32408 Zip Code Detailed Profile




Estimated zip code population in 2013: 16,244
Zip code population in 2010: 15,352
Zip code population in 2000: 12,771

Houses and condos: 16,512
Renter-occupied apartments: 3,008
% of renters here:

40%
State:

35%
Mar. 2013 cost of living index in zip code 32408: 90.3 (less than average, U.S. average is 100)

Land area: 10.6 sq. mi.
Water area: 15.4 sq. mi.
Population density: 1,538 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 32408
Zip code 32408 (Upper Grand Lagoon, Florida) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 32408

  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2013:
This zip code:

0.7% ($1,569)
Florida:

1.1% ($1,623)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,605 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,468 (0.6%)

Business Search - 14 Million verified businesses
Search for: near:  

Males: 8,662  (53.3%)
Females: 7,582  (46.7%)

For population 25 years and over in 32408:

For population 15 years and over in 32408:

Zip code 32408 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • House age below state average.
  • Races in zip code 32408

  • Zip code 32408 races chart
    • 13,567White population
    • 296Black population
    • 78American Indian population
    • 222Asian population
    • 16Native Hawaiian and Other Pacific Islander population
    • 18Some other race population
    • 417Two or more races population
    • 738Hispanic or Latino population

Options
X
Data:
Options
Loading data...
Based on 2000-2013 data
Loading data...

123
Hide US histogram

Urban population: 16,121
Rural population: 122

Estimated median house/condo value in 2013: $225,200
32408:

$225,200
Florida:

$153,300



According to our research of Florida and other state lists there were 27 registered sex offenders living in 32408 zip code as of February 12, 2016.
The ratio of number of residents in zip code 32408 to the number of sex offenders is 520 to 1.


Median resident age:
This zip code:

43.2 years
Florida median age:

41.5 years
Average household size:
This zip code:

2.2 people
Florida:

2.6 people

Averages for the 2012 tax year for zip code 32408, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $57,357 (Individual Income Tax Returns)
Here:

$57,357
State:

$60,316

Salary/wage: $43,456 (reported on 83.2% of returns)
Here:

$43,456
State:

$45,277
(% of AGI for various income ranges: 81.0% for AGIs below $25k, 77.4% for AGIs $25k-50k, 71.6% for AGIs $50k-75k, 69.8% for AGIs $75k-100k, 69.1% for AGIs $100k-200k, 39.4% for AGIs over 200k)

Taxable interest for individuals: $3,440 (reported on 29.7% of returns)
This zip code:

$3,440
Florida:

$3,587
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Ordinary dividends: $8,649 (reported on 17.4% of returns)
Here:

$8,649
State:

$12,831
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 5.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$17,956 (reported on 14.9% of returns)
Here:

+$17,956
State:

+$33,493
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 14.1% for AGIs over 200k)

Profit/loss from business: +$13,908 (reported on 15.5% of returns)
Here:

+$13,908
State:

+$10,012
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 3.9% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.9% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $22,507 (reported on 9.1% of returns)
32408:

$22,507
Florida:

$21,544
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 3.9% for AGIs $100k-200k, 4.6% for AGIs over 200k)

Self-employment retirement plans: $13,233 (reported on 0.4% of returns)
32408:

$13,233
Florida:

$20,611

Total itemized deductions: $23,700 (19% of AGI, reported on 23.5% of returns)
Here:

$23,700
State:

$25,533

Here:

18.6% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 6.7% for AGIs below $25k, 8.0% for AGIs $25k-50k, 11.0% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 10.9% for AGIs $100k-200k, 9.7% for AGIs over 200k)

Charity contributions: $5,644 (reported on 18.4% of returns)
Here:

$5,644
State:

$5,698
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Taxes paid: $4,550 (reported on 22.7% of returns)
32408:

$4,550
State:

$6,203
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Earned income credit: $1,985 (reported on 19.9% of returns)
Here:

$1,985
State:

$2,372
(% of AGI for various income ranges: 5.9% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 44.7%
Here:

45%
State:

54%
(% for various income ranges: 42.6% for AGIs below $25k, 39.2% for AGIs $25k-50k, 45.9% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 49.3% for AGIs $100k-200k, 80.8% for AGIs over 200k)

Averages for the 2004 tax year for zip code 32408, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $55,529 (Individual Income Tax Returns)
Here:

$55,529
State:

$50,523

Salary/wage: $37,197 (reported on 82.4% of returns)
Here:

$37,197
State:

$39,563
(% of AGI for various income ranges: 142.2% for AGIs below $10k, 80.6% for AGIs $10k-25k, 76.0% for AGIs $25k-50k, 72.9% for AGIs $50k-75k, 73.4% for AGIs $75k-100k, 34.4% for AGIs over 100k)

Taxable interest for individuals: $2,881 (reported on 41.8% of returns)
This zip code:

$2,881
Florida:

$3,211
(% of AGI for various income ranges: 7.9% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Taxable dividends: $3,722 (reported on 21.4% of returns)
Here:

$3,722
State:

$6,129
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Net capital gain/loss: +$39,526 (reported on 20.6% of returns)
Here:

+$39,526
State:

+$27,205
(% of AGI for various income ranges: -2.1% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 27.3% for AGIs over 100k)

Profit/loss from business: +$15,467 (reported on 15.9% of returns)
Here:

+$15,467
State:

+$10,634
(% of AGI for various income ranges: 7.0% for AGIs below $10k, 6.4% for AGIs $10k-25k, 4.1% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 4.7% for AGIs over 100k)

IRA payment deduction: $3,049 (reported on 2.6% of returns)
32408:

$3,049
Florida:

$3,082
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $15,860 (reported on 0.7% of returns)
Here:

$15,860
Florida:

$15,857

Total itemized deductions: $19,003 (17% of AGI, reported on 28.7% of returns)
Here:

$19,003
State:

$20,370

Here:

17.1% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 17.1% for AGIs below $10k, 6.9% for AGIs $10k-25k, 11.7% for AGIs $25k-50k, 13.5% for AGIs $50k-75k, 14.0% for AGIs $75k-100k, 7.7% for AGIs over 100k)

Charity contributions deductions: $3,889 (3% of AGI, reported on 24.0% of returns)
Here:

$3,889
State:

$4,064

Here:

3.3% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $10,545 (reported on 77.4% of returns)
32408:

$10,545
State:

$9,431
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 4.7% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 20.7% for AGIs over 100k)

Earned income credit: $1,523 (reported on 16.9% of returns)
Here:

$1,523
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 56.1%
Here:

56%
State:

60%
(% for various income ranges: 50.6% for AGIs below $10k, 56.8% for AGIs $10k-25k, 54.1% for AGIs $25k-50k, 55.8% for AGIs $50k-75k, 54.4% for AGIs $75k-100k, 71.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$49,092
Florida:

$46,036
Upper Grand Lagoon, FL (32408) map Nearest zip codes: 32401, 32407, 32405, 32444, 32403, 32409.
Percentage of family households:
This zip code:

42.5%
Florida:

44.0%
Percentage of households with unmarried partners:
This zip code:

5.0%
Florida:

6.3%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 457
Household did not receive Food Stamps/SNAP in the past 12 months: 7,005


Women who had a birth in the past 12 months: 198 (89 now married, 109 unmarried)
Women who did not have a birth in the past 12 months: 3,495 (1,925 now married, 1,570 unmarried)


Housing units in zip code 32408 with a mortgage: 3,014 (81 second mortgage, 222 home equity loan)
Houses without a mortgage: 1,440

Median monthly owner costs for units with a mortgage: $1,553
Median monthly owner costs for units without a mortgage: S578

Residents with income below the poverty level in 2013:
This zip code:

9.7%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

4.9%
Whole state:

9.4%
Median number of rooms in houses and condos:
Here:

5.8
State:

5.8
Median number of rooms in apartments:
Here:

4.2
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32408: Section Base Channel Range Front Light (A), Bay County Fire Rescue District 1 Station 2 (B), Bay County Fire Rescue Station 3 (C), Bay County Fire Rescue Station 1 (D). Display/hide their locations on the map

    Shopping Centers: Panama City Beach Shopping Center (1), Regency Mall (2). Display/hide their locations on the map

    Park in zip code 32408: Saint Andrews State Park (1). Display/hide its location on the map

Year house built

  • 362010 or later
  • 4,4032000 to 2009
  • 3,6401990 to 1999
  • 5,5961980 to 1989
  • 2,0581970 to 1979
  • 3601960 to 1969
  • 3211950 to 1959
  • 811940 to 1949
  • 171939 or earlier

Zip code 32408 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Upper Grand Lagoon, FL (32408)

  • 6no bedroom
  • 2501 bedroom
  • 9952 bedrooms
  • 2,5733 bedrooms
  • 5544 bedrooms
  • 765+ bedrooms

Bedrooms in renter-occupied apartments in Upper Grand Lagoon, FL (32408)

  • 63no bedroom
  • 4771 bedroom
  • 1,5232 bedrooms
  • 8503 bedrooms
  • 954 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Upper Grand Lagoon, FL (32408) in owner-occupied houses/condos

  • 97no vehicle
  • 1,6371 vehicle
  • 1,9772 vehicles
  • 5503 vehicles
  • 1334 vehicles
  • 605+ vehicles

Cars and other vehicles available in Upper Grand Lagoon, FL (32408) in renter-occupied apartments

  • 173no vehicle
  • 1,2231 vehicle
  • 1,2552 vehicles
  • 2393 vehicles
  • 834 vehicles
  • 355+ vehicles

Median gross rent in 2013: $965.


Median price asked for vacant for-sale houses and condos in 2013: $210,870.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $225,200
32408:

$225,200
Florida:

$153,300
Lower value quartile - upper value quartile: $153,500 - $355,400

Mean price in 2013:

Detached houses: $242,043
Here:

$242,043
State:

$243,181

Townhouses or other attached units: $144,328
Here:

$144,328
State:

$161,350

In 2-unit structures: $64,925
Here:

$64,925
State:

$161,056

In 3-to-4-unit structures: $155,485
Here:

$155,485
State:

$143,318

In 5-or-more-unit structures: $304,973
Here:

$304,973
State:

$215,295

Mobile homes: $56,727
Here:

$56,727
State:

$58,568

Occupied boats, RVs, vans, etc.: $17,218
Here:

$17,218
State:

$50,225

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.0%

Percentage of zip code residents living and working in this county: 95.6%

Household type by relationship:

Households: 16,244

Size of family households: 2,543 2-persons, 935 3-persons, 574 4-persons, 143 5-persons, 39 6-persons, 13 7-or-more-persons

Size of nonfamily households: 2,554 1-person, 490 2-persons, 118 3-persons, 53 5-persons

1,620 married couples with children.
586 single-parent households (330 men, 256 women).

94.9% of residents of 32408 zip code speak English at home.
1.9% of residents speak Spanish at home (88% very well, 12% well).
0.9% of residents speak other Indo-European language at home (91% very well, 6% well, 3% not well).
1.9% of residents speak Asian or Pacific Island language at home (94% very well, 3% well, 3% not well).
0.5% of residents speak other language at home (45% very well, 27% well, 27% not well).

Foreign born population: 712 (4.4%)
(42.6% of them are naturalized citizens)
This zip code:

4.4%
Whole state:

19.4%

Most common places of birth for the foreign-born residents

  • 13%Philippines
  • 11%Canada
  • 8%Uzbekistan
  • 8%Syria
  • 6%Other Southern Europe
  • 6%Czechoslovakia (includes Czech Republic and Slovakia)
  • 5%Guatemala

Most common first ancestries reported in 32408 (%)

  • 19%Other groups
  • 13%English
  • 11%American
  • 11%German
  • 8%Irish
  • 4%Italian
  • 4%French (except Basque)

Year of entry for the foreign-born population

  • 02010 or later
  • 2562000 to 2009
  • 3281990 to 1999
  • 432Before 1990

Zip code 32408 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 32408:

All 36 fire-safe hotels and motels in zip code 32408

Zip code 32408 marital status for males
Zip code 32408 marital status for females

Housing units lacking complete plumbing facilities: 3.0%
Housing units lacking complete kitchen facilities: 1.7%

Most commonly used house heating fuel

  • 87%Electricity
  • 11%Utility gas
  • 1%Fuel oil, kerosene, etc.

Population in 1990: 9,702. Population change in the 1990s: +3,069 (+31.6%).

Place of birth for U.S.-born residents:


44% of the 32408 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 48% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

74% of the 32408 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 65% moved from this county.
   Out of people who lived in different houses, 9% moved from different county within same state.
   Out of people who lived in different houses, 21% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 84
Here:

8.8%
Florida:

11.4%
Students in private schools in grades 9 to 12 (high school): 33
Here:

5.1%
Florida:

10.6%
Students in private undergraduate colleges: 119
Here:

12.8%
Florida:

20.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 90,391Computer and mathematical occupations
  • 76,719Architecture and engineering occupations
  • 67,078Management occupations
  • 62,167Health diagnosing and treating practitioners and other technical occupations
  • 50,885Business and financial operations occupations
  • 50,568Law enforcement workers including supervisors

Companies with biggest federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2000:

  • 11 people in military ships

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED85$177,631202$164,992272$226,45213$83,959199$187,28913$60,095
APPLICATIONS APPROVED, NOT ACCEPTED6$200,53220$218,22231$249,4752$135,11518$203,1992$51,830
APPLICATIONS DENIED30$161,40952$165,945180$217,56311$100,52197$196,40418$76,839
APPLICATIONS WITHDRAWN14$192,45264$158,774108$240,3855$105,84474$185,9584$126,678
FILES CLOSED FOR INCOMPLETENESS2$262,2551$177,20015$212,9350$02$132,9000$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0026.01 , 0026.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$208,5075$305,1380$0
APPLICATIONS APPROVED, NOT ACCEPTED4$142,8683$154,1633$135,263
APPLICATIONS DENIED4$245,2000$03$252,510
APPLICATIONS WITHDRAWN1$212,6401$240,1101$212,640
FILES CLOSED FOR INCOMPLETENESS1$212,6400$01$212,640
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0026.01 , 0026.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 32408 among deceased individuals
NameCountLived (average)
James3666.2 years
John3374.2 years
William3273.2 years
Mary2272.3 years
Robert2272.7 years
Charles2272.5 years
Thomas1971.7 years
George1374.5 years
Helen1376.1 years
Edward1369.7 years
Most common last names in zip code 32408 among deceased individuals
Last nameCountLived (average)
Jones1468.6 years
Smith1169.9 years
Davis968.9 years
Williams783.6 years
Johnson781.7 years
Taylor669.3 years
Mcdonald663.5 years
Martin571.2 years
White568.6 years
Wilson576.8 years
Businesses in zip code 32408
NameCountNameCount
Burger King1MainStay1
Domino's Pizza1Marriott3
FedEx4Pizza Hut1
Hilton1Publix Super Markets1
Holiday Inn1U-Haul1
Kroger2UPS2
La Quinta1Waffle House1
Lane Furniture1

Discuss Upper Grand Lagoon, Florida (FL) on our hugely popular Florida forum.


Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
© 2015 Onboard Informatics. Information is deemed reliable but not guaranteed.
 
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2016 Advameg, Inc.