32539 Zip Code Detailed Profile




City: Crestview, FL (3.53%)
Counties: Okaloosa County, FL (86.84%), Walton County, FL (13.16%)
Estimated zip code population in 2013: 25,243
Zip code population in 2010: 25,079
Zip code population in 2000: 20,165

Houses and condos: 10,223
Renter-occupied apartments: 2,237
% of renters here:

25%
State:

35%
Mar. 2013 cost of living index in zip code 32539: 89.3 (less than average, U.S. average is 100)

Land area: 121.6 sq. mi.
Water area: 1.7 sq. mi.
Population density: 208 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 32539
Zip code 32539 (Crestview, Florida) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.7% ($892)
Florida:

1.1% ($1,623)
Median real estate property taxes paid for housing units with mortgages in 2013: $935 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $696 (0.6%)

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Males: 12,803  (50.7%)
Females: 12,440  (49.3%)

For population 25 years and over in 32539:

For population 15 years and over in 32539:

Zip code 32539 compared to state average:

  • Hispanic race population percentage significantly below state average.
  • Median age below state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 32539

  • Zip code 32539 races chart
    • 19,328White population
    • 2,931Black population
    • 145American Indian population
    • 520Asian population
    • 43Native Hawaiian and Other Pacific Islander population
    • 62Some other race population
    • 730Two or more races population
    • 1,320Hispanic or Latino population

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Urban population: 14,423
Rural population: 10,819

Estimated median house/condo value in 2013: $135,300
32539:

$135,300
Florida:

$153,300



According to our research of Florida and other state lists there were 64 registered sex offenders living in 32539 zip code as of September 03, 2015.
The ratio of number of residents in zip code 32539 to the number of sex offenders is 299 to 1.


Median resident age:
This zip code:

35.6 years
Florida median age:

41.5 years
Average household size:
This zip code:

2.6 people
Florida:

2.6 people

Averages for the 2012 tax year for zip code 32539, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $44,160 (Individual Income Tax Returns)
Here:

$44,160
State:

$60,316

Salary/wage: $39,778 (reported on 84.9% of returns)
Here:

$39,778
State:

$45,277
(% of AGI for various income ranges: 78.8% for AGIs below $25k, 81.5% for AGIs $25k-50k, 74.9% for AGIs $50k-75k, 76.3% for AGIs $75k-100k, 75.3% for AGIs $100k-200k, 58.3% for AGIs over 200k)

Taxable interest for individuals: $701 (reported on 26.1% of returns)
This zip code:

$701
Florida:

$3,587
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $1,600 (reported on 11.0% of returns)
Here:

$1,600
State:

$12,831
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,580 (reported on 7.0% of returns)
Here:

+$2,580
State:

+$33,493
(% of AGI for various income ranges: 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Profit/loss from business: +$6,580 (reported on 12.5% of returns)
Here:

+$6,580
State:

+$10,012
(% of AGI for various income ranges: 6.3% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,524 (reported on 6.2% of returns)
32539:

$11,524
Florida:

$21,544
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Total itemized deductions: $17,436 (23% of AGI, reported on 19.6% of returns)
Here:

$17,436
State:

$25,533

Here:

22.5% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 6.9% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 8.8% for AGIs $75k-100k, 9.1% for AGIs $100k-200k, 8.3% for AGIs over 200k)

Charity contributions: $4,375 (reported on 14.2% of returns)
Here:

$4,375
State:

$5,698
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Taxes paid: $2,879 (reported on 19.2% of returns)
32539:

$2,879
State:

$6,203
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Earned income credit: $2,417 (reported on 24.5% of returns)
Here:

$2,417
State:

$2,372
(% of AGI for various income ranges: 8.6% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 32539, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $36,990 (Individual Income Tax Returns)
Here:

$36,990
State:

$50,523

Salary/wage: $32,924 (reported on 88.2% of returns)
Here:

$32,924
State:

$39,563
(% of AGI for various income ranges: 93.1% for AGIs below $10k, 80.5% for AGIs $10k-25k, 81.7% for AGIs $25k-50k, 81.0% for AGIs $50k-75k, 80.1% for AGIs $75k-100k, 63.7% for AGIs over 100k)

Taxable interest for individuals: $767 (reported on 36.0% of returns)
This zip code:

$767
Florida:

$3,211
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $1,091 (reported on 12.9% of returns)
Here:

$1,091
State:

$6,129
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$5,836 (reported on 9.9% of returns)
Here:

+$5,836
State:

+$27,205
(% of AGI for various income ranges: -0.3% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 6.7% for AGIs over 100k)

Profit/loss from business: +$7,711 (reported on 12.8% of returns)
Here:

+$7,711
State:

+$10,634
(% of AGI for various income ranges: 8.0% for AGIs below $10k, 3.7% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 4.7% for AGIs over 100k)

IRA payment deduction: $2,351 (reported on 2.3% of returns)
32539:

$2,351
Florida:

$3,082
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $10,000 (reported on 0.2% of returns)
Here:

$10,000
Florida:

$15,857

Total itemized deductions: $14,594 (23% of AGI, reported on 20.8% of returns)
Here:

$14,594
State:

$20,370

Here:

23.1% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 5.3% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 9.9% for AGIs over 100k)

Charity contributions deductions: $3,354 (5% of AGI, reported on 17.2% of returns)
Here:

$3,354
State:

$4,064

Here:

5.0% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.1% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $4,342 (reported on 73.0% of returns)
32539:

$4,342
State:

$9,431
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 3.7% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Earned income credit: $1,756 (reported on 20.7% of returns)
Here:

$1,756
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 54.5%
Here:

54%
State:

60%
(% for various income ranges: 51.1% for AGIs below $10k, 59.8% for AGIs $10k-25k, 55.5% for AGIs $25k-50k, 52.9% for AGIs $50k-75k, 43.9% for AGIs $75k-100k, 51.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$51,750
Florida:

$46,036
Crestview, FL (32539) map Nearest zip codes: 32536, 32567, 32531, 36455, 32578, 32433.
Percentage of family households:
This zip code:

57.9%
Florida:

44.0%
Percentage of households with unmarried partners:
This zip code:

8.3%
Florida:

6.3%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,145
Household did not receive Food Stamps/SNAP in the past 12 months: 7,723


Women who had a birth in the past 12 months: 233 (137 now married, 96 unmarried)
Women who did not have a birth in the past 12 months: 5,850 (3,012 now married, 2,838 unmarried)


Housing units in zip code 32539 with a mortgage: 4,638 (438 second mortgage, 406 home equity loan, 55 both second mortgage and home equity loan)
Houses without a mortgage: 1,993

Median monthly owner costs for units with a mortgage: $1,254
Median monthly owner costs for units without a mortgage: S335

Residents with income below the poverty level in 2013:
This zip code:

17.1%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.8%
Whole state:

9.4%
Median number of rooms in houses and condos:
Here:

5.9
State:

5.8
Median number of rooms in apartments:
Here:

4.7
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32539: Okaloosa County Emergency Medical Services Station 3 (A), Dorcas Fire District Station 41 (B), North Okaloosa Fire Department Station 82 (C), North Okaloosa Fire Department Station 84 (D), Dorcas Fire District Station 42 (E). Display/hide their locations on the map

    Churches in zip code 32539 include: Pleasant Hill Church (A), Welcome Church (B), Live Oak Church (C), Crowder Church (D), Canaan Church (E). Display/hide their locations on the map

    Cemeteries: Old Dorcas Cemetery (1), Hart Cemetery (2), Crowder Cemetery (3), Mount Olive Cemetery (4). Display/hide their locations on the map

    Lakes, reservoirs, and swamps: Rainbow Lake (A), Dugan Pond (B), Eden Lake (C), Lake Ella (D), Flowers Pond (E), Wright Lake (F), Clyde Reese Pond (G), John Stafford Pond Two (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Spring Branch (A), Clear Creek (B), Beech Branch (C), Gourd Bay (D), Rum Still Branch (E), Bends Creek (F), Steves Wash Branch (G), Twin Creek (H), Poverty Creek (I). Display/hide their locations on the map

    Park in zip code 32539: Twin Hills Park (1). Display/hide its location on the map

Year house built

  • 552010 or later
  • 2,6802000 to 2009
  • 2,5801990 to 1999
  • 2,4301980 to 1989
  • 1,3961970 to 1979
  • 4641960 to 1969
  • 2961950 to 1959
  • 2181940 to 1949
  • 1041939 or earlier

Zip code 32539 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Crestview, FL (32539)

  • 46no bedroom
  • 721 bedroom
  • 5362 bedrooms
  • 3,9773 bedrooms
  • 1,8954 bedrooms
  • 1055+ bedrooms

Bedrooms in renter-occupied apartments in Crestview, FL (32539)

  • 0no bedroom
  • 2371 bedroom
  • 6762 bedrooms
  • 1,0633 bedrooms
  • 2354 bedrooms
  • 265+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Crestview, FL (32539) in owner-occupied houses/condos

  • 134no vehicle
  • 1,6861 vehicle
  • 2,9842 vehicles
  • 1,4473 vehicles
  • 2604 vehicles
  • 1205+ vehicles

Cars and other vehicles available in Crestview, FL (32539) in renter-occupied apartments

  • 246no vehicle
  • 1,0521 vehicle
  • 6712 vehicles
  • 1953 vehicles
  • 734 vehicles
  • 05+ vehicles

Median gross rent in 2013: $987.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $135,300
32539:

$135,300
Florida:

$153,300
Lower value quartile - upper value quartile: $88,400 - $190,400

Mean price in 2013:

Detached houses: $245,668
Here:

$245,668
State:

$243,181

Townhouses or other attached units: $185,219
Here:

$185,219
State:

$161,350

In 2-unit structures: $107,992
Here:

$107,992
State:

$161,056

In 3-to-4-unit structures: $85,610
Here:

$85,610
State:

$143,318

In 5-or-more-unit structures: $260,002
Here:

$260,002
State:

$215,295

Mobile homes: $71,629
Here:

$71,629
State:

$58,568

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 10.1%

Percentage of zip code residents living and working in this county: 90.6%

Household type by relationship:

Households: 23,185

Size of family households: 2,834 2-persons, 1,536 3-persons, 1,113 4-persons, 549 5-persons, 165 6-persons, 76 7-or-more-persons

Size of nonfamily households: 1,888 1-person, 652 2-persons, 55 3-persons

3,231 married couples with children.
1,716 single-parent households (283 men, 1,433 women).

92.9% of residents of 32539 zip code speak English at home.
3.6% of residents speak Spanish at home (79% very well, 2% well, 19% not well).
2.3% of residents speak other Indo-European language at home (67% very well, 20% well, 13% not well).
1.2% of residents speak Asian or Pacific Island language at home (79% very well, 15% well, 5% not well).

Foreign born population: 951 (3.8%)
(63.5% of them are naturalized citizens)
This zip code:

3.8%
Whole state:

19.4%

Most common places of birth for the foreign-born residents

  • 23%Philippines
  • 14%Germany
  • 9%Jamaica
  • 9%Cuba
  • 7%Haiti
  • 5%Thailand
  • 5%Guatemala

Most common first ancestries reported in 32539 (%)

  • 29%American
  • 25%Other groups
  • 7%German
  • 6%Irish
  • 5%English
  • 3%Italian
  • 1%Polish

Year of entry for the foreign-born population

  • 652010 or later
  • 1622000 to 2009
  • 4961990 to 1999
  • 984Before 1990

Zip code 32539 topographic map

Public primary/middle schools in zip code 32539 not listed on the city page:

  • OKALOOSA YOUTH DEVELOPMENT CENTER (Students: 65; Location: 4448 STRAIGHT LINE ROAD, CRESTVIEW, FL; Grades: 06 - 12)
  • ADJUDICATED YOUTH FACILITY (Students: 29; Location: 4448 STRAIGHT LINE ROAD, CRESTVIEW, FL; Grades: 06 - 12)

Major facilities with environmental interests located in this zip code:


Zip code 32539 marital status for males
Zip code 32539 marital status for females

Housing units lacking complete plumbing facilities: 3.8%
Housing units lacking complete kitchen facilities: 1.3%

Most commonly used house heating fuel

  • 80%Electricity
  • 16%Utility gas
  • 2%Bottled, tank, or LP gas
  • 1%No fuel used
  • 1%Wood

Place of birth for U.S.-born residents:


49% of the 32539 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 48% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

84% of the 32539 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 55% moved from this county.
   Out of people who lived in different houses, 24% moved from different county within same state.
   Out of people who lived in different houses, 20% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 84
Here:

3.2%
Florida:

11.4%
Students in private schools in grades 9 to 12 (high school): 60
Here:

4.7%
Florida:

10.6%
Students in private undergraduate colleges: 107
Here:

6.7%
Florida:

20.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 69,135Computer and mathematical occupations
  • 68,636Farming, fishing, and forestry occupations
  • 63,603Architecture and engineering occupations
  • 61,875Health diagnosing and treating practitioners and other technical occupations
  • 50,735Installation, maintenance, and repair occupations
  • 48,274Management occupations

Companies with biggest federal contracts located in this zip code (CRESTVIEW, FL):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 1,253 people in state prisons
  • 502 people in local jails and other municipal confinement facilities
  • 276 people in nursing facilities/skilled-nursing facilities
  • 79 people in correctional residential facilities
  • 46 people in correctional facilities intended for juveniles
  • 26 people in in-patient hospice facilities
  • 7 people in group homes intended for adults
  • 4 people in group homes for juveniles (non-correctional)
  • 2 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 979 people in state prisons
  • 489 people in local jails and other confinement facilities (including police lockups)
  • 226 people in nursing homes
  • 15 people in other noninstitutional group quarters
  • 6 people in training schools for juvenile delinquents

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED414$166,204134$113,163706$160,13539$42,0302$719,71043$103,77931$59,967
APPLICATIONS APPROVED, NOT ACCEPTED15$135,6533$106,35359$158,4303$72,2870$06$116,2750$0
APPLICATIONS DENIED57$146,23925$111,292262$151,34318$42,2590$023$113,81120$71,995
APPLICATIONS WITHDRAWN50$161,57518$156,447195$149,8864$23,5482$20,629,7457$104,1136$115,592
FILES CLOSED FOR INCOMPLETENESS4$104,4405$89,43052$166,5242$39,9850$05$86,6801$129,830

Detailed HMDA statistics for the following Tracts: 0202.00 , 0203.00, 0204.00, 0207.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$126,4910$0
APPLICATIONS APPROVED, NOT ACCEPTED0$05$224,522
APPLICATIONS DENIED0$04$189,758
APPLICATIONS WITHDRAWN0$02$226,235
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0202.00 , 0203.00, 0204.00, 0207.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 32539 among deceased individuals
NameCountLived (average)
James4473.1 years
Robert4470.8 years
Mary4177.3 years
John3971.3 years
William3674.9 years
Charles2675.0 years
Ruby1583.6 years
Willie1576.1 years
Betty1569.2 years
Joseph1471.4 years
Most common last names in zip code 32539 among deceased individuals
Last nameCountLived (average)
Smith2674.0 years
Davis1973.2 years
Johnson1478.9 years
Jones1478.4 years
Williams1477.5 years
Miller1277.3 years
Wilson1176.8 years
White1179.4 years
Hall1178.2 years
Taylor1181.4 years
Businesses in zip code 32539
NameCountNameCount
CVS1Sears1
FedEx1Subway1
Kroger1Super 81
Nike1U-Haul1

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