31645 Zip Code Detailed Profile




City: Ray City, GA (1.75%)
Counties: Berrien County, GA (67.21%), Lanier County, GA (21.08%), Lowndes County, GA (11.71%)
Estimated zip code population in 2013: 6,039
Zip code population in 2010: 5,147
Zip code population in 2000: 3,373

Houses and condos: 2,409
Renter-occupied apartments: 567
% of renters here:

27%
State:

37%
Mar. 2013 cost of living index in zip code 31645: 82.1 (low, U.S. average is 100)

Land area: 49.6 sq. mi.
Water area: 1.2 sq. mi.
Population density: 122 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 31645
Zip code 31645 (Ray City, Georgia) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($889)
Georgia:

1.0% ($1,352)
Median real estate property taxes paid for housing units with mortgages in 2013: $996 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $425 (0.8%)

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Males: 3,180  (52.7%)
Females: 2,859  (47.3%)

For population 25 years and over in 31645:

For population 15 years and over in 31645:

Zip code 31645 compared to state average:

  • Black race population percentage significantly below state average.
  • Median age below state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 31645

  • Zip code 31645 races chart
    • 4,164White population
    • 557Black population
    • 18American Indian population
    • 20Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 84Two or more races population
    • 304Hispanic or Latino population

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31645, GA forum
Recent posts about zip code 31645 area on our local forum with over 1,800,000 registered users:
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Urban population: 1,199
Rural population: 4,839

Estimated median house/condo value in 2013: $105,800
31645:

$105,800
Georgia:

$141,600



According to our research of Georgia and other state lists there were 21 registered sex offenders living in 31645 zip code as of August 31, 2015.
The ratio of number of residents in zip code 31645 to the number of sex offenders is 171 to 1.


Median resident age:
This zip code:

30.2 years
Georgia median age:

35.9 years
Average household size:
This zip code:

2.8 people
Georgia:

2.7 people

Averages for the 2012 tax year for zip code 31645, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $33,626 (Individual Income Tax Returns)
Here:

$33,626
State:

$56,131

Salary/wage: $31,113 (reported on 86.9% of returns)
Here:

$31,113
State:

$47,942
(% of AGI for various income ranges: 82.4% for AGIs below $25k, 83.1% for AGIs $25k-50k, 82.3% for AGIs $50k-75k, 77.9% for AGIs $75k-100k, 70.5% for AGIs $100k-200k)

Taxable interest for individuals: $900 (reported on 19.6% of returns)
This zip code:

$900
Georgia:

$1,706
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Ordinary dividends: $1,011 (reported on 5.4% of returns)
Here:

$1,011
State:

$7,265
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$938 (reported on 4.8% of returns)
Here:

+$938
State:

+$16,323
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.5% for AGIs $75k-100k)

Profit/loss from business: +$5,138 (reported on 15.5% of returns)
Here:

+$5,138
State:

+$7,583
(% of AGI for various income ranges: 7.9% for AGIs below $25k, 2.5% for AGIs $25k-50k, 0.4% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $8,900 (reported on 4.2% of returns)
31645:

$8,900
Georgia:

$17,199

Total itemized deductions: $15,868 (26% of AGI, reported on 20.2% of returns)
Here:

$15,868
State:

$23,886

Here:

26.2% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 9.1% for AGIs $25k-50k, 11.2% for AGIs $50k-75k, 12.3% for AGIs $75k-100k, 12.5% for AGIs $100k-200k)

Charity contributions: $3,208 (reported on 14.3% of returns)
Here:

$3,208
State:

$5,507
(% of AGI for various income ranges: 1.1% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.8% for AGIs $100k-200k)

Taxes paid: $4,176 (reported on 20.2% of returns)
31645:

$4,176
State:

$7,838
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 5.3% for AGIs $100k-200k)

Earned income credit: $2,637 (reported on 35.7% of returns)
Here:

$2,637
State:

$2,589
(% of AGI for various income ranges: 10.9% for AGIs below $25k, 2.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 31645, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,539 (Individual Income Tax Returns)
Here:

$28,539
State:

$47,553

Salary/wage: $26,891 (reported on 88.7% of returns)
Here:

$26,891
State:

$42,178
(% of AGI for various income ranges: 101.2% for AGIs below $10k, 86.1% for AGIs $10k-25k, 86.6% for AGIs $25k-50k, 83.2% for AGIs $50k-75k, 81.8% for AGIs $75k-100k, 59.5% for AGIs over 100k)

Taxable interest for individuals: $687 (reported on 25.0% of returns)
This zip code:

$687
Georgia:

$1,772
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $476 (reported on 6.9% of returns)
Here:

$476
State:

$4,283
(% of AGI for various income ranges: 0.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Net capital gain/loss: +$6,344 (reported on 5.9% of returns)
Here:

+$6,344
State:

+$16,461
(% of AGI for various income ranges: 2.0% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 7.0% for AGIs over 100k)

Profit/loss from business: +$3,867 (reported on 13.7% of returns)
Here:

+$3,867
State:

+$8,201
(% of AGI for various income ranges: 13.0% for AGIs below $10k, 4.2% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, -0.1% for AGIs $50k-75k, 0.5% for AGIs $75k-100k)

IRA payment deduction: $1,500 (reported on 0.9% of returns)
31645:

$1,500
Georgia:

$2,969

Total itemized deductions: $14,673 (26% of AGI, reported on 17.8% of returns)
Here:

$14,673
State:

$19,944

Here:

26.2% of AGI
State:

22.6% of AGI
(% of AGI for various income ranges: 5.8% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 11.2% for AGIs $50k-75k, 13.1% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Charity contributions deductions: $3,399 (6% of AGI, reported on 14.6% of returns)
Here:

$3,399
State:

$4,354

Here:

5.8% of AGI
State:

4.7% of AGI
(% of AGI for various income ranges: 1.2% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 4.5% for AGIs over 100k)

Total tax: $2,980 (reported on 63.4% of returns)
31645:

$2,980
State:

$8,223
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 3.1% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 14.8% for AGIs over 100k)

Earned income credit: $1,888 (reported on 30.9% of returns)
Here:

$1,888
State:

$1,986

Percentage of individuals using paid preparers for their 2004 taxes: 62.3%
Here:

62%
State:

62%
(% for various income ranges: 56.5% for AGIs below $10k, 68.0% for AGIs $10k-25k, 61.2% for AGIs $25k-50k, 59.2% for AGIs $50k-75k, 54.1% for AGIs $75k-100k, 73.9% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$39,846
Georgia:

$47,829
Ray City, GA (31645) map Nearest zip codes: 31699, 31605, 31639, 31632, 31635, 31627.
Percentage of family households:
This zip code:

59.3%
Georgia:

52.7%
Percentage of households with unmarried partners:
This zip code:

3.8%
Georgia:

5.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 380
Household did not receive Food Stamps/SNAP in the past 12 months: 1,746


Women who had a birth in the past 12 months: 96 (45 now married, 51 unmarried)
Women who did not have a birth in the past 12 months: 1,382 (883 now married, 499 unmarried)


Housing units in zip code 31645 with a mortgage: 1,060 (40 second mortgage, 34 home equity loan)
Houses without a mortgage: 499

Median monthly owner costs for units with a mortgage: $1,010
Median monthly owner costs for units without a mortgage: S270

Residents with income below the poverty level in 2013:
This zip code:

29.8%
Whole state:

19.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

20.2%
Whole state:

10.1%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.7
Median number of rooms in apartments:
Here:

5.1
State:

4.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 31645: Camp Tygart (A), Ray City Volunteer Fire Department (B), Westside Fire Station (C). Display/hide their locations on the map

    Churches in zip code 31645 include: Holiness Church (A), New Ramey Church (B), First Baptist Church of Ray City (C), Silver Hill Church (D). Display/hide their locations on the map

    Cemeteries: Ray City Cemetery (1), Baskins Cemetery (2), Pleasant Cemetery (3). Display/hide their locations on the map

    Reservoirs: Rays Millpond (A), Rays Mill Pond (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Possum Creek (A), Beaverdam Creek (B), Beatty Mill Creek (C), Batterbee Branch (D). Display/hide their locations on the map

Year house built

  • 872010 or later
  • 5792000 to 2009
  • 7211990 to 1999
  • 5541980 to 1989
  • 711970 to 1979
  • 1031960 to 1969
  • 1471950 to 1959
  • 241940 to 1949
  • 1231939 or earlier

Zip code 31645 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Ray City, GA (31645)

  • 0no bedroom
  • 01 bedroom
  • 1172 bedrooms
  • 1,2453 bedrooms
  • 1674 bedrooms
  • 305+ bedrooms

Bedrooms in renter-occupied apartments in Ray City, GA (31645)

  • 4no bedroom
  • 221 bedroom
  • 1642 bedrooms
  • 3163 bedrooms
  • 614 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Ray City, GA (31645) in owner-occupied houses/condos

  • 44no vehicle
  • 5381 vehicle
  • 6732 vehicles
  • 2053 vehicles
  • 484 vehicles
  • 515+ vehicles

Cars and other vehicles available in Ray City, GA (31645) in renter-occupied apartments

  • 44no vehicle
  • 2361 vehicle
  • 2322 vehicles
  • 83 vehicles
  • 434 vehicles
  • 45+ vehicles

Median gross rent in 2013: $649.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $105,800
31645:

$105,800
Georgia:

$141,600
Lower value quartile - upper value quartile: $53,100 - $144,100

Mean price in 2013:

Detached houses: $133,588
Here:

$133,588
State:

$200,877

Mobile homes: $53,664
Here:

$53,664
State:

$47,602

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.9%

Percentage of zip code residents living and working in this county: 29.9%

Household type by relationship:

Households: 6,039

Size of family households: 682 2-persons, 203 3-persons, 237 4-persons, 167 5-persons, 183 6-persons, 18 7-or-more-persons

Size of nonfamily households: 560 1-person, 64 2-persons, 12 3-persons

990 married couples with children.
296 single-parent households (149 men, 147 women).

93.7% of residents of 31645 zip code speak English at home.
3.9% of residents speak Spanish at home (58% very well, 18% well, 9% not well, 16% not at all).
0.6% of residents speak other Indo-European language at home (47% very well, 53% well).
1.8% of residents speak Asian or Pacific Island language at home (96% very well, 4% not well).

Foreign born population: 201 (3.3%)
(51.2% of them are naturalized citizens)
This zip code:

3.3%
Whole state:

9.7%

Most common places of birth for the foreign-born residents

  • 47%Philippines
  • 40%Mexico
  • 7%Germany
  • 4%Colombia
  • 2%Burma

Most common first ancestries reported in 31645 (%)

  • 27%Other groups
  • 22%American
  • 9%Irish
  • 8%German
  • 5%English
  • 3%French (except Basque)
  • 1%Scotch-Irish

Year of entry for the foreign-born population

  • 742010 or later
  • 412000 to 2009
  • 731990 to 1999
  • 130Before 1990

Zip code 31645 topographic map

Facilities with environmental interests located in this zip code:


Zip code 31645 marital status for males
Zip code 31645 marital status for females

Housing units lacking complete plumbing facilities: 4.2%
Housing units lacking complete kitchen facilities: 2.8%

Most commonly used house heating fuel

  • 96%Electricity
  • 4%Utility gas

Population in 1990: 1,859. Population change in the 1990s: +1,514 (+81.4%).

Place of birth for U.S.-born residents:


47% of the 31645 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 25% lived in this county.
   Out of people who lived in different counties, 50% lived in Georgia.

90% of the 31645 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 27% moved from this county.
   Out of people who lived in different houses, 64% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 25
Here:

3.3%
Georgia:

8.8%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Georgia:

9.4%
Students in private undergraduate colleges: 14
Here:

4.3%
Georgia:

18.2%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 53,036Personal care and service occupations
  • 51,711Architecture and engineering occupations
  • 51,389Business and financial operations occupations
  • 50,394Installation, maintenance, and repair occupations
  • 44,044Education, training, and library occupations
  • 39,063Production occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 6 people in group homes for juveniles (non-correctional)

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED19$137,6167$80,35632$114,67311$65,8788$67,328
APPLICATIONS APPROVED, NOT ACCEPTED0$00$01$228,4000$00$0
APPLICATIONS DENIED0$00$04$181,7730$00$0
APPLICATIONS WITHDRAWN1$191,8800$06$150,8880$01$50,160
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0101.01

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$197,7201$133,930
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 0101.01

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 31645 among deceased individuals
NameCountLived (average)
James2968.2 years
William2375.6 years
Mary1474.6 years
John1270.1 years
Ruby1078.5 years
Henry867.8 years
Willie772.0 years
Charles767.7 years
Jack667.9 years
Emma676.8 years
Most common last names in zip code 31645 among deceased individuals
Last nameCountLived (average)
Sirmans1572.2 years
Williams1271.7 years
Fountain1180.9 years
Weaver1182.6 years
Walker1074.8 years
Moore973.5 years
Lee980.2 years
Giddens873.0 years
Smith767.3 years
Gaskins778.3 years

Businesses in zip code 31645



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