32428 Zip Code Detailed Profile




Cities: Chipley, FL (1.41%), Wausau, FL (0.36%)
County: Washington County, FL
Estimated zip code population in 2013: 17,119
Zip code population in 2010: 17,412
Zip code population in 2000: 14,477

Houses and condos: 7,141
Renter-occupied apartments: 1,358
% of renters here:

23%
State:

35%
Mar. 2013 cost of living index in zip code 32428: 82.1 (low, U.S. average is 100)

Land area: 280.7 sq. mi.
Water area: 17.0 sq. mi.
Population density: 61 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 32428
Zip code 32428 (Chipley, Florida) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($681)
Florida:

1.1% ($1,623)
Median real estate property taxes paid for housing units with mortgages in 2013: $720 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $592 (0.8%)

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Males: 9,326  (54.5%)
Females: 7,793  (45.5%)

For population 25 years and over in 32428:

For population 15 years and over in 32428:

Zip code 32428 compared to state average:

  • Median house value below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 32428

  • Zip code 32428 races chart
    • 13,662White population
    • 2,587Black population
    • 157American Indian population
    • 106Asian population
    • 11Native Hawaiian and Other Pacific Islander population
    • 12Some other race population
    • 305Two or more races population
    • 572Hispanic or Latino population

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32428, FL forum
Recent posts about zip code 32428 area on our local forum with over 1,800,000 registered users:
How "southern" is northern Florida?  (428 replies)
Destin or Sarasota?  (29 replies)
Why isn't Jacksonville more like Miami?  (89 replies)
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Does "old" Florida still exist??  (52 replies)
Nice/rural areas on panhandle?  (3 replies)
Urban population: 4,273
Rural population: 12,845

Estimated median house/condo value in 2013: $89,800
32428:

$89,800
Florida:

$153,300



According to our research of Florida and other state lists there were 43 registered sex offenders living in 32428 zip code as of July 31, 2015.
The ratio of number of residents in zip code 32428 to the number of sex offenders is 359 to 1.


Median resident age:
This zip code:

40.8 years
Florida median age:

41.5 years
Average household size:
This zip code:

2.5 people
Florida:

2.6 people

Averages for the 2012 tax year for zip code 32428, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $40,751 (Individual Income Tax Returns)
Here:

$40,751
State:

$60,316

Salary/wage: $36,629 (reported on 79.7% of returns)
Here:

$36,629
State:

$45,277
(% of AGI for various income ranges: 74.3% for AGIs below $25k, 77.3% for AGIs $25k-50k, 73.8% for AGIs $50k-75k, 71.1% for AGIs $75k-100k, 68.4% for AGIs $100k-200k, 51.7% for AGIs over 200k)

Taxable interest for individuals: $1,444 (reported on 24.5% of returns)
This zip code:

$1,444
Florida:

$3,587
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Ordinary dividends: $2,835 (reported on 10.7% of returns)
Here:

$2,835
State:

$12,831
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,560 (reported on 8.1% of returns)
Here:

+$4,560
State:

+$33,493
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Profit/loss from business: +$5,701 (reported on 15.3% of returns)
Here:

+$5,701
State:

+$10,012
(% of AGI for various income ranges: 8.1% for AGIs below $25k, 2.0% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,451 (reported on 8.1% of returns)
32428:

$13,451
Florida:

$21,544
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 2.1% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 4.5% for AGIs $100k-200k)

Total itemized deductions: $19,473 (24% of AGI, reported on 16.7% of returns)
Here:

$19,473
State:

$25,533

Here:

23.9% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 6.5% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 10.7% for AGIs $100k-200k, 9.3% for AGIs over 200k)

Charity contributions: $6,377 (reported on 13.6% of returns)
Here:

$6,377
State:

$5,698
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.3% for AGIs $100k-200k, 4.4% for AGIs over 200k)

Taxes paid: $2,959 (reported on 16.6% of returns)
32428:

$2,959
State:

$6,203
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Earned income credit: $2,499 (reported on 28.3% of returns)
Here:

$2,499
State:

$2,372
(% of AGI for various income ranges: 9.5% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 32428, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,338 (Individual Income Tax Returns)
Here:

$34,338
State:

$50,523

Salary/wage: $30,873 (reported on 82.8% of returns)
Here:

$30,873
State:

$39,563
(% of AGI for various income ranges: 164.9% for AGIs below $10k, 75.8% for AGIs $10k-25k, 80.7% for AGIs $25k-50k, 77.3% for AGIs $50k-75k, 74.6% for AGIs $75k-100k, 55.8% for AGIs over 100k)

Taxable interest for individuals: $1,431 (reported on 35.1% of returns)
This zip code:

$1,431
Florida:

$3,211
(% of AGI for various income ranges: 8.7% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Taxable dividends: $2,466 (reported on 13.1% of returns)
Here:

$2,466
State:

$6,129
(% of AGI for various income ranges: 4.5% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Net capital gain/loss: +$10,138 (reported on 12.7% of returns)
Here:

+$10,138
State:

+$27,205
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 13.2% for AGIs over 100k)

Profit/loss from business: +$7,046 (reported on 15.2% of returns)
Here:

+$7,046
State:

+$10,634
(% of AGI for various income ranges: 6.5% for AGIs below $10k, 5.7% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $2,770 (reported on 2.2% of returns)
32428:

$2,770
Florida:

$3,082
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs over 100k)

Total itemized deductions: $16,086 (23% of AGI, reported on 17.3% of returns)
Here:

$16,086
State:

$20,370

Here:

22.7% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 12.7% for AGIs below $10k, 5.0% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 9.6% for AGIs over 100k)

Charity contributions deductions: $5,412 (7% of AGI, reported on 14.6% of returns)
Here:

$5,412
State:

$4,064

Here:

7.1% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 4.2% for AGIs over 100k)

Total tax: $4,604 (reported on 69.0% of returns)
32428:

$4,604
State:

$9,431
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 11.1% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Earned income credit: $1,849 (reported on 24.6% of returns)
Here:

$1,849
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 59.5%
Here:

59%
State:

60%
(% for various income ranges: 57.0% for AGIs below $10k, 59.8% for AGIs $10k-25k, 59.4% for AGIs $25k-50k, 61.0% for AGIs $50k-75k, 58.4% for AGIs $75k-100k, 67.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$38,016
Florida:

$46,036
Chipley, FL (32428) map Nearest zip codes: 32463, 32438, 32420, 32466, 32431, 32427.
Percentage of family households:
This zip code:

44.5%
Florida:

44.0%
Percentage of households with unmarried partners:
This zip code:

2.8%
Florida:

6.3%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 808
Household did not receive Food Stamps/SNAP in the past 12 months: 5,085


Women who had a birth in the past 12 months: 99 (56 now married, 43 unmarried)
Women who did not have a birth in the past 12 months: 3,194 (1,645 now married, 1,549 unmarried)


Housing units in zip code 32428 with a mortgage: 2,226 (84 second mortgage, 197 home equity loan, 17 both second mortgage and home equity loan)
Houses without a mortgage: 2,309

Median monthly owner costs for units with a mortgage: $1,003
Median monthly owner costs for units without a mortgage: S317

Residents with income below the poverty level in 2013:
This zip code:

18.6%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.1%
Whole state:

9.4%
Median number of rooms in houses and condos:
Here:

6.1
State:

5.8
Median number of rooms in apartments:
Here:

4.6
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32428: Orange Hill Corners (A), Sunny Hills Volunteer Fire Department (B), Wausau Volunteer Fire Department (C), Country Oaks Volunteer Fire Department (D), Orange Hill Volunteer Fire Department (E), Greenhead Volunteer Fire Department (F), Chipley Fire Department (G). Display/hide their locations on the map

    Shopping Center: Harrel Square Shopping Center (1). Display/hide its location on the map

    Churches in zip code 32428 include: Bennet Pond Church (A), Orange Hill Church (B), Blue Lake Church (C), New Prospect Church (D), New Orange Church (E), New Home Church (F), Shiloh Church (G), Moss Hill Church (H), White Oak Church (I). Display/hide their locations on the map

    Cemeteries: Potter Cemetery (1), Wood Cemetery (2), White Oak Cemetery (3), Greenhead Cemetery (4), Lay Cemetery (5), Deadening Cemetery (6), Limestone Cemetery (7). Display/hide their locations on the map

    Lakes, reservoirs, and swamps: Earnest Owen Pond (A), The Black Holes (B), Alligator Pond (C), The Deadening (D), Baptizing Pond (E), Silver Lake (F), Bear Hammock Lakes (G), Turkey Pond (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Spence Branch (A), Chalk Hill Branch (B), Mitchell Branch (C), Little Reedy Branch (D), Reedy Creek (E), Godwin Branch (F), Gin Branch (G), Brock Mill Branch (H), Gap Branch (I). Display/hide their locations on the map

    Park in zip code 32428: Falling Waters State Park (1). Display/hide its location on the map

Year house built

  • 312010 or later
  • 1,4552000 to 2009
  • 1,3181990 to 1999
  • 1,2001980 to 1989
  • 1,3411970 to 1979
  • 6411960 to 1969
  • 4291950 to 1959
  • 2291940 to 1949
  • 4971939 or earlier

Zip code 32428 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Chipley, FL (32428)

  • 0no bedroom
  • 1021 bedroom
  • 8892 bedrooms
  • 2,6543 bedrooms
  • 7284 bedrooms
  • 1625+ bedrooms

Bedrooms in renter-occupied apartments in Chipley, FL (32428)

  • 61no bedroom
  • 2491 bedroom
  • 4192 bedrooms
  • 6023 bedrooms
  • 234 bedrooms
  • 45+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Chipley, FL (32428) in owner-occupied houses/condos

  • 188no vehicle
  • 1,5151 vehicle
  • 1,7812 vehicles
  • 7433 vehicles
  • 1934 vehicles
  • 1155+ vehicles

Cars and other vehicles available in Chipley, FL (32428) in renter-occupied apartments

  • 172no vehicle
  • 8341 vehicle
  • 2772 vehicles
  • 573 vehicles
  • 184 vehicles
  • 05+ vehicles

Median gross rent in 2013: $587.


Median price asked for vacant for-sale houses and condos in 2013: $141,707.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $89,800
32428:

$89,800
Florida:

$153,300
Lower value quartile - upper value quartile: $56,600 - $177,800

Mean price in 2013:

Detached houses: $105,353
Here:

$105,353
State:

$243,181

Mobile homes: $43,694
Here:

$43,694
State:

$58,568

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 12.3%

Percentage of zip code residents living and working in this county: 57.2%

Household type by relationship:

Households: 14,997

Size of family households: 1,856 2-persons, 810 3-persons, 557 4-persons, 462 5-persons, 144 6-persons

Size of nonfamily households: 1,810 1-person, 254 2-persons

2,235 married couples with children.
778 single-parent households (119 men, 659 women).

95.8% of residents of 32428 zip code speak English at home.
1.8% of residents speak Spanish at home (66% very well, 29% well, 3% not well, 1% not at all).
2.4% of residents speak other Indo-European language at home (65% very well, 29% well, 6% not well).
0.1% of residents speak other language at home (100% well).

Foreign born population: 433 (2.5%)
(68.8% of them are naturalized citizens)
This zip code:

2.5%
Whole state:

19.4%

Most common places of birth for the foreign-born residents

  • 24%Bosnia and Herzegovina
  • 10%Germany
  • 10%Poland
  • 7%France
  • 6%England
  • 5%Switzerland
  • 5%Lithuania

Most common first ancestries reported in 32428 (%)

  • 30%American
  • 27%Other groups
  • 7%Irish
  • 6%English
  • 4%German
  • 2%Italian
  • 1%Dutch

Year of entry for the foreign-born population

  • 152010 or later
  • 792000 to 2009
  • 2741990 to 1999
  • 269Before 1990

Zip code 32428 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 32428:

All 6 fire-safe hotels and motels in zip code 32428

Zip code 32428 marital status for males
Zip code 32428 marital status for females

Housing units lacking complete plumbing facilities: 2.7%
Housing units lacking complete kitchen facilities: 2.0%

Most commonly used house heating fuel

  • 87%Electricity
  • 7%Bottled, tank, or LP gas
  • 3%Utility gas
  • 2%Wood

Population in 1990: 11,248. Population change in the 1990s: +3,229 (+28.7%).

Place of birth for U.S.-born residents:


55% of the 32428 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 35% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

85% of the 32428 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 24% moved from this county.
   Out of people who lived in different houses, 66% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 301
Here:

16.8%
Florida:

11.4%
Students in private schools in grades 9 to 12 (high school): 54
Here:

7.4%
Florida:

10.6%
Students in private undergraduate colleges: 24
Here:

2.7%
Florida:

20.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 108,194Architecture and engineering occupations
  • 70,096Life, physical, and social science occupations
  • 56,173Business and financial operations occupations
  • 51,900Health diagnosing and treating practitioners and other technical occupations
  • 48,162Production occupations
  • 44,286Material moving occupations

Companies with biggest federal contracts located in this zip code (CHIPLEY, FL):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 2,356 people in state prisons
  • 115 people in local jails and other municipal confinement facilities
  • 9 people in other noninstitutional facilities
  • 5 people in group homes intended for adults

People in group quarters in 2000:

  • 1,067 people in state prisons
  • 185 people in nursing homes
  • 41 people in local jails and other confinement facilities (including police lockups)
  • 14 people in other nonhousehold living situations
  • 7 people in religious group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 4
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 7
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 4
  • Persons involved in fatal accidents: 7
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 32428 among deceased individuals
NameCountLived (average)
William11772.6 years
John11674.8 years
James11370.8 years
Mary9675.8 years
Willie5375.4 years
Robert5272.4 years
George5177.1 years
Charles4871.8 years
Joseph4173.7 years
Annie4084.7 years
Most common last names in zip code 32428 among deceased individuals
Last nameCountLived (average)
Smith5573.6 years
Johnson3974.3 years
Carter3575.4 years
Taylor3573.6 years
Williams3478.4 years
Davis3271.6 years
Brown3176.2 years
Bush2878.8 years
Harrell2579.8 years
Jones2472.8 years
Businesses in zip code 32428
NameCountNameCount
Advance Auto Parts1Lane Furniture1
Arby's1McDonald's1
Burger King1Nike3
CVS1Pizza Hut1
Comfort Inn1RadioShack1
Days Inn1SONIC Drive-In1
FedEx2Sprint Nextel1
Goodwill1Subway1
H&R Block1Super 81
Hardee's1U-Haul1
KFC1UPS3
Kincaid1Waffle House1
Kroger1Walmart1

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