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33592 Zip Code Detailed Profile

 



Profiles Thonotosassa, FL (33592) houses, apartments, residents, cars, jobs...

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City: Thonotosassa, FL
Hillsborough County, FL
Zip code population (2000): 9,970
Estimated zip code population in 2007: 11,385



Age and Sex of Residents in zip code 33592

Zip code 33592 (Thonotosassa, Florida) real estate house value trends

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Thonotosassa, FL (33592) map from a distance

Houses and condos: 4,251
Renter-occupied apartments: 1,023
% of renters here:  27%
State:  30%

2008 cost of living index in zip code 33592: 89.0 (less than average, U.S. average is 100)

Land area: 44.7 sq. mi.
Water area: 1.4 sq. mi.
Population density: 254 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.5% ($1,200)
Florida:  2.0% ($1,262)

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 5,012  (50.3%)
Females: 4,958  (49.7%)

Zip code 33592 races chart


Urban population: 6,111
Rural population: 3,859

Estimated median house/condo value in 2007: $174,778
33592:  $174,778
Florida:  $230,400


According to our research of public records there were 31 registered sex offenders living in 33592 zip code in early 2007.

Median resident age:  36.3 years
Florida median age:  38.7 years

Average household size:
This zip code:  2.6 people
Florida:  2.5 people

Averages for the 2004 tax year for zip code 33592, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $38,429 (Individual Income Tax Returns)
Here:  $38,429
State:  $50,523

Salary/wage: $33,840 (reported on 88.2% of returns)
Here:  $33,840
State:  $39,563
(% of AGI for various income ranges: 127.7% for AGIs below $10k, 83.3% for AGIs $10k-25k, 88.3% for AGIs $25k-50k, 83.0% for AGIs $50k-75k, 80.2% for AGIs $75k-100k, 58.7% for AGIs over 100k)

Taxable interest for individuals: $2,457 (reported on 29.8% of returns)
This zip code:  $2,457
Florida:  $3,211
(% of AGI for various income ranges: 4.7% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Taxable dividends: $1,774 (reported on 11.7% of returns)
Here:  $1,774
State:  $6,129
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$10,636 (reported on 9.6% of returns)
Here:  +$10,636
State:  +$27,205
(% of AGI for various income ranges: -0.6% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 7.5% for AGIs over 100k)

Profit/loss from business: +$6,113 (reported on 11.7% of returns)
Here:  +$6,113
State:  +$10,634
(% of AGI for various income ranges: 12.9% for AGIs below $10k, 4.0% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 1.1% for AGIs over 100k)

IRA payment deduction: $2,533 (reported on 2.1% of returns)
33592:  $2,533
Florida:  $3,082
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Total itemized deductions: $17,648 (1% of AGI, reported on 19.1% of returns)
Here:  $17,648
State:  $20,370
(% of AGI for various income ranges: 6.8% for AGIs below $10k, 4.6% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 10.9% for AGIs $50k-75k, 13.1% for AGIs $75k-100k, 9.2% for AGIs over 100k)

Charity contributions deductions: $3,692 (4.5% of AGI, reported on 15.4% of returns)
Here:  $3,692
Florida:  $4,064

Here:  4.5% of AGI
State:  3.8% of AGI
(% of AGI for various income ranges: 0.1% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $6,122 (reported on 70.9% of returns)
33592:  $6,122
State:  $9,431
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 20.8% for AGIs over 100k)

Earned income credit: $1,801 (reported on 24.4% of returns)
Here:  $1,801
State:  $1,808
(% of AGI for various income ranges: 17.2% for AGIs below $10k, 5.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 55.5%
Here:  55%
State:  60%
(% for various income ranges: 52.4% for AGIs below $10k, 57.8% for AGIs $10k-25k, 52.1% for AGIs $25k-50k, 55.0% for AGIs $50k-75k, 59.8% for AGIs $75k-100k, 69.2% for AGIs over 100k)


Estimated median household income in 2007: $47,818
This zip code:  $47,818
Florida:  $47,804
Thonotosassa, FL (33592) map

Nearest zip codes: 33637, 33647, 33584, 33617, 33543, 33620.


Percentage of family households:
This zip code:  70.7%
Whole state:  66.4%

Percentage of households with unmarried partners:
This zip code:  8.9%
Whole state:  5.8%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 33592 with a mortgage: 815 (71 second mortgage, 51 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 395


Median monthly owner costs for units with a mortgage: $1,407

Median monthly owner costs for units without a mortgage: $422

Residents with income below the poverty level in 2007:
This zip code:  14.0%
Whole state:  12.1%

Residents with income below 50% of the poverty level in 2007:
This zip code:  5.2%
Whole state:  5.0%

Median number of rooms in houses and condos:
Here:  5.5
State:  5.6

Median number of rooms in apartments:
Here:  4.1
State:  3.8


Zip code 33592 close-up map

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Notable locations in this zip code not listed on our city pages:

Church in zip code 33592: Marshall Church (A). Display/hide its location on the map

Streams, rivers, and creeks: Basset Branch (A), Two Hole Branch (B), Flint Creek (C), New River (D), Hollomans Branch (E). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 109
  • 1995 to 1998: 358
  • 1990 to 1994: 441
  • 1980 to 1989: 1,284
  • 1970 to 1979: 1,248
  • 1960 to 1969: 522
  • 1950 to 1959: 185
  • 1940 to 1949: 48
  • 1939 or earlier: 41



Zip code 33592 satellite photo by USGS


Bedrooms in owner-occupied houses in Thonotosassa, FL (33592):
  • no bedroom: 33
  • 1 bedrooms: 161
  • 2 bedrooms: 686
  • 3 bedrooms: 1,479
  • 4 bedrooms: 319
  • 5 or more bedrooms: 24


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 4
  • 1 bedrooms: 176
  • 2 bedrooms: 627
  • 3 bedrooms: 194
  • 4 bedrooms: 13
  • 5 or more bedrooms: 9



Vehicles available in 33592 zip code in owner-occupied houses/condos:
  • no vehicle: 89
  • 1 vehicle: 871
  • 2 vehicles: 1,179
  • 3 vehicles: 384
  • 4 vehicles: 148
  • 5 or more vehicles: 31


Vehicles available in renter-occupied apartments:
  • no vehicle: 88
  • 1 vehicle: 546
  • 2 vehicles: 265
  • 3 vehicles: 92
  • 4 vehicles: 14
  • 5 or more vehicles: 18



Estimated household income distribution in 2007:

Zip code 33592 household income distribution in 2007

Zip code 33592 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 33592:

  • Less than $10,000: 117
  • $10,000 to $14,999: 59
  • $15,000 to $19,999: 59
  • $20,000 to $24,999: 58
  • $25,000 to $29,999: 40
  • $30,000 to $34,999: 40
  • $35,000 to $39,999: 27
  • $40,000 to $49,999: 40
  • $50,000 to $59,999: 115
  • $60,000 to $69,999: 97
  • $70,000 to $79,999: 111
  • $80,000 to $89,999: 106
  • $90,000 to $99,999: 73
  • $100,000 to $124,999: 189
  • $125,000 to $149,999: 214
  • $150,000 to $174,999: 201
  • $175,000 to $199,999: 299
  • $200,000 to $249,999: 451
  • $250,000 to $299,999: 134
  • $300,000 to $399,999: 327
  • $400,000 to $499,999: 165
  • $500,000 to $749,999: 94
  • $750,000 to $999,999: 50
  • $1,000,000 or more: 20
 



33592 rent paid by renters


Rent paid by renters in 2007 in zip code 33592:

  • $100 to $149: 7
  • $200 to $249: 36
  • $250 to $299: 14
  • $300 to $349: 29
  • $350 to $399: 43
  • $400 to $449: 74
  • $450 to $499: 58
  • $500 to $549: 72
  • $550 to $599: 9
  • $600 to $649: 15
  • $650 to $699: 38
  • $700 to $749: 21
  • $800 to $899: 41
  • $1,000 to $1,249: 31
  • No cash rent: 102
 


Median price asked for vacant for-sale houses and condos in 2007: $0.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $255,368
  • Black or African American householders: $207,409
  • Asian householders: $210,128
  • Some other race householders: $202,465
  • Two or more races householders: $224,466
  • Hispanic or Latino householders: $213,589

Estimated median house or condo value in 2007: $182,009 (it was $70,700 in 2000)
33592:  $182,009
Florida:  $230,400
Lower value quartile - upper value quartile: $159,655 - $431,563

Mean price in 2007:
Detached houses: $301,428
Here:  $301,428
State:  $334,342

Townhouses or other attached units: $290,900
Here:  $290,900
State:  $258,333

In 3-to-4-unit structures: $116,744
Here:  $116,744
State:  $240,504

Mobile homes: $42,498
Here:  $42,498
State:  $43,568

Occupied boats, RVs, vans, etc.: $20,652
Here:  $20,652
State:  $47,032


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,442
  • One, attached: 107
  • Two: 234
  • 3 or 4: 124
  • 5 to 9: 14
  • 20 to 49: 10
  • Mobile homes: 2,282
  • Boats, RVs, vans, etc.: 23
33592 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 3,488 (78%)
  • Carpooled: 706 (16%)
  • Bus or trolley bus: 18 (0%)
  • Motorcycle: 17 (0%)
  • Bicycle: 24 (1%)
  • Walked: 71 (2%)
  • Other means: 32 (1%)
  • Worked at home: 125 (3%)
 

33592 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 111
  • 5 to 9 minutes: 245
  • 10 to 14 minutes: 510
  • 15 to 19 minutes: 811
  • 20 to 24 minutes: 803
  • 25 to 29 minutes: 177
  • 30 to 34 minutes: 859
  • 35 to 39 minutes: 140
  • 40 to 44 minutes: 129
  • 45 to 59 minutes: 341
  • 60 to 89 minutes: 143
  • 90 or more minutes: 87
 


Neighborhoods in zip code 33592:

Percentage of zip code residents living and working in this county: 90.6%


Household type by relationship
Households: 9,978

  • In family households: 8,604 (1,909 male householders, 790 female householders)
    1,958 spouses, 2,952 children (2,641 natural, 71 adopted, 240 stepchildren), 264 grandchildren, 87 brothers or sisters, 104 parents, 182 other relatives, 358 non-relatives
  • In nonfamily households: 1,374 (573 male householders (370 living alone)), 463 female householders (386 living alone)), 338 nonrelatives
  • In group quarters: 166 (146 institutionalized population)

Size of family households: 1,087 2-persons, 650 3-persons, 571 4-persons, 233 5-persons, 102 6-persons, 56 7-or-more-persons.

Size of nonfamily households: 756 1-person, 229 2-persons, 33 3-persons, 13 4-persons, 5 6-persons.

1,456 married couples with children.
740 single-parent households (242 men, 498 women).

92.1% of residents of 33592 zip code speak English at home.
5.0% of residents speak Spanish at home (66% very well, 13% well, 9% not well, 13% not at all).
1.5% of residents speak other Indo-European language at home (82% very well, 12% well, 6% not well).
1.3% of residents speak Asian or Pacific Island language at home (31% very well, 23% well, 46% not well).

Foreign born population: 373 (3.7%)
(45.8% of them are naturalized citizens)

This zip code:  3.7%
Whole state:  16.7%

Most common places of birth for the foreign-born residents:



  • Mexico (25%)
  • Vietnam (13%)
  • Bolivia (11%)
  • China, excluding Hong Kong and Taiwan (9%)
  • India (5%)
  • Korea (5%)
  • Italy (3%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 74
  • 1990 to 1994: 77
  • 1985 to 1989: 90
  • 1980 to 1984: 18
  • 1975 to 1979: 16
  • 1970 to 1974: 16
  • 1970 to 1974: 16
  • 1965 to 1969: 66

White population: 8,274
Black population: 1,163
American Indian population: 58
Asian population: 50
Native Hawaiian and Other Pacific Islander population: 8
Some other race population: 227
Two or more races population: 190

Zip code 33592 races chart


First ancestries reported:

 Other groups: 2031
 United States or American: 1296
 German: 897
 English: 838
 Irish: 628
 Italian: 368
 French (except Basque): 255
 Scotch-Irish: 174
 Scottish: 147
 European: 145
 Dutch: 110
 Polish: 105
 Welsh: 53
 French Canadian: 44
 Greek: 37
 Swedish: 37
 Finnish: 19
 Portuguese: 17
 Russian: 17
 Ukrainian: 17
 Lithuanian: 16
 Iranian: 15
 Hungarian: 14
 New Zealander: 12
 Subsaharan African:: 11
 Swiss: 10
 British: 9
 Czechoslovakian: 9
 Austrian: 9
 West Indian (excluding Hispanic groups):: 8
 West Indian: 8
 Canadian: 7
 Belgian: 7
 Acadian/Cajun: 7
 Ethiopian: 6
 African: 5



Zip code 33592 topographic map


Major facitilies with environmental interests located in this zip code:

  • NATURE'S CLASSROOM (13100 VERGES RD in THONOTOSASSA, FL)
    (Geographic Names Information System)
    (National Center for Education Statistics) - STATE ID-3251
    Organizations: HILLSBOROUGH COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • PEMBERTON CREEK PH II-SOUTH RE (N. OF I-4 AND W. OF GALLAGHER in THONOTOSASSA, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: EDUARDO TAPIA (CONTACT/OWNER)
  • BLOOMFIELD HILLS PHASE 2 (SWC MANGO RD/JOE EBERT RD in THONOTOSASSA, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: ALFRED STEINER (CONTACT/OWNER)
  • BLOOMFIELD HILLS PHASE I (SW CRNR MANGO RD (CR 579) & JO in THONOTOSASSA, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: ALFRED STEINER (CONTACT/OWNER)
  • HILLSBOROUGH CO SCHOOL BD TRANS (9455 HARNEY RD in THONOTOSASSA, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: ALL OTHER MISCELLANEOUS SCHOOLS AND INSTRUCTION.
    Organizations: PILSHURY JACK DIR (CONTACT/OWNER)
  • JACKS WELDING & REPAIR (96 SKEWLEE ROAD in THONOTOSASSA, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: JACK GAYLOR, OWNER (CONTACT/OWNER)
  • JBD WAREHOUSE ADDITION (10798 FLORENCE AVE in THONOTOSASSA, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: JOHN DWYER (CONTACT/OWNER)
  • NEON SHOP (12222 B HAZEN AVE in THONOTOSASSA, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: LARRY BOYD (CONTACT/OWNER)
  • PARTY LIQUORS (9491 E FOWLER AVE in THONOTOSASSA, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: JIM KEITHLY (CONTACT/OWNER)
  • RAINBOW MINISTRIES (9810 BELLE SMITH RD in THONOTOSASSA, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: JOSEPH GREEN (CONTACT/OWNER)
  • CYPRESS POINT COMMUNITY CHURCH (15820 MORRIS BRIDGE RD in THONOTOSASSA, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: DEAN REULE (CONTACT/OWNER)
  • SOUTHEASTERN FREIGHT LINES INC (12315 SR 579 in THONOTOSASSA, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: KEITH HEATON, TERMINAL MGR (CONTACT/OWNER)
  • CIRCLE K #7074 (SEC MAIN ST/SR 579 in THONOTOSASSA, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: STEVE BELIN, MGR (CONTACT/OWNER)


Median worth of mobile homes: $60,780

Zip code 33592 marital status for males
Zip code 33592 marital status for females


Housing units lacking complete plumbing facilities: 0%

Housing units lacking complete kitchen facilities: 0%

Most commonly used house heating fuel:
  • Electricity (92%)
  • Bottled, tank, or LP gas (6%)
  • Utility gas (1%)
  • Fuel oil, kerosene, etc. (1%)


Place of birth for U.S.-born residents:

  • This state: 5507
  • Northeast: 1125
  • Midwest: 1499
  • South: 1357
  • West: 165

51% of the 33592 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 67% lived in this county.
   Out of people who lived in different counties, 56% lived in Florida.

Population in 1990: 9,009. Population change in the 1990s: +961 (+10.7%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 80
Here:  6.4%
Florida:  11.7%

Students in private schools in grades 9 to 12 (high school): 37
Here:  7.0%
Florida:  9.7%

Students in private undergraduate colleges: 48
Here:  18.2%
Florida:  21.0%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • CHAPLAIN DAVID LEFAVOR (12022 HAZEN AVE in THONOTOSASSA, FL; small business)
    $35,958 with Department of Veterans Affairs for Other Professional Services. Signed on 2003-06-15. Completion date: 2003-09-15.


Top industries in this zip code by the number of employees in 2005:

  • Construction: Masonry Contractors (100-249 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Construction: Land Subdivision (100-249: 1)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 3)
  • Wholesale Trade: Plumbing and Heating Equipment and Supplies (Hydronics) Merchant Wholesalers (50-99: 1, 5-9: 1)
  • Professional, Scientific, and Technical Services: Computer Systems Design Services (50-99: 1, 1-4: 1)
  • Construction: Drywall and Insulation Contractors (10-19: 1, 5-9: 2, 1-4: 4)
  • Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (20-49: 1, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




147 people in nursing homes
18 people in other group homes

Fatal accident statistics in 2006
  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 3
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 1

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 3 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED34$166,294270$260,314337$203,54345$98,7062$1,124,79549$262,24990$103,846
APPLICATIONS APPROVED, NOT ACCEPTED4$203,14375$201,02185$174,37410$49,4660$015$167,44934$87,150
APPLICATIONS DENIED10$152,787134$245,457347$199,34368$75,6521$332,15036$222,886110$86,608
APPLICATIONS WITHDRAWN2$183,52543$275,857123$196,73614$203,2150$012$314,52712$97,916
FILES CLOSED FOR INCOMPLETENESS0$012$254,75337$250,2002$101,8550$04$134,1653$54,370
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 3 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED44$271,40118$255,7034$227,4131$83,960
APPLICATIONS APPROVED, NOT ACCEPTED16$257,7615$288,7101$169,6600$0
APPLICATIONS DENIED0$00$00$00$0
APPLICATIONS WITHDRAWN2$358,6402$241,2550$00$0
FILES CLOSED FOR INCOMPLETENESS1$258,5700$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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