Estimated median household income in 2007: $32,903
| This zip code: | $32,903 | | Florida: | $47,804 |
Nearest zip codes: 32462, 32413, 32455, 32409, 32407, 32439.
Housing units in zip code 32437 with a mortgage: 30 (0 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 33
Median monthly owner costs for units with a mortgage: $942
Median monthly owner costs for units without a mortgage: $339
Residents with income below the poverty level in 2007:
| This zip code: | 20.6% | | Whole state: | 12.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 9.6% | | Whole state: | 5.0% |
Median number of rooms in houses and condos:
| Here: | 5.6 | | State: | 5.6 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 15
- 1995 to 1998: 24
- 1990 to 1994: 52
- 1980 to 1989: 64
- 1970 to 1979: 61
- 1960 to 1969: 36
- 1950 to 1959: 12
- 1940 to 1949: 9
- 1939 or earlier: 5
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Bedrooms in owner-occupied houses in Ebro, FL (32437): |
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- no bedroom: 2
- 1 bedrooms: 13
- 2 bedrooms: 31
- 3 bedrooms: 110
- 4 bedrooms: 44
- 5 or more bedrooms: 1
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 3
- 1 bedrooms: 7
- 2 bedrooms: 8
- 3 bedrooms: 15
- 4 bedrooms: 3
- 5 or more bedrooms: 0
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Vehicles available in 32437 zip code in owner-occupied houses/condos: |
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- no vehicle: 3
- 1 vehicle: 67
- 2 vehicles: 93
- 3 vehicles: 30
- 4 vehicles: 7
- 5 or more vehicles: 1
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 6
- 1 vehicle: 19
- 2 vehicles: 6
- 3 vehicles: 5
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 32437:
- Less than $10,000: 3
- $10,000 to $14,999: 2
- $15,000 to $19,999: 2
- $20,000 to $24,999: 2
- $25,000 to $29,999: 3
- $30,000 to $34,999: 3
- $35,000 to $39,999: 8
- $40,000 to $49,999: 22
- $50,000 to $59,999: 8
- $60,000 to $69,999: 11
- $70,000 to $79,999: 5
- $80,000 to $89,999: 6
- $90,000 to $99,999: 17
- $100,000 to $124,999: 33
- $125,000 to $149,999: 39
- $150,000 to $174,999: 32
- $175,000 to $199,999: 7
- $200,000 to $249,999: 5
- $300,000 to $399,999: 2
- $400,000 to $499,999: 3
- $1,000,000 or more: 3
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Rent paid by renters in 2007 in zip code 32437:
- Less than $100: 1
- $150 to $199: 5
- $200 to $249: 1
- $250 to $299: 3
- $300 to $349: 3
- No cash rent: 11
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $176,260
- Black or African American householders: $123,605
- American Indian or Alaska Native householders: $160,686
- Two or more races householders: $135,965
Estimated median house or condo value in 2007: $127,638 (it was $45,800 in 2000)
| 32437: | $127,638 | | Florida: | $230,400 |
Lower value quartile - upper value quartile: $86,284 - $195,361
Mean price in 2007:
Detached houses: $188,616| Here: | $188,616 | | State: | $334,342 |
Mobile homes: $36,889| Here: | $36,889 | | State: | $43,568 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 89
- Two: 6
- 3 or 4: 2
- 20 to 49: 2
- Mobile homes: 179

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Means of transportation to work
- Drove a car alone: 175 (70%)
- Carpooled: 60 (24%)
- Bus or trolley bus: 2 (1%)
- Walked: 6 (2%)
- Other means: 2 (1%)
- Worked at home: 5 (2%)
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Travel time to work
- Less than 5 minutes: 38
- 5 to 9 minutes: 18
- 10 to 14 minutes: 3
- 15 to 19 minutes: 17
- 20 to 24 minutes: 10
- 25 to 29 minutes: 15
- 30 to 34 minutes: 65
- 35 to 39 minutes: 4
- 40 to 44 minutes: 7
- 45 to 59 minutes: 48
- 60 to 89 minutes: 5
- 90 or more minutes: 15
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Percentage of zip code residents living and working in this county: 50.8%
Household type by relationship
Households: 683
- In family households: 603 (105 male householders, 65 female householders)
112 spouses, 253 children (217 natural, 2 adopted, 34 stepchildren), 31 grandchildren, 7 brothers or sisters, 5 parents, 10 other relatives, 15 non-relatives
- In nonfamily households: 80 (42 male householders (34 living alone)), 23 female householders (21 living alone)), 15 nonrelatives
Size of family households: 59 2-persons, 34 3-persons, 31 4-persons, 25 5-persons, 21 6-persons.
Size of nonfamily households: 55 1-person, 8 2-persons, 2 5-persons.
99 married couples with children.
44 single-parent households (12 men, 32 women).
98.4% of residents of 32437 zip code speak English at home.
0.3% of residents speak Spanish at home (100% well).
1.3% of residents speak other Indo-European language at home (50% well, 50% not well).
Foreign born population: 4 (0.6%)
(0.0% of them are naturalized citizens)
| This zip code: | 0.6% | | Whole state: | 16.7% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 4
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 425
Black population: 163
American Indian population: 19
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 1
Two or more races population: 47

First ancestries reported:
|  Other groups: 271 |
|  United States or American: 92 |
|  English: 53 |
|  Irish: 30 |
|  German: 6 |
|  French (except Basque): 5 |
|  Italian: 3 |
|  Norwegian: 2 |
|  Scotch-Irish: 2 |

Median worth of mobile homes: $73,501
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (45%)
- Bottled, tank, or LP gas (42%)
- Wood (8%)
- Fuel oil, kerosene, etc. (4%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 554
- Northeast: 9
- Midwest: 23
- South: 81
- West: 8
83% of the 32437 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 30% lived in this county.
Out of people who lived in different counties, 79% lived in Florida.
Population in 1990: 361. Population change in the 1990s: +295 (+81.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 7
| Here: | 6.3% | | Florida: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 2
| Here: | 4.3% | | Florida: | 9.7% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Florida: | 21.0% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Arts, Entertainment, and Recreation: Racetracks (100-249 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1)
- Construction: Masonry Contractors (5-9: 1)
- Accommodation and Food Services: Cafeterias (1-4: 1)
- Other Services (except Public Administration): Religious Organizations (1-4: 1)
- Information: Cable and Other Program Distribution (1-4: 1)
- Health Care and Social Assistance: Offices of Dentists (1-4: 1)
- Wholesale Trade: Hardware Merchant Wholesalers (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $200,710 | 3 | $360,673 | 5 | $197,864 | 1 | $69,140 | 2 | $480,485 | 2 | $105,135 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $236,860 | 1 | $207,540 | 0 | $0 | 0 | $0 | 1 | $75,790 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $267,895 | 4 | $238,425 | 1 | $152,950 | 1 | $470,630 | 2 | $104,655 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $349,740 | 2 | $182,775 | 0 | $0 | 1 | $218,500 | 1 | $93,610 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $190,740 | 4 | $222,045 | 5 | $155,252 | 1 | $86,910 | 1 | $327,600 | 3 | $89,413 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $151,020 | 1 | $92,860 | 0 | $0 | 0 | $0 | 1 | $76,780 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $141,560 | 3 | $145,757 | 1 | $77,510 | 1 | $111,170 | 3 | $71,377 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $216,650 | 2 | $184,520 | 0 | $0 | 0 | $0 | 1 | $70,940 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $124,060 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $128,370 | 5 | $201,376 | 5 | $144,580 | 1 | $43,420 | 1 | $345,800 | 3 | $79,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $128,690 | 1 | $107,600 | 0 | $0 | 0 | $0 | 1 | $60,110 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $104,950 | 4 | $105,163 | 1 | $68,610 | 0 | $0 | 3 | $66,840 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $192,670 | 3 | $127,783 | 0 | $0 | 1 | $143,110 | 1 | $69,570 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $53,200 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $87,820 | 4 | $170,428 | 4 | $107,643 | 0 | $0 | 1 | $247,850 | 2 | $79,930 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $92,250 | 1 | $89,510 | 0 | $0 | 0 | $0 | 1 | $47,250 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $85,145 | 4 | $80,803 | 1 | $20,580 | 0 | $0 | 2 | $62,080 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $110,870 | 2 | $156,460 | 0 | $0 | 1 | $100,550 | 1 | $43,040 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $95,330 | 4 | $142,060 | 6 | $118,742 | 1 | $338,060 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $94,420 | 1 | $56,980 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $68,675 | 3 | $99,143 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $93,020 | 1 | $159,380 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $69,680 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $48,050 | 3 | $126,880 | 4 | $100,768 | 1 | $222,090 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $72,630 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $51,670 | 3 | $68,993 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $83,710 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $56,120 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $113,550 | 3 | $87,663 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $52,470 | 1 | $56,630 |
| APPLICATIONS DENIED | 3 | $55,120 | 3 | $66,787 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $112,400 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $101,223 | 2 | $66,865 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $69,440 | 1 | $34,870 |
| APPLICATIONS DENIED | 5 | $45,882 | 3 | $45,640 |
| APPLICATIONS WITHDRAWN | 1 | $42,000 | 1 | $52,290 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $70,895 | 1 | $81,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $34,970 | 1 | $36,450 |
| APPLICATIONS DENIED | 2 | $53,410 | 1 | $75,860 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $46,820 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0002.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $160,130 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $173,420 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $103,660 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $117,870 | 1 | $78,470 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $81,260 | 1 | $88,820 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $54,220 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0002.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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