32907 Zip Code Detailed Profile




City: Palm Bay, FL (99.80%)
County: Brevard County, FL
Estimated zip code population in 2013: 41,735
Zip code population in 2010: 41,870
Zip code population in 2000: 34,113

Houses and condos: 17,168
Renter-occupied apartments: 3,044
% of renters here:

20%
State:

35%
Mar. 2013 cost of living index in zip code 32907: 89.6 (less than average, U.S. average is 100)

Land area: 17.7 sq. mi.
Water area: 0.1 sq. mi.
Population density: 2,352 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 32907
Zip code 32907 (Palm Bay, Florida) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.0% ($1,177)
Florida:

1.1% ($1,623)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,195 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,108 (1.0%)

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Males: 20,646  (49.5%)
Females: 21,089  (50.5%)

For population 25 years and over in 32907:

For population 15 years and over in 32907:

Zip code 32907 compared to state average:

  • Hispanic race population percentage below state average.
  • Renting percentage below state average.
  • House age below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 32907

  • Zip code 32907 races chart
    • 26,580White population
    • 7,083Black population
    • 104American Indian population
    • 783Asian population
    • 12Native Hawaiian and Other Pacific Islander population
    • 149Some other race population
    • 1,073Two or more races population
    • 6,086Hispanic or Latino population

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32907, FL forum
Recent posts about zip code 32907 area on our local forum with over 1,800,000 registered users:
Palm Bay Apartments  (10 replies)
Moving to Melbourne Area-CONFUSED!! HELP  (17 replies)
Quick tips  (4 replies)
Need Advice  (0 replies)
Looking to Move to Palm Bay  (22 replies)
Urban population: 41,474
Rural population: 260

Estimated median house/condo value in 2013: $113,500
32907:

$113,500
Florida:

$153,300



According to our research of Florida and other state lists there were 60 registered sex offenders living in 32907 zip code as of July 28, 2015.
The ratio of number of residents in zip code 32907 to the number of sex offenders is 615 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

42.3 years
Florida median age:

41.5 years
Average household size:
This zip code:

2.8 people
Florida:

2.6 people

Averages for the 2012 tax year for zip code 32907, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,258 (Individual Income Tax Returns)
Here:

$39,258
State:

$60,316

Salary/wage: $37,042 (reported on 83.2% of returns)
Here:

$37,042
State:

$45,277
(% of AGI for various income ranges: 74.5% for AGIs below $25k, 80.2% for AGIs $25k-50k, 78.0% for AGIs $50k-75k, 79.9% for AGIs $75k-100k, 80.8% for AGIs $100k-200k, 68.0% for AGIs over 200k)

Taxable interest for individuals: $696 (reported on 24.4% of returns)
This zip code:

$696
Florida:

$3,587
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $2,360 (reported on 13.0% of returns)
Here:

$2,360
State:

$12,831
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,255 (reported on 8.7% of returns)
Here:

+$2,255
State:

+$33,493
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 5.5% for AGIs over 200k)

Profit/loss from business: +$6,753 (reported on 13.1% of returns)
Here:

+$6,753
State:

+$10,012
(% of AGI for various income ranges: 6.9% for AGIs below $25k, 2.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,984 (reported on 8.7% of returns)
32907:

$11,984
Florida:

$21,544
(% of AGI for various income ranges: 2.7% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 3.7% for AGIs $100k-200k)

Total itemized deductions: $16,312 (25% of AGI, reported on 18.1% of returns)
Here:

$16,312
State:

$25,533

Here:

25.1% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 6.6% for AGIs below $25k, 7.9% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 7.6% for AGIs $100k-200k, 7.1% for AGIs over 200k)

Charity contributions: $3,619 (reported on 13.6% of returns)
Here:

$3,619
State:

$5,698
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Taxes paid: $2,524 (reported on 17.4% of returns)
32907:

$2,524
State:

$6,203
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Earned income credit: $2,412 (reported on 25.0% of returns)
Here:

$2,412
State:

$2,372
(% of AGI for various income ranges: 7.8% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 32907, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $36,569 (Individual Income Tax Returns)
Here:

$36,569
State:

$50,523

Salary/wage: $34,625 (reported on 85.9% of returns)
Here:

$34,625
State:

$39,563
(% of AGI for various income ranges: 105.3% for AGIs below $10k, 76.3% for AGIs $10k-25k, 82.5% for AGIs $25k-50k, 84.5% for AGIs $50k-75k, 84.6% for AGIs $75k-100k, 73.4% for AGIs over 100k)

Taxable interest for individuals: $881 (reported on 39.3% of returns)
This zip code:

$881
Florida:

$3,211
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $1,276 (reported on 17.0% of returns)
Here:

$1,276
State:

$6,129
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$5,701 (reported on 13.7% of returns)
Here:

+$5,701
State:

+$27,205
(% of AGI for various income ranges: -1.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 6.7% for AGIs over 100k)

Profit/loss from business: +$6,666 (reported on 12.2% of returns)
Here:

+$6,666
State:

+$10,634
(% of AGI for various income ranges: 5.2% for AGIs below $10k, 5.1% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.7% for AGIs over 100k)

IRA payment deduction: $2,490 (reported on 2.6% of returns)
32907:

$2,490
Florida:

$3,082
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $9,000 (reported on 0.1% of returns)
Here:

$9,000
Florida:

$15,857

Total itemized deductions: $15,230 (28% of AGI, reported on 28.7% of returns)
Here:

$15,230
State:

$20,370

Here:

27.9% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 20.7% for AGIs below $10k, 12.1% for AGIs $10k-25k, 14.4% for AGIs $25k-50k, 12.0% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 8.4% for AGIs over 100k)

Charity contributions deductions: $2,468 (4% of AGI, reported on 23.7% of returns)
Here:

$2,468
State:

$4,064

Here:

4.3% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $4,434 (reported on 71.8% of returns)
32907:

$4,434
State:

$9,431
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 3.7% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Earned income credit: $1,786 (reported on 17.6% of returns)
Here:

$1,786
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 50.7%
Here:

51%
State:

60%
(% for various income ranges: 42.9% for AGIs below $10k, 55.9% for AGIs $10k-25k, 55.2% for AGIs $25k-50k, 48.0% for AGIs $50k-75k, 44.0% for AGIs $75k-100k, 42.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$49,009
Florida:

$46,036
Palm Bay, FL (32907) map Nearest zip codes: 32904, 32908, 32905, 32901, 32909, 32950.
Percentage of family households:
This zip code:

55.1%
Florida:

44.0%
Percentage of households with unmarried partners:
This zip code:

5.0%
Florida:

6.3%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,959
Household did not receive Food Stamps/SNAP in the past 12 months: 12,980


Women who had a birth in the past 12 months: 271 (176 now married, 95 unmarried)
Women who did not have a birth in the past 12 months: 8,853 (4,501 now married, 4,352 unmarried)


Housing units in zip code 32907 with a mortgage: 8,950 (658 second mortgage, 1,330 home equity loan, 121 both second mortgage and home equity loan)
Houses without a mortgage: 2,945

Median monthly owner costs for units with a mortgage: $1,205
Median monthly owner costs for units without a mortgage: S353

Residents with income below the poverty level in 2013:
This zip code:

16.6%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

9.0%
Whole state:

9.4%
Median number of rooms in houses and condos:
Here:

6.0
State:

5.8
Median number of rooms in apartments:
Here:

5.2
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32907: Brevard County Fire Rescue Station 83 (A), Brevard County Fire Rescue Station 88 (B), Palm Bay Fire Department Station 91 (C), Police Department - Administrative Burough (D). Display/hide their locations on the map

    Churches in zip code 32907 include: The Church of Jesus Christ of Latter Day Saints (A), Palm Bay Seventh Day Adventist Church (B), Palm Bay Christian Church (C), Lockmar Baptist Church (D), Holy Temple Church of the Living God (E), Faith Baptist Church of Palm Bay (F), Community Bible Church (G), Church of God of Prophecy (H). Display/hide their locations on the map

Year house built

  • 52010 or later
  • 4,0482000 to 2009
  • 3,8481990 to 1999
  • 7,4321980 to 1989
  • 1,6981970 to 1979
  • 951960 to 1969
  • 421950 to 1959
  • 01940 to 1949
  • 01939 or earlier

Zip code 32907 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Palm Bay, FL (32907)

  • 18no bedroom
  • 771 bedroom
  • 1,1832 bedrooms
  • 8,4733 bedrooms
  • 2,0684 bedrooms
  • 765+ bedrooms

Bedrooms in renter-occupied apartments in Palm Bay, FL (32907)

  • 37no bedroom
  • 1321 bedroom
  • 7152 bedrooms
  • 1,8363 bedrooms
  • 3144 bedrooms
  • 105+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Palm Bay, FL (32907) in owner-occupied houses/condos

  • 277no vehicle
  • 3,7931 vehicle
  • 5,7202 vehicles
  • 1,7423 vehicles
  • 2554 vehicles
  • 1085+ vehicles

Cars and other vehicles available in Palm Bay, FL (32907) in renter-occupied apartments

  • 214no vehicle
  • 1,4111 vehicle
  • 1,2572 vehicles
  • 1103 vehicles
  • 524 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,002.


Median price asked for vacant for-sale houses and condos in 2013: $106,073.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $113,500
32907:

$113,500
Florida:

$153,300
Lower value quartile - upper value quartile: $83,000 - $157,000

Mean price in 2013:

Detached houses: $180,730
Here:

$180,730
State:

$243,181

Townhouses or other attached units: $156,507
Here:

$156,507
State:

$161,350

In 2-unit structures: $219,026
Here:

$219,026
State:

$161,056

In 3-to-4-unit structures: $183,581
Here:

$183,581
State:

$143,318

In 5-or-more-unit structures: $224,992
Here:

$224,992
State:

$215,295

Mobile homes: $57,692
Here:

$57,692
State:

$58,568

Occupied boats, RVs, vans, etc.: $91,726
Here:

$91,726
State:

$50,225

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 15.7%

Percentage of zip code residents living and working in this county: 94.0%

Household type by relationship:

Households: 41,569

Size of family households: 5,176 2-persons, 2,540 3-persons, 2,030 4-persons, 962 5-persons, 104 6-persons, 335 7-or-more-persons

Size of nonfamily households: 3,063 1-person, 668 2-persons, 61 3-persons

5,548 married couples with children.
2,613 single-parent households (438 men, 2,175 women).

88.1% of residents of 32907 zip code speak English at home.
7.6% of residents speak Spanish at home (53% very well, 21% well, 24% not well, 2% not at all).
2.9% of residents speak other Indo-European language at home (58% very well, 24% well, 4% not well, 14% not at all).
1.3% of residents speak Asian or Pacific Island language at home (65% very well, 31% well, 4% not well).
0.1% of residents speak other language at home (45% very well, 45% well, 10% not well).

Foreign born population: 5,614 (13.5%)
(73.1% of them are naturalized citizens)
This zip code:

13.5%
Whole state:

19.4%

Most common places of birth for the foreign-born residents

  • 28%Jamaica
  • 11%Haiti
  • 5%Philippines
  • 5%Cuba
  • 4%Colombia
  • 4%Canada
  • 3%Dominican Republic

Most common first ancestries reported in 32907 (%)

  • 24%Other groups
  • 13%American
  • 10%German
  • 8%Irish
  • 8%Italian
  • 6%English
  • 4%Jamaican

Year of entry for the foreign-born population

  • 4202010 or later
  • 1,4332000 to 2009
  • 1,3701990 to 1999
  • 4,356Before 1990

Zip code 32907 topographic map

Public primary/middle school in zip code 32907 not listed on the city page:

  • ODYSSEY CHARTER SCHOOL (Students: 185; Location: 344 EMERSON DRIVE, NW, PALM BAY, FL; Grades: KG - 07)
There are 115 Medical Specialists in Zip Code 32907.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 32907:

All 3 fire-safe hotels and motels in zip code 32907

Zip code 32907 marital status for males
Zip code 32907 marital status for females

Housing units lacking complete plumbing facilities: 0.4%
Housing units lacking complete kitchen facilities: 1.9%

Most commonly used house heating fuel

  • 98%Electricity
  • 1%No fuel used

Population in 1990: 25,674. Population change in the 1990s: +8,439 (+32.9%).

Place of birth for U.S.-born residents:


58% of the 32907 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

90% of the 32907 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 67% moved from this county.
   Out of people who lived in different houses, 10% moved from different county within same state.
   Out of people who lived in different houses, 18% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 396
Here:

8.5%
Florida:

11.4%
Students in private schools in grades 9 to 12 (high school): 325
Here:

12.9%
Florida:

10.6%
Students in private undergraduate colleges: 250
Here:

10.5%
Florida:

20.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 131,346Life, physical, and social science occupations
  • 76,216Computer and mathematical occupations
  • 73,109Architecture and engineering occupations
  • 61,667Fire fighting and prevention, and other protective service workers including supervisors
  • 50,793Health diagnosing and treating practitioners and other technical occupations
  • 49,931Law enforcement workers including supervisors

Companies with federal contracts located in this zip code (PALM BAY, FL):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 81 people in nursing facilities/skilled-nursing facilities
  • 16 people in group homes intended for adults
  • 6 people in residential treatment centers for adults
  • 2 people in in-patient hospice facilities

People in group quarters in 2000:

  • 27 people in hospitals/wards and hospices for chronically ill
  • 27 people in other hospitals or wards for chronically ill
  • 10 people in nursing homes
  • 5 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 7
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 5
  • Persons involved in fatal accidents: 11
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED587$100,200322$73,389542$116,62917$37,960162$68,5803$96,667
APPLICATIONS APPROVED, NOT ACCEPTED15$102,00235$81,98299$139,82917$14,42816$66,4290$0
APPLICATIONS DENIED128$112,32489$84,637434$136,41371$24,94859$76,0092$22,480
APPLICATIONS WITHDRAWN77$104,07845$87,629207$134,9529$75,64425$97,9522$88,980
FILES CLOSED FOR INCOMPLETENESS26$100,70715$90,11552$143,7424$125,73513$95,8930$0

Detailed HMDA statistics for the following Tracts: 0652.02 , 0713.21, 0713.33, 0713.34

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED29$110,0410$00$0
APPLICATIONS APPROVED, NOT ACCEPTED28$136,77811$181,0186$201,160
APPLICATIONS DENIED13$108,0300$07$104,573
APPLICATIONS WITHDRAWN8$102,5792$188,9652$50,450
FILES CLOSED FOR INCOMPLETENESS4$97,0130$00$0

Detailed PMIC statistics for the following Tracts: 0652.02 , 0713.21, 0713.33, 0713.34

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 32907 among deceased individuals
NameCountLived (average)
John10973.9 years
William10573.8 years
Robert8770.7 years
James7973.3 years
Mary7981.4 years
Charles5775.5 years
Joseph5474.9 years
George5278.2 years
Dorothy4877.6 years
Richard4569.8 years
Most common last names in zip code 32907 among deceased individuals
Last nameCountLived (average)
Smith4177.5 years
Miller2076.0 years
Davis1865.8 years
Wilson1870.3 years
Brown1570.5 years
Jones1573.8 years
Scott1474.8 years
Taylor1466.9 years
Thompson1174.8 years
White1169.6 years
Businesses in zip code 32907
NameCountNameCount
7-Eleven1Home Depot1
Ace Hardware1IHOP1
Advance Auto Parts1Little Caesars Pizza1
Arby's1Lowe's1
AutoZone1McDonald's3
Baskin-Robbins1Motel 61
Blockbuster1Pizza Hut1
Burger King1Publix Super Markets1
CVS2RadioShack1
Comfort Suites1T-Mobile2
DHL1Taco Bell1
Domino's Pizza1Tire Kingdom1
Dunkin Donuts1UPS2
FedEx3Waffle House1
Ford1Walgreens2
GNC1Walmart1
H&R Block3

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