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32404 Zip Code (Callaway, FL) Detailed Profile




Cities: Callaway, FL (6.50%), Panama City, FL (4.91%), Parker, FL (1.65%), Springfield, FL (1.25%), Lynn Haven, FL (1.01%)
County: Bay County, FL
Estimated zip code population in 2017: 40,132
Zip code population in 2010: 38,425
Zip code population in 2000: 34,480

Houses and condos: 16,940
Renter-occupied apartments: 4,740
% of renters here:

34%
State:

35%
March 2019 cost of living index in zip code 32404: 86.5 (less than average, U.S. average is 100)

Land area: 128.8 sq. mi.
Water area: 18.6 sq. mi.
Population density: 312 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 32404
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Real estate property taxes paid for housing units in 2017:
This zip code:

0.6% ($1,062)
Florida:

0.9% ($1,861)
Median real estate property taxes paid for housing units with mortgages in 2017: $1,147 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $936 (0.6%)

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Males: 20,106  (50.1%)
Females: 20,026  (49.9%)

For population 25 years and over in 32404:

  • High school or higher: 88.1%
  • Bachelor's degree or higher: 14.1%
  • Graduate or professional degree: 5.2%
  • Unemployed: 5.6%
  • Mean travel time to work (commute): 25.5 minutes

For population 15 years and over in 32404:

  • Never married: 28.8%
  • Now married: 48.7%
  • Separated: 3.2%
  • Widowed: 6.4%
  • Divorced: 12.9%

Zip code 32404 compared to state average:

  • Hispanic race population percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • House age significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 32404 (2017)
    • 29,07384.3%White
    • 4,95614.4%Black
    • 1,8045.2%Hispanic or Latino
    • 1,2003.5%Two or more races
    • 1,0513.0%Asian
    • 2520.7%American Indian
    • 560.2%Some other race
    • 330.10%Native Hawaiian and Other
      Pacific Islander
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Urban population: 35,606
Rural population: 4,525

Estimated median house/condo value in 2017: $169,020
32404:

$169,020
Florida:

$214,000



According to our research of Florida and other state lists, there were 100 registered sex offenders living in 32404 zip code as of February 25, 2020.
The ratio of all residents to sex offenders in zip code 32404 is 386 to 1.


Median resident age:
This zip code:

38.5 years
Florida median age:

42.0 years
Average household size:
This zip code:

2.8 people
Florida:

2.7 people

Averages for the 2012 tax year for zip code 32404, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $43,297 (Individual Income Tax Returns)
Here:

$43,297
State:

$60,316

Salary/wage: $37,265 (reported on 83.9% of returns)
Here:

$37,265
State:

$45,277
(% of AGI for various income ranges: 77.3% for AGIs below $25k, 78.2% for AGIs $25k-50k, 74.0% for AGIs $50k-75k, 73.4% for AGIs $75k-100k, 69.2% for AGIs $100k-200k, 45.7% for AGIs over 200k)

Taxable interest for individuals: $1,138 (reported on 25.5% of returns)
This zip code:

$1,138
Florida:

$3,587
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $2,415 (reported on 12.4% of returns)
Here:

$2,415
State:

$12,831
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,233 (reported on 8.5% of returns)
Here:

+$2,233
State:

+$33,493
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Profit/loss from business: +$7,703 (reported on 11.8% of returns)
Here:

+$7,703
State:

+$10,012
(% of AGI for various income ranges: 6.6% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $10,264 (reported on 7.7% of returns)
32404:

$10,264
Florida:

$21,544
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.6% for AGIs $100k-200k)

Self-employment retirement plans: $11,150 (reported on 0.1% of returns)
32404:

$11,150
Florida:

$20,611

Total itemized deductions: $18,893 (22% of AGI, reported on 16.3% of returns)
Here:

$18,893
State:

$25,533

Here:

21.6% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 5.5% for AGIs $25k-50k, 7.2% for AGIs $50k-75k, 7.4% for AGIs $75k-100k, 9.4% for AGIs $100k-200k, 9.5% for AGIs over 200k)

Charity contributions: $5,270 (reported on 12.0% of returns)
Here:

$5,270
State:

$5,698
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Taxes paid: $2,954 (reported on 15.8% of returns)
32404:

$2,954
State:

$6,203
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Earned income credit: $2,365 (reported on 24.7% of returns)
Here:

$2,365
State:

$2,372
(% of AGI for various income ranges: 8.3% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 38.5%
Here:

39%
State:

54%
(% for various income ranges: 38.1% for AGIs below $25k, 37.7% for AGIs $25k-50k, 38.6% for AGIs $50k-75k, 38.0% for AGIs $75k-100k, 41.8% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 32404, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $36,667 (Individual Income Tax Returns)
Here:

$36,667
State:

$50,523

Salary/wage: $31,514 (reported on 87.3% of returns)
Here:

$31,514
State:

$39,563
(% of AGI for various income ranges: 103.5% for AGIs below $10k, 82.7% for AGIs $10k-25k, 80.1% for AGIs $25k-50k, 78.6% for AGIs $50k-75k, 76.0% for AGIs $75k-100k, 54.0% for AGIs over 100k)

Taxable interest for individuals: $979 (reported on 37.9% of returns)
This zip code:

$979
Florida:

$3,211
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $1,207 (reported on 14.7% of returns)
Here:

$1,207
State:

$6,129
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Net capital gain/loss: +$13,017 (reported on 11.2% of returns)
Here:

+$13,017
State:

+$27,205
(% of AGI for various income ranges: -0.1% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 17.6% for AGIs over 100k)

Profit/loss from business: +$7,947 (reported on 10.9% of returns)
Here:

+$7,947
State:

+$10,634
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 3.1% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $2,591 (reported on 2.5% of returns)
32404:

$2,591
Florida:

$3,082
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $9,657 (reported on 0.2% of returns)
Here:

$9,657
Florida:

$15,857

Total itemized deductions: $15,241 (22% of AGI, reported on 17.2% of returns)
Here:

$15,241
State:

$20,370

Here:

22.1% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 3.4% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 8.7% for AGIs $75k-100k, 8.6% for AGIs over 100k)

Charity contributions deductions: $3,852 (5% of AGI, reported on 14.0% of returns)
Here:

$3,852
State:

$4,064

Here:

5.3% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $4,605 (reported on 73.1% of returns)
32404:

$4,605
State:

$9,431
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Earned income credit: $1,780 (reported on 20.7% of returns)
Here:

$1,780
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 51.4%
Here:

51%
State:

60%
(% for various income ranges: 46.5% for AGIs below $10k, 54.4% for AGIs $10k-25k, 53.1% for AGIs $25k-50k, 49.5% for AGIs $50k-75k, 46.3% for AGIs $75k-100k, 55.6% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$53,010
Florida:

$52,594
Callaway, FL (32404) map Nearest zip codes: 32444, 32403, 32401, 32405, 32466, 32409.
Springfield Zip Code Map

Percentage of family households:
This zip code:

49.6%
Florida:

42.3%
Percentage of households with unmarried partners:
This zip code:

6.9%
Florida:

6.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.1% of all households
  • Gay men: 0.2% of all households

Household received Food Stamps/SNAP in the past 12 months: 2,029
Household did not receive Food Stamps/SNAP in the past 12 months: 11,978


Women who had a birth in the past 12 months: 588 (331 now married, 254 unmarried)
Women who did not have a birth in the past 12 months: 8,802 (4,053 now married, 4,737 unmarried)


Housing units in zip code 32404 with a mortgage: 5,405 (135 second mortgage, 281 home equity loan)
Houses without a mortgage: 3,911

Median monthly owner costs for units with a mortgage: $1,193
Median monthly owner costs for units without a mortgage: $393

Residents with income below the poverty level in 2017:
This zip code:

13.2%
Whole state:

14.0%
Residents with income below 50% of the poverty level in 2017:
This zip code:

7.3%
Whole state:

7.8%
Median number of rooms in houses and condos:
Here:

6.0
State:

5.9
Median number of rooms in apartments:
Here:

4.4
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32404: Springfield Plaza (A), College Station (B), Chemical Addiction Recovery Effort Center (C), Callaway Fire Department Station 2 (D), Callaway Fire Department Station 1 (E), Parker Fire Department (F). Display/hide their locations on the map

    Churches in zip code 32404 include: Bayou George Church (A), Bear Creek Church (B), Bayou George Assembly of God Church (C), Callaway Assembly of God Church (D), First Baptist Church of Bayou George (E), Brannonville Baptist Church (F), Cherry Hill Church of God of Prophecy (G). Display/hide their locations on the map

    Cemetery: Evergreen Memorial Gardens (1). Display/hide its location on the map

    Lakes and swamps: Danley Lake (A), Emmons Bayou (B), California Swamp (C). Display/hide their locations on the map

    Streams, rivers, and creeks: Minge Branch (A), Beefwood Branch (B), Big Branch (C), Burkett Bayou (D), Smith Bayou (E), Callaway Creek (F), Bird Pond Slough (G), East Prong Bear Creek (H), Boggy Creek (I). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 5962014 or later
  • 3322010 to 2013
  • 2,4862000 to 2009
  • 3,2001990 to 1999
  • 5,2071980 to 1989
  • 3,0131970 to 1979
  • 1,1961960 to 1969
  • 7971950 to 1959
  • 1221940 to 1949
  • 861939 or earlier

Zip code 32404 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Callaway, FL (32404)
  • Bedrooms in owner-occupied houses and condos in Callaway, FL (32404)
  • 8no bedroom
  • 1911 bedroom
  • 1,0382 bedrooms
  • 6,2033 bedrooms
  • 1,7354 bedrooms
  • 995+ bedrooms
Bedrooms in renter-occupied apartments in Callaway, FL (32404)
  • Bedrooms in renter-occupied apartments in Callaway, FL (32404)
  • 72no bedroom
  • 5281 bedroom
  • 2,0912 bedrooms
  • 1,8163 bedrooms
  • 1934 bedrooms
  • 275+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Callaway, FL (32404) in owner-occupied houses/condos
  • Cars and other vehicles available in Callaway, FL (32404) in owner-occupied houses/condos
  • 186no vehicle
  • 2,3661 vehicle
  • 4,0102 vehicles
  • 1,9933 vehicles
  • 5224 vehicles
  • 2275+ vehicles
Cars and other vehicles available in Callaway, FL (32404) in renter-occupied apartments
  • Cars and other vehicles available in Callaway, FL (32404) in renter-occupied apartments
  • 310no vehicle
  • 2,2381 vehicle
  • 1,7362 vehicles
  • 4083 vehicles
  • 594 vehicles
  • 05+ vehicles

  • Zip code 32404 household income distribution in 2017

  • Zip code 32404 household income distribution in 2017
  • 861Less than $10,000
  • 618$10,000 to $14,999
  • 493$15,000 to $19,999
  • 757$20,000 to $24,999
  • 751$25,000 to $29,999
  • 789$30,000 to $34,999
  • 1,052$35,000 to $39,999
  • 715$40,000 to $44,999
  • 617$45,000 to $49,999
  • 1,249$50,000 to $59,999
  • 1,869$60,000 to $74,999
  • 1,725$75,000 to $99,999
  • 1,054$100,000 to $124,999
  • 557$125,000 to $149,999
  • 547$150,000 to $199,999
  • 250$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 32404

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 32404
  • 119Less than $10,000
  • 53$10,000 to $14,999
  • 92$15,000 to $19,999
  • 23$20,000 to $24,999
  • 44$25,000 to $29,999
  • 81$30,000 to $34,999
  • 100$35,000 to $39,999
  • 138$40,000 to $49,999
  • 113$50,000 to $59,999
  • 316$60,000 to $69,999
  • 269$70,000 to $79,999
  • 421$80,000 to $89,999
  • 392$90,000 to $99,999
  • 863$100,000 to $124,999
  • 1,029$125,000 to $149,999
  • 1,168$150,000 to $174,999
  • 770$175,000 to $199,999
  • 1,139$200,000 to $249,999
  • 632$250,000 to $299,999
  • 783$300,000 to $399,999
  • 148$400,000 to $499,999
  • 111$500,000 to $749,999
  • 17$1,000,000 to $1,499,999
  • Rent paid by renters in 2017 in zip code 32404

  • Rent paid by renters in 2017 in zip code 32404
  • 4Less than $100
  • 14$150 to $199
  • 42$200 to $249
  • 23$250 to $299
  • 64$300 to $349
  • 66$350 to $399
  • 128$400 to $449
  • 237$450 to $499
  • 331$500 to $549
  • 497$550 to $599
  • 400$600 to $649
  • 411$650 to $699
  • 202$700 to $749
  • 268$750 to $799
  • 274$800 to $899
  • 500$900 to $999
  • 582$1,000 to $1,249
  • 225$1,250 to $1,499
  • 58$1,500 to $1,999
  • 4$2,000 to $2,499
  • 244No cash rent

Median gross rent in 2017: $920.


Median price asked for vacant for-sale houses and condos in 2017: $129,118.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $186,532
  • Black or African American householders: $181,237
  • American Indian or Alaska Native householders: $120,350
  • Asian householders: $185,310
  • Some other race householders: $139,288
  • Two or more races householders: $242,736
  • Hispanic or Latino householders: $157,615

Estimated median house or condo value in 2017: $169,020
32404:

$169,020
Florida:

$214,000
Lower value quartile - upper value quartile: $106,878 - $235,214

Mean price in 2017:

Detached houses: $194,239
Here:

$194,239
State:

$311,235

Townhouses or other attached units: $188,356
Here:

$188,356
State:

$231,951

In 2-unit structures: $174,272
Here:

$174,272
State:

$217,824

In 5-or-more-unit structures: $239,088
Here:

$239,088
State:

$295,429

Mobile homes: $79,463
Here:

$79,463
State:

$68,147
Owners and renters by unit type in zip code 32404
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 10,194
  • One, attached: 543
  • Two: 372
  • 3 or 4: 1,244
  • 5 to 9: 509
  • 10 to 19: 366
  • 20 to 49: 226
  • 50 or more: 56
  • Mobile homes: 3,345

Unemployment: 5.6%

  • Means of transportation to work in zip code 32404

  • Means of transportation to work in zip code 32404
  • 83.9%15,230Drove a car alone
  • 11.7%2,115Carpooled
  • 0.6%116Bus or trolley bus
  • 0.1%18Streetcar or trolley car
  • 0.1%13Taxi
  • 0.3%50Motorcycle
  • 0.0%9Bicycle
  • 0.4%67Walked
  • 0.4%72Other means
  • 2.3%415Worked at home
  • Travel time to work (commute) in zip code 32404

  • Travel time to work (commute) in zip code 32404
  • 326Less than 5 minutes
  • 1,1935 to 9 minutes
  • 1,48710 to 14 minutes
  • 3,56215 to 19 minutes
  • 3,55420 to 24 minutes
  • 1,23125 to 29 minutes
  • 3,54230 to 34 minutes
  • 42435 to 39 minutes
  • 54040 to 44 minutes
  • 89145 to 59 minutes
  • 57460 to 89 minutes
  • 35390 or more minutes

Percentage of zip code residents living and working in this county: 94.8%

Household type by relationship:

Households: 39,344
  • In family households: 33,423 (5,380 male householders, 4,287 female householders)
    6,910 spouses, 12,140 children (10,721 natural, 490 adopted, 930 stepchildren), 1,421 grandchildren, 372 brothers or sisters, 314 parents, 435 other relatives, 1,553 non-relatives
  • In nonfamily households: 5,910 (2,052 male householders (1,505 living alone)), 2,310 female householders (1,988 living alone)), 1,551 nonrelatives
  • In group quarters: 791 (1,168 institutionalized population)

Size of family households: 4,633 2-persons, 2,334 3-persons, 1,591 4-persons, 596 5-persons, 301 6-persons, 220 7-or-more-persons

Size of nonfamily households: 3,494 1-person, 613 2-persons, 232 3-persons, 19 4-persons

4,094 married couples with children.
3,006 single-parent households (717 men, 2,289 women).

93.2% of residents of 32404 zip code speak English at home.
3.3% of residents speak Spanish at home (69% very well, 4% well, 23% not well, 3% not at all).
0.7% of residents speak other Indo-European language at home (98% very well, 2% well).
2.2% of residents speak Asian or Pacific Island language at home (65% very well, 27% well, 9% not well).
0.2% of residents speak other language at home (40% very well, 43% well, 17% not well).

Foreign born population: 1,993 (5.0%)
(66.2% of them are naturalized citizens)
This zip code:

5.0%
Whole state:

20.9%
Most common places of birth for foreign-born residents
  • 16%Burma
  • 8%Haiti
  • 7%St. Vincent and the Grenadines
  • 5%Thailand
  • 5%France
  • 4%Singapore
  • 3%United Kingdom, excluding England and Scotland
Most common first ancestries reported in 32404
  • 23%American
  • 6%English
  • 6%Irish
  • 5%German
  • 3%European
  • 2%Italian
  • 2%Scottish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 8242010 or later
  • 8312000 to 2009
  • 5891990 to 1999
  • 1,560Before 1990

Major facilities with environmental interests located in this zip code:

  • MONTENAY BAY LLC (6510 BAY LINE DRIVE in PANAMA CITY, FL)
    AIR MAJOR (AIRS/AFS)
    STATE MASTER (FDM) - CHAZ-FLD984196782, HAZARDOUS WASTE REGULATION PROGRAM
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    PERFORMANCE TRACK (National Environmental Performance Track)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: ELECTRIC SERVICES; REFUSE SYSTEMS
    Organizations: CLIFTON WINDHAM (CONTACT/OWNER) , BAY CO BD OF CO COMMISSIONERS (CONTACT/OWNER) , NON NOTIFIED (CONTACT/OWNER) , BAY COUNTY BD OF CO COMMISSIONERS (CONTACT/OWNER)
    Alternative names: BAY COUNTY BOARD OF COUNTY COMMISSIONERS, BAY COUNTY ENERGY SYSTEMS INC, BAY COUNTY ENERGY SYSTEMS INC, BAY COUNTY WASTE-TO-ENERGY FAC, BAY RESOURCE MANAGEMENT CENTER, BAY RESOURCE MGT. CENTER, BAY RESOURCE MGT. CENTER (NTI26239)
  • MURPHY USA #5364 (731 N TYNDALL PKWY in PANAMA CITY, FL)
    STATE MASTER (FDM) - WAFR-FLG911586, INDUSTRIAL WASTEWATER PROGRAM
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: GASOLINE SERVICE STATIONS
    Organizations: PPM CONSULTANTS, INC (CONTACT/APPLICANT) , KEVIN HAYES (CONTACT/OWNER)
    Alternative names: MURPHY USA 5364
  • PARKER ELEMENTARY SCHOOL (640 S HWY 22 - A in PANAMA CITY, FL)
    (Geographic Names Information System)
    (National Center for Education Statistics) - STATE ID-0211
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • MERRITT BROWN MIDDLE SCHOOL (5044 MERRITT BROWN WAY in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0071
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • SEYMOUR GARY (116 EAST BALDWIN ROAD in PANAMA CITY, FL)
    (Integrated Compliance Information System) - ICIS-04-2001-3022, FORMAL ENFORCEMENT ACTION
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  • SMITH ELEMENTARY SCHOOL (5044 TOMMY SMITH DR in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0511
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • RIVERSIDE SUBDIVISION (HIGHWAY 390 & CATO ROAD in CEDAR GROVE, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: DAVID WILLIAMS (CONTACT/OWNER)
  • ALFORD TIRE CENTER GOODYEAR (180 N TYNDALL PKWY in PANAMA CITY, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: CHARLES ALFORD, OWNER (CONTACT/OWNER)
  • AMOCO SERVICE STATION #60220 (835 S TYNDALL PKWY in PANAMA CITY, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: ACA MGMNT SERV, DEALER (CONTACT/OWNER)
  • ARC ON WELDING INC (5319 SUNWOOD RD in PANAMA CITY, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: ALL OTHER MISCELLANEOUS MANUFACTURING.
    Organizations: LARRY SUGGS (CONTACT/OWNER)
  • AUTOMOTIVE ALTERNATIVES OF NW FLORIDA IN (541 SOUTH TYNDALL PKWY in PANAMA CITY, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: NON-NOTIFIER (CONTACT/OWNER)
    Alternative names: AUTOMOTIVE ALTERNATIVES OF NW FLA INC.
  • GRANT'S MILL, PHSE II (ADJACENT TO HIGHWAY 390 in PANAMA CITY, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: JEFF GREGORY (CONTACT/OWNER)
  • GULF COMMUNICATIONS (7528 PENNY RD in PANAMA CITY, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: NON NOTIFIED (CONTACT/OWNER)

Zip code 32404 marital status for males
Zip code 32404 marital status for females

Housing units lacking complete plumbing facilities: 1.9%
Housing units lacking complete kitchen facilities: 3.0%

Most commonly used house heating fuel
  • 88.5%Electricity
  • 8.7%Utility gas
  • 1.3%Bottled, tank, or LP gas
  • 0.7%No fuel used

Population in 1990: 30,101. Population change in the 1990s: +4,379 (+14.5%).

Place of birth for U.S.-born residents:

  • This state: 18,540
  • Northeast: 3,061
  • Midwest: 3,997
  • South: 8,427
  • West: 2,231

53% of the 32404 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

83% of the 32404 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 61% moved from this county.
   Out of people who lived in different houses, 15% moved from different county within same state.
   Out of people who lived in different houses, 22% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year householders moved into unit in Callaway, FL (32404)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 501
Here:

12.6%
Florida:

13.2%
Students in private schools in grades 9 to 12 (high school): 369
Here:

16.8%
Florida:

11.6%
Students in private undergraduate colleges: 276
Here:

16.5%
Florida:

20.0%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 69,151Health diagnosing and treating practitioners and other technical occupations
  • 60,285Computer and mathematical occupations
  • 56,923Legal occupations
  • 53,371Management occupations
  • 49,916Architecture and engineering occupations
  • 41,385Business and financial operations occupations

Companies with biggest federal contracts located in this zip code (PANAMA CITY, FL):

  • GIGLI ENTERPRISES, INC (4833 EAST BUSINESS HIGHWAY; small business) : $40,193,474 in 1058 contracts from 1999 to 2006
    Contracts for Gears, Pulleys, Sprockets, and Transmission Chain, Helicopter Rotor Blades, Drive Mechanisms and Components, Miscellaneous Engine Accessories, Aircraft, Compressors and Vacuum Pumps, and more by Defense Logistics Agency, U.S. Coast Guard, Navy, Army, and others
    Signed by year: 2000: $752,109; 2001: $1,896,942; 2002: $3,109,521; 2003: $2,810,403; 2004: $12,952,714; 2005: $14,127,747; 2006: $4,433,393.

    Biggest contracts:
    $485,780 with Defense Logistics Agency for Gears, Pulleys, Sprockets, and Transmission Chain. Signed on 2005-12-19. Completion date: 2006-08-01.
    $463,421 with Defense Logistics Agency for Helicopter Rotor Blades, Drive Mechanisms and Components. Signed on 2004-11-23. Completion date: 2007-01-12.
    $462,354 with Defense Logistics Agency for Miscellaneous Engine Accessories, Aircraft. Signed on 2004-10-12. Completion date: 2007-07-08.
    $431,802, same as above. Signed on 2004-02-17. Completion date: 2007-05-25.
  • PETTIBONE CONCRETE CONSTRUCTIO (; small business) : $10,158,850 in 75 contracts from 1999 to 2006
    Contracts for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings, Maintenance, Repair or Alteration of Real Property -- Airport Service Roads, Maintenance, Repair or Alteration of Real Property -- Family Housing Facilities, Maintenance, Repair or Alteration of Real Property -- Airport Runways, and more by Air Force, Navy
    Signed by year: 2000: $947,337; 2001: $1,701,449; 2002: $1,727,940; 2003: $2,270,027; 2004: $1,580,043; 2005: $2,204,900; 2006: -$277,632.

    Biggest contracts:
    $1,018,250 with Air Force for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Signed on 2001-09-23. Completion date: 2001-09-22.
    $862,685 with Air Force for Maintenance, Repair or Alteration of Real Property -- Airport Service Roads. Signed on 2002-09-28. Completion date: 2003-09-25.
    $714,931, same as above. Signed on 2003-09-29. Completion date: 2003-10-31.
    $699,977, same as above. Signed on 2005-09-20. Completion date: 2006-03-19.
  • COASTAL AIR SERVICE, INC (7424 COASTAL DR; small business) : $394,630 in 3 contracts in 2006
    $234,249 with Air Force for Land Treatment Practices Services (plowing/clearing, etc.). Signed on 2006-05-12. Completion date: 2006-06-12.
    $134,011, same as above. Signed on 2006-06-15. Completion date: 2006-06-16.
    $26,370 with Air Force for Aerial Fertilization/Spraying Services. Taking place in GA. Signed on 2006-02-14. Completion date: 2006-04-14.
  • RAY MACHINE INC (3711 N HIGHWAY 231; small business) : $227,773 in 12 contracts from 2004 to 2006
    Contracts for Marine Hardware and Hull Items, Physical Properties Testing and Inspection, Hardware, Commercial, Miscellaneous Service and Trade Equipment, and more by Navy, Air Force
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $48,803; 2005: $46,430; 2006: $132,540.

    Biggest contracts:
    $98,400 with Navy for Marine Hardware and Hull Items. Signed on 2006-04-25. Completion date: 2006-06-26.
    $34,527 with Air Force for Physical Properties Testing and Inspection. Signed on 2005-09-07. Completion date: 2005-10-07.
    $24,969 with Navy for Hardware, Commercial. Signed on 2004-02-02. Completion date: 2004-04-16.
    $18,546 with Navy for Marine Hardware and Hull Items. Signed on 2006-06-08. Completion date: 2006-07-17.
  • H G HARDERS & SONS INC (5521 EAST HIGHWAY 98; small business) : $187,000 in 2 contracts in 2005
    $93,500 with Army for Vessel Towing Service. Signed on 2005-03-21. Completion date: 2005-07-29.
    $93,500 with U.S. Army Corps of Engineers - civil program financing only for Vessel Towing Service. Signed on 2005-03-21. Completion date: 2005-07-29.
  • ROBOTIC SECURITY SYSTEMS INC (6530 E HIGHWAY 22; small business)
    $105,000 with Army for Structural Shapes. Signed on 2004-04-21. Completion date: 2004-07-31.
  • REGISTER, WILLIAM A (9445 N HWY 231; small business) : $66,780 in 3 contracts from 2002 to 2005
    $48,780 with Navy for Miscellaneous Construction Materials. Signed on 2002-01-17. Completion date: 2002-01-31.
    $9,600 with Navy for Cranes and Crane-Shovels. Signed on 2005-01-10. Completion date: 2005-01-03.
    $8,400, same as above. Signed on 2004-12-21. Completion date: 2005-01-03.
  • ATLAS PORTABLE BUILDINGS INC (3925 N HWY 231)
    $31,800 with Air Force for Miscellaneous Prefabricated Structures. Signed on 2004-09-30. Completion date: 2004-09-30.
  • JIMMIE PERNELL (6317 OAK KNOLL RD; small business) : $29,000 in 2 contracts in 2000
    $29,000 with Army for Other Management Support Services. Taking place in AL. Signed on 2000-10-24. Completion date: 2001-09-30.
    $0, same as above. Signed on 2000-10-24. Completion date: 2001-09-30.
  • MAR-K TOWING, INC (1212 WEST ST; small business) : $24,140 in 5 contracts from 2004 to 2005
    Contracts for Tugs And Towboats, Miscellaneous Items by Navy
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $24,140; 2005: $0; 2006: $0.

    Biggest contracts:
    $24,875 with Navy for Tugs And Towboats. Signed on 2004-02-09. Completion date: 2004-03-05.
    $11,040 with Navy for Miscellaneous Items. Signed on 2005-01-11. Completion date: 2005-05-02.
    $4,000, same as above. Signed on 2004-06-23. Completion date: 2004-06-23.
    -$4,735 with Navy for Tugs And Towboats. Signed on 2004-07-12. Completion date: 2004-03-05.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 3 establishments, 20-49 employees: 4 establishments, 10-19 employees: 3 establishments, 5-9 employees: 1 establishment, 1-4 employees: 4 establishments)
  • Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 5, 10-19: 4, 1-4: 4)
  • Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 50-99: 1)
  • Other Services (except Public Administration): General Automotive Repair (100-249: 1, 10-19: 1, 1-4: 7)
  • Construction: Highway, Street, and Bridge Construction (100-249: 1, 10-19: 1, 5-9: 1, 1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (100-249: 1)
  • Other Services (except Public Administration): Religious Organizations (20-49: 1, 10-19: 4, 5-9: 6, 1-4: 14)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 979 people in state prisons
  • 854 people in local jails and other municipal confinement facilities
  • 192 people in nursing facilities/skilled-nursing facilities
  • 34 people in residential treatment centers for adults
  • 13 people in residential treatment centers for juveniles (non-correctional)
  • 12 people in correctional facilities intended for juveniles
  • 11 people in group homes intended for adults

People in group quarters in 2000:

  • 1,197 people in local jails and other confinement facilities (including police lockups)
  • 31 people in other noninstitutional group quarters
  • 2 people in homes or halfway houses for drug/alcohol abuse

Fatal accident statistics in 2014:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 6
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 4
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2013:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 7
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 3
  • Persons involved in fatal accidents: 10
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 1 full and 24 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED251$166,382100$144,984561$159,82745$64,4390$042$112,23942$80,164
APPLICATIONS APPROVED, NOT ACCEPTED10$148,4759$90,79270$139,85511$28,5810$04$129,29819$62,103
APPLICATIONS DENIED45$164,35741$105,728318$151,40451$54,3551$150,00034$109,41663$69,405
APPLICATIONS WITHDRAWN45$150,16921$174,908197$162,19117$78,7520$017$126,79431$99,526
FILES CLOSED FOR INCOMPLETENESS4$214,8832$84,96531$190,1205$87,4720$02$79,3101$45,290
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 1 full and 22 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED8$165,05112$186,9630$0
APPLICATIONS APPROVED, NOT ACCEPTED4$212,5852$165,6500$0
APPLICATIONS DENIED5$303,1923$237,6800$0
APPLICATIONS WITHDRAWN3$139,6972$191,1551$52,620
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Conventional Home Purchase Loans in zip code 32404
Conventional Home Purchase Loans in zip code 32404 - Value
Most common first names in zip code 32404 among deceased individuals
NameCountLived (average)
James13072.0 years
William11273.2 years
Robert9469.0 years
Mary9376.7 years
John8172.1 years
Charles6169.7 years
George3975.0 years
Thomas3872.1 years
Betty3869.3 years
Joseph3677.8 years
Most common last names in zip code 32404 among deceased individuals
Last nameCountLived (average)
Smith6575.8 years
Davis4176.4 years
Brown3472.1 years
Williams3168.6 years
Anderson2574.2 years
Miller2477.3 years
Jones2368.3 years
Thomas2072.2 years
Taylor2067.7 years
Johnson1867.2 years
Businesses in zip code 32404
NameCountNameCount
Ace Hardware1Kroger1
Advance Auto Parts1Little Caesars Pizza1
Applebee's1McDonald's1
Arby's1Papa John's Pizza1
AutoZone1Penske1
Burger King2Pizza Hut2
CVS1RadioShack1
Chick-Fil-A1SONIC Drive-In2
Church's Chicken1Sears1
Comfort Suites1Starbucks1
Days Inn1Subway2
Domino's Pizza2T-Mobile2
FedEx2Taco Bell1
GameStop1U-Haul4
Goodwill1UPS3
H&R Block1Volkswagen1
Holiday Inn1Waffle House1
Honda1Walgreens1
KFC1Walmart1
Kmart1
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