Estimated median household income in 2007: $49,912
| This zip code: | $49,912 | | Tennessee: | $42,367 |
Nearest zip codes: 37309, 37370, 37312, 37336, 37307, 37323.
Housing units in zip code 37310 with a mortgage: 462 (69 second mortgage, 61 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 303
Median monthly owner costs for units with a mortgage: $1,054
Median monthly owner costs for units without a mortgage: $295
Residents with income below the poverty level in 2007:
| This zip code: | 11.0% | | Whole state: | 15.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 7.2% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.8 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 4.2 |
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 37310 include: Council Church (A), Mount Hermon Church (B), Candies Creek Church (C). Display/hide their locations on the map
Cemeteries: Renslow Cemetery (1), King Cemetery (2), Purselley Cemetery (3), Council Cemetery (4), Candies Creek Company (5), McCarthy Cemetery (6), McBrien-Burdett Cemetery (7). Display/hide their locations on the map
Reservoir: Simpson Pond (A). Display/hide its location on the map
Streams, rivers, and creeks: Beaverdam Branch (A), Shumaker Branch (B), Copper Branch (C), South Chestuee Creek (D), Riggins Branch (E), South Mouse Creek (F), Bacon Branch (G), Rattlesnake Branch (H), Parker Branch (I). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 78
- 1995 to 1998: 259
- 1990 to 1994: 157
- 1980 to 1989: 241
- 1970 to 1979: 199
- 1960 to 1969: 170
- 1950 to 1959: 139
- 1940 to 1949: 61
- 1939 or earlier: 102
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Bedrooms in owner-occupied houses in Charleston, TN (37310): |
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- no bedroom: 0
- 1 bedrooms: 55
- 2 bedrooms: 249
- 3 bedrooms: 629
- 4 bedrooms: 180
- 5 or more bedrooms: 44
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 11
- 1 bedrooms: 22
- 2 bedrooms: 85
- 3 bedrooms: 63
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 37310 zip code in owner-occupied houses/condos: |
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- no vehicle: 25
- 1 vehicle: 209
- 2 vehicles: 542
- 3 vehicles: 196
- 4 vehicles: 125
- 5 or more vehicles: 60
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 9
- 1 vehicle: 66
- 2 vehicles: 104
- 3 vehicles: 0
- 4 vehicles: 2
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 37310:
- Less than $10,000: 18
- $10,000 to $14,999: 9
- $15,000 to $19,999: 15
- $20,000 to $24,999: 14
- $25,000 to $29,999: 13
- $30,000 to $34,999: 18
- $35,000 to $39,999: 19
- $40,000 to $49,999: 62
- $50,000 to $59,999: 35
- $60,000 to $69,999: 89
- $70,000 to $79,999: 57
- $80,000 to $89,999: 36
- $90,000 to $99,999: 38
- $100,000 to $124,999: 107
- $125,000 to $149,999: 82
- $150,000 to $174,999: 96
- $175,000 to $199,999: 80
- $200,000 to $249,999: 116
- $250,000 to $299,999: 59
- $300,000 to $399,999: 113
- $400,000 to $499,999: 43
- $500,000 to $749,999: 82
- $750,000 to $999,999: 8
- $1,000,000 or more: 9
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Rent paid by renters in 2007 in zip code 37310:
- Less than $100: 7
- $100 to $149: 2
- $150 to $199: 10
- $200 to $249: 5
- $250 to $299: 4
- $300 to $349: 19
- $350 to $399: 21
- $400 to $449: 24
- $450 to $499: 14
- $500 to $549: 5
- $750 to $799: 15
- No cash rent: 29
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Median price asked for vacant for-sale houses and condos in 2007: $85,175.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $169,314
- Black or African American householders: $114,209
- American Indian or Alaska Native householders: $203,680
- Asian householders: $166,647
- Hispanic or Latino householders: $66,659
Estimated median house or condo value in 2007: $152,002 (it was $100,800 in 2000)
| 37310: | $152,002 | | Tennessee: | $130,800 |
Lower value quartile - upper value quartile: $61,198 - $158,972
Mean price in 2007:
Detached houses: $243,147| Here: | $243,147 | | State: | $188,120 |
Townhouses or other attached units: $234,739| Here: | $234,739 | | State: | $161,999 |
In 2-unit structures: $252,511| Here: | $252,511 | | State: | $142,458 |
Mobile homes: $61,856| Here: | $61,856 | | State: | $44,109 |
Occupied boats, RVs, vans, etc.: $32,500| Here: | $32,500 | | State: | $46,838 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,047
- One, attached: 15
- Two: 39
- 3 or 4: 8
- 20 to 49: 11
- Mobile homes: 284
- Boats, RVs, vans, etc.: 2

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Means of transportation to work
- Drove a car alone: 1,276 (77%)
- Carpooled: 284 (17%)
- Walked: 23 (1%)
- Other means: 29 (2%)
- Worked at home: 44 (3%)
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Travel time to work
- Less than 5 minutes: 63
- 5 to 9 minutes: 102
- 10 to 14 minutes: 105
- 15 to 19 minutes: 370
- 20 to 24 minutes: 384
- 25 to 29 minutes: 76
- 30 to 34 minutes: 246
- 35 to 39 minutes: 75
- 40 to 44 minutes: 37
- 45 to 59 minutes: 59
- 60 to 89 minutes: 79
- 90 or more minutes: 16
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Percentage of zip code residents living and working in this county: 66.8%
Household type by relationship
Households: 3,384
- In family households: 2,985 (861 male householders, 134 female householders)
869 spouses, 941 children (820 natural, 17 adopted, 104 stepchildren), 89 grandchildren, 19 brothers or sisters, 9 parents, 33 other relatives, 30 non-relatives
- In nonfamily households: 399 (178 male householders (128 living alone)), 152 female householders (145 living alone)), 69 nonrelatives
- In group quarters: 1 (0 institutionalized population)
Size of family households: 421 2-persons, 296 3-persons, 165 4-persons, 86 5-persons, 26 6-persons, 1 7-or-more-persons.
Size of nonfamily households: 273 1-person, 45 2-persons, 8 4-persons, 4 5-persons.
637 married couples with children.
125 single-parent households (34 men, 91 women).
96.3% of residents of 37310 zip code speak English at home.
1.5% of residents speak Spanish at home (38% very well, 40% well, 21% not well).
2.2% of residents speak other Indo-European language at home (84% very well, 13% well, 3% not well).
Foreign born population: 63 (1.8%)
(34.9% of them are naturalized citizens)
| This zip code: | 1.8% | | Whole state: | 2.8% |
Most common places of birth for the foreign-born residents:
- Canada (44%)
- Mexico (17%)
- Netherlands (14%)
- Germany (13%)
- United Kingdom (6%)
- Romania (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 37
- 1990 to 1994: 2
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 10
- 1970 to 1974: 0
- 1970 to 1974: 2
- 1965 to 1969: 12
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White population: 3,284
Black population: 216
American Indian population: 16
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 17
Two or more races population: 28

First ancestries reported:
|  United States or American: 915 |
|  Other groups: 406 |
|  Irish: 303 |
|  English: 151 |
|  German: 135 |
|  Scottish: 102 |
|  Dutch: 85 |
|  Canadian: 37 |
|  Italian: 28 |
|  Scotch-Irish: 26 |
|  Welsh: 13 |
|  Polish: 11 |
|  Slovak: 9 |
|  French (except Basque): 4 |
|  Hungarian: 3 |
|  Swedish: 3 |
|  Finnish: 2 |

Facitilies with environmental interests located in this zip code:
- ARCH CHEMICALS INCORPORATED (1200 LOWER RIVER ROAD in CHARLESTON, TN)
AIR MAJOR (AIRS/AFS) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: ALKALIES AND CHLORINE; INDUSTRIAL INORGANIC CHEMICALS
Business NAICS classification: ALL OTHER BASIC INORGANIC CHEMICAL MANUFACTURING.
Organizations: THOMAS C. REESE (CONTACT/OPERATOR)
, ARCH CHEMICALS, INC. (CONTACT/OWNER)
- CHARLESTON ELEMENTARY SCHOOL (P O BOX 435 in CHARLESTON, TN)
(National Center for Education Statistics) - STATE ID-0030
Organizations: BRADLEY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
- AIR-GLASS INDUSTRIES INC (LOWER RIVER ROAD in CHARLESTON, TN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CLEVELAND UTILITIES STP (1860 OLD LOWER RIVER ROAD NW in CHARLESTON, TN)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Organizations: CLEVELAND WWTP (CONTACT/OPERATOR)
, FRED A . MURPHY (CONTACT/OWNER)
Alternative names: CLEVELAND UTILITIES WASTEWATER TREATMENT PLANT
- CONSOLIDATED MFG & MKTG CORP (RURAL RT 1 BOX 311 in CHARLESTON, TN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $47,100
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (70%)
- Bottled, tank, or LP gas (19%)
- Wood (5%)
- Fuel oil, kerosene, etc. (3%)
- Utility gas (2%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 2512
- Northeast: 76
- Midwest: 245
- South: 430
- West: 58
58% of the 37310 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 56% lived in this county.
Out of people who lived in different counties, 57% lived in Tennessee.
Population in 1990: 1,921. Population change in the 1990s: +1,644 (+85.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 33
| Here: | 9.1% | | Tennessee: | 9.5% |
Students in private schools in grades 9 to 12 (high school): 4
| Here: | 2.4% | | Tennessee: | 10.4% |
Students in private undergraduate colleges: 16
| Here: | 18.8% | | Tennessee: | 22.8% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Highway, Street, and Bridge Construction (100-249 employees: 1 establishment, 1-4 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (10-19: 2, 5-9: 1, 1-4: 3)
- Wholesale Trade: Beer and Ale Merchant Wholesalers (20-49: 1)
- Construction: Manufacturing (20-49: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 3
- Persons involved in fatal accidents: 7
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 6
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 4
- Persons involved in fatal accidents: 14
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $121,952 | 205 | $134,754 | 334 | $125,241 | 37 | $57,879 | 68 | $117,518 | 24 | $61,288 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $143,105 | 50 | $124,519 | 8 | $54,186 | 1 | $232,850 | 3 | $50,980 |
| APPLICATIONS DENIED | 9 | $129,932 | 40 | $101,225 | 251 | $129,965 | 47 | $68,970 | 13 | $101,062 | 20 | $77,401 |
| APPLICATIONS WITHDRAWN | 5 | $96,626 | 15 | $110,433 | 82 | $129,407 | 5 | $112,070 | 4 | $107,490 | 2 | $74,780 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $33,610 | 4 | $141,893 | 37 | $150,136 | 2 | $94,535 | 1 | $234,000 | 1 | $33,610 |
Aggregated Statistics For Year 2006 (Based on 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 51 | $127,730 | 320 | $121,502 | 346 | $122,217 | 46 | $37,132 | 1 | $344,560 | 91 | $125,260 | 21 | $63,495 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $85,510 | 35 | $94,633 | 59 | $97,507 | 5 | $55,064 | 0 | $0 | 11 | $50,207 | 13 | $54,742 |
| APPLICATIONS DENIED | 8 | $102,326 | 76 | $115,474 | 247 | $112,511 | 38 | $56,119 | 0 | $0 | 33 | $81,615 | 39 | $58,791 |
| APPLICATIONS WITHDRAWN | 2 | $131,200 | 24 | $141,949 | 153 | $122,344 | 8 | $39,654 | 0 | $0 | 7 | $84,044 | 3 | $69,543 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $116,618 | 38 | $121,743 | 1 | $66,720 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $112,054 | 318 | $112,891 | 379 | $110,856 | 38 | $42,311 | 1 | $580,260 | 67 | $90,538 | 30 | $53,173 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $79,080 | 51 | $95,151 | 70 | $102,693 | 4 | $45,445 | 0 | $0 | 3 | $138,620 | 12 | $49,327 |
| APPLICATIONS DENIED | 6 | $121,327 | 64 | $89,334 | 296 | $102,101 | 45 | $47,519 | 0 | $0 | 18 | $82,259 | 30 | $56,764 |
| APPLICATIONS WITHDRAWN | 2 | $130,810 | 33 | $127,053 | 189 | $129,213 | 11 | $121,624 | 0 | $0 | 13 | $128,812 | 7 | $61,593 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $125,123 | 30 | $117,324 | 4 | $61,415 | 0 | $0 | 1 | $172,790 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $114,635 | 273 | $111,709 | 384 | $107,878 | 38 | $47,230 | 1 | $414,500 | 75 | $100,565 | 26 | $53,541 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $82,637 | 29 | $89,906 | 82 | $99,020 | 8 | $24,609 | 0 | $0 | 7 | $113,434 | 16 | $59,296 |
| APPLICATIONS DENIED | 9 | $74,858 | 71 | $91,717 | 244 | $100,277 | 49 | $43,454 | 0 | $0 | 17 | $86,601 | 42 | $58,461 |
| APPLICATIONS WITHDRAWN | 6 | $94,853 | 30 | $107,231 | 165 | $111,566 | 8 | $103,281 | 0 | $0 | 8 | $74,518 | 7 | $74,804 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $66,200 | 8 | $105,770 | 27 | $99,696 | 1 | $119,420 | 0 | $0 | 1 | $144,690 | 1 | $110,060 |
Detailed HMDA statistics for the following Tracts:
0111.00
, 0112.01, 0112.02, 0113.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 10 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $148,360 | 39 | $159,842 | 3 | $134,423 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $96,577 | 6 | $173,928 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $146,880 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $214,420 | 2 | $224,130 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 10 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $150,085 | 24 | $155,055 | 4 | $160,515 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $152,114 | 3 | $153,323 | 1 | $100,340 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $94,110 | 4 | $164,540 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 10 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $148,461 | 39 | $151,408 | 5 | $132,734 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $154,156 | 3 | $119,053 | 0 | $0 | 1 | $35,190 |
| APPLICATIONS DENIED | 1 | $117,500 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $118,872 | 2 | $169,500 | 2 | $91,875 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 10 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $122,356 | 39 | $140,017 | 11 | $80,106 | 1 | $62,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $187,323 | 9 | $136,281 | 4 | $103,715 | 1 | $43,070 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $151,880 | 4 | $106,575 | 1 | $63,100 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $43,070 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0111.00
, 0112.01, 0112.02, 0113.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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