Estimated median household income in 2007: $51,409
| This zip code: | $51,409 | | Tennessee: | $42,367 |
Nearest zip codes: 38004, 38011, 38015, 38053, 38023, 38019.
Housing units in zip code 38058 with a mortgage: 689 (104 second mortgage, 91 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 147
Median monthly owner costs for units with a mortgage: $1,164
Median monthly owner costs for units without a mortgage: $336
Residents with income below the poverty level in 2007:
| This zip code: | 15.3% | | Whole state: | 15.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 7.2% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.9 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 5.0 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 100
- 1995 to 1998: 158
- 1990 to 1994: 383
- 1980 to 1989: 232
- 1970 to 1979: 178
- 1960 to 1969: 149
- 1950 to 1959: 86
- 1940 to 1949: 99
- 1939 or earlier: 9
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Bedrooms in owner-occupied houses in Munford, TN (38058): |
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- no bedroom: 0
- 1 bedrooms: 8
- 2 bedrooms: 41
- 3 bedrooms: 748
- 4 bedrooms: 108
- 5 or more bedrooms: 18
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 21
- 1 bedrooms: 30
- 2 bedrooms: 112
- 3 bedrooms: 192
- 4 bedrooms: 48
- 5 or more bedrooms: 8
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Vehicles available in 38058 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 160
- 2 vehicles: 543
- 3 vehicles: 186
- 4 vehicles: 26
- 5 or more vehicles: 8
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 31
- 1 vehicle: 263
- 2 vehicles: 109
- 3 vehicles: 0
- 4 vehicles: 8
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 38058:
- $40,000 to $49,999: 15
- $50,000 to $59,999: 21
- $60,000 to $69,999: 20
- $70,000 to $79,999: 20
- $80,000 to $89,999: 22
- $90,000 to $99,999: 34
- $100,000 to $124,999: 199
- $125,000 to $149,999: 315
- $150,000 to $174,999: 195
- $175,000 to $199,999: 144
- $200,000 to $249,999: 145
- $250,000 to $299,999: 40
- $300,000 to $399,999: 29
- $400,000 to $499,999: 16
- $500,000 to $749,999: 15
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Rent paid by renters in 2007 in zip code 38058:
- Less than $100: 13
- $200 to $249: 12
- $250 to $299: 22
- $350 to $399: 35
- $400 to $449: 20
- $450 to $499: 28
- $500 to $549: 62
- $550 to $599: 75
- $600 to $649: 80
- $650 to $699: 103
- $700 to $749: 48
- $800 to $899: 18
- $900 to $999: 18
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Median price asked for vacant for-sale houses and condos in 2007: $139,391.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $146,501
- Black or African American householders: $166,647
- Native Hawaiian and other Pacific Islander householders: $203,680
- Two or more races householders: $111,098
Estimated median house or condo value in 2007: $146,143 (it was $99,300 in 2000)
| 38058: | $146,143 | | Tennessee: | $130,800 |
Lower value quartile - upper value quartile: $103,784 - $201,844
Mean price in 2007:
Detached houses: $168,846| Here: | $168,846 | | State: | $188,120 |
Mobile homes: $58,056| Here: | $58,056 | | State: | $44,109 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,254
- One, attached: 13
- Two: 10
- 3 or 4: 21
- 5 to 9: 8
- 10 to 19: 36
- Mobile homes: 52

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Means of transportation to work
- Drove a car alone: 1,635 (90%)
- Carpooled: 102 (6%)
- Bus or trolley bus: 18 (1%)
- Other means: 22 (1%)
- Worked at home: 36 (2%)
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Travel time to work
- Less than 5 minutes: 62
- 5 to 9 minutes: 93
- 10 to 14 minutes: 146
- 15 to 19 minutes: 176
- 20 to 24 minutes: 199
- 25 to 29 minutes: 58
- 30 to 34 minutes: 185
- 35 to 39 minutes: 56
- 40 to 44 minutes: 122
- 45 to 59 minutes: 426
- 60 to 89 minutes: 229
- 90 or more minutes: 25
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Percentage of zip code residents living and working in this county: 27.6%
Household type by relationship
Households: 3,944
- In family households: 3,688 (933 male householders, 218 female householders)
866 spouses, 1,537 children (1,347 natural, 54 adopted, 136 stepchildren), 46 grandchildren, 12 brothers or sisters, 14 parents, 37 other relatives, 25 non-relatives
- In nonfamily households: 256 (72 male householders (68 living alone)), 162 female householders (153 living alone)), 22 nonrelatives
Size of family households: 392 2-persons, 291 3-persons, 315 4-persons, 122 5-persons, 19 6-persons, 12 7-or-more-persons.
Size of nonfamily households: 221 1-person, 9 2-persons, 4 4-persons.
900 married couples with children.
310 single-parent households (52 men, 258 women).
97.4% of residents of 38058 zip code speak English at home.
1.3% of residents speak Spanish at home (83% very well, 17% not well).
0.5% of residents speak other Indo-European language at home (100% very well).
0.4% of residents speak Asian or Pacific Island language at home (47% very well, 53% well).
0.4% of residents speak other language at home (60% very well, 40% well).
Foreign born population: 80 (2.0%)
(70.0% of them are naturalized citizens)
| This zip code: | 2.0% | | Whole state: | 2.8% |
Most common places of birth for the foreign-born residents:
- Germany (55%)
- Philippines (19%)
- Other Australian and New Zealand Subregion (10%)
- Europe, n.e.c. (9%)
- Panama (8%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 15
- 1990 to 1994: 13
- 1985 to 1989: 8
- 1980 to 1984: 0
- 1975 to 1979: 8
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 36
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White population: 3,690
Black population: 162
American Indian population: 12
Asian population: 37
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 32
Two or more races population: 85

First ancestries reported:
|  United States or American: 690 |
|  Other groups: 517 |
|  German: 472 |
|  Irish: 319 |
|  English: 221 |
|  Italian: 157 |
|  French (except Basque): 67 |
|  Scotch-Irish: 53 |
|  Scottish: 37 |
|  Swedish: 27 |
|  Polish: 26 |
|  Portuguese: 26 |
|  Acadian/Cajun: 23 |
|  Celtic: 10 |
|  Arab:: 10 |
|  Dutch: 10 |
|  Arab/Arabic: 10 |
|  New Zealander: 8 |
|  European: 8 |
|  Latvian: 8 |
|  Norwegian: 8 |
|  Slavic: 7 |

Facitilies with environmental interests located in this zip code:
- DELASHMIT HAULING (MIKE DELASHMIT in MUNFORD, TN)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CONSTRUCTION SAND AND GRAVEL
Alternative names: CUMBERLAND COAL COMPANY
- B H ELECTRONIC INC (1000 MCLAUGHLIN DR in MUNFORD, TN)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: OTHER MOTOR VEHICLE ELECTRICAL AND ELECTRONIC EQUIPMENT MANUFACTURING.
Organizations: HARRY E HADDAD (CONTACT/OPERATOR)
Median worth of mobile homes: $67,225
Most commonly used house heating fuel: |
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- Utility gas (79%)
- Electricity (21%)
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Place of birth for U.S.-born residents:
- This state: 2145
- Northeast: 161
- Midwest: 536
- South: 819
- West: 149
44% of the 38058 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 37% lived in this county.
Out of people who lived in different counties, 70% lived in Tennessee.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 30
| Here: | 4.4% | | Tennessee: | 9.5% |
Students in private schools in grades 9 to 12 (high school): 27
| Here: | 10.2% | | Tennessee: | 10.4% |
Students in private undergraduate colleges: 17
| Here: | 14.2% | | Tennessee: | 22.8% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- WATSON'S APPLIANCE (1464 MUNFORD AVE in MUNFORD, TN; small business)
$24,700 with Navy for Kitchen Equipment and Appliances. Signed on 2005-03-28. Completion date: 2005-04-15.
- RHONDA TORRES (62 ALLEN CV in MUNFORD, TN; small business)
$12,000 with Navy for Other Professional Services. Signed on 2004-10-14. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 1 establishment, 1-4 employees: 2 establishments)
- Other Services (except Public Administration): Religious Organizations (10-19: 2, 5-9: 1, 1-4: 4)
- Professional, Scientific, and Technical Services: Veterinary Services (20-49: 1)
- Administrative and Support and Waste Management and Remediation Services: Office Administrative Services (20-49: 1)
- Construction: Commercial and Institutional Building Construction (20-49: 1)
- Finance and Insurance: Commercial Banking (10-19: 1, 5-9: 1, 1-4: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (10-19: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $152,403 | 75 | $120,713 | 83 | $113,901 | 15 | $50,663 | 25 | $92,492 | 5 | $60,088 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $74,450 | 14 | $109,590 | 2 | $30,005 | 1 | $64,940 | 2 | $72,540 |
| APPLICATIONS DENIED | 2 | $145,700 | 16 | $97,124 | 74 | $126,383 | 16 | $35,089 | 7 | $104,219 | 6 | $67,267 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $98,845 | 30 | $116,943 | 0 | $0 | 3 | $89,873 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $113,300 | 9 | $151,568 | 0 | $0 | 2 | $111,380 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $142,221 | 113 | $110,937 | 90 | $105,513 | 18 | $37,356 | 36 | $81,972 | 5 | $68,390 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $101,520 | 14 | $94,384 | 21 | $93,160 | 2 | $20,140 | 5 | $82,940 | 1 | $81,790 |
| APPLICATIONS DENIED | 2 | $132,340 | 24 | $88,810 | 68 | $109,096 | 10 | $39,127 | 10 | $86,392 | 10 | $55,526 |
| APPLICATIONS WITHDRAWN | 2 | $160,495 | 18 | $107,203 | 30 | $114,422 | 1 | $23,430 | 4 | $59,903 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $93,160 | 16 | $111,895 | 0 | $0 | 3 | $54,390 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $129,136 | 134 | $106,921 | 111 | $100,662 | 11 | $33,216 | 32 | $80,928 | 6 | $35,893 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 14 | $81,965 | 23 | $113,776 | 5 | $39,210 | 2 | $115,080 | 2 | $63,705 |
| APPLICATIONS DENIED | 1 | $210,020 | 28 | $70,971 | 97 | $109,356 | 16 | $40,458 | 2 | $72,130 | 12 | $56,342 |
| APPLICATIONS WITHDRAWN | 1 | $107,680 | 26 | $110,923 | 62 | $124,122 | 3 | $138,507 | 4 | $110,353 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $80,350 | 11 | $86,422 | 1 | $36,990 | 4 | $39,663 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $123,652 | 81 | $110,655 | 99 | $102,488 | 12 | $36,648 | 17 | $75,769 | 5 | $40,690 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $101,031 | 23 | $96,692 | 0 | $0 | 1 | $109,330 | 5 | $46,936 |
| APPLICATIONS DENIED | 3 | $114,807 | 21 | $82,337 | 71 | $99,173 | 12 | $28,085 | 1 | $38,630 | 11 | $53,804 |
| APPLICATIONS WITHDRAWN | 2 | $153,100 | 9 | $113,299 | 46 | $107,065 | 2 | $60,415 | 1 | $94,940 | 2 | $69,255 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $115,490 | 4 | $103,573 | 9 | $104,166 | 1 | $52,610 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $126,588 | 61 | $111,300 | 197 | $103,257 | 9 | $27,537 | 20 | $73,179 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $63,290 | 5 | $79,076 | 25 | $103,112 | 1 | $14,390 | 2 | $55,280 |
| APPLICATIONS DENIED | 3 | $125,357 | 11 | $83,508 | 88 | $101,106 | 9 | $37,447 | 1 | $74,800 |
| APPLICATIONS WITHDRAWN | 1 | $130,700 | 7 | $85,957 | 48 | $105,225 | 2 | $101,105 | 2 | $108,505 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 8 | $97,613 | 1 | $66,580 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $112,792 | 30 | $86,221 | 30 | $78,007 | 7 | $18,357 | 3 | $61,507 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $77,310 | 4 | $62,023 | 8 | $60,060 | 2 | $12,910 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $82,447 | 11 | $61,512 | 21 | $64,427 | 7 | $16,956 | 1 | $42,130 |
| APPLICATIONS WITHDRAWN | 3 | $98,150 | 3 | $89,897 | 12 | $81,062 | 2 | $54,735 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $107,360 | 0 | $0 | 5 | $96,550 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0403.01
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $135,390 | 7 | $152,364 | 2 | $75,830 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $178,170 | 2 | $137,480 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $101,110 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $123,300 | 9 | $156,866 | 2 | $107,475 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $75,620 | 3 | $155,357 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $159,880 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $145,044 | 10 | $131,808 | 2 | $92,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $240,850 | 2 | $125,765 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $128,230 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $139,009 | 14 | $122,331 | 1 | $95,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $147,960 | 1 | $115,080 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $176,730 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $133,093 | 31 | $125,899 | 1 | $106,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $133,300 | 5 | $151,660 | 1 | $53,840 |
| APPLICATIONS DENIED | 1 | $125,770 | 1 | $150,840 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $155,975 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $117,327 | 3 | $155,177 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0403.01
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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