Estimated median household income in 2007: $32,548
| This zip code: | $32,548 | | Tennessee: | $42,367 |
Nearest zip codes: 37324, 37375, 37376, 37398, 37330, 37356.
Housing units in zip code 37318 with a mortgage: 214 (20 second mortgage, 21 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 224
Median monthly owner costs for units with a mortgage: $883
Median monthly owner costs for units without a mortgage: $306
Residents with income below the poverty level in 2007:
| This zip code: | 18.4% | | Whole state: | 15.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.2% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 39
- 1990 to 1994: 52
- 1980 to 1989: 136
- 1970 to 1979: 100
- 1960 to 1969: 112
- 1950 to 1959: 129
- 1940 to 1949: 139
- 1939 or earlier: 159
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Bedrooms in owner-occupied houses in Cowan, TN (37318): |
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- no bedroom: 0
- 1 bedrooms: 8
- 2 bedrooms: 156
- 3 bedrooms: 270
- 4 bedrooms: 95
- 5 or more bedrooms: 14
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 4
- 1 bedrooms: 37
- 2 bedrooms: 111
- 3 bedrooms: 76
- 4 bedrooms: 9
- 5 or more bedrooms: 1
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Vehicles available in 37318 zip code in owner-occupied houses/condos: |
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- no vehicle: 31
- 1 vehicle: 152
- 2 vehicles: 239
- 3 vehicles: 102
- 4 vehicles: 15
- 5 or more vehicles: 4
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 49
- 1 vehicle: 101
- 2 vehicles: 72
- 3 vehicles: 16
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 37318:
- Less than $10,000: 4
- $10,000 to $14,999: 2
- $15,000 to $19,999: 7
- $20,000 to $24,999: 14
- $25,000 to $29,999: 20
- $30,000 to $34,999: 25
- $35,000 to $39,999: 20
- $40,000 to $49,999: 34
- $50,000 to $59,999: 31
- $60,000 to $69,999: 29
- $70,000 to $79,999: 39
- $80,000 to $89,999: 44
- $90,000 to $99,999: 35
- $100,000 to $124,999: 72
- $125,000 to $149,999: 64
- $150,000 to $174,999: 16
- $175,000 to $199,999: 15
- $200,000 to $249,999: 28
- $250,000 to $299,999: 11
- $300,000 to $399,999: 9
- $400,000 to $499,999: 3
- $1,000,000 or more: 2
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Rent paid by renters in 2007 in zip code 37318:
- Less than $100: 17
- $100 to $149: 10
- $150 to $199: 14
- $200 to $249: 8
- $250 to $299: 17
- $300 to $349: 23
- $350 to $399: 28
- $400 to $449: 28
- $450 to $499: 5
- $500 to $549: 3
- No cash rent: 44
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Median price asked for vacant for-sale houses and condos in 2007: $44,439.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $89,026
- Black or African American householders: $80,287
- Asian householders: $277,746
- Two or more races householders: $111,098
- Hispanic or Latino householders: $151,834
Estimated median house or condo value in 2007: $87,209 (it was $59,500 in 2000)
| 37318: | $87,209 | | Tennessee: | $130,800 |
Lower value quartile - upper value quartile: $46,906 - $115,822
Mean price in 2007:
Detached houses: $113,895| Here: | $113,895 | | State: | $188,120 |
Townhouses or other attached units: $91,320| Here: | $91,320 | | State: | $161,999 |
In 2-unit structures: $78,603| Here: | $78,603 | | State: | $142,458 |
In 3-to-4-unit structures: $83,312| Here: | $83,312 | | State: | $133,385 |
Mobile homes: $35,313| Here: | $35,313 | | State: | $44,109 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 631
- One, attached: 5
- Two: 98
- 3 or 4: 46
- 10 to 19: 2
- Mobile homes: 84

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Means of transportation to work
- Drove a car alone: 670 (82%)
- Carpooled: 113 (14%)
- Bus or trolley bus: 3 (0%)
- Walked: 18 (2%)
- Worked at home: 15 (2%)
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Travel time to work
- Less than 5 minutes: 38
- 5 to 9 minutes: 131
- 10 to 14 minutes: 149
- 15 to 19 minutes: 212
- 20 to 24 minutes: 60
- 25 to 29 minutes: 18
- 30 to 34 minutes: 69
- 35 to 39 minutes: 24
- 40 to 44 minutes: 16
- 45 to 59 minutes: 45
- 60 to 89 minutes: 20
- 90 or more minutes: 22
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Percentage of zip code residents living and working in this county: 75.9%
Household type by relationship
Households: 1,909
- In family households: 1,703 (416 male householders, 153 female householders)
446 spouses, 554 children (504 natural, 17 adopted, 33 stepchildren), 72 grandchildren, 5 brothers or sisters, 13 parents, 7 other relatives, 37 non-relatives
- In nonfamily households: 206 (70 male householders (68 living alone)), 132 female householders (130 living alone)), 4 nonrelatives
- In group quarters: 7 (0 institutionalized population)
Size of family households: 208 2-persons, 168 3-persons, 130 4-persons, 44 5-persons, 19 6-persons.
Size of nonfamily households: 198 1-person, 4 2-persons.
250 married couples with children.
141 single-parent households (19 men, 122 women).
97.4% of residents of 37318 zip code speak English at home.
1.3% of residents speak Spanish at home (42% very well, 21% well, 38% not well).
0.4% of residents speak other Indo-European language at home (57% very well, 43% well).
0.9% of residents speak Asian or Pacific Island language at home (56% very well, 31% not well, 13% not at all).
Foreign born population: 12 (0.6%)
(100.0% of them are naturalized citizens)
| This zip code: | 0.6% | | Whole state: | 2.8% |
Most common places of birth for the foreign-born residents:
- Laos (25%)
- Philippines (25%)
- Other Northern Europe (17%)
- Asia, n.e.c. (17%)
- Other Caribbean (17%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 2
- 1990 to 1994: 0
- 1985 to 1989: 6
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 4
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White population: 1,654
Black population: 141
American Indian population: 3
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 20
Two or more races population: 33

First ancestries reported:
|  Other groups: 261 |
|  United States or American: 252 |
|  English: 160 |
|  Irish: 114 |
|  German: 89 |
|  Scotch-Irish: 68 |
|  European: 29 |
|  Dutch: 16 |
|  French (except Basque): 14 |
|  Italian: 12 |
|  Scottish: 10 |
|  Polish: 9 |
|  Czechoslovakian: 6 |
|  British: 5 |
|  Swiss: 5 |
|  Norwegian: 3 |
|  French Canadian: 2 |
|  Danish: 2 |
|  Swedish: 2 |
|  Welsh: 2 |

Facitilies with environmental interests located in this zip code:
- COWAN ELEMENTARY SCHOOL (501 EAST CUMBERLAND STRE in COWAN, TN)
(National Center for Education Statistics) - STATE ID-0035
Organizations: FRANKLIN COUNTY SCHOOL DISTRCT (SCHOOL DISTRICT)
- COWAN STP (300 LOONEY ST in COWAN, TN)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Organizations: WILLIAM GARNER (CONTACT/OWNER)
Alternative names: COWAN WWTP
- APAC-TENNESSEE INC (MCMINNVILLE ST in COWAN, TN)
AIR MINOR (AIRS/AFS)
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
Median worth of mobile homes: $27,689
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (53%)
- Electricity (29%)
- Bottled, tank, or LP gas (13%)
- Wood (3%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 1438
- Northeast: 34
- Midwest: 141
- South: 246
- West: 41
59% of the 37318 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 67% lived in this county.
Out of people who lived in different counties, 56% lived in Tennessee.
Population in 1990: 2,713. Population change in the 1990s: -862 (-31.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 2
| Here: | 0.7% | | Tennessee: | 9.5% |
Students in private schools in grades 9 to 12 (high school): 7
| Here: | 5.3% | | Tennessee: | 10.4% |
Students in private undergraduate colleges: 1
| Here: | 4.5% | | Tennessee: | 22.8% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 5)
- Mining: Crushed and Broken Limestone Mining and Quarrying (10-19: 1)
- Other Services (except Public Administration): General Automotive Repair (5-9: 1)
- Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (5-9: 1)
- Real Estate and Rental and Leasing: Home Health Equipment Rental (5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
7 people in homes or halfway houses for drug/alcohol abuse
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