Estimated median household income in 2007: $73,794
| This zip code: | $73,794 | | Alabama: | $40,554 |
Nearest zip codes: 35803, 35802, 35741, 35760, 35748, 35801.
Housing units in zip code 35763 with a mortgage: 1,661 (218 second mortgage, 248 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 324
Median monthly owner costs for units with a mortgage: $1,843
Median monthly owner costs for units without a mortgage: $320
Residents with income below the poverty level in 2007:
| This zip code: | 4.9% | | Whole state: | 16.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.2% | | Whole state: | 6.9% |
Median number of rooms in houses and condos:
| Here: | 7.3 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 5.3 | | State: | 4.3 |
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Notable locations in this zip code not listed on our city pages:
Notable location: Nunn Store (A). Display/hide its location on the map
Churches in zip code 35763 include: Cave Spring Baptist Church (A), Cave Springs Holiness Church (B), Christ Holy Temple Church (C), Ebenezer Missionary Baptist Church (D), Glover Chapel (E), Beech Grove Church (F), Bethlehem Baptist Church (G), Big Cove Holiness Church (H). Display/hide their locations on the map
Cemeteries: Baker Cemetery (1), King Cemetery (2), Big Cove Cemetery (3), Chandler Cemetery (4), Brazelton Cemetery (5), Vann Cemetery (6), Moon Cemetery (7). Display/hide their locations on the map
Streams, rivers, and creeks: Peevey Creek (A), Tarkiln Branch (B), Goose Creek (C), Big Cove Creek (D), Yellow Bank Creek (E). Display/hide their locations on the map
Post office: Owens Cross Roads Post Office (A). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 292
- 1995 to 1998: 679
- 1990 to 1994: 579
- 1980 to 1989: 417
- 1970 to 1979: 318
- 1960 to 1969: 237
- 1950 to 1959: 145
- 1940 to 1949: 73
- 1939 or earlier: 64
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Bedrooms in owner-occupied houses in Owens Cross Roads, AL (35763): |
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- no bedroom: 0
- 1 bedrooms: 23
- 2 bedrooms: 209
- 3 bedrooms: 1,008
- 4 bedrooms: 931
- 5 or more bedrooms: 157
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 10
- 1 bedrooms: 10
- 2 bedrooms: 69
- 3 bedrooms: 125
- 4 bedrooms: 21
- 5 or more bedrooms: 0
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Vehicles available in 35763 zip code in owner-occupied houses/condos: |
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- no vehicle: 65
- 1 vehicle: 328
- 2 vehicles: 1,206
- 3 vehicles: 502
- 4 vehicles: 160
- 5 or more vehicles: 67
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 15
- 1 vehicle: 78
- 2 vehicles: 105
- 3 vehicles: 37
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 35763:
- Less than $10,000: 38
- $10,000 to $14,999: 19
- $15,000 to $19,999: 20
- $20,000 to $24,999: 23
- $25,000 to $29,999: 27
- $30,000 to $34,999: 37
- $35,000 to $39,999: 27
- $40,000 to $49,999: 26
- $50,000 to $59,999: 24
- $60,000 to $69,999: 51
- $70,000 to $79,999: 47
- $80,000 to $89,999: 42
- $90,000 to $99,999: 84
- $100,000 to $124,999: 217
- $125,000 to $149,999: 208
- $150,000 to $174,999: 181
- $175,000 to $199,999: 138
- $200,000 to $249,999: 304
- $250,000 to $299,999: 315
- $300,000 to $399,999: 431
- $400,000 to $499,999: 351
- $500,000 to $749,999: 318
- $750,000 to $999,999: 84
- $1,000,000 or more: 53
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Rent paid by renters in 2007 in zip code 35763:
- $100 to $149: 6
- $150 to $199: 4
- $200 to $249: 11
- $250 to $299: 13
- $300 to $349: 18
- $350 to $399: 33
- $400 to $449: 6
- $450 to $499: 6
- $500 to $549: 38
- $600 to $649: 21
- $800 to $899: 16
- $1,250 to $1,499: 58
- $1,500 to $1,999: 26
- No cash rent: 67
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Median price asked for vacant for-sale houses and condos in 2007: $485,158.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $278,223
- Black or African American householders: $184,628
- American Indian or Alaska Native householders: $611,308
- Asian householders: $305,202
- Two or more races householders: $376,792
- Hispanic or Latino householders: $156,444
Estimated median house or condo value in 2007: $252,813 (it was $167,400 in 2000)
| 35763: | $252,813 | | Alabama: | $115,600 |
Lower value quartile - upper value quartile: $78,080 - $174,980
Mean price in 2007:
Detached houses: $326,681| Here: | $326,681 | | State: | $173,037 |
Townhouses or other attached units: $134,413| Here: | $134,413 | | State: | $137,814 |
In 2-unit structures: $104,144| Here: | $104,144 | | State: | $136,146 |
Mobile homes: $44,209| Here: | $44,209 | | State: | $39,336 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,433
- One, attached: 6
- Two: 21
- 3 or 4: 15
- Mobile homes: 329

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Means of transportation to work
- Drove a car alone: 3,029 (88%)
- Carpooled: 216 (6%)
- Walked: 18 (1%)
- Other means: 33 (1%)
- Worked at home: 164 (5%)
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Travel time to work
- Less than 5 minutes: 32
- 5 to 9 minutes: 196
- 10 to 14 minutes: 196
- 15 to 19 minutes: 450
- 20 to 24 minutes: 949
- 25 to 29 minutes: 514
- 30 to 34 minutes: 562
- 35 to 39 minutes: 88
- 40 to 44 minutes: 95
- 45 to 59 minutes: 112
- 60 to 89 minutes: 59
- 90 or more minutes: 43
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Percentage of zip code residents living and working in this county: 94.7%
Household type by relationship
Households: 7,232
- In family households: 6,790 (1,902 male householders, 248 female householders)
1,952 spouses, 2,442 children (2,171 natural, 99 adopted, 172 stepchildren), 90 grandchildren, 21 brothers or sisters, 45 parents, 65 other relatives, 25 non-relatives
- In nonfamily households: 442 (158 male householders (137 living alone)), 247 female householders (237 living alone)), 37 nonrelatives
- In group quarters: 61 (31 institutionalized population)
Size of family households: 870 2-persons, 487 3-persons, 534 4-persons, 191 5-persons, 62 6-persons, 6 7-or-more-persons.
Size of nonfamily households: 374 1-person, 25 2-persons, 6 3-persons.
1,867 married couples with children.
238 single-parent households (66 men, 172 women).
96.8% of residents of 35763 zip code speak English at home.
1.0% of residents speak Spanish at home (33% very well, 67% well).
1.4% of residents speak other Indo-European language at home (85% very well, 15% not well).
0.4% of residents speak Asian or Pacific Island language at home (100% very well).
0.4% of residents speak other language at home (100% very well).
Foreign born population: 113 (1.6%)
(87.6% of them are naturalized citizens)
| This zip code: | 1.6% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- Lebanon (23%)
- Korea (21%)
- India (14%)
- Germany (12%)
- Japan (7%)
- Other Western Asia (6%)
- Cuba (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 6
- 1990 to 1994: 21
- 1985 to 1989: 7
- 1980 to 1984: 17
- 1975 to 1979: 15
- 1970 to 1974: 8
- 1970 to 1974: 7
- 1965 to 1969: 32
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White population: 6,733
Black population: 256
American Indian population: 47
Asian population: 56
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 10
Two or more races population: 99

First ancestries reported:
|  United States or American: 1685 |
|  Other groups: 650 |
|  German: 613 |
|  English: 608 |
|  Irish: 514 |
|  Scotch-Irish: 181 |
|  French (except Basque): 133 |
|  British: 126 |
|  Italian: 105 |
|  French Canadian: 72 |
|  Scottish: 65 |
|  Russian: 64 |
|  Norwegian: 53 |
|  Dutch: 49 |
|  Arab:: 39 |
|  Lebanese: 39 |
|  Swedish: 38 |
|  Czechoslovakian: 25 |
|  Polish: 25 |
|  European: 21 |
|  Scandinavian: 14 |
|  Eastern European: 13 |
|  Lithuanian: 12 |
|  Welsh: 12 |
|  Portuguese: 11 |
|  Romanian: 11 |
|  Celtic: 10 |
|  Finnish: 9 |
|  Croatian: 8 |
|  Austrian: 8 |
|  Greek: 7 |
|  Hungarian: 7 |
|  Swiss: 6 |
|  Northern European: 6 |
Private high school not listed on the city page:- THREE SPRINGS SCHOOL/NEW BEGIN (Students: 26; Location: 318 HAMER ROAD, OWENS CROSSRDS, AL; Grades: 6 - 12; Girls only)

Public primary/middle schools in zip code 35763 not listed on the city page:- HAMPTON COVE MIDDLE SCHOOL (Students: 372; Location: 261 OLD 431 HIGHWAY, HAMPTON COVE, AL; Grades: 06 - 08)
- HAMPTON COVE ELEMENTARY (Students: 652; Location: 261 OLD 431 HWY, OWENS CROSS RDS, AL; Grades: KG - 05)
Private primary/middle schools not listed on the city page:- HAMPTON COVER CHRISTIAN ACAD (Students: 44; Location: 351 OLD HIGHWAY 431, OWENS CROSSRDS, AL; Grades: KG - 4)
- BIG COVE CHRISTIAN ACADEMY (Students: 26; Location: 6354 HIGHWAY 431 SOUTH, OWENS CROSSRDS, AL; Grades: 1 - 9)
Facitilies with environmental interests located in this zip code:
- OWENS CROSS ROADS SCHOOL (161 WILSON MANN ROAD in OWENS CROSS ROADS, AL)
(National Center for Education Statistics) - STATE ID-0170
Organizations: MADISON COUNTY (SCHOOL DISTRICT)
- OWENS CROSSROADS WWTP (TOWN OF OWENS CROSSROADS in OWENS CROSSROADS, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Alternative names: OWENS CROSS ROADS TOWN OF WWTP, OWENS CROSS ROADS WWTP, OWENS CROSSROADS TOWN OF WWTP
- LUNA TECH (148 MOON DRIVE in OWENS CROSSROADS, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
- BRITTON OIL COMPANY (BRITTON OIL STATION NO 7080 in OWENS CROSS ROADS, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: BRITTON OIL STATION NO 74 (CONTACT/OWNER)
Alternative names: BRITTON OIL STATION NO 7080
- ARBOR WOODS FOURTH ADDITION (LITTLE COVE DEVELOPERS INCORP in HAMPTON CAMP, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL CONTRACTORS-SINGLE-FAMILY HOUSES
Alternative names: LITTLE COVE DEVELOPERS INC, LITTLE COVE RD DEV ARBOR WOODS
- OLD BIG COVE RD GREEN MTN BRAN (MADISON COUNTY COMMISSION in OWENS CROSSROADS, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: BRIDGE, TUNNEL, AND ELEVATED HIGHWAY CONSTRUCTION
Alternative names: MADISON CO OLD BIG COVE ROAD, OLD BIG COVE RD AT MTN BRANCH
- LAKE POINTE SUBDIVISION (LITTLE COVE DEVELOPERS INCORP in HAMPTON COVE, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL CONTRACTORS-SINGLE-FAMILY HOUSES
Alternative names: LITLE COVE DEV INC LAKE POINTE
Median worth of mobile homes: $36,824
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Electricity (75%)
- Bottled, tank, or LP gas (23%)
- Utility gas (1%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 4439
- Northeast: 317
- Midwest: 589
- South: 1415
- West: 336
48% of the 35763 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 58% lived in this county.
Out of people who lived in different counties, 29% lived in Alabama.
Population in 1990: 3,156. Population change in the 1990s: +4,048 (+128.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 111
| Here: | 10.5% | | Alabama: | 10.2% |
Students in private schools in grades 9 to 12 (high school): 43
| Here: | 11.7% | | Alabama: | 10.0% |
Students in private undergraduate colleges: 47
| Here: | 26.9% | | Alabama: | 14.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- JEROME C ELLETT (225 HAMMER RD in OWENS CROSS RO, AL; small business)
$121,520 with Army for Other Defense -- Engineering Development (R&D). Signed on 2004-05-04. Completion date: 2005-05-28.
- LEAHY, JOHN (5005 PATRIOT PARK DR SE in OWENS CROSS RO, AL; small business): $120,000 in 2 contracts from 2004 to 2006
$60,000 with Air Force for Weapons -- Basic Research (R&D). Signed on 2006-01-09. Completion date: 2008-03-03.
$60,000, same as above. Signed on 2004-12-20. Completion date: 2008-03-03.
- LUNA TECH INC (148 MOON DR in OWENS CROSS RO, AL; small business): $102,391 in 3 contracts from 2004 to 2006
$66,300 with Navy for Pyrotechnics. Signed on 2006-03-23. Completion date: 2006-07-31.
$33,463 with Air Force for Cartridge and Propellant Actuated Devices and Components. Signed on 2004-03-16. Completion date: 2004-06-01.
$2,628 with Navy for Pyrotechnics. Signed on 2006-03-31. Completion date: 2006-06-06.
- AMCO INTERNATIONAL, INCORPORAT (3003 THE GREEN COURT in HAMPTON COVE, AL; small business): $96,040 in 6 contracts from 2002 to 2003
Contracts for Technical Representation Services -- Miscellaneous by Army Signed by year: 2000: $0; 2001: $0; 2002: $137,376; 2003: $-41,336; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$81,324 with Army for Technical Representation Services -- Miscellaneous. Signed on 2002-03-14. Completion date: 2002-12-31.
$56,052, same as above. Signed on 2002-03-05. Completion date: 2002-09-23.
$0, same as above. Signed on 2002-03-05. Completion date: 2002-09-23.
$0, same as above. Signed on 2002-03-14. Completion date: 2002-12-31.
- SE SAFETY SOLUTIONS (2607 TREYBURNE LN in HAMPTON COVE, AL; small business): $11,768 in 2 contracts in 2006
$7,352 with Army for Industrial Hygienics. Signed on 2006-06-26. Completion date: 2006-09-30.
$4,416, same as above. Signed on 2006-04-24. Completion date: 2006-09-30.
- WALLS MACHINE CO (225 HAMER RD in OWENS CROSS RO, AL)
$9,390 with Army for Miscellaneous Weapons. Signed on 2006-01-31. Completion date: 2006-04-07.
- B & L MACHINE, INC (144 NEWCOMB RD in OWENS CROSS RO, AL; small business): $7,476 in 2 contracts in 2005
$3,867 with Army for Vehicular Furniture and Accessories. Signed on 2005-08-22. Completion date: 2006-01-21.
$3,609, same as above. Signed on 2005-04-29. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 2 establishments, 5-9 employees: 4 establishments, 1-4 employees: 3 establishments)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 10-19: 1)
- Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99: 1)
- Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
- Health Care and Social Assistance: Child Day Care Services (20-49: 1, 10-19: 1, 5-9: 2, 1-4: 1)
- Construction: Site Preparation Contractors (20-49: 1, 10-19: 1, 1-4: 1)
- Health Care and Social Assistance: Other Residential Care Facilities (20-49: 1, 5-9: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
32 people in nursing homes
30 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 3 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $219,768 | 335 | $221,523 | 146 | $215,426 | 26 | $81,268 | 25 | $185,761 | 6 | $41,263 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $265,200 | 32 | $150,308 | 22 | $172,457 | 3 | $58,657 | 3 | $55,660 | 2 | $97,090 |
| APPLICATIONS DENIED | 1 | $79,480 | 16 | $196,441 | 60 | $210,295 | 22 | $77,585 | 3 | $45,217 | 3 | $48,480 |
| APPLICATIONS WITHDRAWN | 2 | $237,635 | 34 | $290,179 | 35 | $209,982 | 6 | $92,235 | 3 | $227,733 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $198,804 | 14 | $313,805 | 0 | $0 | 2 | $121,275 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $217,567 | 366 | $203,048 | 126 | $184,842 | 22 | $41,511 | 42 | $143,066 | 2 | $53,795 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $150,680 | 40 | $161,133 | 22 | $154,400 | 0 | $0 | 6 | $134,725 | 3 | $48,763 |
| APPLICATIONS DENIED | 1 | $279,500 | 17 | $182,453 | 60 | $173,969 | 12 | $60,893 | 9 | $182,133 | 5 | $37,638 |
| APPLICATIONS WITHDRAWN | 3 | $215,263 | 33 | $213,133 | 49 | $198,337 | 2 | $38,485 | 2 | $214,340 | 1 | $49,730 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $202,070 | 9 | $166,519 | 25 | $213,270 | 1 | $22,940 | 1 | $66,880 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $182,850 | 330 | $205,477 | 150 | $236,266 | 12 | $50,903 | 1 | $3,789,000 | 24 | $202,423 | 2 | $57,835 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $121,220 | 20 | $170,365 | 22 | $184,970 | 3 | $26,317 | 0 | $0 | 0 | $0 | 1 | $59,450 |
| APPLICATIONS DENIED | 1 | $135,770 | 24 | $154,551 | 65 | $177,940 | 13 | $53,395 | 0 | $0 | 3 | $37,373 | 5 | $43,806 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 29 | $175,744 | 35 | $208,339 | 6 | $149,728 | 0 | $0 | 3 | $147,823 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $197,409 | 28 | $225,534 | 1 | $199,550 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $161,756 | 250 | $197,972 | 184 | $226,264 | 10 | $83,641 | 16 | $161,286 | 4 | $43,113 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $74,910 | 16 | $138,323 | 25 | $206,478 | 3 | $38,727 | 2 | $106,215 | 2 | $30,050 |
| APPLICATIONS DENIED | 1 | $47,820 | 16 | $97,118 | 65 | $173,945 | 12 | $53,732 | 2 | $57,980 | 9 | $42,867 |
| APPLICATIONS WITHDRAWN | 3 | $120,490 | 24 | $252,218 | 47 | $200,507 | 3 | $40,740 | 3 | $113,177 | 2 | $71,205 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $331,308 | 28 | $189,588 | 1 | $49,250 | 1 | $171,320 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $137,257 | 239 | $179,123 | 492 | $202,136 | 11 | $99,226 | 1 | $9,504,070 | 21 | $145,399 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $35,250 | 7 | $333,059 | 34 | $181,582 | 2 | $75,660 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $161,030 | 14 | $116,512 | 63 | $177,939 | 7 | $33,836 | 0 | $0 | 1 | $30,370 |
| APPLICATIONS WITHDRAWN | 2 | $127,525 | 16 | $204,717 | 63 | $195,343 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $258,157 | 17 | $180,316 | 0 | $0 | 0 | $0 | 1 | $142,850 |
Aggregated Statistics For Year 2002 (Based on 3 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $127,164 | 205 | $173,184 | 331 | $194,905 | 8 | $57,185 | 16 | $153,048 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $154,230 | 7 | $81,180 | 16 | $121,733 | 1 | $55,370 | 1 | $174,510 |
| APPLICATIONS DENIED | 3 | $120,457 | 20 | $101,676 | 41 | $118,672 | 4 | $24,323 | 2 | $323,920 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 14 | $192,556 | 37 | $176,952 | 0 | $0 | 2 | $325,990 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $175,040 | 21 | $181,010 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 3 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $122,251 | 198 | $182,859 | 244 | $198,896 | 9 | $43,258 | 13 | $138,755 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 9 | $149,164 | 15 | $173,525 | 2 | $70,960 | 1 | $119,210 |
| APPLICATIONS DENIED | 0 | $0 | 14 | $83,206 | 42 | $137,934 | 5 | $27,862 | 1 | $167,660 |
| APPLICATIONS WITHDRAWN | 2 | $109,450 | 9 | $162,450 | 27 | $183,416 | 2 | $70,155 | 1 | $132,610 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $217,500 | 7 | $116,816 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $104,877 | 172 | $177,767 | 67 | $170,017 | 17 | $25,223 | 15 | $109,417 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $156,160 | 2 | $160,705 | 2 | $74,455 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $83,100 | 21 | $74,588 | 22 | $119,421 | 7 | $21,331 | 1 | $11,950 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 13 | $191,792 | 10 | $125,503 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $128,997 | 9 | $117,481 | 0 | $0 | 1 | $29,590 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $102,888 | 185 | $173,892 | 94 | $161,249 | 20 | $35,598 | 10 | $103,099 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 13 | $54,679 | 9 | $135,472 | 3 | $17,513 | 1 | $37,380 |
| APPLICATIONS DENIED | 0 | $0 | 40 | $49,740 | 18 | $109,487 | 6 | $24,460 | 1 | $129,840 |
| APPLICATIONS WITHDRAWN | 2 | $104,370 | 10 | $146,631 | 22 | $112,643 | 1 | $60,500 | 2 | $102,110 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $209,853 | 14 | $84,889 | 1 | $14,910 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0019.02
, 0109.01, 0113.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 58 | $230,844 | 13 | $206,552 | 3 | $133,783 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $219,200 | 9 | $229,628 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $282,260 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $173,095 | 3 | $289,333 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $54,140 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $219,191 | 10 | $259,489 | 3 | $131,183 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $179,407 | 7 | $212,343 | 1 | $238,580 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $367,630 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $101,350 | 1 | $213,400 | 1 | $101,350 |
Aggregated Statistics For Year 2005 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $212,473 | 15 | $212,644 | 2 | $196,485 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $208,374 | 3 | $371,787 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $355,020 | 3 | $312,263 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $250,630 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $191,487 | 13 | $163,943 | 3 | $99,893 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $172,905 | 10 | $271,099 | 1 | $155,490 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $161,990 | 4 | $249,020 | 1 | $61,060 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $206,475 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $181,058 | 48 | $185,688 | 2 | $158,065 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $191,667 | 17 | $233,065 | 1 | $51,620 |
| APPLICATIONS DENIED | 1 | $58,160 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $109,530 | 4 | $313,635 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $84,200 | 1 | $134,410 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $170,310 | 33 | $194,480 | 2 | $132,200 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $211,575 | 5 | $202,976 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $178,380 | 1 | $252,990 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $190,594 | 15 | $164,072 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $127,187 | 4 | $213,715 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $224,820 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $173,110 |
Aggregated Statistics For Year 2000 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $210,824 | 6 | $227,125 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $219,947 | 3 | $158,737 |
| APPLICATIONS DENIED | 1 | $225,360 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $173,265 | 12 | $161,283 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $207,495 | 2 | $219,160 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $178,780 | 1 | $151,080 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0019.02
, 0109.01, 0113.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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