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37409 Zip Code Detailed Profile

 



Profiles Chattanooga, TN (37409) houses, apartments, residents, cars, jobs...

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City: Chattanooga, TN
Hamilton County, TN
Zip code population (2000): 2,719
Estimated zip code population in 2007: 2,948

Age and Sex of Residents in zip code 37409

Zip code 37409 (Chattanooga, Tennessee) real estate house value trends

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Chattanooga, TN (37409) map from a distance

Houses and condos: 1,243
Renter-occupied apartments: 331
% of renters here:  30%
State:  30%

2008 cost of living index in zip code 37409: 79.7 (low, U.S. average is 100)

Land area: 2.2 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1367 people per square mile 
 
 (low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.3% ($527)
Tennessee:  1.0% ($715)
Median real estate property taxes paid for housing units with mortgages in 2007 in Chattanooga: $1,467 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2007 in Chattanooga: $1,334 (1.1%)

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Males: 1,353  (49.8%)
Females: 1,366  (50.2%)

Zip code 37409 races chart


37409, TN forum
Recent posts about zip code 37409 area on our local forum with over 400,000 registered users:
Places to eat in Chattanooga  (37 replies)
Afraid of St Elmo.....  (19 replies)
St.Elmo, Ridgeside areas safe places to live?  (27 replies)
Urban population: 2,704
Rural population: 15

Estimated median house/condo value in 2007: $92,566
37409:  $92,566
Tennessee:  $130,800

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  35.3 years
Tennessee median age:  35.9 years

Average household size:
This zip code:  2.5 people
Tennessee:  2.5 people

Averages for the 2004 tax year for zip code 37409, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $28,085 (Individual Income Tax Returns)
Here:  $28,085
State:  $44,088

Salary/wage: $26,957 (reported on 88.8% of returns)
Here:  $26,957
State:  $38,825
(% of AGI for various income ranges: 118.0% for AGIs below $10k, 87.6% for AGIs $10k-25k, 92.9% for AGIs $25k-50k, 85.5% for AGIs $50k-75k, 85.3% for AGIs $75k-100k, 54.7% for AGIs over 100k)

Taxable interest for individuals: $530 (reported on 23.9% of returns)
This zip code:  $530
Tennessee:  $1,802
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $2,472 (reported on 11.7% of returns)
Here:  $2,472
State:  $3,727
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 4.8% for AGIs over 100k)

Net capital gain/loss: +$8,596 (reported on 9.7% of returns)
Here:  +$8,596
State:  +$15,776
(% of AGI for various income ranges: -0.1% for AGIs below $10k, 0.9% for AGIs $10k-25k, -0.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, -0.1% for AGIs $75k-100k, 19.6% for AGIs over 100k)

Profit/loss from business: +$7,647 (reported on 15.4% of returns)
Here:  +$7,647
State:  +$12,882
(% of AGI for various income ranges: 13.1% for AGIs below $10k, 4.8% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 4.8% for AGIs over 100k)

IRA payment deduction: $2,462 (reported on 0.9% of returns)
37409:  $2,462
Tennessee:  $2,934

Total itemized deductions: $14,381 (2% of AGI, reported on 15.6% of returns)
Here:  $14,381
State:  $18,035
(% of AGI for various income ranges: 5.5% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 10.1% for AGIs $50k-75k, 12.4% for AGIs $75k-100k, 11.0% for AGIs over 100k)

Charity contributions deductions: $4,288 (6.6% of AGI, reported on 13.7% of returns)
Here:  $4,288
Tennessee:  $5,167

Here:  6.6% of AGI
State:  5.3% of AGI
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 4.7% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Total tax: $3,592 (reported on 67.4% of returns)
37409:  $3,592
State:  $7,482
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 3.9% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 10.1% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 17.7% for AGIs over 100k)

Earned income credit: $1,739 (reported on 26.5% of returns)
Here:  $1,739
State:  $1,826
(% of AGI for various income ranges: 12.3% for AGIs below $10k, 5.6% for AGIs $10k-25k, 0.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 51.5%
Here:  52%
State:  60%
(% for various income ranges: 42.9% for AGIs below $10k, 57.8% for AGIs $10k-25k, 51.2% for AGIs $25k-50k, 55.3% for AGIs $50k-75k, 34.1% for AGIs $75k-100k, 64.5% for AGIs over 100k)


Estimated median household income in 2007: $36,580
This zip code:  $36,580
Tennessee:  $42,367
Chattanooga, TN (37409) map

Nearest zip codes: 37410, 37350, 37408, 37407, 37402, 37419.


Percentage of family households:
This zip code:  62.5%
Whole state:  69.3%

Percentage of households with unmarried partners:
This zip code:  4.3%
Whole state:  4.2%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.5% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 37409 with a mortgage: 489 (82 second mortgage, 32 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 208


Median monthly owner costs for units with a mortgage: $962

Median monthly owner costs for units without a mortgage: $289

Residents with income below the poverty level in 2007:
This zip code:  19.6%
Whole state:  15.9%

Residents with income below 50% of the poverty level in 2007:
This zip code:  7.7%
Whole state:  6.5%

Median number of rooms in houses and condos:
Here:  5.9
State:  6.0

Median number of rooms in apartments:
Here:  4.4
State:  4.2


Zip code 37409 close-up map

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Notable locations in this zip code not listed on our city pages:

Notable location: The Battles For Chattanooga Museum (A). Display/hide its location on the map

Churches in zip code 37409 include: Saint Elmo United Methodist Church (A), Saint Elmo Presbyterian Church (B), Saint Elmo Church of Christ (C), Saint Elmo Avenue Baptist Church (D). Display/hide their locations on the map

Tourist attractions (not listed on the city page) : Lookout Mountain Incline Railway - Bottom Station (Amusement & Theme Parks; 3917 Saint Elmo Avenue), Ruby Falls (1720 South Scenic Highway).

 

Year house built:
  • 1999 to March 2000: 0
  • 1995 to 1998: 6
  • 1990 to 1994: 8
  • 1980 to 1989: 41
  • 1970 to 1979: 33
  • 1960 to 1969: 88
  • 1950 to 1959: 229
  • 1940 to 1949: 269
  • 1939 or earlier: 594



Zip code 37409 satellite photo by USGS


Bedrooms in owner-occupied houses in Chattanooga, TN (37409):
  • no bedroom: 0
  • 1 bedrooms: 44
  • 2 bedrooms: 301
  • 3 bedrooms: 246
  • 4 bedrooms: 146
  • 5 or more bedrooms: 19


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 70
  • 2 bedrooms: 196
  • 3 bedrooms: 51
  • 4 bedrooms: 6
  • 5 or more bedrooms: 8



Vehicles available in 37409 zip code in owner-occupied houses/condos:
  • no vehicle: 61
  • 1 vehicle: 259
  • 2 vehicles: 301
  • 3 vehicles: 95
  • 4 vehicles: 34
  • 5 or more vehicles: 6


Vehicles available in renter-occupied apartments:
  • no vehicle: 65
  • 1 vehicle: 119
  • 2 vehicles: 113
  • 3 vehicles: 19
  • 4 vehicles: 6
  • 5 or more vehicles: 9



Estimated household income distribution in 2007:

Zip code 37409 household income distribution in 2007

Zip code 37409 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 37409:

  • Less than $10,000: 9
  • $10,000 to $14,999: 5
  • $15,000 to $19,999: 7
  • $20,000 to $24,999: 7
  • $25,000 to $29,999: 3
  • $30,000 to $34,999: 9
  • $35,000 to $39,999: 14
  • $40,000 to $49,999: 25
  • $50,000 to $59,999: 48
  • $60,000 to $69,999: 80
  • $70,000 to $79,999: 84
  • $80,000 to $89,999: 81
  • $90,000 to $99,999: 73
  • $100,000 to $124,999: 125
  • $125,000 to $149,999: 91
  • $150,000 to $174,999: 55
  • $175,000 to $199,999: 19
  • $200,000 to $249,999: 14
  • $250,000 to $299,999: 4
  • $300,000 to $399,999: 2
  • $400,000 to $499,999: 18
  • $500,000 to $749,999: 9
  • $750,000 to $999,999: 4
  • $1,000,000 or more: 1
 



37409 rent paid by renters


Rent paid by renters in 2007 in zip code 37409:

  • Less than $100: 15
  • $200 to $249: 17
  • $250 to $299: 23
  • $300 to $349: 46
  • $350 to $399: 75
  • $400 to $449: 11
  • $450 to $499: 18
  • $500 to $549: 51
  • $600 to $649: 36
  • No cash rent: 8
 


Median price asked for vacant for-sale houses and condos in 2007: $118,001.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $100,132
  • Black or African American householders: $83,711
  • Two or more races householders: $150,681

Estimated median house or condo value in 2007: $92,566 (it was $57,500 in 2000)
37409:  $92,566
Tennessee:  $130,800
Lower value quartile - upper value quartile: $91,200 - $194,300

Mean price in 2007:
Detached houses: $116,861
Here:  $116,861
State:  $188,120

Townhouses or other attached units: $118,175
Here:  $118,175
State:  $161,999

In 2-unit structures: $77,992
Here:  $77,992
State:  $142,458

In 3-to-4-unit structures: $219,790
Here:  $219,790
State:  $133,385

In 5-or-more-unit structures: $383,628
Here:  $383,628
State:  $164,555


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 965
  • One, attached: 46
  • Two: 113
  • 3 or 4: 105
  • 5 to 9: 32
  • 20 to 49: 7
37409 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 973 (75%)
  • Carpooled: 202 (15%)
  • Bus or trolley bus: 14 (1%)
  • Taxi: 9 (1%)
  • Walked: 25 (2%)
  • Other means: 22 (2%)
  • Worked at home: 61 (5%)
 

37409 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 66
  • 5 to 9 minutes: 120
  • 10 to 14 minutes: 316
  • 15 to 19 minutes: 249
  • 20 to 24 minutes: 213
  • 25 to 29 minutes: 89
  • 30 to 34 minutes: 99
  • 35 to 39 minutes: 14
  • 40 to 44 minutes: 16
  • 45 to 59 minutes: 15
  • 60 to 89 minutes: 18
  • 90 or more minutes: 30
 

Percentage of zip code residents living and working in this county: 87.1%


Household type by relationship
Households: 2,780

  • In family households: 2,266 (460 male householders, 221 female householders)
    522 spouses, 842 children (744 natural, 37 adopted, 61 stepchildren), 79 grandchildren, 19 brothers or sisters, 0 parents, 33 other relatives, 90 non-relatives
  • In nonfamily households: 514 (163 male householders (122 living alone)), 253 female householders (219 living alone)), 98 nonrelatives
  • In group quarters: 8 (0 institutionalized population)

Size of family households: 280 2-persons, 148 3-persons, 115 4-persons, 82 5-persons, 36 6-persons, 20 7-or-more-persons.

Size of nonfamily households: 341 1-person, 60 2-persons, 13 3-persons, 2 4-persons.

373 married couples with children.
173 single-parent households (36 men, 137 women).

94.7% of residents of 37409 zip code speak English at home.
2.2% of residents speak Spanish at home (76% very well, 17% well, 3% not well, 3% not at all).
3.0% of residents speak other Indo-European language at home (53% very well, 31% well, 16% not well).

Foreign born population: 62 (2.3%)
(32.3% of them are naturalized citizens)

This zip code:  2.3%
Whole state:  2.8%


Most common places of birth for the foreign-born residents:



  • Mexico (21%)
  • India (19%)
  • Germany (16%)
  • Korea (11%)
  • Other Eastern Africa (11%)
  • United Kingdom (6%)
  • South Africa (6%)


Year of entry for the foreign-born population
  • 1995 to March 2000: 8
  • 1990 to 1994: 18
  • 1985 to 1989: 14
  • 1980 to 1984: 16
  • 1975 to 1979: 2
  • 1970 to 1974: 0
  • 1970 to 1974: 2
  • 1965 to 1969: 2

White population: 1,615
Black population: 963
American Indian population: 5
Asian population: 17
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 72
Two or more races population: 45

Zip code 37409 races chart


First ancestries reported:

 Other groups: 1182
 United States or American: 241
 Irish: 173
 English: 162
 Scotch-Irish: 144
 German: 129
 Scottish: 82
 Dutch: 41
 French (except Basque): 32
 Welsh: 24
 Portuguese: 19
 British: 16
 Subsaharan African:: 15
 African: 15
 Czech: 13
 Swedish: 8
 Danish: 7
 Italian: 6
 Greek: 6
 European: 2
 Russian: 2
 Polish: 1


Zip code 37409 marital status for males
Zip code 37409 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Utility gas (59%)
  • Electricity (35%)
  • Fuel oil, kerosene, etc. (5%)
  • Bottled, tank, or LP gas (1%)


Place of birth for U.S.-born residents:

  • This state: 1581
  • Northeast: 190
  • Midwest: 177
  • South: 698
  • West: 69

63% of the 37409 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 74% lived in this county.
   Out of people who lived in different counties, 12% lived in Tennessee.

Population in 1990: 2,848. Population change in the 1990s: -129 (-4.5%).



Year Householders Moved Into Unit:

 



Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 81
Here:  24.5%
Tennessee:  9.5%

Students in private schools in grades 9 to 12 (high school): 42
Here:  22.8%
Tennessee:  10.4%

Students in private undergraduate colleges: 48
Here:  40.3%
Tennessee:  22.8%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • VEGA CORPORATION OF TENNESSEE (3614 CHARGER DRIVE in CHATTANOOGA, TN; small business): $632,715 in 6 contracts from 2000 to 2004
    Contracts for Construction of Structures and Facilities -- Other Non-Building Facilities, Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings by Air Force, Tennessee Valley Authority
    Signed by year: 2000: $53,000; 2001: $0; 2002: $0; 2003: $575,000; 2004: $4,715; 2005: $0; 2006: $0.

    Biggest contracts:
    $575,000 with Air Force for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2003-09-26. Completion date: 2004-01-30.
    $50,000 with Tennessee Valley Authority for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Signed on 2000-03-15. Completion date: 2000-03-15.
    $33,000, same as above. Signed on 2000-06-15. Completion date: 2000-06-15.
    $4,715 with Air Force for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2004-09-15. Completion date: 2004-01-30.
  • CHATTEM CHEMICALS, INC (3708 ST ELMO AVENUE in CHATTANOOGA, TN; small business): $37,250 in 2 contracts from 2000 to 2005
    $32,000 with Financial Crimes Enforcement Network for Surgical Dressing Materials. Signed on 2000-05-15. Completion date: 2000-06-15.
    $5,250 with Navy for Chemicals. Taking place in MD. Signed on 2005-01-11. Completion date: 2005-02-15.


Top industries in this zip code by the number of employees in 2005:

  • Arts, Entertainment, and Recreation: Nature Parks and Other Similar Institutions (100-249 employees: 1 establishment)
  • Educational Services: Elementary and Secondary Schools (100-249: 1)
  • Wholesale Trade: Other Chemical and Allied Products Merchant Wholesalers (50-99: 2)
  • Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 1, 10-19: 2, 1-4: 2)
  • Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 1, 5-9: 1, 1-4: 3)
  • Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 2, 1-4: 4)


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)


Age and Sex of Physically-Disabled Residents (Noninstitutionalized)



Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)


Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)



Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)


Age and Sex of Residents with Employment Disability (Noninst.)



10 people in other noninstitutional group quarters



National Bridge Inventory (NBI) statistics
Number of bridges: 16
Total length: 707 meters
Total costs: 5,372,000 $
Total average daily traffic: 110,150
Total average daily truck traffic: 175

New bridges - historical statistics

  • Built before 1900: 0
  • Built in 1900-1910: 0
  • Built in 1910-1920: 0
  • Built in 1920-1930: 0
  • Built in 1930-1940: 3
  • Built in 1940-1950: 1
  • Built in 1950-1960: 5
  • Built in 1960-1970: 6
  • Built in 1970-1980: 0
  • Built in 1980-1990: 1
  • Built in 1990-2000: 0
  • Built in 2000-2010: 0




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