37840 Zip Code Detailed Profile




Cities: Oliver Springs, TN (6.52%), Petros, TN (3.43%), Oak Ridge, TN (0.06%)
Counties: Morgan County, TN (46.97%), Anderson County, TN (34.40%), Roane County, TN (18.62%)
Estimated zip code population in 2013: 10,131
Zip code population in 2010: 10,021
Zip code population in 2000: 10,825

Houses and condos: 4,400
Renter-occupied apartments: 935
% of renters here:

24%
State:

34%
Mar. 2013 cost of living index in zip code 37840: 80.3 (low, U.S. average is 100)

Land area: 85.2 sq. mi.
Water area: 0.0 sq. mi.
Population density: 119 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 37840
Zip code 37840 (Oliver Springs, Tennessee) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($813)
Tennessee:

0.7% ($1,049)
Median real estate property taxes paid for housing units with mortgages in 2013: $886 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $746 (0.8%)

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Males: 4,575  (45.2%)
Females: 5,556  (54.8%)

For population 25 years and over in 37840:

For population 15 years and over in 37840:

Zip code 37840 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 37840

  • Zip code 37840 races chart
    • 9,598White population
    • 143Black population
    • 15American Indian population
    • 27Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 5Some other race population
    • 176Two or more races population
    • 54Hispanic or Latino population

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Urban population: 3,356
Rural population: 6,774

Estimated median house/condo value in 2013: $99,300
37840:

$99,300
Tennessee:

$140,300



According to our research of Tennessee and other state lists there were 13 registered sex offenders living in 37840 zip code as of August 29, 2015.
The ratio of number of residents in zip code 37840 to the number of sex offenders is 900 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

42.7 years
Tennessee median age:

38.5 years
Average household size:
This zip code:

2.6 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 37840, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,693 (Individual Income Tax Returns)
Here:

$41,693
State:

$53,767

Salary/wage: $38,732 (reported on 82.5% of returns)
Here:

$38,732
State:

$45,421
(% of AGI for various income ranges: 69.4% for AGIs below $25k, 75.8% for AGIs $25k-50k, 80.3% for AGIs $50k-75k, 82.5% for AGIs $75k-100k, 86.7% for AGIs $100k-200k)

Taxable interest for individuals: $1,126 (reported on 28.4% of returns)
This zip code:

$1,126
Tennessee:

$1,732
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $2,541 (reported on 8.5% of returns)
Here:

$2,541
State:

$6,739
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,904 (reported on 6.4% of returns)
Here:

+$2,904
State:

+$19,082
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.7% for AGIs $100k-200k)

Profit/loss from business: +$10,082 (reported on 14.9% of returns)
Here:

+$10,082
State:

+$15,240
(% of AGI for various income ranges: 9.9% for AGIs below $25k, 2.7% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 4.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,407 (reported on 7.7% of returns)
37840:

$10,407
Tennessee:

$15,505
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 2.3% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.9% for AGIs $100k-200k)

Total itemized deductions: $17,680 (23% of AGI, reported on 15.9% of returns)
Here:

$17,680
State:

$21,976

Here:

22.5% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 6.3% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 7.3% for AGIs $75k-100k, 9.2% for AGIs $100k-200k)

Charity contributions: $5,898 (reported on 12.2% of returns)
Here:

$5,898
State:

$6,709
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.2% for AGIs $100k-200k)

Taxes paid: $3,295 (reported on 15.9% of returns)
37840:

$3,295
State:

$4,829
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.2% for AGIs $100k-200k)

Earned income credit: $2,412 (reported on 23.9% of returns)
Here:

$2,412
State:

$2,404
(% of AGI for various income ranges: 8.0% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 37840, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,223 (Individual Income Tax Returns)
Here:

$34,223
State:

$44,088

Salary/wage: $33,473 (reported on 84.9% of returns)
Here:

$33,473
State:

$38,825
(% of AGI for various income ranges: 92.8% for AGIs below $10k, 74.5% for AGIs $10k-25k, 83.5% for AGIs $25k-50k, 87.7% for AGIs $50k-75k, 88.5% for AGIs $75k-100k, 73.2% for AGIs over 100k)

Taxable interest for individuals: $1,053 (reported on 38.4% of returns)
This zip code:

$1,053
Tennessee:

$1,802
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $1,530 (reported on 10.6% of returns)
Here:

$1,530
State:

$3,727
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$3,145 (reported on 8.2% of returns)
Here:

+$3,145
State:

+$15,776
(% of AGI for various income ranges: -0.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Profit/loss from business: +$8,287 (reported on 17.0% of returns)
Here:

+$8,287
State:

+$12,882
(% of AGI for various income ranges: 13.7% for AGIs below $10k, 6.5% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 9.4% for AGIs over 100k)

IRA payment deduction: $2,889 (reported on 1.8% of returns)
37840:

$2,889
Tennessee:

$2,934
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Total itemized deductions: $15,050 (24% of AGI, reported on 15.8% of returns)
Here:

$15,050
State:

$18,035

Here:

23.5% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 6.2% for AGIs below $10k, 5.2% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 6.8% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 9.0% for AGIs over 100k)

Charity contributions deductions: $5,011 (7% of AGI, reported on 13.3% of returns)
Here:

$5,011
State:

$5,167

Here:

7.4% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 4.1% for AGIs over 100k)

Total tax: $4,115 (reported on 72.9% of returns)
37840:

$4,115
State:

$7,482
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Earned income credit: $1,830 (reported on 21.5% of returns)
Here:

$1,830
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 58.7%
Here:

59%
State:

60%
(% for various income ranges: 52.4% for AGIs below $10k, 62.6% for AGIs $10k-25k, 61.3% for AGIs $25k-50k, 55.7% for AGIs $50k-75k, 58.9% for AGIs $75k-100k, 58.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$35,884
Tennessee:

$44,297
Oliver Springs, TN (37840) map Nearest zip codes: 37845, 37719, 37710, 37830, 37748, 37887.
Percentage of family households:
This zip code:

49.8%
Tennessee:

50.2%
Percentage of households with unmarried partners:
This zip code:

6.5%
Tennessee:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 709
Household did not receive Food Stamps/SNAP in the past 12 months: 3,237


Women who had a birth in the past 12 months: 93 (36 now married, 57 unmarried)
Women who did not have a birth in the past 12 months: 2,176 (1,255 now married, 921 unmarried)


Housing units in zip code 37840 with a mortgage: 1,581 (70 second mortgage, 197 home equity loan)
Houses without a mortgage: 1,430

Median monthly owner costs for units with a mortgage: $1,008
Median monthly owner costs for units without a mortgage: S327

Residents with income below the poverty level in 2013:
This zip code:

21.8%
Whole state:

17.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

12.9%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.4
Median number of rooms in apartments:
Here:

5.2
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 37840: White Schoolhouse Corners (A), Oliver Springs Fire Department (B), Petros Volunteer Fire Department (C), Brushy Mountain State Prison (D), Blair Volunteer Fire Department (E), Oliver Springs Fire Department Station 2 (F). Display/hide their locations on the map

    Churches in zip code 37840 include: Petros First Baptist Church (A), Fairview Church (B), Mount Pisgah Church (C), Mineral Spring Baptist Church (D), Little Leaf Baptist Church (E), Tuppertown Baptist Church (F), Frost Bottom Baptist Church (G), Indian Creek Primitive Baptist Church (H), Union Valley Baptist Church (I). Display/hide their locations on the map

    Cemeteries: Hoskins Cemetery (1), Thornton Cemetery (2), Jackson Cemetery (3), Joe Goddard Cemetery (4), Usery Cemetery (5), Woods Cemetery (6), Union Cemetery (7). Display/hide their locations on the map

    Reservoir: Brushy Mountain Reservoir (A). Display/hide its location on the map

    Streams, rivers, and creeks: Big Mountain Creek (A), Lick Creek (B), Indian Creek (C), White Log Branch (D), Hornyhead Branch (E), Harness Creek (F), Granny Creek (G), Geise Creek (H), Stony Flat Creek (I). Display/hide their locations on the map

Year house built

  • 302010 or later
  • 3592000 to 2009
  • 9891990 to 1999
  • 6971980 to 1989
  • 7121970 to 1979
  • 4551960 to 1969
  • 6381950 to 1959
  • 3351940 to 1949
  • 1851939 or earlier

Zip code 37840 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Oliver Springs, TN (37840)

  • 0no bedroom
  • 231 bedroom
  • 5972 bedrooms
  • 1,9153 bedrooms
  • 4324 bedrooms
  • 445+ bedrooms

Bedrooms in renter-occupied apartments in Oliver Springs, TN (37840)

  • 15no bedroom
  • 401 bedroom
  • 3752 bedrooms
  • 4183 bedrooms
  • 874 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Oliver Springs, TN (37840) in owner-occupied houses/condos

  • 109no vehicle
  • 8621 vehicle
  • 1,2702 vehicles
  • 5573 vehicles
  • 1494 vehicles
  • 645+ vehicles

Cars and other vehicles available in Oliver Springs, TN (37840) in renter-occupied apartments

  • 31no vehicle
  • 5741 vehicle
  • 2882 vehicles
  • 123 vehicles
  • 204 vehicles
  • 105+ vehicles

Median gross rent in 2013: $546.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $99,300
37840:

$99,300
Tennessee:

$140,300
Lower value quartile - upper value quartile: $62,000 - $163,700

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 9.2%

Percentage of zip code residents living and working in this county: 33.5%

Household type by relationship:

Households: 10,131

Size of family households: 1,305 2-persons, 624 3-persons, 411 4-persons, 270 5-persons, 110 6-persons, 20 7-or-more-persons

Size of nonfamily households: 989 1-person, 200 2-persons, 17 3-persons

1,323 married couples with children.
572 single-parent households (78 men, 494 women).

99.4% of residents of 37840 zip code speak English at home.
0.3% of residents speak Spanish at home (78% well, 22% not at all).
0.2% of residents speak other Indo-European language at home (100% very well).
0.1% of residents speak Asian or Pacific Island language at home (100% well).

Foreign born population: 105 (1.0%)
(49.5% of them are naturalized citizens)
This zip code:

1.0%
Whole state:

4.7%

Most common places of birth for the foreign-born residents

  • 50%Canada
  • 40%Philippines
  • 10%Japan

Most common first ancestries reported in 37840 (%)

  • 28%American
  • 12%Other groups
  • 9%Irish
  • 8%German
  • 8%English
  • 3%Italian
  • 1%Scotch-Irish

Year of entry for the foreign-born population

  • 422010 or later
  • 02000 to 2009
  • 271990 to 1999
  • 124Before 1990

Zip code 37840 topographic map

Facilities with environmental interests located in this zip code:


Zip code 37840 marital status for males
Zip code 37840 marital status for females

Housing units lacking complete plumbing facilities: 3.9%
Housing units lacking complete kitchen facilities: 4.3%

Most commonly used house heating fuel

  • 49%Electricity
  • 46%Utility gas
  • 2%Wood
  • 2%Other fuel
  • 1%Fuel oil, kerosene, etc.
  • 1%Bottled, tank, or LP gas

Population in 1990: 1,324. Population change in the 1990s: +9,501 (+717.6%).

Place of birth for U.S.-born residents:


66% of the 37840 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 53% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

92% of the 37840 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 53% moved from this county.
   Out of people who lived in different houses, 32% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 32
Here:

2.9%
Tennessee:

12.2%
Students in private schools in grades 9 to 12 (high school): 30
Here:

4.8%
Tennessee:

12.7%
Students in private undergraduate colleges: 45
Here:

11.7%
Tennessee:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 76,301Management occupations
  • 66,042Life, physical, and social science occupations
  • 61,615Architecture and engineering occupations
  • 57,222Business and financial operations occupations
  • 50,250Health diagnosing and treating practitioners and other technical occupations
  • 41,786Installation, maintenance, and repair occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED26$105,36214$62,879129$104,21018$53,4541$170,84011$49,18215$64,935
APPLICATIONS APPROVED, NOT ACCEPTED2$94,3202$58,13521$130,3342$57,5400$01$81,8601$80,680
APPLICATIONS DENIED2$119,2352$124,57028$154,99512$31,5380$04$94,0235$53,150
APPLICATIONS WITHDRAWN2$183,8901$23,73019$104,2782$115,6750$00$05$80,200
FILES CLOSED FOR INCOMPLETENESS1$237,2800$05$75,4560$00$01$68,8100$0

Detailed HMDA statistics for the following Tracts: 0210.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$53,3904$119,828
APPLICATIONS APPROVED, NOT ACCEPTED1$47,4600$0
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN1$53,3900$0
FILES CLOSED FOR INCOMPLETENESS1$264,5700$0

Detailed PMIC statistics for the following Tracts: 0210.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 37840 among deceased individuals
NameCountLived (average)
James8971.6 years
William7974.2 years
John6076.1 years
Robert5167.6 years
Mary5076.2 years
Charles4367.1 years
George3370.7 years
Charlie2378.6 years
Albert2073.5 years
Frank1772.9 years
Most common last names in zip code 37840 among deceased individuals
Last nameCountLived (average)
Duncan6973.0 years
Jones6271.8 years
Phillips5672.4 years
Jackson5174.8 years
Patterson4974.1 years
Brown3873.6 years
Wilson3577.5 years
Seiber3574.0 years
Russell3573.7 years
Lively3474.2 years
Businesses in zip code 37840
NameCountNameCount
Ace Hardware1Pizza Hut1
H&R Block1Rite Aid1
Hardee's1Starbucks1
La-Z-Boy1U-Haul1
Lane Furniture1UPS1
Nike1

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