Estimated median household income in 2007: $48,545
| This zip code: | $48,545 | | Georgia: | $49,136 |
Nearest zip codes: 31649, 31699, 31635, 31605, 31606, 31645.
Housing units in zip code 31641 with a mortgage: 122 (9 second mortgage, 14 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 74
Median monthly owner costs for units with a mortgage: $1,057
Median monthly owner costs for units without a mortgage: $288
Residents with income below the poverty level in 2007:
| This zip code: | 9.0% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.9% | | Whole state: | 6.4% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 6.2 |
Median number of rooms in apartments:
| Here: | 5.6 | | State: | 4.2 |
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 31641 include: Saint Marys Church (A), Pleasant Way Church (B), New Hopewell Church (C). Display/hide their locations on the map
Cemeteries: Sweet Prospect Cemetery (1), James Cemetery (2). Display/hide their locations on the map
Peters Bay (A), George Carter Island Bay (B), Fish Pond Bay (C), Monk Pond (D). Display/hide their locations on the map
Streams, rivers, and creeks: Red Oak Branch (A), Ty Ty Branch (B), Ray Branch (C), Copeland Branch (D), Dixon Mill Creek (E). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 10
- 1995 to 1998: 62
- 1990 to 1994: 149
- 1980 to 1989: 80
- 1970 to 1979: 88
- 1960 to 1969: 38
- 1950 to 1959: 0
- 1940 to 1949: 0
- 1939 or earlier: 45
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Bedrooms in owner-occupied houses in Naylor, GA (31641): |
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- no bedroom: 0
- 1 bedrooms: 17
- 2 bedrooms: 121
- 3 bedrooms: 213
- 4 bedrooms: 43
- 5 or more bedrooms: 9
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 9
- 3 bedrooms: 26
- 4 bedrooms: 6
- 5 or more bedrooms: 0
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Vehicles available in 31641 zip code in owner-occupied houses/condos: |
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- no vehicle: 32
- 1 vehicle: 63
- 2 vehicles: 202
- 3 vehicles: 84
- 4 vehicles: 14
- 5 or more vehicles: 8
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 17
- 2 vehicles: 15
- 3 vehicles: 9
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 31641:
- Less than $10,000: 7
- $10,000 to $14,999: 4
- $15,000 to $19,999: 10
- $20,000 to $24,999: 14
- $25,000 to $29,999: 28
- $30,000 to $34,999: 18
- $35,000 to $39,999: 6
- $40,000 to $49,999: 17
- $50,000 to $59,999: 38
- $60,000 to $69,999: 32
- $70,000 to $79,999: 27
- $80,000 to $89,999: 45
- $90,000 to $99,999: 45
- $100,000 to $124,999: 66
- $125,000 to $149,999: 30
- $150,000 to $174,999: 24
- $175,000 to $199,999: 6
- $200,000 to $249,999: 2
- $250,000 to $299,999: 19
- $300,000 to $399,999: 31
- $400,000 to $499,999: 2
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Rent paid by renters in 2007 in zip code 31641:
- $250 to $299: 14
- No cash rent: 19
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Median price asked for vacant for-sale houses and condos in 2007: $84,539.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $124,110
- Black or African American householders: $85,193
Estimated median house or condo value in 2007: $96,137 (it was $53,800 in 2000)
| 31641: | $96,137 | | Georgia: | $164,500 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $145,115| Here: | $145,115 | | State: | $234,442 |
Mobile homes: $36,747| Here: | $36,747 | | State: | $44,353 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 273
- Mobile homes: 199

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Means of transportation to work
- Drove a car alone: 552 (88%)
- Carpooled: 55 (9%)
- Worked at home: 18 (3%)
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Travel time to work
- Less than 5 minutes: 11
- 5 to 9 minutes: 58
- 10 to 14 minutes: 36
- 15 to 19 minutes: 108
- 20 to 24 minutes: 73
- 25 to 29 minutes: 86
- 30 to 34 minutes: 104
- 35 to 39 minutes: 29
- 40 to 44 minutes: 39
- 45 to 59 minutes: 35
- 60 to 89 minutes: 0
- 90 or more minutes: 28
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Percentage of zip code residents living and working in this county: 54.7%
Household type by relationship
Households: 1,188
- In family households: 1,087 (267 male householders, 84 female householders)
284 spouses, 377 children (354 natural, 0 adopted, 23 stepchildren), 40 grandchildren, 6 brothers or sisters, 13 parents, 0 other relatives, 16 non-relatives
- In nonfamily households: 101 (46 male householders (34 living alone)), 45 female householders (45 living alone)), 10 nonrelatives
Size of family households: 113 2-persons, 114 3-persons, 83 4-persons, 24 5-persons, 11 6-persons, 6 7-or-more-persons.
Size of nonfamily households: 79 1-person, 12 2-persons.
283 married couples with children.
78 single-parent households (25 men, 53 women).
98.9% of residents of 31641 zip code speak English at home.
0.5% of residents speak Spanish at home (100% very well).
0.5% of residents speak Asian or Pacific Island language at home (100% well).
Foreign born population: 6 (0.4%)
(100.0% of them are naturalized citizens)
| This zip code: | 0.4% | | Whole state: | 7.1% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 6
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 926
Black population: 449
American Indian population: 14
Asian population: 2
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 0
Two or more races population: 17

First ancestries reported:
|  Other groups: 480 |
|  United States or American: 313 |
|  Irish: 55 |
|  English: 45 |
|  German: 42 |
|  Scottish: 15 |
|  European: 8 |

Facitilies with environmental interests located in this zip code:
- CECIL E KELLEY (GRAND BAY ROAD in NAYLOR, GA)
AIR MINOR (AIRS/AFS)
Business SIC classification: SECONDARY SMELTING AND REFINING OF NONFERROUS METALS
Median worth of mobile homes: $48,529
Most commonly used house heating fuel: |
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- Electricity (70%)
- Bottled, tank, or LP gas (25%)
- No fuel used (3%)
- Utility gas (2%)
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Place of birth for U.S.-born residents:
- This state: 984
- Northeast: 70
- Midwest: 14
- South: 97
- West: 17
64% of the 31641 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 28% lived in this county.
Out of people who lived in different counties, 55% lived in Georgia.
Population in 1990: 1,110. Population change in the 1990s: +299 (+26.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 31
| Here: | 15.7% | | Georgia: | 8.4% |
Students in private schools in grades 9 to 12 (high school): 6
| Here: | 15.8% | | Georgia: | 8.5% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Georgia: | 22.9% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Information: Radio Stations (5-9 employees: 1 establishment)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 2)
- Accommodation and Food Services: Full-Service Restaurants (1-4: 2)
- Other Services (except Public Administration): Religious Organizations (1-4: 2)
- Administrative and Support and Waste Management and Remediation Services: Exterminating and Pest Control Services (1-4: 1)
- Real Estate and Rental and Leasing: Other Activities Related to Real Estate (1-4: 1)
- Construction: Finish Carpentry Contractors (1-4: 1)
- Accommodation and Food Services: Limited-Service Restaurants (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 9
- Vehicles involved in fatal accidents: 13
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 9
- Persons involved in fatal accidents: 20
- Pedestrians involved in fatal accidents: 1
Fatal accident statistics in 2005
- Fatal accident count: 9
- Vehicles involved in fatal accidents: 17
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 11
- Persons involved in fatal accidents: 27
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $118,308 | 42 | $111,365 | 71 | $98,817 | 5 | $21,736 | 19 | $68,234 | 23 | $51,431 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $66,182 | 11 | $79,308 | 3 | $70,840 | 0 | $0 | 4 | $63,318 |
| APPLICATIONS DENIED | 4 | $77,148 | 18 | $74,074 | 42 | $128,208 | 15 | $21,931 | 0 | $0 | 21 | $59,102 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $83,455 | 23 | $139,653 | 2 | $73,750 | 2 | $72,295 | 2 | $32,510 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $165,613 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $114,184 | 40 | $93,086 | 68 | $94,857 | 18 | $35,527 | 16 | $56,890 | 33 | $46,697 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $44,640 | 14 | $76,038 | 6 | $108,523 | 0 | $0 | 0 | $0 | 6 | $53,857 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $60,605 | 37 | $95,860 | 6 | $16,658 | 4 | $75,935 | 11 | $51,166 |
| APPLICATIONS WITHDRAWN | 1 | $83,450 | 2 | $133,430 | 20 | $97,234 | 1 | $37,850 | 1 | $98,010 | 1 | $83,450 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $127,610 | 5 | $98,980 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $105,011 | 49 | $73,394 | 74 | $89,631 | 16 | $34,389 | 16 | $34,268 | 34 | $33,593 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $78,600 | 10 | $113,634 | 12 | $66,634 | 0 | $0 | 0 | $0 | 8 | $50,340 |
| APPLICATIONS DENIED | 0 | $0 | 16 | $66,412 | 45 | $81,427 | 9 | $25,986 | 6 | $47,227 | 13 | $42,847 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $88,630 | 25 | $114,934 | 3 | $53,373 | 2 | $35,420 | 1 | $47,550 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $126,150 | 1 | $124,210 | 11 | $122,888 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $95,221 | 33 | $78,014 | 70 | $77,327 | 15 | $23,937 | 12 | $57,901 | 36 | $44,692 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $130,034 | 9 | $62,213 | 1 | $9,700 | 0 | $0 | 6 | $38,330 |
| APPLICATIONS DENIED | 1 | $48,520 | 18 | $47,549 | 42 | $75,160 | 6 | $48,682 | 2 | $30,080 | 18 | $42,266 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $157,200 | 16 | $116,569 | 2 | $157,690 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $148,470 | 9 | $173,270 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0107.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $140,015 | 8 | $145,803 | 1 | $143,620 | 1 | $97,040 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $130,030 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $87,340 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $76,660 | 6 | $145,398 | 2 | $71,325 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $206,700 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $119,447 | 5 | $179,136 | 1 | $142,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $135,860 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $133,920 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $140,277 | 4 | $152,838 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $73,750 | 1 | $74,720 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0107.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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