Estimated median household income in 2007: $36,580
| This zip code: | $36,580 | | Tennessee: | $42,367 |
Nearest zip codes: 37410, 37350, 37408, 37407, 37402, 37419.
Chattanooga Zip Code Map
Housing units in zip code 37409 with a mortgage: 489 (82 second mortgage, 32 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 208
Median monthly owner costs for units with a mortgage: $962
Median monthly owner costs for units without a mortgage: $289
Residents with income below the poverty level in 2007:
| This zip code: | 19.6% | | Whole state: | 15.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 7.7% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.9 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.2 |
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Notable locations in this zip code not listed on our city pages:
Notable location: The Battles For Chattanooga Museum (A). Display/hide its location on the map
Churches in zip code 37409 include: Saint Elmo United Methodist Church (A), Saint Elmo Presbyterian Church (B), Saint Elmo Church of Christ (C), Saint Elmo Avenue Baptist Church (D). Display/hide their locations on the map
Tourist attractions (not listed on the city page) : Lookout Mountain Incline Railway - Bottom Station (Amusement & Theme Parks; 3917 Saint Elmo Avenue), Ruby Falls (1720 South Scenic Highway).
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Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 6
- 1990 to 1994: 8
- 1980 to 1989: 41
- 1970 to 1979: 33
- 1960 to 1969: 88
- 1950 to 1959: 229
- 1940 to 1949: 269
- 1939 or earlier: 594
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Bedrooms in owner-occupied houses in Chattanooga, TN (37409): |
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- no bedroom: 0
- 1 bedrooms: 44
- 2 bedrooms: 301
- 3 bedrooms: 246
- 4 bedrooms: 146
- 5 or more bedrooms: 19
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 70
- 2 bedrooms: 196
- 3 bedrooms: 51
- 4 bedrooms: 6
- 5 or more bedrooms: 8
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Vehicles available in 37409 zip code in owner-occupied houses/condos: |
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- no vehicle: 61
- 1 vehicle: 259
- 2 vehicles: 301
- 3 vehicles: 95
- 4 vehicles: 34
- 5 or more vehicles: 6
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 65
- 1 vehicle: 119
- 2 vehicles: 113
- 3 vehicles: 19
- 4 vehicles: 6
- 5 or more vehicles: 9
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 37409:
- Less than $10,000: 9
- $10,000 to $14,999: 5
- $15,000 to $19,999: 7
- $20,000 to $24,999: 7
- $25,000 to $29,999: 3
- $30,000 to $34,999: 9
- $35,000 to $39,999: 14
- $40,000 to $49,999: 25
- $50,000 to $59,999: 48
- $60,000 to $69,999: 80
- $70,000 to $79,999: 84
- $80,000 to $89,999: 81
- $90,000 to $99,999: 73
- $100,000 to $124,999: 125
- $125,000 to $149,999: 91
- $150,000 to $174,999: 55
- $175,000 to $199,999: 19
- $200,000 to $249,999: 14
- $250,000 to $299,999: 4
- $300,000 to $399,999: 2
- $400,000 to $499,999: 18
- $500,000 to $749,999: 9
- $750,000 to $999,999: 4
- $1,000,000 or more: 1
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Rent paid by renters in 2007 in zip code 37409:
- Less than $100: 15
- $200 to $249: 17
- $250 to $299: 23
- $300 to $349: 46
- $350 to $399: 75
- $400 to $449: 11
- $450 to $499: 18
- $500 to $549: 51
- $600 to $649: 36
- No cash rent: 8
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Median price asked for vacant for-sale houses and condos in 2007: $118,001.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $100,132
- Black or African American householders: $83,711
- Two or more races householders: $150,681
Estimated median house or condo value in 2007: $92,566 (it was $57,500 in 2000)
| 37409: | $92,566 | | Tennessee: | $130,800 |
Lower value quartile - upper value quartile: $91,200 - $194,300
Mean price in 2007:
Detached houses: $116,861| Here: | $116,861 | | State: | $188,120 |
Townhouses or other attached units: $118,175| Here: | $118,175 | | State: | $161,999 |
In 2-unit structures: $77,992| Here: | $77,992 | | State: | $142,458 |
In 3-to-4-unit structures: $219,790| Here: | $219,790 | | State: | $133,385 |
In 5-or-more-unit structures: $383,628| Here: | $383,628 | | State: | $164,555 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 965
- One, attached: 46
- Two: 113
- 3 or 4: 105
- 5 to 9: 32
- 20 to 49: 7

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Means of transportation to work
- Drove a car alone: 973 (75%)
- Carpooled: 202 (15%)
- Bus or trolley bus: 14 (1%)
- Taxi: 9 (1%)
- Walked: 25 (2%)
- Other means: 22 (2%)
- Worked at home: 61 (5%)
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Travel time to work
- Less than 5 minutes: 66
- 5 to 9 minutes: 120
- 10 to 14 minutes: 316
- 15 to 19 minutes: 249
- 20 to 24 minutes: 213
- 25 to 29 minutes: 89
- 30 to 34 minutes: 99
- 35 to 39 minutes: 14
- 40 to 44 minutes: 16
- 45 to 59 minutes: 15
- 60 to 89 minutes: 18
- 90 or more minutes: 30
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Percentage of zip code residents living and working in this county: 87.1%
Household type by relationship
Households: 2,780
- In family households: 2,266 (460 male householders, 221 female householders)
522 spouses, 842 children (744 natural, 37 adopted, 61 stepchildren), 79 grandchildren, 19 brothers or sisters, 0 parents, 33 other relatives, 90 non-relatives
- In nonfamily households: 514 (163 male householders (122 living alone)), 253 female householders (219 living alone)), 98 nonrelatives
- In group quarters: 8 (0 institutionalized population)
Size of family households: 280 2-persons, 148 3-persons, 115 4-persons, 82 5-persons, 36 6-persons, 20 7-or-more-persons.
Size of nonfamily households: 341 1-person, 60 2-persons, 13 3-persons, 2 4-persons.
373 married couples with children.
173 single-parent households (36 men, 137 women).
94.7% of residents of 37409 zip code speak English at home.
2.2% of residents speak Spanish at home (76% very well, 17% well, 3% not well, 3% not at all).
3.0% of residents speak other Indo-European language at home (53% very well, 31% well, 16% not well).
Foreign born population: 62 (2.3%)
(32.3% of them are naturalized citizens)
| This zip code: | 2.3% | | Whole state: | 2.8% |
Most common places of birth for the foreign-born residents:
- Mexico (21%)
- India (19%)
- Germany (16%)
- Korea (11%)
- Other Eastern Africa (11%)
- United Kingdom (6%)
- South Africa (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 8
- 1990 to 1994: 18
- 1985 to 1989: 14
- 1980 to 1984: 16
- 1975 to 1979: 2
- 1970 to 1974: 0
- 1970 to 1974: 2
- 1965 to 1969: 2
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White population: 1,615
Black population: 963
American Indian population: 5
Asian population: 17
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 72
Two or more races population: 45

First ancestries reported:
|  Other groups: 1182 |
|  United States or American: 241 |
|  Irish: 173 |
|  English: 162 |
|  Scotch-Irish: 144 |
|  German: 129 |
|  Scottish: 82 |
|  Dutch: 41 |
|  French (except Basque): 32 |
|  Welsh: 24 |
|  Portuguese: 19 |
|  British: 16 |
|  Subsaharan African:: 15 |
|  African: 15 |
|  Czech: 13 |
|  Swedish: 8 |
|  Danish: 7 |
|  Italian: 6 |
|  Greek: 6 |
|  European: 2 |
|  Russian: 2 |
|  Polish: 1 |
Facitilies with environmental interests located in this zip code:
- CHATTEM INC (1715 WEST 38TH STREET in CHATTANOOGA, TN)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
STATE MASTER (New Jersey environmental info) - NJEMS-003752, PESTICIDES - MANUFACTURE
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: MEDICINAL CHEMICALS AND BOTANICAL PRODUCTS; PHARMACEUTICAL PREPARATIONS; PERFUMES, COSMETICS, AND OTHER TOILET PREPARATIONS
Business NAICS classification: PHARMACEUTICAL PREPARATION MANUFACTURING.
Organizations: TECHNOLOGY SCIENCES GROUP INC, DERRILL PITTS (CONTACT/OPERATOR)
, RAY SMITH (CONTACT/OWNER)
, CHATTEM INC. (CONTACT/OWNER)
Alternative names: CHATTEM CHEMICALS, CHATTEM, INC.
- BRENNTAG MID-SOUTH INC. (317 WAUHATCHIE PIKE in CHATTANOOGA, TN)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: CHEMICALS AND ALLIED PRODUCTS
Business NAICS classification: ALL OTHER BASIC ORGANIC CHEMICAL MANUFACTURING.
Organizations: CHARLIE LAMAR (CONTACT/OPERATOR)
Alternative names: BENNTAG MID SOUTH INC., BENNTAG MID SOUTH INC., P. B. & S. CO. INC., P B & S COMPANY INCORPORATED CHATTANOOGA PLANT, PB & S CHEMICAL COMPANY, INC
- CHATTEM CHEMICALS INC. (3801 STREET ELMO AVENUE in CHATTANOOGA, TN)
AIR MAJOR (AIRS/AFS) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: INDUSTRIAL INORGANIC CHEMICALS; MEDICINAL CHEMICALS AND BOTANICAL PRODUCTS; PHARMACEUTICAL PREPARATIONS; INDUSTRIAL ORGANIC CHEMICALS; CHEMICALS AND CHEMICAL PREPARATIONS
Business NAICS classification: SPICE AND EXTRACT MANUFACTURING.; MEDICINAL AND BOTANICAL MANUFACTURING.; ALL OTHER MISCELLANEOUS CHEMICAL PRODUCT AND PREPARATION MANUFACTURING.
Organizations: JAMES H. KEDROWSKI (CONTACT/OPERATOR)
, ELCAT INC. (CONTACT/OWNER)
Alternative names: CHATTEM CHEMICALS INC (CCI), CHATTEM CHEMICALS WAREHOUSE
- CHATTEM CHEMICALS WAREHOUSE (3801 ST. ELMO AVE. in CHATTANOOGA, TN)
FORMAL ENFORCEMENT ACTION (Integrated Compliance Information System) - ICIS-04-2005-8008, ENFORCEMENT/COMPLIANCE ACTIVITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: PHARMACEUTICAL PREPARATIONS
- A-1 SHIPLEY'S WASTE OIL (2846 OLD HARRISON PIKE in CHATTANOOGA, TN)
(Integrated Compliance Information System) - ICIS-04-2001-9055, FORMAL ENFORCEMENT ACTION
- AHLSTROM ENGINE FILTRATION INC (105 WEST 45TH STREET in CHATTANOOGA, TN)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: PAPER MILLS
Alternative names: AHLSTROM ENGINE FILTRATION INC., AHLSTROM ENGINE FILTRATION LLC., AHLSTROM FILTRATION, SOUTHERN CELLULOSE
- BROAD STREET MACHINE COMPANY INC. (2614 BROAD STREET in CHATTANOOGA, TN)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC and NAICS classification: TEXTILE MACHINERY
- ACHESON FOUNDRY & MACHINE WORK (511 W 38TH ST in CHATTANOOGA, TN)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: GRAY AND DUCTILE IRON FOUNDRIES
Business NAICS classification: IRON FOUNDRIES.
- ART PRINTING CO INC (PO BOX 2001 in CHATTANOOGA, TN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: COMMERCIAL LITHOGRAPHIC PRINTING.
- B & P STEEL DRUM INC (3425 ALTON PARK BLVD in CHATTANOOGA, TN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CHATTANOOGA HSY FINISHERS INC (PO BOX 1149 in CHATTANOOGA, TN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: SHEER HOSIERY MILLS.
- CHATTEM DRUG & CHEMICAL CO. ( in CHATTANOOGA, TN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: MEDICINAL AND BOTANICAL MANUFACTURING.; PHARMACEUTICAL PREPARATION MANUFACTURING.
- CHATTANOOGA CITY SCHOOL DISTRICT (1161 WEST 40TH STREET in CHATTANOOGA, TN)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (59%)
- Electricity (35%)
- Fuel oil, kerosene, etc. (5%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 1581
- Northeast: 190
- Midwest: 177
- South: 698
- West: 69
63% of the 37409 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 74% lived in this county.
Out of people who lived in different counties, 12% lived in Tennessee.
Population in 1990: 2,848. Population change in the 1990s: -129 (-4.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 81
| Here: | 24.5% | | Tennessee: | 9.5% |
Students in private schools in grades 9 to 12 (high school): 42
| Here: | 22.8% | | Tennessee: | 10.4% |
Students in private undergraduate colleges: 48
| Here: | 40.3% | | Tennessee: | 22.8% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- VEGA CORPORATION OF TENNESSEE (3614 CHARGER DRIVE in CHATTANOOGA, TN; small business): $632,715 in 6 contracts from 2000 to 2004
Contracts for Construction of Structures and Facilities -- Other Non-Building Facilities, Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings by Air Force, Tennessee Valley Authority Signed by year: 2000: $53,000; 2001: $0; 2002: $0; 2003: $575,000; 2004: $4,715; 2005: $0; 2006: $0.
Biggest contracts:
$575,000 with Air Force for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2003-09-26. Completion date: 2004-01-30.
$50,000 with Tennessee Valley Authority for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Signed on 2000-03-15. Completion date: 2000-03-15.
$33,000, same as above. Signed on 2000-06-15. Completion date: 2000-06-15.
$4,715 with Air Force for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2004-09-15. Completion date: 2004-01-30.
- CHATTEM CHEMICALS, INC (3708 ST ELMO AVENUE in CHATTANOOGA, TN; small business): $37,250 in 2 contracts from 2000 to 2005
$32,000 with Financial Crimes Enforcement Network for Surgical Dressing Materials. Signed on 2000-05-15. Completion date: 2000-06-15.
$5,250 with Navy for Chemicals. Taking place in MD. Signed on 2005-01-11. Completion date: 2005-02-15.
Top industries in this zip code by the number of employees in 2005:
- Arts, Entertainment, and Recreation: Nature Parks and Other Similar Institutions (100-249 employees: 1 establishment)
- Educational Services: Elementary and Secondary Schools (100-249: 1)
- Wholesale Trade: Other Chemical and Allied Products Merchant Wholesalers (50-99: 2)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 1, 10-19: 2, 1-4: 2)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 1, 5-9: 1, 1-4: 3)
- Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 2, 1-4: 4)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
10 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $67,140 | 63 | $89,520 | 68 | $81,288 | 24 | $50,847 | 0 | $0 | 46 | $84,815 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $95,910 | 9 | $81,486 | 10 | $65,959 | 6 | $35,168 | 0 | $0 | 6 | $61,730 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $101,817 | 31 | $87,108 | 65 | $96,936 | 15 | $41,022 | 0 | $0 | 25 | $94,379 | 1 | $35,410 |
| APPLICATIONS WITHDRAWN | 1 | $190,350 | 6 | $83,863 | 24 | $87,368 | 3 | $52,137 | 1 | $2,213,400 | 9 | $65,090 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $180,393 | 6 | $157,397 | 0 | $0 | 0 | $0 | 3 | $161,823 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $89,309 | 97 | $81,812 | 96 | $85,815 | 22 | $50,372 | 62 | $71,448 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $103,293 | 16 | $65,756 | 24 | $81,834 | 9 | $25,741 | 9 | $71,321 | 1 | $128,380 |
| APPLICATIONS DENIED | 3 | $72,303 | 46 | $80,388 | 63 | $90,878 | 24 | $54,474 | 19 | $70,052 | 1 | $174,120 |
| APPLICATIONS WITHDRAWN | 1 | $91,490 | 18 | $79,601 | 41 | $77,631 | 1 | $199,210 | 4 | $65,665 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $103,293 | 10 | $97,537 | 0 | $0 | 3 | $70,337 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $327,580 | 117 | $70,627 | 100 | $86,087 | 10 | $20,511 | 43 | $75,633 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 15 | $46,924 | 21 | $77,785 | 3 | $67,387 | 6 | $49,925 | 1 | $33,940 |
| APPLICATIONS DENIED | 3 | $86,570 | 32 | $76,916 | 93 | $80,507 | 15 | $33,053 | 12 | $48,941 | 4 | $111,408 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 13 | $69,353 | 40 | $101,890 | 9 | $100,177 | 10 | $75,256 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $110,670 | 0 | $0 | 4 | $143,870 | 1 | $188,880 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $97,390 | 111 | $71,959 | 89 | $74,112 | 12 | $56,318 | 53 | $62,532 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 22 | $84,445 | 32 | $57,364 | 6 | $47,957 | 13 | $52,895 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $79,680 | 24 | $47,404 | 74 | $63,032 | 21 | $29,020 | 21 | $57,759 | 4 | $65,665 |
| APPLICATIONS WITHDRAWN | 1 | $219,860 | 18 | $72,796 | 41 | $96,670 | 0 | $0 | 12 | $106,981 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $272,990 | 3 | $56,563 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $93,823 | 60 | $69,304 | 130 | $70,670 | 21 | $24,382 | 50 | $50,406 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 9 | $71,812 | 37 | $74,777 | 3 | $33,447 | 7 | $52,489 |
| APPLICATIONS DENIED | 6 | $110,178 | 13 | $71,623 | 86 | $75,273 | 15 | $17,904 | 28 | $64,241 |
| APPLICATIONS WITHDRAWN | 4 | $88,168 | 12 | $83,986 | 35 | $82,001 | 3 | $35,907 | 4 | $98,865 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $53,120 | 13 | $69,126 | 0 | $0 | 9 | $57,549 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $73,780 | 53 | $77,622 | 120 | $59,909 | 19 | $32,075 | 47 | $56,293 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 15 | $71,517 | 31 | $53,502 | 12 | $37,382 | 6 | $65,418 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $37,054 | 91 | $61,164 | 4 | $29,143 | 9 | $34,922 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $63,661 | 28 | $79,946 | 3 | $17,217 | 3 | $54,107 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $61,483 | 1 | $191,830 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $59,393 | 49 | $56,314 | 103 | $57,763 | 18 | $22,954 | 0 | $0 | 30 | $40,087 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $137,230 | 18 | $49,842 | 28 | $47,483 | 3 | $31,970 | 0 | $0 | 4 | $58,285 |
| APPLICATIONS DENIED | 1 | $78,210 | 24 | $50,785 | 109 | $50,915 | 25 | $21,367 | 1 | $122,470 | 12 | $47,096 |
| APPLICATIONS WITHDRAWN | 3 | $54,107 | 4 | $67,508 | 53 | $53,316 | 0 | $0 | 0 | $0 | 1 | $88,540 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $46,482 | 10 | $77,469 | 1 | $35,410 | 0 | $0 | 1 | $104,770 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $57,253 | 68 | $53,143 | 71 | $45,037 | 19 | $13,669 | 37 | $38,126 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $44,270 | 18 | $46,317 | 16 | $46,666 | 6 | $6,395 | 4 | $68,615 |
| APPLICATIONS DENIED | 1 | $73,780 | 32 | $43,392 | 93 | $42,126 | 22 | $20,994 | 12 | $49,187 |
| APPLICATIONS WITHDRAWN | 1 | $61,980 | 9 | $45,743 | 56 | $44,321 | 1 | $22,130 | 1 | $54,600 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $147,560 | 10 | $56,073 | 0 | $0 | 3 | $41,810 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $54,174 | 23 | $63,119 | 41 | $45,876 | 13 | $31,231 | 13 | $40,360 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $43,566 | 18 | $40,849 | 2 | $9,770 | 4 | $28,405 |
| APPLICATIONS DENIED | 1 | $27,500 | 16 | $41,929 | 35 | $44,973 | 13 | $13,695 | 3 | $19,540 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $39,260 | 22 | $44,836 | 3 | $18,573 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $52,107 | 13 | $48,154 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0018.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $81,685 | 3 | $89,520 | 6 | $50,170 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $88,700 | 1 | $302,500 | 1 | $79,680 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $36,397 | 0 | $0 | 3 | $36,397 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $95,730 | 4 | $142,395 | 4 | $45,743 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $191,830 | 4 | $174,120 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $109,190 | 1 | $109,190 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $72,600 | 3 | $151,987 | 6 | $51,892 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $30,003 | 0 | $0 | 1 | $33,940 |
| APPLICATIONS DENIED | 3 | $54,107 | 0 | $0 | 3 | $54,107 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $88,537 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $70,495 | 1 | $153,460 | 4 | $59,763 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $146,083 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $95,910 | 1 | $163,790 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $76,534 | 22 | $76,329 | 10 | $75,698 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $95,071 | 4 | $60,868 | 3 | $65,910 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $100,340 | 1 | $106,240 | 1 | $106,240 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $69,463 | 12 | $72,550 | 7 | $56,916 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $60,868 | 7 | $57,549 | 1 | $56,070 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $112,145 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $64,926 | 15 | $57,253 | 3 | $60,007 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $63,943 | 1 | $132,800 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $53,120 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $104,770 | 1 | $98,870 | 3 | $67,877 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $52,712 | 10 | $79,978 | 3 | $48,693 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $43,900 | 1 | $75,260 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $66,400 | 0 | $0 | 1 | $66,400 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $95,910 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) Conventional Home Purchase Loans | C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $59,746 | 2 | $86,480 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $32,570 | 1 | $32,570 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $55,000 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0018.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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