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37318 Zip Code (Cowan, TN) Detailed Profile




Cities: Cowan, TN (16.95%), Winchester, TN (0.03%)
County: Franklin County, TN
Estimated zip code population in 2017: 1,608
Zip code population in 2010: 1,978
Zip code population in 2000: 1,851

Houses and condos: 833
Renter-occupied apartments: 240
% of renters here:

32%
State:

35%
March 2019 cost of living index in zip code 37318: 78.1 (low, U.S. average is 100)

Land area: 12.0 sq. mi.
Water area: 0.0 sq. mi.
Population density: 134 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 37318
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Real estate property taxes paid for housing units in 2017:
This zip code:

0.7% ($659)
Tennessee:

0.7% ($1,165)
Median real estate property taxes paid for housing units with mortgages in 2017: $585 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $738 (0.9%)

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Males: 779  (48.5%)
Females: 828  (51.5%)

For population 25 years and over in 37318:

  • High school or higher: 70.4%
  • Bachelor's degree or higher: 10.6%
  • Graduate or professional degree: 2.4%
  • Unemployed: 6.0%
  • Mean travel time to work (commute): 18.7 minutes

For population 15 years and over in 37318:

  • Never married: 24.3%
  • Now married: 40.8%
  • Separated: 4.1%
  • Widowed: 10.3%
  • Divorced: 20.6%

Zip code 37318 compared to state average:

  • Median house value below state average.
  • Black race population percentage below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage below state average.
  • Length of stay since moving in significantly above state average.
  • House age above state average.
  • Number of college students significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 37318 (2017)
    • 1,68290.9%White
    • 19110.3%Black
    • 492.6%Two or more races
    • 351.9%Hispanic or Latino
    • 120.6%American Indian
    • 80.4%Asian
    • 10.05%Some other race
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Data:
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Based on 2000-2016 data
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Urban population: 1,333
Rural population: 274

Estimated median house/condo value in 2017: $89,851
37318:

$89,851
Tennessee:

$167,500



According to our research of Tennessee and other state lists, there were 7 registered sex offenders living in 37318 zip code as of January 20, 2020.
The ratio of all residents to sex offenders in zip code 37318 is 248 to 1.


Median resident age:
This zip code:

47.5 years
Tennessee median age:

38.6 years
Average household size:
This zip code:

2.1 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 37318, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,260 (Individual Income Tax Returns)
Here:

$35,260
State:

$53,767

Salary/wage: $32,758 (reported on 83.1% of returns)
Here:

$32,758
State:

$45,421
(% of AGI for various income ranges: 74.8% for AGIs below $25k, 81.8% for AGIs $25k-50k, 78.9% for AGIs $50k-75k, 85.4% for AGIs $75k-100k, 65.3% for AGIs $100k-200k)

Taxable interest for individuals: $510 (reported on 25.3% of returns)
This zip code:

$510
Tennessee:

$1,732
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $1,567 (reported on 7.2% of returns)
Here:

$1,567
State:

$6,739

Net capital gain/loss in AGI: +$4,850 (reported on 4.8% of returns)
Here:

+$4,850
State:

+$19,082

Profit/loss from business: +$6,936 (reported on 13.3% of returns)
Here:

+$6,936
State:

+$15,240
(% of AGI for various income ranges: 11.0% for AGIs below $25k, 2.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $10,643 (reported on 8.4% of returns)
37318:

$10,643
Tennessee:

$15,505
(% of AGI for various income ranges: 2.5% for AGIs below $25k, 3.4% for AGIs $25k-50k, 7.1% for AGIs $50k-75k)

Total itemized deductions: $16,050 (25% of AGI, reported on 9.6% of returns)
Here:

$16,050
State:

$21,976

Here:

25.0% of AGI
State:

17.8% of AGI

Charity contributions: $3,600 (reported on 7.2% of returns)
Here:

$3,600
State:

$6,709

Taxes paid: $3,275 (reported on 9.6% of returns)
37318:

$3,275
State:

$4,829

Earned income credit: $2,284 (reported on 30.1% of returns)
Here:

$2,284
State:

$2,404
(% of AGI for various income ranges: 9.6% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.8%
Here:

58%
State:

52%
(% for various income ranges: 57.1% for AGIs below $25k, 59.1% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 60.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 37318, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,401 (Individual Income Tax Returns)
Here:

$30,401
State:

$44,088

Salary/wage: $28,241 (reported on 85.6% of returns)
Here:

$28,241
State:

$38,825
(% of AGI for various income ranges: 82.3% for AGIs below $10k, 81.4% for AGIs $10k-25k, 88.8% for AGIs $25k-50k, 83.2% for AGIs $50k-75k, 89.3% for AGIs $75k-100k, 37.0% for AGIs over 100k)

Taxable interest for individuals: $647 (reported on 34.4% of returns)
This zip code:

$647
Tennessee:

$1,802
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 1.9% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $1,000 (reported on 8.6% of returns)
Here:

$1,000
State:

$3,727
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $75k-100k)

Net capital gain/loss: +$8,453 (reported on 7.3% of returns)
Here:

+$8,453
State:

+$15,776
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 8.3% for AGIs over 100k)

Profit/loss from business: +$8,566 (reported on 14.8% of returns)
Here:

+$8,566
State:

+$12,882
(% of AGI for various income ranges: 13.6% for AGIs below $10k, 3.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 14.6% for AGIs over 100k)

IRA payment deduction: $2,000 (reported on 1.3% of returns)
37318:

$2,000
Tennessee:

$2,934

Total itemized deductions: $14,140 (21% of AGI, reported on 9.9% of returns)
Here:

$14,140
State:

$18,035

Here:

21.1% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 3.4% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 5.5% for AGIs over 100k)

Charity contributions deductions: $4,592 (7% of AGI, reported on 8.1% of returns)
Here:

$4,592
State:

$5,167

Here:

6.9% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $4,022 (reported on 66.4% of returns)
37318:

$4,022
State:

$7,482
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 3.4% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 20.8% for AGIs over 100k)

Earned income credit: $1,712 (reported on 24.6% of returns)
Here:

$1,712
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 67.5%
Here:

67%
State:

60%
(% for various income ranges: 61.1% for AGIs below $10k, 75.4% for AGIs $10k-25k, 64.1% for AGIs $25k-50k, 66.3% for AGIs $50k-75k, 69.6% for AGIs $75k-100k, 73.7% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$36,678
Tennessee:

$51,340
Cowan, TN (37318) map Nearest zip codes: 37324, 37375, 37376, 37398, 37330, 37356.
Winchester Zip Code Map

Percentage of family households:
This zip code:

40.4%
Tennessee:

48.2%
Percentage of households with unmarried partners:
This zip code:

4.6%
Tennessee:

5.5%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 179
Household did not receive Food Stamps/SNAP in the past 12 months: 556


Women who had a birth in the past 12 months: 32 (12 now married, 19 unmarried)
Women who did not have a birth in the past 12 months: 251 (80 now married, 171 unmarried)


Housing units in zip code 37318 with a mortgage: 252 (7 home equity loan, 1 both second mortgage and home equity loan)
Houses without a mortgage: 253

Median monthly owner costs for units with a mortgage: $836
Median monthly owner costs for units without a mortgage: $290

Residents with income below the poverty level in 2017:
This zip code:

25.1%
Whole state:

15.0%
Residents with income below 50% of the poverty level in 2017:
This zip code:

12.3%
Whole state:

8.8%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.4
Median number of rooms in apartments:
Here:

4.9
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 37318: University View (A), Cowan Fire Department Station 2 (B), Cowan Fire Department Station 1 (C), Cowan City Hall (D), Cowan Railroad Museum (E). Display/hide their locations on the map

    Churches in zip code 37318 include: Cowan Church of Christ (A), First Baptist Church (B), Cowan Cumberland Presbyterian Church (C), First Church of the Nazarene (D). Display/hide their locations on the map

    Cemeteries: Ives Cemetery (1), Jackson Cemetery (2), McLlheran Cemetery (3), Miller Cemetery (4), Montgomery Cemetery (5), Hawkins Cemetery (6), Sewell-Bowers Cemetery (7). Display/hide their locations on the map

    Swamps: Stewart Swamp (A). Display/hide its location on the map

    Streams, rivers, and creeks: Kirby-Smith Branch (A), Keith Cove Creek (B), Miller Creek (C). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 02014 or later
  • 182010 to 2013
  • 562000 to 2009
  • 851990 to 1999
  • 691980 to 1989
  • 951970 to 1979
  • 601960 to 1969
  • 2111950 to 1959
  • 901940 to 1949
  • 1341939 or earlier

Zip code 37318 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Cowan, TN (37318)
  • Bedrooms in owner-occupied houses and condos in Cowan, TN (37318)
  • 0no bedroom
  • 91 bedroom
  • 1082 bedrooms
  • 3103 bedrooms
  • 964 bedrooms
  • 145+ bedrooms
Bedrooms in renter-occupied apartments in Cowan, TN (37318)
  • Bedrooms in renter-occupied apartments in Cowan, TN (37318)
  • 0no bedroom
  • 571 bedroom
  • 662 bedrooms
  • 1013 bedrooms
  • 154 bedrooms
  • 65+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Cowan, TN (37318) in owner-occupied houses/condos
  • Cars and other vehicles available in Cowan, TN (37318) in owner-occupied houses/condos
  • 20no vehicle
  • 2091 vehicle
  • 1802 vehicles
  • 673 vehicles
  • 224 vehicles
  • 25+ vehicles
Cars and other vehicles available in Cowan, TN (37318) in renter-occupied apartments
  • Cars and other vehicles available in Cowan, TN (37318) in renter-occupied apartments
  • 42no vehicle
  • 1201 vehicle
  • 452 vehicles
  • 303 vehicles
  • 54 vehicles
  • 05+ vehicles

  • Zip code 37318 household income distribution in 2017

  • Zip code 37318 household income distribution in 2017
  • 116Less than $10,000
  • 82$10,000 to $14,999
  • 52$15,000 to $19,999
  • 39$20,000 to $24,999
  • 24$25,000 to $29,999
  • 38$30,000 to $34,999
  • 45$35,000 to $39,999
  • 30$40,000 to $44,999
  • 79$45,000 to $49,999
  • 56$50,000 to $59,999
  • 63$60,000 to $74,999
  • 34$75,000 to $99,999
  • 23$100,000 to $124,999
  • 12$125,000 to $149,999
  • 24$150,000 to $199,999
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 37318

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 37318
  • 16$15,000 to $19,999
  • 26$20,000 to $24,999
  • 15$25,000 to $29,999
  • 25$30,000 to $34,999
  • 2$35,000 to $39,999
  • 32$40,000 to $49,999
  • 15$50,000 to $59,999
  • 20$60,000 to $69,999
  • 63$70,000 to $79,999
  • 30$80,000 to $89,999
  • 13$90,000 to $99,999
  • 43$100,000 to $124,999
  • 88$125,000 to $149,999
  • 26$150,000 to $174,999
  • 7$175,000 to $199,999
  • 18$200,000 to $249,999
  • 1$300,000 to $399,999
  • Rent paid by renters in 2017 in zip code 37318

  • Rent paid by renters in 2017 in zip code 37318
  • 11Less than $100
  • 8$100 to $149
  • 2$150 to $199
  • 26$200 to $249
  • 25$250 to $299
  • 9$300 to $349
  • 19$350 to $399
  • 40$400 to $449
  • 23$450 to $499
  • 14$500 to $549
  • 11$600 to $649
  • 25No cash rent

Median gross rent in 2017: $503.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $90,757
  • Black or African American householders: $81,847
  • Asian householders: $283,145
  • Two or more races householders: $113,258
  • Hispanic or Latino householders: $154,785

Estimated median house or condo value in 2017: $89,851
37318:

$89,851
Tennessee:

$167,500
Lower value quartile - upper value quartile: $53,045 - $144,241
Owners and renters by unit type in zip code 37318

Housing units in structures:

  • One, detached: 650
  • One, attached: 9
  • Two: 77
  • 3 or 4: 16
  • 5 to 9: 14
  • 10 to 19: 7
  • Mobile homes: 54

Unemployment: 6.0%

  • Means of transportation to work in zip code 37318

  • Means of transportation to work in zip code 37318
  • 91.0%552Drove a car alone
  • 7.8%47Carpooled
  • 0.3%2Walked
  • 0.5%3Worked at home
  • Travel time to work (commute) in zip code 37318

  • Travel time to work (commute) in zip code 37318
  • 33Less than 5 minutes
  • 575 to 9 minutes
  • 7410 to 14 minutes
  • 28215 to 19 minutes
  • 3320 to 24 minutes
  • 1625 to 29 minutes
  • 3930 to 34 minutes
  • 535 to 39 minutes
  • 1840 to 44 minutes
  • 1345 to 59 minutes
  • 1760 to 89 minutes
  • 790 or more minutes

Percentage of zip code residents living and working in this county: 81.8%

Household type by relationship:

Households: 1,596
  • In family households: 1,262 (203 male householders, 234 female householders)
    249 spouses, 407 children (371 natural, 13 adopted, 25 stepchildren), 74 grandchildren, 18 brothers or sisters, 17 parents, 5 other relatives, 51 non-relatives
  • In nonfamily households: 334 (156 male householders (133 living alone)), 151 female householders (151 living alone)), 26 nonrelatives
  • In group quarters: 11 (0 institutionalized population)

Size of family households: 265 2-persons, 73 3-persons, 63 4-persons, 17 5-persons, 16 6-persons, 3 7-or-more-persons

Size of nonfamily households: 284 1-person, 16 2-persons, 6 3-persons

102 married couples with children.
202 single-parent households (115 men, 87 women).

94.1% of residents of 37318 zip code speak English at home.
5.5% of residents speak Spanish at home (51% very well, 10% well, 40% not well).

Foreign born population: 36 (2.3%)
(0.0% of them are naturalized citizens)
:

2.3%
Whole state:

5.2%
Most common places of birth for foreign-born residents
  • 5%England
Most common first ancestries reported in 37318
  • 36%American
  • 10%Irish
  • 6%German
  • 5%English
  • 3%Welsh
  • 1%Scotch-Irish
  • 1%British
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 42010 or later
  • 42000 to 2009
  • 321990 to 1999
  • 2Before 1990

Zip code 37318 topographic map

Facilities with environmental interests located in this zip code:

  • COWAN ELEMENTARY SCHOOL (501 EAST CUMBERLAND STRE in COWAN, TN)
    (National Center for Education Statistics) - STATE ID-0035
    Organizations: FRANKLIN COUNTY SCHOOL DISTRCT (SCHOOL DISTRICT)
  • COWAN STP (300 LOONEY ST in COWAN, TN)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: SEWERAGE SYSTEMS
    Organizations: WILLIAM GARNER (CONTACT/OWNER)
    Alternative names: COWAN WWTP
  • APAC-TENNESSEE INC (MCMINNVILLE ST in COWAN, TN)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS

Zip code 37318 marital status for males
Zip code 37318 marital status for females

Housing units lacking complete plumbing facilities: 4.8%
Housing units lacking complete kitchen facilities: 8.1%

Most commonly used house heating fuel
  • 44.0%Electricity
  • 41.7%Utility gas
  • 13.2%Bottled, tank, or LP gas
  • 0.8%Wood

Population in 1990: 2,713.

Place of birth for U.S.-born residents:

  • This state: 1,230
  • Northeast: 27
  • Midwest: 124
  • South: 153
  • West: 19

59% of the 37318 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 67% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

89% of the 37318 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 55% moved from this county.
   Out of people who lived in different houses, 10% moved from different county within same state.
   Out of people who lived in different houses, 33% moved from different state.

Year householders moved into unit in Cowan, TN (37318)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 16
Here:

10.0%
Tennessee:

11.9%
Students in private schools in grades 9 to 12 (high school): 7
Here:

8.0%
Tennessee:

13.3%
Students in private undergraduate colleges: 1
Here:

11.1%
Tennessee:

22.4%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 103,646Architecture and engineering occupations
  • 61,025Health diagnosing and treating practitioners and other technical occupations
  • 54,747Transportation occupations
  • 49,208Installation, maintenance, and repair occupations
  • 48,440Health technologists and technicians
  • 44,081Production occupations

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 5)
  • Mining: Crushed and Broken Limestone Mining and Quarrying (10-19: 1)
  • Other Services (except Public Administration): General Automotive Repair (5-9: 1)
  • Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (5-9: 1)
  • Real Estate and Rental and Leasing: Home Health Equipment Rental (5-9: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 10 people in group homes intended for adults

People in group quarters in 2000:

  • 7 people in homes or halfway houses for drug/alcohol abuse
Most common first names in zip code 37318 among deceased individuals
NameCountLived (average)
James3967.7 years
John3072.0 years
Mary2679.6 years
William1775.3 years
Thomas1767.7 years
Robert1772.8 years
Charles1770.1 years
George981.1 years
Raymond874.6 years
Joe875.9 years
Most common last names in zip code 37318 among deceased individuals
Last nameCountLived (average)
Smith2475.2 years
Garner1771.0 years
Hill1473.0 years
Miller1369.1 years
Gass1273.3 years
Morris1271.7 years
Williams1273.1 years
Davis1174.6 years
Jackson1181.9 years
Ray1074.3 years
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