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32408 Zip Code (Upper Grand Lagoon, FL) Detailed Profile




Estimated zip code population in 2017: 17,108
Zip code population in 2010: 15,352
Zip code population in 2000: 12,771

Houses and condos: 17,273
Renter-occupied apartments: 2,743
% of renters here:

38%
State:

35%
March 2019 cost of living index in zip code 32408: 88.5 (less than average, U.S. average is 100)

Land area: 10.6 sq. mi.
Water area: 15.4 sq. mi.
Population density: 1,620 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 32408
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Real estate property taxes paid for housing units in 2017:
This zip code:

0.7% ($1,724)
Florida:

0.9% ($1,861)
Median real estate property taxes paid for housing units with mortgages in 2017: $1,853 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $1,524 (0.7%)

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Males: 8,826  (51.6%)
Females: 8,282  (48.4%)

For population 25 years and over in 32408:

  • High school or higher: 95.0%
  • Bachelor's degree or higher: 30.0%
  • Graduate or professional degree: 10.6%
  • Unemployed: 3.9%
  • Mean travel time to work (commute): 19.4 minutes

For population 15 years and over in 32408:

  • Never married: 31.8%
  • Now married: 48.3%
  • Separated: 2.6%
  • Widowed: 5.3%
  • Divorced: 11.9%

Zip code 32408 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • House age significantly below state average.
  • Races in zip code 32408 (2017)
    • 13,567106.2%White
    • 7385.8%Hispanic or Latino
    • 4173.3%Two or more races
    • 2962.3%Black
    • 2221.7%Asian
    • 780.6%American Indian
    • 160.1%Native Hawaiian and Other
      Pacific Islander
    • 180.1%Some other race
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Urban population: 16,979
Rural population: 128

Estimated median house/condo value in 2017: $249,312
32408:

$249,312
Florida:

$214,000



According to our research of Florida and other state lists, there were 35 registered sex offenders living in 32408 zip code as of October 23, 2020.
The ratio of all residents to sex offenders in zip code 32408 is 466 to 1.


Median resident age:
This zip code:

41.0 years
Florida median age:

42.0 years
Average household size:
This zip code:

2.4 people
Florida:

2.7 people

Averages for the 2012 tax year for zip code 32408, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $57,357 (Individual Income Tax Returns)
Here:

$57,357
State:

$60,316

Salary/wage: $43,456 (reported on 83.2% of returns)
Here:

$43,456
State:

$45,277
(% of AGI for various income ranges: 81.0% for AGIs below $25k, 77.4% for AGIs $25k-50k, 71.6% for AGIs $50k-75k, 69.8% for AGIs $75k-100k, 69.1% for AGIs $100k-200k, 39.4% for AGIs over 200k)

Taxable interest for individuals: $3,440 (reported on 29.7% of returns)
This zip code:

$3,440
Florida:

$3,587
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Ordinary dividends: $8,649 (reported on 17.4% of returns)
Here:

$8,649
State:

$12,831
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 5.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$17,956 (reported on 14.9% of returns)
Here:

+$17,956
State:

+$33,493
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 14.1% for AGIs over 200k)

Profit/loss from business: +$13,908 (reported on 15.5% of returns)
Here:

+$13,908
State:

+$10,012
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 3.9% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.9% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $22,507 (reported on 9.1% of returns)
32408:

$22,507
Florida:

$21,544
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 3.9% for AGIs $100k-200k, 4.6% for AGIs over 200k)

Self-employment retirement plans: $13,233 (reported on 0.4% of returns)
32408:

$13,233
Florida:

$20,611

Total itemized deductions: $23,700 (19% of AGI, reported on 23.5% of returns)
Here:

$23,700
State:

$25,533

Here:

18.6% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 6.7% for AGIs below $25k, 8.0% for AGIs $25k-50k, 11.0% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 10.9% for AGIs $100k-200k, 9.7% for AGIs over 200k)

Charity contributions: $5,644 (reported on 18.4% of returns)
Here:

$5,644
State:

$5,698
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Taxes paid: $4,550 (reported on 22.7% of returns)
32408:

$4,550
State:

$6,203
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Earned income credit: $1,985 (reported on 19.9% of returns)
Here:

$1,985
State:

$2,372
(% of AGI for various income ranges: 5.9% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 44.7%
Here:

45%
State:

54%
(% for various income ranges: 42.6% for AGIs below $25k, 39.2% for AGIs $25k-50k, 45.9% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 49.3% for AGIs $100k-200k, 80.8% for AGIs over 200k)

Averages for the 2004 tax year for zip code 32408, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $55,529 (Individual Income Tax Returns)
Here:

$55,529
State:

$50,523

Salary/wage: $37,197 (reported on 82.4% of returns)
Here:

$37,197
State:

$39,563
(% of AGI for various income ranges: 142.2% for AGIs below $10k, 80.6% for AGIs $10k-25k, 76.0% for AGIs $25k-50k, 72.9% for AGIs $50k-75k, 73.4% for AGIs $75k-100k, 34.4% for AGIs over 100k)

Taxable interest for individuals: $2,881 (reported on 41.8% of returns)
This zip code:

$2,881
Florida:

$3,211
(% of AGI for various income ranges: 7.9% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Taxable dividends: $3,722 (reported on 21.4% of returns)
Here:

$3,722
State:

$6,129
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Net capital gain/loss: +$39,526 (reported on 20.6% of returns)
Here:

+$39,526
State:

+$27,205
(% of AGI for various income ranges: -2.1% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 27.3% for AGIs over 100k)

Profit/loss from business: +$15,467 (reported on 15.9% of returns)
Here:

+$15,467
State:

+$10,634
(% of AGI for various income ranges: 7.0% for AGIs below $10k, 6.4% for AGIs $10k-25k, 4.1% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 4.7% for AGIs over 100k)

IRA payment deduction: $3,049 (reported on 2.6% of returns)
32408:

$3,049
Florida:

$3,082
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $15,860 (reported on 0.7% of returns)
Here:

$15,860
Florida:

$15,857

Total itemized deductions: $19,003 (17% of AGI, reported on 28.7% of returns)
Here:

$19,003
State:

$20,370

Here:

17.1% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 17.1% for AGIs below $10k, 6.9% for AGIs $10k-25k, 11.7% for AGIs $25k-50k, 13.5% for AGIs $50k-75k, 14.0% for AGIs $75k-100k, 7.7% for AGIs over 100k)

Charity contributions deductions: $3,889 (3% of AGI, reported on 24.0% of returns)
Here:

$3,889
State:

$4,064

Here:

3.3% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $10,545 (reported on 77.4% of returns)
32408:

$10,545
State:

$9,431
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 4.7% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 20.7% for AGIs over 100k)

Earned income credit: $1,523 (reported on 16.9% of returns)
Here:

$1,523
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 56.1%
Here:

56%
State:

60%
(% for various income ranges: 50.6% for AGIs below $10k, 56.8% for AGIs $10k-25k, 54.1% for AGIs $25k-50k, 55.8% for AGIs $50k-75k, 54.4% for AGIs $75k-100k, 71.0% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$56,514
Florida:

$52,594
Upper Grand Lagoon, FL (32408) map Nearest zip codes: 32401, 32407, 32405, 32444, 32403, 32409.
Upper Grand Lagoon Zip Code Map

Percentage of family households:
This zip code:

44.1%
Florida:

42.3%
Percentage of households with unmarried partners:
This zip code:

8.1%
Florida:

6.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.0% of all households
  • Gay men: 0.3% of all households

Household received Food Stamps/SNAP in the past 12 months: 713
Household did not receive Food Stamps/SNAP in the past 12 months: 6,444


Women who had a birth in the past 12 months: 267 (199 now married, 68 unmarried)
Women who did not have a birth in the past 12 months: 3,802 (1,598 now married, 2,204 unmarried)


Housing units in zip code 32408 with a mortgage: 2,576 (24 second mortgage, 207 home equity loan)
Houses without a mortgage: 1,833

Median monthly owner costs for units with a mortgage: $1,650
Median monthly owner costs for units without a mortgage: $491

Residents with income below the poverty level in 2017:
This zip code:

14.1%
Whole state:

14.0%
Residents with income below 50% of the poverty level in 2017:
This zip code:

7.3%
Whole state:

7.8%
Median number of rooms in houses and condos:
Here:

5.5
State:

5.9
Median number of rooms in apartments:
Here:

4.1
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32408: Section Base Channel Range Front Light (A), Bay County Fire Rescue District 1 Station 2 (B), Bay County Fire Rescue Station 3 (C), Bay County Fire Rescue Station 1 (D). Display/hide their locations on the map

    Shopping Centers: Panama City Beach Shopping Center (1), Regency Mall (2). Display/hide their locations on the map

    Park in zip code 32408: Saint Andrews State Park (1). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 4022014 or later
  • 1732010 to 2013
  • 4,8342000 to 2009
  • 3,5011990 to 1999
  • 6,0631980 to 1989
  • 1,5141970 to 1979
  • 2751960 to 1969
  • 2991950 to 1959
  • 701940 to 1949
  • 281939 or earlier

Zip code 32408 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Upper Grand Lagoon, FL (32408)
  • Bedrooms in owner-occupied houses and condos in Upper Grand Lagoon, FL (32408)
  • 40no bedroom
  • 1791 bedroom
  • 9552 bedrooms
  • 2,5053 bedrooms
  • 5344 bedrooms
  • 1675+ bedrooms
Bedrooms in renter-occupied apartments in Upper Grand Lagoon, FL (32408)
  • Bedrooms in renter-occupied apartments in Upper Grand Lagoon, FL (32408)
  • 114no bedroom
  • 4991 bedroom
  • 1,3082 bedrooms
  • 7303 bedrooms
  • 864 bedrooms
  • 55+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Upper Grand Lagoon, FL (32408) in owner-occupied houses/condos
  • Cars and other vehicles available in Upper Grand Lagoon, FL (32408) in owner-occupied houses/condos
  • 36no vehicle
  • 1,1961 vehicle
  • 1,9502 vehicles
  • 8893 vehicles
  • 1794 vehicles
  • 1575+ vehicles
Cars and other vehicles available in Upper Grand Lagoon, FL (32408) in renter-occupied apartments
  • Cars and other vehicles available in Upper Grand Lagoon, FL (32408) in renter-occupied apartments
  • 375no vehicle
  • 1,0871 vehicle
  • 1,0402 vehicles
  • 2163 vehicles
  • 204 vehicles
  • 75+ vehicles

  • Zip code 32408 household income distribution in 2017

  • Zip code 32408 household income distribution in 2017
  • 366Less than $10,000
  • 376$10,000 to $14,999
  • 228$15,000 to $19,999
  • 438$20,000 to $24,999
  • 341$25,000 to $29,999
  • 354$30,000 to $34,999
  • 418$35,000 to $39,999
  • 258$40,000 to $44,999
  • 368$45,000 to $49,999
  • 582$50,000 to $59,999
  • 637$60,000 to $74,999
  • 1,160$75,000 to $99,999
  • 561$100,000 to $124,999
  • 344$125,000 to $149,999
  • 224$150,000 to $199,999
  • 461$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 32408

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 32408
  • 28Less than $10,000
  • 11$10,000 to $14,999
  • 29$15,000 to $19,999
  • 3$20,000 to $24,999
  • 5$30,000 to $34,999
  • 16$40,000 to $49,999
  • 73$50,000 to $59,999
  • 45$60,000 to $69,999
  • 48$70,000 to $79,999
  • 99$80,000 to $89,999
  • 30$90,000 to $99,999
  • 230$100,000 to $124,999
  • 281$125,000 to $149,999
  • 408$150,000 to $174,999
  • 397$175,000 to $199,999
  • 798$200,000 to $249,999
  • 563$250,000 to $299,999
  • 719$300,000 to $399,999
  • 253$400,000 to $499,999
  • 223$500,000 to $749,999
  • 130$750,000 to $999,999
  • 7$1,000,000 to $1,499,999
  • 66$2,000,000 or more
  • Rent paid by renters in 2017 in zip code 32408

  • Rent paid by renters in 2017 in zip code 32408
  • 15$150 to $199
  • 13$200 to $249
  • 22$350 to $399
  • 18$400 to $449
  • 118$500 to $549
  • 43$550 to $599
  • 153$600 to $649
  • 225$650 to $699
  • 179$700 to $749
  • 177$750 to $799
  • 345$800 to $899
  • 320$900 to $999
  • 539$1,000 to $1,249
  • 213$1,250 to $1,499
  • 153$1,500 to $1,999
  • 18$2,000 to $2,499
  • 77$2,500 to $2,999
  • 34$3,500 or more
  • 89No cash rent

Median gross rent in 2017: $1,071.


Median price asked for vacant for-sale houses and condos in 2017: $335,560.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $283,222
  • Black or African American householders: $538,505
  • American Indian or Alaska Native householders: $501,183
  • Asian householders: $237,369
  • Some other race householders: $259,975
  • Hispanic or Latino householders: $190,663

Estimated median house or condo value in 2017: $249,312
32408:

$249,312
Florida:

$214,000
Lower value quartile - upper value quartile: $173,185 - $351,505

Mean price in 2017:

Detached houses: $380,485
Here:

$380,485
State:

$311,235

Townhouses or other attached units: $254,968
Here:

$254,968
State:

$231,951

In 2-unit structures: $322,908
Here:

$322,908
State:

$217,824

In 3-to-4-unit structures: $329,958
Here:

$329,958
State:

$219,642

In 5-or-more-unit structures: $256,523
Here:

$256,523
State:

$295,429

Mobile homes: $109,726
Here:

$109,726
State:

$68,147
Owners and renters by unit type in zip code 32408
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 5,296
  • One, attached: 757
  • Two: 528
  • 3 or 4: 921
  • 5 to 9: 561
  • 10 to 19: 899
  • 20 to 49: 938
  • 50 or more: 5,932
  • Mobile homes: 1,672
  • Boats, RVs, vans, etc.: 5

Unemployment: 3.9%

  • Means of transportation to work in zip code 32408

  • Means of transportation to work in zip code 32408
  • 79.5%7,427Drove a car alone
  • 9.5%883Carpooled
  • 1.6%148Bus or trolley bus
  • 0.1%5Ferryboat
  • 0.2%22Taxi
  • 0.4%36Motorcycle
  • 1.3%126Bicycle
  • 1.6%153Walked
  • 0.7%66Other means
  • 4.9%459Worked at home
  • Travel time to work (commute) in zip code 32408

  • Travel time to work (commute) in zip code 32408
  • 371Less than 5 minutes
  • 1,5175 to 9 minutes
  • 1,63110 to 14 minutes
  • 1,77715 to 19 minutes
  • 1,16120 to 24 minutes
  • 44425 to 29 minutes
  • 1,06430 to 34 minutes
  • 8435 to 39 minutes
  • 20840 to 44 minutes
  • 33645 to 59 minutes
  • 19260 to 89 minutes
  • 8290 or more minutes

Percentage of zip code residents living and working in this county: 94.8%

Household type by relationship:

Households: 17,115
  • In family households: 13,282 (2,336 male householders, 2,030 female householders)
    3,232 spouses, 3,951 children (3,411 natural, 122 adopted, 419 stepchildren), 281 grandchildren, 188 brothers or sisters, 213 parents, 376 other relatives, 573 non-relatives
  • In nonfamily households: 3,845 (1,543 male householders (1,058 living alone)), 1,244 female householders (1,022 living alone)), 1,063 nonrelatives

Size of family households: 2,463 2-persons, 910 3-persons, 696 4-persons, 276 5-persons, 27 6-persons

Size of nonfamily households: 2,079 1-person, 630 2-persons, 64 3-persons, 14 4-persons

1,768 married couples with children.
1,144 single-parent households (343 men, 801 women).

93.4% of residents of 32408 zip code speak English at home.
2.4% of residents speak Spanish at home (76% very well, 14% well, 10% not well).
2.5% of residents speak other Indo-European language at home (68% very well, 27% well, 5% not well).
1.4% of residents speak Asian or Pacific Island language at home (35% very well, 61% well, 4% not well).

Foreign born population: 822 (4.8%)
(63.7% of them are naturalized citizens)
This zip code:

4.8%
Whole state:

20.9%
Most common places of birth for foreign-born residents
  • 21%Burma
  • 12%Romania
  • 5%France
  • 5%Bangladesh
  • 4%Azores Islands
  • 4%Russia
  • 3%Moldova
Most common first ancestries reported in 32408
  • 20%American
  • 11%English
  • 7%German
  • 7%Irish
  • 5%Italian
  • 3%European
  • 2%Dutch
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 2902010 or later
  • 3092000 to 2009
  • 2111990 to 1999
  • 410Before 1990

Zip code 32408 topographic map

Major facilities with environmental interests located in this zip code:

  • GREASE PRO INC EXPRESS LUBE #105 (2015 THOMAS DR in PANAMA CITY, FL)
    STATE MASTER (FDM) - CHAZ-FLR000101345, HAZARDOUS WASTE REGULATION PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: AUTOMOTIVE REPAIR SHOPS
    Business NAICS classification: OTHER AUTOMOTIVE MECHANICAL AND ELECTRICAL REPAIR AND MAINTENANCE.
    Organizations: WILLIAM WILKIS (CONTACT/OWNER)
  • COASTAL PALMS COMMERCIAL DEVEL (1000 THOMAS DRIVE in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: GEORGE ROBERTS (CONTACT/OWNER) , GARY WAKSTEIN (CONTACT/OWNER)
  • ARNOLD HIGH SCHOOL (550 ALF COLEMAN ROAD in PANAMA CITY BEACH, FL)
    (National Center for Education Statistics) - STATE ID-0551
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • PATRONIS ELEMENTARY SCHOOL (TEMPORARY ADDRES (7400 PATRONIS DR in PANAMA CITY BEACH, FL)
    (National Center for Education Statistics) - STATE ID-0521
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • NORTH LAGOON DRIVE SIDEWALK & (NORTH LAGOON DRIVE in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: GEORGE ROBERTS (CONTACT/OWNER)
  • GRAND PANAMA BEACH RESORT (11807 FRONT BCH RD in PANAMA CITY BCH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: LEWIS BRELAND (CONTACT/OWNER)
  • GRAND RESIDENCES BY MARRIOT AT (KINGFISH DR & BAY POINT RD in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: WAYNE PEARSON (CONTACT/OWNER)
  • HIGHWAY 388 CONSTRUCTION & DEM (1.8 MILES E OF THE INTERSECTIO in UNKNOWN, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: DEBBIE LIVINGSTON (CONTACT/OWNER)
  • LAKE TOWNE WHARF (SOUTH THOMAS DRIVE in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: JERRY WALLACE (CONTACT/OWNER)
  • LIGHTHOUSE MARINA (5325 NORTH LAGOON DRIVE in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: MARINAS
    Organizations: BART BINGHAM (CONTACT/OWNER)
  • MAD HATTER MUFFLER & AUTO CENTER (506 THOMAS DR in PANAMA CITY, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: OTHER AUTOMOTIVE MECHANICAL AND ELECTRICAL REPAIR AND MAINTENANCE.
    Organizations: FREDRICK GARRETT (CONTACT/OWNER)
  • MAGNOLIA PLANTATION ON ST ANDR (4100 MAGNOLIA BEACH ROAD in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: BOBBY SULLIVAN (CONTACT/OWNER)
  • MIRACLE POINTE (SE INTERSECTION ALF COLEMAN RD in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: TERRY DUBOSE (CONTACT/OWNER)
    Alternative names: TAYLORSVILLE STP

Zip code 32408 marital status for males
Zip code 32408 marital status for females

Housing units lacking complete plumbing facilities: 1.1%
Housing units lacking complete kitchen facilities: 1.4%

Most commonly used house heating fuel
  • 89.0%Electricity
  • 9.3%Utility gas
  • 0.9%No fuel used
  • 0.6%Bottled, tank, or LP gas

Population in 1990: 9,702. Population change in the 1990s: +3,069 (+31.6%).

Place of birth for U.S.-born residents:

  • This state: 5,511
  • Northeast: 1,629
  • Midwest: 2,524
  • South: 5,304
  • West: 879

44% of the 32408 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 48% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

86% of the 32408 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 63% moved from this county.
   Out of people who lived in different houses, 16% moved from different county within same state.
   Out of people who lived in different houses, 18% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year householders moved into unit in Upper Grand Lagoon, FL (32408)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 33
Here:

2.5%
Florida:

13.2%
Students in private schools in grades 9 to 12 (high school): 90
Here:

10.2%
Florida:

11.6%
Students in private undergraduate colleges: 113
Here:

11.9%
Florida:

20.0%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 95,532Life, physical, and social science occupations
  • 84,110Architecture and engineering occupations
  • 63,862Management occupations
  • 61,449Computer and mathematical occupations
  • 61,397Business and financial operations occupations
  • 49,241Health diagnosing and treating practitioners and other technical occupations

Companies with biggest federal contracts located in this zip code:

  • GENERAL SCIENTIFIC CORPORATION (209 ELLEN LN in PANAMA CITY, FL; small business) : $8,480,109 in 75 contracts from 2000 to 2006
    Contracts for Airfield Specialized Trucks and Trailers, Modification of Equipment -- Aircraft Launching, Landing, and Ground Handling Equipment, Electrical and Electronic assemblies, Boards, Cards, and Associated Hardware, Aircraft Ground Servicing Equipment, and more by Navy, Air Force, Defense Logistics Agency, Army, and others
    Signed by year: 2000: $269,434; 2001: $2,092,756; 2002: $3,290,887; 2003: $752,655; 2004: $924,194; 2005: $1,102,717; 2006: $47,466.

    Biggest contracts:
    $1,945,789 with Navy for Airfield Specialized Trucks and Trailers. Signed on 2002-03-25. Completion date: 2003-03-25.
    $1,496,927, same as above. Signed on 2001-01-12. Completion date: 2005-01-12.
    $625,000 with Navy for Modification of Equipment -- Aircraft Launching, Landing, and Ground Handling Equipment. Signed on 2005-04-01. Completion date: 2006-04-28.
    $586,313 with Navy for Airfield Specialized Trucks and Trailers. Signed on 2002-12-23. Completion date: 2003-03-24.
  • FLORIDA OFFSHORE INC (3605 THOMAS DR in PANAMA CITY, FL; small business) : $7,940,161 in 14 contracts from 2000 to 2005
    Contracts for Maintenance, Repair and Rebuilding of Equipment -- Ships, Small Craft, Pontoons, and Floating Docks, Operation of Government-Owned Facilities -- Government-Owned Contractor-Operated (GOCO) R&D Facilities by Air Force
    Signed by year: 2000: $607,000; 2001: $2,092,833; 2002: $1,158,359; 2003: $1,199,528; 2004: $1,230,341; 2005: $1,652,100; 2006: $0.

    Biggest contracts:
    $1,609,800 with Air Force for Maintenance, Repair and Rebuilding of Equipment -- Ships, Small Craft, Pontoons, and Floating Docks. Signed on 2005-10-01. Completion date: 2006-09-30.
    $1,133,925, same as above. Signed on 2003-10-01. Completion date: 2004-09-30.
    $1,059,700 with Air Force for Operation of Government-Owned Facilities -- Government-Owned Contractor-Operated (GOCO) R&D Facilities. Signed on 2002-10-01. Completion date: 2003-09-30.
    $1,057,834, same as above. Signed on 2001-10-01. Completion date: 2002-09-30.
  • EDO CORPORATION (511 SKYVIEW DRIVE in PANAMA CITY, FL; small business) : $1,558,513 in 7 contracts from 2005 to 2006
    Contracts for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous, Other Research and Development -- Operational Systems Development (R&D), Fiber Optic Cable Assemblies and Harnesses, Vehicular Furniture and Accessories, and more by Navy, Defense Logistics Agency
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $21,375; 2006: $1,537,138.

    Biggest contracts:
    $594,464 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous. Signed on 2006-06-15. Completion date: 2006-09-30.
    $526,189, same as above. Signed on 2006-06-28. Completion date: 2006-09-30.
    $318,347, same as above. Signed on 2006-06-26. Completion date: 2006-07-31.
    $83,034 with Navy for Other Research and Development -- Operational Systems Development (R&D). Signed on 2006-06-29. Completion date: 2006-09-30.
  • DAVE PERKINS ENTERPRISES INC (8623 N LAGOONDR C-2 in PANAMA CITY, FL; small business) : $1,464,595 in 103 contracts from 2000 to 2006
    Contracts for Marine Lifesaving and Diving Equipment, Hose and Flexible Tubing, Bags and Sacks, Electronic Modules, and more by Navy, Defense Logistics Agency
    Signed by year: 2000: $77,423; 2001: $43,800; 2002: $79,600; 2003: $387,727; 2004: $442,048; 2005: $328,256; 2006: $105,741.

    Biggest contracts:
    $211,810 with Navy for Marine Lifesaving and Diving Equipment. Signed on 2003-10-21. Completion date: 2004-05-28.
    $91,200 with Navy for Hose and Flexible Tubing. Signed on 2004-03-02. Completion date: 2004-06-25.
    $64,910 with Navy for Bags and Sacks. Signed on 2003-08-25. Completion date: 2003-12-15.
    $60,800 with Navy for Hose and Flexible Tubing. Signed on 2004-04-19. Completion date: 2004-09-17.
  • WORD MASTERS (108 DRAGON CIR in PANAMA CITY, FL) : $224,500 in 11 contracts from 2002 to 2006
    Contracts for Program Evaluation Services, Other Research and Development -- Basic Research (R&D), Programming Services, Defense Ships -- Management and Support (R&D), and more by Navy
    Signed by year: 2000: $0; 2001: $0; 2002: $48,750; 2003: $30,000; 2004: $73,800; 2005: $61,950; 2006: $10,000.

    Biggest contracts:
    $48,750 with Navy for Program Evaluation Services. Signed on 2002-06-04. Completion date: 2002-06-04.
    $36,000 with Navy for Other Research and Development -- Basic Research (R&D). Signed on 2004-07-16. Completion date: 2005-05-30.
    $30,000 with Navy for Programming Services. Signed on 2003-03-13. Completion date: 2003-09-30.
    $24,950 with Navy for Defense Ships -- Management and Support (R&D). Signed on 2005-07-29. Completion date: 2005-08-01.
  • STORMONT TRICE CORPORATION (4200 MARRIOTT DRIVE in PANAMA CITY BE, FL) : $166,805 in 3 contracts from 2002 to 2004
    $150,000 with Air Force for Lodging - Hotel/Motel. Signed on 2002-05-17. Completion date: 2002-06-28.
    $11,854 with Air Force for Lease or Rental of Facilities -- Conference Space and Facilities. Signed on 2004-10-13. Completion date: 2004-10-25.
    $4,951 with Army for Lodging - Hotel/Motel. Signed on 2004-09-22. Completion date: 2004-09-18.
  • GENERAL KANTRAX INC (123 GWYN DR in PANAMA CITY, FL; small business)
    $136,778 with Army for Construction of Structures and Facilities -- Family Housing Facilities. Signed on 2000-02-26. Completion date: 2000-09-01.
  • LOUISE ANN JOPLIN (7813 N LAGOON DR 1-E in PANAMA CITY, FL; small business) : $96,388 in 3 contracts from 2000 to 2001
    $40,716 with Navy for Dentistry Services. Signed on 2000-10-01. Completion date: 2001-09-30.
    $39,672, same as above. Signed on 2000-01-12. Completion date: 2000-09-30.
    $16,000, same as above. Signed on 2001-10-01. Completion date: 2001-09-30.
  • MERCOMMS UNLIMITED INC (8730 THOMAS DR STE 1104B in PANAMA CITY, FL; small business) : $65,500 in 2 contracts from 2004 to 2005
    $50,000 with Navy for ADP Software, Equipment, and Telecommunications Training. Signed on 2004-08-02. Completion date: 2004-09-21.
    $15,500 with Air Force for Other Education and Training Services. Signed on 2005-08-15. Completion date: 2005-09-16.
  • G S DEVELOPMENT, LLC (2909 THOMAS DR in PANAMA CITY, FL)
    $47,005 with Air Force for Lodging - Hotel/Motel. Signed on 2004-04-01. Completion date: 2004-04-23.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (100-249 employees: 3 establishments, 50-99 employees: 1 establishment, 20-49 employees: 4 establishments, 10-19 employees: 2 establishments, 5-9 employees: 3 establishments, 1-4 employees: 11 establishments)
  • Professional, Scientific, and Technical Services: Other Scientific and Technical Consulting Services (500-999: 1, 1-4: 1)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (250-499: 1, 100-249: 1, 10-19: 4, 5-9: 1, 1-4: 8)
  • Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 3, 10-19: 1, 5-9: 4, 1-4: 1)
  • Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (100-249: 1, 5-9: 1, 1-4: 3)
  • Professional, Scientific, and Technical Services: Engineering Services (100-249: 1, 5-9: 1, 1-4: 3)
  • Other Services (except Public Administration): Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (20-49: 3, 10-19: 1, 5-9: 5, 1-4: 12)
  • Professional, Scientific, and Technical Services: Custom Computer Programming Services (100-249: 1, 1-4: 2)
  • Construction: Commercial and Institutional Building Construction (100-249: 1, 1-4: 1)
  • Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (20-49: 2, 10-19: 2, 5-9: 2, 1-4: 10)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2000:

  • 11 people in military ships

Fatal accident statistics in 2014:

  • Fatal accident count: 5
  • Vehicles involved in fatal accidents: 7
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 5
  • Persons involved in fatal accidents: 11
  • Pedestrians involved in fatal accidents: 2

Fatal accident statistics in 2013:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED85$177,631202$164,992272$226,45213$83,959199$187,28913$60,095
APPLICATIONS APPROVED, NOT ACCEPTED6$200,53220$218,22231$249,4752$135,11518$203,1992$51,830
APPLICATIONS DENIED30$161,40952$165,945180$217,56311$100,52197$196,40418$76,839
APPLICATIONS WITHDRAWN14$192,45264$158,774108$240,3855$105,84474$185,9584$126,678
FILES CLOSED FOR INCOMPLETENESS2$262,2551$177,20015$212,9350$02$132,9000$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0026.01 , 0026.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$208,5075$305,1380$0
APPLICATIONS APPROVED, NOT ACCEPTED4$142,8683$154,1633$135,263
APPLICATIONS DENIED4$245,2000$03$252,510
APPLICATIONS WITHDRAWN1$212,6401$240,1101$212,640
FILES CLOSED FOR INCOMPLETENESS1$212,6400$01$212,640
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0026.01 , 0026.02

Conventional Home Purchase Loans in zip code 32408
Conventional Home Purchase Loans in zip code 32408 - Value
Most common first names in zip code 32408 among deceased individuals
NameCountLived (average)
James3666.2 years
John3374.2 years
William3273.2 years
Mary2272.3 years
Robert2272.7 years
Charles2272.5 years
Thomas1971.7 years
George1374.5 years
Helen1376.1 years
Edward1369.7 years
Most common last names in zip code 32408 among deceased individuals
Last nameCountLived (average)
Jones1468.6 years
Smith1169.9 years
Davis968.9 years
Williams783.6 years
Johnson781.7 years
Taylor669.3 years
Mcdonald663.5 years
Martin571.2 years
White568.6 years
Wilson576.8 years
Businesses in zip code 32408
NameCountNameCount
Burger King1MainStay1
Domino's Pizza1Marriott3
FedEx4Pizza Hut1
Hilton1Publix Super Markets1
Holiday Inn1U-Haul1
Kroger2UPS2
La Quinta1Waffle House1
Lane Furniture1
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