Estimated median household income in 2008: $50,659
| This zip code: | $50,659 | | Florida: | $47,778 |
Nearest zip codes: 33190, 33157, 33177, 33158, 33170, 33032.
Miami Zip Code Map
Housing units in zip code 33189 with a mortgage: 3,267 (548 second mortgage, 233 home equity loan, 33 both second mortgage and home equity loan)
Houses without a mortgage: 626
Median monthly owner costs for units with a mortgage: $1,854
Median monthly owner costs for units without a mortgage: $604
Residents with income below the poverty level in 2008:
| This zip code: | 17.5% | | Whole state: | 13.2% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 6.6% | | Whole state: | 5.5% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 5.6 |
Median number of rooms in apartments:
| Here: | 3.1 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 138
- 1995 to 1998: 661
- 1990 to 1994: 1,365
- 1980 to 1989: 1,277
- 1970 to 1979: 1,402
- 1960 to 1969: 826
- 1950 to 1959: 1,321
- 1940 to 1949: 47
- 1939 or earlier: 48
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Bedrooms in owner-occupied houses in Lakes by the Bay, FL (33189): |
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- no bedroom: 160
- 1 bedrooms: 245
- 2 bedrooms: 558
- 3 bedrooms: 1,999
- 4 bedrooms: 1,047
- 5 or more bedrooms: 62
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 618
- 1 bedrooms: 806
- 2 bedrooms: 719
- 3 bedrooms: 471
- 4 bedrooms: 117
- 5 or more bedrooms: 8
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Vehicles available in 33189 zip code in owner-occupied houses/condos: |
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- no vehicle: 118
- 1 vehicle: 1,166
- 2 vehicles: 1,951
- 3 vehicles: 640
- 4 vehicles: 126
- 5 or more vehicles: 70
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 652
- 1 vehicle: 1,189
- 2 vehicles: 806
- 3 vehicles: 67
- 4 vehicles: 25
- 5 or more vehicles: 0
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 33189:
- $35,000 to $39,999: 4
- $40,000 to $49,999: 8
- $50,000 to $59,999: 5
- $90,000 to $99,999: 5
- $100,000 to $124,999: 39
- $125,000 to $149,999: 96
- $150,000 to $174,999: 159
- $175,000 to $199,999: 491
- $200,000 to $249,999: 1,656
- $250,000 to $299,999: 938
- $300,000 to $399,999: 902
- $400,000 to $499,999: 289
- $500,000 to $749,999: 76
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Rent paid by renters in 2008 in zip code 33189:
- Less than $100: 185
- $100 to $149: 101
- $150 to $199: 222
- $200 to $249: 137
- $250 to $299: 76
- $300 to $349: 43
- $350 to $399: 39
- $400 to $449: 41
- $450 to $499: 56
- $500 to $549: 100
- $550 to $599: 107
- $600 to $649: 84
- $650 to $699: 64
- $700 to $749: 75
- $750 to $799: 105
- $800 to $899: 165
- $900 to $999: 289
- $1,000 to $1,249: 728
- $1,250 to $1,499: 227
- $1,500 to $1,999: 95
- $2,000 or more: 18
- No cash rent: 161
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Median price asked for vacant for-sale houses and condos in 2008: $220,811.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $251,786
- Black or African American householders: $238,411
- American Indian or Alaska Native householders: $266,100
- Asian householders: $309,042
- Some other race householders: $233,248
- Two or more races householders: $223,627
- Hispanic or Latino householders: $239,349
Estimated median house or condo value in 2008: $240,223 (it was $103,800 in 2000)
| 33189: | $240,223 | | Florida: | $218,700 |
Lower value quartile - upper value quartile: $186,101 - $334,663
Mean price in 2008:
Detached houses: $254,669| Here: | $254,669 | | State: | $320,221 |
Townhouses or other attached units: $182,994| Here: | $182,994 | | State: | $238,220 |
In 2-unit structures: $203,994| Here: | $203,994 | | State: | $259,404 |
In 3-to-4-unit structures: $243,450| Here: | $243,450 | | State: | $213,359 |
In 5-or-more-unit structures: $159,693| Here: | $159,693 | | State: | $260,965 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,428
- One, attached: 580
- Two: 215
- 3 or 4: 116
- 5 to 9: 306
- 10 to 19: 272
- 20 to 49: 351
- 50 or more: 800
- Mobile homes: 8
- Boats, RVs, vans, etc.: 9

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Means of transportation to work
- Drove a car alone: 6,410 (78%)
- Carpooled: 1,252 (15%)
- Bus or trolley bus: 87 (1%)
- Subway or elevated: 105 (1%)
- Motorcycle: 17 (0%)
- Bicycle: 7 (0%)
- Walked: 72 (1%)
- Other means: 89 (1%)
- Worked at home: 164 (2%)
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Travel time to work
- Less than 5 minutes: 61
- 5 to 9 minutes: 607
- 10 to 14 minutes: 736
- 15 to 19 minutes: 905
- 20 to 24 minutes: 1019
- 25 to 29 minutes: 339
- 30 to 34 minutes: 1248
- 35 to 39 minutes: 255
- 40 to 44 minutes: 388
- 45 to 59 minutes: 1258
- 60 to 89 minutes: 1004
- 90 or more minutes: 219
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Percentage of zip code residents living and working in this county: 96.1%
Household type by relationship
Households: 20,110
- In family households: 18,210 (3,525 male householders, 1,635 female householders)
3,473 spouses, 7,218 children (6,475 natural, 144 adopted, 599 stepchildren), 589 grandchildren, 258 brothers or sisters, 343 parents, 575 other relatives, 594 non-relatives
- In nonfamily households: 1,900 (650 male householders (509 living alone)), 900 female householders (786 living alone)), 350 nonrelatives
- In group quarters: 197 (174 institutionalized population)
Size of family households: 1,533 2-persons, 1,208 3-persons, 1,262 4-persons, 644 5-persons, 340 6-persons, 173 7-or-more-persons.
Size of nonfamily households: 1,295 1-person, 196 2-persons, 53 3-persons, 6 4-persons.
3,584 married couples with children.
1,993 single-parent households (326 men, 1,667 women).
51.2% of residents of 33189 zip code speak English at home.
43.2% of residents speak Spanish at home (61% very well, 16% well, 14% not well, 9% not at all).
3.0% of residents speak other Indo-European language at home (62% very well, 24% well, 13% not well, 1% not at all).
1.1% of residents speak Asian or Pacific Island language at home (65% very well, 35% well).
1.6% of residents speak other language at home (71% very well, 27% well, 2% not at all).
Foreign born population: 6,472 (31.9%)
(50.0% of them are naturalized citizens)
| This zip code: | 31.9% | | Whole state: | 16.7% |
Most common places of birth for the foreign-born residents:
- Cuba (36%)
- Colombia (9%)
- Jamaica (8%)
- Nicaragua (7%)
- Haiti (4%)
- Dominican Republic (4%)
- Honduras (3%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 1,002
- 1990 to 1994: 974
- 1985 to 1989: 1,174
- 1980 to 1984: 733
- 1975 to 1979: 423
- 1970 to 1974: 744
- 1970 to 1974: 831
- 1965 to 1969: 591
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White population: 13,062
Black population: 4,759
American Indian population: 53
Asian population: 439
Native Hawaiian and Other Pacific Islander population: 13
Some other race population: 1,039
Two or more races population: 915
First ancestries reported:
|  Other groups: 10954 |
|  West Indian (excluding Hispanic groups):: 1462 |
|  United States or American: 1312 |
|  Jamaican: 847 |
|  German: 746 |
|  Irish: 708 |
|  English: 560 |
|  Italian: 484 |
|  Haitian: 333 |
|  French (except Basque): 242 |
|  Arab:: 130 |
|  Polish: 122 |
|  Subsaharan African:: 101 |
|  Bahamian: 98 |
|  African: 95 |
|  Greek: 87 |
|  Dutch: 87 |
|  West Indian: 84 |
|  Norwegian: 83 |
|  Canadian: 74 |
|  Trinidadian and Tobagonian: 68 |
|  Jordanian: 64 |
|  Hungarian: 63 |
|  Guyanese: 62 |
|  Welsh: 59 |
|  Scotch-Irish: 59 |
|  Scottish: 57 |
|  Czech: 54 |
|  Finnish: 43 |
|  Lebanese: 39 |
|  British West Indian: 32 |
|  Danish: 31 |
|  Russian: 30 |
|  Portuguese: 28 |
|  Palestinian: 27 |
|  Austrian: 26 |
|  Brazilian: 25 |
|  European: 23 |
|  British: 22 |
|  Turkish: 12 |
|  Swedish: 9 |
|  French Canadian: 9 |
|  Ukrainian: 9 |
|  Australian: 7 |
|  Slavic: 6 |
|  Other Subsaharan African: 6 |

Public primary/middle schools in zip code 33189 not listed on the city page:- CENTENNIAL MIDDLE SCHOOL (Students: 1,115; Location: 8601 SW 212TH STREET, MIAMI, FL; Grades: 06 - 12)
- CUTLER RIDGE ELEMENTARY SCHOOL (Students: 1,083; Location: 20210 CORAL SEA ROAD, MIAMI, FL; Grades: PK - 05)
- DR. EDWARD L. WHIGHAM ELEMENTARY SCHOOL (Students: 975; Location: 21545 SW 87TH AVENUE, MIAMI, FL; Grades: PK - 05)
- GULFSTREAM ELEMENTARY SCHOOL (Students: 692; Location: 20900 SW 97TH AVENUE, MIAMI, FL; Grades: PK - 05)
Private primary/middle schools not listed on the city page:- CUTLER RIDGE CHRISTIAN ACAD (Students: 312; Location: 10301 CARIBBEAN BLVD, MIAMI, FL; Grades: PK - 8)
- CUTLER RIDGE UNITED METH KNDGT (Students: 94; Location: 20740 OLD CUTLER ROAD, MIAMI, FL; Grades: PK - KG)
- ST FAITH'S EPISCOPAL DAY SCHOO (Students: 65; Location: 10600 CARIBBEAN BLVD, MIAMI, FL; Grades: PK - KG)
Major facilities with environmental interests located in this zip code:
- GULFSTREAM ELEMENTARY SCHOOL (20900 S.W. 97TH AVENUE in MIAMI, FL)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-2321
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: LUCILLE EPSTEIN, PRINCIPAL (CONTACT/OWNER)
, DADE COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
Alternative names: DADE CO GULFSTREAM ELEMENTARY
- CUTLER RIDGE ELEMENTARY SCHOOL (20210 CORAL SEA ROAD in MIAMI, FL)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-1241
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: BEULAH RICHARDS, PRINCIPAL (CONTACT/OWNER)
, DADE COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
Alternative names: DADE CO CUTLER RIDGE ELEM
- PHOTO ZONE (20505 SOUTH DIXIE HIGHWAY #1325 in MIAMI, FL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
- LAKES BY THE BAY - SOUTH COMMO (WEST OF SW 87TH AVE, S. OF SW in MIAMI, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: KENNETH MACFARLANE (CONTACT/OWNER)
- LAKES BY THE BAY - SOUTH COMMO (W OF SW 87TH AVE, S OF SW 216 in MIAMI, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: DAVE BASELICE (CONTACT/OWNER)
- PROPOSED GAS STATION, CAR WASH (QUAIL ROOST DR & SW 107 AVE in MIAMI, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: OSCAR MENDOZA (CONTACT/OWNER)
- AMOCO SERVICE STATION #60091 (20490 OLD CUTLER RD in MIAMI, FL)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: ACA MGMNT SERV (CONTACT/OWNER)
- AMOCO SERVICE STATION #7021 (11190 SW 211TH ST in MIAMI, FL)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: STEVE GUYADEEN, DEALER (CONTACT/OWNER)
- GOODYEAR (20390 S DIXIE HWY in MIAMI, FL)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: JOSE CORRALIZA, STORE MGR (CONTACT/OWNER)
- HUNTERS CLUB,INC.D/B/A CORALS POOLS SPA (20575 OLD CUTLER ROAD in MIAMI, FL)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Alternative names: HUNTERS CLUB, INC. D/B/A CORAL POOLS
- JIFFY LUBE STORE #1501 (20701 S FEDERAL HWY in MIAMI, FL)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: SEAN MCDONALD, REG MGR (CONTACT/OWNER)
- KMART #7711 (20505 S DIXIE HWY in MIAMI, FL)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: DAVID MORSE, PROJECT REP (CONTACT/OWNER)
- MOBIL OIL CORP SS# 609 (20201 S DIXIE HWY in MIAMI, FL)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: DAN HORTON (CONTACT/OWNER)
Fire-safe hotels and motels in zip code 33189
- Best Western Floridian Hotel, 10775 Caribbean Blvd, Miami, FL 33189, Phone: (305) 253-9960, Fax: (305) 234-9050
- Baymont Inn & Suites Miami Cutler Ridge, 10821 Caribbean Blvd, Cutler Ridge, FL 33189, Phone: (305) 278-0001
- Howard Johnson Inn Miami/Cutller Ridge, 10779 Caribbean Blvd, Cutler Ridge, FL 33189, Phone: (305) 253-9960, Fax: (305) 253-9960
All 3 fire-safe hotels and motels in zip code 33189
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (87%)
- Utility gas (8%)
- No fuel used (3%)
- Bottled, tank, or LP gas (2%)
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Place of birth for U.S.-born residents:
- This state: 7649
- Northeast: 2099
- Midwest: 989
- South: 1460
- West: 480
49% of the 33189 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 79% lived in this county.
Out of people who lived in different counties, 16% lived in Florida.
Population in 1990: 15,680. Population change in the 1990s: +4,600 (+29.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 207
| Here: | 7.0% | | Florida: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 45
| Here: | 3.4% | | Florida: | 9.7% |
Students in private undergraduate colleges: 194
| Here: | 18.6% | | Florida: | 21.0% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- D & G PROPERTIES OF MIAMI, INC (10775 CARIBBEAN BLVD in MIAMI, FL): $29,402 in 2 contracts in 2003
$15,773 with Army for Lodging - Hotel/Motel. Signed on 2003-05-17. Completion date: 2003-03-17.
$13,629, same as above. Signed on 2003-03-17. Completion date: 2003-03-17.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 2 establishments, 20-49 employees: 4 establishments, 10-19 employees: 2 establishments, 5-9 employees: 2 establishments, 1-4 employees: 3 establishments)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1, 10-19: 1)
- Health Care and Social Assistance: Vocational Rehabilitation Services (100-249: 1, 5-9: 1)
- Other Services (except Public Administration): Parking Lots and Garages (100-249: 1, 1-4: 1)
- Health Care and Social Assistance: All Other Outpatient Care Centers (100-249: 1)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 10-19: 3, 5-9: 2, 1-4: 5)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 181 people in nursing homes
- 11 people in other nonhousehold living situations
- 4 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $244,363 | 1,552 | $230,432 | 1,438 | $225,615 | 163 | $139,869 | 2 | $6,884,975 | 328 | $209,396 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $494,770 | 301 | $248,593 | 338 | $242,361 | 46 | $123,012 | 0 | $0 | 46 | $186,614 | 4 | $53,350 |
| APPLICATIONS DENIED | 13 | $271,694 | 877 | $253,347 | 1,296 | $242,676 | 242 | $133,465 | 0 | $0 | 208 | $207,037 | 5 | $59,620 |
| APPLICATIONS WITHDRAWN | 15 | $264,703 | 296 | $268,033 | 475 | $231,716 | 59 | $128,248 | 1 | $90,720 | 72 | $273,778 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 96 | $286,652 | 168 | $246,634 | 8 | $108,269 | 0 | $0 | 22 | $208,876 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $204,660 | 3,654 | $219,601 | 1,842 | $206,971 | 197 | $126,367 | 562 | $201,047 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 455 | $213,684 | 415 | $204,585 | 32 | $89,494 | 97 | $223,565 | 3 | $70,497 |
| APPLICATIONS DENIED | 3 | $201,133 | 1,415 | $221,251 | 1,078 | $212,872 | 225 | $111,466 | 234 | $199,927 | 8 | $60,878 |
| APPLICATIONS WITHDRAWN | 10 | $171,526 | 618 | $238,801 | 661 | $201,234 | 42 | $121,167 | 127 | $222,136 | 2 | $64,250 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 124 | $202,730 | 221 | $222,584 | 13 | $132,328 | 21 | $251,433 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $179,558 | 4,360 | $175,068 | 1,685 | $181,517 | 209 | $135,332 | 1 | $74,290 | 965 | $155,543 | 1 | $24,010 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 442 | $172,141 | 290 | $166,777 | 34 | $94,854 | 1 | $297,160 | 105 | $161,074 | 6 | $48,435 |
| APPLICATIONS DENIED | 13 | $225,102 | 1,170 | $175,935 | 982 | $171,777 | 221 | $88,049 | 0 | $0 | 248 | $162,877 | 12 | $54,913 |
| APPLICATIONS WITHDRAWN | 4 | $145,445 | 860 | $182,098 | 711 | $177,398 | 100 | $155,489 | 0 | $0 | 215 | $166,108 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $110,928 | 153 | $173,514 | 410 | $190,088 | 15 | $100,581 | 0 | $0 | 27 | $137,011 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $172,067 | 2,104 | $159,274 | 1,607 | $137,740 | 160 | $90,690 | 3 | $6,991,383 | 393 | $139,460 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $183,100 | 243 | $156,569 | 320 | $139,018 | 38 | $74,568 | 0 | $0 | 35 | $127,152 | 2 | $41,245 |
| APPLICATIONS DENIED | 17 | $164,979 | 443 | $159,492 | 916 | $134,521 | 191 | $66,599 | 0 | $0 | 134 | $139,321 | 6 | $29,240 |
| APPLICATIONS WITHDRAWN | 13 | $177,415 | 346 | $157,706 | 602 | $142,903 | 38 | $93,163 | 0 | $0 | 92 | $131,732 | 2 | $59,490 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $167,490 | 72 | $161,838 | 339 | $150,811 | 15 | $66,696 | 0 | $0 | 26 | $162,741 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 105 | $148,054 | 980 | $135,935 | 2,250 | $121,864 | 75 | $46,929 | 241 | $111,368 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $141,649 | 130 | $127,781 | 404 | $117,899 | 26 | $34,585 | 29 | $115,764 |
| APPLICATIONS DENIED | 18 | $141,973 | 200 | $127,339 | 1,315 | $121,914 | 117 | $28,261 | 73 | $98,677 |
| APPLICATIONS WITHDRAWN | 11 | $127,866 | 164 | $133,872 | 706 | $127,975 | 26 | $72,483 | 30 | $91,919 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $153,589 | 31 | $153,760 | 145 | $122,332 | 10 | $23,616 | 8 | $96,581 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $108,173 | 68 | $98,959 | 83 | $83,004 | 6 | $51,362 | 15 | $76,007 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $101,803 | 17 | $90,636 | 20 | $75,522 | 3 | $22,687 | 4 | $76,258 |
| APPLICATIONS DENIED | 5 | $102,124 | 20 | $75,700 | 76 | $87,565 | 16 | $14,088 | 7 | $48,443 |
| APPLICATIONS WITHDRAWN | 4 | $109,370 | 12 | $86,660 | 51 | $84,171 | 2 | $24,645 | 3 | $104,957 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $144,670 | 3 | $123,760 | 13 | $86,862 | 0 | $0 | 2 | $80,235 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $91,526 | 47 | $79,566 | 62 | $73,328 | 3 | $17,027 | 1 | $2,796,300 | 11 | $57,688 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $140,380 | 8 | $85,863 | 16 | $70,736 | 2 | $27,665 | 0 | $0 | 2 | $48,790 |
| APPLICATIONS DENIED | 2 | $77,915 | 19 | $79,377 | 90 | $69,924 | 15 | $15,693 | 0 | $0 | 3 | $66,983 |
| APPLICATIONS WITHDRAWN | 2 | $87,155 | 7 | $67,664 | 35 | $72,147 | 5 | $25,632 | 0 | $0 | 3 | $51,913 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $75,010 | 9 | $90,326 | 2 | $71,620 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $87,694 | 47 | $80,254 | 41 | $69,520 | 3 | $15,583 | 8 | $58,209 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $80,543 | 12 | $69,028 | 6 | $21,712 | 4 | $53,580 |
| APPLICATIONS DENIED | 3 | $82,990 | 24 | $76,751 | 63 | $61,116 | 15 | $24,653 | 6 | $48,845 |
| APPLICATIONS WITHDRAWN | 3 | $84,957 | 6 | $66,280 | 30 | $64,216 | 1 | $51,790 | 2 | $82,900 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $71,440 | 9 | $84,964 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 323 | $277,086 | 97 | $280,870 | 38 | $220,823 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 71 | $307,566 | 44 | $289,771 | 3 | $212,827 |
| APPLICATIONS DENIED | 5 | $243,918 | 3 | $286,407 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 26 | $299,773 | 12 | $286,368 | 2 | $268,455 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $415,688 | 0 | $0 | 1 | $193,260 |
Aggregated Statistics For Year 2006 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 266 | $266,265 | 47 | $250,990 | 35 | $200,475 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 71 | $280,007 | 21 | $256,884 | 9 | $185,268 |
| APPLICATIONS DENIED | 9 | $258,454 | 8 | $273,553 | 1 | $244,610 |
| APPLICATIONS WITHDRAWN | 16 | $301,978 | 3 | $256,930 | 3 | $306,570 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $251,670 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 685 | $210,483 | 51 | $193,949 | 127 | $170,102 | 5 | $158,232 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 170 | $203,551 | 21 | $177,718 | 32 | $167,898 | 2 | $140,875 |
| APPLICATIONS DENIED | 16 | $226,881 | 5 | $177,018 | 9 | $204,011 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 46 | $203,033 | 5 | $238,348 | 15 | $167,046 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $231,470 | 0 | $0 | 1 | $241,100 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 602 | $184,430 | 78 | $160,612 | 78 | $172,071 | 1 | $261,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 84 | $175,795 | 51 | $155,490 | 11 | $172,739 | 0 | $0 |
| APPLICATIONS DENIED | 7 | $157,471 | 0 | $0 | 3 | $157,007 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 34 | $254,335 | 9 | $160,817 | 6 | $409,148 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $303,858 | 6 | $171,860 | 2 | $176,835 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 439 | $148,986 | 174 | $141,903 | 55 | $125,754 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 91 | $148,041 | 55 | $136,865 | 4 | $177,173 |
| APPLICATIONS DENIED | 18 | $142,434 | 7 | $126,134 | 8 | $178,760 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 24 | $139,684 | 37 | $137,154 | 1 | $120,350 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $122,175 | 9 | $113,669 | 3 | $69,533 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $95,602 | 3 | $88,467 | 2 | $86,265 |
| APPLICATIONS DENIED | 1 | $126,090 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $85,718 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $93,115 | 7 | $90,951 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $76,828 | 3 | $71,593 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $147,520 | 1 | $61,440 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $120,730 | 2 | $103,230 | 1 | $113,590 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $73,410 | 9 | $70,767 | 2 | $41,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $75,963 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $95,015 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $26,720 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $54,650 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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