Estimated median household income in 2007: $42,828
| This zip code: | $42,828 | | Florida: | $47,804 |
Nearest zip codes: 32137, 32136, 32110, 32174, 32176, 32145.
Palm Coast Zip Code Map
Housing units in zip code 32164 with a mortgage: 3,346 (266 second mortgage, 427 home equity loan, 42 both second mortgage and home equity loan)
Houses without a mortgage: 1,485
Median monthly owner costs for units with a mortgage: $1,359
Median monthly owner costs for units without a mortgage: $403
Residents with income below the poverty level in 2007:
| This zip code: | 12.3% | | Whole state: | 12.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 6.7% | | Whole state: | 5.0% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 5.6 |
Median number of rooms in apartments:
| Here: | 5.4 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 588
- 1995 to 1998: 1,853
- 1990 to 1994: 1,848
- 1980 to 1989: 1,797
- 1970 to 1979: 74
- 1960 to 1969: 27
- 1950 to 1959: 9
- 1940 to 1949: 3
- 1939 or earlier: 7
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Bedrooms in owner-occupied houses in Palm Coast, FL (32164): |
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- no bedroom: 28
- 1 bedrooms: 73
- 2 bedrooms: 477
- 3 bedrooms: 3,730
- 4 bedrooms: 685
- 5 or more bedrooms: 21
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 31
- 2 bedrooms: 113
- 3 bedrooms: 508
- 4 bedrooms: 65
- 5 or more bedrooms: 0
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Vehicles available in 32164 zip code in owner-occupied houses/condos: |
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- no vehicle: 103
- 1 vehicle: 1,760
- 2 vehicles: 2,485
- 3 vehicles: 552
- 4 vehicles: 98
- 5 or more vehicles: 16
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 9
- 1 vehicle: 346
- 2 vehicles: 260
- 3 vehicles: 86
- 4 vehicles: 14
- 5 or more vehicles: 2
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Estimated household income distribution in 2007:

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Rent paid by renters in 2007 in zip code 32164:
- $100 to $149: 14
- $250 to $299: 17
- $350 to $399: 4
- $400 to $449: 12
- $450 to $499: 7
- $500 to $549: 29
- $550 to $599: 44
- $600 to $649: 52
- $650 to $699: 82
- $700 to $749: 128
- $750 to $799: 116
- $800 to $899: 165
- $900 to $999: 75
- $1,000 to $1,249: 178
- No cash rent: 26
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Median price asked for vacant for-sale houses and condos in 2007: $267,482.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $226,527
- Black or African American householders: $256,177
- American Indian or Alaska Native householders: $333,392
- Asian householders: $341,711
- Some other race householders: $208,610
- Two or more races householders: $232,287
- Hispanic or Latino householders: $213,943
Estimated median house or condo value in 2007: $230,367 (it was $108,000 in 2000)
| 32164: | $230,367 | | Florida: | $230,400 |
Lower value quartile - upper value quartile: $190,300 - $324,300
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 5,819
- One, attached: 179
- Two: 118
- 3 or 4: 27
- Mobile homes: 54
- Boats, RVs, vans, etc.: 9

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Means of transportation to work
- Drove a car alone: 4,681 (85%)
- Carpooled: 573 (10%)
- Bus or trolley bus: 14 (0%)
- Taxi: 7 (0%)
- Motorcycle: 39 (1%)
- Bicycle: 20 (0%)
- Walked: 34 (1%)
- Other means: 17 (0%)
- Worked at home: 149 (3%)
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Travel time to work
- Less than 5 minutes: 131
- 5 to 9 minutes: 666
- 10 to 14 minutes: 1167
- 15 to 19 minutes: 925
- 20 to 24 minutes: 424
- 25 to 29 minutes: 275
- 30 to 34 minutes: 752
- 35 to 39 minutes: 166
- 40 to 44 minutes: 196
- 45 to 59 minutes: 331
- 60 to 89 minutes: 180
- 90 or more minutes: 172
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Percentage of zip code residents living and working in this county: 62.0%
Household type by relationship
Households: 14,387
- In family households: 13,018 (3,848 male householders, 804 female householders)
4,028 spouses, 3,430 children (2,994 natural, 135 adopted, 301 stepchildren), 305 grandchildren, 46 brothers or sisters, 117 parents, 205 other relatives, 235 non-relatives
- In nonfamily households: 1,369 (505 male householders (392 living alone)), 650 female householders (562 living alone)), 214 nonrelatives
- In group quarters: 151 (145 institutionalized population)
Size of family households: 2,630 2-persons, 908 3-persons, 655 4-persons, 333 5-persons, 112 6-persons, 14 7-or-more-persons.
Size of nonfamily households: 954 1-person, 184 2-persons, 17 3-persons.
1,988 married couples with children.
682 single-parent households (137 men, 545 women).
85.6% of residents of 32164 zip code speak English at home.
6.1% of residents speak Spanish at home (66% very well, 20% well, 13% not well).
6.3% of residents speak other Indo-European language at home (63% very well, 25% well, 10% not well, 2% not at all).
1.6% of residents speak Asian or Pacific Island language at home (69% very well, 23% well, 8% not well).
0.4% of residents speak other language at home (55% very well, 45% well).
Foreign born population: 1,869 (13.1%)
(69.3% of them are naturalized citizens)
| This zip code: | 13.1% | | Whole state: | 16.7% |
Most common places of birth for the foreign-born residents:
- Jamaica (10%)
- Philippines (8%)
- Ukraine (7%)
- Portugal (6%)
- Trinidad and Tobago (6%)
- United Kingdom (5%)
- Cuba (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 152
- 1990 to 1994: 121
- 1985 to 1989: 159
- 1980 to 1984: 88
- 1975 to 1979: 204
- 1970 to 1974: 187
- 1970 to 1974: 344
- 1965 to 1969: 614
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White population: 11,816
Black population: 1,785
American Indian population: 34
Asian population: 231
Native Hawaiian and Other Pacific Islander population: 7
Some other race population: 187
Two or more races population: 237

First ancestries reported:
|  Other groups: 2553 |
|  Italian: 1931 |
|  German: 1449 |
|  Irish: 1350 |
|  English: 1107 |
|  United States or American: 826 |
|  Polish: 461 |
|  West Indian (excluding Hispanic groups):: 407 |
|  French (except Basque): 318 |
|  Jamaican: 233 |
|  Portuguese: 219 |
|  Scottish: 166 |
|  Ukrainian: 156 |
|  Dutch: 152 |
|  Scotch-Irish: 133 |
|  Russian: 133 |
|  Guyanese: 96 |
|  British: 87 |
|  Slovak: 81 |
|  Trinidadian and Tobagonian: 72 |
|  French Canadian: 71 |
|  Czechoslovakian: 66 |
|  Norwegian: 54 |
|  Swedish: 47 |
|  Hungarian: 42 |
|  Welsh: 40 |
|  European: 37 |
|  Canadian: 37 |
|  Haitian: 37 |
|  Barbadian: 35 |
|  Greek: 29 |
|  Israeli: 27 |
|  Pennsylvania German: 26 |
|  Serbian: 26 |
|  Finnish: 23 |
|  Austrian: 17 |
|  Armenian: 17 |
|  Czech: 17 |
|  Arab:: 16 |
|  Lithuanian: 15 |
|  Egyptian: 14 |
|  Maltese: 14 |
|  Swiss: 14 |
|  British West Indian: 14 |
|  Belizean: 12 |
|  Danish: 9 |
|  Croatian: 8 |
|  Slovene: 6 |
|  West Indian: 4 |
|  Subsaharan African:: 3 |
|  Cape Verdean: 3 |
|  Scandinavian: 2 |
|  Lebanese: 2 |
Major facitilies with environmental interests located in this zip code:
- MITCHELL D. DOBBINS (13 KASPER PATH in PALM COAST, FL)
(Integrated Compliance Information System) - ICIS-EF-2005-1027, FORMAL ENFORCEMENT ACTION, ENFORCEMENT/COMPLIANCE ACTIVITY
- AVALON AT LEHIGH WOODS (ROXBORO DR AND ROLLINGS SANDS in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: DOUGLAS LEWIS (CONTACT/OWNER)
- GOODWILL OF PALM COAST (20 CYPRESS POINT PKWY. in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: FINELY KNIGHT (CONTACT/OWNER)
- PALM COAST E STREETS (BELLA TERRA PKWY/EASTHAMPTON B in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: DARIN DAHL (CONTACT/OWNER)
- PALM COAST LL, U, & Z STREETS (BELLA TERRA PKWY/E MOODY BLVD in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: DARIN DAHL (CONTACT/OWNER)
- PALM COAST R STREETS (BELLA TERRA PKWY/RYMFIRE DR in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: DARIN DAHL (CONTACT/OWNER)
- PALM COAST S STREETS (SEMINOLE WOODS BLVD/SESAME BLV in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: DARIN DAHL (CONTACT/OWNER)
- PALM COAST W STREETS (BELLA TERRA PKWY/WHIPPOORWILL in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: DARIN DAHL (CONTACT/OWNER)
- PINE LAKES PARKWAY WIDENING & (FROM COMMERCE DRIVE TO BELLE T in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: JAMES DAVIS (CONTACT/OWNER)
- AIRPORT CORPORATE CENTER (1000 AVIATION DR in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: CURT WIMPEE (CONTACT/OWNER)
- GRAND LANDINGS - PHASE 1 ( in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: JAMES CULLIS (CONTACT/OWNER)
- MADISON GREEN APARTMENTS (0.9 MILES W ALONG S.R. 100 FRO in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
- MOUNT CALVARY BAPTIST CHURCH O (75 PINE LAKES PARKWAY SOUTH in PALM COAST, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: FREDERICK SPEARS (CONTACT/OWNER)
Median worth of mobile homes: $0
Most commonly used house heating fuel: |
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- Electricity (98%)
- Utility gas (1%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 2472
- Northeast: 6545
- Midwest: 1201
- South: 1785
- West: 387
42% of the 32164 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 32% lived in this county.
Out of people who lived in different counties, 31% lived in Florida.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 109
| Here: | 8.2% | | Florida: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 40
| Here: | 5.9% | | Florida: | 9.7% |
Students in private undergraduate colleges: 48
| Here: | 9.6% | | Florida: | 21.0% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- GERIATRIC MANAGEMENT & COUNSUL (10 WELLSIDE LN in PALM COAST, FL; small business): $19,000 in 3 contracts from 2003 to 2005
$8,000 with Army for Other Medical Services. Signed on 2005-01-11. Completion date: 2005-09-30.
$7,500 with Army for Evaluation and Screening. Signed on 2003-12-17. Completion date: 2004-09-30.
$3,500, same as above. Signed on 2004-03-17. Completion date: 2004-09-30.
Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: All Other Support Services (500-999 employees: 1 establishment)
- Health Care and Social Assistance: General Medical and Surgical Hospitals (250-499: 1)
- Other Services (except Public Administration): Religious Organizations (50-99: 1, 10-19: 1, 1-4: 3)
- Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (10-19: 1, 1-4: 26)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 2)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 1, 5-9: 3, 1-4: 11)
- Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 2, 5-9: 1, 1-4: 10)
- Construction: Poured Concrete Foundation and Structure Contractors (10-19: 1, 5-9: 3, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
131 people in nursing homes
7 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 75 | $174,591 | 1,114 | $169,489 | 1,675 | $165,049 | 171 | $74,706 | 745 | $175,674 | 4 | $127,705 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 251 | $198,331 | 505 | $178,027 | 69 | $61,499 | 240 | $196,020 | 0 | $0 |
| APPLICATIONS DENIED | 22 | $183,540 | 482 | $189,379 | 1,500 | $193,416 | 223 | $84,924 | 464 | $195,762 | 1 | $81,560 |
| APPLICATIONS WITHDRAWN | 8 | $186,871 | 170 | $177,499 | 654 | $190,088 | 35 | $111,906 | 178 | $189,189 | 1 | $122,760 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $164,642 | 78 | $194,453 | 245 | $191,494 | 7 | $268,669 | 65 | $200,500 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 160 | $119,733 | 2,403 | $110,918 | 2,479 | $99,854 | 83 | $34,988 | 3 | $15,058,800 | 1,169 | $111,764 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $97,360 | 228 | $117,764 | 356 | $99,551 | 28 | $36,802 | 0 | $0 | 114 | $124,412 |
| APPLICATIONS DENIED | 43 | $119,428 | 391 | $126,006 | 859 | $99,912 | 145 | $36,697 | 2 | $13,385 | 210 | $119,861 |
| APPLICATIONS WITHDRAWN | 53 | $122,664 | 279 | $122,814 | 653 | $107,369 | 16 | $55,099 | 2 | $112,940 | 152 | $120,498 |
| FILES CLOSED FOR INCOMPLETENESS | 16 | $118,849 | 94 | $111,042 | 101 | $100,410 | 24 | $38,290 | 0 | $0 | 30 | $111,737 |
Detailed HMDA statistics for the following Tracts:
0602.02
, 0602.03
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 396 | $211,022 | 172 | $232,602 | 180 | $227,696 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 108 | $250,141 | 45 | $253,325 | 64 | $253,792 |
| APPLICATIONS DENIED | 8 | $244,618 | 3 | $334,640 | 5 | $190,744 |
| APPLICATIONS WITHDRAWN | 17 | $235,626 | 26 | $226,465 | 14 | $262,319 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $263,942 | 0 | $0 | 3 | $264,923 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 837 | $121,118 | 182 | $119,810 | 406 | $120,932 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 191 | $114,854 | 37 | $134,301 | 88 | $112,745 |
| APPLICATIONS DENIED | 20 | $125,866 | 5 | $144,230 | 18 | $117,658 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 78 | $120,354 | 24 | $140,080 | 40 | $130,074 |
Detailed PMIC statistics for the following Tracts:
0602.02
, 0602.03
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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