37409 Zip Code Detailed Profile




City: Chattanooga, TN (94.42%)
County: Hamilton County, TN
Estimated zip code population in 2013: 2,931
Zip code population in 2010: 2,851
Zip code population in 2000: 2,719

Houses and condos: 1,461
Renter-occupied apartments: 400
% of renters here:

35%
State:

34%
Mar. 2013 cost of living index in zip code 37409: 88.4 (less than average, U.S. average is 100)

Land area: 4.4 sq. mi.
Water area: 0.0 sq. mi.
Population density: 670 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 37409
Zip code 37409 (Chattanooga, Tennessee) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 37409

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.0% ($1,123)
Tennessee:

0.7% ($1,049)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,214 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $855 (1.2%)

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Males: 1,442  (49.2%)
Females: 1,489  (50.8%)

For population 25 years and over in 37409:

For population 15 years and over in 37409:

Zip code 37409 compared to state average:

  • Hispanic race population percentage above state average.
  • Foreign-born population percentage significantly below state average.
  • House age significantly above state average.
  • Races in zip code 37409

  • Zip code 37409 races chart
    • 1,939White population
    • 678Black population
    • 4American Indian population
    • 24Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 6Some other race population
    • 69Two or more races population
    • 130Hispanic or Latino population

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37409, TN forum
Recent posts about zip code 37409 area on our local forum with over 1,900,000 registered users:
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Urban population: 2,914
Rural population: 16

Estimated median house/condo value in 2013: $113,100
37409:

$113,100
Tennessee:

$140,300



According to our research of Tennessee and other state lists there were 4 registered sex offenders living in 37409 zip code as of April 29, 2016.
The ratio of number of residents in zip code 37409 to the number of sex offenders is 939 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

36.3 years
Tennessee median age:

38.5 years
Average household size:
This zip code:

2.6 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 37409, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,254 (Individual Income Tax Returns)
Here:

$38,254
State:

$53,767

Salary/wage: $36,242 (reported on 87.7% of returns)
Here:

$36,242
State:

$45,421
(% of AGI for various income ranges: 85.0% for AGIs below $25k, 88.3% for AGIs $25k-50k, 85.5% for AGIs $50k-75k, 82.1% for AGIs $75k-100k, 74.1% for AGIs $100k-200k)

Taxable interest for individuals: $581 (reported on 18.5% of returns)
This zip code:

$581
Tennessee:

$1,732
(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $3,524 (reported on 11.6% of returns)
Here:

$3,524
State:

$6,739
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.6% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$7,025 (reported on 8.2% of returns)
Here:

+$7,025
State:

+$19,082
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 4.9% for AGIs $100k-200k)

Profit/loss from business: +$11,400 (reported on 17.1% of returns)
Here:

+$11,400
State:

+$15,240
(% of AGI for various income ranges: 9.5% for AGIs below $25k, 4.2% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 12.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $9,271 (reported on 4.8% of returns)
37409:

$9,271
Tennessee:

$15,505

Total itemized deductions: $17,904 (25% of AGI, reported on 18.5% of returns)
Here:

$17,904
State:

$21,976

Here:

24.8% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 7.3% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 10.8% for AGIs $100k-200k)

Charity contributions: $4,877 (reported on 15.1% of returns)
Here:

$4,877
State:

$6,709
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.6% for AGIs $100k-200k)

Taxes paid: $3,348 (reported on 18.5% of returns)
37409:

$3,348
State:

$4,829
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Earned income credit: $1,903 (reported on 21.9% of returns)
Here:

$1,903
State:

$2,404
(% of AGI for various income ranges: 5.3% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 40.4%
Here:

40%
State:

52%
(% for various income ranges: 37.7% for AGIs below $25k, 37.2% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 50.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 37409, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,085 (Individual Income Tax Returns)
Here:

$28,085
State:

$44,088

Salary/wage: $26,957 (reported on 88.8% of returns)
Here:

$26,957
State:

$38,825
(% of AGI for various income ranges: 118.0% for AGIs below $10k, 87.6% for AGIs $10k-25k, 92.9% for AGIs $25k-50k, 85.5% for AGIs $50k-75k, 85.3% for AGIs $75k-100k, 54.7% for AGIs over 100k)

Taxable interest for individuals: $530 (reported on 23.9% of returns)
This zip code:

$530
Tennessee:

$1,802
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $2,472 (reported on 11.7% of returns)
Here:

$2,472
State:

$3,727
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 4.8% for AGIs over 100k)

Net capital gain/loss: +$8,596 (reported on 9.7% of returns)
Here:

+$8,596
State:

+$15,776
(% of AGI for various income ranges: -0.1% for AGIs below $10k, 0.9% for AGIs $10k-25k, -0.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, -0.1% for AGIs $75k-100k, 19.6% for AGIs over 100k)

Profit/loss from business: +$7,647 (reported on 15.4% of returns)
Here:

+$7,647
State:

+$12,882
(% of AGI for various income ranges: 13.1% for AGIs below $10k, 4.8% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 4.8% for AGIs over 100k)

IRA payment deduction: $2,462 (reported on 0.9% of returns)
37409:

$2,462
Tennessee:

$2,934

Total itemized deductions: $14,381 (24% of AGI, reported on 15.6% of returns)
Here:

$14,381
State:

$18,035

Here:

23.6% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 5.5% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 10.1% for AGIs $50k-75k, 12.4% for AGIs $75k-100k, 11.0% for AGIs over 100k)

Charity contributions deductions: $4,288 (7% of AGI, reported on 13.7% of returns)
Here:

$4,288
State:

$5,167

Here:

6.6% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 4.7% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Total tax: $3,592 (reported on 67.4% of returns)
37409:

$3,592
State:

$7,482
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 3.9% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 10.1% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 17.7% for AGIs over 100k)

Earned income credit: $1,739 (reported on 26.5% of returns)
Here:

$1,739
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 51.5%
Here:

52%
State:

60%
(% for various income ranges: 42.9% for AGIs below $10k, 57.8% for AGIs $10k-25k, 51.2% for AGIs $25k-50k, 55.3% for AGIs $50k-75k, 34.1% for AGIs $75k-100k, 64.5% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$43,533
Tennessee:

$44,297
Chattanooga, TN (37409) map Nearest zip codes: 37410, 37350, 37408, 37402, 37407, 37403.
Percentage of family households:
This zip code:

41.5%
Tennessee:

50.2%
Percentage of households with unmarried partners:
This zip code:

3.2%
Tennessee:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 133
Household did not receive Food Stamps/SNAP in the past 12 months: 999


Women who had a birth in the past 12 months: 49 (34 now married, 15 unmarried)
Women who did not have a birth in the past 12 months: 663 (270 now married, 393 unmarried)


Housing units in zip code 37409 with a mortgage: 572 (13 second mortgage, 47 home equity loan)
Houses without a mortgage: 160

Median monthly owner costs for units with a mortgage: $985
Median monthly owner costs for units without a mortgage: S417

Residents with income below the poverty level in 2013:
This zip code:

15.7%
Whole state:

17.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.6%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.4
Median number of rooms in apartments:
Here:

4.6
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 37409: Cravens House (A), The Battles for Chattanooga Museum (B). Display/hide their locations on the map

    Churches in zip code 37409 include: Saint Elmo Avenue Baptist Church (A), Saint Elmo Church of Christ (B), Saint Elmo Presbyterian Church (C), Saint Elmo United Methodist Church (D). Display/hide their locations on the map

    Creek: Chattanooga Creek (A). Display/hide its location on the map

    Park in zip code 37409: Chickamauga and Chattanooga National Military Park (1). Display/hide its location on the map

    Tourist attractions (not listed on the city page) : Lookout Mountain Incline Railway - Bottom Station (Amusement & Theme Parks; 3917 Saint Elmo Avenue), Ruby Falls (1720 South Scenic Highway).

Year house built

  • 02010 or later
  • 512000 to 2009
  • 1121990 to 1999
  • 491980 to 1989
  • 291970 to 1979
  • 911960 to 1969
  • 941950 to 1959
  • 1191940 to 1949
  • 9161939 or earlier

Zip code 37409 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Chattanooga, TN (37409)

  • 10no bedroom
  • 251 bedroom
  • 2682 bedrooms
  • 2663 bedrooms
  • 754 bedrooms
  • 885+ bedrooms

Bedrooms in renter-occupied apartments in Chattanooga, TN (37409)

  • 34no bedroom
  • 1191 bedroom
  • 1222 bedrooms
  • 463 bedrooms
  • 794 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Chattanooga, TN (37409) in owner-occupied houses/condos

  • 19no vehicle
  • 2271 vehicle
  • 2912 vehicles
  • 1183 vehicles
  • 584 vehicles
  • 195+ vehicles

Cars and other vehicles available in Chattanooga, TN (37409) in renter-occupied apartments

  • 40no vehicle
  • 2181 vehicle
  • 912 vehicles
  • 103 vehicles
  • 414 vehicles
  • 05+ vehicles

Median gross rent in 2013: $584.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $113,100
37409:

$113,100
Tennessee:

$140,300
Lower value quartile - upper value quartile: $77,100 - $161,400

Mean price in 2013:

Detached houses: $196,543
Here:

$196,543
State:

$193,341

Townhouses or other attached units: $160,007
Here:

$160,007
State:

$166,652

In 2-unit structures: $110,369
Here:

$110,369
State:

$142,213

In 3-to-4-unit structures: $256,940
Here:

$256,940
State:

$145,504

In 5-or-more-unit structures: $355,750
Here:

$355,750
State:

$182,736

Mobile homes: $61,260
Here:

$61,260
State:

$62,485

Occupied boats, RVs, vans, etc.: $10,206
Here:

$10,206
State:

$20,187

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 10.0%

Percentage of zip code residents living and working in this county: 87.8%

Household type by relationship:

Households: 2,909

Size of family households: 237 2-persons, 170 3-persons, 123 4-persons, 26 5-persons, 13 6-persons, 51 7-or-more-persons

Size of nonfamily households: 428 1-person, 44 2-persons, 18 3-persons, 22 4-persons

487 married couples with children.
51 single-parent households (51 women).

96.0% of residents of 37409 zip code speak English at home.
2.7% of residents speak Spanish at home (100% very well).
1.3% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 33 (1.1%)
(87.9% of them are naturalized citizens)
This zip code:

1.1%
Whole state:

4.7%

Most common places of birth for the foreign-born residents

  • 30%Russia
  • 30%Philippines
  • 27%United Kingdom, excluding England and Scotland
  • 12%Mexico

Most common first ancestries reported in 37409 (%)

  • 36%Other groups
  • 11%American
  • 8%Irish
  • 8%English
  • 5%German
  • 4%Italian
  • 4%French (except Basque)

Year of entry for the foreign-born population

  • 02010 or later
  • 642000 to 2009
  • 221990 to 1999
  • 50Before 1990
There are 12 Medical Specialists in Zip Code 37409.

Facilities with environmental interests located in this zip code:


Zip code 37409 marital status for males
Zip code 37409 marital status for females

Housing units lacking complete plumbing facilities: 3.7%
Housing units lacking complete kitchen facilities: 7.0%

Most commonly used house heating fuel

  • 57%Electricity
  • 40%Utility gas
  • 2%Fuel oil, kerosene, etc.
  • 1%Bottled, tank, or LP gas

Population in 1990: 2,848. Population change in the 1990s: -129 (-4.5%).

Place of birth for U.S.-born residents:


63% of the 37409 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 74% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

78% of the 37409 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 28% moved from this county.
   Out of people who lived in different houses, 2% moved from different county within same state.
   Out of people who lived in different houses, 64% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 25
Here:

16.1%
Tennessee:

12.2%
Students in private schools in grades 9 to 12 (high school): 8
Here:

5.2%
Tennessee:

12.7%
Students in private undergraduate colleges: 34
Here:

17.0%
Tennessee:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 80,800Production occupations
  • 78,750Management occupations
  • 58,143Business and financial operations occupations
  • 50,885Installation, maintenance, and repair occupations
  • 49,828Architecture and engineering occupations
  • 48,667Personal care and service occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 12 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 2 people in other noninstitutional facilities

People in group quarters in 2000:

  • 10 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED21$114,39435$117,58483$100,1819$45,58030$77,912
APPLICATIONS APPROVED, NOT ACCEPTED0$00$04$66,0330$01$70,830
APPLICATIONS DENIED6$133,2977$59,23422$109,9999$59,1883$30,003
APPLICATIONS WITHDRAWN1$91,4904$246,42527$120,5071$36,8903$108,210
FILES CLOSED FOR INCOMPLETENESS1$202,1601$531,2209$103,2920$04$115,098

Detailed HMDA statistics for the following Tracts: 0018.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED6$117,557
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED4$208,798
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS1$531,220

Detailed PMIC statistics for the following Tracts: 0018.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 37409 among deceased individuals
NameCountLived (average)
James5970.7 years
William5972.9 years
John5873.4 years
Mary5276.5 years
Charles4072.5 years
Robert3471.5 years
Thomas3069.3 years
Joseph2373.7 years
Walter2374.6 years
George1977.6 years
Most common last names in zip code 37409 among deceased individuals
Last nameCountLived (average)
Smith3072.3 years
Brown3075.1 years
Jones2472.1 years
Williams2077.6 years
Johnson1977.4 years
Martin1771.1 years
Mcnabb1268.3 years
Anderson1273.0 years
Moore1275.3 years
Hicks1275.4 years
Businesses in zip code 37409
NameCountNameCount
CVS1Rite Aid1
Cricket Wireless1Waffle House2
Pizza Hut1Walgreens1
Popeyes1

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