone: (912) 634-0660, Fax: (912) 638-7115
- Holiday Inn Express, 299 Main St, ST Simons Island, GA 31522, Phone: (912) 634-2175, Fax: (912) 634-2174
- Sea Palms Resort, 5445 Frederica Rd, St Simons Is, GA 31522, Phone: (912) 638-3351, Fax: (912) 634-8029
All 7 fire-safe hotels and motels in zip code 31522
Median worth of mobile homes: $25,816
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Electricity (73%)
- Utility gas (25%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 6636
- Northeast: 1923
- Midwest: 1602
- South: 3283
- West: 529
48% of the 31522 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 44% lived in this county.
Out of people who lived in different counties, 42% lived in Georgia.
Population in 1990: 12,924. Population change in the 1990s: +1,773 (+13.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 328
| Here: | 24.9% | | Georgia: | 8.4% |
Students in private schools in grades 9 to 12 (high school): 108
| Here: | 15.3% | | Georgia: | 8.5% |
Students in private undergraduate colleges: 28
| Here: | 9.8% | | Georgia: | 22.9% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- RICH-SEAPAK CORP (MCKINNON AIRPORT in SAINT SIMONS I, GA): $15,189,308 in 37 contracts from 1999 to 2006
Contracts for Food Items For Resale by Defense Commissary Agency, Department of Defense Signed by year: 2000: $825,956; 2001: $831,536; 2002: $1,197,802; 2003: $644,949; 2004: $2,798,262; 2005: $5,683,581; 2006: $2,671,436.
Biggest contracts:
$2,671,436 with Defense Commissary Agency for Food Items For Resale. Signed on 2006-01-01. Completion date: 2006-03-31.
$2,103,025, same as above. Signed on 2004-10-01. Completion date: 2005-02-28.
$1,635,104, same as above. Signed on 2005-10-01. Completion date: 2005-12-31.
$1,329,655, same as above. Signed on 2005-04-01. Completion date: 2005-08-31.
- TROIKA INTERNATIONAL LTD INC (207 MARINA DRIVE in SAINT SIMONS I, GA; small business): $4,701,351 in 12 contracts from 1999 to 2006
Contracts for Marine Charter for Things, Vessel Towing Service by Navy, Maritime Administration Signed by year: 2000: $218,000; 2001: $270,003; 2002: $0; 2003: $1,503,000; 2004: $0; 2005: $1,463,332; 2006: $930,216.
Biggest contracts:
$1,180,000 with Navy for Marine Charter for Things. Signed on 2003-09-11. Completion date: 2003-12-11.
$603,333 with Navy for Marine Charter for Things. Taking place in TX. Signed on 2005-05-06. Completion date: 2005-05-30.
$470,883 with Navy for Marine Charter for Things. Taking place in FL. Signed on 2006-02-24. Completion date: 2006-03-17.
$459,333 with Navy for Marine Charter for Things. Signed on 2006-02-06. Completion date: 2006-02-11.
- EMPIRE DRAPERY COMPANY (203 RED FERN VLG in SAINT SIMONS ISLAND, GA; small business): $2,382,029 in 119 contracts from 1999 to 2006
Contracts for Textile Fabrics, Draperies, Awnings, and Shades, Medical and Surgical Instruments, Equipment, and Supplies, Office Furniture, and more by Bureau of Prisoners/Federal Prison System, Navy, Air Force, Army, and others Signed by year: 2000: $1,024,246; 2001: $397,449; 2002: $518,050; 2003: $144,349; 2004: $122,123; 2005: $44,296; 2006: $31,516.
Biggest contracts:
$203,000 with Bureau of Prisoners/Federal Prison System for Textile Fabrics. Signed on 2000-07-15. Completion date: 2000-09-15.
$141,000, same as above. Signed on 2000-08-15. Completion date: 2000-12-15.
$96,660 with Navy for Draperies, Awnings, and Shades. Signed on 2000-08-21. Completion date: 2000-10-27.
$80,863, same as above. Signed on 2002-02-13. Completion date: 2002-03-15.
- EPWORTH BY-THE-SEA INC (100 ARTHUR J MOORE DR in SAINT SIMONS I, GA): $759,317 in 46 contracts from 1999 to 2006
Contracts for Special Dietary Foods and Food Specialty Preparations, Lodging - Hotel/Motel, Lease or Rental of Facilities -- Conference Space and Facilities, Office Furniture, and more by Army, Navy Signed by year: 2000: $67,610; 2001: $70,217; 2002: $-14,604; 2003: $4,188; 2004: $350,159; 2005: $49,356; 2006: $167,337.
Biggest contracts:
$200,357 with Army for Special Dietary Foods and Food Specialty Preparations. Signed on 2004-05-25. Completion date: 2004-06-12.
$110,114 with Army for Lodging - Hotel/Motel. Signed on 2006-03-06. Completion date: 2006-05-23.
$106,043, same as above. Signed on 2004-05-25. Completion date: 2004-06-12.
$70,217 with Navy for Lease or Rental of Facilities -- Conference Space and Facilities. Signed on 2001-10-01. Completion date: 2002-09-30.
- GOLDEN ISLES FBO INC (119 AIRPORT ROAD in SAINT SIMONS I, GA; small business): $445,746 in 4 contracts from 1999 to 2005
$334,568 with Defense Logistics Agency for Liquid Propellants and Fuels, Petroleum Base. Signed on 2005-07-11. Completion date: 2009-03-31.
$57,712, same as above. Signed on 1999-10-06. Completion date: 2001-10-31.
$43,966, same as above. Signed on 2002-04-01. Completion date: 2005-03-31.
$9,500 with Army for Lease or Rental of Facilities -- Other Airfield Structures. Signed on 2004-05-27. Completion date: 2004-05-29.
- SEA PALMS CORPORATION, THE (5445 FREDERICA RD in SAINT SIMONS I, GA; small business): $104,355 in 3 contracts from 2003 to 2004
$60,806 with Army for Miscellaneous Items. Signed on 2004-05-29. Completion date: 2004-06-18.
$32,315 with Navy for Lodging - Hotel/Motel. Signed on 2003-01-13. Completion date: 2002-12-08.
$11,234 with Army for Miscellaneous Items. Signed on 2004-05-28. Completion date: 2004-06-12.
- K T CONNOR ASSOCIATES, LLC (280 MOSS OAK LN in SAINT SIMONS I, GA; small business)
$9,798 with Army for Other Management Support Services. Signed on 2004-04-13. Completion date: 2004-05-10.
- GRUBER AVIATION, INC (620 SEA ISLAND RD PMB 216 in SAINT SIMONS I, GA; small business)
$9,500 with Army for Lease or Rental of Facilities -- Other Airfield Structures. Signed on 2005-08-17. Completion date: 2005-08-26.
- TRUPP HODNETT ENTERPRISES (520 OCEAN BLVD in SAINT SIMONS I, GA; small business)
$6,000 with Army for Miscellaneous Items. Signed on 2004-06-10. Completion date: 2004-06-18.
- GOLDEN ISLES TOURING CO INC (7 WILLOW SQ 103 BRUNSWICK in SAINT SIMONS I, GA; small business)
$2,292 with Army for Passenger Motor Vehicles. Signed on 2004-07-14. Completion date: 2004-05-14.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (50-99 employees: 4 establishments, 20-49 employees: 14 establishments, 10-19 employees: 12 establishments, 5-9 employees: 1 establishment, 1-4 employees: 4 establishments)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (100-249: 2, 20-49: 3, 10-19: 4, 1-4: 1)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 5, 10-19: 4, 5-9: 4, 1-4: 2)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (100-249: 1, 20-49: 1, 10-19: 3, 1-4: 6)
- Other Services (except Public Administration): Religious Organizations (50-99: 1, 20-49: 2, 10-19: 3, 5-9: 3, 1-4: 8)
- Wholesale Trade: Fish and Seafood Merchant Wholesalers (100-249: 1, 10-19: 1)
- Health Care and Social Assistance: Offices of All Other Miscellaneous Health Practitioners (100-249: 1, 1-4: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
119 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $226,643 | 737 | $430,660 | 1,025 | $431,640 | 69 | $392,023 | 2 | $4,725,210 | 732 | $531,474 | 4 | $49,228 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 60 | $447,305 | 121 | $430,645 | 4 | $49,183 | 0 | $0 | 56 | $356,258 | 2 | $23,985 |
| APPLICATIONS DENIED | 0 | $0 | 62 | $281,125 | 255 | $408,187 | 36 | $290,816 | 0 | $0 | 71 | $511,018 | 1 | $50,070 |
| APPLICATIONS WITHDRAWN | 4 | $159,290 | 74 | $385,926 | 183 | $541,930 | 17 | $286,341 | 0 | $0 | 67 | $601,535 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 18 | $532,106 | 44 | $394,428 | 0 | $0 | 0 | $0 | 21 | $666,257 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $177,434 | 1,249 | $359,659 | 1,043 | $397,076 | 88 | $374,191 | 921 | $443,832 | 4 | $20,178 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 78 | $339,325 | 92 | $242,291 | 9 | $134,878 | 72 | $339,615 | 2 | $34,105 |
| APPLICATIONS DENIED | 0 | $0 | 104 | $256,512 | 195 | $334,171 | 44 | $124,918 | 99 | $233,794 | 2 | $67,590 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 145 | $355,953 | 243 | $475,997 | 0 | $0 | 123 | $518,779 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 24 | $396,571 | 54 | $407,346 | 4 | $29,930 | 18 | $482,897 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $94,440 | 1,360 | $327,680 | 1,151 | $344,867 | 63 | $166,569 | 4 | $136,025 | 1,055 | $376,128 | 2 | $54,395 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 112 | $311,056 | 75 | $280,516 | 9 | $70,648 | 0 | $0 | 60 | $355,438 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 115 | $166,395 | 257 | $356,237 | 33 | $118,933 | 0 | $0 | 98 | $257,749 | 8 | $28,888 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 126 | $351,264 | 217 | $348,902 | 31 | $120,367 | 2 | $119,610 | 81 | $588,998 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $167,480 | 48 | $452,541 | 0 | $0 | 0 | $0 | 11 | $283,612 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $186,030 | 1,268 | $300,356 | 1,063 | $319,800 | 103 | $145,442 | 9 | $536,603 | 951 | $329,280 | 4 | $43,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $174,945 | 55 | $417,467 | 85 | $281,729 | 10 | $114,905 | 0 | $0 | 27 | $284,187 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $121,483 | 89 | $342,818 | 186 | $344,409 | 34 | $51,876 | 0 | $0 | 74 | $420,878 | 6 | $48,277 |
| APPLICATIONS WITHDRAWN | 19 | $121,027 | 130 | $293,218 | 244 | $290,729 | 15 | $103,708 | 0 | $0 | 85 | $276,288 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $109,890 | 11 | $220,475 | 57 | $334,982 | 4 | $172,205 | 0 | $0 | 6 | $447,448 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0001.00
, 0002.00, 0003.00, 0004.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $317,903 | 21 | $305,238 | 33 | $293,906 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $286,066 | 4 | $169,645 |
| APPLICATIONS DENIED | 2 | $1,368,325 | 4 | $315,200 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $258,392 | 2 | $317,775 | 2 | $368,290 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 64 | $306,763 | 15 | $300,037 | 33 | $316,400 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $292,199 | 5 | $457,064 | 11 | $276,771 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 15 | $409,393 | 2 | $257,605 | 7 | $425,414 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 106 | $231,512 | 34 | $227,630 | 51 | $230,346 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $265,330 | 7 | $271,284 | 2 | $163,490 |
| APPLICATIONS DENIED | 2 | $150,620 | 0 | $0 | 2 | $150,620 |
| APPLICATIONS WITHDRAWN | 2 | $258,950 | 2 | $173,380 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 110 | $212,101 | 32 | $187,709 | 46 | $193,326 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $220,500 | 11 | $166,288 | 9 | $143,223 |
| APPLICATIONS DENIED | 2 | $245,230 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $217,148 | 4 | $161,738 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0001.00
, 0002.00, 0003.00, 0004.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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