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37318 Zip Code (Cowan, TN) Detailed Profile



Cities: Cowan, TN (16.95%), Winchester, TN (0.03%)
County: Franklin County, TN
Estimated zip code population in 2013: 1,672
Zip code population in 2010: 1,978
Zip code population in 2000: 1,851

Houses and condos: 815
Renter-occupied apartments: 240
% of renters here:

33%
State:

34%
Mar. 2016 cost of living index in zip code 37318: 80.1 (low, U.S. average is 100)

Land area: 12.0 sq. mi.
Water area: 0.0 sq. mi.
Population density: 140 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 37318
Zip code 37318 (Cowan, Tennessee) real estate house value trends

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($735)
Tennessee:

0.7% ($1,049)
Median real estate property taxes paid for housing units with mortgages in 2013: $932 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $584 (0.9%)

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Males: 779  (46.6%)
Females: 893  (53.4%)

For population 25 years and over in 37318:

  • High school or higher: 79.1%
  • Bachelor's degree or higher: 9.5%
  • Graduate or professional degree: 2.6%
  • Unemployed: 13.0%
  • Mean travel time to work (commute): 19.1 minutes

For population 15 years and over in 37318:

  • Never married: 28.5%
  • Now married: 36.7%
  • Separated: 2.8%
  • Widowed: 11.7%
  • Divorced: 20.3%

Zip code 37318 compared to state average:

  • Median household income below state average.
  • Median house value below state average.
  • Black race population percentage below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in above state average.
  • House age above state average.
  • Number of college students significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 37318

  • Zip code 37318 races chart
    • 1,682White population
    • 191Black population
    • 12American Indian population
    • 8Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 1Some other race population
    • 49Two or more races population
    • 35Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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Urban population: 1,386
Rural population: 285

Estimated median house/condo value in 2013: $88,200
37318:

$88,200
Tennessee:

$140,300
Median resident age:
This zip code:

38.8 years
Tennessee median age:

38.5 years
Average household size:
This zip code:

2.3 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 37318, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,260 (Individual Income Tax Returns)
Here:

$35,260
State:

$53,767

Salary/wage: $32,758 (reported on 83.1% of returns)
Here:

$32,758
State:

$45,421
(% of AGI for various income ranges: 74.8% for AGIs below $25k, 81.8% for AGIs $25k-50k, 78.9% for AGIs $50k-75k, 85.4% for AGIs $75k-100k, 65.3% for AGIs $100k-200k)

Taxable interest for individuals: $510 (reported on 25.3% of returns)
This zip code:

$510
Tennessee:

$1,732
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $1,567 (reported on 7.2% of returns)
Here:

$1,567
State:

$6,739

Net capital gain/loss in AGI: +$4,850 (reported on 4.8% of returns)
Here:

+$4,850
State:

+$19,082

Profit/loss from business: +$6,936 (reported on 13.3% of returns)
Here:

+$6,936
State:

+$15,240
(% of AGI for various income ranges: 11.0% for AGIs below $25k, 2.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $10,643 (reported on 8.4% of returns)
37318:

$10,643
Tennessee:

$15,505
(% of AGI for various income ranges: 2.5% for AGIs below $25k, 3.4% for AGIs $25k-50k, 7.1% for AGIs $50k-75k)

Total itemized deductions: $16,050 (25% of AGI, reported on 9.6% of returns)
Here:

$16,050
State:

$21,976

Here:

25.0% of AGI
State:

17.8% of AGI

Charity contributions: $3,600 (reported on 7.2% of returns)
Here:

$3,600
State:

$6,709

Taxes paid: $3,275 (reported on 9.6% of returns)
37318:

$3,275
State:

$4,829

Earned income credit: $2,284 (reported on 30.1% of returns)
Here:

$2,284
State:

$2,404
(% of AGI for various income ranges: 9.6% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.8%
Here:

58%
State:

52%
(% for various income ranges: 57.1% for AGIs below $25k, 59.1% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 60.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 37318, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,401 (Individual Income Tax Returns)
Here:

$30,401
State:

$44,088

Salary/wage: $28,241 (reported on 85.6% of returns)
Here:

$28,241
State:

$38,825
(% of AGI for various income ranges: 82.3% for AGIs below $10k, 81.4% for AGIs $10k-25k, 88.8% for AGIs $25k-50k, 83.2% for AGIs $50k-75k, 89.3% for AGIs $75k-100k, 37.0% for AGIs over 100k)

Taxable interest for individuals: $647 (reported on 34.4% of returns)
This zip code:

$647
Tennessee:

$1,802
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 1.9% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $1,000 (reported on 8.6% of returns)
Here:

$1,000
State:

$3,727
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $75k-100k)

Net capital gain/loss: +$8,453 (reported on 7.3% of returns)
Here:

+$8,453
State:

+$15,776
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 8.3% for AGIs over 100k)

Profit/loss from business: +$8,566 (reported on 14.8% of returns)
Here:

+$8,566
State:

+$12,882
(% of AGI for various income ranges: 13.6% for AGIs below $10k, 3.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 14.6% for AGIs over 100k)

IRA payment deduction: $2,000 (reported on 1.3% of returns)
37318:

$2,000
Tennessee:

$2,934

Total itemized deductions: $14,140 (21% of AGI, reported on 9.9% of returns)
Here:

$14,140
State:

$18,035

Here:

21.1% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 3.4% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 5.5% for AGIs over 100k)

Charity contributions deductions: $4,592 (7% of AGI, reported on 8.1% of returns)
Here:

$4,592
State:

$5,167

Here:

6.9% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $4,022 (reported on 66.4% of returns)
37318:

$4,022
State:

$7,482
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 3.4% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 20.8% for AGIs over 100k)

Earned income credit: $1,712 (reported on 24.6% of returns)
Here:

$1,712
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 67.5%
Here:

67%
State:

60%
(% for various income ranges: 61.1% for AGIs below $10k, 75.4% for AGIs $10k-25k, 64.1% for AGIs $25k-50k, 66.3% for AGIs $50k-75k, 69.6% for AGIs $75k-100k, 73.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$26,849
Tennessee:

$44,297
Cowan, TN (37318) map Nearest zip codes: 37324, 37375, 37376, 37398, 37330, 37356.
Cowan Zip Code Map

Percentage of family households:
This zip code:

44.0%
Tennessee:

50.2%
Percentage of households with unmarried partners:
This zip code:

1.8%
Tennessee:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 177
Household did not receive Food Stamps/SNAP in the past 12 months: 560


Women who had a birth in the past 12 months: 45 (36 now married, 9 unmarried)
Women who did not have a birth in the past 12 months: 281 (61 now married, 220 unmarried)


Housing units in zip code 37318 with a mortgage: 227 (8 second mortgage, 13 home equity loan)
Houses without a mortgage: 270

Median monthly owner costs for units with a mortgage: $1,002
Median monthly owner costs for units without a mortgage: S313

Residents with income below the poverty level in 2013:
This zip code:

20.6%
Whole state:

17.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

9.0%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.7
State:

6.4
Median number of rooms in apartments:
Here:

4.8
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 37318: University View (A), Cowan Fire Department Station 2 (B), Cowan Fire Department Station 1 (C), Cowan City Hall (D), Cowan Railroad Museum (E). Display/hide their locations on the map

    Churches in zip code 37318 include: Cowan Church of Christ (A), First Baptist Church (B), Cowan Cumberland Presbyterian Church (C), First Church of the Nazarene (D). Display/hide their locations on the map

    Cemeteries: Ives Cemetery (1), Jackson Cemetery (2), McLlheran Cemetery (3), Miller Cemetery (4), Montgomery Cemetery (5), Hawkins Cemetery (6), Sewell-Bowers Cemetery (7). Display/hide their locations on the map

    Swamps: Stewart Swamp (A). Display/hide its location on the map

    Streams, rivers, and creeks: Kirby-Smith Branch (A), Keith Cove Creek (B), Miller Creek (C). Display/hide their locations on the map

Year house built

  • 192010 or later
  • 782000 to 2009
  • 481990 to 1999
  • 1121980 to 1989
  • 1151970 to 1979
  • 681960 to 1969
  • 931950 to 1959
  • 1071940 to 1949
  • 1751939 or earlier

Zip code 37318 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Cowan, TN (37318)

  • 0no bedroom
  • 81 bedroom
  • 662 bedrooms
  • 3223 bedrooms
  • 1014 bedrooms
  • 05+ bedrooms

Bedrooms in renter-occupied apartments in Cowan, TN (37318)

  • 0no bedroom
  • 361 bedroom
  • 1062 bedrooms
  • 983 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Cowan, TN (37318) in owner-occupied houses/condos

  • 39no vehicle
  • 2201 vehicle
  • 1252 vehicles
  • 993 vehicles
  • 144 vehicles
  • 05+ vehicles

Cars and other vehicles available in Cowan, TN (37318) in renter-occupied apartments

  • 87no vehicle
  • 1431 vehicle
  • 62 vehicles
  • 43 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 37318 household income distribution in 2013

  • Zip code 37318 household income distribution in 2013
  • 113Less than $10,000
  • 93$10,000 to $14,999
  • 43$15,000 to $19,999
  • 67$20,000 to $24,999
  • 90$25,000 to $29,999
  • 17$30,000 to $34,999
  • 29$35,000 to $39,999
  • 25$40,000 to $44,999
  • 75$45,000 to $49,999
  • 44$50,000 to $59,999
  • 47$60,000 to $74,999
  • 56$75,000 to $99,999
  • 28$100,000 to $124,999
  • 10$125,000 to $149,999
  • Estimate of home value of owner-occupied houses/condos in 2013 in zip code 37318

  • Estimate of home value of owner-occupied houses/condos in 2013 in zip code 37318
  • 13Less than $10,000
  • 5$15,000 to $19,999
  • 16$20,000 to $24,999
  • 10$25,000 to $29,999
  • 23$30,000 to $34,999
  • 2$35,000 to $39,999
  • 30$40,000 to $49,999
  • 51$50,000 to $59,999
  • 19$60,000 to $69,999
  • 26$70,000 to $79,999
  • 65$80,000 to $89,999
  • 105$90,000 to $99,999
  • 63$100,000 to $124,999
  • 25$125,000 to $149,999
  • 28$150,000 to $174,999
  • 7$175,000 to $199,999
  • 9$200,000 to $249,999
  • Rent paid by renters in 2013 in zip code 37318

  • Rent paid by renters in 2013 in zip code 37318
  • 21Less than $100
  • 20$100 to $149
  • 13$200 to $249
  • 29$250 to $299
  • 42$300 to $349
  • 24$350 to $399
  • 45$400 to $449
  • 10$450 to $499
  • 18$500 to $549
  • 3$550 to $599
  • 15No cash rent

Median gross rent in 2013: $468.

Estimated median house (or condo) value in 2013 for:

  • White Non-Hispanic householders: $89,089
  • Black or African American householders: $80,343
  • Asian householders: $277,941
  • Two or more races householders: $111,176
  • Hispanic or Latino householders: $151,941

Estimated median house or condo value in 2013: $88,200
37318:

$88,200
Tennessee:

$140,300
Lower value quartile - upper value quartile: $55,000 - $103,100

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 560
  • One, attached: 11
  • Two: 126
  • 3 or 4: 38
  • 10 to 19: 4
  • Mobile homes: 76

Unemployment: 13.0%

  • Means of transportation to work in zip code 37318

  • Means of transportation to work in zip code 37318
  • 85.6%462Drove a car alone
  • 12.6%68Carpooled
  • 1.3%7Walked
  • 0.6%3Worked at home
  • Travel time to work (commute) in zip code 37318

  • Travel time to work (commute) in zip code 37318
  • 15Less than 5 minutes
  • 1125 to 9 minutes
  • 8610 to 14 minutes
  • 13515 to 19 minutes
  • 7420 to 24 minutes
  • 1025 to 29 minutes
  • 2230 to 34 minutes
  • 1935 to 39 minutes
  • 2445 to 59 minutes
  • 4060 to 89 minutes

Percentage of zip code residents living and working in this county: 81.5%

Household type by relationship:

Households: 1,658
  • In family households: 1,294 (180 male householders, 222 female householders)
    228 spouses, 516 children (470 natural, 16 adopted, 31 stepchildren), 47 grandchildren, 6 brothers or sisters, 11 parents, 29 other relatives, 55 non-relatives
  • In nonfamily households: 364 (112 male householders (97 living alone)), 223 female householders (209 living alone)), 29 nonrelatives
  • In group quarters: 14 (0 institutionalized population)

Size of family households: 186 2-persons, 71 3-persons, 109 4-persons, 26 5-persons, 10 6-persons

Size of nonfamily households: 306 1-person, 29 2-persons

202 married couples with children.
230 single-parent households (44 men, 186 women).

All residents speak English at home

Foreign born population: 0 (0.0%)
:

0.0%
Whole state:

4.7%

Most common first ancestries reported in 37318 (%)

  • 24%American
  • 17%Other groups
  • 12%English
  • 9%Irish
  • 9%German
  • 5%Italian
  • 2%Scotch-Irish

Year of entry for the foreign-born population

  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 22Before 1990

Zip code 37318 topographic map

Facilities with environmental interests located in this zip code:

  • COWAN ELEMENTARY SCHOOL (501 EAST CUMBERLAND STRE in COWAN, TN)
    (National Center for Education Statistics) - STATE ID-0035
    Organizations: FRANKLIN COUNTY SCHOOL DISTRCT (SCHOOL DISTRICT)
  • COWAN STP (300 LOONEY ST in COWAN, TN)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: SEWERAGE SYSTEMS
    Organizations: WILLIAM GARNER (CONTACT/OWNER)
    Alternative names: COWAN WWTP
  • APAC-TENNESSEE INC (MCMINNVILLE ST in COWAN, TN)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS

Zip code 37318 marital status for males
Zip code 37318 marital status for females

Housing units lacking complete plumbing facilities: 1.1%
Housing units lacking complete kitchen facilities: 2.7%

Most commonly used house heating fuel

  • 46%Utility gas
  • 38%Electricity
  • 13%Bottled, tank, or LP gas
  • 1%Other fuel
  • 1%Fuel oil, kerosene, etc.
  • 1%Wood

Population in 1990: 2,713. Population change in the 1990s: -862 (-31.8%).

Place of birth for U.S.-born residents:

  • This state: 1,194
  • Northeast: 30
  • Midwest: 193
  • South: 220
  • West: 13

59% of the 37318 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 67% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

87% of the 37318 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 78% moved from this county.
   Out of people who lived in different houses, 12% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 10
Here:

6.2%
Tennessee:

12.2%
Students in private schools in grades 9 to 12 (high school): 20
Here:

19.2%
Tennessee:

12.7%
Students in private undergraduate colleges:
Here:

0.0%
Tennessee:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 81,094Management occupations
  • 47,679Education, training, and library occupations
  • 42,784Production occupations
  • 25,417Sales and related occupations
  • 16,908Health diagnosing and treating practitioners and other technical occupations
  • 13,796Office and administrative support occupations

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 5)
  • Mining: Crushed and Broken Limestone Mining and Quarrying (10-19: 1)
  • Other Services (except Public Administration): General Automotive Repair (5-9: 1)
  • Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (5-9: 1)
  • Real Estate and Rental and Leasing: Home Health Equipment Rental (5-9: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 10 people in group homes intended for adults

People in group quarters in 2000:

  • 7 people in homes or halfway houses for drug/alcohol abuse
Most common first names in zip code 37318 among deceased individuals
NameCountLived (average)
James3967.7 years
John3072.0 years
Mary2679.6 years
William1775.3 years
Thomas1767.7 years
Robert1772.8 years
Charles1770.1 years
George981.1 years
Raymond874.6 years
Joe875.9 years
Most common last names in zip code 37318 among deceased individuals
Last nameCountLived (average)
Smith2475.2 years
Garner1771.0 years
Hill1473.0 years
Miller1369.1 years
Gass1273.3 years
Morris1271.7 years
Williams1273.1 years
Davis1174.6 years
Jackson1181.9 years
Ray1074.3 years
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