Estimated median household income in 2007: $32,765
| This zip code: | $32,765 | | Alabama: | $40,554 |
Nearest zip codes: 35905, 35901, 35904, 35907, 36279, 35906.
Gadsden Zip Code Map
Housing units in zip code 35903 with a mortgage: 2,410 (155 second mortgage, 239 home equity loan, 6 both second mortgage and home equity loan)
Houses without a mortgage: 2,114
Median monthly owner costs for units with a mortgage: $828
Median monthly owner costs for units without a mortgage: $292
Residents with income below the poverty level in 2007:
| This zip code: | 18.5% | | Whole state: | 16.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 6.2% | | Whole state: | 6.9% |
Median number of rooms in houses and condos:
| Here: | 5.9 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.3 |
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Click to draw/clear zip code borders
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 35903 include: Union Church (A), Trinity Freewill Baptist Church (B), Calvary Baptist Church (C), Christ Evangelistic Church (D), Sims Chapel (E), Saint Paul Holiness Church (F), East Gadsden Baptist Church (G), East Gadsden Church of God (H), East Gadsden Church of the Nazarene (I). Display/hide their locations on the map
Cemeteries: Youngs Chapel Cemetery (1), New Bethel Cemetery (2), Mount Tabor Cemetery (3). Display/hide their locations on the map
Reservoir: Thorton Lakes (A). Display/hide its location on the map
Creeks: Sugar Creek (A), Ballplay Creek (B). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 147
- 1995 to 1998: 424
- 1990 to 1994: 425
- 1980 to 1989: 973
- 1970 to 1979: 1,307
- 1960 to 1969: 1,226
- 1950 to 1959: 1,802
- 1940 to 1949: 1,687
- 1939 or earlier: 794
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Bedrooms in owner-occupied houses in Hokes Bluff, AL (35903): |
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- no bedroom: 8
- 1 bedrooms: 78
- 2 bedrooms: 1,643
- 3 bedrooms: 2,904
- 4 bedrooms: 644
- 5 or more bedrooms: 100
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 62
- 1 bedrooms: 509
- 2 bedrooms: 1,088
- 3 bedrooms: 631
- 4 bedrooms: 45
- 5 or more bedrooms: 15
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Vehicles available in 35903 zip code in owner-occupied houses/condos: |
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- no vehicle: 332
- 1 vehicle: 1,587
- 2 vehicles: 2,155
- 3 vehicles: 835
- 4 vehicles: 297
- 5 or more vehicles: 171
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 360
- 1 vehicle: 1,223
- 2 vehicles: 609
- 3 vehicles: 119
- 4 vehicles: 30
- 5 or more vehicles: 9
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 35903:
- Less than $10,000: 78
- $10,000 to $14,999: 39
- $15,000 to $19,999: 135
- $20,000 to $24,999: 111
- $25,000 to $29,999: 83
- $30,000 to $34,999: 123
- $35,000 to $39,999: 160
- $40,000 to $49,999: 453
- $50,000 to $59,999: 580
- $60,000 to $69,999: 474
- $70,000 to $79,999: 398
- $80,000 to $89,999: 314
- $90,000 to $99,999: 353
- $100,000 to $124,999: 908
- $125,000 to $149,999: 587
- $150,000 to $174,999: 318
- $175,000 to $199,999: 226
- $200,000 to $249,999: 187
- $250,000 to $299,999: 104
- $300,000 to $399,999: 85
- $400,000 to $499,999: 35
- $500,000 to $749,999: 18
- $1,000,000 or more: 8
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Rent paid by renters in 2007 in zip code 35903:
- Less than $100: 108
- $100 to $149: 111
- $150 to $199: 143
- $200 to $249: 191
- $250 to $299: 230
- $300 to $349: 267
- $350 to $399: 203
- $400 to $449: 280
- $450 to $499: 117
- $500 to $549: 24
- $550 to $599: 13
- $800 to $899: 28
- No cash rent: 352
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Median price asked for vacant for-sale houses and condos in 2007: $51,997.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $101,734
- Black or African American householders: $57,875
- American Indian or Alaska Native householders: $113,037
- Asian householders: $41,447
- Two or more races householders: $73,549
- Hispanic or Latino householders: $108,064
Estimated median house or condo value in 2007: $87,119 (it was $58,400 in 2000)
| 35903: | $87,119 | | Alabama: | $115,600 |
Lower value quartile - upper value quartile: $82,018 - $156,396
Mean price in 2007:
Detached houses: $109,559| Here: | $109,559 | | State: | $173,037 |
Townhouses or other attached units: $75,481| Here: | $75,481 | | State: | $137,814 |
In 2-unit structures: $82,121| Here: | $82,121 | | State: | $136,146 |
Mobile homes: $37,505| Here: | $37,505 | | State: | $39,336 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,629
- One, attached: 98
- Two: 432
- 3 or 4: 246
- 5 to 9: 315
- 10 to 19: 85
- 20 to 49: 34
- 50 or more: 134
- Mobile homes: 799
- Boats, RVs, vans, etc.: 13

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Means of transportation to work
- Drove a car alone: 6,337 (82%)
- Carpooled: 1,060 (14%)
- Bus or trolley bus: 8 (0%)
- Motorcycle: 12 (0%)
- Bicycle: 7 (0%)
- Walked: 78 (1%)
- Other means: 128 (2%)
- Worked at home: 99 (1%)
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Travel time to work
- Less than 5 minutes: 321
- 5 to 9 minutes: 1192
- 10 to 14 minutes: 1390
- 15 to 19 minutes: 1532
- 20 to 24 minutes: 990
- 25 to 29 minutes: 341
- 30 to 34 minutes: 615
- 35 to 39 minutes: 150
- 40 to 44 minutes: 136
- 45 to 59 minutes: 506
- 60 to 89 minutes: 248
- 90 or more minutes: 209
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Percentage of zip code residents living and working in this county: 81.6%
Household type by relationship
Households: 18,474
- In family households: 15,675 (3,882 male householders, 1,364 female householders)
3,662 spouses, 5,105 children (4,442 natural, 181 adopted, 482 stepchildren), 595 grandchildren, 197 brothers or sisters, 103 parents, 408 other relatives, 359 non-relatives
- In nonfamily households: 2,799 (940 male householders (820 living alone)), 1,571 female householders (1,439 living alone)), 288 nonrelatives
- In group quarters: 116 (0 institutionalized population)
Size of family households: 2,397 2-persons, 1,381 3-persons, 888 4-persons, 373 5-persons, 137 6-persons, 70 7-or-more-persons.
Size of nonfamily households: 2,259 1-person, 234 2-persons, 13 3-persons, 5 4-persons.
2,472 married couples with children.
1,298 single-parent households (209 men, 1,089 women).
96.2% of residents of 35903 zip code speak English at home.
2.8% of residents speak Spanish at home (49% very well, 13% well, 25% not well, 13% not at all).
0.4% of residents speak other Indo-European language at home (55% very well, 36% well, 9% not well).
0.5% of residents speak Asian or Pacific Island language at home (32% very well, 15% well, 53% not well).
0.2% of residents speak other language at home (76% very well, 24% well).
Foreign born population: 356 (1.9%)
(22.2% of them are naturalized citizens)
| This zip code: | 1.9% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- Guatemala (31%)
- Mexico (15%)
- Germany (12%)
- Colombia (6%)
- Syria (5%)
- Micronesia (5%)
- Indonesia (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 134
- 1990 to 1994: 112
- 1985 to 1989: 52
- 1980 to 1984: 17
- 1975 to 1979: 0
- 1970 to 1974: 15
- 1970 to 1974: 19
- 1965 to 1969: 7
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White population: 12,604
Black population: 5,536
American Indian population: 40
Asian population: 98
Native Hawaiian and Other Pacific Islander population: 10
Some other race population: 228
Two or more races population: 212

First ancestries reported:
|  Other groups: 5487 |
|  United States or American: 3325 |
|  Irish: 1119 |
|  English: 845 |
|  German: 518 |
|  Subsaharan African:: 228 |
|  African: 204 |
|  Scottish: 173 |
|  Scotch-Irish: 167 |
|  Italian: 148 |
|  Dutch: 139 |
|  French (except Basque): 80 |
|  European: 57 |
|  British: 56 |
|  Arab:: 33 |
|  Pennsylvania German: 28 |
|  Polish: 25 |
|  Welsh: 20 |
|  Norwegian: 19 |
|  Swedish: 18 |
|  Syrian: 17 |
|  Swiss: 13 |
|  Ghanian: 12 |
|  Nigerian: 12 |
|  Canadian: 10 |
|  Hungarian: 9 |
|  Lebanese: 8 |
|  Arab/Arabic: 8 |
|  Brazilian: 7 |

Public primary/middle school in zip code 35903 not listed on the city page:- DONEHOO ELEMENTARY SCHOOL (Students: 243; Location: 1109 E BROAD ST, GADSDEN, AL; Grades: PK - 05)
Major facitilies with environmental interests located in this zip code:
- ALABAMA POWER COMPANY PLANT GADSDEN (1000 GOODYEAR AVENUE in GADSDEN, AL)
AIR MAJOR (AIRS/AFS)
AIR PROGRAM (Clean Air Markets Division Business System)
SUPERFUND (Superfund database)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: ELECTRIC SERVICES
Business NAICS classification: FOSSIL FUEL ELECTRIC POWER GENERATION.
Alternative names: ALABAMA POWER CO-GADSDEN STEAM PLT, ALABAMA POWER - GADSDEN STEAM PLANT, AL POWER CO GADSDEN STEAM PLT, ALABAMA POWER CO. GADSDEN STEAM PLANT, ALA POWER-GADSDEN
- EQUITY GROUP/ALABAMA DIVISION (507 INDUSTRIAL PARKWAY in GADSDEN, AL)
AIR MINOR (AIRS/AFS)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: POULTRY SLAUGHTERING AND PROCESSING
Business NAICS classification: POULTRY PROCESSING.; POULTRY PROCESSING.
Organizations: KEYSTONE FOODS LLC (CONTACT/OPERATOR)
Alternative names: KEYSTONE FOODS INC, KEYSTONE FOODS LLC, KEYSTONE FOODS LLC DBA EQUITY GROUP AL
- OSCAR W ADAMS ELEMENTARY SCHOOL (919 RALEY ST in GADSDEN, AL)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-0085
Organizations: GADSDEN CITY (SCHOOL DISTRICT)
- LITCHFIELD HIGH SCHOOL (1109 HOKE ST in GADSDEN, AL)
(National Center for Education Statistics) - STATE ID-0180
Organizations: GADSDEN CITY (SCHOOL DISTRICT)
- OIL SPILL (YOUNG OIL, INC.) (3453 HIGHWAY 278 E in HOKES BLUFF, AL)
(Integrated Compliance Information System) - ICIS-04-2004-5050, FORMAL ENFORCEMENT ACTION
- MID SOUTH ELECTRONICS INC (2620 EAST MEIGHAN BOULEVARD in GADSDEN, AL)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: ELECTRONIC COMPONENTS
Business NAICS classification: PRINTED CIRCUIT ASSEMBLY (ELECTRONIC ASSEMBLY) MANUFACTURING.
Organizations: MID SOUTH INDUSTRIES INC (CONTACT/OWNER)
Alternative names: MID SOUTH ELECTRONICS INC.
- RONNIE WATKINS FORD INC (101 GEORGE WALLACE DRIVE in GADSDEN, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: AUTOMOTIVE TRANSMISSION REPAIR.; OTHER AUTOMOTIVE MECHANICAL AND ELECTRICAL REPAIR AND MAINTENANCE.; AUTOMOTIVE OIL CHANGE AND LUBRICATION SHOPS.
- ADVANCE AUTO PARTS #9210 (301 GEORGE WALLACE DRIVE in GADSDEN, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ALABAMA OIL CO GODFREYS GROCER (5790 HIGHWAY 278 in HOKES BLUFF, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: ALABAMA OIL GODFREYS GROCERY (CONTACT/OWNER)
Alternative names: ALABAMA OIL GODFREYS GROCERY
- ALVIN'S KWICK SERVICE CENTER (2805 EAST MEIGHAN BLVD in GADSDEN, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- BOWMAN TRANSPORT (1010 STROUD AVE in GADSDEN, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
- PENSKE TRUCK LEASING CO LP (204 GADSDEN INDUSTRIAL PKWY in GADSDEN, AL)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
Alternative names: ROLLINS LEASING CORP-372
- PIERSON CHEVROLET (413 EAST MEIGHAN BOULEVARD in GADSDEN, AL)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business NAICS classification: GENERAL AUTOMOTIVE REPAIR.; AUTOMOTIVE BODY, PAINT, AND INTERIOR REPAIR AND MAINTENANCE.
Organizations: OPERNAME (CONTACT/OPERATOR)
, GARY D KILPATRICK (CONTACT/OPERATOR)
Median worth of mobile homes: $34,954
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (59%)
- Electricity (31%)
- Bottled, tank, or LP gas (9%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 15312
- Northeast: 332
- Midwest: 496
- South: 1662
- West: 303
59% of the 35903 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 69% lived in this county.
Out of people who lived in different counties, 51% lived in Alabama.
Population in 1990: 20,057. Population change in the 1990s: -1,329 (-6.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 151
| Here: | 7.7% | | Alabama: | 10.2% |
Students in private schools in grades 9 to 12 (high school): 58
| Here: | 6.0% | | Alabama: | 10.0% |
Students in private undergraduate colleges: 82
| Here: | 10.4% | | Alabama: | 14.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- SINGLETON PLUMBING, INC (224 HOKE STREET in GADSDEN, AL; small business): $293,554 in 9 contracts from 1999 to 2004
Contracts for Maintenance, Repair or Alteration of Real Property -- Other Utilities, Construction of Structures and Facilities -- Restoration of real property, Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, and more by Air Force, EPA, Army, Department of Veterans Affairs, and others Signed by year: 2000: $291,400; 2001: $-114,582; 2002: $4,000; 2003: $63,740; 2004: $6,600; 2005: $0; 2006: $0.
Biggest contracts:
$291,400 with Air Force for Maintenance, Repair or Alteration of Real Property -- Other Utilities. Taking place in GA. Signed on 2000-09-27. Completion date: 2000-09-27.
$71,000 with EPA for Construction of Structures and Facilities -- Restoration of real property. Taking place in NC. Signed on 2001-12-15. Completion date: 2002-03-15.
$63,740 with Air Force for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2003-09-30. Completion date: 2004-03-31.
$42,396 with Army for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Taking place in KY. Signed on 1999-10-28. Completion date: 1999-12-15.
- HUBERT ALFORD CONSTRUCTION INC (1971 APPALACHIAN RD in GADSDEN, AL; small business): $30,378 in 2 contracts from 2001 to 2002
$19,890 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2001-07-20. Completion date: 2001-10-15.
$10,488, same as above. Signed on 2002-02-25. Completion date: 2002-03-31.
- Gadsden Regional Medical Center (1007 GOODYEAR AVENUE in Gadsden, al)
$16,456 with Bureau of Prisoners/Federal Prison System for Other Medical Services. Signed on 2006-01-25. Effective on 2006-01-26. Completion date: 2006-01-26.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 8, 10-19: 7, 5-9: 2, 1-4: 5)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 4, 10-19: 7, 5-9: 5, 1-4: 11)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 2, 20-49: 2, 10-19: 1, 5-9: 4)
- Health Care and Social Assistance: Ambulance Services (100-249: 1, 50-99: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 92 people in college dormitories (includes college quarters off campus)
- 15 people in other noninstitutional group quarters
- 9 people in hospitals or wards for drug/alcohol abuse
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 6
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 3
- Persons involved in fatal accidents: 15
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $62,220 | 169 | $77,071 | 179 | $82,752 | 38 | $54,539 | 1 | $312,230 | 72 | $35,910 | 8 | $32,071 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $47,530 | 17 | $97,816 | 30 | $74,897 | 9 | $15,613 | 0 | $0 | 6 | $44,215 | 4 | $58,808 |
| APPLICATIONS DENIED | 3 | $96,580 | 49 | $74,405 | 163 | $76,178 | 57 | $36,921 | 0 | $0 | 15 | $69,420 | 16 | $44,257 |
| APPLICATIONS WITHDRAWN | 1 | $60,010 | 8 | $122,096 | 49 | $85,940 | 5 | $32,750 | 0 | $0 | 5 | $43,010 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $55,950 | 12 | $64,282 | 20 | $123,082 | 2 | $28,440 | 0 | $0 | 2 | $46,760 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $102,118 | 172 | $74,707 | 206 | $80,564 | 41 | $23,045 | 1 | $151,980 | 59 | $60,197 | 8 | $36,791 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $38,760 | 21 | $64,105 | 47 | $79,429 | 10 | $21,270 | 0 | $0 | 2 | $40,785 | 11 | $42,564 |
| APPLICATIONS DENIED | 5 | $58,430 | 63 | $65,707 | 166 | $72,465 | 63 | $38,836 | 0 | $0 | 17 | $51,597 | 20 | $53,148 |
| APPLICATIONS WITHDRAWN | 2 | $82,495 | 15 | $68,745 | 75 | $88,966 | 5 | $40,056 | 0 | $0 | 5 | $63,694 | 1 | $91,240 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $82,418 | 27 | $109,242 | 1 | $34,540 | 0 | $0 | 4 | $93,185 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $75,070 | 159 | $70,764 | 226 | $82,412 | 30 | $40,804 | 1 | $261,270 | 60 | $49,487 | 9 | $39,934 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $90,490 | 19 | $50,639 | 54 | $69,194 | 9 | $49,442 | 0 | $0 | 2 | $50,320 | 6 | $44,760 |
| APPLICATIONS DENIED | 2 | $38,090 | 48 | $61,246 | 179 | $65,221 | 65 | $27,022 | 1 | $1,498,000 | 18 | $37,646 | 24 | $56,073 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 18 | $77,954 | 80 | $106,207 | 9 | $87,170 | 0 | $0 | 4 | $70,160 | 1 | $44,340 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $78,698 | 24 | $95,078 | 0 | $0 | 0 | $0 | 2 | $34,490 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $84,924 | 147 | $72,499 | 232 | $76,526 | 34 | $26,040 | 64 | $37,780 | 10 | $40,178 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 25 | $80,511 | 93 | $66,368 | 7 | $32,224 | 6 | $55,402 | 6 | $51,897 |
| APPLICATIONS DENIED | 2 | $51,595 | 38 | $63,257 | 159 | $65,320 | 44 | $31,896 | 10 | $47,486 | 12 | $35,392 |
| APPLICATIONS WITHDRAWN | 1 | $108,730 | 8 | $80,278 | 51 | $79,478 | 6 | $26,432 | 5 | $55,138 | 1 | $41,450 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $87,525 | 39 | $82,803 | 2 | $43,745 | 0 | $0 | 2 | $79,085 |
Aggregated Statistics For Year 2003 (Based on 2 full and 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $71,951 | 136 | $68,719 | 309 | $79,828 | 27 | $29,383 | 2 | $2,230,735 | 45 | $48,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $44,795 | 20 | $65,801 | 73 | $63,362 | 1 | $76,040 | 0 | $0 | 3 | $46,537 |
| APPLICATIONS DENIED | 5 | $78,880 | 36 | $63,256 | 162 | $57,141 | 31 | $25,589 | 0 | $0 | 7 | $111,829 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 12 | $82,408 | 50 | $73,003 | 1 | $4,310 | 0 | $0 | 1 | $65,620 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $54,270 | 4 | $72,360 | 16 | $90,917 | 3 | $34,910 | 0 | $0 | 2 | $94,265 |
Aggregated Statistics For Year 2002 (Based on 2 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $66,768 | 140 | $63,960 | 278 | $76,960 | 22 | $36,614 | 1 | $6,200,420 | 42 | $41,439 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $40,550 | 23 | $46,648 | 75 | $50,527 | 2 | $11,710 | 0 | $0 | 5 | $34,986 |
| APPLICATIONS DENIED | 1 | $50,430 | 57 | $54,432 | 155 | $57,420 | 16 | $24,741 | 0 | $0 | 5 | $41,778 |
| APPLICATIONS WITHDRAWN | 1 | $26,590 | 7 | $42,734 | 49 | $61,828 | 1 | $29,010 | 0 | $0 | 1 | $35,470 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $72,140 | 22 | $79,486 | 0 | $0 | 0 | $0 | 3 | $26,077 |
Aggregated Statistics For Year 2001 (Based on 2 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $57,698 | 136 | $51,179 | 258 | $66,695 | 28 | $28,104 | 1 | $932,650 | 41 | $34,104 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $58,800 | 25 | $37,505 | 39 | $52,672 | 3 | $23,987 | 0 | $0 | 5 | $29,288 |
| APPLICATIONS DENIED | 0 | $0 | 54 | $42,861 | 129 | $51,088 | 17 | $18,472 | 0 | $0 | 11 | $25,214 |
| APPLICATIONS WITHDRAWN | 1 | $84,630 | 7 | $64,553 | 45 | $59,423 | 0 | $0 | 0 | $0 | 4 | $51,995 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $55,990 | 3 | $57,903 | 13 | $52,435 | 0 | $0 | 0 | $0 | 1 | $15,890 |
Aggregated Statistics For Year 2000 (Based on 2 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $61,869 | 106 | $52,034 | 126 | $54,248 | 43 | $22,880 | 36 | $33,459 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 16 | $41,713 | 17 | $47,112 | 4 | $27,795 | 2 | $26,740 |
| APPLICATIONS DENIED | 5 | $51,298 | 104 | $39,793 | 100 | $48,677 | 11 | $10,510 | 14 | $28,671 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 18 | $59,349 | 35 | $49,926 | 1 | $12,080 | 5 | $42,506 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $54,040 | 20 | $49,533 | 0 | $0 | 1 | $13,820 |
Aggregated Statistics For Year 1999 (Based on 2 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $64,762 | 115 | $51,320 | 168 | $53,434 | 43 | $18,404 | 54 | $28,924 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 33 | $41,568 | 22 | $40,264 | 5 | $21,184 | 3 | $28,510 |
| APPLICATIONS DENIED | 2 | $99,410 | 93 | $40,807 | 85 | $45,052 | 27 | $13,444 | 10 | $25,861 |
| APPLICATIONS WITHDRAWN | 1 | $44,200 | 7 | $64,063 | 21 | $38,511 | 2 | $50,550 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $69,530 | 43 | $46,162 | 0 | $0 | 1 | $18,160 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $91,270 | 28 | $140,231 | 7 | $63,741 | 1 | $50,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $172,428 | 8 | $146,239 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $48,335 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $181,680 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $86,200 | 20 | $89,094 | 4 | $52,390 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $76,926 | 5 | $91,990 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $363,705 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $76,450 | 1 | $291,870 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $77,530 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $77,254 | 21 | $120,522 | 2 | $42,120 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $79,983 | 2 | $112,775 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $110,530 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $108,707 | 7 | $149,056 | 2 | $51,950 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $66,211 | 21 | $97,318 | 6 | $45,458 | 1 | $37,990 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $74,645 | 7 | $95,786 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $159,640 | 0 | $0 | 1 | $120,890 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $94,780 | 2 | $180,970 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $71,294 | 57 | $104,729 | 5 | $49,384 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $62,624 | 11 | $89,219 | 2 | $56,955 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $51,600 | 4 | $150,568 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $71,353 | 41 | $91,600 | 8 | $52,914 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $118,818 | 9 | $92,106 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $186,520 | 2 | $47,810 | 1 | $31,000 |
| APPLICATIONS WITHDRAWN | 2 | $79,470 | 2 | $40,550 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $63,740 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $62,801 | 51 | $81,125 | 2 | $29,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $46,747 | 8 | $86,845 | 2 | $33,985 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $60,100 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $64,070 | 1 | $55,370 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $49,050 | 1 | $59,410 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $69,123 | 19 | $65,937 | 2 | $29,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $41,988 | 3 | $99,183 | 2 | $30,000 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $80,237 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $41,450 | 1 | $90,660 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $68,312 | 11 | $70,725 | 1 | $84,270 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $63,790 | 2 | $49,580 | 1 | $32,460 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $78,740 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $49,730 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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