Estimated median household income in 2007: $54,565
| This zip code: | $54,565 | | Alabama: | $40,554 |
Nearest zip codes: 35117, 35119, 35068, 35116, 35091, 35217.
Housing units in zip code 35071 with a mortgage: 2,475 (282 second mortgage, 316 home equity loan, 18 both second mortgage and home equity loan)
Houses without a mortgage: 1,351
Median monthly owner costs for units with a mortgage: $1,130
Median monthly owner costs for units without a mortgage: $298
Residents with income below the poverty level in 2007:
| This zip code: | 4.3% | | Whole state: | 16.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.7% | | Whole state: | 6.9% |
Median number of rooms in houses and condos:
| Here: | 6.1 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 4.9 | | State: | 4.3 |
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Notable locations in this zip code not listed on our city pages:
Notable location: Island Ford (A). Display/hide its location on the map
Churches in zip code 35071 include: Calcedonia Church (A), Castle Heights Church (B), Shady Grove Church (C), Old Calcedonia Church (D), North Gardendale Church (E). Display/hide their locations on the map
Cemeteries: Bibb Cemetery (1), Crooked Creek Cemetery (2), Edward Cemetery (3), Narl Cemetery (4). Display/hide their locations on the map
Reservoir: Flat Creek Lake (A). Display/hide its location on the map
Streams, rivers, and creeks: Turkey Creek (A), Flat Creek (B), Crooked Creek (C), Ward Creek (D), Sectionline Creek (E), Halfway Branch (F). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 171
- 1995 to 1998: 625
- 1990 to 1994: 686
- 1980 to 1989: 950
- 1970 to 1979: 1,096
- 1960 to 1969: 1,040
- 1950 to 1959: 550
- 1940 to 1949: 323
- 1939 or earlier: 289
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Bedrooms in owner-occupied houses in Gardendale, AL (35071): |
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- no bedroom: 8
- 1 bedrooms: 62
- 2 bedrooms: 834
- 3 bedrooms: 2,749
- 4 bedrooms: 756
- 5 or more bedrooms: 89
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 26
- 1 bedrooms: 124
- 2 bedrooms: 404
- 3 bedrooms: 324
- 4 bedrooms: 50
- 5 or more bedrooms: 20
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Vehicles available in 35071 zip code in owner-occupied houses/condos: |
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- no vehicle: 104
- 1 vehicle: 1,184
- 2 vehicles: 1,796
- 3 vehicles: 967
- 4 vehicles: 325
- 5 or more vehicles: 122
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 110
- 1 vehicle: 391
- 2 vehicles: 288
- 3 vehicles: 159
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 35071:
- Less than $10,000: 28
- $10,000 to $14,999: 14
- $15,000 to $19,999: 8
- $20,000 to $24,999: 14
- $25,000 to $29,999: 21
- $30,000 to $34,999: 65
- $35,000 to $39,999: 55
- $40,000 to $49,999: 94
- $50,000 to $59,999: 83
- $60,000 to $69,999: 127
- $70,000 to $79,999: 135
- $80,000 to $89,999: 143
- $90,000 to $99,999: 154
- $100,000 to $124,999: 635
- $125,000 to $149,999: 860
- $150,000 to $174,999: 656
- $175,000 to $199,999: 494
- $200,000 to $249,999: 576
- $250,000 to $299,999: 394
- $300,000 to $399,999: 444
- $400,000 to $499,999: 93
- $500,000 to $749,999: 68
- $1,000,000 or more: 13
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Rent paid by renters in 2007 in zip code 35071:
- Less than $100: 6
- $150 to $199: 8
- $200 to $249: 9
- $250 to $299: 13
- $300 to $349: 21
- $350 to $399: 89
- $400 to $449: 144
- $450 to $499: 188
- $500 to $549: 256
- $550 to $599: 206
- $600 to $649: 177
- $650 to $699: 19
- $800 to $899: 25
- $900 to $999: 31
- No cash rent: 113
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Median price asked for vacant for-sale houses and condos in 2007: $201,358.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $166,843
- Black or African American householders: $393,974
- American Indian or Alaska Native householders: $73,549
- Asian householders: $182,066
- Some other race householders: $169,556
- Two or more races householders: $128,109
- Hispanic or Latino householders: $133,535
Estimated median house or condo value in 2007: $153,727 (it was $103,200 in 2000)
| 35071: | $153,727 | | Alabama: | $115,600 |
Lower value quartile - upper value quartile: $109,645 - $223,141
Mean price in 2007:
Detached houses: $198,239| Here: | $198,239 | | State: | $173,037 |
Townhouses or other attached units: $112,409| Here: | $112,409 | | State: | $137,814 |
In 3-to-4-unit structures: $119,115| Here: | $119,115 | | State: | $116,190 |
In 5-or-more-unit structures: $179,692| Here: | $179,692 | | State: | $223,768 |
Mobile homes: $34,703| Here: | $34,703 | | State: | $39,336 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,513
- One, attached: 222
- Two: 9
- 3 or 4: 45
- 5 to 9: 138
- 10 to 19: 104
- 20 to 49: 101
- 50 or more: 50
- Mobile homes: 548

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Means of transportation to work
- Drove a car alone: 6,015 (89%)
- Carpooled: 503 (7%)
- Bus or trolley bus: 6 (0%)
- Railroad: 13 (0%)
- Motorcycle: 22 (0%)
- Walked: 39 (1%)
- Other means: 21 (0%)
- Worked at home: 112 (2%)
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Travel time to work
- Less than 5 minutes: 159
- 5 to 9 minutes: 654
- 10 to 14 minutes: 602
- 15 to 19 minutes: 732
- 20 to 24 minutes: 1277
- 25 to 29 minutes: 517
- 30 to 34 minutes: 1572
- 35 to 39 minutes: 239
- 40 to 44 minutes: 251
- 45 to 59 minutes: 412
- 60 to 89 minutes: 108
- 90 or more minutes: 96
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Percentage of zip code residents living and working in this county: 93.2%
Household type by relationship
Households: 13,474
- In family households: 11,962 (3,449 male householders, 673 female householders)
3,421 spouses, 3,624 children (3,158 natural, 141 adopted, 325 stepchildren), 287 grandchildren, 54 brothers or sisters, 97 parents, 193 other relatives, 164 non-relatives
- In nonfamily households: 1,512 (486 male householders (445 living alone)), 925 female householders (883 living alone)), 101 nonrelatives
- In group quarters: 151 (145 institutionalized population)
Size of family households: 1,914 2-persons, 990 3-persons, 854 4-persons, 280 5-persons, 76 6-persons, 8 7-or-more-persons.
Size of nonfamily households: 1,328 1-person, 76 2-persons, 7 3-persons.
2,262 married couples with children.
487 single-parent households (107 men, 380 women).
97.4% of residents of 35071 zip code speak English at home.
0.8% of residents speak Spanish at home (72% very well, 12% well, 16% not well).
1.1% of residents speak other Indo-European language at home (81% very well, 10% well, 8% not well).
0.4% of residents speak Asian or Pacific Island language at home (64% very well, 36% well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 255 (1.9%)
(50.2% of them are naturalized citizens)
| This zip code: | 1.9% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- China, excluding Hong Kong and Taiwan (24%)
- India (7%)
- Other Eastern Africa (7%)
- Other Western Africa (7%)
- Germany (7%)
- United Kingdom (6%)
- South Africa (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 103
- 1990 to 1994: 34
- 1985 to 1989: 49
- 1980 to 1984: 5
- 1975 to 1979: 17
- 1970 to 1974: 26
- 1970 to 1974: 0
- 1965 to 1969: 21
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White population: 13,129
Black population: 166
American Indian population: 20
Asian population: 66
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 23
Two or more races population: 78

First ancestries reported:
|  United States or American: 3297 |
|  English: 1135 |
|  Other groups: 1039 |
|  Irish: 924 |
|  German: 760 |
|  Scotch-Irish: 318 |
|  French (except Basque): 249 |
|  Italian: 247 |
|  Scottish: 243 |
|  European: 230 |
|  Dutch: 162 |
|  Welsh: 91 |
|  Subsaharan African:: 68 |
|  African: 43 |
|  Polish: 39 |
|  Greek: 36 |
|  French Canadian: 22 |
|  Scandinavian: 22 |
|  British: 20 |
|  Danish: 16 |
|  South African: 16 |
|  Romanian: 15 |
|  Brazilian: 12 |
|  Swedish: 10 |
|  Lithuanian: 9 |
|  Senegalese: 9 |
|  Russian: 8 |
|  Norwegian: 8 |
|  Slovak: 7 |
|  Luxemburger: 7 |
|  Finnish: 6 |
|  Portuguese: 5 |

Major facitilies with environmental interests located in this zip code:
- BRAGG MIDDLE SCHOOL (840 ASH AVE in GARDENDALE, AL)
(National Center for Education Statistics) - STATE ID-0095
Organizations: JEFFERSON COUNTY (SCHOOL DISTRICT)
- CASCADES THE (GARDEN LAKES LLC in GARDENDALE, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL CONTRACTORS-SINGLE-FAMILY HOUSES
Alternative names: GARDEN LAKES LLC THE CASCADES
- CHURCH CAMPUS (GARDENDALES 1ST BAPTIST CHURCH in GARDENDALE, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL CONTRACTORS-NONRESIDENTIAL BUILDINGS, OTHER THAN INDUSTRIAL BUILDINGS AND WAREHOUSES
Alternative names: GARDENDALE FIRST BAPTIST CHURC
- LONGWOOD SUBDIVISION (MULKIN ENTERPRISES INCORP in GARDENDALE, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL CONTRACTORS-SINGLE-FAMILY HOUSES
- LOTS 3 AND 5A (GARDENDALE EXCHANGE in GARDENDALE, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL CONTRACTORS-NONRESIDENTIAL BUILDINGS, OTHER THAN INDUSTRIAL BUILDINGS AND WAREHOUSES
Organizations: WAL MART SUPER CTR HOME DEPOT (CONTACT/OPERATOR)
Alternative names: GARDENDALE EXCHANGE LOTS 3 5A, WAL MART SUPER CTR HOME DEPOT
- ALABAMA POWER CO GARDENDALE CREW HEADQUARTERS (2613 RHODY DRIVE in GARDENDALE, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: ELECTRIC SERVICES
Alternative names: APCO GARDENDALE CREW HQS
- PEACHTREE CROSSING MHP WWTP (LEO JOSEPH in GARDENDALE, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF RESIDENTIAL MOBILE HOME SITES
Alternative names: LUAB INCORPORATED, LUAB INC PEACHTREE CROSSING MH
- ALABAMA OIL AND GAS RECOVERY (3018 HUNTERS RUN in GARDENDALE, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: TIM MASSEY/DANNY BRITT (CONTACT/OWNER)
- AUTOZONE #203 (204 FIELDSTOWN RD in GARDENDALE, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AUTOZONE INC. (CONTACT/OWNER)
- BP OIL CO SITE #02076 (430 FIELDTOWN RD in GARDENDALE, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BP OIL CO. (CONTACT/OWNER)
- PENSKE AUTO CENTER (901 DECATUR HWY in GARDENDALE, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: PENSKE AUTO CENTER INC (CONTACT/OWNER)
- BIG 10 TIRE STORES INC STORE #128 (1210 DECATUR HIGHWAY in GARDENDALE, AL)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: BIG 10 TIRE STORE #128
- CARRINGTON DOWNS (NULL GRAVLEE LLC in GARDENDALE, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
Alternative names: NULL GRAVLEE CARRINGTON DOWNS
Median worth of mobile homes: $37,408
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (54%)
- Electricity (44%)
- Bottled, tank, or LP gas (3%)
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Place of birth for U.S.-born residents:
- This state: 11162
- Northeast: 227
- Midwest: 490
- South: 1314
- West: 129
59% of the 35071 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 73% lived in this county.
Out of people who lived in different counties, 50% lived in Alabama.
Population in 1990: 17,968. Population change in the 1990s: -4,484 (-25.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 157
| Here: | 12.2% | | Alabama: | 10.2% |
Students in private schools in grades 9 to 12 (high school): 58
| Here: | 8.0% | | Alabama: | 10.0% |
Students in private undergraduate colleges: 26
| Here: | 6.6% | | Alabama: | 14.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- SARAH MCCORMICK (3638 ASH PLACE in GARDENDALE, AL; small business): $37,904 in 7 contracts from 2004 to 2006
Contracts for Recreation Site Maintenance Services (non-construction) by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $13,440; 2005: $15,136; 2006: $9,328.
Biggest contracts:
$9,328 with Army for Recreation Site Maintenance Services (non-construction). Signed on 2006-03-27. Completion date: 2006-10-29.
$9,016, same as above. Signed on 2004-03-17. Completion date: 2004-10-10.
$9,016 with U.S. Army Corps of Engineers - civil program financing only for Recreation Site Maintenance Services (non-construction). Signed on 2004-03-17. Completion date: 2004-10-10.
$7,568, same as above. Signed on 2005-03-07. Completion date: 2005-09-11.
- BESTECH ENVIRONMENTAL RESOURCE (956 BROOKRIDGE DRIVE in GARDENDALE, AL; small business)
$4,061 with Navy for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2004-01-15. Completion date: 2004-01-09.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 11 establishments, 10-19 employees: 2 establishments, 5-9 employees: 2 establishments, 1-4 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (100-249: 1, 50-99: 2, 20-49: 1, 10-19: 1, 5-9: 4, 1-4: 6)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 2, 20-49: 1, 10-19: 1, 5-9: 4, 1-4: 3)
- Professional, Scientific, and Technical Services: Custom Computer Programming Services (100-249: 1, 1-4: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 1, 10-19: 2, 5-9: 2, 1-4: 8)
- Utilities: Electric Power Distribution (50-99: 1, 10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 140 people in nursing homes
- 11 people in other group homes
- 3 people in local jails and other confinement facilities (including police lockups)
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 6
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 3
- Persons involved in fatal accidents: 9
- Pedestrians involved in fatal accidents: 1
Fatal accident statistics in 2005
- Fatal accident count: 8
- Vehicles involved in fatal accidents: 16
- Fatal accidents caused by drunken drivers: 4
- Fatalities: 12
- Persons involved in fatal accidents: 31
- Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $157,932 | 359 | $135,318 | 314 | $122,205 | 48 | $50,844 | 0 | $0 | 34 | $100,512 | 24 | $34,483 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $121,797 | 33 | $109,006 | 65 | $139,715 | 11 | $36,824 | 0 | $0 | 5 | $122,550 | 8 | $46,089 |
| APPLICATIONS DENIED | 3 | $230,283 | 58 | $107,206 | 192 | $136,661 | 62 | $60,277 | 0 | $0 | 8 | $75,106 | 22 | $39,411 |
| APPLICATIONS WITHDRAWN | 5 | $150,438 | 29 | $162,311 | 74 | $132,548 | 11 | $98,318 | 1 | $927,870 | 6 | $77,380 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $149,220 | 12 | $119,931 | 22 | $144,487 | 4 | $86,625 | 0 | $0 | 1 | $133,310 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $151,770 | 516 | $161,263 | 298 | $103,751 | 54 | $40,245 | 35 | $106,237 | 24 | $32,473 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $131,095 | 46 | $98,595 | 58 | $105,580 | 3 | $37,280 | 2 | $108,030 | 9 | $51,899 |
| APPLICATIONS DENIED | 5 | $129,392 | 54 | $106,443 | 163 | $117,183 | 55 | $41,653 | 2 | $142,440 | 13 | $44,130 |
| APPLICATIONS WITHDRAWN | 6 | $109,815 | 50 | $138,805 | 117 | $110,486 | 16 | $64,533 | 6 | $89,662 | 1 | $24,470 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $188,910 | 20 | $103,913 | 43 | $135,900 | 4 | $82,295 | 1 | $105,970 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $137,361 | 454 | $114,135 | 356 | $113,627 | 61 | $49,715 | 1 | $6,485,090 | 31 | $119,945 | 19 | $33,914 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 30 | $88,309 | 57 | $101,700 | 8 | $30,321 | 0 | $0 | 4 | $42,930 | 7 | $50,113 |
| APPLICATIONS DENIED | 3 | $111,067 | 81 | $74,162 | 163 | $116,503 | 47 | $29,904 | 0 | $0 | 7 | $144,107 | 34 | $48,038 |
| APPLICATIONS WITHDRAWN | 5 | $103,226 | 67 | $108,710 | 124 | $135,305 | 24 | $92,755 | 1 | $822,430 | 8 | $109,454 | 2 | $81,735 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $123,670 | 49 | $122,145 | 3 | $75,407 | 0 | $0 | 1 | $110,570 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $118,395 | 450 | $120,822 | 380 | $107,395 | 34 | $39,596 | 30 | $86,443 | 22 | $40,679 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $134,270 | 41 | $99,432 | 70 | $94,584 | 4 | $26,768 | 1 | $68,930 | 6 | $24,323 |
| APPLICATIONS DENIED | 2 | $119,680 | 58 | $88,915 | 188 | $105,980 | 45 | $22,056 | 8 | $68,103 | 26 | $38,136 |
| APPLICATIONS WITHDRAWN | 2 | $146,555 | 46 | $118,333 | 106 | $116,580 | 9 | $36,283 | 4 | $75,240 | 1 | $89,330 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $115,752 | 82 | $123,798 | 5 | $54,048 | 1 | $58,520 | 4 | $67,998 |
Aggregated Statistics For Year 2003 (Based on 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $115,364 | 356 | $114,845 | 761 | $113,813 | 45 | $23,690 | 33 | $80,323 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $105,813 | 33 | $100,758 | 82 | $100,882 | 7 | $28,253 | 4 | $79,273 |
| APPLICATIONS DENIED | 1 | $130,960 | 51 | $83,119 | 210 | $98,341 | 39 | $36,618 | 7 | $64,911 |
| APPLICATIONS WITHDRAWN | 6 | $91,925 | 29 | $120,454 | 133 | $99,842 | 3 | $43,800 | 4 | $96,035 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $116,342 | 24 | $106,710 | 1 | $25,310 | 1 | $175,610 |
Aggregated Statistics For Year 2002 (Based on 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $105,090 | 231 | $118,071 | 503 | $106,154 | 40 | $24,017 | 1 | $2,949,680 | 28 | $81,348 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $55,005 | 31 | $61,385 | 62 | $94,507 | 5 | $35,018 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $63,670 | 93 | $48,547 | 128 | $83,069 | 23 | $17,607 | 0 | $0 | 8 | $32,539 |
| APPLICATIONS WITHDRAWN | 4 | $86,328 | 23 | $91,193 | 107 | $95,883 | 4 | $67,568 | 0 | $0 | 5 | $73,762 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $75,880 | 11 | $122,471 | 49 | $92,218 | 0 | $0 | 0 | $0 | 1 | $91,120 |
Aggregated Statistics For Year 2001 (Based on 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $98,773 | 232 | $97,200 | 456 | $105,016 | 60 | $17,083 | 1 | $342,680 | 25 | $64,576 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $93,770 | 25 | $53,882 | 45 | $77,160 | 9 | $13,603 | 0 | $0 | 2 | $47,975 |
| APPLICATIONS DENIED | 5 | $81,408 | 97 | $39,365 | 121 | $88,523 | 29 | $11,541 | 0 | $0 | 7 | $56,276 |
| APPLICATIONS WITHDRAWN | 4 | $89,353 | 12 | $135,124 | 75 | $90,544 | 1 | $36,380 | 0 | $0 | 2 | $57,110 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $81,027 | 28 | $98,975 | 1 | $7,910 | 0 | $0 | 2 | $57,110 |
Aggregated Statistics For Year 2000 (Based on 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $100,136 | 275 | $87,876 | 132 | $85,411 | 60 | $17,479 | 1 | $49,720 | 17 | $52,334 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 37 | $46,980 | 18 | $45,298 | 8 | $17,874 | 0 | $0 | 3 | $75,813 |
| APPLICATIONS DENIED | 6 | $95,373 | 134 | $40,477 | 73 | $71,790 | 21 | $8,197 | 0 | $0 | 9 | $45,051 |
| APPLICATIONS WITHDRAWN | 2 | $86,855 | 21 | $94,114 | 29 | $75,334 | 3 | $73,963 | 0 | $0 | 1 | $38,830 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $154,470 | 10 | $101,761 | 22 | $74,522 | 0 | $0 | 0 | $0 | 1 | $16,600 |
Aggregated Statistics For Year 1999 (Based on 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $89,479 | 261 | $91,022 | 226 | $84,299 | 59 | $14,913 | 18 | $61,834 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 34 | $66,560 | 30 | $60,351 | 9 | $16,523 | 2 | $60,170 |
| APPLICATIONS DENIED | 5 | $65,440 | 145 | $51,348 | 68 | $77,539 | 28 | $9,327 | 14 | $59,686 |
| APPLICATIONS WITHDRAWN | 7 | $85,060 | 21 | $68,264 | 45 | $82,931 | 2 | $14,910 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $83,640 | 3 | $86,390 | 27 | $87,746 | 0 | $0 | 1 | $35,520 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 126 | $158,629 | 43 | $174,767 | 6 | $96,407 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $159,062 | 9 | $162,331 | 3 | $92,687 |
| APPLICATIONS DENIED | 2 | $122,625 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $278,520 | 2 | $112,225 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $150,119 | 25 | $159,345 | 3 | $86,777 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $148,557 | 10 | $124,020 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $160,830 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $132,054 | 3 | $128,793 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $144,159 | 32 | $142,435 | 4 | $152,960 | 1 | $59,490 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $159,395 | 9 | $127,727 | 1 | $188,070 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $176,875 | 5 | $158,870 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 103 | $136,475 | 53 | $127,467 | 6 | $106,733 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $136,690 | 10 | $110,831 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $143,870 | 4 | $134,980 | 1 | $34,270 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $47,450 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 117 | $128,155 | 111 | $131,393 | 8 | $91,978 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $129,846 | 24 | $139,837 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $59,490 | 1 | $166,040 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $120,584 | 9 | $104,366 | 2 | $108,285 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $134,960 | 4 | $117,203 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 82 | $135,270 | 78 | $123,996 | 3 | $80,107 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $122,425 | 8 | $118,633 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $266,680 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $152,820 | 9 | $117,774 | 2 | $76,300 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $111,480 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $126,607 | 74 | $118,612 | 3 | $60,440 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $117,229 | 9 | $137,461 | 1 | $57,180 |
| APPLICATIONS DENIED | 1 | $92,790 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $166,520 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 85 | $118,026 | 15 | $103,453 | 2 | $52,410 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $162,833 | 1 | $97,410 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $117,570 | 1 | $61,160 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $170,660 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $111,072 | 25 | $110,948 | 1 | $101,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $99,837 | 3 | $98,653 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $76,250 | 0 | $0 | 1 | $48,730 |
| APPLICATIONS WITHDRAWN | 3 | $84,703 | 1 | $94,710 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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