32541 Zip Code Detailed Profile




City: Destin, FL (47.32%)
County: Okaloosa County, FL
Estimated zip code population in 2013: 16,158
Zip code population in 2010: 15,565
Zip code population in 2000: 15,495

Houses and condos: 15,063
Renter-occupied apartments: 2,070
% of renters here:

29%
State:

35%
Mar. 2013 cost of living index in zip code 32541: 92.7 (less than average, U.S. average is 100)

Land area: 11.6 sq. mi.
Water area: 6.3 sq. mi.
Population density: 1,391 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 32541
Zip code 32541 (Destin, Florida) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.9% ($2,508)
Florida:

1.1% ($1,623)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,426 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,724 (1.0%)

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Males: 8,125  (50.3%)
Females: 8,033  (49.7%)

For population 25 years and over in 32541:

For population 15 years and over in 32541:

Zip code 32541 compared to state average:

  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage below state average.
  • House age below state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 32541

  • Zip code 32541 races chart
    • 13,530White population
    • 236Black population
    • 32American Indian population
    • 323Asian population
    • 16Native Hawaiian and Other Pacific Islander population
    • 96Some other race population
    • 373Two or more races population
    • 959Hispanic or Latino population

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Urban population: 14,923
Rural population: 1,234

Estimated median house/condo value in 2013: $275,800
32541:

$275,800
Florida:

$153,300



According to our research of Florida and other state lists there were 10 registered sex offenders living in 32541 zip code as of July 31, 2015.
The ratio of number of residents in zip code 32541 to the number of sex offenders is 886 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

40.0 years
Florida median age:

41.5 years
Average household size:
This zip code:

2.3 people
Florida:

2.6 people

Averages for the 2012 tax year for zip code 32541, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $99,876 (Individual Income Tax Returns)
Here:

$99,876
State:

$60,316

Salary/wage: $59,964 (reported on 78.4% of returns)
Here:

$59,964
State:

$45,277
(% of AGI for various income ranges: 74.8% for AGIs below $25k, 76.7% for AGIs $25k-50k, 67.7% for AGIs $50k-75k, 63.5% for AGIs $75k-100k, 58.7% for AGIs $100k-200k, 32.1% for AGIs over 200k)

Taxable interest for individuals: $4,831 (reported on 38.2% of returns)
This zip code:

$4,831
Florida:

$3,587
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Ordinary dividends: $17,532 (reported on 26.6% of returns)
Here:

$17,532
State:

$12,831
(% of AGI for various income ranges: 2.7% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 6.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$35,932 (reported on 24.6% of returns)
Here:

+$35,932
State:

+$33,493
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 14.7% for AGIs over 200k)

Profit/loss from business: +$25,039 (reported on 20.7% of returns)
Here:

+$25,039
State:

+$10,012
(% of AGI for various income ranges: 11.9% for AGIs below $25k, 6.2% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 4.4% for AGIs $75k-100k, 4.2% for AGIs $100k-200k, 4.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $29,732 (reported on 11.4% of returns)
32541:

$29,732
Florida:

$21,544
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 2.2% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 6.2% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Self-employment retirement plans: $26,743 (reported on 0.8% of returns)
32541:

$26,743
Florida:

$20,611

Total itemized deductions: $35,049 (16% of AGI, reported on 33.1% of returns)
Here:

$35,049
State:

$25,533

Here:

16.3% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 14.3% for AGIs below $25k, 11.2% for AGIs $25k-50k, 13.1% for AGIs $50k-75k, 13.1% for AGIs $75k-100k, 13.5% for AGIs $100k-200k, 10.5% for AGIs over 200k)

Charity contributions: $9,665 (reported on 26.9% of returns)
Here:

$9,665
State:

$5,698
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Taxes paid: $8,024 (reported on 32.5% of returns)
32541:

$8,024
State:

$6,203
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Earned income credit: $1,798 (reported on 12.6% of returns)
Here:

$1,798
State:

$2,372
(% of AGI for various income ranges: 3.8% for AGIs below $25k, 0.7% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 32541, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $108,040 (Individual Income Tax Returns)
Here:

$108,040
State:

$50,523

Salary/wage: $51,701 (reported on 77.1% of returns)
Here:

$51,701
State:

$39,563
(% of AGI for various income ranges: 75.4% for AGIs $10k-25k, 73.4% for AGIs $25k-50k, 62.2% for AGIs $50k-75k, 59.6% for AGIs $75k-100k, 26.7% for AGIs over 100k)

Taxable interest for individuals: $7,045 (reported on 51.7% of returns)
This zip code:

$7,045
Florida:

$3,211
(% of AGI for various income ranges: 2.3% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.5% for AGIs over 100k)

Taxable dividends: $9,078 (reported on 33.7% of returns)
Here:

$9,078
State:

$6,129
(% of AGI for various income ranges: 1.9% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Net capital gain/loss: +$104,140 (reported on 32.0% of returns)
Here:

+$104,140
State:

+$27,205
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 39.2% for AGIs over 100k)

Profit/loss from business: +$26,093 (reported on 21.6% of returns)
Here:

+$26,093
State:

+$10,634
(% of AGI for various income ranges: 8.8% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 7.5% for AGIs $75k-100k, 4.8% for AGIs over 100k)

IRA payment deduction: $3,680 (reported on 3.4% of returns)
32541:

$3,680
Florida:

$3,082
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $21,425 (reported on 1.6% of returns)
Here:

$21,425
Florida:

$15,857
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Total itemized deductions: $28,713 (14% of AGI, reported on 40.6% of returns)
Here:

$28,713
State:

$20,370

Here:

13.8% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 16.3% for AGIs $10k-25k, 15.4% for AGIs $25k-50k, 16.4% for AGIs $50k-75k, 16.9% for AGIs $75k-100k, 9.0% for AGIs over 100k)

Charity contributions deductions: $7,425 (3% of AGI, reported on 34.2% of returns)
Here:

$7,425
State:

$4,064

Here:

3.4% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 1.4% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $24,294 (reported on 81.3% of returns)
32541:

$24,294
State:

$9,431
(% of AGI for various income ranges: 5.4% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 10.2% for AGIs $50k-75k, 12.1% for AGIs $75k-100k, 20.9% for AGIs over 100k)

Earned income credit: $1,404 (reported on 9.2% of returns)
Here:

$1,404
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 60.8%
Here:

61%
State:

60%
(% for various income ranges: 56.0% for AGIs below $10k, 53.3% for AGIs $10k-25k, 56.2% for AGIs $25k-50k, 59.7% for AGIs $50k-75k, 66.5% for AGIs $75k-100k, 78.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$62,577
Florida:

$46,036
Destin, FL (32541) map Nearest zip codes: 32542, 32580, 32578, 32579, 32550, 32548.
Percentage of family households:
This zip code:

42.7%
Florida:

44.0%
Percentage of households with unmarried partners:
This zip code:

3.5%
Florida:

6.3%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 366
Household did not receive Food Stamps/SNAP in the past 12 months: 6,691


Women who had a birth in the past 12 months: 164 (164 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 3,303 (1,623 now married, 1,680 unmarried)


Housing units in zip code 32541 with a mortgage: 3,440 (254 second mortgage, 535 home equity loan, 36 both second mortgage and home equity loan)
Houses without a mortgage: 1,547

Median monthly owner costs for units with a mortgage: $1,989
Median monthly owner costs for units without a mortgage: S716

Residents with income below the poverty level in 2013:
This zip code:

7.1%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.8%
Whole state:

9.4%
Median number of rooms in houses and condos:
Here:

6.0
State:

5.8
Median number of rooms in apartments:
Here:

4.3
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32541: Palmetto Plaza (A), Moreno Plaza (B), Choctawatchee Bay Entrance (C), Okaloosa County Emergency Medical Services Station 10 (D), Destin Fire Control District Station 10 (E), Destin Fire Control District Headquarters Station 9 (F). Display/hide their locations on the map

    Shopping Centers: The Shores Shopping Center (1), Shoreline Village Mall (2). Display/hide their locations on the map

    Lake: Four Prong Lake (A). Display/hide its location on the map

    Streams, rivers, and creeks: Indian Bayou (A). Display/hide its location on the map

Year house built

  • 702010 or later
  • 4,0692000 to 2009
  • 4,1821990 to 1999
  • 3,3451980 to 1989
  • 2,7071970 to 1979
  • 3641960 to 1969
  • 1821950 to 1959
  • 841940 to 1949
  • 601939 or earlier
Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Destin, FL (32541)

  • 21no bedroom
  • 711 bedroom
  • 6702 bedrooms
  • 3,0793 bedrooms
  • 9174 bedrooms
  • 2295+ bedrooms

Bedrooms in renter-occupied apartments in Destin, FL (32541)

  • 48no bedroom
  • 3971 bedroom
  • 8072 bedrooms
  • 7093 bedrooms
  • 1094 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Destin, FL (32541) in owner-occupied houses/condos

  • 84no vehicle
  • 1,7211 vehicle
  • 2,4282 vehicles
  • 5893 vehicles
  • 1474 vehicles
  • 185+ vehicles

Cars and other vehicles available in Destin, FL (32541) in renter-occupied apartments

  • 60no vehicle
  • 1,2151 vehicle
  • 5652 vehicles
  • 1963 vehicles
  • 274 vehicles
  • 75+ vehicles

Median gross rent in 2013: $1,229.


Median price asked for vacant for-sale houses and condos in 2013: $275,443.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $275,800
32541:

$275,800
Florida:

$153,300
Lower value quartile - upper value quartile: $182,400 - $438,500

Mean price in 2013:

Detached houses: $245,668
Here:

$245,668
State:

$243,181

Townhouses or other attached units: $185,219
Here:

$185,219
State:

$161,350

In 2-unit structures: $107,992
Here:

$107,992
State:

$161,056

In 3-to-4-unit structures: $85,610
Here:

$85,610
State:

$143,318

In 5-or-more-unit structures: $260,002
Here:

$260,002
State:

$215,295

Mobile homes: $71,629
Here:

$71,629
State:

$58,568

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.9%

Percentage of zip code residents living and working in this county: 79.7%

Household type by relationship:

Households: 16,017

Size of family households: 2,555 2-persons, 740 3-persons, 737 4-persons, 227 5-persons, 116 6-persons, 17 7-or-more-persons

Size of nonfamily households: 2,136 1-person, 318 2-persons, 164 3-persons, 47 4-persons

2,433 married couples with children.
315 single-parent households (121 men, 194 women).

88.4% of residents of 32541 zip code speak English at home.
6.8% of residents speak Spanish at home (45% very well, 19% well, 33% not well, 3% not at all).
2.8% of residents speak other Indo-European language at home (71% very well, 7% well, 14% not well, 7% not at all).
1.4% of residents speak Asian or Pacific Island language at home (58% very well, 16% well, 19% not well, 7% not at all).
0.7% of residents speak other language at home (58% very well, 7% well, 35% not well).

Foreign born population: 1,600 (9.9%)
(50.0% of them are naturalized citizens)
This zip code:

9.9%
Whole state:

19.4%

Most common places of birth for the foreign-born residents

  • 18%Mexico
  • 11%Guatemala
  • 10%Brazil
  • 5%Dominican Republic
  • 4%Bahamas
  • 4%Cuba
  • 4%Hungary

Most common first ancestries reported in 32541 (%)

  • 22%American
  • 21%Other groups
  • 8%German
  • 8%English
  • 6%Irish
  • 4%Italian
  • 2%French (except Basque)

Year of entry for the foreign-born population

  • 222010 or later
  • 6002000 to 2009
  • 3921990 to 1999
  • 825Before 1990

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 32541:

All 27 fire-safe hotels and motels in zip code 32541

Zip code 32541 marital status for males
Zip code 32541 marital status for females

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 1.0%

Most commonly used house heating fuel

  • 83%Electricity
  • 16%Utility gas
  • 1%No fuel used

Population in 1990: 8,080. Population change in the 1990s: +7,415 (+91.8%).

Place of birth for U.S.-born residents:


43% of the 32541 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 32% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

82% of the 32541 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 44% moved from this county.
   Out of people who lived in different houses, 19% moved from different county within same state.
   Out of people who lived in different houses, 33% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 170
Here:

10.7%
Florida:

11.4%
Students in private schools in grades 9 to 12 (high school): 22
Here:

3.4%
Florida:

10.6%
Students in private undergraduate colleges: 46
Here:

8.5%
Florida:

20.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 150,750Architecture and engineering occupations
  • 81,563Health diagnosing and treating practitioners and other technical occupations
  • 71,685Computer and mathematical occupations
  • 54,904Law enforcement workers including supervisors
  • 51,417Business and financial operations occupations
  • 49,464Management occupations

Companies with federal contracts located in this zip code (DESTIN, FL):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 111 people in nursing facilities/skilled-nursing facilities
  • 9 people in residential treatment centers for adults

People in group quarters in 2000:

  • 210 people in nursing homes
  • 6 people in military barracks, etc.

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 10
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED105$179,465268$334,273355$264,82110$74,8563$295,233329$340,1370$0
APPLICATIONS APPROVED, NOT ACCEPTED6$150,20034$476,68035$312,9192$219,2850$040$417,6960$0
APPLICATIONS DENIED25$207,19175$323,267246$307,3837$112,9430$0190$311,6701$79,890
APPLICATIONS WITHDRAWN19$163,71567$292,380113$313,1002$158,9500$098$326,1130$0
FILES CLOSED FOR INCOMPLETENESS4$210,02011$234,25723$351,2041$20,8100$022$187,5150$0

Detailed HMDA statistics for the following Tracts: 0232.00 , 0233.01, 0233.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED5$264,6482$98,8950$0
APPLICATIONS APPROVED, NOT ACCEPTED2$297,8601$393,6301$393,500
APPLICATIONS DENIED2$251,3251$284,6100$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS3$230,5301$416,9301$187,270

Detailed PMIC statistics for the following Tracts: 0232.00 , 0233.01, 0233.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 32541 among deceased individuals
NameCountLived (average)
John8373.1 years
Mary5678.4 years
Robert5572.0 years
William5172.5 years
Charles4672.0 years
James4469.7 years
Richard3174.3 years
Joseph2676.4 years
Margaret2579.1 years
Thomas2468.1 years
Most common last names in zip code 32541 among deceased individuals
Last nameCountLived (average)
Smith2076.8 years
Jones2076.5 years
Johnson1980.6 years
Marler1670.8 years
Martin1370.4 years
Miller1376.5 years
Williams1169.6 years
Wilson1084.3 years
Taylor981.9 years
Wright870.1 years
Businesses in zip code 32541
NameCountNameCount
ALDO1Little Caesars Pizza1
AT&T1Marshalls1
Abercrombie & Fitch1MasterBrand Cabinets1
Abercrombie Kids1McDonald's3
Ace Hardware1Men's Wearhouse1
American Eagle Outfitters1Motel 61
Ann Taylor1New Balance1
Applebee's1Nike1
Banana Republic1Office Depot1
Barnes & Noble1OfficeMax1
Bath & Body Works1Old Navy1
Bebe1Olive Garden1
Bed Bath & Beyond1Outback1
Blockbuster1Outback Steakhouse1
Brookstone1Panera Bread1
Burger King1Papa John's Pizza1
CVS2Payless1
Cache1PetSmart1
Chick-Fil-A1Pier 1 Imports1
Chico's1Pizza Hut1
Cold Stone Creamery1Publix Super Markets1
Comfort Inn1Quiznos1
Cracker Barrel1RadioShack1
Days Inn1Rite Aid1
Decora Cabinetry1Rue211
Domino's Pizza1SONIC Drive-In1
Extended Stay America1Sephora1
FedEx6Soma Intimates1
Finish Line1Starbucks2
Forever 211Subway2
GNC2T-Mobile2
GameStop1T.G.I. Driday's1
Goodwill1Taco Bell1
Gymboree1Talbots1
H&R Block1Target1
Hilton1UPS12
Holiday Inn2Vans1
Hollister Co.1Verizon Wireless2
Home Depot1Victoria's Secret1
IHOP1Waffle House3
JoS. A. Bank1Walgreens2
Johnny Rockets1Walmart1
Journeys1Wet Seal1
Justice1Wingate1
Kincaid1YMCA1
Lane Furniture3

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