32566 Zip Code Detailed Profile




Cities: Navarre, FL (57.34%), Holley, FL (10.67%), Navarre Beach, FL (2.27%)
County: Santa Rosa County, FL
Estimated zip code population in 2013: 35,373
Zip code population in 2010: 33,671
Zip code population in 2000: 20,967

Houses and condos: 15,735
Renter-occupied apartments: 3,770
% of renters here:

29%
State:

35%
Mar. 2013 cost of living index in zip code 32566: 88.3 (less than average, U.S. average is 100)

Land area: 40.2 sq. mi.
Water area: 2.8 sq. mi.
Population density: 879 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 32566
Zip code 32566 (Navarre, Florida) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($1,655)
Florida:

1.1% ($1,623)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,644 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,703 (1.0%)

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Males: 17,766  (50.2%)
Females: 17,607  (49.8%)

For population 25 years and over in 32566:

For population 15 years and over in 32566:

Zip code 32566 compared to state average:

  • Black race population percentage below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age below state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in below state average.
  • House age significantly below state average.
  • Races in zip code 32566

  • Zip code 32566 races chart
    • 26,872White population
    • 1,982Black population
    • 159American Indian population
    • 1,050Asian population
    • 59Native Hawaiian and Other Pacific Islander population
    • 84Some other race population
    • 1,181Two or more races population
    • 2,284Hispanic or Latino population

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Urban population: 34,515
Rural population: 857

Estimated median house/condo value in 2013: $199,900
32566:

$199,900
Florida:

$153,300



According to our research of Florida and other state lists there were 33 registered sex offenders living in 32566 zip code as of July 27, 2015.
The ratio of number of residents in zip code 32566 to the number of sex offenders is 446 to 1.


Median resident age:
This zip code:

35.7 years
Florida median age:

41.5 years
Average household size:
This zip code:

2.7 people
Florida:

2.6 people

Averages for the 2012 tax year for zip code 32566, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $57,180 (Individual Income Tax Returns)
Here:

$57,180
State:

$60,316

Salary/wage: $48,693 (reported on 85.0% of returns)
Here:

$48,693
State:

$45,277
(% of AGI for various income ranges: 77.3% for AGIs below $25k, 81.3% for AGIs $25k-50k, 78.7% for AGIs $50k-75k, 76.9% for AGIs $75k-100k, 74.5% for AGIs $100k-200k, 40.5% for AGIs over 200k)

Taxable interest for individuals: $914 (reported on 33.1% of returns)
This zip code:

$914
Florida:

$3,587
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $2,779 (reported on 18.5% of returns)
Here:

$2,779
State:

$12,831
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,209 (reported on 14.5% of returns)
Here:

+$5,209
State:

+$33,493
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 6.7% for AGIs over 200k)

Profit/loss from business: +$9,213 (reported on 14.0% of returns)
Here:

+$9,213
State:

+$10,012
(% of AGI for various income ranges: 7.6% for AGIs below $25k, 2.4% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $17,126 (reported on 7.9% of returns)
32566:

$17,126
Florida:

$21,544
(% of AGI for various income ranges: 2.5% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 3.6% for AGIs over 200k)

Self-employment retirement plans: $16,975 (reported on 0.2% of returns)
32566:

$16,975
Florida:

$20,611

Total itemized deductions: $19,294 (20% of AGI, reported on 30.0% of returns)
Here:

$19,294
State:

$25,533

Here:

19.5% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 9.1% for AGIs below $25k, 9.7% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 10.9% for AGIs $100k-200k, 8.1% for AGIs over 200k)

Charity contributions: $3,611 (reported on 22.3% of returns)
Here:

$3,611
State:

$5,698
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Taxes paid: $3,935 (reported on 29.2% of returns)
32566:

$3,935
State:

$6,203
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Earned income credit: $2,202 (reported on 17.0% of returns)
Here:

$2,202
State:

$2,372
(% of AGI for various income ranges: 6.0% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 32566, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $47,578 (Individual Income Tax Returns)
Here:

$47,578
State:

$50,523

Salary/wage: $39,797 (reported on 85.7% of returns)
Here:

$39,797
State:

$39,563
(% of AGI for various income ranges: 116.5% for AGIs below $10k, 78.5% for AGIs $10k-25k, 79.7% for AGIs $25k-50k, 77.6% for AGIs $50k-75k, 78.1% for AGIs $75k-100k, 55.0% for AGIs over 100k)

Taxable interest for individuals: $1,118 (reported on 46.2% of returns)
This zip code:

$1,118
Florida:

$3,211
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $1,752 (reported on 23.2% of returns)
Here:

$1,752
State:

$6,129
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$14,190 (reported on 18.8% of returns)
Here:

+$14,190
State:

+$27,205
(% of AGI for various income ranges: -1.7% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Profit/loss from business: +$11,487 (reported on 15.3% of returns)
Here:

+$11,487
State:

+$10,634
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 5.2% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 5.1% for AGIs over 100k)

IRA payment deduction: $2,908 (reported on 3.1% of returns)
32566:

$2,908
Florida:

$3,082
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $11,231 (reported on 0.3% of returns)
Here:

$11,231
Florida:

$15,857

Total itemized deductions: $20,040 (26% of AGI, reported on 35.5% of returns)
Here:

$20,040
State:

$20,370

Here:

26.2% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 12.1% for AGIs below $10k, 12.3% for AGIs $10k-25k, 14.7% for AGIs $25k-50k, 14.5% for AGIs $50k-75k, 16.3% for AGIs $75k-100k, 15.5% for AGIs over 100k)

Charity contributions deductions: $2,959 (4% of AGI, reported on 29.1% of returns)
Here:

$2,959
State:

$4,064

Here:

3.6% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $6,337 (reported on 77.0% of returns)
32566:

$6,337
State:

$9,431
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 4.1% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Earned income credit: $1,630 (reported on 13.6% of returns)
Here:

$1,630
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 50.3%
Here:

50%
State:

60%
(% for various income ranges: 44.6% for AGIs below $10k, 51.0% for AGIs $10k-25k, 53.7% for AGIs $25k-50k, 48.8% for AGIs $50k-75k, 46.6% for AGIs $75k-100k, 57.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$65,064
Florida:

$46,036
Navarre, FL (32566) map Nearest zip codes: 32569, 32563, 32583, 32544, 32547, 32530.
Percentage of family households:
This zip code:

61.7%
Florida:

44.0%
Percentage of households with unmarried partners:
This zip code:

5.0%
Florida:

6.3%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 948
Household did not receive Food Stamps/SNAP in the past 12 months: 12,076


Women who had a birth in the past 12 months: 437 (332 now married, 105 unmarried)
Women who did not have a birth in the past 12 months: 8,487 (4,738 now married, 3,749 unmarried)


Housing units in zip code 32566 with a mortgage: 7,177 (230 second mortgage, 1,123 home equity loan, 126 both second mortgage and home equity loan)
Houses without a mortgage: 2,077

Median monthly owner costs for units with a mortgage: $1,701
Median monthly owner costs for units without a mortgage: S487

Residents with income below the poverty level in 2013:
This zip code:

10.5%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

5.3%
Whole state:

9.4%
Median number of rooms in houses and condos:
Here:

6.3
State:

5.8
Median number of rooms in apartments:
Here:

5.3
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32566: Holley Navarre Fire District Station 44 (A), Holley Navarre Fire District Station 43 (B), Holley Navarre Fire District Station 45 (C), Holley Navarre Fire District Station 44 (D). Display/hide their locations on the map

    Streams, rivers, and creeks: Tom King Bayou (A), Poplar Creek (B), East Bay River (C), Dean Creek (D), Panther Creek (E), Miller Bayou (F), Long Branch (G). Display/hide their locations on the map

Year house built

  • 672010 or later
  • 6,0622000 to 2009
  • 6,0881990 to 1999
  • 2,1671980 to 1989
  • 8491970 to 1979
  • 3241960 to 1969
  • 1581950 to 1959
  • 91940 to 1949
  • 111939 or earlier

Zip code 32566 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Navarre, FL (32566)

  • 0no bedroom
  • 1471 bedroom
  • 6822 bedrooms
  • 5,3163 bedrooms
  • 2,9024 bedrooms
  • 2075+ bedrooms

Bedrooms in renter-occupied apartments in Navarre, FL (32566)

  • 179no bedroom
  • 1971 bedroom
  • 9942 bedrooms
  • 1,2353 bedrooms
  • 1,1654 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Navarre, FL (32566) in owner-occupied houses/condos

  • 177no vehicle
  • 1,9661 vehicle
  • 4,5292 vehicles
  • 1,7823 vehicles
  • 6694 vehicles
  • 1315+ vehicles

Cars and other vehicles available in Navarre, FL (32566) in renter-occupied apartments

  • 342no vehicle
  • 1,3551 vehicle
  • 1,5702 vehicles
  • 4683 vehicles
  • 354 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,214.


Median price asked for vacant for-sale houses and condos in 2013: $176,085.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $199,900
32566:

$199,900
Florida:

$153,300
Lower value quartile - upper value quartile: $143,600 - $270,200

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.8%

Percentage of zip code residents living and working in this county: 36.5%

Household type by relationship:

Households: 35,342

Size of family households: 3,896 2-persons, 2,169 3-persons, 2,518 4-persons, 718 5-persons, 213 6-persons, 138 7-or-more-persons

Size of nonfamily households: 2,524 1-person, 671 2-persons, 77 3-persons, 75 4-persons, 25 5-persons

7,063 married couples with children.
1,630 single-parent households (496 men, 1,134 women).

90.6% of residents of 32566 zip code speak English at home.
4.7% of residents speak Spanish at home (68% very well, 10% well, 16% not well, 5% not at all).
2.3% of residents speak other Indo-European language at home (86% very well, 9% well, 5% not well).
2.0% of residents speak Asian or Pacific Island language at home (61% very well, 20% well, 19% not well).
0.4% of residents speak other language at home (60% very well, 31% well, 9% not well).

Foreign born population: 2,101 (5.9%)
(63.5% of them are naturalized citizens)
This zip code:

5.9%
Whole state:

19.4%

Most common places of birth for the foreign-born residents

  • 19%Mexico
  • 11%Korea
  • 9%England
  • 8%Philippines
  • 8%Canada
  • 5%Germany
  • 4%Bulgaria

Most common first ancestries reported in 32566 (%)

  • 24%Other groups
  • 11%American
  • 10%German
  • 9%English
  • 8%Irish
  • 4%Italian
  • 3%European

Year of entry for the foreign-born population

  • 422010 or later
  • 9942000 to 2009
  • 8371990 to 1999
  • 2,069Before 1990

Public high school in zip code 32566 not listed on the city page:

  • NAVARRE HIGH SCHOOL (Students: 1,618; Location: 8600 HIGH SCHOOL BOULEVAR, NAVARRE, FL; Grades: 09 - 12)

Public primary/middle schools in zip code 32566 not listed on the city page:

  • WEST NAVARRE ELEMENTARY SCHOOL (Students: 1,003; Location: 1970 COTTON BAY LANE, NAVARRE, FL; Grades: PK - 05)
  • HOLLEY-NAVARRE PRIMARY SCHOOL (Students: 820; Location: 1955 LOWE ROAD, NAVARRE, FL; Grades: PK - 02)
  • HOLLY-NAVARRE INTERMEDIATE (Students: 803; Location: 1936 NAVARRE SCHOOL ROAD, NAVARRE, FL; Grades: PK - 05)
  • HOLLEY-NAVARRE MIDDLE SCHOOL (Students: 791; Location: 1976 WILLIAMS CREEK ROAD, NAVARRE, FL; Grades: 06 - 08)

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 32566:

All 3 fire-safe hotels and motels in zip code 32566

Zip code 32566 marital status for males
Zip code 32566 marital status for females

Housing units lacking complete plumbing facilities: 0.3%
Housing units lacking complete kitchen facilities: 0.6%

Most commonly used house heating fuel

  • 92%Electricity
  • 7%Utility gas
  • 1%Bottled, tank, or LP gas
  • 1%No fuel used

Population in 1990: 5,537. Population change in the 1990s: +15,430 (+278.7%).

Place of birth for U.S.-born residents:


39% of the 32566 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 24% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

81% of the 32566 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 32% moved from this county.
   Out of people who lived in different houses, 16% moved from different county within same state.
   Out of people who lived in different houses, 44% moved from different state.
   Out of people who lived in different houses, 8% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 509
Here:

11.7%
Florida:

11.4%
Students in private schools in grades 9 to 12 (high school): 112
Here:

4.7%
Florida:

10.6%
Students in private undergraduate colleges: 458
Here:

20.0%
Florida:

20.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 82,984Architecture and engineering occupations
  • 65,676Management occupations
  • 63,016Computer and mathematical occupations
  • 53,950Business and financial operations occupations
  • 53,750Life, physical, and social science occupations
  • 49,817Fire fighting and prevention, and other protective service workers including supervisors

Companies with biggest federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 47 people in other noninstitutional facilities
  • 21 people in residential treatment centers for adults

People in group quarters in 2000:

  • 20 people in homes or halfway houses for drug/alcohol abuse

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED597$200,420184$191,220913$195,57228$45,5061$177,900148$225,11914$81,799
APPLICATIONS APPROVED, NOT ACCEPTED12$239,45310$180,52669$184,9300$00$014$193,2315$41,522
APPLICATIONS DENIED52$172,66345$177,965311$206,07135$49,3530$068$219,25220$57,944
APPLICATIONS WITHDRAWN47$202,59839$223,272249$202,3952$106,6950$029$189,0696$59,363
FILES CLOSED FOR INCOMPLETENESS4$222,6434$192,32053$205,6531$57,7000$012$258,1142$46,185

Detailed HMDA statistics for the following Tracts: 0108.02 , 0108.05, 0108.06

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED15$188,5737$196,7701$123,080
APPLICATIONS APPROVED, NOT ACCEPTED5$196,7366$174,8720$0
APPLICATIONS DENIED3$242,64316$212,3181$129,820
APPLICATIONS WITHDRAWN1$158,6703$212,2600$0
FILES CLOSED FOR INCOMPLETENESS2$200,9400$00$0

Detailed PMIC statistics for the following Tracts: 0108.02 , 0108.05, 0108.06

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 32566 among deceased individuals
NameCountLived (average)
John5873.6 years
James4768.8 years
Robert4470.6 years
William4171.5 years
Mary3277.9 years
Charles2772.2 years
George2177.8 years
Dorothy2080.6 years
Richard1566.5 years
Patricia1568.0 years
Most common last names in zip code 32566 among deceased individuals
Last nameCountLived (average)
Smith1475.6 years
Williams1267.4 years
Davis974.6 years
Jones973.2 years
Nelson974.2 years
Johnson777.6 years
Morrison778.0 years
Wilson665.8 years
Ellis676.8 years
Stephens683.8 years
Businesses in zip code 32566
NameCountNameCount
AT&T1Nike1
Ace Hardware1Papa John's Pizza1
Advance Auto Parts1Pizza Hut1
Best Western1Publix Super Markets1
Burger King1RadioShack1
CVS1Subway1
Church's Chicken1T-Mobile1
Days Inn1Taco Bell1
Domino's Pizza1U-Haul1
FedEx3UPS3
H&R Block1Waffle House1
Hilton1Walgreens1
KFC1Walmart1
Kroger7YMCA1
McDonald's1

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