32531 Zip Code Detailed Profile




Counties: Okaloosa County, FL (93.80%), Santa Rosa County, FL (6.20%)
Estimated zip code population in 2013: 5,472
Zip code population in 2010: 5,296
Zip code population in 2000: 4,278

Houses and condos: 2,392
Renter-occupied apartments: 271
% of renters here:

14%
State:

35%
Mar. 2013 cost of living index in zip code 32531: 83.3 (low, U.S. average is 100)

Land area: 217.4 sq. mi.
Water area: 2.3 sq. mi.
Population density: 25 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 32531
Zip code 32531 (, Florida) real estate house value trends
Home Value Estimate
Address:
Unit (optional):
City
State
Zip


Recent Home Sales
Address:
City

State
Zip
Min Price (optional)

Max Price (optional)
Prioritization:



Recent home sales, real estate maps, and home value estimator for zip code 32531

  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2013:
This zip code:

0.7% ($834)
Florida:

1.1% ($1,623)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,181 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $578 (0.6%)

Business Search - 14 Million verified businesses
Search for: near:  

Males: 2,570  (47.0%)
Females: 2,902  (53.0%)

For population 25 years and over in 32531:

For population 15 years and over in 32531:

Zip code 32531 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 32531

  • Zip code 32531 races chart
    • 4,866White population
    • 145Black population
    • 91American Indian population
    • 17Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 1Some other race population
    • 104Two or more races population
    • 69Hispanic or Latino population

Options
X
Data:
Options
Loading data...
Based on 2000-2013 data
Loading data...

123
Hide US histogram

32531, FL forum
Discuss zip code 32531 area on our local forum with over 1,800,000 registered users
100% rural population.

Estimated median house/condo value in 2013: $122,200
32531:

$122,200
Florida:

$153,300



According to our research of Florida and other state lists there were 15 registered sex offenders living in 32531 zip code as of September 05, 2015.
The ratio of number of residents in zip code 32531 to the number of sex offenders is 316 to 1.


Median resident age:
This zip code:

41.4 years
Florida median age:

41.5 years
Average household size:
This zip code:

2.7 people
Florida:

2.6 people

Averages for the 2012 tax year for zip code 32531, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $52,773 (Individual Income Tax Returns)
Here:

$52,773
State:

$60,316

Salary/wage: $43,263 (reported on 81.5% of returns)
Here:

$43,263
State:

$45,277
(% of AGI for various income ranges: 73.8% for AGIs below $25k, 76.2% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 72.6% for AGIs $75k-100k, 75.6% for AGIs $100k-200k, 24.8% for AGIs over 200k)

Taxable interest for individuals: $1,209 (reported on 29.9% of returns)
This zip code:

$1,209
Florida:

$3,587
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Ordinary dividends: $1,779 (reported on 11.0% of returns)
Here:

$1,779
State:

$12,831
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,152 (reported on 9.8% of returns)
Here:

+$5,152
State:

+$33,493
(% of AGI for various income ranges: 0.8% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.8% for AGIs $100k-200k)

Profit/loss from business: +$8,285 (reported on 13.4% of returns)
Here:

+$8,285
State:

+$10,012
(% of AGI for various income ranges: 8.3% for AGIs below $25k, 2.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,219 (reported on 8.3% of returns)
32531:

$12,219
Florida:

$21,544
(% of AGI for various income ranges: 2.3% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.9% for AGIs $100k-200k)

Total itemized deductions: $19,757 (20% of AGI, reported on 21.3% of returns)
Here:

$19,757
State:

$25,533

Here:

20.5% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 7.3% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 8.0% for AGIs $75k-100k, 10.5% for AGIs $100k-200k, 5.7% for AGIs over 200k)

Charity contributions: $4,682 (reported on 15.4% of returns)
Here:

$4,682
State:

$5,698
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Taxes paid: $2,994 (reported on 20.1% of returns)
32531:

$2,994
State:

$6,203
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Earned income credit: $2,508 (reported on 20.1% of returns)
Here:

$2,508
State:

$2,372
(% of AGI for various income ranges: 8.0% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 32531, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,402 (Individual Income Tax Returns)
Here:

$43,402
State:

$50,523

Salary/wage: $34,236 (reported on 83.4% of returns)
Here:

$34,236
State:

$39,563
(% of AGI for various income ranges: 105.4% for AGIs below $10k, 74.6% for AGIs $10k-25k, 81.6% for AGIs $25k-50k, 81.2% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 32.5% for AGIs over 100k)

Taxable interest for individuals: $1,091 (reported on 37.1% of returns)
This zip code:

$1,091
Florida:

$3,211
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 1.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $856 (reported on 12.1% of returns)
Here:

$856
State:

$6,129
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Net capital gain/loss: +$22,946 (reported on 10.8% of returns)
Here:

+$22,946
State:

+$27,205
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Profit/loss from business: +$8,261 (reported on 14.6% of returns)
Here:

+$8,261
State:

+$10,634
(% of AGI for various income ranges: 11.9% for AGIs below $10k, 6.2% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 1.0% for AGIs over 100k)

IRA payment deduction: $3,167 (reported on 1.6% of returns)
32531:

$3,167
Florida:

$3,082

Total itemized deductions: $15,450 (22% of AGI, reported on 19.6% of returns)
Here:

$15,450
State:

$20,370

Here:

21.9% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 6.9% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Charity contributions deductions: $3,883 (4% of AGI, reported on 15.4% of returns)
Here:

$3,883
State:

$4,064

Here:

3.9% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Total tax: $5,728 (reported on 73.7% of returns)
32531:

$5,728
State:

$9,431
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 3.8% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 15.4% for AGIs over 100k)

Earned income credit: $1,792 (reported on 18.3% of returns)
Here:

$1,792
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 60.7%
Here:

61%
State:

60%
(% for various income ranges: 57.4% for AGIs below $10k, 62.6% for AGIs $10k-25k, 62.0% for AGIs $25k-50k, 62.3% for AGIs $50k-75k, 52.1% for AGIs $75k-100k, 65.5% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$53,581
Florida:

$46,036
32531 map Nearest zip codes: 32536, 36483, 32564, 32567, 32539, 32570.
Percentage of family households:
This zip code:

51.4%
Florida:

44.0%
Percentage of households with unmarried partners:
This zip code:

10.1%
Florida:

6.3%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 310
Household did not receive Food Stamps/SNAP in the past 12 months: 1,689


Women who had a birth in the past 12 months: 22 (22 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,463 (744 now married, 719 unmarried)


Housing units in zip code 32531 with a mortgage: 817 (12 second mortgage, 89 home equity loan, 12 both second mortgage and home equity loan)
Houses without a mortgage: 911

Median monthly owner costs for units with a mortgage: $1,402
Median monthly owner costs for units without a mortgage: S305

Residents with income below the poverty level in 2013:
This zip code:

15.4%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.9%
Whole state:

9.4%
Median number of rooms in houses and condos:
Here:

5.9
State:

5.8
Median number of rooms in apartments:
Here:

4.4
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32531: Fauck Ferry (A), Bluff Landing (B), Meritt Landing (C), Okaloosa County Emergency Medical Services Station 5 (D), Baker Fire District (E), Blackman Volunteer Fire Department (F), North Okaloosa Fire Department Station 83 (G). Display/hide their locations on the map

    Churches in zip code 32531 include: Beaver Creek Church (A), Pyron Spring Chapel (B), Lighthouse Church (C), Rock Hill Church (D), Red Oak Church (E), Olive Branch Church (F), Shady Grove Church (G), New Bethany Church (H), Bullard Church (I). Display/hide their locations on the map

    Cemeteries: Beulah Cemetery (1), Stewart Cemetery (2), Griffith Cemetery (3), Rock Hill Cemetery (4), Cobb Cemetery (5), Hobbs Cemetery (6). Display/hide their locations on the map

    Lakes and reservoirs: Martins Mill Pond (A), Danley Pond (B), E C Younghood Pond (C), O G Steele Pond (D), Carver Pond (E), Dixon Lake (F), A A Hilton Pond (G), Karick Lake (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Little Escambia Creek (A), Big Branch (B), Reedy Creek (C), Polley Creek (D), Panther Creek (E), Olive Branch (F), Oak Creek (G), Mare Creek (H), Kennedy Branch (I). Display/hide their locations on the map

    Tourist attraction (not listed on the city page) : Baker Block Museum (1307 Georgia Avenue) (1). Display/hide its approximate location on the map

Year house built

  • 272010 or later
  • 4362000 to 2009
  • 5911990 to 1999
  • 4381980 to 1989
  • 2501970 to 1979
  • 3331960 to 1969
  • 1391950 to 1959
  • 611940 to 1949
  • 1171939 or earlier

Zip code 32531 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 32531

  • 18no bedroom
  • 111 bedroom
  • 4082 bedrooms
  • 9093 bedrooms
  • 3034 bedrooms
  • 795+ bedrooms

Bedrooms in renter-occupied apartments in 32531

  • 0no bedroom
  • 01 bedroom
  • 862 bedrooms
  • 1193 bedrooms
  • 664 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in 32531 in owner-occupied houses/condos

  • 17no vehicle
  • 3311 vehicle
  • 6712 vehicles
  • 4913 vehicles
  • 2064 vehicles
  • 125+ vehicles

Cars and other vehicles available in 32531 in renter-occupied apartments

  • 75no vehicle
  • 271 vehicle
  • 1282 vehicles
  • 353 vehicles
  • 64 vehicles
  • 05+ vehicles

Median gross rent in 2013: $892.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $122,200
32531:

$122,200
Florida:

$153,300
Lower value quartile - upper value quartile: $76,000 - $221,300

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 7.5%

Percentage of zip code residents living and working in this county: 84.7%

Household type by relationship:

Households: 5,467

Size of family households: 709 2-persons, 363 3-persons, 161 4-persons, 243 5-persons, 22 6-persons, 40 7-or-more-persons

Size of nonfamily households: 399 1-person, 62 2-persons

650 married couples with children.
315 single-parent households (198 men, 117 women).

97.3% of residents of 32531 zip code speak English at home.
1.6% of residents speak Spanish at home (84% very well, 16% not well).
0.7% of residents speak other Indo-European language at home (100% very well).
0.3% of residents speak other language at home (100% well).

Foreign born population: 46 (0.8%)
(60.9% of them are naturalized citizens)
This zip code:

0.8%
Whole state:

19.4%

Most common places of birth for the foreign-born residents

  • 39%Kenya
  • 37%Haiti
  • 24%Canada

Most common first ancestries reported in 32531 (%)

  • 40%American
  • 13%Other groups
  • 9%English
  • 7%Irish
  • 3%German
  • 2%Scottish
  • 2%European

Year of entry for the foreign-born population

  • 182010 or later
  • 552000 to 2009
  • 891990 to 1999
  • 83Before 1990

Zip code 32531 topographic map

Public primary/middle school in zip code 32531 not listed on the city page:

  • BAKER SCHOOL (Students: 1,388; Location: 1369 14TH STREET, BAKER, FL; Grades: PK - 12)

Facilities with environmental interests located in this zip code:


Zip code 32531 marital status for males
Zip code 32531 marital status for females

Housing units lacking complete plumbing facilities: 5.8%
Housing units lacking complete kitchen facilities: 2.9%

Most commonly used house heating fuel

  • 79%Electricity
  • 11%Bottled, tank, or LP gas
  • 7%Utility gas
  • 3%Wood

Population in 1990: 3,389. Population change in the 1990s: +889 (+26.2%).

Place of birth for U.S.-born residents:


69% of the 32531 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 69% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

93% of the 32531 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 65% moved from this county.
   Out of people who lived in different houses, 17% moved from different county within same state.
   Out of people who lived in different houses, 18% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 13
Here:

2.5%
Florida:

11.4%
Students in private schools in grades 9 to 12 (high school): 63
Here:

12.2%
Florida:

10.6%
Students in private undergraduate colleges: 1
Here:

0.5%
Florida:

20.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 115,183Health diagnosing and treating practitioners and other technical occupations
  • 110,189Management occupations
  • 94,167Architecture and engineering occupations
  • 94,000Computer and mathematical occupations
  • 51,484Business and financial operations occupations
  • 45,962Production occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 3 people in group homes intended for adults

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 3
  • Persons involved in fatal accidents: 7
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED35$149,12627$109,706165$161,31717$43,51316$97,93417$83,658
APPLICATIONS APPROVED, NOT ACCEPTED5$139,3542$39,7705$127,2640$00$00$0
APPLICATIONS DENIED8$179,56119$72,67481$164,95214$69,54110$128,53730$71,374
APPLICATIONS WITHDRAWN6$141,0523$104,99356$163,8812$79,5403$88,55310$95,289
FILES CLOSED FOR INCOMPLETENESS0$02$113,74021$162,6402$86,7000$06$112,947

Detailed HMDA statistics for the following Tracts: 0201.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
B) Refinancings
NumberAverage Value
LOANS ORIGINATED10$203,463
APPLICATIONS APPROVED, NOT ACCEPTED2$177,375
APPLICATIONS DENIED5$215,394
APPLICATIONS WITHDRAWN5$240,528
FILES CLOSED FOR INCOMPLETENESS0$0

Detailed PMIC statistics for the following Tracts: 0201.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 32531 among deceased individuals
NameCountLived (average)
William3174.5 years
Mary2680.6 years
James2670.4 years
John1773.1 years
Robert1565.8 years
George1472.4 years
Henry1177.7 years
David1071.1 years
Joseph1068.6 years
Charles970.6 years
Most common last names in zip code 32531 among deceased individuals
Last nameCountLived (average)
Cook2280.8 years
Smith1776.1 years
Barrow1676.7 years
Johnson1570.0 years
Davis1481.4 years
Kelley1372.2 years
Moore1277.9 years
Jackson1280.7 years
Steele1266.2 years
Merritt1172.4 years

Discuss , Florida (FL) on our hugely popular Florida forum.


Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
© 2015 Onboard Informatics. Information is deemed reliable but not guaranteed.
 
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2015 Advameg, Inc.