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32531 Zip Code Detailed Profile

 



Profiles Baker, FL (32531) houses, apartments, residents, cars, jobs...

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City: Baker, FL
Okaloosa County, FL
Zip code population (2000): 4,278
Estimated zip code population in 2007: 4,885



Age and Sex of Residents in zip code 32531

Zip code 32531 (Baker, Florida) real estate house value trends

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Baker, FL (32531) map from a distance

Houses and condos: 1,779
Renter-occupied apartments: 273
% of renters here:  17%
State:  30%

2008 cost of living index in zip code 32531: 83.3 (low, U.S. average is 100)

Land area: 229.2 sq. mi.
Water area: 1.2 sq. mi.
Population density: 21 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  0.8% ($369)
Florida:  2.0% ($1,262)

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 2,130  (49.8%)
Females: 2,148  (50.2%)

Zip code 32531 races chart


32531, FL forum
Discuss zip code 32531 area on our local forum with over 700,000 registered users
100% rural population.

Estimated median house/condo value in 2007: $171,070
32531:  $171,070
Florida:  $230,400


According to our research of public records there were 11 registered sex offenders living in 32531 zip code in early 2007.

Median resident age:  38.0 years
Florida median age:  38.7 years

Average household size:
This zip code:  2.6 people
Florida:  2.5 people

Averages for the 2004 tax year for zip code 32531, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $43,402 (Individual Income Tax Returns)
Here:  $43,402
State:  $50,523

Salary/wage: $34,236 (reported on 83.4% of returns)
Here:  $34,236
State:  $39,563
(% of AGI for various income ranges: 105.4% for AGIs below $10k, 74.6% for AGIs $10k-25k, 81.6% for AGIs $25k-50k, 81.2% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 32.5% for AGIs over 100k)

Taxable interest for individuals: $1,091 (reported on 37.1% of returns)
This zip code:  $1,091
Florida:  $3,211
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 1.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $856 (reported on 12.1% of returns)
Here:  $856
State:  $6,129
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Net capital gain/loss: +$22,946 (reported on 10.8% of returns)
Here:  +$22,946
State:  +$27,205
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Profit/loss from business: +$8,261 (reported on 14.6% of returns)
Here:  +$8,261
State:  +$10,634
(% of AGI for various income ranges: 11.9% for AGIs below $10k, 6.2% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 1.0% for AGIs over 100k)

IRA payment deduction: $3,167 (reported on 1.6% of returns)
32531:  $3,167
Florida:  $3,082

Total itemized deductions: $15,450 (1% of AGI, reported on 19.6% of returns)
Here:  $15,450
State:  $20,370
(% of AGI for various income ranges: 6.9% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Charity contributions deductions: $3,883 (3.9% of AGI, reported on 15.4% of returns)
Here:  $3,883
Florida:  $4,064

Here:  3.9% of AGI
State:  3.8% of AGI
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Total tax: $5,728 (reported on 73.7% of returns)
32531:  $5,728
State:  $9,431
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 3.8% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 15.4% for AGIs over 100k)

Earned income credit: $1,792 (reported on 18.3% of returns)
Here:  $1,792
State:  $1,808
(% of AGI for various income ranges: 9.2% for AGIs below $10k, 4.9% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 60.7%
Here:  61%
State:  60%
(% for various income ranges: 57.4% for AGIs below $10k, 62.6% for AGIs $10k-25k, 62.0% for AGIs $25k-50k, 62.3% for AGIs $50k-75k, 52.1% for AGIs $75k-100k, 65.5% for AGIs over 100k)


Estimated median household income in 2007: $44,356
This zip code:  $44,356
Florida:  $47,804
Baker, FL (32531) map

Nearest zip codes: 32536, 36483, 32564, 32539, 32567, 36455.


Percentage of family households:
This zip code:  79.5%
Whole state:  66.4%

Percentage of households with unmarried partners:
This zip code:  2.7%
Whole state:  5.8%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 32531 with a mortgage: 345 (40 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 282


Median monthly owner costs for units with a mortgage: $1,161

Median monthly owner costs for units without a mortgage: $357

Residents with income below the poverty level in 2007:
This zip code:  8.1%
Whole state:  12.1%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.2%
Whole state:  5.0%

Median number of rooms in houses and condos:
Here:  5.7
State:  5.6

Median number of rooms in apartments:
Here:  5.4
State:  3.8


Zip code 32531 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Churches in zip code 32531 include: Beaver Creek Church (A), Golan Church (B), Pyron Spring Chapel (C), Good Hope Church (D), Red Oak Church (E), Rock Hill Church (F), Shady Grove Church (G), Hester Church (H), Bullard Church (I). Display/hide their locations on the map

Cemeteries: Stewart Cemetery (1), Rock Hill Cemetery (2). Display/hide their locations on the map

Lakes and reservoirs: Danley Pond (A), Dixon Lake (B), E C Younghood Pond (C), O G Steele Pond (D), Karick Lake (E), Hurricane Lake (F), Bear Lake (G). Display/hide their locations on the map

Streams, rivers, and creeks: Little Escambia Creek (A), Bone Creek (B), Boggy Hollow Creek (C), Kennedy Branch (D), Threemile Branch (E), Panther Creek (F), Big Branch (G), Hurricane Creek (H), Rock Creek (I). Display/hide their locations on the map

Tourist attraction (not listed on the city page) : Baker Block Museum (1307 Georgia Avenue) (1). Display/hide its approximate location on the map

 

Year house built:
  • 1999 to March 2000: 31
  • 1995 to 1998: 251
  • 1990 to 1994: 259
  • 1980 to 1989: 332
  • 1970 to 1979: 319
  • 1960 to 1969: 169
  • 1950 to 1959: 165
  • 1940 to 1949: 104
  • 1939 or earlier: 158



Zip code 32531 satellite photo by USGS


Bedrooms in owner-occupied houses in Baker, FL (32531):
  • no bedroom: 10
  • 1 bedrooms: 29
  • 2 bedrooms: 305
  • 3 bedrooms: 784
  • 4 bedrooms: 161
  • 5 or more bedrooms: 42


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 10
  • 1 bedrooms: 6
  • 2 bedrooms: 48
  • 3 bedrooms: 191
  • 4 bedrooms: 18
  • 5 or more bedrooms: 0



Vehicles available in 32531 zip code in owner-occupied houses/condos:
  • no vehicle: 80
  • 1 vehicle: 320
  • 2 vehicles: 632
  • 3 vehicles: 210
  • 4 vehicles: 67
  • 5 or more vehicles: 22


Vehicles available in renter-occupied apartments:
  • no vehicle: 29
  • 1 vehicle: 100
  • 2 vehicles: 122
  • 3 vehicles: 10
  • 4 vehicles: 12
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 32531 household income distribution in 2007

Zip code 32531 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 32531:

  • $25,000 to $29,999: 9
  • $30,000 to $34,999: 9
  • $35,000 to $39,999: 14
  • $40,000 to $49,999: 36
  • $50,000 to $59,999: 55
  • $60,000 to $69,999: 27
  • $70,000 to $79,999: 34
  • $80,000 to $89,999: 48
  • $90,000 to $99,999: 60
  • $100,000 to $124,999: 172
  • $125,000 to $149,999: 138
  • $150,000 to $174,999: 178
  • $175,000 to $199,999: 59
  • $200,000 to $249,999: 232
  • $250,000 to $299,999: 100
  • $300,000 to $399,999: 162
  • $400,000 to $499,999: 76
  • $500,000 to $749,999: 69
  • $750,000 to $999,999: 23
  • $1,000,000 or more: 18
 



32531 rent paid by renters


Rent paid by renters in 2007 in zip code 32531:

  • Less than $100: 10
  • $100 to $149: 5
  • $200 to $249: 5
  • $250 to $299: 8
  • $350 to $399: 9
  • $400 to $449: 14
  • $450 to $499: 5
  • $500 to $549: 12
  • $700 to $749: 16
  • No cash rent: 94
 


Median price asked for vacant for-sale houses and condos in 2007: $0.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $200,734
  • Black or African American householders: $93,198
  • American Indian or Alaska Native householders: $97,895
  • Native Hawaiian and other Pacific Islander householders: $234,849
  • Two or more races householders: $313,462

Estimated median house or condo value in 2007: $192,850 (it was $69,200 in 2000)
32531:  $192,850
Florida:  $230,400
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $262,776
Here:  $262,776
State:  $334,342

In 3-to-4-unit structures: $484,124
Here:  $484,124
State:  $240,504

Mobile homes: $58,656
Here:  $58,656
State:  $43,568


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,261
  • 3 or 4: 9
  • Mobile homes: 492
  • Boats, RVs, vans, etc.: 26
32531 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,420 (80%)
  • Carpooled: 309 (17%)
  • Walked: 23 (1%)
  • Worked at home: 26 (1%)
 

32531 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 90
  • 5 to 9 minutes: 45
  • 10 to 14 minutes: 91
  • 15 to 19 minutes: 333
  • 20 to 24 minutes: 241
  • 25 to 29 minutes: 71
  • 30 to 34 minutes: 194
  • 35 to 39 minutes: 90
  • 40 to 44 minutes: 62
  • 45 to 59 minutes: 321
  • 60 to 89 minutes: 160
  • 90 or more minutes: 54
 

Percentage of zip code residents living and working in this county: 82.5%


Household type by relationship
Households: 4,265

  • In family households: 3,892 (1,070 male householders, 208 female householders)
    1,112 spouses, 1,392 children (1,209 natural, 47 adopted, 136 stepchildren), 22 grandchildren, 32 brothers or sisters, 26 parents, 30 other relatives, 0 non-relatives
  • In nonfamily households: 373 (161 male householders (155 living alone)), 166 female householders (149 living alone)), 46 nonrelatives

Size of family households: 530 2-persons, 343 3-persons, 228 4-persons, 112 5-persons, 51 6-persons, 14 7-or-more-persons.

Size of nonfamily households: 304 1-person, 12 2-persons, 11 4-persons.

841 married couples with children.
184 single-parent households (48 men, 136 women).

96.4% of residents of 32531 zip code speak English at home.
0.7% of residents speak Spanish at home (81% very well, 19% well).
0.7% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak Asian or Pacific Island language at home (42% very well, 58% well).
1.7% of residents speak other language at home (50% very well, 24% well, 26% not well).

Foreign born population: 33 (0.8%)
(100.0% of them are naturalized citizens)

This zip code:  0.8%
Whole state:  16.7%

Most common places of birth for the foreign-born residents:



  • Korea (42%)
  • Japan (30%)
  • Germany (27%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 0
  • 1990 to 1994: 0
  • 1985 to 1989: 17
  • 1980 to 1984: 0
  • 1975 to 1979: 7
  • 1970 to 1974: 0
  • 1970 to 1974: 9
  • 1965 to 1969: 0

White population: 3,993
Black population: 122
American Indian population: 70
Asian population: 14
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 14
Two or more races population: 63

Zip code 32531 races chart


First ancestries reported:

 United States or American: 725
 Irish: 470
 Other groups: 396
 English: 278
 German: 231
 Scotch-Irish: 159
 Italian: 109
 Arab:: 89
 Scottish: 84
 Arab/Arabic: 79
 Dutch: 44
 Polish: 38
 Lithuanian: 19
 French Canadian: 18
 West Indian (excluding Hispanic groups):: 16
 West Indian: 16
 Welsh: 14
 Czech: 11
 Other Arab: 10
 British: 8
 French (except Basque): 7
 Greek: 7
 Pennsylvania German: 7



Zip code 32531 topographic map

Public primary/middle school in zip code 32531 not listed on the city page:
  • BAKER SCHOOL (Students: 1,388; Location: 1369 14TH STREET, BAKER, FL; Grades: PK - 12)

Facitilies with environmental interests located in this zip code:

  • SKY PARK ESTATES - FIRST ADDIT (SKY RANCH DR. in BAKER, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: LARRY MORGAN (CONTACT/OWNER)
  • AGRICO CHEM CO AGRICO FARM CENTER (HIGHWAY 189 NORTH in BAKER, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: ESTECH GEN CHEMICAL CORP (CONTACT/OWNER)
  • MERRITTS AUTO REPAIR AND PARTS (5305 MERRIT DR in BAKER, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: GEORGE MERRITT (CONTACT/OWNER)
  • COUNTY ROAD 393 WIDENING/ RESU (CR393 in CRESTVIEW, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: JOHN MACDONALD (CONTACT/OWNER)
  • CJ USED AUTO PARTS (5655 CEMETARY ROAD in BAKER, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: MOTOR VEHICLE PARTS, USED
    Organizations: C CAHILL (CONTACT/OWNER)


Median worth of mobile homes: $88,343

Zip code 32531 marital status for males
Zip code 32531 marital status for females


Housing units lacking complete plumbing facilities: 3%

Housing units lacking complete kitchen facilities: 5%

Most commonly used house heating fuel:
  • Electricity (65%)
  • Bottled, tank, or LP gas (18%)
  • Utility gas (15%)
  • Wood (2%)


Place of birth for U.S.-born residents:

  • This state: 2584
  • Northeast: 194
  • Midwest: 164
  • South: 1005
  • West: 233

69% of the 32531 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 69% lived in this county.
   Out of people who lived in different counties, 30% lived in Florida.

Population in 1990: 3,389. Population change in the 1990s: +889 (+26.2%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 16
Here:  2.8%
Florida:  11.7%

Students in private schools in grades 9 to 12 (high school): 14
Here:  5.2%
Florida:  9.7%

Students in private undergraduate colleges: 11
Here:  15.9%
Florida:  21.0%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • MORGAN CONTRACTING INC (1529 SKY RANCH LN in BAKER, FL; small business): $835,929 in 2 contracts from 2003 to 2005
    $834,000 with Air Force for Maintenance, Repair or Alteration of Real Property -- Sewage and Waste Facilities. Signed on 2003-09-26. Completion date: 2003-09-26.
    $1,929, same as above. Signed on 2005-08-19. Completion date: 2005-08-21.
  • R & S SERVICES (2448 R J STABLER LANE in BAKER, FL; small business): $760,403 in 20 contracts from 1999 to 2002
    Contracts for Landscaping/Groundskeeping Services by Navy
    Signed by year: 2000: $241,978; 2001: $56,961; 2002: $220,316; 2003: $0; 2004: $0; 2005: $0; 2006: $0.

    Biggest contracts:
    $241,978 with Navy for Landscaping/Groundskeeping Services. Signed on 2000-11-02. Completion date: 2001-09-30.
    $241,148, same as above. Signed on 1999-11-03. Completion date: 2000-09-30.
    $107,469, same as above. Signed on 2002-02-07. Completion date: 2002-05-31.
    $87,162, same as above. Signed on 2002-05-20. Completion date: 2002-05-31.
  • PROP & ROTOR AVIATION, INC (1460 VINSON RAY RD in BAKER, FL; small business): $77,811 in 8 contracts from 2003 to 2006
    Contracts for Patent and Trademark Services, Other Administrative Support Services, Recreational Services, Miscellaneous Items by Air Force
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $5,500; 2004: $7,000; 2005: $33,211; 2006: $32,100.

    Biggest contracts:
    $22,100 with Air Force for Patent and Trademark Services. Taking place in ND. Signed on 2006-05-31. Completion date: 2006-07-06.
    $16,711 with Air Force for Other Administrative Support Services. Signed on 2005-07-20. Completion date: 2005-09-05.
    $10,000 with Air Force for Recreational Services. Signed on 2006-04-10. Completion date: 2006-05-31.
    $7,500 with Air Force for Miscellaneous Items. Taking place in PA. Signed on 2005-06-27. Completion date: 2005-07-11.


Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (10-19 employees: 1 establishment, 5-9 employees: 3 establishments, 1-4 employees: 2 establishments)
  • Construction: Water and Sewer Line and Related Structures Construction (20-49: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1, 1-4: 4)
  • Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (5-9: 1, 1-4: 4)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1, 1-4: 4)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1, 1-4: 3)
  • Real Estate and Rental and Leasing: Lessors of Nonresidential Buildings (except Miniwarehouses) (5-9: 1)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (5-9: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED32$196,364113$142,426207$188,35267$67,64522$151,92159$85,472
APPLICATIONS APPROVED, NOT ACCEPTED6$93,85721$138,70240$147,70613$37,9355$202,03216$98,431
APPLICATIONS DENIED10$127,26446$190,170180$154,08770$71,22213$110,49946$97,592
APPLICATIONS WITHDRAWN10$146,51327$145,35278$158,75411$145,3412$311,00017$132,317
FILES CLOSED FOR INCOMPLETENESS2$174,9906$143,17225$135,5363$51,4370$02$50,110
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0201.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED32$161,71517$209,2373$203,6233$95,447
APPLICATIONS APPROVED, NOT ACCEPTED5$237,6665$249,4382$233,8500$0
APPLICATIONS DENIED2$124,8800$00$02$124,880
APPLICATIONS WITHDRAWN0$02$193,2800$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0201.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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