34772 Zip Code Detailed Profile




City: St. Cloud, FL (7.56%)
County: Osceola County, FL
Estimated zip code population in 2013: 23,642
Zip code population in 2010: 22,770
Zip code population in 2000: 11,499

Houses and condos: 8,555
Renter-occupied apartments: 1,452
% of renters here:

19%
State:

35%
Mar. 2013 cost of living index in zip code 34772: 92.7 (less than average, U.S. average is 100)

Land area: 96.7 sq. mi.
Water area: 22.9 sq. mi.
Population density: 244 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 34772
Zip code 34772 (St. Cloud, Florida) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.2% ($1,894)
Florida:

1.1% ($1,623)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,980 (1.2%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,540 (1.1%)

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Males: 12,061  (51.0%)
Females: 11,581  (49.0%)

For population 25 years and over in 34772:

For population 15 years and over in 34772:

Zip code 34772 compared to state average:

  • Black race population percentage significantly below state average.
  • Median age below state average.
  • Foreign-born population percentage below state average.
  • Renting percentage below state average.
  • Length of stay since moving in below state average.
  • House age significantly below state average.
  • Races in zip code 34772

  • Zip code 34772 races chart
    • 14,449White population
    • 1,126Black population
    • 56American Indian population
    • 386Asian population
    • 11Native Hawaiian and Other Pacific Islander population
    • 105Some other race population
    • 386Two or more races population
    • 6,251Hispanic or Latino population

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34772, FL forum
Recent posts about zip code 34772 area on our local forum with over 1,800,000 registered users:
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Urban population: 10,606
Rural population: 13,035

Estimated median house/condo value in 2013: $157,600
34772:

$157,600
Florida:

$153,300



According to our research of Florida and other state lists there were 40 registered sex offenders living in 34772 zip code as of September 04, 2015.
The ratio of number of residents in zip code 34772 to the number of sex offenders is 688 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

36.5 years
Florida median age:

41.5 years
Average household size:
This zip code:

3.1 people
Florida:

2.6 people

Averages for the 2012 tax year for zip code 34772, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,285 (Individual Income Tax Returns)
Here:

$46,285
State:

$60,316

Salary/wage: $43,133 (reported on 87.1% of returns)
Here:

$43,133
State:

$45,277
(% of AGI for various income ranges: 80.2% for AGIs below $25k, 85.3% for AGIs $25k-50k, 85.0% for AGIs $50k-75k, 84.1% for AGIs $75k-100k, 82.0% for AGIs $100k-200k, 49.7% for AGIs over 200k)

Taxable interest for individuals: $995 (reported on 22.4% of returns)
This zip code:

$995
Florida:

$3,587
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $2,758 (reported on 11.9% of returns)
Here:

$2,758
State:

$12,831
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$6,273 (reported on 7.8% of returns)
Here:

+$6,273
State:

+$33,493
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 10.2% for AGIs over 200k)

Profit/loss from business: +$5,087 (reported on 15.3% of returns)
Here:

+$5,087
State:

+$10,012
(% of AGI for various income ranges: 6.9% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,989 (reported on 6.2% of returns)
34772:

$13,989
Florida:

$21,544
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.2% for AGIs $100k-200k)

Total itemized deductions: $18,935 (25% of AGI, reported on 28.2% of returns)
Here:

$18,935
State:

$25,533

Here:

24.7% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 7.7% for AGIs below $25k, 12.2% for AGIs $25k-50k, 11.8% for AGIs $50k-75k, 12.4% for AGIs $75k-100k, 12.4% for AGIs $100k-200k, 9.8% for AGIs over 200k)

Charity contributions: $3,297 (reported on 21.3% of returns)
Here:

$3,297
State:

$5,698
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Taxes paid: $3,478 (reported on 27.3% of returns)
34772:

$3,478
State:

$6,203
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Earned income credit: $2,445 (reported on 23.3% of returns)
Here:

$2,445
State:

$2,372
(% of AGI for various income ranges: 8.5% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 34772, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,083 (Individual Income Tax Returns)
Here:

$43,083
State:

$50,523

Salary/wage: $39,340 (reported on 89.0% of returns)
Here:

$39,340
State:

$39,563
(% of AGI for various income ranges: 193.6% for AGIs below $10k, 81.6% for AGIs $10k-25k, 87.4% for AGIs $25k-50k, 86.7% for AGIs $50k-75k, 86.5% for AGIs $75k-100k, 61.8% for AGIs over 100k)

Taxable interest for individuals: $966 (reported on 39.3% of returns)
This zip code:

$966
Florida:

$3,211
(% of AGI for various income ranges: 11.7% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $1,534 (reported on 15.1% of returns)
Here:

$1,534
State:

$6,129
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$12,035 (reported on 12.7% of returns)
Here:

+$12,035
State:

+$27,205
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 11.5% for AGIs over 100k)

Profit/loss from business: +$7,156 (reported on 14.5% of returns)
Here:

+$7,156
State:

+$10,634
(% of AGI for various income ranges: 18.7% for AGIs below $10k, 6.0% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.9% for AGIs over 100k)

IRA payment deduction: $2,936 (reported on 2.1% of returns)
34772:

$2,936
Florida:

$3,082
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $4,000 (reported on 0.2% of returns)
Here:

$4,000
Florida:

$15,857

Total itemized deductions: $16,735 (26% of AGI, reported on 39.8% of returns)
Here:

$16,735
State:

$20,370

Here:

25.6% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 33.6% for AGIs below $10k, 13.7% for AGIs $10k-25k, 17.8% for AGIs $25k-50k, 16.7% for AGIs $50k-75k, 16.1% for AGIs $75k-100k, 11.5% for AGIs over 100k)

Charity contributions deductions: $2,980 (4% of AGI, reported on 31.8% of returns)
Here:

$2,980
State:

$4,064

Here:

4.3% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Total tax: $5,466 (reported on 73.8% of returns)
34772:

$5,466
State:

$9,431
(% of AGI for various income ranges: 6.2% for AGIs below $10k, 3.6% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 16.8% for AGIs over 100k)

Earned income credit: $1,885 (reported on 16.8% of returns)
Here:

$1,885
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 57.6%
Here:

58%
State:

60%
(% for various income ranges: 52.3% for AGIs below $10k, 60.4% for AGIs $10k-25k, 57.6% for AGIs $25k-50k, 56.9% for AGIs $50k-75k, 53.6% for AGIs $75k-100k, 69.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$56,219
Florida:

$46,036
St. Cloud, FL (34772) map Nearest zip codes: 34769, 34771, 34744, 34759, 34743, 34746.
Percentage of family households:
This zip code:

67.9%
Florida:

44.0%
Percentage of households with unmarried partners:
This zip code:

5.7%
Florida:

6.3%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 817
Household did not receive Food Stamps/SNAP in the past 12 months: 6,721


Women who had a birth in the past 12 months: 272 (170 now married, 102 unmarried)
Women who did not have a birth in the past 12 months: 5,997 (3,013 now married, 2,984 unmarried)


Housing units in zip code 34772 with a mortgage: 4,627 (269 second mortgage, 810 home equity loan, 36 both second mortgage and home equity loan)
Houses without a mortgage: 1,459

Median monthly owner costs for units with a mortgage: $1,646
Median monthly owner costs for units without a mortgage: S457

Residents with income below the poverty level in 2013:
This zip code:

8.2%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.0%
Whole state:

9.4%
Median number of rooms in houses and condos:
Here:

6.1
State:

5.8
Median number of rooms in apartments:
Here:

5.8
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 34772: Kissimmee Park (A), Osceola Department of Fire and Emergency Medical Services Station 53 (B), Saint Cloud Fire Rescue Department Station 32 (C), Saint Cloud Fire Rescue Department Station 33 (D). Display/hide their locations on the map

    Churches in zip code 34772 include: The Church of Jesus Christ of Latter Day Saints (A), Kingdom Hall of Jehovahs Witnesses Saint Cloud Congregation (B), Crossroads Baptist Church (C). Display/hide their locations on the map

    Lakes and swamps: Alligator Lake (A), Brick Lake (B), Pearl Lake (C), Sardine Lake (D), Lake Gentry (E), Lake Tohopekaliga (F), Lonesome Camp Swamp (G), Prather Ponds (H). Display/hide their locations on the map

    Creek: Canoe Creek (A). Display/hide its location on the map

    Tourist attraction (not listed on the city page) : Buchanan Vacation Homes & Villas (3802 Gator Bay Lane) (1). Display/hide its approximate location on the map

Year house built

  • 1952010 or later
  • 4,3172000 to 2009
  • 2,1841990 to 1999
  • 1,2081980 to 1989
  • 5091970 to 1979
  • 821960 to 1969
  • 321950 to 1959
  • 01940 to 1949
  • 281939 or earlier

Zip code 34772 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in St. Cloud, FL (34772)

  • 41no bedroom
  • 101 bedroom
  • 4272 bedrooms
  • 3,6313 bedrooms
  • 1,6454 bedrooms
  • 3325+ bedrooms

Bedrooms in renter-occupied apartments in St. Cloud, FL (34772)

  • 13no bedroom
  • 701 bedroom
  • 3782 bedrooms
  • 5253 bedrooms
  • 4504 bedrooms
  • 165+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in St. Cloud, FL (34772) in owner-occupied houses/condos

  • 149no vehicle
  • 1,2891 vehicle
  • 3,2162 vehicles
  • 1,0723 vehicles
  • 2774 vehicles
  • 835+ vehicles

Cars and other vehicles available in St. Cloud, FL (34772) in renter-occupied apartments

  • 84no vehicle
  • 6681 vehicle
  • 5892 vehicles
  • 923 vehicles
  • 194 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,248.


Median price asked for vacant for-sale houses and condos in 2013: $122,153.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $157,600
34772:

$157,600
Florida:

$153,300
Lower value quartile - upper value quartile: $107,400 - $218,200

Mean price in 2013:

Detached houses: $127,255
Here:

$127,255
State:

$243,181

Townhouses or other attached units: $155,128
Here:

$155,128
State:

$161,350

In 2-unit structures: $358,198
Here:

$358,198
State:

$161,056

In 3-to-4-unit structures: $78,179
Here:

$78,179
State:

$143,318

In 5-or-more-unit structures: $30,568
Here:

$30,568
State:

$215,295

Mobile homes: $55,301
Here:

$55,301
State:

$58,568

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 12.0%

Percentage of zip code residents living and working in this county: 56.8%

Household type by relationship:

Households: 23,534

Size of family households: 2,256 2-persons, 1,736 3-persons, 1,262 4-persons, 562 5-persons, 394 6-persons, 60 7-or-more-persons

Size of nonfamily households: 1,065 1-person, 203 2-persons

4,136 married couples with children.
1,375 single-parent households (539 men, 836 women).

73.1% of residents of 34772 zip code speak English at home.
24.2% of residents speak Spanish at home (69% very well, 15% well, 11% not well, 5% not at all).
2.8% of residents speak other Indo-European language at home (92% very well, 7% well, 2% not well).

Foreign born population: 2,084 (8.8%)
(57.2% of them are naturalized citizens)
This zip code:

8.8%
Whole state:

19.4%

Most common places of birth for the foreign-born residents

  • 16%Dominican Republic
  • 16%Cuba
  • 7%Canada
  • 7%Germany
  • 6%Peru
  • 5%Afghanistan
  • 5%Trinidad and Tobago

Most common first ancestries reported in 34772 (%)

  • 33%Other groups
  • 13%American
  • 11%German
  • 8%Irish
  • 6%Italian
  • 4%English
  • 2%French (except Basque)

Year of entry for the foreign-born population

  • 3432010 or later
  • 1,2032000 to 2009
  • 1,1081990 to 1999
  • 2,019Before 1990

Zip code 34772 topographic map

Major facilities with environmental interests located in this zip code:


Zip code 34772 marital status for males
Zip code 34772 marital status for females

Housing units lacking complete kitchen facilities: 0.4%

Most commonly used house heating fuel

  • 96%Electricity
  • 2%No fuel used
  • 2%Utility gas

Population in 1990: 6,041. Population change in the 1990s: +5,458 (+90.3%).

Place of birth for U.S.-born residents:


46% of the 34772 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

90% of the 34772 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 56% moved from this county.
   Out of people who lived in different houses, 16% moved from different county within same state.
   Out of people who lived in different houses, 17% moved from different state.
   Out of people who lived in different houses, 11% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 288
Here:

10.2%
Florida:

11.4%
Students in private schools in grades 9 to 12 (high school): 209
Here:

15.5%
Florida:

10.6%
Students in private undergraduate colleges: 258
Here:

21.3%
Florida:

20.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 58,523Law enforcement workers including supervisors
  • 55,074Management occupations
  • 52,656Health technologists and technicians
  • 50,132Architecture and engineering occupations
  • 50,031Health diagnosing and treating practitioners and other technical occupations
  • 47,554Community and social service occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 117 people in nursing facilities/skilled-nursing facilities

People in group quarters in 2000:

  • 168 people in nursing homes

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 3
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED405$151,209154$124,226318$162,8329$70,80855$113,99125$89,291
APPLICATIONS APPROVED, NOT ACCEPTED12$155,48310$133,82452$166,9271$11,65010$143,0835$101,068
APPLICATIONS DENIED124$154,87366$109,570280$178,51532$48,77346$126,39052$71,538
APPLICATIONS WITHDRAWN50$162,83028$117,649117$176,6764$129,7209$91,3843$164,217
FILES CLOSED FOR INCOMPLETENESS24$135,37314$159,87643$164,9663$146,1807$79,4578$104,489
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0432.00 , 0433.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED18$167,3233$142,4433$207,5371$220,050
APPLICATIONS APPROVED, NOT ACCEPTED13$156,6941$282,1803$113,4770$0
APPLICATIONS DENIED4$142,7701$176,1200$00$0
APPLICATIONS WITHDRAWN0$00$00$00$0
FILES CLOSED FOR INCOMPLETENESS3$236,8770$03$236,8770$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0432.00 , 0433.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 34772 among deceased individuals
NameCountLived (average)
John2872.3 years
Robert2875.3 years
Mary2780.9 years
James2072.2 years
William1670.6 years
David1467.8 years
Betty1276.2 years
Frank1275.2 years
Ruth1281.9 years
Charles1168.6 years
Most common last names in zip code 34772 among deceased individuals
Last nameCountLived (average)
Johnson1377.3 years
Smith983.9 years
Miller776.0 years
Bass779.7 years
Hall675.8 years
Moore673.4 years
Jones668.0 years
Williams675.1 years
Bennett579.8 years
Whaley588.0 years
Businesses in zip code 34772
NameCountNameCount
KFC1Taco Bell1
McDonald's1UPS1
Publix Super Markets1Walgreens1
Subway1

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