37184 Zip Code Detailed Profile




City: Watertown, TN (1.12%)
Counties: Wilson County, TN (96.84%), Smith County, TN (3.16%)
Estimated zip code population in 2013: 6,516
Zip code population in 2010: 5,844
Zip code population in 2000: 5,505

Houses and condos: 2,736
Renter-occupied apartments: 490
% of renters here:

21%
State:

34%
Mar. 2013 cost of living index in zip code 37184: 82.0 (low, U.S. average is 100)

Land area: 117.0 sq. mi.
Water area: 0.0 sq. mi.
Population density: 56 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 37184
Zip code 37184 (Watertown, Tennessee) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($798)
Tennessee:

0.7% ($1,049)
Median real estate property taxes paid for housing units with mortgages in 2013: $855 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $743 (0.6%)

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Males: 3,199  (49.1%)
Females: 3,317  (50.9%)

For population 25 years and over in 37184:

For population 15 years and over in 37184:

Zip code 37184 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 37184

  • Zip code 37184 races chart
    • 5,447White population
    • 200Black population
    • 17American Indian population
    • 6Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 1Some other race population
    • 62Two or more races population
    • 110Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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123
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100% rural population.

Estimated median house/condo value in 2013: $145,000
37184:

$145,000
Tennessee:

$140,300



According to our research of Tennessee and other state lists there were 6 registered sex offenders living in 37184 zip code as of August 27, 2015.
The ratio of number of residents in zip code 37184 to the number of sex offenders is 1,094 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

42.9 years
Tennessee median age:

38.5 years
Average household size:
This zip code:

2.7 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 37184, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $42,729 (Individual Income Tax Returns)
Here:

$42,729
State:

$53,767

Salary/wage: $39,885 (reported on 85.5% of returns)
Here:

$39,885
State:

$45,421
(% of AGI for various income ranges: 76.7% for AGIs below $25k, 85.0% for AGIs $25k-50k, 84.3% for AGIs $50k-75k, 83.8% for AGIs $75k-100k, 70.0% for AGIs $100k-200k)

Taxable interest for individuals: $923 (reported on 33.1% of returns)
This zip code:

$923
Tennessee:

$1,732
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs $100k-200k)

Ordinary dividends: $2,011 (reported on 10.9% of returns)
Here:

$2,011
State:

$6,739
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,764 (reported on 10.1% of returns)
Here:

+$2,764
State:

+$19,082
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.5% for AGIs $100k-200k)

Profit/loss from business: +$10,290 (reported on 15.7% of returns)
Here:

+$10,290
State:

+$15,240
(% of AGI for various income ranges: 7.9% for AGIs below $25k, 4.1% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,806 (reported on 6.9% of returns)
37184:

$10,806
Tennessee:

$15,505
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.6% for AGIs $75k-100k)

Total itemized deductions: $17,669 (24% of AGI, reported on 18.1% of returns)
Here:

$17,669
State:

$21,976

Here:

23.9% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 6.0% for AGIs below $25k, 6.2% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 9.0% for AGIs $75k-100k, 8.1% for AGIs $100k-200k)

Charity contributions: $3,900 (reported on 13.3% of returns)
Here:

$3,900
State:

$6,709
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Taxes paid: $3,045 (reported on 17.7% of returns)
37184:

$3,045
State:

$4,829
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.6% for AGIs $100k-200k)

Earned income credit: $2,169 (reported on 22.2% of returns)
Here:

$2,169
State:

$2,404
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 37184, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,026 (Individual Income Tax Returns)
Here:

$35,026
State:

$44,088

Salary/wage: $34,594 (reported on 87.1% of returns)
Here:

$34,594
State:

$38,825
(% of AGI for various income ranges: 93.9% for AGIs below $10k, 83.6% for AGIs $10k-25k, 87.9% for AGIs $25k-50k, 91.2% for AGIs $50k-75k, 91.5% for AGIs $75k-100k, 66.5% for AGIs over 100k)

Taxable interest for individuals: $1,351 (reported on 34.2% of returns)
This zip code:

$1,351
Tennessee:

$1,802
(% of AGI for various income ranges: 7.1% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $1,342 (reported on 11.4% of returns)
Here:

$1,342
State:

$3,727
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$5,487 (reported on 11.2% of returns)
Here:

+$5,487
State:

+$15,776
(% of AGI for various income ranges: -0.2% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 8.5% for AGIs over 100k)

Profit/loss from business: +$8,864 (reported on 15.5% of returns)
Here:

+$8,864
State:

+$12,882
(% of AGI for various income ranges: 8.3% for AGIs below $10k, 5.2% for AGIs $10k-25k, 4.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 6.7% for AGIs over 100k)

IRA payment deduction: $2,167 (reported on 1.7% of returns)
37184:

$2,167
Tennessee:

$2,934

Total itemized deductions: $14,212 (24% of AGI, reported on 19.5% of returns)
Here:

$14,212
State:

$18,035

Here:

24.1% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 5.6% for AGIs below $10k, 6.4% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 7.2% for AGIs over 100k)

Charity contributions deductions: $3,174 (5% of AGI, reported on 13.9% of returns)
Here:

$3,174
State:

$5,167

Here:

4.9% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $4,136 (reported on 73.9% of returns)
37184:

$4,136
State:

$7,482
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 17.6% for AGIs over 100k)

Earned income credit: $1,673 (reported on 19.3% of returns)
Here:

$1,673
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 68.9%
Here:

69%
State:

60%
(% for various income ranges: 63.5% for AGIs below $10k, 71.0% for AGIs $10k-25k, 71.3% for AGIs $25k-50k, 66.1% for AGIs $50k-75k, 67.7% for AGIs $75k-100k, 81.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$45,524
Tennessee:

$44,297
Watertown, TN (37184) map Nearest zip codes: 37016, 37012, 38547, 37090, 37118, 38563.
Percentage of family households:
This zip code:

55.4%
Tennessee:

50.2%
Percentage of households with unmarried partners:
This zip code:

8.0%
Tennessee:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 492
Household did not receive Food Stamps/SNAP in the past 12 months: 1,883


Women who had a birth in the past 12 months: 50 (42 now married, 8 unmarried)
Women who did not have a birth in the past 12 months: 1,387 (759 now married, 628 unmarried)


Housing units in zip code 37184 with a mortgage: 1,075 (39 second mortgage, 89 home equity loan)
Houses without a mortgage: 810

Median monthly owner costs for units with a mortgage: $1,221
Median monthly owner costs for units without a mortgage: S338

Residents with income below the poverty level in 2013:
This zip code:

17.5%
Whole state:

17.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

7.7%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.2
State:

6.4
Median number of rooms in apartments:
Here:

5.3
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 37184: Holmes Gap (A), Wilson Emergency Management Agency Station 7 Statesville (B), Wilson Emergency Management Agency Station 2 Watertown (C), Watertown Volunteer Fire Department (D). Display/hide their locations on the map

    Churches in zip code 37184 include: Fall Creek Church (A), Smith Fork Church (B), Ramah Church (C), Cumberland Church (D), Poplar Hill Church (E), Zion Church (F), Greenvale Baptist Church (G), Linwood Baptist Church (H), Shop Springs Baptist Church (I). Display/hide their locations on the map

    Cemeteries: Jennings Cemetery (1), Jones Cemetery (2), Waters Cemetery (3), Williams Cemetery (4), Greenvale Cemetery (5), Griffin Cemetery (6), Massey Cemetery (7). Display/hide their locations on the map

    Streams, rivers, and creeks: Little Caney Branch (A), Knight Creek (B), Haley Branch (C), Goose Creek (D), East Prong Jennings Fork (E), Cleaver Creek (F), Eavens Branch (G), Big Caney Branch (H), Beech Log Creek (I). Display/hide their locations on the map

Year house built

  • 382010 or later
  • 4362000 to 2009
  • 6541990 to 1999
  • 3261980 to 1989
  • 2581970 to 1979
  • 1951960 to 1969
  • 2351950 to 1959
  • 1741940 to 1949
  • 4201939 or earlier

Zip code 37184 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Watertown, TN (37184)

  • 0no bedroom
  • 161 bedroom
  • 4402 bedrooms
  • 1,1003 bedrooms
  • 2894 bedrooms
  • 405+ bedrooms

Bedrooms in renter-occupied apartments in Watertown, TN (37184)

  • 13no bedroom
  • 341 bedroom
  • 1202 bedrooms
  • 1673 bedrooms
  • 1394 bedrooms
  • 175+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Watertown, TN (37184) in owner-occupied houses/condos

  • 78no vehicle
  • 4751 vehicle
  • 6652 vehicles
  • 4823 vehicles
  • 904 vehicles
  • 955+ vehicles

Cars and other vehicles available in Watertown, TN (37184) in renter-occupied apartments

  • 35no vehicle
  • 2201 vehicle
  • 2032 vehicles
  • 323 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $738.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $145,000
37184:

$145,000
Tennessee:

$140,300
Lower value quartile - upper value quartile: $97,100 - $219,900

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 11.1%

Percentage of zip code residents living and working in this county: 64.9%

Household type by relationship:

Households: 6,516

Size of family households: 685 2-persons, 423 3-persons, 227 4-persons, 289 5-persons, 20 6-persons, 14 7-or-more-persons

Size of nonfamily households: 515 1-person, 155 2-persons, 47 3-persons

996 married couples with children.
361 single-parent households (74 men, 287 women).

98.6% of residents of 37184 zip code speak English at home.
0.7% of residents speak Spanish at home (53% very well, 47% well).
0.4% of residents speak other Indo-European language at home (89% well, 11% not well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 62 (1.0%)
(53.2% of them are naturalized citizens)
This zip code:

1.0%
Whole state:

4.7%

Most common places of birth for the foreign-born residents

  • 32%Germany
  • 27%Canada
  • 24%Philippines
  • 13%West Indies
  • 3%Vietnam

Most common first ancestries reported in 37184 (%)

  • 21%American
  • 11%Other groups
  • 7%Irish
  • 6%English
  • 6%German
  • 2%Scotch-Irish
  • 1%Scottish

Year of entry for the foreign-born population

  • 02010 or later
  • 172000 to 2009
  • 01990 to 1999
  • 56Before 1990

Zip code 37184 topographic map

Facilities with environmental interests located in this zip code:


Zip code 37184 marital status for males
Zip code 37184 marital status for females

Housing units lacking complete plumbing facilities: 5.7%
Housing units lacking complete kitchen facilities: 6.2%

Most commonly used house heating fuel

  • 71%Electricity
  • 17%Utility gas
  • 7%Bottled, tank, or LP gas
  • 5%Wood

Population in 1990: 3,640. Population change in the 1990s: +1,865 (+51.2%).

Place of birth for U.S.-born residents:


60% of the 37184 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

93% of the 37184 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 55% moved from this county.
   Out of people who lived in different houses, 32% moved from different county within same state.
   Out of people who lived in different houses, 13% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 71
Here:

11.1%
Tennessee:

12.2%
Students in private schools in grades 9 to 12 (high school): 16
Here:

5.2%
Tennessee:

12.7%
Students in private undergraduate colleges: 69
Here:

37.7%
Tennessee:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 90,250Computer and mathematical occupations
  • 72,672Architecture and engineering occupations
  • 58,750Health technologists and technicians
  • 49,188Health diagnosing and treating practitioners and other technical occupations
  • 47,596Management occupations
  • 45,774Law enforcement workers including supervisors

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 5
  • Vehicles involved in fatal accidents: 8
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 5
  • Persons involved in fatal accidents: 13
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED41$134,49860$129,667294$143,05138$38,13133$104,66253$87,803
APPLICATIONS APPROVED, NOT ACCEPTED0$04$79,19829$113,9432$7,0750$04$67,620
APPLICATIONS DENIED13$107,6325$150,648112$140,3409$52,1123$69,21313$88,578
APPLICATIONS WITHDRAWN5$103,3185$129,03448$173,7154$36,4652$128,2750$0
FILES CLOSED FOR INCOMPLETENESS2$119,4650$014$207,9010$00$00$0

Detailed HMDA statistics for the following Tracts: 0308.00 , 0310.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$134,6503$148,323
APPLICATIONS APPROVED, NOT ACCEPTED0$02$355,265
APPLICATIONS DENIED0$02$126,780
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$02$125,970

Detailed PMIC statistics for the following Tracts: 0308.00 , 0310.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 37184 among deceased individuals
NameCountLived (average)
James5272.9 years
John5074.9 years
Mary3977.3 years
William3571.5 years
Robert3073.8 years
Willie2177.1 years
Thomas2075.5 years
Charles1465.1 years
Jessie1277.0 years
Margaret1277.7 years
Most common last names in zip code 37184 among deceased individuals
Last nameCountLived (average)
Williams2980.2 years
Patton2580.7 years
Smith2372.3 years
Bass2175.9 years
Oakley1881.9 years
Jennings1779.9 years
Phillips1673.1 years
Hudson1582.9 years
Vantrease1474.6 years
Neal1279.3 years

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