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38028 Zip Code Detailed Profile

 



Profiles 38028 houses, apartments, residents, cars, jobs...

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Shelby County, TN
Zip code population (2000): 5,049
Estimated zip code population in 2007: 5,463



Age and Sex of Residents in zip code 38028

Zip code 38028 (, Tennessee) real estate house value trends

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38028 map from a distance

Houses and condos: 1,906
Renter-occupied apartments: 155
% of renters here:  9%
State:  30%

2008 cost of living index in zip code 38028: 85.9 (less than average, U.S. average is 100)

Land area: 58.6 sq. mi.
Water area: 0.2 sq. mi.
Population density: 93 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  0.7% ($1,295)
Tennessee:  1.0% ($715)

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Males: 2,518  (49.9%)
Females: 2,531  (50.1%)

Zip code 38028 races chart


38028, TN forum
Discuss zip code 38028 area on our local forum with over 700,000 registered users
100% rural population.

Estimated median house/condo value in 2007: $360,552
38028:  $360,552
Tennessee:  $130,800


According to our research of public records there were 4 registered sex offenders living in 38028 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  42.2 years
Tennessee median age:  35.9 years

Average household size:
This zip code:  2.8 people
Tennessee:  2.5 people

Averages for the 2004 tax year for zip code 38028, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $103,192 (Individual Income Tax Returns)
Here:  $103,192
State:  $44,088

Salary/wage: $77,443 (reported on 81.7% of returns)
Here:  $77,443
State:  $38,825
(% of AGI for various income ranges: 248.4% for AGIs below $10k, 71.1% for AGIs $10k-25k, 70.6% for AGIs $25k-50k, 71.5% for AGIs $50k-75k, 80.2% for AGIs $75k-100k, 56.0% for AGIs over 100k)

Taxable interest for individuals: $2,633 (reported on 56.4% of returns)
This zip code:  $2,633
Tennessee:  $1,802
(% of AGI for various income ranges: 15.4% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $4,655 (reported on 32.5% of returns)
Here:  $4,655
State:  $3,727
(% of AGI for various income ranges: 19.0% for AGIs below $10k, 1.4% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$38,105 (reported on 29.5% of returns)
Here:  +$38,105
State:  +$15,776
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 14.3% for AGIs over 100k)

Profit/loss from business: +$29,600 (reported on 23.5% of returns)
Here:  +$29,600
State:  +$12,882
(% of AGI for various income ranges: 18.9% for AGIs below $10k, 6.3% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 5.3% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 7.0% for AGIs over 100k)

IRA payment deduction: $4,035 (reported on 4.1% of returns)
38028:  $4,035
Tennessee:  $2,934
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $22,970 (reported on 2.4% of returns)
Here:  $22,970
Tennessee:  $16,857

Total itemized deductions: $24,698 (1% of AGI, reported on 47.7% of returns)
Here:  $24,698
State:  $18,035
(% of AGI for various income ranges: 40.2% for AGIs below $10k, 14.8% for AGIs $10k-25k, 15.3% for AGIs $25k-50k, 18.1% for AGIs $50k-75k, 17.9% for AGIs $75k-100k, 9.4% for AGIs over 100k)

Charity contributions deductions: $6,717 (3.8% of AGI, reported on 43.6% of returns)
Here:  $6,717
Tennessee:  $5,167

Here:  3.8% of AGI
State:  5.3% of AGI
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 1.4% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Total tax: $22,733 (reported on 82.2% of returns)
38028:  $22,733
State:  $7,482
(% of AGI for various income ranges: 12.1% for AGIs below $10k, 4.6% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 21.3% for AGIs over 100k)

Earned income credit: $1,679 (reported on 8.6% of returns)
Here:  $1,679
State:  $1,826
(% of AGI for various income ranges: 13.0% for AGIs below $10k, 3.0% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 60.9%
Here:  61%
State:  60%
(% for various income ranges: 54.0% for AGIs below $10k, 60.9% for AGIs $10k-25k, 59.1% for AGIs $25k-50k, 60.6% for AGIs $50k-75k, 60.3% for AGIs $75k-100k, 67.6% for AGIs over 100k)


Estimated median household income in 2007: $77,372
This zip code:  $77,372
Tennessee:  $42,367
38028 map

Nearest zip codes: 38002, 38036, 38060, 38017, 38066, 38018.


Percentage of family households:
This zip code:  84.2%
Whole state:  69.3%

Percentage of households with unmarried partners:
This zip code:  2.3%
Whole state:  4.2%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 38028 with a mortgage: 848 (115 second mortgage, 156 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 275


Median monthly owner costs for units with a mortgage: $2,152

Median monthly owner costs for units without a mortgage: $412

Residents with income below the poverty level in 2007:
This zip code:  5.6%
Whole state:  15.9%

Residents with income below 50% of the poverty level in 2007:
This zip code:  1.4%
Whole state:  6.5%

Median number of rooms in houses and condos:
Here:  7.4
State:  6.0

Median number of rooms in apartments:
Here:  5.7
State:  4.2


Zip code 38028 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Churches in zip code 38028 include: Pisgah Church (A), First Baptist Church of Fisherville (B), Friendship Temple (C), Grays Creek Church (D), Mount Moriah Church (E), Bethany Church (F). Display/hide their locations on the map

Cemeteries: Bethany Cemetery (1), Reid Cemetery (2), Seward Cemetery (3), Priddy Cemetery (4), Brooks Cemetery (5), Fisherville Cemetery (6), Farwell Cemetery (7). Display/hide their locations on the map

Reservoirs: Thomas A Gemignani Lake (A), Marys Creek Lake Number Five (B), Marys Creek Lake Number Four (C), Glynnwood Lake (D), James Lake (E), Lake Site Number Eleven (F), Guymon Lake (G). Display/hide their locations on the map

Creek: Field Creek (A). Display/hide its location on the map

Post office: Eads Post Office (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 155
  • 1995 to 1998: 364
  • 1990 to 1994: 258
  • 1980 to 1989: 408
  • 1970 to 1979: 388
  • 1960 to 1969: 104
  • 1950 to 1959: 74
  • 1940 to 1949: 22
  • 1939 or earlier: 62



Zip code 38028 satellite photo by USGS


Bedrooms in owner-occupied houses in 38028:
  • no bedroom: 0
  • 1 bedrooms: 19
  • 2 bedrooms: 180
  • 3 bedrooms: 681
  • 4 bedrooms: 496
  • 5 or more bedrooms: 164


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 10
  • 2 bedrooms: 49
  • 3 bedrooms: 96
  • 4 bedrooms: 0
  • 5 or more bedrooms: 0



Vehicles available in 38028 zip code in owner-occupied houses/condos:
  • no vehicle: 23
  • 1 vehicle: 145
  • 2 vehicles: 740
  • 3 vehicles: 385
  • 4 vehicles: 177
  • 5 or more vehicles: 70


Vehicles available in renter-occupied apartments:
  • no vehicle: 29
  • 1 vehicle: 62
  • 2 vehicles: 43
  • 3 vehicles: 21
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 38028 household income distribution in 2007

Zip code 38028 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 38028:

  • Less than $10,000: 1
  • $10,000 to $14,999: 1
  • $20,000 to $24,999: 2
  • $25,000 to $29,999: 4
  • $30,000 to $34,999: 3
  • $35,000 to $39,999: 3
  • $40,000 to $49,999: 3
  • $50,000 to $59,999: 33
  • $60,000 to $69,999: 18
  • $70,000 to $79,999: 16
  • $80,000 to $89,999: 17
  • $90,000 to $99,999: 28
  • $100,000 to $124,999: 66
  • $125,000 to $149,999: 54
  • $150,000 to $174,999: 47
  • $175,000 to $199,999: 56
  • $200,000 to $249,999: 144
  • $250,000 to $299,999: 136
  • $300,000 to $399,999: 334
  • $400,000 to $499,999: 235
  • $500,000 to $749,999: 326
  • $750,000 to $999,999: 60
  • $1,000,000 or more: 82
 



38028 rent paid by renters


Rent paid by renters in 2007 in zip code 38028:

  • Less than $100: 2
  • $100 to $149: 1
  • $200 to $249: 18
  • $250 to $299: 17
  • $300 to $349: 4
  • $400 to $449: 9
  • $450 to $499: 2
  • $550 to $599: 3
  • $600 to $649: 8
  • $1,000 to $1,249: 5
  • No cash rent: 44
 


Median price asked for vacant for-sale houses and condos in 2007: $342,627.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $370,772
  • Black or African American householders: $219,086
  • Asian householders: $617,263
  • Two or more races householders: $366,921
  • Hispanic or Latino householders: $395,066

Estimated median house or condo value in 2007: $367,046 (it was $243,400 in 2000)
38028:  $367,046
Tennessee:  $130,800
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $459,852
Here:  $459,852
State:  $188,120

Townhouses or other attached units: $168,094
Here:  $168,094
State:  $161,999

Mobile homes: $61,184
Here:  $61,184
State:  $44,109


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,714
  • One, attached: 21
  • 3 or 4: 2
  • 10 to 19: 5
  • Mobile homes: 93
38028 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 2,126 (85%)
  • Carpooled: 205 (8%)
  • Walked: 14 (1%)
  • Other means: 26 (1%)
  • Worked at home: 137 (5%)
 

38028 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 24
  • 5 to 9 minutes: 34
  • 10 to 14 minutes: 170
  • 15 to 19 minutes: 237
  • 20 to 24 minutes: 440
  • 25 to 29 minutes: 155
  • 30 to 34 minutes: 486
  • 35 to 39 minutes: 112
  • 40 to 44 minutes: 191
  • 45 to 59 minutes: 384
  • 60 to 89 minutes: 83
  • 90 or more minutes: 55
 

Percentage of zip code residents living and working in this county: 62.7%


Household type by relationship
Households: 4,826

  • In family households: 4,520 (1,240 male householders, 184 female householders)
    1,287 spouses, 1,501 children (1,339 natural, 77 adopted, 85 stepchildren), 128 grandchildren, 39 brothers or sisters, 26 parents, 87 other relatives, 28 non-relatives
  • In nonfamily households: 306 (121 male householders (88 living alone)), 121 female householders (104 living alone)), 64 nonrelatives

Size of family households: 620 2-persons, 302 3-persons, 259 4-persons, 209 5-persons, 19 6-persons, 15 7-or-more-persons.

Size of nonfamily households: 192 1-person, 48 2-persons, 2 3-persons.

953 married couples with children.
110 single-parent households (31 men, 79 women).

96.2% of residents of 38028 zip code speak English at home.
1.6% of residents speak Spanish at home (76% very well, 13% well, 11% not well).
2.1% of residents speak other Indo-European language at home (68% very well, 32% well).
0.2% of residents speak Asian or Pacific Island language at home (50% very well, 30% well, 20% not well).

Foreign born population: 53 (1.0%)
(58.5% of them are naturalized citizens)

This zip code:  1.0%
Whole state:  2.8%

Most common places of birth for the foreign-born residents:



  • Iran (28%)
  • Russia (17%)
  • Mexico (11%)
  • Korea (9%)
  • South Africa (8%)
  • Germany (6%)
  • Guatemala (6%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 11
  • 1990 to 1994: 9
  • 1985 to 1989: 5
  • 1980 to 1984: 4
  • 1975 to 1979: 5
  • 1970 to 1974: 10
  • 1970 to 1974: 0
  • 1965 to 1969: 9

White population: 4,264
Black population: 687
American Indian population: 10
Asian population: 20
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 21
Two or more races population: 46

Zip code 38028 races chart


First ancestries reported:

 United States or American: 831
 Other groups: 642
 Irish: 521
 English: 491
 German: 303
 Scottish: 132
 Scotch-Irish: 97
 European: 59
 Italian: 46
 French (except Basque): 45
 Iranian: 29
 Greek: 22
 Danish: 21
 Polish: 20
 Russian: 20
 Czechoslovakian: 19
 Portuguese: 15
 Swedish: 15
 Welsh: 11
 French Canadian: 9
 Hungarian: 6
 Slovak: 6
 Dutch: 6
 British: 5
 Northern European: 5
 Norwegian: 5
 Subsaharan African:: 4
 South African: 4
 Arab:: 3
 Lebanese: 3
 Scandinavian: 3
 Serbian: 3
 Belgian: 2
 Swiss: 2



Zip code 38028 topographic map


Facitilies with environmental interests located in this zip code:

  • CERTAINTEED CORP. (12500 HWY. 64 in EADS, TN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Alternative names: CERTAINTEED CORPORATION PIPE & PLASTIC G
  • DOGWOOD CO VILLAGE ( in EADS, TN)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: SEWERAGE SYSTEMS
    Organizations: DOGWOOD VILLAGE-ARLINGTON (CONTACT/OWNER)
    Alternative names: SHELBY CO-DOGWOOD VILLAGE STP, SHELBY COUNTY GOVERNMENT


Median worth of mobile homes: $74,932

Zip code 38028 marital status for males
Zip code 38028 marital status for females


Housing units lacking complete plumbing facilities: 2%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Utility gas (61%)
  • Electricity (20%)
  • Bottled, tank, or LP gas (17%)
  • Wood (2%)


Place of birth for U.S.-born residents:

  • This state: 3184
  • Northeast: 188
  • Midwest: 364
  • South: 909
  • West: 107

62% of the 38028 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 47% lived in this county.
   Out of people who lived in different counties, 68% lived in Tennessee.

Population in 1990: 1,715. Population change in the 1990s: +3,334 (+194.4%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 140
Here:  26.9%
Tennessee:  9.5%

Students in private schools in grades 9 to 12 (high school): 118
Here:  40.3%
Tennessee:  10.4%

Students in private undergraduate colleges: 39
Here:  25.3%
Tennessee:  22.8%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 1-4 employees: 2 establishments)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 1, 5-9: 1, 1-4: 6)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 5-9: 1, 1-4: 7)
  • Information: Wired Telecommunications Carriers (20-49: 1)
  • Real Estate and Rental and Leasing: Lessors of Nonresidential Buildings (except Miniwarehouses) (20-49: 1)
  • Professional, Scientific, and Technical Services: Veterinary Services (20-49: 1)
  • Finance and Insurance: Claims Adjusting (20-49: 1)
  • Construction: Electrical Contractors (10-19: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED88$156,879704$197,795346$212,38235$58,50787$136,6043$69,767
APPLICATIONS APPROVED, NOT ACCEPTED1$224,07080$212,84485$222,6889$75,8316$208,8220$0
APPLICATIONS DENIED11$142,992200$207,964424$224,11643$109,31314$184,2133$367,393
APPLICATIONS WITHDRAWN8$197,48356$192,793141$200,2287$292,7506$305,5330$0
FILES CLOSED FOR INCOMPLETENESS0$028$238,53154$237,2040$03$119,9070$0
Choose year:  2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0208.20 , 0210.10, 0210.20

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED240$190,60363$210,24310$174,295
APPLICATIONS APPROVED, NOT ACCEPTED38$200,7869$254,8432$106,305
APPLICATIONS DENIED7$248,6633$259,8071$178,660
APPLICATIONS WITHDRAWN18$198,6123$200,3934$222,575
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0208.20 , 0210.10, 0210.20

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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