Estimated median household income in 2007: $43,549
| This zip code: | $43,549 | | Florida: | $47,804 |
Nearest zip codes: 34772, 34771, 34743, 34744, 34741, 32827.
Housing units in zip code 34769 with a mortgage: 3,083 (402 second mortgage, 140 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,228
Median monthly owner costs for units with a mortgage: $1,330
Median monthly owner costs for units without a mortgage: $353
Residents with income below the poverty level in 2007:
| This zip code: | 9.5% | | Whole state: | 12.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.1% | | Whole state: | 5.0% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 5.6 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 3.8 |
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 34769 include: House of Praise and Prayer (A), First Baptist Church of Saint Cloud (B), First United Methodist Church (C), First United Methodist Church Saint Cloud (D), Christian Science Society (E), Church of God (F). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 135
- 1995 to 1998: 601
- 1990 to 1994: 1,048
- 1980 to 1989: 1,894
- 1970 to 1979: 1,745
- 1960 to 1969: 750
- 1950 to 1959: 645
- 1940 to 1949: 414
- 1939 or earlier: 928
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Bedrooms in owner-occupied houses in St. Cloud, FL (34769): |
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- no bedroom: 10
- 1 bedrooms: 264
- 2 bedrooms: 1,818
- 3 bedrooms: 2,584
- 4 bedrooms: 523
- 5 or more bedrooms: 75
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 71
- 1 bedrooms: 463
- 2 bedrooms: 872
- 3 bedrooms: 438
- 4 bedrooms: 50
- 5 or more bedrooms: 11
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Vehicles available in 34769 zip code in owner-occupied houses/condos: |
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- no vehicle: 231
- 1 vehicle: 2,166
- 2 vehicles: 2,133
- 3 vehicles: 635
- 4 vehicles: 55
- 5 or more vehicles: 54
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 188
- 1 vehicle: 937
- 2 vehicles: 655
- 3 vehicles: 108
- 4 vehicles: 17
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 34769:
- Less than $10,000: 36
- $10,000 to $14,999: 18
- $15,000 to $19,999: 18
- $20,000 to $24,999: 20
- $25,000 to $29,999: 55
- $30,000 to $34,999: 55
- $35,000 to $39,999: 36
- $40,000 to $49,999: 45
- $50,000 to $59,999: 32
- $60,000 to $69,999: 66
- $70,000 to $79,999: 54
- $80,000 to $89,999: 42
- $90,000 to $99,999: 55
- $100,000 to $124,999: 336
- $125,000 to $149,999: 565
- $150,000 to $174,999: 708
- $175,000 to $199,999: 861
- $200,000 to $249,999: 1,565
- $250,000 to $299,999: 766
- $300,000 to $399,999: 563
- $400,000 to $499,999: 67
- $500,000 to $749,999: 29
- $750,000 to $999,999: 24
- $1,000,000 or more: 8
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Rent paid by renters in 2007 in zip code 34769:
- $150 to $199: 6
- $200 to $249: 23
- $250 to $299: 11
- $300 to $349: 42
- $350 to $399: 25
- $400 to $449: 109
- $450 to $499: 99
- $500 to $549: 163
- $550 to $599: 114
- $600 to $649: 129
- $650 to $699: 127
- $700 to $749: 90
- $750 to $799: 47
- $800 to $899: 156
- $900 to $999: 124
- $1,000 to $1,249: 151
- No cash rent: 74
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Median price asked for vacant for-sale houses and condos in 2007: $182,193.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $209,634
- Black or African American householders: $147,337
- American Indian or Alaska Native householders: $135,965
- Asian householders: $234,849
- Some other race householders: $329,531
- Two or more races householders: $263,773
- Hispanic or Latino householders: $229,658
Estimated median house or condo value in 2007: $198,244 (it was $81,000 in 2000)
| 34769: | $198,244 | | Florida: | $230,400 |
Lower value quartile - upper value quartile: $144,936 - $262,935
Mean price in 2007:
Detached houses: $210,989| Here: | $210,989 | | State: | $334,342 |
Townhouses or other attached units: $168,912| Here: | $168,912 | | State: | $258,333 |
In 2-unit structures: $220,282| Here: | $220,282 | | State: | $289,450 |
In 3-to-4-unit structures: $157,295| Here: | $157,295 | | State: | $240,504 |
In 5-or-more-unit structures: $147,603| Here: | $147,603 | | State: | $281,565 |
Mobile homes: $36,242| Here: | $36,242 | | State: | $43,568 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 5,307
- One, attached: 471
- Two: 420
- 3 or 4: 431
- 5 to 9: 321
- 10 to 19: 53
- 20 to 49: 19
- 50 or more: 12
- Mobile homes: 1,126

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Means of transportation to work
- Drove a car alone: 6,111 (79%)
- Carpooled: 1,081 (14%)
- Bus or trolley bus: 58 (1%)
- Motorcycle: 41 (1%)
- Bicycle: 68 (1%)
- Walked: 116 (2%)
- Other means: 74 (1%)
- Worked at home: 144 (2%)
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Travel time to work
- Less than 5 minutes: 293
- 5 to 9 minutes: 897
- 10 to 14 minutes: 869
- 15 to 19 minutes: 658
- 20 to 24 minutes: 741
- 25 to 29 minutes: 392
- 30 to 34 minutes: 1283
- 35 to 39 minutes: 442
- 40 to 44 minutes: 510
- 45 to 59 minutes: 810
- 60 to 89 minutes: 409
- 90 or more minutes: 245
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Percentage of zip code residents living and working in this county: 59.7%
Household type by relationship
Households: 17,814
- In family households: 15,171 (3,789 male householders, 1,127 female householders)
3,752 spouses, 5,345 children (4,642 natural, 218 adopted, 485 stepchildren), 219 grandchildren, 128 brothers or sisters, 138 parents, 279 other relatives, 394 non-relatives
- In nonfamily households: 2,643 (781 male householders (613 living alone)), 1,413 female householders (1,191 living alone)), 449 nonrelatives
- In group quarters: 320 (266 institutionalized population)
Size of family households: 2,139 2-persons, 1,268 3-persons, 858 4-persons, 413 5-persons, 149 6-persons, 89 7-or-more-persons.
Size of nonfamily households: 1,804 1-person, 340 2-persons, 35 3-persons, 15 4-persons.
2,769 married couples with children.
1,197 single-parent households (323 men, 874 women).
86.7% of residents of 34769 zip code speak English at home.
10.1% of residents speak Spanish at home (49% very well, 25% well, 19% not well, 7% not at all).
2.6% of residents speak other Indo-European language at home (78% very well, 15% well, 7% not well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 1,033 (5.6%)
(47.2% of them are naturalized citizens)
| This zip code: | 5.6% | | Whole state: | 16.7% |
Most common places of birth for the foreign-born residents:
- Mexico (17%)
- Canada (11%)
- United Kingdom (11%)
- Germany (9%)
- Jamaica (7%)
- Cuba (3%)
- Guatemala (3%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 173
- 1990 to 1994: 147
- 1985 to 1989: 125
- 1980 to 1984: 96
- 1975 to 1979: 76
- 1970 to 1974: 60
- 1970 to 1974: 73
- 1965 to 1969: 283
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White population: 16,782
Black population: 443
American Indian population: 100
Asian population: 172
Native Hawaiian and Other Pacific Islander population: 9
Some other race population: 514
Two or more races population: 299

First ancestries reported:
|  Other groups: 2716 |
|  Irish: 2163 |
|  German: 1995 |
|  United States or American: 1665 |
|  English: 1355 |
|  Italian: 1004 |
|  French (except Basque): 543 |
|  Scotch-Irish: 491 |
|  Polish: 400 |
|  Scottish: 199 |
|  Dutch: 198 |
|  Welsh: 148 |
|  French Canadian: 144 |
|  Swedish: 141 |
|  West Indian (excluding Hispanic groups):: 116 |
|  Norwegian: 115 |
|  European: 96 |
|  British: 89 |
|  Czech: 85 |
|  Canadian: 62 |
|  Jamaican: 62 |
|  Hungarian: 59 |
|  Russian: 54 |
|  Austrian: 47 |
|  Pennsylvania German: 46 |
|  Swiss: 46 |
|  Ukrainian: 37 |
|  Danish: 36 |
|  Czechoslovakian: 31 |
|  West Indian: 30 |
|  Portuguese: 27 |
|  Belgian: 27 |
|  Finnish: 24 |
|  Haitian: 24 |
|  Greek: 21 |
|  Yugoslavian: 18 |
|  Subsaharan African:: 17 |
|  Serbian: 15 |
|  Slovak: 13 |
|  Lithuanian: 13 |
|  Brazilian: 13 |
|  South African: 9 |
|  Croatian: 8 |
|  Scandinavian: 8 |
|  African: 8 |
|  Turkish: 8 |

Public primary/middle school in zip code 34769 not listed on the city page:- TRANSITION CENTER (Students: 44; Location: 1001 VIRGINIA AVENUE, ST.CLOUD, FL; Grades: 06 - 12)
Private primary/middle schools not listed on the city page:- ST THOMAS AQUINAS SCHOOL (Students: 400; Location: 800 BROWN CHAPEL RD, SAINT CLOUD, FL; Grades: PK - 8)
- ROCKING HORSE CHRISTIAN PRESCH (Students: 74; Location: 1015 TENNESSEE AVENUE, SAINT CLOUD, FL; Grades: PK - KG)
Major facitilies with environmental interests located in this zip code:
- MERCURY MARINE PLANT 7 (1000 ROBINSON AVE. in SAINT CLOUD, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY, ICIS-04-2004-9955, FORMAL ENFORCEMENT ACTION
Business SIC classification: PLASTICS PRODUCTS; ELECTRICAL EQUIPMENT FOR INTERNAL COMBUSTION ENGINES; TRANSPORTATION EQUIPMENT
Organizations: ERIC PROCOPIO (CONTACT/OWNER)
, BOB MILLER, MFG ENG (CONTACT/OWNER)
Alternative names: MERCURY BRUNSWICK CORP, MERCURY BRUNSWICK CORP, MERCURY MARINE CORP, MERCURY MARINE DIV OF BRUNSWICK CORP
- MICHIGAN AVENUE ELEMENTARY SCHOOL (2015 S. MICHIGAN AVENUE in ST. CLOUD, FL)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-0271
Organizations: OSCEOLA COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
- ROSS E. JEFFRIES ELEMENTARY SCHOOL (1200 VERMONT AVENUE in ST. CLOUD, FL)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-0111
Organizations: OSCEOLA COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
- CUMBERLAND FARMS STORE #0962 (718 13TH STREET in ST. CLOUD, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: JOYCE SCHULTZ, DEALER (CONTACT/OWNER)
Alternative names: CUMBERLAND FARMS, INC., CUMBERLAND FARMS #0962, CUMBERLAND FARMS STORE #0949, VANS ENVIR & GEO SCIENCE
- LAKEVIEW ELEMENTARY SCHOOL (2900 5TH STREET in ST. CLOUD, FL)
(National Center for Education Statistics) - STATE ID-0801
Organizations: OSCEOLA COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
- HIGH HOPES LEARNING CENTER CHARTER SCHOOL (IN (3015 DREMA DRIVE in ST. CLOUD, FL)
(National Center for Education Statistics) - STATE ID-0867
Organizations: OSCEOLA COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
- AMSOUTH BANK - ST CLOUD (4359 13TH ST. in ST. CLOUD, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: GREGORY HARRIS (CONTACT/OWNER)
- ANTHEM PARK PHASE I (KISSIMMEE PARK ROAD in ST CLOUD, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: WAYNE HARRIS (CONTACT/OWNER)
- CUMBERLAND FARMS #0967 (2501 13TH ST in ST CLOUD, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: JOYCE SCHULTZ, DEALER (CONTACT/OWNER)
Alternative names: COUMBERLAND FARMS, INC., CUMBERLAND FARMS STORE #0967
- SOUTHERN PINES PHASE 1 (4831 PETAL PAWPAW LANE in ST CLOUD, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: GEORGE FRIEDMAN (CONTACT/OWNER)
- BLACKBERRY CREEK TRACT C - FLE (KISSIMMEE PARK RD/COMMERCE CEN in ST CLOUD, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: KEVIN SCHOOLFIELD (CONTACT/OWNER)
- INDIAN LAKES (CANOE CREEK ROAD in ST CLOUD, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: GREG DUGGAN (CONTACT/OWNER)
Fire-safe hotels and motels in zip code 34769
- Sunshine Motel & Efficiency Apts, 1220 Georgia Ave, ST Cloud, FL 34769
- Cozy Cove Inn, 5790 E Irlo Bronson Hwy, ST Cloud, FL 34769
All 2 fire-safe hotels and motels in zip code 34769
Median worth of mobile homes: $50,179
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (89%)
- Bottled, tank, or LP gas (5%)
- Utility gas (3%)
- No fuel used (1%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 4808
- Northeast: 4847
- Midwest: 3446
- South: 2611
- West: 357
46% of the 34769 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 55% lived in this county.
Out of people who lived in different counties, 36% lived in Florida.
Population in 1990: 15,024. Population change in the 1990s: +3,295 (+21.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 264
| Here: | 12.4% | | Florida: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 41
| Here: | 3.9% | | Florida: | 9.7% |
Students in private undergraduate colleges: 123
| Here: | 20.1% | | Florida: | 21.0% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (SAINT CLOUD, FL):
- INFRASTRUCTURE ENGINEERS, INC (1211 12TH STREET; small business): $2,529,328 in 84 contracts from 2000 to 2006
Contracts for Engineering and Technical Services, Other Architect and Engineering Services, A&E Inspection Services (non-construction), Salvage of Marine Vessels, and more by Navy, Indian Affairs (Assistant Secretary), U.S. Army Corps of Engineers - civil program financing only, Army, and others Signed by year: 2000: $161,736; 2001: $384,445; 2002: $224,713; 2003: $262,599; 2004: $520,207; 2005: $870,887; 2006: $104,741.
Biggest contracts:
$165,180 with Navy for Engineering and Technical Services. Taking place in CA. Signed on 2001-11-01. Completion date: 2001-11-01.
$149,690 with Indian Affairs (Assistant Secretary) for Other Architect and Engineering Services. Signed on 2005-09-09. Effective on 2005-12-15. Completion date: 2006-05-14.
$129,370, same as above. Signed on 2005-09-09. Completion date: 2006-02-06.
$114,468 with Navy for Engineering and Technical Services. Signed on 2004-09-20. Completion date: 2005-03-31.
- INTEGRASERV, INC (4309 NEPTUNE ROAD; small business)
$9,806 with Army for ADP Support Equipment. Signed on 2003-07-02. Completion date: 2003-06-19.
- WISOBS, INCORPORATED (112 MISSISSIPPI AVENUE; small business)
$9,453 with Navy for Technical Writing Services. Signed on 2005-12-01. Completion date: 2006-05-01.
- APPLE AIRCRAFT PARTS, INC (3345 CELENA CIRCLE; small business): $2,425 in 5 contracts from 2004 to 2005
Contracts for Nuts and Washers, Bearings, Plain, Unmounted by Navy Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $2,255; 2005: $170; 2006: $0.
Biggest contracts:
$1,699 with Navy for Nuts and Washers. Signed on 2004-11-17. Completion date: 2004-11-26.
$268, same as above. Signed on 2004-04-05. Completion date: 2004-04-26.
$207, same as above. Signed on 2004-06-01. Completion date: 2004-06-26.
$170 with Navy for Bearings, Plain, Unmounted. Signed on 2005-05-10. Completion date: 2005-06-07.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (100-249 employees: 2 establishments, 50-99 employees: 1 establishment, 20-49 employees: 6 establishments, 10-19 employees: 2 establishments, 5-9 employees: 4 establishments, 1-4 employees: 6 establishments)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 3)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 4, 20-49: 1, 10-19: 2, 5-9: 1, 1-4: 6)
- Health Care and Social Assistance: General Medical and Surgical Hospitals (250-499: 1)
- Construction: Site Preparation Contractors (50-99: 2, 20-49: 1, 10-19: 1, 5-9: 2, 1-4: 1)
- Construction: Land Subdivision (100-249: 1, 10-19: 1, 1-4: 2)
- Health Care and Social Assistance: Homes for the Elderly (100-249: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 231 people in nursing homes
- 46 people in homes or halfway houses for drug/alcohol abuse
- 28 people in other noninstitutional group quarters
- 25 people in hospitals/wards and hospices for chronically ill
- 25 people in other hospitals or wards for chronically ill
Fatal accident statistics in 2006
- Fatal accident count: 8
- Vehicles involved in fatal accidents: 13
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 10
- Persons involved in fatal accidents: 19
- Pedestrians involved in fatal accidents: 3
Fatal accident statistics in 2005
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 8
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 4
- Persons involved in fatal accidents: 8
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $171,376 | 325 | $156,324 | 499 | $135,930 | 68 | $67,386 | 4 | $221,743 | 175 | $144,407 | 12 | $75,904 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $188,833 | 55 | $158,582 | 84 | $153,394 | 15 | $83,247 | 0 | $0 | 25 | $151,585 | 2 | $74,745 |
| APPLICATIONS DENIED | 10 | $185,302 | 115 | $161,125 | 403 | $160,674 | 74 | $71,375 | 0 | $0 | 113 | $153,054 | 10 | $64,436 |
| APPLICATIONS WITHDRAWN | 8 | $186,863 | 51 | $161,554 | 180 | $142,770 | 12 | $113,145 | 0 | $0 | 35 | $127,839 | 2 | $152,480 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $148,495 | 33 | $160,432 | 59 | $156,583 | 4 | $100,175 | 0 | $0 | 15 | $152,877 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $172,029 | 796 | $148,122 | 704 | $134,269 | 91 | $83,391 | 4 | $215,398 | 239 | $155,319 | 8 | $74,745 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 89 | $146,032 | 125 | $127,842 | 8 | $31,846 | 0 | $0 | 29 | $136,452 | 4 | $76,240 |
| APPLICATIONS DENIED | 0 | $0 | 254 | $134,497 | 381 | $154,832 | 57 | $60,993 | 4 | $313,220 | 98 | $147,161 | 10 | $40,609 |
| APPLICATIONS WITHDRAWN | 6 | $165,435 | 115 | $144,217 | 343 | $146,913 | 21 | $81,837 | 0 | $0 | 46 | $145,141 | 2 | $144,505 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 35 | $171,122 | 70 | $133,288 | 6 | $137,217 | 0 | $0 | 8 | $109,819 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $140,917 | 826 | $118,505 | 767 | $117,050 | 72 | $82,290 | 4 | $202,230 | 360 | $120,438 | 8 | $249,773 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $90,300 | 91 | $132,854 | 132 | $120,270 | 15 | $64,141 | 0 | $0 | 54 | $136,306 | 2 | $45,150 |
| APPLICATIONS DENIED | 4 | $184,870 | 233 | $118,511 | 431 | $124,372 | 79 | $62,045 | 0 | $0 | 97 | $140,116 | 12 | $52,488 |
| APPLICATIONS WITHDRAWN | 4 | $127,078 | 130 | $144,501 | 348 | $113,526 | 25 | $91,392 | 0 | $0 | 41 | $144,588 | 4 | $109,675 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $133,565 | 37 | $130,814 | 81 | $120,700 | 2 | $94,060 | 0 | $0 | 14 | $136,359 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $116,507 | 579 | $97,456 | 512 | $89,305 | 58 | $66,628 | 4 | $336,400 | 275 | $95,784 | 2 | $59,795 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $108,170 | 95 | $87,653 | 117 | $93,968 | 14 | $52,973 | 0 | $0 | 40 | $91,779 | 12 | $68,310 |
| APPLICATIONS DENIED | 8 | $94,848 | 161 | $88,560 | 374 | $92,554 | 53 | $44,609 | 0 | $0 | 52 | $95,524 | 18 | $81,703 |
| APPLICATIONS WITHDRAWN | 12 | $127,389 | 92 | $107,470 | 312 | $107,817 | 25 | $85,097 | 0 | $0 | 39 | $102,522 | 6 | $114,418 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $118,515 | 22 | $104,128 | 68 | $103,623 | 4 | $32,120 | 0 | $0 | 14 | $134,616 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 100 | $106,314 | 469 | $84,849 | 888 | $81,998 | 46 | $32,646 | 262 | $76,009 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 52 | $89,067 | 125 | $77,443 | 16 | $27,818 | 35 | $76,701 |
| APPLICATIONS DENIED | 8 | $97,118 | 100 | $77,058 | 392 | $87,090 | 41 | $19,112 | 58 | $76,274 |
| APPLICATIONS WITHDRAWN | 8 | $97,299 | 54 | $85,414 | 317 | $83,699 | 4 | $12,458 | 45 | $81,724 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $68,665 | 35 | $76,419 | 52 | $80,538 | 4 | $30,050 | 10 | $67,087 |
Aggregated Statistics For Year 1999 (Based on 1 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 113 | $77,789 | 123 | $63,221 | 168 | $57,245 | 24 | $14,375 | 52 | $52,804 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $64,570 | 23 | $55,826 | 44 | $53,523 | 11 | $15,907 | 8 | $35,354 |
| APPLICATIONS DENIED | 12 | $81,483 | 83 | $62,351 | 128 | $57,465 | 33 | $20,765 | 10 | $52,559 |
| APPLICATIONS WITHDRAWN | 4 | $71,868 | 22 | $62,443 | 76 | $65,326 | 13 | $37,987 | 5 | $58,722 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $70,410 | 8 | $78,739 | 17 | $56,690 | 0 | $0 | 1 | $62,870 |
Detailed HMDA statistics for the following Tracts:
0434.00
, 0435.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 139 | $168,880 | 29 | $170,920 | 15 | $154,773 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $158,903 | 10 | $190,916 | 4 | $121,255 |
| APPLICATIONS DENIED | 4 | $190,590 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $231,858 | 2 | $158,020 | 2 | $261,485 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $174,069 | 39 | $171,051 | 17 | $143,141 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $159,606 | 12 | $185,391 | 4 | $149,490 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $128,695 | 6 | $174,170 | 2 | $140,150 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 149 | $145,485 | 19 | $140,138 | 31 | $139,544 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $147,720 | 6 | $150,818 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $126,980 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 15 | $185,061 | 4 | $123,578 | 8 | $199,830 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $127,068 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 152 | $108,344 | 27 | $109,202 | 54 | $102,861 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $81,968 | 17 | $104,304 | 12 | $64,497 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 15 | $93,090 | 4 | $115,695 | 8 | $73,603 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $93,132 | 97 | $99,606 | 44 | $81,494 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $94,556 | 27 | $95,108 | 8 | $80,299 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $93,680 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $108,640 | 2 | $87,475 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $68,042 | 12 | $114,277 | 6 | $66,772 |
Aggregated Statistics For Year 1999 (Based on 1 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 37 | $67,258 | 15 | $70,925 | 3 | $47,070 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $63,057 | 0 | $0 | 1 | $38,650 |
| APPLICATIONS DENIED | 6 | $61,740 | 1 | $39,920 | 4 | $53,728 |
| APPLICATIONS WITHDRAWN | 1 | $47,130 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $85,820 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0434.00
, 0435.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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