Estimated median household income in 2007: $47,378
| This zip code: | $47,378 | | Florida: | $47,804 |
Nearest zip codes: 32908, 32907, 32950, 32905, 32949, 32904.
Palm Bay Zip Code Map
Housing units in zip code 32909 with a mortgage: 4,363 (688 second mortgage, 200 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 777
Median monthly owner costs for units with a mortgage: $1,292
Median monthly owner costs for units without a mortgage: $431
Residents with income below the poverty level in 2007:
| This zip code: | 8.1% | | Whole state: | 12.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.3% | | Whole state: | 5.0% |
Median number of rooms in houses and condos:
| Here: | 5.8 | | State: | 5.6 |
Median number of rooms in apartments:
| Here: | 5.0 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 227
- 1995 to 1998: 1,040
- 1990 to 1994: 1,364
- 1980 to 1989: 3,750
- 1970 to 1979: 348
- 1960 to 1969: 83
- 1950 to 1959: 22
- 1940 to 1949: 0
- 1939 or earlier: 4
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Bedrooms in owner-occupied houses in Palm Bay, FL (32909): |
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- no bedroom: 0
- 1 bedrooms: 65
- 2 bedrooms: 930
- 3 bedrooms: 3,577
- 4 bedrooms: 661
- 5 or more bedrooms: 33
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 8
- 1 bedrooms: 83
- 2 bedrooms: 388
- 3 bedrooms: 681
- 4 bedrooms: 45
- 5 or more bedrooms: 5
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Vehicles available in 32909 zip code in owner-occupied houses/condos: |
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- no vehicle: 85
- 1 vehicle: 1,605
- 2 vehicles: 2,541
- 3 vehicles: 763
- 4 vehicles: 235
- 5 or more vehicles: 37
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 65
- 1 vehicle: 395
- 2 vehicles: 589
- 3 vehicles: 115
- 4 vehicles: 38
- 5 or more vehicles: 8
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 32909:
- Less than $10,000: 4
- $10,000 to $14,999: 2
- $15,000 to $19,999: 2
- $20,000 to $24,999: 3
- $25,000 to $29,999: 5
- $30,000 to $34,999: 5
- $40,000 to $49,999: 3
- $50,000 to $59,999: 8
- $70,000 to $79,999: 34
- $80,000 to $89,999: 83
- $90,000 to $99,999: 173
- $100,000 to $124,999: 621
- $125,000 to $149,999: 868
- $150,000 to $174,999: 1,105
- $175,000 to $199,999: 1,088
- $200,000 to $249,999: 1,461
- $250,000 to $299,999: 588
- $300,000 to $399,999: 329
- $400,000 to $499,999: 132
- $500,000 to $749,999: 66
- $750,000 to $999,999: 8
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Rent paid by renters in 2007 in zip code 32909:
- $200 to $249: 2
- $300 to $349: 6
- $350 to $399: 6
- $400 to $449: 52
- $450 to $499: 81
- $500 to $549: 139
- $550 to $599: 50
- $600 to $649: 118
- $650 to $699: 135
- $700 to $749: 120
- $750 to $799: 51
- $800 to $899: 65
- No cash rent: 42
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Median price asked for vacant for-sale houses and condos in 2007: $155,001.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $179,971
- Black or African American householders: $209,181
- American Indian or Alaska Native householders: $193,633
- Asian householders: $198,580
- Some other race householders: $178,557
- Two or more races householders: $179,264
- Hispanic or Latino householders: $194,104
Estimated median house or condo value in 2007: $183,505 (it was $77,900 in 2000)
| 32909: | $183,505 | | Florida: | $230,400 |
Lower value quartile - upper value quartile: $144,000 - $224,300
Mean price in 2007:
Mobile homes: $26,048| Here: | $26,048 | | State: | $43,568 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,510
- One, attached: 9
- Two: 22
- 3 or 4: 93
- 5 to 9: 98
- 10 to 19: 58
- 50 or more: 6
- Mobile homes: 42

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Means of transportation to work
- Drove a car alone: 7,173 (84%)
- Carpooled: 1,017 (12%)
- Bus or trolley bus: 9 (0%)
- Ferryboat: 7 (0%)
- Taxi: 11 (0%)
- Motorcycle: 14 (0%)
- Bicycle: 24 (0%)
- Walked: 8 (0%)
- Other means: 41 (0%)
- Worked at home: 239 (3%)
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Travel time to work
- Less than 5 minutes: 34
- 5 to 9 minutes: 447
- 10 to 14 minutes: 899
- 15 to 19 minutes: 1235
- 20 to 24 minutes: 1841
- 25 to 29 minutes: 802
- 30 to 34 minutes: 1424
- 35 to 39 minutes: 264
- 40 to 44 minutes: 232
- 45 to 59 minutes: 608
- 60 to 89 minutes: 277
- 90 or more minutes: 241
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Percentage of zip code residents living and working in this county: 92.8%
Household type by relationship
Households: 18,268
- In family households: 16,440 (3,717 male householders, 1,350 female householders)
4,041 spouses, 6,094 children (5,519 natural, 223 adopted, 352 stepchildren), 390 grandchildren, 93 brothers or sisters, 124 parents, 247 other relatives, 384 non-relatives
- In nonfamily households: 1,828 (718 male householders (512 living alone)), 661 female householders (505 living alone)), 449 nonrelatives
- In group quarters: 31 (14 institutionalized population)
Size of family households: 1,881 2-persons, 1,231 3-persons, 1,199 4-persons, 505 5-persons, 154 6-persons, 97 7-or-more-persons.
Size of nonfamily households: 1,017 1-person, 294 2-persons, 48 3-persons, 20 4-persons.
3,545 married couples with children.
1,255 single-parent households (318 men, 937 women).
89.2% of residents of 32909 zip code speak English at home.
6.2% of residents speak Spanish at home (74% very well, 18% well, 4% not well, 5% not at all).
3.4% of residents speak other Indo-European language at home (72% very well, 22% well, 6% not well).
1.2% of residents speak Asian or Pacific Island language at home (54% very well, 29% well, 16% not well).
Foreign born population: 1,611 (8.9%)
(64.7% of them are naturalized citizens)
| This zip code: | 8.9% | | Whole state: | 16.7% |
Most common places of birth for the foreign-born residents:
- Jamaica (24%)
- Guyana (8%)
- Trinidad and Tobago (6%)
- Mexico (5%)
- Haiti (5%)
- United Kingdom (4%)
- Germany (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 197
- 1990 to 1994: 181
- 1985 to 1989: 160
- 1980 to 1984: 217
- 1975 to 1979: 168
- 1970 to 1974: 167
- 1970 to 1974: 228
- 1965 to 1969: 293
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White population: 15,067
Black population: 1,948
American Indian population: 76
Asian population: 265
Native Hawaiian and Other Pacific Islander population: 12
Some other race population: 402
Two or more races population: 433

First ancestries reported:
|  Other groups: 3256 |
|  German: 2242 |
|  Irish: 1705 |
|  United States or American: 1449 |
|  Italian: 1328 |
|  English: 1316 |
|  West Indian (excluding Hispanic groups):: 663 |
|  French (except Basque): 605 |
|  Polish: 452 |
|  Jamaican: 384 |
|  French Canadian: 251 |
|  Scottish: 246 |
|  Scotch-Irish: 200 |
|  European: 171 |
|  Dutch: 161 |
|  Portuguese: 123 |
|  Haitian: 118 |
|  Swedish: 103 |
|  Hungarian: 98 |
|  Trinidadian and Tobagonian: 92 |
|  Norwegian: 82 |
|  Welsh: 74 |
|  Guyanese: 73 |
|  Danish: 71 |
|  British: 68 |
|  Subsaharan African:: 55 |
|  West Indian: 53 |
|  Slovak: 45 |
|  African: 44 |
|  Czech: 39 |
|  Ukrainian: 34 |
|  Brazilian: 32 |
|  Canadian: 32 |
|  Czechoslovakian: 30 |
|  Austrian: 30 |
|  Lithuanian: 27 |
|  Australian: 21 |
|  Greek: 18 |
|  British West Indian: 16 |
|  Swiss: 14 |
|  Armenian: 12 |
|  Arab:: 11 |
|  Lebanese: 11 |
|  Serbian: 11 |
|  Cape Verdean: 11 |
|  Pennsylvania German: 10 |
|  Romanian: 7 |
|  Croatian: 7 |
|  Iranian: 7 |
|  Russian: 6 |
|  Turkish: 5 |

Public primary/middle schools in zip code 32909 not listed on the city page:- COLUMBIA ELEMENTARY SCHOOL (Students: 654; Location: 1225 WACO BOULEVARD SE, PALM BAY, FL; Grades: PK - 06)
- ROYAL PALM CHARTER SCHOOL (Students: 142; Location: 7145 S BABCOCK STREET, SE, PALM BAY, FL; Grades: KG - 03)
Major facitilies with environmental interests located in this zip code:
- COLUMBIA ELEMENTARY SCHOOL (1225 WACO BOULEVARD S.E. in PALM BAY, FL)
STATE MASTER (FDM) - WAFR-FLA010268, DOMESTIC WASTEWATER PROGRAM
(National Center for Education Statistics) - STATE ID-2131
Business SIC classification: SEWERAGE SYSTEMS
Organizations: BREVARD COUNTY SCHOOL BOARD, BCSB/JUDGE FRAN JAMIESON (CONTACT/APPLICANT)
, BCSB (CONTACT/APPLICANT)
, BREVARD COUNTY SCHOOL BOARD (CONTACT/PERMIT)
, BREVARD COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
- JOHN F. TURNER, SR. ELEMENTARY SCHOOL (3175 JUPITER BLVD. S.E. in PALM BAY, FL)
(National Center for Education Statistics) - STATE ID-2121
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: MICHAEL ROGERS, ENG ENV (CONTACT/OWNER)
, BREVARD COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
Alternative names: BREVARD CO TURNER ELEMENTARY SCHOOL, TURNER ELEMENTARY SCHOOL
- SOUTHWEST MIDDLE SCHOOL (451 ELDRON BOULEVARD S.E. in PALM BAY, FL)
(National Center for Education Statistics) - STATE ID-2122
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: MICHAEL ROGERS, ENG ENV (CONTACT/OWNER)
, BREVARD COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
Alternative names: BREVARD CO SOUTHWEST JUNIOR HIGH SC
- PALM BAY SOUTH REGIONAL WATER (EAST OF MELBOURNE TILLMAN CANA in PALM BAY, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: RICHARD NIPPER (CONTACT/OWNER)
- ROYAL PALM CHARTER SCHOOL (7145 S. BABCOCK ST., SE in PALM BAY, FL)
(National Center for Education Statistics) - STATE ID-6509
Organizations: BREVARD COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
- RIVERSIDE NATIONAL BANK (3475 SE BAYSIDE LAKES BLVD in PALM BAY, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: MICHAEL CLARK (CONTACT/OWNER)
Alternative names: ALASKA USA FED CREDIT UNION
- GENERAL DEVELOPMENT UTILITIES (W LOGAN DR in PALM BAY, FL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: NON NOTIFIED (CONTACT/OWNER)
- HOLLY TRACE AT BAYSIDE LAKES (INTERSECTION OF BAYSIDE LAKES in PALM BAY, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: MIKE WAGERS (CONTACT/OWNER)
- LEO'S CONCRETE (521 SE THOR AVE in PALM BAY, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: LEO BADALAMENTI (CONTACT/OWNER)
Alternative names: RODRIGUEZ WAREHOUSE
- MALABAR PLAZA (110 & 130 SE GREENACRE DR in PALM BAY, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: JONATHAN GRIFFIS (CONTACT/OWNER)
- MEDICAL - PROFESSIONAL COMPLEX (1930 ELDERON BLVD SE in PALM BAY, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: CRAIG DELIGDISH (CONTACT/OWNER)
- MR STOR-IT (N OF BAYSIDE LAKES BLVDE OF PU in PALM BAY, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: DUANE WATSON (CONTACT/OWNER)
- PALM BAY CHARTER SCHOOL (WYOMING AVENUE in PALM BAY, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: MIGUEL REYNALDOS (CONTACT/OWNER)
Median worth of mobile homes: $58,425
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Electricity (98%)
- Bottled, tank, or LP gas (1%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 5691
- Northeast: 5174
- Midwest: 2105
- South: 2394
- West: 650
52% of the 32909 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 61% lived in this county.
Out of people who lived in different counties, 28% lived in Florida.
Population in 1990: 12,028. Population change in the 1990s: +6,175 (+51.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 207
| Here: | 8.2% | | Florida: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 63
| Here: | 5.1% | | Florida: | 9.7% |
Students in private undergraduate colleges: 142
| Here: | 16.1% | | Florida: | 21.0% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (PALM BAY, FL):
- ULTRAFAB CORPORATION (1415 FOUNDATION PARK BLVD; small business): $4,203,830 in 16 contracts from 2003 to 2006
Contracts for Fans, Air Circulators, and Blower Equipment, Power and Hand Pumps, Nuts and Washers, Miscellaneous Engine Accessories, Nonaircraft, and more by Defense Logistics Agency, Navy Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $163,040; 2004: $3,335,535; 2005: $207,481; 2006: $497,774.
Biggest contracts:
$2,512,832 with Defense Logistics Agency for Fans, Air Circulators, and Blower Equipment. Signed on 2004-12-07. Completion date: 2005-06-01.
$630,399, same as above. Signed on 2004-09-01. Completion date: 2005-03-13.
$422,962 with Defense Logistics Agency for Power and Hand Pumps. Signed on 2006-01-19. Completion date: 2007-03-16.
$97,241 with Navy for Nuts and Washers. Signed on 2003-01-23. Completion date: 2003-07-31.
- COOL BREEZE OF BREVARD INC (1351 SE PARAGON DR; small business): $2,989,862 in 18 contracts from 2001 to 2005
Contracts for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Maintenance, Repair or Alteration of Real Property -- Other Airfield Structures, Air Conditioning Equipment, Maintenance, Repair or Alteration of Real Property -- Other Utilities, and more by Air Force, Department of Veterans Affairs Signed by year: 2000: $0; 2001: $80,826; 2002: $1,419,008; 2003: $832,056; 2004: $650,808; 2005: $7,164; 2006: $0.
Biggest contracts:
$579,980 with Air Force for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2003-06-16. Completion date: 2004-01-12.
$568,894, same as above. Signed on 2002-09-28. Completion date: 2003-05-30.
$478,138 with Air Force for Maintenance, Repair or Alteration of Real Property -- Other Airfield Structures. Signed on 2002-05-28. Completion date: 2003-04-28.
$342,000 with Department of Veterans Affairs for Air Conditioning Equipment. Signed on 2002-09-15. Completion date: 2002-12-15.
- ACCUDYNE CORPORATION (1415 FOUNDATION PARK BLVD; small business): $453,249 in 4 contracts from 2000 to 2001
$288,549 with Defense Logistics Agency for Miscellaneous Vehicular Components. Signed on 2001-04-06. Completion date: 2001-12-02.
$79,935, same as above. Signed on 2000-10-20. Completion date: 2001-05-18.
$44,975 with Navy for Ship and Boat Propulsion Components. Signed on 2001-05-02. Completion date: 2001-09-12.
$39,790 with Defense Logistics Agency for Gasoline Reciprocating Engines, Except Aircraft; and Components. Signed on 2000-02-09. Completion date: 2000-06-08.
- J ARCHER ENTERPRISES INC/JOHNN (140 CORPORATE CIRCLE SE SU; small business): $277,319 in 3 contracts from 2000 to 2001
$190,253 with Air Force for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2000-09-29. Completion date: 2000-01-30.
$81,500 with Air Force for Maintenance, Repair or Alteration of Real Property -- Government-Owned Government-Operated (GOGO) R&D Facilities. Signed on 2000-06-29. Completion date: 2000-08-30.
$5,566, same as above. Signed on 2001-02-14. Completion date: 2001-03-12.
- SHUTTLE CARTS INC (438 MARTIN RD SE; small business): $40,000 in 2 contracts from 2004 to 2005
$20,000 with Air Force for Maintenance, Repair and Rebuilding of Equipment -- Vehicular Equipment Components. Signed on 2005-10-31. Completion date: 2006-09-30.
$20,000, same as above. Signed on 2004-11-01. Completion date: 2005-09-30.
- KAREN POWER TOWER LLC (6180 BABCOCK ST SE #14; small business)
$6,468 with Air Force for Antennas, Waveguides, and Related Equipment. Signed on 2005-09-22. Completion date: 2005-10-31.
Top industries in this zip code by the number of employees in 2005:
- Construction: Poured Concrete Foundation and Structure Contractors (100-249 employees: 1 establishment, 10-19 employees: 1 establishment, 1-4 employees: 2 establishments)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 10-19: 2, 5-9: 1, 1-4: 2)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 2, 10-19: 1, 5-9: 1, 1-4: 9)
- Health Care and Social Assistance: Vocational Rehabilitation Services (50-99: 1, 1-4: 2)
- Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99: 1)
- Wholesale Trade: Construction and Mining (except Oil Well) Machinery and Equipment Merchant Wholesalers (50-99: 1)
- Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (50-99: 1)
- Construction: Finish Carpentry Contractors (20-49: 1, 10-19: 1, 1-4: 8)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 1, 1-4: 4)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
18 people in other noninstitutional group quarters
13 people in nursing homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 250 | $170,598 | 1,743 | $152,731 | 1,635 | $151,853 | 228 | $69,005 | 678 | $147,082 | 53 | $72,152 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $141,594 | 292 | $163,661 | 461 | $153,017 | 63 | $54,403 | 123 | $153,725 | 13 | $68,914 |
| APPLICATIONS DENIED | 55 | $163,415 | 651 | $166,747 | 1,947 | $173,819 | 301 | $62,450 | 358 | $165,250 | 32 | $69,529 |
| APPLICATIONS WITHDRAWN | 24 | $164,769 | 269 | $152,994 | 795 | $157,938 | 59 | $110,911 | 146 | $146,919 | 8 | $83,001 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $179,130 | 78 | $169,602 | 279 | $176,734 | 12 | $57,820 | 39 | $152,829 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 186 | $172,478 | 4,181 | $155,256 | 3,029 | $151,624 | 394 | $82,015 | 1 | $602,730 | 2,044 | $155,730 | 93 | $71,211 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $171,767 | 773 | $154,031 | 626 | $157,267 | 65 | $68,829 | 0 | $0 | 471 | $152,551 | 22 | $65,214 |
| APPLICATIONS DENIED | 28 | $154,627 | 1,146 | $159,278 | 1,723 | $163,883 | 350 | $62,440 | 0 | $0 | 513 | $168,381 | 48 | $69,145 |
| APPLICATIONS WITHDRAWN | 24 | $173,788 | 864 | $165,736 | 1,354 | $155,319 | 86 | $82,832 | 0 | $0 | 451 | $156,935 | 7 | $70,187 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $94,350 | 96 | $172,519 | 386 | $165,601 | 16 | $37,205 | 0 | $0 | 44 | $167,752 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 164 | $158,747 | 3,991 | $154,716 | 3,192 | $138,107 | 368 | $86,492 | 2 | $529,450 | 1,702 | $147,682 | 86 | $68,928 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $233,186 | 401 | $141,798 | 487 | $127,531 | 62 | $52,431 | 0 | $0 | 147 | $141,762 | 34 | $64,436 |
| APPLICATIONS DENIED | 20 | $148,318 | 817 | $138,360 | 1,692 | $130,763 | 360 | $66,374 | 0 | $0 | 322 | $140,780 | 58 | $68,311 |
| APPLICATIONS WITHDRAWN | 9 | $166,534 | 716 | $155,813 | 1,570 | $133,669 | 170 | $140,105 | 0 | $0 | 302 | $147,383 | 17 | $66,901 |
| FILES CLOSED FOR INCOMPLETENESS | 9 | $112,388 | 156 | $153,020 | 309 | $137,512 | 27 | $56,079 | 0 | $0 | 58 | $160,606 | 2 | $118,550 |
Aggregated Statistics For Year 2004 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 251 | $120,414 | 2,480 | $131,740 | 2,330 | $105,405 | 336 | $85,989 | 1 | $585,320 | 939 | $118,316 | 91 | $61,172 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $174,000 | 323 | $124,797 | 421 | $106,208 | 38 | $49,968 | 0 | $0 | 124 | $121,304 | 31 | $59,683 |
| APPLICATIONS DENIED | 37 | $112,868 | 520 | $129,982 | 1,520 | $100,099 | 325 | $42,772 | 1 | $158,930 | 180 | $115,113 | 48 | $60,223 |
| APPLICATIONS WITHDRAWN | 36 | $110,426 | 342 | $133,114 | 1,383 | $104,701 | 126 | $81,688 | 0 | $0 | 134 | $112,575 | 16 | $66,407 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $86,367 | 99 | $133,783 | 205 | $112,898 | 36 | $82,591 | 0 | $0 | 41 | $111,366 | 3 | $63,547 |
Aggregated Statistics For Year 2003 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 418 | $100,395 | 1,834 | $111,354 | 3,182 | $89,511 | 135 | $53,523 | 642 | $93,355 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $102,154 | 155 | $100,849 | 450 | $84,468 | 52 | $24,211 | 56 | $71,997 |
| APPLICATIONS DENIED | 54 | $93,805 | 324 | $91,973 | 1,406 | $84,381 | 187 | $24,101 | 129 | $81,307 |
| APPLICATIONS WITHDRAWN | 44 | $99,895 | 240 | $99,940 | 1,078 | $92,961 | 29 | $27,527 | 101 | $93,564 |
| FILES CLOSED FOR INCOMPLETENESS | 12 | $87,916 | 73 | $94,965 | 152 | $83,837 | 14 | $42,252 | 28 | $84,723 |
Aggregated Statistics For Year 2002 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 486 | $88,865 | 1,140 | $99,082 | 1,548 | $82,269 | 140 | $22,762 | 342 | $81,195 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $78,288 | 71 | $78,528 | 296 | $80,965 | 44 | $17,668 | 36 | $69,168 |
| APPLICATIONS DENIED | 40 | $89,327 | 132 | $76,463 | 959 | $77,833 | 182 | $19,389 | 33 | $80,418 |
| APPLICATIONS WITHDRAWN | 24 | $95,212 | 72 | $101,655 | 718 | $85,417 | 27 | $32,500 | 24 | $81,721 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $69,289 | 45 | $77,665 | 109 | $79,372 | 0 | $0 | 11 | $86,210 |
Aggregated Statistics For Year 2001 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 528 | $80,184 | 873 | $90,529 | 1,066 | $79,761 | 94 | $20,669 | 1 | $211,600 | 254 | $70,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $76,841 | 75 | $82,203 | 153 | $69,641 | 42 | $25,343 | 0 | $0 | 26 | $68,616 |
| APPLICATIONS DENIED | 56 | $75,030 | 148 | $73,605 | 887 | $63,640 | 194 | $16,114 | 0 | $0 | 41 | $52,571 |
| APPLICATIONS WITHDRAWN | 27 | $82,039 | 66 | $77,818 | 598 | $80,488 | 28 | $27,886 | 0 | $0 | 20 | $63,698 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $95,493 | 9 | $63,352 | 105 | $81,973 | 4 | $30,183 | 0 | $0 | 7 | $64,167 |
Aggregated Statistics For Year 2000 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 396 | $72,059 | 682 | $81,876 | 357 | $55,874 | 193 | $20,273 | 0 | $0 | 144 | $65,764 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $68,518 | 49 | $61,900 | 102 | $53,463 | 108 | $24,251 | 0 | $0 | 8 | $46,799 |
| APPLICATIONS DENIED | 41 | $73,922 | 181 | $61,236 | 607 | $52,181 | 264 | $16,220 | 2 | $60,950 | 24 | $40,977 |
| APPLICATIONS WITHDRAWN | 41 | $75,753 | 87 | $76,573 | 367 | $52,227 | 48 | $30,223 | 0 | $0 | 20 | $55,494 |
| FILES CLOSED FOR INCOMPLETENESS | 14 | $78,841 | 17 | $76,831 | 104 | $65,634 | 5 | $29,920 | 0 | $0 | 9 | $36,623 |
Aggregated Statistics For Year 1999 (Based on 2 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 282 | $71,226 | 377 | $77,835 | 444 | $59,704 | 87 | $18,964 | 0 | $0 | 86 | $65,923 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $73,573 | 36 | $62,736 | 118 | $60,081 | 52 | $23,968 | 1 | $78,000 | 11 | $60,257 |
| APPLICATIONS DENIED | 27 | $66,671 | 86 | $57,310 | 381 | $55,385 | 184 | $19,105 | 1 | $78,610 | 13 | $49,364 |
| APPLICATIONS WITHDRAWN | 24 | $73,467 | 56 | $57,255 | 407 | $60,392 | 23 | $54,308 | 0 | $0 | 12 | $56,549 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $72,065 | 12 | $65,548 | 69 | $61,704 | 5 | $34,846 | 0 | $0 | 2 | $53,195 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 751 | $186,230 | 204 | $199,673 | 248 | $200,662 | 8 | $82,688 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 178 | $207,928 | 82 | $209,626 | 87 | $208,372 | 0 | $0 |
| APPLICATIONS DENIED | 20 | $202,129 | 9 | $218,791 | 16 | $222,824 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 43 | $196,640 | 22 | $228,028 | 18 | $217,154 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $297,750 | 5 | $218,198 | 5 | $221,970 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 917 | $192,436 | 115 | $204,464 | 436 | $185,163 | 2 | $104,180 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 250 | $213,353 | 66 | $217,076 | 141 | $196,558 | 0 | $0 |
| APPLICATIONS DENIED | 35 | $186,362 | 10 | $246,501 | 18 | $216,358 | 1 | $125,500 |
| APPLICATIONS WITHDRAWN | 81 | $216,192 | 15 | $199,500 | 32 | $220,867 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 11 | $188,449 | 2 | $192,065 | 5 | $198,552 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 862 | $178,136 | 103 | $177,282 | 393 | $165,775 | 4 | $108,015 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 374 | $173,086 | 79 | $182,129 | 253 | $157,683 | 0 | $0 |
| APPLICATIONS DENIED | 25 | $213,412 | 4 | $163,280 | 13 | $181,961 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 85 | $191,863 | 12 | $165,787 | 36 | $166,001 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $176,120 | 2 | $386,940 | 5 | $162,454 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 655 | $134,024 | 111 | $122,159 | 240 | $110,323 | 3 | $90,370 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 193 | $154,356 | 58 | $117,366 | 85 | $126,472 | 0 | $0 |
| APPLICATIONS DENIED | 19 | $201,815 | 1 | $68,660 | 7 | $137,506 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 98 | $169,712 | 17 | $131,624 | 43 | $127,301 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $109,372 | 2 | $130,395 | 1 | $90,410 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 515 | $109,764 | 285 | $101,190 | 143 | $90,840 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 79 | $114,785 | 72 | $111,632 | 23 | $75,665 |
| APPLICATIONS DENIED | 16 | $97,364 | 3 | $78,923 | 3 | $116,343 |
| APPLICATIONS WITHDRAWN | 4 | $197,550 | 8 | $130,944 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 34 | $149,961 | 8 | $104,044 | 13 | $111,648 |
Aggregated Statistics For Year 2002 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 385 | $106,025 | 180 | $98,707 | 87 | $79,084 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 118 | $137,615 | 51 | $88,522 | 30 | $108,754 |
| APPLICATIONS DENIED | 10 | $159,274 | 5 | $91,966 | 3 | $109,247 |
| APPLICATIONS WITHDRAWN | 26 | $103,336 | 32 | $92,297 | 11 | $67,975 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $96,530 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 292 | $93,591 | 108 | $93,164 | 80 | $71,662 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 71 | $125,116 | 20 | $103,235 | 8 | $90,568 |
| APPLICATIONS DENIED | 21 | $147,579 | 10 | $80,295 | 10 | $156,878 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $130,485 | 6 | $91,043 | 4 | $51,058 |
Aggregated Statistics For Year 2000 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 232 | $85,949 | 32 | $75,222 | 41 | $67,801 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $87,783 | 8 | $78,830 | 6 | $58,865 |
| APPLICATIONS DENIED | 5 | $74,268 | 2 | $53,955 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $92,085 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $66,013 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $84,184 | 57 | $72,393 | 20 | $65,367 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $87,741 | 5 | $83,532 | 0 | $0 |
| APPLICATIONS DENIED | 22 | $108,122 | 5 | $62,358 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $59,980 | 2 | $46,280 | 1 | $43,670 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $109,198 | 1 | $83,230 | 1 | $101,860 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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