32409 Zip Code Detailed Profile

Profiles Panama City, FL (32409) houses, apartments, residents, cars, jobs...

Back to All US cities. City: Panama City, FL Bay County, FL Zip code population (2000): 7,360 Estimated zip code population in 2007: 7,312 Home Value Estimate Address: Unit (optional): City State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Zip Recent Home Sales Address: City State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Zip Min Price (optional) Max Price (optional) Prioritization: Sale Date Distance Recent home sales, real estate maps, and home value estimator for zip code 32409 General Map Google Map MSN Map General Map Google Map MSN Map General Map Google Map MSN Map Please wait while loading the map... Houses and condos: 3,163 Renter-occupied apartments: 296 % of renters here:   11% State:   30% 2008 cost of living index in zip code 32409: 82.0 (low, U.S. average is 100) Land area: 94.2 sq. mi. Water area: 1.9 sq. mi. Population density: 78 people per square mile   (very low). Estimate of real estate property taxes paid for housing units in 2007: This zip code:   1.3% ($580) Florida:   2.0% ($1,262) List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition Males: 3,669   (49.9%) Females: 3,691   (50.1%) Discuss zip code 32409 area on our local forum with over 700,000 registered users Urban population: 3,718 Rural population: 3,642 Estimated median house/condo value in 2007: $159,698 32409:   $159,698 Florida:   $230,400 According to our research of public records there were 25 registered sex offenders living in 32409 zip code in early 2007. Median resident age:   35.7 years Florida median age:   38.7 years Average household size: This zip code:   2.7 people Florida:   2.5 people Averages for the 2004 tax year for zip code 32409, filed in 2005: Average Adjusted Gross Income (AGI) in 2004: $38,647 (Individual Income Tax Returns) Here:   $38,647 State:   $50,523 Salary/wage: $32,016 (reported on 86.9% of returns) Here:   $32,016 State:   $39,563 (% of AGI for various income ranges: 115.6% for AGIs below $10k, 79.2% for AGIs $10k-25k, 83.6% for AGIs $25k-50k, 83.5% for AGIs $50k-75k, 77.6% for AGIs $75k-100k, 44.4% for AGIs over 100k) Taxable interest for individuals: $1,445 (reported on 34.7% of returns) This zip code:   $1,445 Florida:   $3,211 (% of AGI for various income ranges: 3.4% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.6% for AGIs over 100k) Taxable dividends: $2,525 (reported on 10.9% of returns) Here:   $2,525 State:   $6,129 (% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.7% for AGIs over 100k) Net capital gain/loss: +$24,807 (reported on 11.3% of returns) Here:   +$24,807 State:   +$27,205 (% of AGI for various income ranges: -1.2% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 23.7% for AGIs over 100k) Profit/loss from business: +$9,230 (reported on 14.2% of returns) Here:   +$9,230 State:   +$10,634 (% of AGI for various income ranges: -14.2% for AGIs below $10k, 5.2% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 4.9% for AGIs over 100k) IRA payment deduction: $2,704 (reported on 2.1% of returns) 32409:   $2,704 Florida:   $3,082 Total itemized deductions: $16,747 (1% of AGI, reported on 19.3% of returns) Here:   $16,747 State:   $20,370 (% of AGI for various income ranges: 6.6% for AGIs below $10k, 5.6% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 9.0% for AGIs over 100k) Charity contributions deductions: $4,143 (4.8% of AGI, reported on 15.4% of returns) Here:   $4,143 Florida:   $4,064 Here:   4.8% of AGI State:   3.8% of AGI (% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.9% for AGIs over 100k) Total tax: $5,421 (reported on 72.8% of returns) 32409:   $5,421 State:   $9,431 (% of AGI for various income ranges: 3.4% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 18.4% for AGIs over 100k) Earned income credit: $1,779 (reported on 21.7% of returns) Here:   $1,779 State:   $1,808 (% of AGI for various income ranges: 12.6% for AGIs below $10k, 5.0% for AGIs $10k-25k, 0.3% for AGIs $25k-50k) Percentage of individuals using paid preparers for their 2004 taxes: 52.1% Here:   52% State:   60% (% for various income ranges: 46.5% for AGIs below $10k, 52.9% for AGIs $10k-25k, 51.8% for AGIs $25k-50k, 51.1% for AGIs $50k-75k, 56.8% for AGIs $75k-100k, 68.1% for AGIs over 100k)

This zip code:	$45,991
Florida:	$47,804

Nearest zip codes: 32444, 32466, 32405, 32404, 32401, 32408.
Panama City Zip Code Map

Percentage of family households:

This zip code:	77.2%
Whole state:	66.4%

Percentage of households with unmarried partners:

This zip code:	6.2%
Whole state:	5.8%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.3% of all households
• Gay men: 0.4% of all households

Housing units in zip code 32409 with a mortgage: 638 (63 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 440

This zip code:	12.7%
Whole state:	12.1%

This zip code:	3.7%
Whole state:	5.0%

Here:	5.4
State:	5.6

Here:	4.6
State:	3.8

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages: Lakes: River Lake (A), Sunset Lake (B), Rattlesnake Lake (C), Big Island Lake (D), Little Blue Lake (E), Island Pond (F), Little Island Lake (G), Bream Lake (H). Display/hide their locations on the map

Estimate of home value of owner-occupied houses/condos in 2007 in zip code 32409: Less than $10,000: 19 $10,000 to $14,999: 9 $15,000 to $19,999: 9 $20,000 to $24,999: 10 $25,000 to $29,999: 14 $30,000 to $34,999: 14 $35,000 to $39,999: 26 $40,000 to $49,999: 68 $50,000 to $59,999: 82 $60,000 to $69,999: 73 $70,000 to $79,999: 69 $80,000 to $89,999: 64 $90,000 to $99,999: 66 $100,000 to $124,999: 336 $125,000 to $149,999: 236 $150,000 to $174,999: 308 $175,000 to $199,999: 228 $200,000 to $249,999: 252 $250,000 to $299,999: 184 $300,000 to $399,999: 137 $400,000 to $499,999: 121 $500,000 to $749,999: 67 $750,000 to $999,999: 27 $1,000,000 or more: 18

Rent paid by renters in 2007 in zip code 32409: $150 to $199: 20 $200 to $249: 5 $250 to $299: 14 $300 to $349: 12 $350 to $399: 25 $400 to $449: 4 $450 to $499: 7 $500 to $549: 7 $600 to $649: 14 $650 to $699: 11 $800 to $899: 48 No cash rent: 29

Median price asked for vacant for-sale houses and condos in 2007: $131,021.

Estimated median house (or condo) value in 2007 for:

• White Non-Hispanic householders: $229,905
• American Indian or Alaska Native householders: $199,004
• Asian householders: $160,686
• Hispanic or Latino householders: $278,111

32409:	$168,718
Florida:	$230,400

Detached houses: $271,009

Here:	$271,009
State:	$334,342

Townhouses or other attached units: $84,477

Here:	$84,477
State:	$258,333

Mobile homes: $50,681

Here:	$50,681
State:	$43,568

Occupied boats, RVs, vans, etc.: $5,000

Here:	$5,000
State:	$47,032

Housing units in structures:

• One, detached: 1,542
• One, attached: 21
• 5 to 9: 7
• Mobile homes: 1,526
• Boats, RVs, vans, etc.: 60

Means of transportation to work Drove a car alone: 2,781 (80%) Carpooled: 506 (15%) Motorcycle: 10 (0%) Walked: 40 (1%) Other means: 35 (1%) Worked at home: 109 (3%)

Travel time to work Less than 5 minutes: 60 5 to 9 minutes: 158 10 to 14 minutes: 170 15 to 19 minutes: 363 20 to 24 minutes: 638 25 to 29 minutes: 369 30 to 34 minutes: 820 35 to 39 minutes: 140 40 to 44 minutes: 162 45 to 59 minutes: 268 60 to 89 minutes: 128 90 or more minutes: 96

Percentage of zip code residents living and working in this county: 93.7%

Household type by relationship
Households: 7,236

• In family households: 6,493 (1,727 male householders, 425 female householders)

  1,734 spouses, 2,195 children (1,862 natural, 46 adopted, 287 stepchildren), 129 grandchildren, 23 brothers or sisters, 18 parents, 92 other relatives, 150 non-relatives

• In nonfamily households: 743 (338 male householders (250 living alone)), 295 female householders (269 living alone)), 110 nonrelatives

Size of family households: 928 2-persons, 570 3-persons, 409 4-persons, 178 5-persons, 59 6-persons, 8 7-or-more-persons.

Size of nonfamily households: 519 1-person, 107 2-persons, 7 3-persons.

1,347 married couples with children.
389 single-parent households (128 men, 261 women).

97.4% of residents of 32409 zip code speak English at home.
1.4% of residents speak Spanish at home (72% very well, 28% not well).
0.2% of residents speak other Indo-European language at home (100% very well).
0.9% of residents speak Asian or Pacific Island language at home (84% very well, 8% well, 8% not well).
0.1% of residents speak other language at home (100% not well).

Foreign born population: 108 (1.5%)
(54.6% of them are naturalized citizens)

This zip code:	1.5%
Whole state:	16.7%

First ancestries reported:

United States or American: 1541

Other groups: 805

Irish: 654

German: 509

English: 369

Scotch-Irish: 146

Italian: 144

French (except Basque): 115

Scottish: 58

French Canadian: 52

Dutch: 41

European: 33

Danish: 31

Scandinavian: 26

Russian: 25

Belgian: 19

Polish: 15

British: 13

Celtic: 13

Croatian: 10

Austrian: 10

Czech: 10

Portuguese: 9

Lithuanian: 8

Norwegian: 7

Welsh: 6

Major facitilies with environmental interests located in this zip code:

• GULF POWER COMPANY PLANT LANSING SMITH (4300 HIGHWAY 2300 in SOUTHPORT, FL)

  AIR MAJOR (AIRS/AFS)
  AIR PROGRAM (Clean Air Markets Division Business System)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  AIR MAJOR ("Best Available" air pollution technologies tracking)
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  Business SIC classification: ELECTRIC SERVICES
  Organizations: JIM VICK (CONTACT/OWNER) , JAMES VICK (CONTACT/OWNER) , D HOLT, PLT MGR (CONTACT/OWNER)
  Alternative names: GULF POWER COMPANY, LANSING SMITH, GULF POWER COMPANY - LANSING S, GULF POWER COMPANY, LANSING SMITH, GULF PWR CO-SMITH STEAM, GULF POWER - LANSING SMITH, LANSING SMITH ELEC GENERATING, LANSING SMITH GENERATING PLANT, LANSING SMITH PLANT, LANSING SMITH PLANT UNIT 3, SMITH ELECTRIC GENERATING PLANT

• MILLER MARINE (7141 GRASSY POINT ROAD in PANAMA CITY, FL)

  (Integrated Compliance Information System) - ICIS-04-1998-0273, FORMAL ENFORCEMENT ACTION
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business SIC classification: BOAT BUILDING AND REPAIRING
  Business NAICS classification: SHIP BUILDING AND REPAIRING.
  Organizations: MIKE MILLER (CONTACT/OWNER)
  

• MILLER MARINE (7513 TALMADGE ROAD in PANAMA CITY, FL)

  (Integrated Compliance Information System) - ICIS-04-1998-0272, FORMAL ENFORCEMENT ACTION
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business SIC classification: BOAT BUILDING AND REPAIRING
  Organizations: MIKE MILLER, OWNER (CONTACT/OWNER)
  

• MCKENZIE TANK LINES INC (6734 ELLIS RD in SOUTHPORT, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business SIC classification: TRUCKING, EXCEPT LOCAL
  Organizations: JOSEPH WIER (CONTACT/OWNER) , JAY GOSS, TERMINAL MGR (CONTACT/OWNER)
  

• SOUTHPORT ELEMENTARY SCHOOL (1835 BRIDGE ST in SOUTHPORT, FL)

  (Geographic Names Information System)
  (National Center for Education Statistics) - STATE ID-0221
  Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• RESOTA BEACH ROAD PPP PROJECT (BEGINNING AT THE INTER OF RESO in SOUTHPORT, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: JAMES ROWE (CONTACT/OWNER)
  

• SKUNK VALLEY ROAD PARTICIPATIN (77 &SKUNK VALLEY RD. in SOUTHPORT, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: GEORGE ROBERTS (CONTACT/OWNER)
  

• ABBOTT CRIMINAL JUSTICE CENTER (540 HIGHWAY C-2300 in SOUTHPORT, FL)

  HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: RONALD RICE (CONTACT/OPERATOR) , GULF COAST COMMUNITY COLLEGE BOARD OF TR (CONTACT/OWNER)
  

• GULF COAST COMMUNITY COLLEGE N (540 CR 2300 in SOUTHPORT, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: RICHARD RIGBY (CONTACT/OWNER)
  

• HWY 77 WATERMAIN ( in SOUTHPORT, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: DERWIN WHITE (CONTACT/OWNER)
  

• LAKE MERIAL PHASE 1 ( in SOUTHPORT, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: DERWIN WHITE (CONTACT/OWNER)
  

• MARINE INDLAND FABRICATORS (1725 BUCHANAN ST in PANAMA CITY, FL)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: BOAT BUILDING.
  Organizations: RONNIE POSEY, MARINE SUPV (CONTACT/OWNER)
  

• MCLEAN AUTO BODY & USED CARS (9018 N HOLLAND RD in SOUTHPORT, FL)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: FRANK MCLEAN, OWNER (CONTACT/OWNER)
  

Median worth of mobile homes: $85,162

Place of birth for U.S.-born residents:

• This state: 4051
• Northeast: 458
• Midwest: 619
• South: 1684
• West: 243

54% of the 32409 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 67% lived in this county.
   Out of people who lived in different counties, 41% lived in Florida.

Population in 1990: 5,001. Population change in the 1990s: +2,359 (+47.2%).

Here:	5.6%
Florida:	11.7%

Here:	2.2%
Florida:	9.7%

Here:	0.0%
Florida:	21.0%

Companies with biggest federal contracts located in this zip code:

• MILLER MARINE YACHT SERVICE, I (7141 GRASSY POINT RD in SOUTHPORT, FL; small business): $742,901 in 19 contracts from 2000 to 2004

  Contracts for Non-nuclear Ship Repair (East) Ship repair (including overhauls and conversions) performed on non-nuclear propelled and nonpropelled ships east of the 108th meridian, Maintenance, Repair and Rebuilding of Equipment -- Ships, Small Craft, Pontoons, and Floating Docks, Miscellaneous Items, Special Service Vessels by United States Coast Guard (disused code: now 7008), Navy
  Signed by year: 2000: $662,000; 2001: $37,000; 2002: $0; 2003: $0; 2004: $43,901; 2005: $0; 2006: $0.
  
  Biggest contracts:
  $642,000 with United States Coast Guard (disused code: now 7008) for Non-nuclear Ship Repair (East) Ship repair (including overhauls and conversions) performed on non-nuclear propelled and nonpropelled ships east of the 108th meridian. Signed on 2000-06-15. Completion date: 2000-06-15.
  $36,000, same as above. Signed on 2001-07-15. Completion date: 2001-11-15.
  $13,640 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Ships, Small Craft, Pontoons, and Floating Docks. Signed on 2004-01-12. Completion date: 2004-02-13.
  $13,241, same as above. Signed on 2004-02-11. Completion date: 2004-02-13.
  

• ST PAUL NAVIGATION INC (1725 BUCHANAN ST in PANAMA CITY, FL; small business): $295,847 in 4 contracts from 2002 to 2005

  $274,936 with U.S. Army Corps of Engineers - civil program financing only for Special Service Vessels. Signed on 2002-09-24. Completion date: 2002-11-27.
  $14,873 with Navy for Rubber Fabricated Materials. Signed on 2005-04-11. Completion date: 2005-05-16.
  $3,402 with U.S. Army Corps of Engineers - civil program financing only for Special Service Vessels. Signed on 2002-10-10. Completion date: 2002-11-27.
  $2,636, same as above. Signed on 2003-03-18. Completion date: 2003-03-31.
  

• CENTECH SERVICES INC (6840 HIGHWAY 77 in SOUTHPORT, FL; small business): $67,988 in 3 contracts from 1999 to 2005

  $30,399 with Navy for ADP System Acquisition Support Services. Includes preparation of statement of work, benchmarks, specifications, etc.. Taking place in VA. Signed on 2000-10-01. Completion date: 2001-09-30.
  $30,068, same as above. Signed on 1999-10-01. Completion date: 2000-09-30.
  $7,521 with Navy for Marine Lifesaving and Diving Equipment. Signed on 2005-02-08. Completion date: 2005-02-23.
  

• HENRY'S HARDWARE TRAILERS & FE (13938 HIGHWAY 77 in PANAMA CITY, FL; small business): $41,315 in 4 contracts from 2003 to 2005

  $30,000 with Air Force for Trailers. Signed on 2003-06-23. Completion date: 2003-09-17.
  $5,325, same as above. Signed on 2005-06-01. Completion date: 2005-06-09.
  $4,000 with Navy for Trailers. Signed on 2005-09-22. Completion date: 2005-10-14.
  $1,990, same as above. Signed on 2005-04-21. Completion date: 2005-06-29.
  

• CINDY PEDRO (14036 HIGHWAY 77 in PANAMA CITY, FL; small business): $24,920 in 2 contracts from 2004 to 2005

  $13,760 with Air Force for Other Social Services. Signed on 2005-10-01. Completion date: 2006-09-30.
  $11,160, same as above. Signed on 2004-10-01. Completion date: 2005-09-30.
  

• PRO-TECH SERVICES INC (6320 HIGHWAY 77 in SOUTHPORT, FL; small business): $16,827 in 4 contracts from 1999 to 2005

  $9,092 with Air Force for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous. Signed on 2005-09-22. Completion date: 2005-10-20.
  $6,000 with Public Buildings Service for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Taking place in AL. Signed on 1999-10-15. Completion date: 1999-11-15.
  $1,585 with Navy for Fiber Rope, Cordage, and Twine. Signed on 2004-08-03. Completion date: 2004-08-30.
  $150, same as above. Signed on 2004-10-05. Completion date: 2004-08-30.
  

• AFFORDABLE FINE CUSTOM UPHOLST (3421 NEW CHURCH RD in PANAMA CITY, FL; small business)

  $7,604 with Air Force for Building Components, Prefabricated. Signed on 2005-04-08. Completion date: 2005-04-21.

• CLEMENS FUEL SYSTEMS, INC (13807 FIDDLERS GREEN RD in PANAMA CITY, FL; small business)

  $6,670 with Air Force for Maintenance, Repair or Alteration of Real Property -- Fuel Supply Facilities. Signed on 2006-05-02. Completion date: 2006-06-16.

• DIRT WORKS TRACTOR & HAUL (4001 DEER POINT LAKE DR in PANAMA CITY, FL; small business)

  $2,881 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Items. Signed on 2003-05-06. Completion date: 2003-09-30.

• NEPTUNE'S GARDEN INC (9216 S BURNT MILL CREEK RD in PANAMA CITY, FL; small business)

  $2,880 with Navy for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2005-11-07. Completion date: 2006-09-30.

Top industries in this zip code by the number of employees in 2005:

• Construction: Water and Sewer Line and Related Structures Construction (50-99 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
• Utilities: Electric Power Distribution (50-99: 1)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (20-49: 1, 5-9: 1, 1-4: 1)
• Construction: New Multifamily Housing Construction (except Operative Builders) (20-49: 1)
• Construction: Commercial and Institutional Building Construction (20-49: 1)
• Construction: Site Preparation Contractors (10-19: 2, 1-4: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1, 5-9: 2, 1-4: 1)

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