32409 Zip Code Detailed Profile




City: Lynn Haven, FL (0.06%)
County: Bay County, FL
Estimated zip code population in 2013: 8,635
Zip code population in 2010: 8,691
Zip code population in 2000: 7,360

Houses and condos: 3,666
Renter-occupied apartments: 425
% of renters here:

13%
State:

35%
Mar. 2013 cost of living index in zip code 32409: 83.0 (low, U.S. average is 100)

Land area: 75.6 sq. mi.
Water area: 7.4 sq. mi.
Population density: 114 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 32409
Zip code 32409 (Lynn Haven, Florida) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($700)
Florida:

1.1% ($1,623)
Median real estate property taxes paid for housing units with mortgages in 2013: $802 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $540 (0.5%)

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Males: 4,388  (50.8%)
Females: 4,247  (49.2%)

For population 25 years and over in 32409:

For population 15 years and over in 32409:

Zip code 32409 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 32409

  • Zip code 32409 races chart
    • 8,143White population
    • 47Black population
    • 84American Indian population
    • 38Asian population
    • 13Native Hawaiian and Other Pacific Islander population
    • 13Some other race population
    • 124Two or more races population
    • 229Hispanic or Latino population

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32409, FL forum
Discuss zip code 32409 area on our local forum with over 1,800,000 registered users
Urban population: 4,362
Rural population: 4,272

Estimated median house/condo value in 2013: $125,100
32409:

$125,100
Florida:

$153,300



According to our research of Florida and other state lists there were 45 registered sex offenders living in 32409 zip code as of July 28, 2015.
The ratio of number of residents in zip code 32409 to the number of sex offenders is 113 to 1.


Median resident age:
This zip code:

41.4 years
Florida median age:

41.5 years
Average household size:
This zip code:

2.6 people
Florida:

2.6 people

Averages for the 2012 tax year for zip code 32409, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,727 (Individual Income Tax Returns)
Here:

$46,727
State:

$60,316

Salary/wage: $40,222 (reported on 85.2% of returns)
Here:

$40,222
State:

$45,277
(% of AGI for various income ranges: 76.8% for AGIs below $25k, 81.2% for AGIs $25k-50k, 80.4% for AGIs $50k-75k, 76.7% for AGIs $75k-100k, 71.8% for AGIs $100k-200k, 46.9% for AGIs over 200k)

Taxable interest for individuals: $1,488 (reported on 23.6% of returns)
This zip code:

$1,488
Florida:

$3,587
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 0.2% for AGIs over 200k)

Ordinary dividends: $3,350 (reported on 10.9% of returns)
Here:

$3,350
State:

$12,831
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$8,200 (reported on 9.6% of returns)
Here:

+$8,200
State:

+$33,493
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.3% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 10.4% for AGIs over 200k)

Profit/loss from business: +$9,018 (reported on 14.5% of returns)
Here:

+$9,018
State:

+$10,012
(% of AGI for various income ranges: 8.1% for AGIs below $25k, 2.7% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,786 (reported on 7.5% of returns)
32409:

$12,786
Florida:

$21,544
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 1.3% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.3% for AGIs $100k-200k)

Total itemized deductions: $20,115 (20% of AGI, reported on 20.7% of returns)
Here:

$20,115
State:

$25,533

Here:

20.3% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 5.3% for AGIs below $25k, 7.1% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 12.4% for AGIs $100k-200k, 7.6% for AGIs over 200k)

Charity contributions: $4,095 (reported on 15.5% of returns)
Here:

$4,095
State:

$5,698
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Taxes paid: $3,514 (reported on 20.5% of returns)
32409:

$3,514
State:

$6,203
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Earned income credit: $2,300 (reported on 23.6% of returns)
Here:

$2,300
State:

$2,372
(% of AGI for various income ranges: 7.7% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 32409, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,647 (Individual Income Tax Returns)
Here:

$38,647
State:

$50,523

Salary/wage: $32,016 (reported on 86.9% of returns)
Here:

$32,016
State:

$39,563
(% of AGI for various income ranges: 115.6% for AGIs below $10k, 79.2% for AGIs $10k-25k, 83.6% for AGIs $25k-50k, 83.5% for AGIs $50k-75k, 77.6% for AGIs $75k-100k, 44.4% for AGIs over 100k)

Taxable interest for individuals: $1,445 (reported on 34.7% of returns)
This zip code:

$1,445
Florida:

$3,211
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $2,525 (reported on 10.9% of returns)
Here:

$2,525
State:

$6,129
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Net capital gain/loss: +$24,807 (reported on 11.3% of returns)
Here:

+$24,807
State:

+$27,205
(% of AGI for various income ranges: -1.2% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 23.7% for AGIs over 100k)

Profit/loss from business: +$9,230 (reported on 14.2% of returns)
Here:

+$9,230
State:

+$10,634
(% of AGI for various income ranges: -14.2% for AGIs below $10k, 5.2% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 4.9% for AGIs over 100k)

IRA payment deduction: $2,704 (reported on 2.1% of returns)
32409:

$2,704
Florida:

$3,082

Total itemized deductions: $16,747 (21% of AGI, reported on 19.3% of returns)
Here:

$16,747
State:

$20,370

Here:

21.0% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 6.6% for AGIs below $10k, 5.6% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 9.0% for AGIs over 100k)

Charity contributions deductions: $4,143 (5% of AGI, reported on 15.4% of returns)
Here:

$4,143
State:

$4,064

Here:

4.8% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $5,421 (reported on 72.8% of returns)
32409:

$5,421
State:

$9,431
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 18.4% for AGIs over 100k)

Earned income credit: $1,779 (reported on 21.7% of returns)
Here:

$1,779
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 52.1%
Here:

52%
State:

60%
(% for various income ranges: 46.5% for AGIs below $10k, 52.9% for AGIs $10k-25k, 51.8% for AGIs $25k-50k, 51.1% for AGIs $50k-75k, 56.8% for AGIs $75k-100k, 68.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$50,461
Florida:

$46,036
Lynn Haven, FL (32409) map Nearest zip codes: 32444, 32466, 32405, 32401, 32407, 32404.
Percentage of family households:
This zip code:

54.2%
Florida:

44.0%
Percentage of households with unmarried partners:
This zip code:

8.2%
Florida:

6.3%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 326
Household did not receive Food Stamps/SNAP in the past 12 months: 2,984


Women who had a birth in the past 12 months: 167 (133 now married, 34 unmarried)
Women who did not have a birth in the past 12 months: 1,816 (966 now married, 850 unmarried)


Housing units in zip code 32409 with a mortgage: 1,637 (131 second mortgage, 83 home equity loan)
Houses without a mortgage: 1,248

Median monthly owner costs for units with a mortgage: $1,223
Median monthly owner costs for units without a mortgage: S348

Residents with income below the poverty level in 2013:
This zip code:

13.7%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

7.1%
Whole state:

9.4%
Median number of rooms in houses and condos:
Here:

5.7
State:

5.8
Median number of rooms in apartments:
Here:

4.3
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32409: Southport Volunteer Fire District (A), Sand Hills Volunteer Fire Department (B). Display/hide their locations on the map

    Church in zip code 32409: First Baptist Church of Southport (A). Display/hide its location on the map

    Lakes and swamps: Big Island Lake (A), Tyson Lake (B), Bream Lake (C), Brit Lake (D), Newman Bayou (E), Island Pond (F), Lake Five-O (G), Railroad Pond (H). Display/hide their locations on the map

    Creeks: Bear Creek (A), Econfina Creek (B), Cedar Creek (C). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 8532000 to 2009
  • 1,1821990 to 1999
  • 5511980 to 1989
  • 4831970 to 1979
  • 3671960 to 1969
  • 1081950 to 1959
  • 1221940 to 1949
  • 01939 or earlier

Zip code 32409 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Lynn Haven, FL (32409)

  • 88no bedroom
  • 311 bedroom
  • 5332 bedrooms
  • 1,5643 bedrooms
  • 6164 bedrooms
  • 535+ bedrooms

Bedrooms in renter-occupied apartments in Lynn Haven, FL (32409)

  • 0no bedroom
  • 01 bedroom
  • 2512 bedrooms
  • 1363 bedrooms
  • 384 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Lynn Haven, FL (32409) in owner-occupied houses/condos

  • 51no vehicle
  • 8021 vehicle
  • 1,2672 vehicles
  • 5933 vehicles
  • 1374 vehicles
  • 355+ vehicles

Cars and other vehicles available in Lynn Haven, FL (32409) in renter-occupied apartments

  • 20no vehicle
  • 2851 vehicle
  • 842 vehicles
  • 363 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $758.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $125,100
32409:

$125,100
Florida:

$153,300
Lower value quartile - upper value quartile: $75,500 - $243,100

Mean price in 2013:

Detached houses: $242,043
Here:

$242,043
State:

$243,181

Townhouses or other attached units: $144,328
Here:

$144,328
State:

$161,350

In 2-unit structures: $64,925
Here:

$64,925
State:

$161,056

In 3-to-4-unit structures: $155,485
Here:

$155,485
State:

$143,318

In 5-or-more-unit structures: $304,973
Here:

$304,973
State:

$215,295

Mobile homes: $56,727
Here:

$56,727
State:

$58,568

Occupied boats, RVs, vans, etc.: $17,218
Here:

$17,218
State:

$50,225

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 10.2%

Percentage of zip code residents living and working in this county: 95.9%

Household type by relationship:

Households: 8,635

Size of family households: 990 2-persons, 595 3-persons, 494 4-persons, 173 5-persons, 40 7-or-more-persons

Size of nonfamily households: 788 1-person, 148 2-persons, 55 3-persons, 27 4-persons

1,214 married couples with children.
419 single-parent households (58 men, 361 women).

93.9% of residents of 32409 zip code speak English at home.
1.2% of residents speak Spanish at home (71% very well, 29% well).
2.2% of residents speak other Indo-European language at home (55% very well, 45% well).
2.4% of residents speak Asian or Pacific Island language at home (59% very well, 22% well, 20% not well).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 396 (4.6%)
(42.7% of them are naturalized citizens)
This zip code:

4.6%
Whole state:

19.4%

Most common places of birth for the foreign-born residents

  • 27%Philippines
  • 24%Korea
  • 20%France
  • 6%Kuwait
  • 6%Vietnam
  • 5%England
  • 4%Bulgaria

Most common first ancestries reported in 32409 (%)

  • 24%Other groups
  • 21%American
  • 10%German
  • 8%English
  • 8%Irish
  • 3%French (except Basque)
  • 3%Italian

Year of entry for the foreign-born population

  • 02010 or later
  • 2442000 to 2009
  • 571990 to 1999
  • 296Before 1990

Zip code 32409 topographic map

Public primary/middle school in zip code 32409 not listed on the city page:

  • SOUTHPORT ELEMENTARY SCHOOL (Students: 394; Location: 1835 BRIDGE STREET, SOUTHPORT, FL; Grades: PK - 05)

Major facilities with environmental interests located in this zip code:


Zip code 32409 marital status for males
Zip code 32409 marital status for females

Housing units lacking complete plumbing facilities: 4.3%
Housing units lacking complete kitchen facilities: 2.5%

Most commonly used house heating fuel

  • 90%Electricity
  • 6%Bottled, tank, or LP gas
  • 2%No fuel used
  • 1%Utility gas
  • 1%Fuel oil, kerosene, etc.

Population in 1990: 5,001. Population change in the 1990s: +2,359 (+47.2%).

Place of birth for U.S.-born residents:


54% of the 32409 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 67% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

90% of the 32409 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 60% moved from this county.
   Out of people who lived in different houses, 31% moved from different county within same state.
   Out of people who lived in different houses, 6% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
Florida:

11.4%
Students in private schools in grades 9 to 12 (high school): 87
Here:

14.6%
Florida:

10.6%
Students in private undergraduate colleges: 41
Here:

20.7%
Florida:

20.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 63,983Health diagnosing and treating practitioners and other technical occupations
  • 62,790Installation, maintenance, and repair occupations
  • 48,750Management occupations
  • 46,071Production occupations
  • 36,094Business and financial operations occupations
  • 34,583Arts, design, entertainment, sports, and media occupations

Companies with biggest federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Fatal accident statistics in 2010:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 3
  • Persons involved in fatal accidents: 10
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED22$163,59527$258,46474$205,3716$46,0529$316,38915$76,122
APPLICATIONS APPROVED, NOT ACCEPTED1$174,1704$247,2307$166,3241$53,1403$312,5204$63,173
APPLICATIONS DENIED9$143,20415$176,68757$236,6785$105,0928$669,95625$80,460
APPLICATIONS WITHDRAWN6$142,1886$228,09233$193,5441$127,5304$181,8438$94,759
FILES CLOSED FOR INCOMPLETENESS0$01$128,1202$157,3400$00$01$67,900

Detailed HMDA statistics for the following Tracts: 0002.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$246,7852$225,535
APPLICATIONS APPROVED, NOT ACCEPTED1$100,9602$185,680
APPLICATIONS DENIED0$01$193,060
APPLICATIONS WITHDRAWN0$01$254,460
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0002.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 32409 among deceased individuals
NameCountLived (average)
William3470.3 years
James3471.2 years
John2366.7 years
Robert1965.5 years
Mary1775.7 years
Thomas1166.9 years
Richard1071.7 years
Charles1071.6 years
Joseph1068.6 years
Edward866.6 years
Most common last names in zip code 32409 among deceased individuals
Last nameCountLived (average)
Creamer1376.4 years
Sapp1070.5 years
Barfield963.4 years
Davis868.6 years
Miller872.7 years
Paul769.0 years
Johnson773.3 years
Jones779.0 years
Gainer775.4 years
Williams774.6 years
Businesses in zip code 32409
NameCountNameCount
Budget Car Rental1Kroger1
FedEx1Subway2

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