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37095 Zip Code (Liberty, TN) Detailed Profile



Cities: Liberty, TN (1.53%), Dowelltown, TN (0.13%)
Counties: DeKalb County, TN (78.18%), Cannon County, TN (20.41%), Wilson County, TN (1.41%)
Estimated zip code population in 2013: 1,606
Zip code population in 2010: 1,854
Zip code population in 2000: 1,968

Houses and condos: 852
Renter-occupied apartments: 58
% of renters here:

9%
State:

34%
Mar. 2016 cost of living index in zip code 37095: 80.0 (low, U.S. average is 100)

Land area: 73.4 sq. mi.
Water area: 0.1 sq. mi.
Population density: 22 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 37095
Zip code 37095 (Liberty, Tennessee) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 37095

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.4% ($416)
Tennessee:

0.7% ($1,049)
Median real estate property taxes paid for housing units with mortgages in 2013: $479 (0.3%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $371 (0.4%)

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Males: 905  (56.4%)
Females: 701  (43.6%)

For population 25 years and over in 37095:

  • High school or higher: 83.3%
  • Bachelor's degree or higher: 18.9%
  • Graduate or professional degree: 4.0%
  • Unemployed: 8.3%
  • Mean travel time to work (commute): 25.2 minutes

For population 15 years and over in 37095:

  • Never married: 24.6%
  • Now married: 59.7%
  • Separated: 1.1%
  • Widowed: 4.7%
  • Divorced: 9.8%

Zip code 37095 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Renting percentage significantly below state average.
  • Number of college students significantly below state average.
  • Races in zip code 37095

  • Zip code 37095 races chart
    • 1,777White population
    • 7Black population
    • 9American Indian population
    • 12Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 6Some other race population
    • 18Two or more races population
    • 25Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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123
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100% rural population.

Estimated median house/condo value in 2013: $116,400
37095:

$116,400
Tennessee:

$140,300
Median resident age:
This zip code:

42.6 years
Tennessee median age:

38.5 years
Average household size:
This zip code:

2.5 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 37095, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,251 (Individual Income Tax Returns)
Here:

$35,251
State:

$53,767

Salary/wage: $33,649 (reported on 81.3% of returns)
Here:

$33,649
State:

$45,421
(% of AGI for various income ranges: 71.8% for AGIs below $25k, 81.9% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 87.0% for AGIs $75k-100k, 67.5% for AGIs $100k-200k)

Taxable interest for individuals: $641 (reported on 33.8% of returns)
This zip code:

$641
Tennessee:

$1,732
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $911 (reported on 11.3% of returns)
Here:

$911
State:

$6,739
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$2,190 (reported on 12.5% of returns)
Here:

+$2,190
State:

+$19,082
(% of AGI for various income ranges: 3.5% for AGIs $50k-75k)

Profit/loss from business: +$8,836 (reported on 17.5% of returns)
Here:

+$8,836
State:

+$15,240
(% of AGI for various income ranges: 12.4% for AGIs below $25k, 5.6% for AGIs $25k-50k, 3.5% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $11,880 (reported on 6.3% of returns)
37095:

$11,880
Tennessee:

$15,505

Total itemized deductions: $15,160 (23% of AGI, reported on 12.5% of returns)
Here:

$15,160
State:

$21,976

Here:

22.5% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 9.8% for AGIs below $25k, 6.5% for AGIs $50k-75k, 15.7% for AGIs $75k-100k)

Charity contributions: $4,550 (reported on 7.5% of returns)
Here:

$4,550
State:

$6,709

Taxes paid: $2,500 (reported on 11.3% of returns)
37095:

$2,500
State:

$4,829
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.1% for AGIs $50k-75k, 2.5% for AGIs $75k-100k)

Earned income credit: $1,952 (reported on 28.7% of returns)
Here:

$1,952
State:

$2,404
(% of AGI for various income ranges: 7.7% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 67.5%
Here:

68%
State:

52%
(% for various income ranges: 62.5% for AGIs below $25k, 70.0% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 37095, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $29,917 (Individual Income Tax Returns)
Here:

$29,917
State:

$44,088

Salary/wage: $31,432 (reported on 81.8% of returns)
Here:

$31,432
State:

$38,825
(% of AGI for various income ranges: 107.6% for AGIs below $10k, 74.9% for AGIs $10k-25k, 85.7% for AGIs $25k-50k, 92.6% for AGIs $50k-75k, 80.2% for AGIs $75k-100k, 90.1% for AGIs over 100k)

Taxable interest for individuals: $1,221 (reported on 36.5% of returns)
This zip code:

$1,221
Tennessee:

$1,802
(% of AGI for various income ranges: 12.8% for AGIs below $10k, 3.1% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Taxable dividends: $820 (reported on 11.6% of returns)
Here:

$820
State:

$3,727
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Net capital gain/loss: +$2,696 (reported on 11.9% of returns)
Here:

+$2,696
State:

+$15,776
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 3.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 1.1% for AGIs $75k-100k)

Profit/loss from business: +$5,460 (reported on 22.6% of returns)
Here:

+$5,460
State:

+$12,882
(% of AGI for various income ranges: 5.2% for AGIs below $10k, 9.2% for AGIs $10k-25k, 5.2% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 4.2% for AGIs $75k-100k)

IRA payment deduction: $2,000 (reported on 1.3% of returns)
37095:

$2,000
Tennessee:

$2,934

Total itemized deductions: $17,073 (27% of AGI, reported on 12.5% of returns)
Here:

$17,073
State:

$18,035

Here:

26.7% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 5.4% for AGIs $10k-25k, 3.8% for AGIs $25k-50k, 6.4% for AGIs $50k-75k, 17.6% for AGIs $75k-100k, 11.0% for AGIs over 100k)

Charity contributions deductions: $3,333 (5% of AGI, reported on 9.4% of returns)
Here:

$3,333
State:

$5,167

Here:

5.4% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 3.3% for AGIs $75k-100k)

Total tax: $3,187 (reported on 69.6% of returns)
37095:

$3,187
State:

$7,482
(% of AGI for various income ranges: 6.3% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 10.2% for AGIs over 100k)

Earned income credit: $1,692 (reported on 23.6% of returns)
Here:

$1,692
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 74.4%
Here:

74%
State:

60%
(% for various income ranges: 64.6% for AGIs below $10k, 75.5% for AGIs $10k-25k, 79.8% for AGIs $25k-50k, 77.5% for AGIs $50k-75k, 70.6% for AGIs $75k-100k, 92.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$37,250
Tennessee:

$44,297
Liberty, TN (37095) map Nearest zip codes: 37059, 37012, 37016, 38569, 38567, 37190.
Dowelltown Zip Code Map

Percentage of family households:
This zip code:

50.4%
Tennessee:

50.2%
Percentage of households with unmarried partners:
This zip code:

1.9%
Tennessee:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 67
Household did not receive Food Stamps/SNAP in the past 12 months: 580


Women who had a birth in the past 12 months: 19 (19 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 283 (152 now married, 131 unmarried)


Housing units in zip code 37095 with a mortgage: 264 (13 second mortgage, 30 home equity loan)
Houses without a mortgage: 325

Median monthly owner costs for units with a mortgage: $1,022
Median monthly owner costs for units without a mortgage: S274

Residents with income below the poverty level in 2013:
This zip code:

22.7%
Whole state:

17.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

14.2%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.8
State:

6.4
Median number of rooms in apartments:
Here:

5.4
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 37095: Dismal (A), Mount Moriah (B), Dekalb County Fire Department Station 67 (C), Gassaway Volunteer Fire Department (D), Dekalb County Fire Department Station 65 (E). Display/hide their locations on the map

    Churches in zip code 37095 include: Mount Ararat Church of Christ (A), Gassaway Church of Christ (B), Sugar Tree Knob Church (C), Cave Spring Missionary Baptist Church (D), Cooper Chapel Baptist Church (E), Dale Ridge Missionary Baptist Church (F), Mount Zion Baptist Church (G), Pisgah Church (H), Salem Baptist Church (I). Display/hide their locations on the map

    Cemeteries: Pisgah Cemetery (1), Snow Cemetery (2), Anderson Cemetery (3), Hale Cemetery (4), Corley Cemetery (5), Bates Cemetery (6), Allen Cemetery (7). Display/hide their locations on the map

    Streams, rivers, and creeks: Helton Creek (A), Hannah Branch (B), Greenhill Branch (C), Dismal Branch (D), Davis Branch (E), Clear Fork Creek (F), Adamson Branch (G), Walker Creek (H), Sycamore Creek (I). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 2032000 to 2009
  • 2131990 to 1999
  • 731980 to 1989
  • 1141970 to 1979
  • 411960 to 1969
  • 261950 to 1959
  • 211940 to 1949
  • 1611939 or earlier

Zip code 37095 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Liberty, TN (37095)

  • 15no bedroom
  • 201 bedroom
  • 1822 bedrooms
  • 2833 bedrooms
  • 784 bedrooms
  • 115+ bedrooms

Bedrooms in renter-occupied apartments in Liberty, TN (37095)

  • 0no bedroom
  • 21 bedroom
  • 252 bedrooms
  • 213 bedrooms
  • 104 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Liberty, TN (37095) in owner-occupied houses/condos

  • 22no vehicle
  • 1221 vehicle
  • 2142 vehicles
  • 1903 vehicles
  • 314 vehicles
  • 105+ vehicles

Cars and other vehicles available in Liberty, TN (37095) in renter-occupied apartments

  • 0no vehicle
  • 511 vehicle
  • 72 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 37095 household income distribution in 2013

  • Zip code 37095 household income distribution in 2013
  • 78Less than $10,000
  • 44$10,000 to $14,999
  • 68$15,000 to $19,999
  • 39$20,000 to $24,999
  • 15$25,000 to $29,999
  • 57$30,000 to $34,999
  • 28$35,000 to $39,999
  • 32$40,000 to $44,999
  • 15$45,000 to $49,999
  • 20$50,000 to $59,999
  • 134$60,000 to $74,999
  • 31$75,000 to $99,999
  • 86$100,000 to $124,999
  • Estimate of home value of owner-occupied houses/condos in 2013 in zip code 37095

  • Estimate of home value of owner-occupied houses/condos in 2013 in zip code 37095
  • 4Less than $10,000
  • 14$10,000 to $14,999
  • 11$20,000 to $24,999
  • 9$25,000 to $29,999
  • 17$30,000 to $34,999
  • 10$35,000 to $39,999
  • 44$40,000 to $49,999
  • 30$50,000 to $59,999
  • 10$60,000 to $69,999
  • 52$70,000 to $79,999
  • 31$80,000 to $89,999
  • 16$90,000 to $99,999
  • 71$100,000 to $124,999
  • 35$125,000 to $149,999
  • 35$150,000 to $174,999
  • 53$175,000 to $199,999
  • 63$200,000 to $249,999
  • 70$250,000 to $299,999
  • 13$300,000 to $399,999
  • 1$400,000 to $499,999
  • Rent paid by renters in 2013 in zip code 37095

  • Rent paid by renters in 2013 in zip code 37095
  • 15$150 to $199
  • 2$200 to $249
  • 15$300 to $349
  • 1$350 to $399
  • 20$450 to $499
  • 1$550 to $599
  • 4No cash rent

Median gross rent in 2013: $495.

Estimated median house (or condo) value in 2013 for:

  • White Non-Hispanic householders: $101,628
  • Black or African American householders: $81,243
  • Native Hawaiian and other Pacific Islander householders: $18,464
  • Hispanic or Latino householders: $96,015

Estimated median house or condo value in 2013: $116,400
37095:

$116,400
Tennessee:

$140,300
Lower value quartile - upper value quartile: $68,300 - $199,900

Mean price in 2013:

Detached houses: $141,867
Here:

$141,867
State:

$193,341

Mobile homes: $62,778
Here:

$62,778
State:

$62,485

Owners and renters by unit type in %

Housing units in structures:

  • One, detached: 700
  • One, attached: 9
  • Two: 4
  • Mobile homes: 139

Unemployment: 8.3%

  • Means of transportation to work in zip code 37095

  • Means of transportation to work in zip code 37095
  • 70.7%499Drove a car alone
  • 21.8%154Carpooled
  • 0.3%2Bus or trolley bus
  • 7.2%51Worked at home
  • Travel time to work (commute) in zip code 37095

  • Travel time to work (commute) in zip code 37095
  • 45Less than 5 minutes
  • 425 to 9 minutes
  • 15210 to 14 minutes
  • 12715 to 19 minutes
  • 4420 to 24 minutes
  • 1825 to 29 minutes
  • 5930 to 34 minutes
  • 2935 to 39 minutes
  • 1240 to 44 minutes
  • 5545 to 59 minutes
  • 6060 to 89 minutes
  • 1290 or more minutes

Percentage of zip code residents living and working in this county: 61.9%

Household type by relationship:

Households: 1,606
  • In family households: 1,306 (243 male householders, 174 female householders)
    363 spouses, 440 children (378 natural, 10 adopted, 53 stepchildren), 39 grandchildren, 25 brothers or sisters, 20 parents, 2 other relatives, 0 non-relatives
  • In nonfamily households: 300 (125 male householders (97 living alone)), 105 female householders (95 living alone)), 70 nonrelatives

Size of family households: 189 2-persons, 91 3-persons, 88 4-persons, 41 5-persons, 8 6-persons

Size of nonfamily households: 192 1-person, 21 2-persons, 17 3-persons

251 married couples with children.
68 single-parent households (18 men, 50 women).

97.4% of residents of 37095 zip code speak English at home.
1.2% of residents speak Spanish at home (100% very well).
1.3% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 53 (3.3%)
(58.5% of them are naturalized citizens)
This zip code:

3.3%
Whole state:

4.7%

Most common places of birth for the foreign-born residents

  • 42%England
  • 32%Peru
  • 25%Latvia
  • 2%Other Eastern Europe

Most common first ancestries reported in 37095 (%)

  • 33%American
  • 11%Other groups
  • 10%English
  • 7%Irish
  • 6%German
  • 1%Dutch
  • 1%European

Year of entry for the foreign-born population

  • 02010 or later
  • 02000 to 2009
  • 221990 to 1999
  • 31Before 1990

Zip code 37095 topographic map

Facilities with environmental interests located in this zip code:

  • DOWELL TOWN-LIBERTY WTP (P.O. BOX 23LIBERTY WTP in LIBERTY, DEKALB COUNTY, TN)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: WATER SUPPLY
    Organizations: BOBBY C. MARTIN (CONTACT/OWNER)
    Alternative names: DOWELLTOWN-LIBERTY WATERWORKS, DOWELLTOWN-LIBERTY WTP
  • ALL-STATE ASPHALT (HWY 53 in LIBERTY, TN)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
  • DEKALB COUNTY HIGHWAY DEPARTMENT (COURTHOUSE in LIBERTY, TN)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: CRUSHED AND BROKEN LIMESTONE; HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS

Zip code 37095 marital status for males
Zip code 37095 marital status for females

Housing units lacking complete plumbing facilities: 8.6%
Housing units lacking complete kitchen facilities: 9.9%

Most commonly used house heating fuel

  • 52%Electricity
  • 27%Utility gas
  • 12%Bottled, tank, or LP gas
  • 9%Wood

Population in 1990: 2,236. Population change in the 1990s: -268 (-12.0%).

Place of birth for U.S.-born residents:

  • This state: 1,170
  • Northeast: 79
  • Midwest: 143
  • South: 114
  • West: 47

59% of the 37095 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 42% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

91% of the 37095 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 28% moved from this county.
   Out of people who lived in different houses, 54% moved from different county within same state.
   Out of people who lived in different houses, 18% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
Tennessee:

12.2%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Tennessee:

12.7%
Students in private undergraduate colleges: 1
Here:

25.0%
Tennessee:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 66,618Architecture and engineering occupations
  • 43,438Transportation occupations
  • 40,956Management occupations
  • 40,313Building and grounds cleaning and maintenance occupations
  • 31,591Material moving occupations
  • 31,346Production occupations

Companies with federal contracts located in this zip code:

  • ROGERS GROUP INC (470 WOODBURY HWY in LIBERTY, TN) : $24,352 in 2 contracts in 2003
    $15,029 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Construction Materials. Signed on 2003-09-23. Completion date: 2003-09-30.
    $9,323, same as above. Signed on 2003-09-23. Completion date: 2003-10-03.

Top industries in this zip code by the number of employees in 2005:

  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Finance and Insurance: Commercial Banking (10-19: 1)
  • Mining: Crushed and Broken Limestone Mining and Quarrying (5-9: 1)
  • Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (5-9: 1)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (5-9: 1)
  • Accommodation and Food Services: Full-Service Restaurants (1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 37095 among deceased individuals
NameCountLived (average)
Robert2275.1 years
John2276.8 years
James2073.2 years
Willie1681.0 years
Mary1574.8 years
George1277.0 years
William1178.6 years
Ben674.0 years
Jessie685.6 years
Charles667.2 years
Most common last names in zip code 37095 among deceased individuals
Last nameCountLived (average)
Mathis1883.3 years
Hale1678.8 years
Cook1172.6 years
Anderson1177.8 years
Driver1181.7 years
Evans1080.3 years
Nokes1069.2 years
Crook972.1 years
Williams983.4 years
Allen977.2 years
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