32908 Zip Code Detailed Profile




City: Palm Bay, FL (91.36%)
County: Brevard County, FL
Estimated zip code population in 2013: 11,068
Zip code population in 2010: 10,892
Zip code population in 2000: 5,422

Houses and condos: 4,064
Renter-occupied apartments: 598
% of renters here:

17%
State:

35%
Mar. 2013 cost of living index in zip code 32908: 90.2 (less than average, U.S. average is 100)

Land area: 19.3 sq. mi.
Water area: 0.0 sq. mi.
Population density: 574 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 32908
Zip code 32908 (Palm Bay, Florida) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.1% ($1,109)
Florida:

1.1% ($1,623)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,195 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $845 (1.0%)

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Males: 4,941  (44.6%)
Females: 6,127  (55.4%)

For population 25 years and over in 32908:

For population 15 years and over in 32908:

Zip code 32908 compared to state average:

  • Hispanic race population percentage below state average.
  • Median age below state average.
  • Renting percentage below state average.
  • Length of stay since moving in below state average.
  • House age significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 32908

  • Zip code 32908 races chart
    • 6,715White population
    • 2,084Black population
    • 43American Indian population
    • 168Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 48Some other race population
    • 293Two or more races population
    • 1,539Hispanic or Latino population

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32908, FL forum
Recent posts about zip code 32908 area on our local forum with over 1,800,000 registered users:
Palm Bay Apartments  (10 replies)
Looking to Move to Palm Bay  (22 replies)
Urban population: 10,177
Rural population: 890

Estimated median house/condo value in 2013: $105,300
32908:

$105,300
Florida:

$153,300



According to our research of Florida and other state lists there were 29 registered sex offenders living in 32908 zip code as of August 29, 2015.
The ratio of number of residents in zip code 32908 to the number of sex offenders is 272 to 1.


Median resident age:
This zip code:

36.2 years
Florida median age:

41.5 years
Average household size:
This zip code:

3.2 people
Florida:

2.6 people

Averages for the 2012 tax year for zip code 32908, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,202 (Individual Income Tax Returns)
Here:

$37,202
State:

$60,316

Salary/wage: $34,752 (reported on 86.9% of returns)
Here:

$34,752
State:

$45,277
(% of AGI for various income ranges: 76.8% for AGIs below $25k, 87.1% for AGIs $25k-50k, 83.5% for AGIs $50k-75k, 83.7% for AGIs $75k-100k, 71.2% for AGIs $100k-200k)

Taxable interest for individuals: $554 (reported on 17.0% of returns)
This zip code:

$554
Florida:

$3,587
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $1,864 (reported on 9.6% of returns)
Here:

$1,864
State:

$12,831
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$632 (reported on 6.4% of returns)
Here:

+$632
State:

+$33,493
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Profit/loss from business: +$6,655 (reported on 15.2% of returns)
Here:

+$6,655
State:

+$10,012
(% of AGI for various income ranges: 8.8% for AGIs below $25k, 2.3% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,610 (reported on 5.9% of returns)
32908:

$11,610
Florida:

$21,544
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.6% for AGIs $100k-200k)

Total itemized deductions: $15,927 (26% of AGI, reported on 19.5% of returns)
Here:

$15,927
State:

$25,533

Here:

25.8% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 5.9% for AGIs below $25k, 8.6% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 8.1% for AGIs $100k-200k)

Charity contributions: $2,576 (reported on 13.5% of returns)
Here:

$2,576
State:

$5,698
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Taxes paid: $2,781 (reported on 18.6% of returns)
32908:

$2,781
State:

$6,203
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Earned income credit: $2,490 (reported on 30.7% of returns)
Here:

$2,490
State:

$2,372
(% of AGI for various income ranges: 9.5% for AGIs below $25k, 1.8% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 32908, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,285 (Individual Income Tax Returns)
Here:

$34,285
State:

$50,523

Salary/wage: $32,489 (reported on 89.9% of returns)
Here:

$32,489
State:

$39,563
(% of AGI for various income ranges: 98.6% for AGIs below $10k, 80.7% for AGIs $10k-25k, 88.8% for AGIs $25k-50k, 87.9% for AGIs $50k-75k, 88.7% for AGIs $75k-100k, 67.8% for AGIs over 100k)

Taxable interest for individuals: $506 (reported on 29.8% of returns)
This zip code:

$506
Florida:

$3,211
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Taxable dividends: $780 (reported on 11.2% of returns)
Here:

$780
State:

$6,129
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Net capital gain/loss: +$9,027 (reported on 9.7% of returns)
Here:

+$9,027
State:

+$27,205
(% of AGI for various income ranges: -1.2% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Profit/loss from business: +$5,163 (reported on 12.4% of returns)
Here:

+$5,163
State:

+$10,634
(% of AGI for various income ranges: 10.5% for AGIs below $10k, 5.7% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

IRA payment deduction: $1,662 (reported on 2.2% of returns)
32908:

$1,662
Florida:

$3,082

Total itemized deductions: $15,185 (29% of AGI, reported on 27.2% of returns)
Here:

$15,185
State:

$20,370

Here:

29.1% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 11.2% for AGIs below $10k, 11.5% for AGIs $10k-25k, 13.5% for AGIs $25k-50k, 11.6% for AGIs $50k-75k, 12.2% for AGIs $75k-100k, 9.9% for AGIs over 100k)

Charity contributions deductions: $1,952 (4% of AGI, reported on 21.4% of returns)
Here:

$1,952
State:

$4,064

Here:

3.6% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $3,690 (reported on 69.1% of returns)
32908:

$3,690
State:

$9,431
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 3.6% for AGIs $10k-25k, 5.4% for AGIs $25k-50k, 7.5% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Earned income credit: $1,798 (reported on 22.6% of returns)
Here:

$1,798
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 54.1%
Here:

54%
State:

60%
(% for various income ranges: 44.1% for AGIs below $10k, 59.2% for AGIs $10k-25k, 55.7% for AGIs $25k-50k, 53.4% for AGIs $50k-75k, 55.4% for AGIs $75k-100k, 55.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$46,466
Florida:

$46,036
Palm Bay, FL (32908) map Nearest zip codes: 32909, 32907, 32948, 32904, 32905, 32950.
Percentage of family households:
This zip code:

64.6%
Florida:

44.0%
Percentage of households with unmarried partners:
This zip code:

9.6%
Florida:

6.3%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 712
Household did not receive Food Stamps/SNAP in the past 12 months: 2,716


Women who had a birth in the past 12 months: 143 (95 now married, 48 unmarried)
Women who did not have a birth in the past 12 months: 2,668 (1,101 now married, 1,567 unmarried)


Housing units in zip code 32908 with a mortgage: 2,368 (194 second mortgage, 222 home equity loan)
Houses without a mortgage: 462

Median monthly owner costs for units with a mortgage: $1,214
Median monthly owner costs for units without a mortgage: S339

Residents with income below the poverty level in 2013:
This zip code:

22.2%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.8%
Whole state:

9.4%
Median number of rooms in houses and condos:
Here:

6.0
State:

5.8
Median number of rooms in apartments:
Here:

5.9
State:

4.3
  • Notable locations in this zip code not listed on our city pages

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  • Notable location: Brevard County Fire Rescue Station 89 (A). Display/hide its location on the map

Year house built

  • 02010 or later
  • 2,0302000 to 2009
  • 9381990 to 1999
  • 1,0691980 to 1989
  • 271970 to 1979
  • 01960 to 1969
  • 01950 to 1959
  • 01940 to 1949
  • 01939 or earlier

Zip code 32908 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Palm Bay, FL (32908)

  • 0no bedroom
  • 01 bedroom
  • 532 bedrooms
  • 2,3463 bedrooms
  • 3874 bedrooms
  • 445+ bedrooms

Bedrooms in renter-occupied apartments in Palm Bay, FL (32908)

  • 0no bedroom
  • 01 bedroom
  • 222 bedrooms
  • 4563 bedrooms
  • 1204 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Palm Bay, FL (32908) in owner-occupied houses/condos

  • 77no vehicle
  • 7741 vehicle
  • 1,3772 vehicles
  • 5133 vehicles
  • 754 vehicles
  • 145+ vehicles

Cars and other vehicles available in Palm Bay, FL (32908) in renter-occupied apartments

  • 57no vehicle
  • 1971 vehicle
  • 3222 vehicles
  • 223 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,174.


Median price asked for vacant for-sale houses and condos in 2013: $101,949.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $105,300
32908:

$105,300
Florida:

$153,300
Lower value quartile - upper value quartile: $84,000 - $153,200

Mean price in 2013:

Detached houses: $180,730
Here:

$180,730
State:

$243,181

Townhouses or other attached units: $156,507
Here:

$156,507
State:

$161,350

In 2-unit structures: $219,026
Here:

$219,026
State:

$161,056

In 3-to-4-unit structures: $183,581
Here:

$183,581
State:

$143,318

In 5-or-more-unit structures: $224,992
Here:

$224,992
State:

$215,295

Mobile homes: $57,692
Here:

$57,692
State:

$58,568

Occupied boats, RVs, vans, etc.: $91,726
Here:

$91,726
State:

$50,225

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 10.4%

Percentage of zip code residents living and working in this county: 93.2%

Household type by relationship:

Households: 11,046

Size of family households: 1,084 2-persons, 585 3-persons, 705 4-persons, 287 5-persons, 111 6-persons, 34 7-or-more-persons

Size of nonfamily households: 382 1-person, 174 2-persons, 66 3-persons

1,442 married couples with children.
946 single-parent households (145 men, 801 women).

82.6% of residents of 32908 zip code speak English at home.
8.4% of residents speak Spanish at home (56% very well, 20% well, 13% not well, 10% not at all).
6.4% of residents speak other Indo-European language at home (65% very well, 27% well, 5% not well, 3% not at all).
2.6% of residents speak Asian or Pacific Island language at home (29% very well, 44% well, 14% not well, 14% not at all).

Foreign born population: 1,440 (13.0%)
(66.7% of them are naturalized citizens)
This zip code:

13.0%
Whole state:

19.4%

Most common places of birth for the foreign-born residents

  • 25%Haiti
  • 20%Jamaica
  • 12%Cuba
  • 8%Vietnam
  • 5%Trinidad and Tobago
  • 5%Philippines
  • 4%Canada

Most common first ancestries reported in 32908 (%)

  • 28%Other groups
  • 13%Irish
  • 10%German
  • 8%Italian
  • 4%English
  • 4%American
  • 4%Haitian

Year of entry for the foreign-born population

  • 962010 or later
  • 2502000 to 2009
  • 3221990 to 1999
  • 1,072Before 1990

Zip code 32908 topographic map

There are 15 Medical Specialists in Zip Code 32908.

Facilities with environmental interests located in this zip code:


Zip code 32908 marital status for males
Zip code 32908 marital status for females

Housing units lacking complete plumbing facilities: 2.1%
Housing units lacking complete kitchen facilities: 7.1%

Most commonly used house heating fuel

  • 96%Electricity
  • 3%No fuel used
  • 1%Utility gas

Population in 1990: 3,272. Population change in the 1990s: +2,150 (+65.7%).

Place of birth for U.S.-born residents:


52% of the 32908 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 61% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

86% of the 32908 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 58% moved from this county.
   Out of people who lived in different houses, 11% moved from different county within same state.
   Out of people who lived in different houses, 31% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 217
Here:

21.3%
Florida:

11.4%
Students in private schools in grades 9 to 12 (high school): 113
Here:

15.1%
Florida:

10.6%
Students in private undergraduate colleges: 123
Here:

26.6%
Florida:

20.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 80,083Management occupations
  • 63,021Computer and mathematical occupations
  • 61,083Architecture and engineering occupations
  • 52,589Production occupations
  • 51,875Business and financial operations occupations
  • 51,078Health technologists and technicians

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 16 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 10 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED230$109,29592$80,777151$124,4295$25,95250$80,689
APPLICATIONS APPROVED, NOT ACCEPTED13$99,8669$106,35727$141,9801$29,7703$86,317
APPLICATIONS DENIED46$118,75433$88,745123$136,27811$32,70831$96,618
APPLICATIONS WITHDRAWN33$123,8135$84,53856$150,5641$99,6304$98,035
FILES CLOSED FOR INCOMPLETENESS5$120,0425$81,67415$121,8910$03$79,143

Detailed HMDA statistics for the following Tracts: 0713.23 , 0713.32

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$122,9872$201,4650$0
APPLICATIONS APPROVED, NOT ACCEPTED25$204,1746$227,23716$214,729
APPLICATIONS DENIED1$254,6100$00$0
APPLICATIONS WITHDRAWN2$89,5950$00$0
FILES CLOSED FOR INCOMPLETENESS2$121,2050$00$0

Detailed PMIC statistics for the following Tracts: 0713.23 , 0713.32

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 32908 among deceased individuals
NameCountLived (average)
Robert1363.4 years
James1264.3 years
Mary1279.6 years
William1180.8 years
John866.8 years
Joseph874.1 years
Anthony572.4 years
Arthur578.4 years
Edward582.2 years
Michael561.0 years
Most common last names in zip code 32908 among deceased individuals
Last nameCountLived (average)
Smith764.3 years
Miller576.6 years
Williams570.8 years
Taylor481.5 years
Wilson365.7 years
Hall378.7 years
Johnson382.6 years
Loos387.7 years
Nelson362.7 years
Peterson381.0 years

Businesses in zip code 32908



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