32578 Zip Code Detailed Profile




Cities: Niceville, FL (39.32%), Valparaiso, FL (0.07%)
Counties: Okaloosa County, FL (97.90%), Walton County, FL (2.10%)
Estimated zip code population in 2013: 30,428
Zip code population in 2010: 30,108
Zip code population in 2000: 27,967

Houses and condos: 13,374
Renter-occupied apartments: 2,483
% of renters here:

21%
State:

35%
Mar. 2013 cost of living index in zip code 32578: 90.4 (less than average, U.S. average is 100)

Land area: 24.1 sq. mi.
Water area: 4.2 sq. mi.
Population density: 1,264 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 32578
Zip code 32578 (Niceville, Florida) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($1,783)
Florida:

1.1% ($1,623)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,885 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,478 (0.7%)

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Males: 14,702  (48.3%)
Females: 15,726  (51.7%)

For population 25 years and over in 32578:

For population 15 years and over in 32578:

Zip code 32578 compared to state average:

  • Median household income above state average.
  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 32578

  • Zip code 32578 races chart
    • 25,942White population
    • 921Black population
    • 117American Indian population
    • 786Asian population
    • 23Native Hawaiian and Other Pacific Islander population
    • 57Some other race population
    • 883Two or more races population
    • 1,379Hispanic or Latino population

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Urban population: 30,241
Rural population: 186

Estimated median house/condo value in 2013: $236,600
32578:

$236,600
Florida:

$153,300



According to our research of Florida and other state lists there were 31 registered sex offenders living in 32578 zip code as of July 28, 2015.
The ratio of number of residents in zip code 32578 to the number of sex offenders is 591 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

42.8 years
Florida median age:

41.5 years
Average household size:
This zip code:

2.6 people
Florida:

2.6 people

Averages for the 2012 tax year for zip code 32578, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $68,830 (Individual Income Tax Returns)
Here:

$68,830
State:

$60,316

Salary/wage: $54,996 (reported on 80.5% of returns)
Here:

$54,996
State:

$45,277
(% of AGI for various income ranges: 79.4% for AGIs below $25k, 70.0% for AGIs $25k-50k, 64.1% for AGIs $50k-75k, 65.9% for AGIs $75k-100k, 66.7% for AGIs $100k-200k, 51.9% for AGIs over 200k)

Taxable interest for individuals: $1,303 (reported on 45.9% of returns)
This zip code:

$1,303
Florida:

$3,587
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Ordinary dividends: $4,808 (reported on 28.2% of returns)
Here:

$4,808
State:

$12,831
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 3.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,430 (reported on 22.3% of returns)
Here:

+$5,430
State:

+$33,493
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 6.0% for AGIs over 200k)

Profit/loss from business: +$12,675 (reported on 13.1% of returns)
Here:

+$12,675
State:

+$10,012
(% of AGI for various income ranges: 5.3% for AGIs below $25k, 2.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 3.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,889 (reported on 12.1% of returns)
32578:

$15,889
Florida:

$21,544
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 2.5% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Self-employment retirement plans: $15,525 (reported on 0.5% of returns)
32578:

$15,525
Florida:

$20,611
(% of AGI for various income ranges: 0.1% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Total itemized deductions: $22,690 (19% of AGI, reported on 31.8% of returns)
Here:

$22,690
State:

$25,533

Here:

18.8% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 9.5% for AGIs below $25k, 9.2% for AGIs $25k-50k, 10.2% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 11.0% for AGIs $100k-200k, 10.3% for AGIs over 200k)

Charity contributions: $5,764 (reported on 26.7% of returns)
Here:

$5,764
State:

$5,698
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Taxes paid: $4,456 (reported on 31.3% of returns)
32578:

$4,456
State:

$6,203
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Earned income credit: $2,107 (reported on 11.9% of returns)
Here:

$2,107
State:

$2,372
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 32578, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $55,732 (Individual Income Tax Returns)
Here:

$55,732
State:

$50,523

Salary/wage: $44,514 (reported on 81.8% of returns)
Here:

$44,514
State:

$39,563
(% of AGI for various income ranges: 122.0% for AGIs below $10k, 75.0% for AGIs $10k-25k, 68.1% for AGIs $25k-50k, 66.5% for AGIs $50k-75k, 70.4% for AGIs $75k-100k, 59.5% for AGIs over 100k)

Taxable interest for individuals: $1,432 (reported on 54.9% of returns)
This zip code:

$1,432
Florida:

$3,211
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $2,731 (reported on 31.3% of returns)
Here:

$2,731
State:

$6,129
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 1.4% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Net capital gain/loss: +$12,214 (reported on 25.3% of returns)
Here:

+$12,214
State:

+$27,205
(% of AGI for various income ranges: -0.0% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 10.7% for AGIs over 100k)

Profit/loss from business: +$11,493 (reported on 13.7% of returns)
Here:

+$11,493
State:

+$10,634
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 4.3% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,135 (reported on 3.8% of returns)
32578:

$3,135
Florida:

$3,082
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,877 (reported on 0.8% of returns)
Here:

$10,877
Florida:

$15,857
(% of AGI for various income ranges: 0.0% for AGIs $10k-25k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Total itemized deductions: $19,713 (20% of AGI, reported on 34.3% of returns)
Here:

$19,713
State:

$20,370

Here:

20.0% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 9.2% for AGIs below $10k, 6.9% for AGIs $10k-25k, 12.1% for AGIs $25k-50k, 12.0% for AGIs $50k-75k, 13.6% for AGIs $75k-100k, 12.4% for AGIs over 100k)

Charity contributions deductions: $4,482 (4% of AGI, reported on 30.9% of returns)
Here:

$4,482
State:

$4,064

Here:

4.4% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Total tax: $8,507 (reported on 80.6% of returns)
32578:

$8,507
State:

$9,431
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 4.5% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 17.0% for AGIs over 100k)

Earned income credit: $1,679 (reported on 9.6% of returns)
Here:

$1,679
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 44.8%
Here:

45%
State:

60%
(% for various income ranges: 36.6% for AGIs below $10k, 47.9% for AGIs $10k-25k, 49.1% for AGIs $25k-50k, 46.8% for AGIs $50k-75k, 41.2% for AGIs $75k-100k, 46.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$73,218
Florida:

$46,036
Niceville, FL (32578) map Nearest zip codes: 32580, 32542, 32541, 32579, 32550, 32547.
Percentage of family households:
This zip code:

55.9%
Florida:

44.0%
Percentage of households with unmarried partners:
This zip code:

4.2%
Florida:

6.3%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 743
Household did not receive Food Stamps/SNAP in the past 12 months: 11,083


Women who had a birth in the past 12 months: 227 (178 now married, 49 unmarried)
Women who did not have a birth in the past 12 months: 6,436 (3,879 now married, 2,557 unmarried)


Housing units in zip code 32578 with a mortgage: 6,533 (442 second mortgage, 1,259 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 2,810

Median monthly owner costs for units with a mortgage: $1,784
Median monthly owner costs for units without a mortgage: S514

Residents with income below the poverty level in 2013:
This zip code:

8.0%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.8%
Whole state:

9.4%
Median number of rooms in houses and condos:
Here:

6.5
State:

5.8
Median number of rooms in apartments:
Here:

4.7
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32578: Palm Plaza (A), Bayou Plaza (B), Okaloosa County Emergency Medical Services Station 1 (C), Okaloosa County Emergency Medical Services Station 2 (D), North Bay Fire District (E), East Niceville Fire District (F), Walton County Fire Rescue Station 10 / Tri -Village Fire Department Choctaw Beach (G), Niceville Fire Department (H). Display/hide their locations on the map

    Churches in zip code 32578 include: Parkway Church (A), Pinecrest Community Church (B). Display/hide their locations on the map

    Cemeteries: Early Cemetery (1), Rocky Cemetery (2), Sweeney Cemetery (3). Display/hide their locations on the map

    Lakes and reservoirs: Grass Lake (A), Pine Lake (B), Pippin Lake (C), Roberts Lake (D), Puddin Head Lake (E), Plew Lake (F), Brandt Pond (G), Trout Lake (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Fox Head Branch (A), Early Branch (B), Swift Creek (C), Mill Creek (D), Bass Branch (E), Shaw Still Branch (F), Little Trout Creek (G), Sarah Ann Branch (H), Sanders Branch (I). Display/hide their locations on the map

    Parks in zip code 32578 include: Rocky Bayou State Park Aquatic Preserve (1), Fred Gannon Rocky Bayou State Recreation Area (2). Display/hide their locations on the map

Year house built

  • 1222010 or later
  • 2,0622000 to 2009
  • 2,9781990 to 1999
  • 4,4731980 to 1989
  • 2,0631970 to 1979
  • 8881960 to 1969
  • 5531950 to 1959
  • 1831940 to 1949
  • 521939 or earlier

Zip code 32578 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Niceville, FL (32578)

  • 14no bedroom
  • 231 bedroom
  • 9902 bedrooms
  • 5,3293 bedrooms
  • 2,7464 bedrooms
  • 2415+ bedrooms

Bedrooms in renter-occupied apartments in Niceville, FL (32578)

  • 12no bedroom
  • 2061 bedroom
  • 1,0252 bedrooms
  • 9793 bedrooms
  • 2284 bedrooms
  • 335+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Niceville, FL (32578) in owner-occupied houses/condos

  • 126no vehicle
  • 2,0831 vehicle
  • 4,7322 vehicles
  • 1,8873 vehicles
  • 3704 vehicles
  • 1455+ vehicles

Cars and other vehicles available in Niceville, FL (32578) in renter-occupied apartments

  • 277no vehicle
  • 9761 vehicle
  • 8882 vehicles
  • 2273 vehicles
  • 1074 vehicles
  • 85+ vehicles

Median gross rent in 2013: $1,050.


Median price asked for vacant for-sale houses and condos in 2013: $212,902.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $236,600
32578:

$236,600
Florida:

$153,300
Lower value quartile - upper value quartile: $158,700 - $347,100

Mean price in 2013:

Detached houses: $225,137
Here:

$225,137
State:

$243,181

Townhouses or other attached units: $489,619
Here:

$489,619
State:

$161,350

In 5-or-more-unit structures: $218,087
Here:

$218,087
State:

$215,295

Mobile homes: $47,711
Here:

$47,711
State:

$58,568

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 6.7%

Percentage of zip code residents living and working in this county: 84.7%

Household type by relationship:

Households: 30,353

Size of family households: 4,625 2-persons, 1,826 3-persons, 1,548 4-persons, 603 5-persons, 282 6-persons, 60 7-or-more-persons

Size of nonfamily households: 2,371 1-person, 400 2-persons, 77 3-persons, 34 4-persons

4,818 married couples with children.
1,357 single-parent households (83 men, 1,274 women).

92.3% of residents of 32578 zip code speak English at home.
4.0% of residents speak Spanish at home (67% very well, 17% well, 10% not well, 6% not at all).
1.7% of residents speak other Indo-European language at home (85% very well, 8% well, 3% not well, 4% not at all).
1.7% of residents speak Asian or Pacific Island language at home (79% very well, 16% well, 5% not well).
0.3% of residents speak other language at home (66% very well, 18% well, 17% not well).

Foreign born population: 1,878 (6.2%)
(69.6% of them are naturalized citizens)
This zip code:

6.2%
Whole state:

19.4%

Most common places of birth for the foreign-born residents

  • 13%Philippines
  • 12%England
  • 11%Germany
  • 7%Mexico
  • 5%Thailand
  • 4%China, excluding Hong Kong and Taiwan
  • 3%Japan

Most common first ancestries reported in 32578 (%)

  • 22%American
  • 19%Other groups
  • 10%German
  • 8%English
  • 8%Irish
  • 4%Italian
  • 2%Scottish

Year of entry for the foreign-born population

  • 312010 or later
  • 5332000 to 2009
  • 4891990 to 1999
  • 1,780Before 1990

Zip code 32578 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 32578:

All 7 fire-safe hotels and motels in zip code 32578

Zip code 32578 marital status for males
Zip code 32578 marital status for females

Housing units lacking complete plumbing facilities: 2.1%
Housing units lacking complete kitchen facilities: 1.2%

Most commonly used house heating fuel

  • 60%Electricity
  • 38%Utility gas
  • 1%Bottled, tank, or LP gas
  • 1%No fuel used

Population in 1990: 25,146. Population change in the 1990s: +2,821 (+11.2%).

Place of birth for U.S.-born residents:


51% of the 32578 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 41% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

89% of the 32578 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 46% moved from this county.
   Out of people who lived in different houses, 8% moved from different county within same state.
   Out of people who lived in different houses, 41% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 293
Here:

10.5%
Florida:

11.4%
Students in private schools in grades 9 to 12 (high school): 97
Here:

5.6%
Florida:

10.6%
Students in private undergraduate colleges: 356
Here:

20.9%
Florida:

20.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 138,839Life, physical, and social science occupations
  • 95,714Legal occupations
  • 89,167Architecture and engineering occupations
  • 81,448Computer and mathematical occupations
  • 72,292Business and financial operations occupations
  • 69,614Management occupations

Companies with biggest federal contracts located in this zip code (NICEVILLE, FL):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2000:

  • 229 people in nursing homes
  • 40 people in other nonhousehold living situations
  • 2 people in religious group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 3
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 2

Fatal accident statistics in 2010:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 9
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED231$245,004155$246,697716$213,67615$107,68352$177,2652$76,125
APPLICATIONS APPROVED, NOT ACCEPTED8$208,9997$403,70347$261,7122$119,7805$254,1280$0
APPLICATIONS DENIED22$174,71814$246,391169$235,5847$34,43625$145,2291$36,410
APPLICATIONS WITHDRAWN23$230,30230$238,170157$210,1587$178,74410$136,2862$142,015
FILES CLOSED FOR INCOMPLETENESS3$66,8336$193,76828$217,9552$291,2753$128,3600$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED20$261,84111$323,4410$0
APPLICATIONS APPROVED, NOT ACCEPTED4$234,3130$02$166,445
APPLICATIONS DENIED1$481,8503$275,7400$0
APPLICATIONS WITHDRAWN1$160,8502$266,4400$0
FILES CLOSED FOR INCOMPLETENESS1$175,0201$187,0700$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 32578 among deceased individuals
NameCountLived (average)
John11473.0 years
Robert11172.5 years
William10372.8 years
James9970.7 years
Mary8479.0 years
Charles6575.1 years
George5773.4 years
Dorothy4277.3 years
Joseph3677.7 years
Richard3669.5 years
Most common last names in zip code 32578 among deceased individuals
Last nameCountLived (average)
Smith4274.4 years
Williams3373.5 years
Jones2675.7 years
Brown2473.3 years
Davis2176.6 years
Allen1969.7 years
Phillips1879.2 years
Johnson1869.0 years
White1779.0 years
Thomas1775.1 years
Businesses in zip code 32578
NameCountNameCount
AT&T1McDonald's1
Ace Hardware2Nike1
Advance Auto Parts1Papa John's Pizza1
AutoZone1Penske1
Blockbuster1Pizza Hut1
Burger King1Quality1
CVS2Quiznos1
Curves1RadioShack1
Dairy Queen1Ruby Tuesday1
Domino's Pizza1SONIC Drive-In1
FedEx4Sears1
GNC1Subway3
H&R Block1Taco Bell1
Hilton1U-Haul2
Holiday Inn1UPS1
KFC1Verizon Wireless1
Kmart1Waffle House2
Kroger3Walgreens1
Little Caesars Pizza1

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